Interest Rate (%)

Company Name

FD Name

DHFL-Aashray Deposit Plus

Rating

CARE (AA+) BWR (FAAA)

12

18

10.00

24

36

Remarks
48

60

72

84

10.00 10.00 10.00 10.00 10.00 10.00

Minimum
Investment

*0.50% extra interest for Senior Citizens (aged above 60 years). Widows, Armed
Forces Personnel, Existing DHFL Home Loan Borrowers & DHFL Share Holders
(appropriate proof should be attached). *0.25% extra interest for Deposit of 25 lacs
and above

2000 and additional in multiples of Rs.1,000

0.50% extra interest for Senior Citizens (aged above 60 years). Widows, Armed
Forces Personnel, Existing DHFL Home Loan Borrowers & DHFL Share Holders
(appropriate proof should be attached)
0.50% extra interest for Senior Citizens (aged above 60 years). Widows, Armed
Forces Personnel, Existing DHFL Home Loan Borrowers & DHFL Share Holders
(appropriate proof should be attached)
*0.50% extra interest for Senior Citizens (aged above 60 years). Widows, Armed
Forces Personnel, Existing DHFL Home Loan Borrowers & DHFL Share Holders
(appropriate proof should be attached). *0.25% extra interest for Deposit of 25 lacs
and above

10000 and additional in multiples of Rs.1,000

DHFL-Aashray Deposit Plus - Single Deposit abv 5 crs

DHFL

DHFL Aashray Deposit Plus 40 Months

CARE (AA+) BWR (FAAA)

10.50

DHFL-Swayam Sidha For Women Only (500 Days)

CARE (AA+) BWR (FAAA)

10.00( 500 Days)

DHFL - Aashray Deposit Plus 14 Months

CARE (AA+) BWR (FAAA)

10.25

DHFL - Aashray 13 Months - Trust Deposit

CARE (AA+) BWR (FAAA)

Shriram Unnati

CRISIL (FAA+) & ICRA (MAA+)

9.25

Mahindra Finance

CRISIL (FAAA)

9.25

9.75 10.00 10.25 9.75

9.75

LIC HFL

CRISIL (FAAA / Stable)

8.75

8.75

PNB (Indi & Trust) - PNBHFL Fd amt <=1cr

CRISIL (FAA+)

9.30

PNB (Indi & Trust) - PNBHFL Fd amt 1cr to 10cr

PNB Housing Finance Ltd(Trust Deposits) amt >=1cr
PNB Housing Finance Ltd(Trust Deposits) amt 1cr to 10cr
KTDFC ( < 25 Lakhs)**
KTDFC (>= Rs.25 Lakhs & < 50 Lakhs)**
KTDFC (>= 50 Lakhs)**
KTDFC Salute (< 25 Lakhs)
KTDFC Salute (>= Rs.25 Lakhs & < 50 Lakhs)**
KTDFC Salute (>= 50 Lakhs)**

CRISIL (FAA+)

HDFC - Regular (Individual / Trust / Institution) < 1 Crore

CRISIL (FAAA) ICRA(MAAA)

HDFC - Platinum (Individual / Trust / Institution) < 1 Crore

HDFC Platinum Senior Deposit Plan (Individuals)
HDFC Ltd - Smart Deposit <1 Crore to < 5 Crores
HDFC Ltd - Smart Deposit >=5cr

CRISIL (FAAA) ICRA(MAAA)

CRISIL (FAAA) ICRA(MAAA)
CRISIL (FAAA) ICRA(MAAA)

8.50
8.50

National Housing Bank

HUDCO - Regular Plus
HUDCO - Multiplier Plus
EXIM (Upto 1 Crore)

CRISIL (FAAA) / FITCH (TAAA)

FITCH (TAA+) / CARE (AA+)
TAA+by FITCH & CARE 'AA+) by CARE
CRISIL (FAAA) ICRA(MAAA) FITCH (TAAA)

