12/12/2014

UCOBankSMEBanking|SMEFinance|IndianBank

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MSME

CorporateBanking/FinancetoMicro&SmallEnterprises

FinancetoMicro&Small
Enterprises

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FinancetoMicro&SmallEnterprises

MSEPolicyofthebank
PolicyonManagement/
RestructuringofMSMEStressed
Assets

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FinancetoMicro&SmallEnterprises

SpecialisedMSMEHUBs
InterestRateonMSMELoans
MSMEProducts

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SpecialisedMSEMbranches

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SME Finance takes care of the funding needs of Micro & Small Entrepreneurs. Keeping in view the specific
requirementsoftheseunits,UCOBankhasintroducedarangeofproductsatattractiverateofinterests.TheBank
alsoprovidescollateralfreeloansuptoRs100lakhunderSME.

FAQonCGTMSE

In terms of MSMED Act, 2006 the MSE(Micro & Small Enterprises) segment is broadly
classifiedasunder:

BCSBICode
MSMECareCentre

Tenders
SafeBanking
SafeBankingdo's&don'ts
InterestRates

RSETI
ApplicationForm

Particulars

OriginalInvestmentinPlant&Machineries
ofManufacturingEnterprises

Originalinvestmentinequipmentof
ServiceSectorEnterprises

Micro
Enterprises

UptoRs.25.00lakh

UptoRs.10.00lakh

Small
Enterprises

AboveRs.25.00lakhanduptoRs.500.00lakh

AboveRs.10.00lakhanduptoRs.200.00
lakh

TrackLoanApplicationStatus
ListofPMRYSchemeBeneficaries
SuperAdmin
ZoneAdmin

LatestatUCO

CATEGORIZATION OF ACTIVITIES UNDER MANUFACTURING OR SERVICES UNDER THE

MSMEDACT2006
CustomerCareCenter
DownloadApplicationForms
GrievanceRedressalPolicy
Complaints/Grievances
Registration
RetailLoanHubContacts
Feedback

MSEManufacturing

MSEServices

Loans given to enterprises engaged in the

manufacture or production, processing or
preservation of goods in general including the
following:

Loans given to enterprises engaged in

providing or rendering of services in general
includingthefollowing:

Helpline
Contactusforany
queries/complaints.

ServiceCharges

SmallRoadandWaterTransport

Printing

Operators.

Printingandpublishingasintegratedunit.

SmallBusiness

MedicalEquipmentandAyurvedicProduct

Professional&Selfemployedpersons,

CompositeunitofBaconProcessingand

Andotherserviceenterprisesengaged

PiggyFarm

inactivities,viz,

(TheactivityofBeeKeepingisfarmingalliedactivity
andtherefore,wouldnotbecoveredineither
manufacturingandserviceactivity
Piggery farm without bacon processing shall not be
classified either as manufacturing or as service
enterprisebecausethisisafarmingactivity)
Beedi/CigaretteManufacturingandother
tobaccoproducts.
ExtractionofAgavespritfromAgavejuice
(importedmedicinalplant)extractionof
Agave
ManufactureofBioFertilizer
TobaccoProcessing.

oConsultancyServicesincluding
managementservices
oCompositeBrokerServicesinrisk
andinsurancemanagement
oSeedgradingservices
oTrainingcumIncubatorcentre
oEducationalInstitutions
oTrainingInstitutes
oRetailTrade
oPracticeoflawi.e.legalservices
oTradinginmedicalinstruments
(brandnew)
oPlacementandManagement
ConsultancyServices
oAdvertisingAgencyand
Publishing.
SanitationServices(Hiringof
Septictankcleaner)
Clinical/PathologicalLaboratories
andScanning,MRItests.
Hospitals
Agriclinicandagribusiness.
RestaurantwithBar
Canteens

