PROCLAMATION OF SALE

IN THE MATTER OF THE FACILITIES AGREEMENT, DEED OF ASSIGNMENT AND POWER OF ATTORNEY
ALL DATED THE 23RD DAY OF AUGUST, 1999
BETWEEN
AFFIN BANK BERHAD (25046-T)

ASSIGNEE/LENDER

(formerly known as Perwira Affin Bank Berhad)

AND
AZLAN SHAH BIN RAMLI [NRIC No. 730529-14-5619/A2483389]

ASSIGNOR/BORROWER

In exercise of the rights and powers conferred upon the Assignee under the Facilities Agreement, Deed of Assignment And Power Of
Attorney all dated the 23rd day of August, 1999 entered into between the Assignor/Borrower and the Assignee/Lender, it is hereby proclaimed that the
Assignee/Lender with the assistance of the undermentioned Auctioneer

WILL SELL BY

PUBLIC AUCTION
ON TUESDAY, THE 28TH DAY OF OCTOBER, 2014
AT 3.00 P.M. IN THE AFTERNOON
AT THE AUCTION ROOM
NO. 1-3, 1ST FLOOR, JALAN AMPANG, 50450 KUALA LUMPUR
NOTE:

Prospective bidders are advised to inspect the subject property, seek independent legal advice on the Conditions of Sale,
conduct an official title search at the relevant Land Office and to make enquiries with the Developer and/or other relevant
authorities on the terms of consent to the sale herein prior to the auction sale. The successful bidder shall be responsible to
obtain the consent of the Developer for direct transfer if individual/strata title issued.

PARTICULARS OF MASTER TITLE

The strata title for the subject property has yet to be issued.
TITLE/LOT NO:
H.S. (D) 112499 P.T. 36236, Mukim of Sungai Buloh, District of Petaling, State of Selangor Darul
Ehsan
DEVELOPERS PARCEL NO:
18, Storey No. 3rd Floor, Building No. Block O, Damansara Damai, Phase 1
FLOOR AREA (Unit):
approximately 60.38 square metres (650 square feet)
VENDOR (DEVELOPER):
Medan Pretasi Sdn Bhd
ENCUMBRANCE:
Assigned to Affin Bank Berhad (formerly known as Perwira Affin Bank Berhad)
TENURE:
Not stated
LOCATION AND DESCRIPTION OF THE PROPERTY:
The subject property is a three (3) bedroom low-cost apartment unit located on 3rd Floor of Block O, a 5 storey low-cost apartment building
bearing postal address of Unit No. O-318, Block O, Apartment Idaman, Jalan PJU 10/1, Damansara Damai, 47830 Petaling Jaya, Selangor
Darul Ehsan.
The acommodation consists of:- living/dining, three (3) bedrooms, kitchen, bathroom, w.c and dry area.
RESERVE PRICE:
The subject property will be sold on an as is where is basis and subject to a reserve price of RM45,000.00 (RINGGIT MALAYSIA FORTY FIVE
THOUSAND ONLY) and subject to the Conditions of Sale and by way of an Assignment from the above Assignee/Lender subject to the consent
being obtained by the Purchaser from the Developer and/or other relevant authorities if any, including all terms, conditions, stipulations and
covenants which were and may be imposed by the Developer and the relevant authorities. Apportionment on any arrears of quit rent,
assessment, taxes and charges in respect of the property up to the date of sale shall be paid by the Bank upon receipt of full auction
proceeds and any such sum due and payable after the date of sale shall be borne by the Purchaser. The Assignee/Lender shall not be
liable to make payment or to deduct from the proceeds of sale any outstanding utilities/bills relating to the property namely water,
electricity, telephone, gas or sewerage charges, administration charges and other utilities. All other fees, costs and charges relating to the
transfer and assignment of the property shall also be borne solely by the successful Purchaser. Intending Purchaser shall make his own inquiries in
respect thereof and the Purchaser shall be deemed to have full knowledge of the same.
All intending bidders are required to deposit 10% of the fixed reserve price for the said property by bank draft only in favour of AFFIN BANK
BERHAD on the day of auction sale and the balance of the purchase money shall be paid by the Purchaser within ninety (90) days from the date of
auction sale to AFFIN BANK BERHAD.
FOR FURTHER PARTICULARS, please contact M/S Kington Tan Dzul of Unit No. B-3-3, Block B, Plaza Damas, No. 60, Jalan Sri Hartamas 1,
50480 Kuala Lumpur [Ref No: 214 13115, Tel No: 03-62034328], Solicitors for the Assignee/Lender herein or the undermentioned Auctioneer.

