This book will wash away the old belief that

Investment in real estate requires a large amount of

money. Actually, even if you dont have a single
dollar you can also become rich from real estate by
commencing with the changing of your actions and
thoughts.

Dedication

My thanks and appreciation to my brothers and my sister.

Copyright Pichai Chawla

The right of Pichai Chawla to be identified as author of this work
has been asserted by him in accordance with section 77 and 78 of
the Copyright, Designs and Patents Act 1988.
All rights reserved. No part of this publication may be
reproduced, stored in a retrieval system, or transmitted in any
form or by any means, electronic, mechanical, photocopying,
recording, or otherwise, without the prior permission of the
publishers.
Any person who commits any unauthorized act in relation to this
publication may be liable to criminal prosecution and civil claims
for damages.
A CIP catalogue record for this title is available from the British
Library.

ISBN 978 1 84963 952 1

www.austinmacauley.com
First Published (2015)
Austin Macauley Publishers Ltd.
25 Canada Square
Canary Wharf
London
E14 5LB

Printed and bound in Great Britain

Cont ent s

Introduction

Chapter I: How to get rich through real estate without using

money
12
1.

Without Spending Any Money

Chapter II: How Can we Get Rich Through Real Estate?

12
26

1.

Turn Stocks into Buildings

27

2.

Buy Assets, Dont buy Debts

31

3.

Practise How to Read Financial Statements

32

4. Dont Invest more than your Budget and Invest in Wellperforming Assets
38
5.

Work as a Team

39

6.

Add More Value

41

7.

Employ a Good Business Model

42

8.

Learn from Successful People

47

9.

Rearrange your Environment

49

10.

Dont be Afraid of Failure or Losing Money

50

11.
Weigh your Decision. Dont Judge it to be Right or
Wrong, Black or White
56
12.

Learn how to Manage your Fear of Losing Money

59

13.

Remove Negative Thoughts

62

14.

Do not make Excuses

65

15.

Improve your Emotional Intelligence

66

16.

Stay Determined

67

17.

Do your Best and Let it Be. Do not Focus on Results 68

Chapter III: The (un)secret about Real Estate Investment

72

1.

Be Careful when Others are Brave, and Vice Versa

72

2.

Dont Wait for a Low Point or Peak

73

3.

All Locations can be Good, up to the Price

74

4.

Look for Buyers and New Assets at the Same Time

74

5.

Add More Value

75

6.

Synergize your Investment with Two Assets or More

75

7.

Act as a Bank

75

8.

Take Tax Benefits

76

9.

Depreciation

76

Conclusion

77

Introduction

Every investment has risk. Be sure to study all the

information presented before investing.

The above warning resembles the small print stamped on

the bottom of an investment advertisement warning investors
to be careful. It also warns investors to be aware that the risk
of losing money is equal to the possibility of making a gain.
However, that warning cannot encompass all aspects of
investment risk, but it indirectly agrees with:
No investment. No risk.
In reality, not investing also poses risk. Failure to invest
can lead to much long-term loss if you dont review all
relevant information before investing.
To repeat: Investment has risk, but it is usually short term,
as there is usually a greater likelihood of return in the long
term on investment or profit.
Not to invest is the real long-term risk, especially for the
salary man who can be too confident in the security of a
regular income and may fail to consider the impact of inflation
and monthly expenses, which can be considered as a long-term
debt such as credit card fees, mortgage or rental payments and
car installments.

Making a living solely from a salary, creating long-term

debt and avoiding risk create a complete risk package. It is a
long-term risk that such a person will have to live with for
their entire life.
Not investing has risk.
Be sure to study all available information before avoiding
risk.

We should look at our expenses in order to estimate the

risk. Each month, we spend on utilities, like water, electricity
and phone as well as mortgage and car installments, home
appliances, mobile phones, childrens tuition fees, fuel, and
travelling expenses.
These are not investments, and we must fork out a great
deal of cash for them. We cannot avoid paying for these and
need to consider them as long-term expenses. In contrast, an
investment might have risk but could be viewed as short-term,
but it also offers the chance of generating revenue that can
cover these expenses.
The world is developing rapidly. Nothing is certain or
secure any longer. We may lose our job or our company may
close. Our income after retirement may not be enough to
support us for the rest of our lives.

NO MONEY
is just an excuse,
or a cry from those who misunderstand
or never learn how to invest.