https://www.ucobank.com/corporatebanking/mediumenterprises.aspx

Start|Stop

UCODhanVarsha,UCODouble
andUCOMonthlyIncome
Schemeschemeduration
extendedupto31/03/2015
NEWDEPOSITSCHEMEUCO
Branch
ATMLocator
THOUSANDFOR1000DAYS
MATURITYAT9.00%
selectState
INTERESTRATEWITHNO
PENALTYFORPREMATURE
CLOSURE.MINIMUMDEPOSIT
selectCity
Rs.5000/MAXIMUM
DEPOSITRs.500LAC.
Subscribeto
SCHEMEOPENSON15TH
OCTOBER,2014ANDCLOSES
select
ON31STDECEMBER,2014
.CONDITIONSAPPLY.
UCOBankisassociatedwith
thePrimeMinistersNational
ReliefFund(PMNRF)asa
CollectionBank.
GetYourAccountBalance
ThroughMissedCall
ReleaseofProvisionalSelect
Listofcandidatesselectedin
CWESPLIIIconductedby
IBPSMumbaiForFY201415
ABigLeapForward:Articleon
UCOBankinBusinessIndia
Magazine
OnlineAccountOpening
FacilityforSavings&Current
Accountsisnowavailableon
Website
MaximumDepositAmount
underUCOTaxSaverDeposit
SchemeHasBeenIncreasedto
Rs.1.5LakhfromExistingRs.1
Lakh
RateofinterestforUCO
Dhanvarshahasbeenchanged
to8.80%from9.05%w.e.f
15122014
RateofinterestforUCO
Doublehasbeenchangedto
8.41%from9.00%andthe
periodofdepositchangedto
100monthsfrom94months
wef15122014

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12/12/2014

UCOBankSMEBanking|SMEFinance|IndianBank
Hotels
MotelIndustry
RentingofAgricultureMachinery
(Harvesting)
CompositeBrokerServicesinRiskand
InsuranceManagement
ThirdPartyAdministration(TPA)
ServicesforMedicalInsuranceClaims.
TrainingcumIncubatorCentre
Placementandmanagement
consultancyservices
AdvertisingAgenciesandTraining
Centres.

Separationofironscrapsfromslagpots.

DevelopmentofSoftwareandproviding

Generationofelectricitythoughwindmill.

softwareservices

Seedprocessing(forgenetic

MedicalTranscriptionService.

enhancement),(involvingcollectionof

ProductionofT.V.SerialandotherT.V.

germplasm,cleaning,gravityseparation,

Programmes,

chemicaltreatmentetc.)

RipeningofRawFruitsundercontrolled

CompositeunitofPoultrywithChicken

conditions,

(Meat)Processing{PoultryFarmwithout

[SubjecttonormsprescribedbyFood

chicken(Meat)processingshallnotbe

SafetyandStandardsAuthorityof

classifiedeitherasmanufacturingoras

India,(MinistryofHealthandFamily

serviceenterprisebecausethisisa

Welfare,GovernmentofIndia)]

farmingactivity}

ServiceratingAgency,
(Ratingandgradingservicesacross
sectorsbasedonsetmethodologyand
standards)

AdvertisingAgencies
MarketingConsultancies
IndustrialConsultancies
EquipmentRentalandLeasing
TypingCenters
PhotocopyingCenters
IndustrialR&DLabs
IndustrialTestingLabs
DesktopPublishing
SettingupofCyberCafes
AutoRepairsServicesandGarages
DocumentaryFilmsonthemeslike
familyplanning,socialforestry,energy
conservation,commercialadvertising.
LaboratoriesengagedintestingofRaw
MaterialsandFinishedProducts.
ServicingIndustryundertakings
engagedinmaintenance,repairs,
testingorservicingofalltypesof
vehiclesandmachineryofany
descriptionincluding
electronics/electrical
equipments/instrumentsi.e.
measuring/controlinstruments,
television,TapeRecorder,VCR,Radios,
transformers,motors,
watchesetc.
LaundryandDryCleaning
XRayclinic
Tailoring
Servicingofagriculturefarmequipment
e.g.tractor,pumps,rig,boring
machinesetc.
WeighBridge
PhotographicLab
BluePrintingandenlargementof
drawing/DesignFacilities
ISD/STDBooths
TelePrinters/FAXservices10
SubContractingExchanges(SCXs)
establishedbyindustryassociations.
EDPinstitutesestablishedbyvoluntary
associations/nongovernment
organization.
ColorandBlackandWhitestudios

https://www.ucobank.com/corporatebanking/mediumenterprises.aspx

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12/12/2014

UCOBankSMEBanking|SMEFinance|IndianBank
equippedwithprocessinglaboratories
Ropewaysinhillyareas.
InstallationandoperationofcableTV
Network
OperatingEPBAXunderfranchisee.
BeautyParlorsandCrches.

Theabovelistisillustrativeandnotexhaustive.ForfurtherInformationpleasecontactnearestBranch

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