DEVELOPMET BANKING

1. Minimum Land Holding required for financing Tractor is_4 acres acres of
irrigated land.
2. One hectare is equal to approximately_2.50 acres.
3. We cannot finance for activities under PMEGP if they appear in the Negative
List of KVIC
4. Subsidy under PMEGP in the case of special category in rural area is_B)35%
5. Individual beneficiary under PMEGP should be of at least 18_years of age to
become eligible for loan.
6. Normally the minimum number of people required to form a SHG is_____B)
10
7. The ratio of the loan eligibility to the corpus Fund of SHG under SGSY isC)
1:4
8. Under SGSY percentage of subsidy in the case of lending to SHG for general
category is_50%of Project
9. Margin for SGSY loans is___________%A) Nil
10.
Insurance coverage for beneficiaries under SGSY for normal death is up
to Rs_6000
11.
The maximum coverage available under JanashriBimaYojana of BOB
for natural death is RS__30000
12.
The margin under SJSRY is_________%C) 5%
13.
Percentage of subsidy applicable to women SHGs in the case of SJSRY
is %D) 35%
14.
Cut- off date for submission of declaration of RKBY for the loans
released during Rabi is_May
15.
An adult cow requires about _________ sqft of space in the cattle
shedC) 40
16.
What is the economic size of Cold Storage as per NABARD General
Scheme 5000 MTs
17.
Overall ceiling of subsidy amount underCapital Subsidy Scheme of
NABARD for Cold Storage is Rs_______per beneficiary.D) 50 lacs
18.
The target for SC/ST beneficiaries under DRI scheme is __%D) 40%
Page 1 of 16

19.
In a Project of Agriclinic and Agri-Business Centre the min investment
in capital items should be 10%
20.
The maximum financial assistance NABARD would extend to Farmers
Club is Rs_10000 / club / year
21.
Priority Sector targets are linked to which of the following: A) Net Bank
credit
B) Adjusted net bank credit
C) Credit equivalent of off- balance sheet exposure
D) Bor C whichever is higher
22.
Over Daft allowed in no frilaccount up to a limit of Rs _______ in
Rural and Semi Urban Branches is classifeid as Indirect Agricultural
AdvanceB) 25000
23.
Which of the following is an indirect advance to agriculture C) Loans
for Storage Godowns
24.
Which of the following loan application cannot be rejected at the level
of BM a)Application by SC/STs
25.
Target of DRI advance to Indian Commercial Banks is linked to
Previous Year Total Advance
26.
The District technical Committee works out ___Scale of Finance for
crop loans
27.
Interest concession under BKCC Silver Card is_______%B) 0.25%
28.
Damage of crops due to__________ is covered under RKBYB) Hail
Storm
29.
The minimum period of repayment of tractor loan for farmer having land
holding up to 6 acres of land is____ years 8 and above 6 acre but less then 10
acre is 7
30.
Minor Irrigation Loans can be considered for sanction only if the land is
situated beyond a distance of ______________ KMs from the sea costA)10
31.
Beekeeping is also known as_________ D)Apiculture
32.
Loans given to establish Mango orchards is_______loan A) Horticulture
loan
33.
Poultry units engaged in meat production are called as___Broiler Farms
34.
Neem is an example for __________plant Medicinal plant
Page 2 of 16

35.
The upper limit of Education loan for studies in India is___A) 10 Lacs
and abroad is 20 lacs
36.
The limit for micro service enterprises under PSA is up to Rs_____10
lacs
37.
Time norms for disposal of PSA loan above Rs500000/- is___8-9
weeks
38.
As per common guidelines of Priority Sector Advances margin for
agriculture loans is exempted up to Rs____A) 100000
39.
Under RKBY _________ crops are only covered Notified crops
40.
While financing second hand tractor we should obtain _________ report
from the approved dealer/valuer Fitness Certificate cum-Valuation Report
(Standard Performance).
(Technical Report or value report) check it
41.
In the case of financing second hand tractor the valuer will give _
Standard _ performance in percentage terms in his valuation report
42.
The margin requirement for financing second hand tractor is
______%20% or 25% check it
43.
While financing dairy, second animal/batch of animal is released only
after________ month from the date of first released to ensure continuity in
milk production6 month
44.
As per BOB scheme of lending to SHG, the maximum ratio of corpus
fund to loan amount is1:10
45.
Repayment holiday available in PMEGP loans should not be more
than____ months6
46.
Coverage under RKBY is compulsory for __ farmers growing notified
crop in notified areaC) Loanee Farmer
47.
The housing loan limit under Priority sector is Rs________C) 25 Lacs
48.
The loan limit under Agriclinics and Agri-Business Centres scheme for
individual borrower is Rs_C) 20 lacs and for group is 100 lacs
49.
Max amt of 2nd Dose of Revolving fund to the SHGs who have utilized
the earlier subsidy is Rs10000
50.
Target for Foreign Banks under Export Credit is D) 12%
Page 3 of 16

