DEFENSOR & ASSOCIATES

Door 3, Therese Arcade, Bacolod City

Tel. No. 433-144/09215937965

July 8, 2011
MRS. LIZA C. PANTEROS
18 Rosario Heights, Brgy. Camingawan
Bacolod City
Mrs. Panteros:
The undersigned is writing you this correspondence in behalf of my client, Ms. Annie
B. Tucon, of No. 21 Alta Vista Subdivision, Brgy. Singcang, Bacolod City anent to the
money you borrowed from her last August 8, 2009 amounting to Six Hundred
Thousand Pesos (Php 600, 000.00) payable on or before August 8, 2010, of which
the promissory note you personally signed is hereto attached.
That after such credit become due and demandable, my client respectfully demand
payment from your part in many occasions to which you refuse to pay to this date.
Thereby, this is to warn you that if you fail to pay or contact my client or this office
until the end of this month regarding any payment or settlement, and to give any
reasonable explanation on the reason of your default, we will use the full force of
the law to oblige you in performing your obligation plus the damages incurred by
my clients from your avoidance.
Furthermore, let me remind you the expensive cost of litigation and the damages
which you will pay in case we already instituted an action against you which could
blemish as well your good standing in the business community.
Hence, we are humanely advising you to take immediate action and take this
opportunity to resolve this matter earnestly that you could avoid the severance of
the consequences due to you inaction.
Please be guided accordingly.

ATTY. NIEL S. DEFENSOR

Counsel for Ms. Annie B. Tucon
DEFENSOR & ASSOCIATES LAW OFFICE
Roll of Attorney No. ___________;
PTR No.______________;
IBP No.____________;

MCLE Compliance No. _______________;

DEFENSOR & ASSOCIATES

Door 3, Therese Arcade, Bacolod City

Tel. No. 433-144/09215937965

August 5, 2011
MRS. LIZA C. PANTEROS
18 Rosario Heights, Brgy. Camingawan
Bacolod City
Mrs. Panteros:
This is the second and last demand letter you will receive from this office. The
undersigned is writing you this correspondence in behalf of my client, Ms. Annie B.
Tucon, of No. 21 Alta Vista Subdivision, Brgy. Singcang, Bacolod City anent to the
money you borrowed from her last August 8, 2009 amounting to Six Hundred
Thousand Pesos (Php 600, 000.00) payable on or before August 8, 2010, of which
the promissory note you personally signed is hereto attached.
That after such credit become due and demandable, my client respectfully demand
payment from your part in many occasions to which you refuse to pay to this date.
You are already warned that if you failed to pay or contact my client or this office
until the end of the month of July regarding any payment or settlement, and to give
any reasonable explanation on the reason of your default, this office will use the full
force of the law by resorting to file a complaint against you in court to oblige you in
performing your obligation plus the damages incurred by my clients from your
avoidance.
Let me remind you the expensive cost of litigation and the damages which you will
pay in case we already instituted an action against you which could tarnished as
well your good standing in the business community, thus, we are giving you five
days to resolve this matter.
Furthermore, we are legally advising you to take immediate action and take this last
opportunity to resolve this matter once and for all to avoid the further severance of
the consequences due to you inaction.
Please be guided accordingly.
ATTY. NIEL S. DEFENSOR
Counsel for Ms. Annie B. Tucon
DEFENSOR & ASSOCIATES LAW OFFICE
Roll of Attorney No. ___________;

PTR No.______________;
IBP No.____________;
MCLE Compliance No. _______________;

THE LAW OFFICE OF SALVE & ASSOCIATES

Door 1, Victoria Arcade, Bacolod City
Tel. No. 432-110/09217620419

June 5, 2011
MS. KRISTINA C. AQUINO
Nara Street, Rosario Heights, Brgy. Camingawan
Bacolod City
Ms. Aquino:
The undersigned is writing you this DEMAND LETTER in behalf of my client, Ms. Pia
C. Lao, of No. 14 Alta Tierra Subdivision, Brgy. Bata, Bacolod City because of the
money you borrowed from her last May 2, 2009 amounting to Four Hundred
Thousand Pesos (Php 400, 000.00) payable on or before May 2, 2010, of which the
promissory note you personally executed signed is hereto attached.
That after such credit become due and demandable, my client respectfully demands
payment from your part in many occasions but to no avail. In breach thereof, this
office gives you 20 DAYS upon the receipt of this letter to pay or contact my client
or this office regarding any payment or settlement, and to give any reasonable
explanation on the cause of your nonpayment. Failure thereof, this office will have
no other remedy but to resort in filing a complaint against you in court to oblige you
in performing your obligation plus the payment of the expenses and the damages
arises resulting from your avoidance.
May you take this opportunity to resolve this matter once and for all to prevent
further consequences which may result from your unlawful refusal to pay a lawful
obligation.
With respect,
ATTY. NIEL S. DEFENSOR
Counsel for Ms. Annie B. Tucon
DEFENSOR & ASSOCIATES LAW OFFICE
Roll of Attorney No. ___________;
PTR No.______________;
IBP No.____________;
MCLE Compliance No. _______________;