In fact,
if we know how and have strong determination, we
can get rich,
WITHOUT SPENDING A SINGLE DIME.

Chapter I:
How to get rich through real
estate without using money

Just working a full-time job may not be enough if we want to

be one of the rich set.
Some people invest in a business or assets as shortcuts to
top up their money. They may invest in the stock market, gold,
oil, mutual funds, bonds, derivatives or futures.
However, real estate investment is one option many
people consider because it seems to present lower risks and
creates more secure wealth than other investments.
While investing in real estate appears attractive, there are
few new investors choosing this path. The salary man views
real estate as something he can only dream about because he
mistakenly believes it requires a vast amount of money to
invest in real estate.
In fact, investing in real estate doesnt have to cost
anything. It is actually the investment you should start as
soon as possible to begin to build your personal wealth.

1.

Without Spending Any Money

Indeed, you can get rich by investing in real estate without

spending anything! Shopaholic women will have the edge over
men in this area. But, guys dont have to feel discouraged
because the shopaholic nature also dwells in men. While your

shopping interests may differ from the womens and you spend
less time shopping. When you apply this behavior to real estate
investment, some adjustments are thus needed, and we will
talk about the similarities and differences between real estate
buying and shopping in detail later.
First and foremost, if we would like to get rich through
real estate investment, we need to eliminate all concerns
about capital. The belief of seeking capital before looking for
real estate is actually a serious misunderstanding.
Such thinking must be changed. We need to study a real
estate investment first and then we can make money.
Lack of sufficient knowledge about a real estate
investment will bar us from starting to invest. We may think
that we need to have money before studying an investment.
But we forget that while waiting, our salary flows out of our
pockets because of our daily expenses and monthly expenses,
which reduces the money we are planning to use as capital for
investment.
Ultimately, we wont be able to start to invest nor ever
learn about or understand real estate investment!!
The process of learning real estate investment is not as
difficult as many people think. It is similar to other learning
processes, which require daily training and consistent practice.
This will automatically generate a system of trial and error.
The learning process is in our veins men and women alike.
As earlier mentioned, it can be likened to shopping behavior
ladies buy handbags, clothes and high-heels while men
shop for neckties, shoes, sport ware and stereos. Even
merchants shop for goods to resell.
The concept for real estate shopping is similar to shopping
for other products. We have to walk around for price
comparison, focusing on the best deal the lowest price with
the best quality. This takes time and experience.

The next question is how to pick a good real estate deal.

The answer is the same as how a woman knows that a handbag
is worth the money she pays.
How do men know how much their stereos are worth?
How do merchants figure out that a product will sell or
have good quality? How do travelers know which hotel is
worth the price?
A technique for choosing goods or real estate is to go and
see as many properties as possible and practice posing
questions, analyzing and comparing for the best ones.
Likewise, ladies know well what cosmetics to choose and
which brands are the best as well as the malls offering the best
bargains. Housewives know when to buy consumer goods in
large quantity. In fact, such information is not money-making
knowledge, because the more we know, the more we tend to
spend on buying.
With the same period and budget, your search to
acquire knowledge on real estate buying will transform
your money-losing shopping into money-making shopping.
Basically, you use the same thinking and practices to buy
real estate as you use to buy clothes, cosmetics, consumer
goods or stereos. Instead of learning to make a small profit,
you shift to learn how to make a lot of money. Instead of
hoarding discounted consumer products, you start gathering
sources to buy real estate from the governments Legal
Execution Department or banks with non-performing assets
(NPA) as well as analyze the best periods to purchase real
estate during economic turndowns. These are all examples of
how the rich think.
With this same concept, you can change from losing
money to gaining it. We have actually had these skills since
we were born.
Instead of spending your holidays in department stores,
better to plan to go out and explore the real estate market
during your free time. You may begin looking at interesting