51.
If the land holding of the applicant is less than 6 acres of irrigated land,
we cannot finance for a tractor of more than_________H.P B) 35 H.P
52.
The max limit of project cost under PMEGP for manufacturing sector is
25 for business sector is 10 lac
53.
Selection of beneficiaries under PMEGP is done by ____B) Task force
54.
Margin under PMEGP for general category is _________D)10%
55.
Maximum repayment period allowed under PMEGP is_________ years
C) 7
56.
In the case of SHG of disabled persons minimum number of members
can be_______D) 5
57.
The target under SGSY for women coverage is _________A) 40%
58.
The maximum amount of subsidy under SGSY to individual beneficiary
under general category (out side the SHG) is Rs_C)7500 and under special
category 10000
59.
Minimum Lock in-Period for subsidy in the case of SGSY is __
yearsC) 3
60.
The limit of loan to SHGs as per BOB scheme of lending is 10_ times
the amount in corpus Fund.
61.
The maximum coverage under JanashriBimaYojana of BOB for
accidental death is RS_______B) 75000
62.
The percentage of subsidy available to individual under SJSRY is %B)
25%
63.
The target for lending under SJSRY in respect of women is ____%B)
30%
64.
Threshold yield in the case of Rice and wheat is the moving avg yield
for the last yr 3
65.
In the case of loanee Farmers the sum insured (under RKBY)should be
at least equal to__Loan amount
66.
Project cost under Cold Storage Scheme (General) of NABARD is
Rs___150 lacs
67.
The family income ceiling under DRI scheme for the applicants from
rural area is Rs_ 18000 and for urban and semi urban 24000
68.
Rate of Interest on loans under DRI is __________B) 4%
Page 4 of 16

69.
The margin requirement under scheme of Agriclinics and Agri-Business
Centres for loans up to Rs 5 lacs is__ 0% and above 5 lac is 15%
70.
The financial assistance for Farmers club will be extended by NABARD
for a max. period of 3 yrs only
71.
Service Area approach came in to existence from __ 01.04.1989 under
recommendation of P.D OJHA
72.
For Foreign Banks operating in India the following Target is not to be
achieved compulsorily Agriculture loans at 18% of ANBC
73.
Loans under Agri Clinic and Agro Business Centre can be availed
jointly by Maximum of 5persons
74.
The max loan under Priority Sector for repair of House in Rural and
Urban area Rs100000 & 200000rs
75.
If there is a crop failure due to natural calamity then crop loan can be
converted in to medium term loan for period of : 3-5 years or 7 years check it
76.
Under BKCC, limit of Produce Marketing loan against ware house
receipt is___C) Rs. 10 lacs
77.
Interest concession under BKCC Gold Card is_______%A)0.5%
78.
The maximum repayment period of Tractor loan is_________ yeras 9 or
12 year check
79.
The minimum period of repayment of tractor loan for farmer having land
holding above 6 acres but less than 10 acres is____ years7
80.
Amount of crop loan per acre for particular crop is decided as perScale
of Finance
81.
Layer Poultry Farms are mainly engaged in production of ____C) Eggs
82.
Cultivation of flowers and vegetables under controlled condtions using
special grade plastic is known as_______C) Poly House cultivation
83.
Broiler birds are usually culled after________ week C) 6- 8
84.
The limit for micro manufacturing enterprises under PSA is up to
Rs__25 lacs
85.
Education loan can be rejected on valid ground by branch manger with
the concurrence of Regional M
86.
For Education loans margin is exempted up to Rs_____400000
Page 5 of 16