PROPERTY AUCTION HOUSE SDN BHD (187793X)

No. 1-3, 1st Floor, Jalan Ampang
50450 Kuala Lumpur
Tel: 03-20702226 & 20788590
Our ref: PAH/21148/9/2014(LA)
Email: main@auctions.com.my
Website: www.auctions.com.my

PATRICK WONG KOON MENG

DANNY T.F. LOH
Licensed Auctioneers

PERISYTIHARAN JUALAN
DALAM PERKARA MENGENAI PERJANJIAN KEMUDAHAN, SURATIKATAN PENYERAHHAKAN DAN SURAT
KUASA WAKIL KESEMUANYA YANG BERTARIKH 23 HARIBULAN OGOS, 1999
ANTARA
AFFIN BANK BERHAD [25046-T]

PIHAK PEMEGANG SERAHHAK/PEMBERI PINJAMAN

(dahulunya dikenali sebagai Perwira Affin Bank Berhad)

DAN
AZLAN SHAH BIN RAMLI [No. K/P: 730529-14-5619/A2483389]

PIHAK PENYERAHHAK/PEMINJAM

Dalam menjalankan hak dan kuasa yang telah diberikan kepada Pihak Pemegang Serahhak dibawah Perjanjian Kemudahan, Suratikatan
Penyerahhakan Dan Surat Kuasa Wakil kesemuanya yang bertarikh 23 haribulan Ogos, 1999 diantara Pihak Pemegang Serahhak/Pemberi Pinjaman
dan Pihak Penyerahhak/Peminjam yang diperbuat dalam perkara diatas, adalah dengan ini diisytiharkan bahawa Pihak Pemegang Serahhak/Pemberi
Pinjaman tersebut dengan bantuan Pelelong yang tersebut dibawah

AKAN MENJUAL SECARA

LELONGAN AWAM
PADA HARI SELASA, 28 HARIBULAN OKTOBER, 2014
PADA PUKUL 3.00 PETANG
DI BILIK LELONG
NO. 1-3, TINGKAT 1, JALAN AMPANG, 50450 KUALA LUMPUR
NOTA:

Bakal-bakal pembeli adalah dinasihatkan agar memeriksa harta tersebut, meminta nasihat daripada Pihak Guaman mengenai
Syarat-Syarat Jualan, membuat carian hakmilik induk secara rasmi di Pejabat Tanah dan serta membuat pertanyaan dengan
Pihak Pemaju dan/atau pihak-pihak lain yang berkenaan mengenai persetujuan untuk jualan ini sebelum jualan lelong.
Pembeli yang berjaya akan bertanggungjawab untuk mendapatkan kelulusan terus daripada Pihak Pemaju sekiranya hakmilik
individu/strata telah dikeluarkan.