9.25
8.75
8.75
8.75

10.25 (for invst < 1 cr)

10000

10000

50000
*0.25% extra interest for Tenure of 13 months of Rs. 1 Crore and above

Shriram Finance
M&M Financial Services Ltd
LIC

PNB Housing Finance Ltd

KTDFC

HDFC

National Housing Bank

HUDCO
EXIM Bank (No brokerage for renewal)

9.75 10.75 10.75 10.75

9.00

9.25

9.50

9.30

9.30

9.20

9.20

9.15

9.15

10.25
10.25 10.25 10.00 10.00
10.50
10.50 10.50 10.25 10.25
10.50
10.50 10.50 10.25 10.25
(60 M & 120 M - 10.50)
(60 M & 120 M - 10.50)
(60 M & 120 M - 10.50)
12-23 24-35 36-47 48-60
8.90

8.75

9.25
8.90
8.90
8.75

9.25
8.75 8.75
8.75 8.75
9.00 9.00

25000 and additional in multiples of Rs.1,000

senior citizen will get an additional rate of 0.25% pa

10000 and additional in multiples of Rs.1,000

10000 and additional in multiples of Rs.1,000

10000 and additional in multiples of Rs.1,000
20000

25000 and additional in multiples of Rs.25,000

9.05 9.15 8.90 8.90

9.40 (15 M & 33 M)
9.80 (20 M & 40 M)
8.75 9.30
8.75 9.30
9.25
8.85
8.85
8.75

senior citizen will get an additional rate of 0.25% pa

Senior citizen will get an additional rate of 0.25% pa, Employee will get an
additional rate of 0.35% pa.
For Senior Citizens, Additional interest of @ 0.10% p.a. will be more on deposits
upto Rs.50,000/- and 0.25% will be more on deposits above Rs.51,000/- payable
for all the terms
0.25% pa extra for Senior citizen(age 60 yrs and above as on date of deposit) and
for company employees under all schemes.

senior citizen will get an additional rate of 0.25% pa

8.25
8.25

8.25
8.25

Monthly Inc Plan -40,000, Annual Inc Plan-20,000

senior citizen will get an additional rate of 0.25% pa

Monthly Inc Plan -40,000, Annual Inc Plan-20,000

20000
500000
> 1cr & < 5cr

Senior citizen will get an additional rate of 0.60% pa

50,000 and higher in multiples of Rs. 10,000

50,000 and additional amount in multiple of Rs.5,000
10000 and additional in multiples of Rs.1,000
10000

Senior citizen will get an additional rate of 0.25% pa

Senior citizen will get an additional rate of 0.25% pa

Scheme
HDFC - Regular (Individual / Trust / Institution) < 1 Crore

HDFC - Platinum (Individual / Trust / Institution) < 1 Crore

HDFC - Platinum Senior Deposit
HDFC Ltd - Smart Deposit < 1 Crore

HDFC Ltd - Smart Deposit <=5 Crore

Period(Months)
12-23
24-35
36-47
48-60
15
33
20
40
90 < 180 days
180 < 270 days
270 < 365 days
12 < 24 Months
24 < = 36 Months
90 < 180 days
180 < 270 days
270 < 365 days
12 < 24 Months
24 < = 36 Months

Interest Rate (%)

8.90
9.05
9.15
8.90
9.40
9.40
9.80
9.80
8.25
8.50
8.75
9.30
9.05
8.25
8.50
8.75
9.30
9.05

Direct

0.20
0.20
0.20
0.20
0.20
0.15
0.15
0.15
0.15
0.15

Karvy

Jm
0.35
0.65
1.00
1.30
0.42
0.85
0.40
0.80

0.30
0.65
1.00
48-59 M - 1.35, 60 M-1.70
0.40
0.85
0.40
0.85

Net

ST
100

ST Reimbursed
Govt

12.36
-11.1102
1.249843

Total GrossPayout
Retention
112.36
89.888
10.112
11.11016
100.9982