real estate such as condominiums, apartments, homes,

townhouses and just land that you learned about by checking
newspapers or searching the Internet.
You should then check out one or two places each
weekend and start analyzing the factors making one housing
development project performs better than another, or why one
apartment is fully rented while another is not fully occupied.
What are the factors that make them different: location, price,
design or management? These factors should be examined and
weighed so you can determine price reasonability /equilibrium.
By continually comparing real estate properties, you will
enhance your skills in determining their strengths and
weaknesses. Once we have shaped our ideas, we will be able to
identify by ourselves which property is good or bad. When it is
time to buy something, this analysis will help us make the right
choice all on our own.
After we practice and learn by doing, we will gain selfconfidence and believe in our experience, rather than following
other people who may only give theoretical advice.
Continual and consistent study will allow us to pick out the
good spots. Our accumulated ability and experience to
compare will let us see the potential of a piece of property
which the owners may even fail to realize.
With experience gained comparing hundreds of
buildings and analyzing all their strengths and weaknesses,
we will be able to identify the best one and wont let it go
just because we dont have any money. On the day we feel
confident that we can make a profit from the investment,
we can figure out how we can find financial sources to buy
this property.
But such ideas will not come to mind if we dont
accumulate enough knowledge and experience. Even if it is the
same property that our friends recommend we invest in, we
wont be able to make our own decision if we arent sure. In
the end, we will let it go by repeatedly claiming its too risky

or that we have insufficient funds. This is because we do not

know the property ourselves and so dont dare to make the
investment.
Money is not a problem.
What we actually know about what to do
is the most important thing.

From the experience we gain comparing properties, we

will learn to evaluate prices to determine whether they are
cheap or expensive or what should be a reasonable price. Once
we can compare the pros and cons for each, money will no
longer be a big issue.
The experiences and skills we have gained from selecting
handbags, clothes, cars or stereos boost our confidence,
making us feel we know how to select good-quality and highvalue products. Its the same thing for real estate, making the
right selections also require experience. This confidence help
us determine where and how to find the sources for
investment.
Although we have insufficient investment capital and
banks wont give us a loan without collateral, we can still
propose high potential real estate investments to friends,
bosses or wealthy investors. In return, we may ask for a
chance to be one of the shareholders in the real estate or earn a
commission for our efforts and advice. From this start, we will
earn money which we can hold for future investment.
I believe people who gain profit from real estate we
recommended will certainly get back to us to look for more
potential property investments. If we are very good at selecting
profitable real estate, we use take these opportunities to earn
more money as well as squash our fear that we cant make
money.

Dont forget that I am not telling you to make the

investment today. Im telling you to start studying and
changing by going out to survey real estate opportunities.
One of the keys to success is to look for real estate is not
gold, but glitter. It is useless to focus on those in golden
locations that everyone knows about such as properties on
popular thoroughfares like Sukhumvit and Silom and Sathorn
in Bangkok.
However, we need to sharpen our skills so we can point
out potential investments outside the golden locations. For
example, a plot of land is located on a small lane, but we can
create added value by building a high-rise that will be easily
noticed from the main road. We can also build a condominium
that will generate more profit than others in a nearby area, or
take over an old building that will increase in value when it is
renovated.
Dont forget that the more we compare, the more we
know. Still, no one can tell us when we should stop making the
comparisons; that decision we must make ourselves.
According to Donald Trump, he surveyed about 100
different properties and then proposed a short list of 10 before
he purchased his very first piece of property. Since then, he has
made quicker decisions when buying real estate, thanks to the
knowledge and experience he has gained over the years.
The important thing is conducting enough surveys.
Many millionaires have invested in real estate because of
the trend. But they survey only a few properties before making
their decision. This is not right. They should take a lot of time
to conduct surveys and make comparisons.
When the economy is growing, all assets seem good. But
when the economy slows down, it is time to distinguish who
will gain and who will lose. Bad properties will immediately
lose their competitiveness in such a situation.

Now youll see that if you follow every step of the

processes I recommend, you wont need any money at all!
We can spend the same amount of time and money we
usually do on weekends surveying real estate. We can turn this
into another fun activity with friends and families.
It is not necessary to make real estate surveys serious.
We can treat it with pleasure, just like shopping for other
beautiful things. The difference is we shop for real estate, a
home, condominium or property that will make us money.
This way we dont waste money, and they are beautiful
things as well.
When we see more and know more, we will understand
more and be able to select the investment opportunities to
make us rich. In the beginning, we may not make anything, but
that doesnt mean we should give up. We will develop our
skills in analysis and comparison if we work at it consistently.
At first, we might find only expensive real estate deals,
which are not worth the investment, but this doesnt mean that
we gain nothing from them. At least, we have improved our
ability to evaluate the value of apartment buildings we have
surveyed. If we never experience those rip-off properties, how
can we evaluate the value of other properties and know if they
are good investments or not?
Every time that we go to survey, we should systematically
take notes of the pros and cons of each of the apartments,
condominiums and land we visit, good and bad, expensive and
not. This will help us better understand what to look for and
realize when we have found an attractive investment.
I just want you to remember that you have to make it fun
because you will never know when you will find the right
property to buy or introduce to other people. It could take six
months or a year or even longer.
If you arent enjoying yourself, you may give up before
achieving your goal because you keep telling yourself its