87.
1ce the Stats and Union territories opt for participation under RKBY
they cannot opt out for a min of 3y
88.
Insurance of animals in dairy loan under Govt. Sponsored scheme is
Compulsory
89.
As per BOB scheme of lending to SHG, the maximum loan amount is
restricted to Rs____ 3 lacs
90.
Minimum repayment under PMEGP scheme cab be _____ years3 years
91.
Govt. Geologist Certificate is required for Loans for New Open
Wells/Tube Wells
92.
Time norms for disposal of PSA loan up to Rs 25000/- is___2 weeks
93.
Second loan for the tractor can be financed only after ________ years
from the date of availing loan for first tractor and the said loan is closed in
full. C) 3 years
94.
Subsidy under PMEGP in the case of general category in Rural Area
is_A) 25
95.
Margin under PMEGP for special category is__________C) 5% in
urban area is 25%
96.
Under Contract Farming agreement for purchase of Farm Produce and
supply of input is along with technical support is called as__Total contract
97.
Under Contract Farming agreement for purchase of Farm Produce and
supply of input is called as__B) Partial Contract
98.
Under Contract Farming agreement for purchase of Farm Produce only
is called as Procurement contra
99.
Subsidy sharing pattern by Central Government and State Government
in SGSY is_ 75:25
100.
The target under SGSY for coverage of SC/STs is_________D) 50%
101.
Maximum Lock-in-Period for subsidy in the case of SGSY is__5_ years
102.
The maximum amount of loan to SHG as per BOB scheme of lending is
Rs_ 3 lacs
103.
The amount of scholarship paid to the children of the insured under
JanashriBimaYojana is Rs.____600___ per half year per child.
104.
Max amount of subsidy available under SJSRY for individual
beneficiary is Rs 50000
Page 6 of 16

105.
Coverage of .area is not compulsory for Non-Loanee Farmers
106.
Coverage of notified crops in notified area under RKBY is compulsory
for LoaneeFarmers
107.
The NABARD came in to existence in the year__ 1982
108.
RKBY is extendable to the loans released during Kharief up to the
month of__ only C) September
109.
% of Refinance available from NABARD under its General Scheme of
financing Cold Storage is_90%
110.
Loans under Indira AwasYojana can be sanctioned to beneficiaries of
SC/ST category under DRI scheme up to a limit of Rs___________C) 20000
111.
The min. no. of members required to form a Farmers club under
NABARD assistance is 10
112.
Service Area approach came in to existence as a result of
recommendation of P.D.Ojha Committee
113.
Which of the following is not correct in respect of targets for Priority
SectorAdvances: Export Credit target of Indian Banks is 12% of ANBC
114.
In the case of loan to Agri clinic and Agro Business centre which of the
following is correct: For loans up to Rs5 lacs no collateral security to be taken
115.
The max amt of Edu. loan which can be sanctioned without collateral
Security is Rs7.5 lac
116.
National Credit Council suggested introduction of Priority Sector
advances to Commercial Banks
117.
Sun Flower is an example for Oil Seed
118.
Under BKCC, limit of Personal loan component is Rs.1.00 Lac
119.
Under BKCC Gold Card ,consumption limit is___% of total Production
line of Credit 35%
120.
While issuing a BKCC Gold card we have to obtain fresh documents
because: BKCC Gold is to be issued for farmer client who has dealt with us
satisfactorily for last 5 years and BKCC documents are valid for 5 years
only
121.
Threshold yield of crops other than Rice and Wheat means the moving
average yield for last 5 yrs
Page 7 of 16

122.
Poultry shed r to be constructed in such a way that the narrow wall of the
sheds should faceEast- West
123.
Adjusted Net Bank Credit means: NBC+ Investment in non-SLR
Bondsin HTM Category
124.
The housing loan target for Domestic commercial Banks is ___% of
incremental deposits as on last Friday of march of previous financial year 3%
125.
Cost of photograph of borrower belonging to weaker section is to be
borne by__Bank
126.
Margin for Education loan above 4 lacs given for the studies in India
is__5_%
127.
Under RKBY concession is available for premium up to Threshold
yield
128.
If the Standard Performance is less than _40_ % we can not finance a
second hand tractor.
129.
If the Standard Performance of the second hand tractor is more than 70%
but less than 85% ,we can give a maximum repayment period of _4_ years and
for more than 85% is 5 year
130.
Maximum repayment allowed by BOB under Horticulture and
Plantation finance scheme is _16__ years
131.
As per BOB scheme of lending to SHG, only such SHJGs who score
_60__and above as per check list for grading will be considered for finance.
132.
Layer birds start laying eggs after attaining _6_ months of age.
133.
_surthi_ is name of a graded buffaloe
134.
The per member subsidy under SGSY lent to SHGs is Rs.__B) 10000
135.
The minimum number of hours a tractor should work in a year to
become financially viable is__1000hr
136.
The selection committee of SGSY consists of these people BDO, Bank
Manager and Sarpanch of village
137.
Under PMEGP collateral security need not be obtained for loans up to
Rs_5 lacs
138.
Minimum repayment period to be given under PMEGP is _3__ years
139.
Minimum amount of Revolving Fund in SGSY is Rs____B) 5000
Page 8 of 16

