Tanzania Postal Bank is an established Bank by the Act No.

11 of 1991 as
amended by Act No. 11 of 1992. TPB is a Bank that provides competitive
financial services to our customers and creates value for our stakeholders
through innovative products.
TPB is a Bank, whose vision is to be the leading bank in Tanzania in the
provision of affordable, accessible and convenient financial services
services. As part
of effective organizational development and management of its human capital
in an effective way, TPB commits itself towards attaining, retaining and
developing the highly capable and qualified workforce for TPB betterment and
the Nation at large.

CREDIT RISK OFFICER

(2 POSITIONS
POSITIONS))
Tanzania Postal Bank (TPB) seeks to appoint dedicated, self motivated and highly organized
Credit Risk Officers (2 positions) to join the Risk Management and Compliance team. The work
station is Dar es Salaam .
Reporting Line: Chief Manager Business Loans Recovery
Locations: Head office
Work Schedule: As per TPB Staff regulations
Division: Business Loans Administration
Salary: Commensurate to the Job Advertised

KEY RESPONSIBILITIES

The Credit risk officer will be responsible to perform business loan administration for quality
loan portfolio and follow up recovery of non performing and charged off loans.

Ensure compliance to statutory requirements related to loans administration with a view to

minimize credit risk.

Essential Duties and Responsibilities:

To conduct periodical review of business loans in order to detect problem at an early stage
for timely corrective action..
To ensure that all terms and conditions of business loans are strictily adhered to during the
period of the facility until full repayment.
To review the conduct of loan accounts and raise alarm for unsatisfactory performance.
To follow up utilization of the approved credit line.
To conduct weekly, monthly, quarterly and annually rating of business loans in accordance
with the bank's internal risk rating system
To review collaterals in terms of value and ensure that all necessary renewals for insurance
premiums, land rents, refreshment of guarantees etc are kept up to date.
To follow up legal recovery measures on stuck up, charged off and written off business
loans.
To Timely and accurately compile progress reports on business loans operations.
To conduct site visits to business premises of borrowers with problem loans to assess status
of their business and discuss with them on how to regularize their loan repayments.
To review business loan files on quarterly basis to ensure that all relevant documents are in
place.
To check on quarterly basis on whether held collaterals provide adequate coverage relative to
the borrower's current position.
To identify business loans for rescheduling/restructuring

To make regular follow up on stuck up business loans with a view to regularize them.
Any other duties as may be assigned from time to time

EXPERIENCE AND KNOWLEDGE REQUIRED

Education: Bachelor Degree / Post Graduate Diploma in Financial

Management/Accountancy, and Advanced Diploma in
Banking/Accountancy.
Experience:

General knowledge on bank Credit Administration

Skills / Attributes
Attributes::
- Performance oriented
- Trustful / faithful/good integrity
- High level of interpersonal skills

The position will attract a competitive salary package, which include benefits. Applicants are invited to
submit their resume (indicating the position title in the subject heading) via e-mail to:
recruitment@postalbank.co.tz. Applications via other methods will not be considered. Applicants
need to submit only the Curriculum Vitae (CV) and the letter of applications starting the job
advertised and the location. Other credentials will have to be submitted during the interview for
authentic check and other administrative measures and should not in any way be attached during
application.

Tanzania Postal Bank is an Equal Opportunity Employer and is very committed to environmental, health
and safety Management.
Tanzania Postal Bank has a strong commitment to environmental, health and safety management. Late
applications will not be considered. Short listed candidates may be subjected to any of the following: a
security clearance; a competency assessment; physical capability assessment and reference checking.
4
Please forward your applications before 23rd December, 201
2014