all too tough and no one is interested in buying any

property.
Once we enjoy it and feel positively, thinking there is
nothing to lose or possibly gain, then we will finally be
ready to succeed.
Even if we are patient and determined, our abilities will be
limited if we dont enjoy what we are doing. If, on the other
hand, we are fascinated by something, we can focus all our
energy on it for our entire life, even though it wastes our
money and time, like soccer, computer games, clothes and
brand named products. We will be willing to learn anything we
like. And imagine how great it is if the thing we like can make
us money!
During your investigations, you may not find the right
property or you may find the right one but not have enough
money to invest. Still, these efforts give you the chance to
enhance your knowledge about real estate. It also is an
effective way to increase your personal value as you now have
more topics to discuss with friends just like the rich do.
Knowledge is always a gain, never a loss.

A philosopher said,
Nobody knows until they do.
True knowledge can only be gained through doing. As we
survey real estate, we will start to gain more knowledge, and
once we decide to make an investment or purchase and then
start to manage it, we will take our knowledge to another level.
Remember, what you think will remain an opinion, theory
or possibility if you dont act. Youll never know the truth
about your ideas, if you dont make your move
This can be compared to the difference of knowing the
path and walking on the path. No matter how convenient

it feels to click on online maps to see the locations of roads and

shops, no matter how detailed the map is, you will feel
completely different about the place once you go there and
experience it yourself. Its the same for knowledge gained by
those who act and those who watch.
After reading this far, you might now have a number of
questions. I want you to stop thinking, stop questioning,
stop hesitating, stop doubting and go out and survey
property for the next 10 weeks. Are you ready? What you
are thinking about right now is probably your opinions, not the
facts. All your questions will be answered once you go look at
different real estate projects and properties and gain some
experience.
Believe it or not
If you close this book right now and start checking out real
estate consistently, it might take a few years, but youll get rich
without even turning the page for the next chapter of this book.
You can learn everything step by step just by starting to do
it. Begin by comparing different properties before making a
purchase decision. After this, you will begin to learn how to
manage your investment and probably gain some profit. When
you are confronted by a problem, you will learn from figuring
out how to solve it. If you lose money, you will learn how to
avoid this the next time. This is similar to how people lived
and learned in the past. They did not get higher education
because they had to join and help their familys business grow.
Some would then set up their own business and make more
money than those who earned a doctorate and knew about
theory but lacked hands-on experience.
Certainly, this book is very useful and helps you save time.
But I am not going to elaborate in detail because this would
probably make you miss this books main objective: to make
you promise yourself that you will go out to survey real
estate as soon as you have finished this book. Its important
that you do this regularly, even though you dont know
anything yet. You will learn the more you do!

The most important thing that you must understand is

this: real knowledge comes from experience, which can
only be generated through taking action.
Knowledge on paper is only a possibility or information
that must be applied at different places and times to prove
whether a theory is correct.
For those who never take action, they will never really
know.
It is exactly the same when you never go out to look for
investment opportunities or think it requires much money
to invest.
This is also true if you think something is too hard to
achieve or has too high a risk.
That is the way people who never do enough surveys
and investigations think, and it just isnt true.
Therefore, the right method is!!!
You need to go to look at properties as often as you
can to increase your knowledge about the real estate before
making any decision. Dont think about any property
before youve seen it. Until you go look at it, you wont
have any real knowledge. So, how can you make an
informed decision?
Therefore, if you seek pleasure, dream of riches, want
more security, are bored with your job, earn little money, want
to travel, or have enough money to help the poor,
The only thing that you have to do at this moment is

Stop
Stop thinking about money!
Stop hesitating!

Stop doubting.

Stop thinking about everything!

And go to check some property.