140.
The target under SGSY for disabled/Physically Challenged person
is____B) 3%
141.
The amount of subsidy limit to SHGs( group as a whole) under SGSYis
1,25,000
142.
Collateral security and Third Party guarantee are waived in the case of
loan to individual under SGSY up to a limit of Rs._1 lac
143.
Name of the insurance scheme of BOB for SHGs is called asC) Janasri
BimaYojana
144.
Under SJSRY the aplicnt shd be resident of the town/city for the last_3
yrs to bcom eligible for the loan
145.
Maximum amount of subsidy available to women SHGs under SJSRY
is Rs_B) 300000
146.
Loss of crop due to_war_ is not covered under RKBY
147.
The rate of subsidy available under capital subsidy scheme of NABARD
for Cold Storages is Rs1000/MT
148.
Applicants who own irrigated land measuring more than 1.00 acre are
not eligible under DRI scheme
149.
The percentage of subsidy eligible for general category of borrowers
under scheme of Agriclinics and Agri-Business Centres is _36%_ of Project cost
for SC/ST and women borrowers 44%
150.
The margin requir under scheme of Agriclinics and Agri-Business
Centres for loans up to Rs 5 lacs is_0%
151.
Under Contract Farming the farmer enters in to a contract with
processor/purchaser through_________ arrangement. Buy Back
152.
LBR-1 is the statement of ____Plan of a branch) Service Area Credit
153.
In the case of DRI advances which of the following is not correct: D)
2/3rd advances to SC/STs and 40% through Rural and Semi Urban
Branches
154.
Loans to Food and Agro based processing unit is (a)in direct agriculture
advance(b)Direct Agriculture advance(c)Maximum Investment in Plant and
Machinery is Rs 10 Crore.(d) Maximum Invsetment in Plant and Machiner is Rs
5 Crores.Which of the above statements are correct: C) a and c are correct
Page 9 of 16

155.
Inspection and processing charges can be recoverd if the loan under
priority sector exceeds Rs_ D) 25000
156.
The overall target of Priority Sector for Domsectic commercial banks is
A)40%
157.
One acre measures_ A) 43560 Sqft
158.
Under BKCC Silver Card ,consumption limit is___% of total
Production line of Credit A) 25%
159.
BKCC Gold Card can be given to Farmers with satisfactory dealing for
more than__5___ years
160.
We can not finance any Minor Irrigation loans in the_ A) Dark areas
161.
Loan given for construction of Farm Houses a_loan Land Development
162.
The distance between two Poultry shed should be at least_40_ ft
163.
Number of birds housed in single cage in poultry is usually_3_
164.
The limit for small manufacturing enterprises under PSA is up to Rs_5
crore
165.
The insurance in respect of Priority Sector loans other than SME , Govt
sponsored schemes and vehicle loans can be waived up to RS___B) 50000
166.
Cut off date for submission of declaration in the case of non- loanee
farmers for Kharief crop is___C) July 31St for Rabi crop is December 1st
167.
While financing a second hand tractor, we should ensure that the
insurance coverage already available should be at least equal to_Value of the
Tractor as per valuation
168.
Holstein Friesian is name of a __Exotic breed of Cow
169.
Min. repayment allowed by BOB in respect of plantation and
Horticulture financi is _4years
170.
Margin for lending to SHG is_____15% or 0% check it
171.
Loan given to construct a fishing boat is Direct loan to agriculture or
Loan under Small Enterprises plz check
172.
BKCC Silver Card can be given to Farmers with satisfactory dealing for
more than_3_ years
173.
The lmtt of loan to SHGs as per BOB scheme of lending is _10_ times
the amount in corpus
Page 10 of 16

174.
The subsidy ceiling under Capital Subsidy Scheme of NABARD for
Cold Storage is_25_%
175.
Under RKBY cut off date for receipt of declaration by GIC in the case
of Loanee Farmers for Kharief season is_ November 30th
176.
Under SGSY, percentage of subsidy in the case of individual beneficiary
belonging to general category (outside SHG) is_30_% of Project cost.
177.
Subsidy under PMEGP in the case of general category in urban area
is__15%
178.
The upper age limit under Janashri BimaYojana of BOB for SHGs is
_59 years
179.
Which of the following is not a direct advance to Agriculture; Advance
to Agri-Clinic and Agro Business Centre
180.
Short Term loans in Agriculture Advance means repayment period is up
to_12 months only
181.
Agricultural loans having repayment period exceedin 60 months are
known as long term loan
182.
Under SGSY, in the case of lending to SHG is_50_%
183.
Drum Stick and chow chow is an example for _______C) Perennial
vegetable
184.
Second loan for new tractor can be financed only after _3_ years from
the date of availing loan for first tractor and the same is closed in full.
185.
Threshold yld of crops other than Rice and Wheat means the moving
avg yield for last 5year
186.
The District technical Committee works out _C) Scale of Finance for
crop loans
187.
While financing tractor we should ensure that the borrower should
purchase at least_3_ implements including a trailer along with tractor
188.
70:30_is the ideal ratio of utiliza of cold storage by the promoter for
hiring out and own use
189.
Over Daft allowed in no frill account up to a limit of Rs. ) 25000_ in
Rural and Semi Urban Branches is classified as Indirect Agricultural Advance.
190.
Loan given for construction of Farm Houses is classified as_ Land
Development
Page 11 of 16

191.
Which of the following is not a Weaker section Advance: D) Loans
under PMEGP
192.
Under PMEGP only _1_ person/persons from the family can be
financed.
193.
Which of the below is not a direct agricultural advance: Advance to
Fertilizer dealer.
194.
Farmers cover notified crop in notified area under RKBY up to150% of
Threshold yield by paying comm rate.
195.
The loan limit under Agriclinic & Agri-Business Centre scheme for
individual borrower is 20 lac
196.
Under Priority sector Advances application for loan up to Rs.25000/should Be disposed off with in_2_ weeks.
197.
Direct Agriculture advances can be given to following groups:JLGs
Farmers and SHGs
198.
Priority Sector Advances targets are linked to which of the
following:Adjusted net bank credit
199.
Collateral security and 3 Party guarantee are waived in the case of loan
to SHG under SGSY up to a lmt of 10 lac
200.
BKCC card holders are covered under Personal Accident Insurance up
to Rs50,000
201.
Documents of BKCC are to be obtained afresh after 5 years
202.
The loan lmt under Agri-clinic & Agri-Businss Centre scheme for indi
borrower is Rs 20 lac
203.
Per capita subsidy available under SJSRY for women SHG is rs 30000
or 60000
204.
Under Micro Credit of PSA (Lending to SHG) the per party limit is Rs
50,000.
205.
Keeping the birds on the floor of the shed using paddy husk, saw dust
etc. is known as Deep litter System
206.
The maximum limit for small service enterprises under PSA is up to Rs
2 crore
207.
The ceiling of Project cost under SJSRY for individual beneficiary is Rs
2 lacs
Page 12 of 16

208.
Poultry units engaged in egg production are called as Layer Farm
209.
Units engaged in production of day old chicks are called as Hatcheries
210.
KVIC is the Nodal Agency at National level for implementing PMEGP
211.
The insurance in respect of Priority Sector loans other than SME ,Govt
sponsored schemes and vehicle loans can be waived up to Rs10000
212.
Jersey is a name of cross bred Cow
213.
Out standing Credit to weaker section in Priority Sector should be:25%
in priority sector or B) 10 % of ANBC or both check it
214.
Min. land holding prescribed by BOB for Minor irrigation loan is No
min. holding acres
215.
Broiler Birds gain around 1.5 _kgs of body weight (Live Bird) in 6- 8
weeks
216.
The limit under Priority Sector for Khadi and Village Industries is Rs No
limit
217.
Overall ceiling of subsidy amt under Capital Subsidy Scheme of
NABARD for Cold Storage is Rs50 per beneficiary.
218.
While financing a second hand tractor we should ensure that the
hypothecation clause appearing in the R.C or pass Book (check it) in respect of
earlier Financing bank is deleted.
219.
A SHG should not have normally more than 20 members if it is to be
linked to Bank
220.
A farmer who has acre irrigated land and 1 acre dry land is Marginal
or small (check it) farmer
221.
The rate of interest charged by NABARD for the refinance towards SHG
lending is 5.5_% at present
222.
Cross bred heifers require a space of about_30_ sq ft in a scientific
dairy units
223.
Cross bred Calves require a space of about_20 sq ft in a scientific
dairy units
224.
The insurance in respect of Priority Sector loans under SME except for
loans under Govt sponsored schemes and vehicle loans can be waived up to RS
25000
Page 13 of 16