Whenever you read this book, you can adapt these
principles.
They dont depend on any economic scenario at any
particular period. When the economy spirals upwards, it
creates both pros and cons just like an economic
downturn.
Remember, the economic cycle provides the impetus we
need to adapt our strategy to maximize profit.
When the economy is growing:
The positive side is that prices rise rapidly. This is the
time to look for assets that generate steady income, provide
high returns on investment and consistently increase in
value. The key is to act quickly and have the courage to
make decisions based on your accumulated knowledge and
experience.
The negative side is that we may encounter falling
prices or a sudden drop in demand. So, you have to be
careful. Do not get greedy and do not buy, betting that the
value will increase.
It would be better to focus on your cash flow or the assets
potential to make money. You should be prepared to weather a

loss should the price go down if you believe that the asset can
still generate money for you in the future.
Meanwhile, a good point to remember when the economy
is in a downturn is that we can buy a good asset at a lower
price as well as have greater bargaining power. Lower design
and construction costs enhance cost competitiveness. If a
property is of better quality but cheaper than others on the
market, consumers will consider this property first, even if
there is oversupply in the market. When the market is in an
upturn, you can still make a lofty profit from the increase in an
assets value. However, the flip side is that when the economy
has yet to recover, there may only be a few potential customers
with low purchasing power, so the assets value may remain
the same, increase only slightly or even decrease.
To be able to adapt to every aspect of the economic
scenario, you have to start visiting and surveying real estate
regularly.
Another (un)secret is that you should regularly survey
apartment buildings or hotels, rather than condominiums or
houses for rental, for the following reasons:
1. Houses and condominiums are what entrepreneurs
develop to sell to people like us and gain profits from us, while
apartment buildings and hotels are built to do business.
Therefore, when we buy apartment buildings or hotels, it
means that we are buying a business. If we buy houses,
commercial buildings or condominiums, we are buying the
goods that businessmen produce to sell to us. Although we
can make money from rental fees, houses and condominiums
usually make less money than apartment buildings or hotels.
2. Investing in houses, commercial buildings or
condominiums is all too easy. Anybody with enough money
can invest because it doesnt require any specific skills or
knowledge. Therefore, it is likely that you will face oversupply
(i.e. there are more sellers than buyers) and plenty of
competitors.

One basic principle is that we should invest in

businesses that are not too easy or too difficult to run, so
that we can screen out the competitors. Thus, apartment
buildings and hotels are the ideal choice for investment.
The fact that the hotel business requires more management
skills than dormitories and apartment buildings reduces the
number of competitors and provides better business
opportunities for us. Not everyone can do it.
As many people know, when the economy goes up, its
easier to find tenants or clients for most real estate, be it
houses, condominiums, apartment buildings or hotels. But
when the economy goes down, demand for apartment
buildings and hotels may drop a little, but few fall into great
difficulty. However, those people who buy houses and
condominiums as an investment and are not developers will
face difficulties finding tenants or earning a sufficient return.
3. In this world, only amateurs think they can get rich
from buying houses or condominiums for lease. Those who get
rich from real estate usually invest in apartment buildings or
hotels, or become real estate developers by using the
techniques of buy-renovate-sell any type of real estate or
buy-renovate-lease offices, department stores, apartment
buildings or hotels.
4. Even if you do not have a million dollars, it doesnt
matter whether you survey a property worth 3 million, 10
million, 50 million or 100 million baht, because you cannot
afford it anyway. But when you survey a massive project or
high priced property that offers high potential, like an
apartment building or hotel, this can provide you with a good
opportunity to strike a deal with wealthy businessmen. Most of
them usually think reasonably. Even if they cannot put their
hands on enough money instantly, they know how to find
financial sources if they consider the investment worth their
while. If you approach a potential partner about a single house
or condominium, you wont capture the interest of large-scale
investors. So you may have to turn to amateur investors who

have suitable funds. Just remember that they may decide to

invest because its the latest trend or based on their own
emotions and desires. These people can change their minds
easily and wont buy it even though its worth the price, if
there is a downturn in economic activity or sometimes, even,
they might be in a bad mood.
Nevertheless, when you begin your investment business, it
can make sense to invest in houses or condominiums. But I
would like you to consider this a first step that will lead to
bigger and possibly more complicated but also more lucrative
investments such as dormitories or apartment buildings.
Not investing can be scarier than investing
because in the future,
no one will be able to avoid investing
if they want a more comfortable life.

Chapter II:
How Can we Get Rich Through
Real Estate?

Back when we were in school, we would often get good

grades in subjects we prepared for. Similarly, as adults,
when we talk to a job interviewer, make a presentation to
clients or have a meeting with the boss, we have to prepare
in order to impress them.
Getting rich through real estate is much easier than taking
exams in school because there is less time pressure, no
examiner, no definite strategy, no shortcuts and no quotes or
formulas to recite.
We are the ones, ourselves, who determine everything
when making a real estate investment, including when to start
and end our investment. Just follow these tried and tested
guidelines that have proven successful in getting rich.

Anybody can get rich easily!!

Change
the
action.

1.

Turn Stocks into Buildings

In bookstores today, we can find a number of books on

finance and investment, especially those about investing in
stock markets. This reflects the popularity of stock market
investment.
The main reasons that most people are interested in
stock investment, despite lots of risks, are due to
impatience and a misunderstanding that
a) The Stock market can yield from 10% to 100%
returns in the short term, which is much higher
than other investments.
b) They have insufficient capital, and hence dont
have many alternatives. They dont understand
that investment in real estate is not only for the
rich.
c) They want a comfortable life but dont want to
work hard.
d) They like to speculate and gamble.
e) They think its easy.
f)

They have nothing else to do.

In fact, because of the risks, success in stock investment is

hard to attain when compared to investing in real estate or
another form of business because
Firstly, if you count the number of those who get rich from
the stock market all over the world, there are only a few. But
there are a lot of people who can attribute their success and
wealth to real estate investment.
Additionally, stock market investment is related to
emotion as the saying goes, When emotion comes,

intelligence takes off. Therefore, it is easy for us to make the

wrong decisions. When we are trying to win in a market, we
can become very emotional. That means we try to do
unnecessarily difficult things.
Besides, the market is not driven by logic, information or
the current situation. For example, the price of a fundamentally
good stock may go up or down. It may drop when everything
is going right. This is because the stock market is imbued with
high speculation and high liquidity, so a share price can easily
fluctuate and not reasonably conform to the situation. Even
though the price and the fundamental factors are moving in the
same direction, we cannot always tell how long we have to
wait before we act.
This is why we have often seen successful businessmen or
highly-educated people take a loss in the stock market because
it is neither logical nor straightforward like real business.
I would like to suggest that those of you who are investing
in the stock market try investing in real estate. You only
change the news and information you have been monitoring
for the stock investment to the real estate market; then, you
will get rich much more easily.
If it was easy to forecast and profit from the stock market,
nobody would work hard. Those who have established a
company or a factory would probably have changed course to
the simpler route of generating money from stock market
investment instead.
The belief that we can generate wealth from stocks and do
not have to work hard, to do so does not match the basic rule
of thumb or rules of capitalism - namely:
Easy money does not exist in this world.
Therefore, the belief that you can easily win and profit
from the stock market contrasts with the facts.

If it was easy for most of us to forecast the direction of

stock prices and the market cycle, knowing when stock or gold
prices are going up or down, then we would all become
wealthy by analyzing basic information and related factors. So,
how come we cant find such easy money?
If we look at it from another angle, this would mean that
only a minority of stock investors would lose money to the
majority of investors in the long term. Do you think that makes
sense? The value of purchasing is always equal to the value of
selling. When someone makes a profit, others make an equal
loss. No matter how much the value of the stock increases, it is
the minority, not the majority, who make a profit. Which of
these scenarios is more likely in your opinion?
By following an incorrect principle, you cannot find the
right answer. It may sometimes give the correct one, but if
you follow the wrong principle over and over again, in the
long term, you will find that the wrong principle always
leads to the wrong answer. (The same also applies in
reverse for the right principle).
If you invest in stocks through short term trading by
predicting trading cycles and always make a profit, you cannot
say that you will keep compounding that profit over the long
term. In fact, if you continue to invest by following this
principle, you will eventually lose much more than you have
gained.
Have we still seen people get rich from stock markets
through short term trading and predicting trading cycles?
However, we only know about those who get rich from
doing business and those who followed the same patterns as
Warren Buffett.
If you would like to get rich from playing the stock
market, it just might be possible. This implies that you want
easy money without working hard. However, it can only
happen through special or extraordinary methods. I have
laid out these tactics in my book, Beat Stock Market with
the Interest System Theory or you can learn from Warren