225.
Loan given to build fishing boats where investment in plant and
machinery is Rs.20 lacs can be treated as Loan under Micro Enterprises
226.
Target of DRI advance to Indian Commercial Banks is linked to
Previous Year outstanding Advances.
227.
One acre is equal to 40_ guntas
228.
We can finance any Minor Irrigation loans in the_ White areas notified
by Dept. of Mines and Geology.
229.
Application for loan up to Rs.25000/-under Priority sector should be
disposed off within 2 weeks.
230.
The max coverage available under Janashri Bima Yojana BOBfor
natural death is RS 30000
231.
The ceiling on project cost under Agri-clinic and Agri-Business Centre
for individual beneficiary is Rs. Rs 20 lacs
232.
Maximum loan amount available under Baroda General Credit Card
(BGCC) is Rs. 25000
233.
Maximum limit under Baroda Kisan Group loan scheme (Joint Liabiliy
group) for individuals and Group is Rs. 50000 and Rs. 500000 respectively
234.
Minimum number of members in a Farmers Club is 10
235.
Max amt of loan available under Priority sector Loan against Gold
ornament as per BOB guidelines is Rs. 3 lacs
236.
The ceiling on Project Cost for Rural Godown up to a capacity of 1000
MT is Rs.2500_per metric ton or Project Cost as appraised by financing bank
whichever is low
237.
The margin requirement under scheme of Agriclinics and Agri-Business
Centre for loans above Rs 5 lacs is 15%
238.
Loan given to establish Mango orchard is Horticulture Development
loan
239.
Amount of crop loan per acre for a particular crop is decided as per
Scale of Finance
240.
As per common guidelines of Priority Sector Advances, margin for
agriculture loans is exempted up to Rs100000
241.
Maximum amount of loan we can consider under DRI is Rs1500
Page 14 of 16

242.
Under Priority sector Advances there is no Processing Chargers up to Rs
25000
243.
Documents of BKCC are to b e obtained afresh after 5years
244.
The margin under Agri-Clinic and Agri-Business Centre for loan up to
Rs. 5 lacs is_0 %
245.
Ground Nut crop is an oil seed crop
246.
The insurance in respect SME loans of Priority Sector can be waived up
to RS 25000
247.
For a BKCC applicant ,who has 3 years of satisfactory dealing_25_% of
total Production line of Credit can be considered for consumption limit.
248.
The maximum amount of subsidy limit under SGSY to SHGs (group as
a whole) is Rs. 1, 25,000
249.
In the case of loan to Agri clinic and Agro Business Center which of the
following is correct: For loans up to Rs 5 lacs no collateral security to be
taken
250.
Target for Domestic Banks (Banks of Indian Origin) for MSME Credit
is 0% of ANBC
251.
The minimum number of hours a power tiller should work in a year to
become financially viable is_600_ hours
252.
? loan application cannot be rejected at the level of Branch Manager?
Application by SC/STs
253.
Target for Foreign Banks under MSME is 10% of ANBC
254.
The maximum amount of Education loan which can be sanctioned
without collateral Security is7.5 lacs
255.
As per BOB scheme of lending to SHG, only such SHGs who score
60_and above as per check list for grading will be considered for finance.
256.
The maximum subsidy under SGSY lent to SHGs (group as a whole) is
Rs. 125000
257.
Scale of Finance is equal to cost of cultivation of a crop per acre less_
Margin contribution by borrower
258.
Rabi Cropping season approximately coincide with North East
monsoon
Page 15 of 16

259.
Max. repayment period that can be given for loans under Priority sector
against Gold ornament is 24 months
260.
NABARD extends a grant assistance of Rs. 2000 per JLG to Banks for
promoting JLGs for a period of 3 years
261.
BGCC will be valid for a period of 5 Years
262.
Under Agri-clinic & Agri-business Centre scheme, subsidy is being
given for Capital & interest portion both
263.
Kharief Croping season approximately coincides with South West
monsoon
264.
As per guidelines of RBI the share of advances to Micro Enterprises in
the achievement of MSME for domestic Banks should be_60_% of outstanding
Balance of MSME
265.
The lmt for investment in Plant and machinery for small manufacturing
enterprises under PSA is up to Rs. 5 cror
266.
We can not consider sanctioning of a BKC Silver Card if the applicant
has not completed a satisfactory dealing under BKCC for a minimum period of 3
years
267.
Red Sindhi is name of a Indian cow

Page 16 of 16