BUTIR-BUTIR HAKMILIK INDUK

Hakmilik strata bagi harta tersebut masih dikeluarkan.
NO. HAKMILIK/LOT:
H.S. (D) 112499 P.T. 36236, Mukim Sungai Buloh, Daerah Petaling, Negeri Selangor Darul Ehsan
NO. PARSEL PEMAJU:
18, No. Tingkat: Tingkat 3, No. Bangunan: Blok O, Damansara Damai, Peringkat 1
KELUASAN LANTAI (Unit):
lebih kurang 60.38 meter persegi (650 kaki persegi)
PENJUAL (PEMAJU):
Medan Prestasi Sdn Bhd
BEBANAN:
Serahhak kepada Affin Bank Berhad (dahulunya dikenali sebagai Perwira Affin Bank Berhad)
PEGANGAN:
Tidak dinyatakan
LOKASI DAN PERIHAL HARTANAH:
Harta tersebut adalah seunit pangsapuri kos rendah tiga (3) bilik tidur yang terletak di Tingkat 3 di Blok O disebuah bangunan pangsapuri kos
rendah 5 Tingkat yang beralamat di Unit No. O-318, Blok O, Pangsapuri Idaman, Jalan PJU 10/1, Damansara Damai, 47830 Petaling Jaya,
Selangor Darul Ehsan.
Hartanah tersebut mengandungi:- ruang tamu/ruang makan, tiga (3) bilik tidur, dapur, bilik mandi, tandas dan ruang kering.
HARGA RIZAB
Hartanah tersebut akan dijual dalam keadaan sepertimana sediaada dan tertakluk kepada satu harga rizab sebanyak RM45,000.00(RINGGIT
MALAYSIA EMPAT PULUH LIMA RIBU SAHAJA) dan tertakluk kepada Syarat-Syarat Jualan dengan cara Penyerahhakan dari Pemegang
Serahhak/Pemberi Pinjaman dan tertakluk kepada Pembeli memperolehi kebenaran untuk pindahmilik daripada Pihak Pemaju dan lain-lain Pihak
Berkuasa yang berkenaan, sekiranya ada termasuk semua terma, syarat-syarat, stipulasi, waad di mana mungkin yang akan dikenakan oleh
Pemaju dan lain-lain Pihak Berkuasa. Segala bayaran cukai pintu, cukai, taksiran termasuk caj perkhidmatan dan penyenggaraan yang
mungkin dikenakan oleh Pihak Berkuasa yang berkenaan setakat tarikh lelong/jualan akan dibayar daripada harga pembelian selepas
menerima baki wang belian. Segala bayaran tersebut yang dikenakan selepas tarikh lelong/jualan akan ditanggung oleh Pembeli
berkenaan. Pihak Pemegang Serahhak/Pemberi Pinjaman tidak akan bertanggungjawab ke atas segala bayaran caj-caj air, elektrik,
telefon, gas atau caj pembetungan, caj pentadbiran dan utiliti yang lain. Segala bayaran lain yang berhubung dengan pindahmilik hendaklah
ditanggung oleh Pembeli. Bakal Pembeli hendaklah membuat pertanyaan sendiri berhubung dengannya dan Pembeli akan dianggap mempunyai
pengetahuan sepenuhnya.
Bagi penawar-penawar yang berminat adalah dikehendaki mendeposit 10% daripada harga rizab dalam bentuk bank draf di atas nama AFFIN
BANK BERHAD pada hari lelongan awam dan baki wang belian hendaklah dibayar oleh Pembeli dalam tempuh sembilan puluh (90) hari dari
tarikh jualan kepada AFFIN BANK BERHAD.
UNTUK MENDAPATKAN BUTIR-BUTIR SELANJUTNYA, sila berhubung dengan Tetuan Kington Tan Dzul, yang beralamat di Unit No. B-3-3,
Blok B, Plaza Damas, No. 60, Jalan Sri Hartamas 1, 50480 Kuala Lumpur [No Ruj: 214 13115, Tal No: 03-62034328], Peguamcara bagi Pihak
Pemegang Serahhak/Pemberi Pinjaman atau Pelelong yang tersebut di bawah.

PROPERTY AUCTION HOUSE SDN BHD (187793X)

No. 1-3, Tingkat 1, Jalan Ampang
50450 Kuala Lumpur
Tal: 03-20702226 & 20788590
Ruj kami: PAH/21148/9/2014(LA)
Email: main@auctions.com.my
Website: www.auctions.com.my

PATRICK WONG KOON MENG

DANNY T.F. LOH
Pelelong Berlesen

CONDITIONS OF SALE
1.

The sale is made by AFFIN BANK BERHAD (hereinafter called the Assignee/Lender) in the exercise of the rights and powers
conferred upon the Assignee/Lender in pursuance of the Facilities Agreement, Deed of Assignment And Power of Attorney all
dated the 23rd day of August, 1999 executed by the Assignor/Borrower in favour of the Assignee/Lender and is made subject to
all conditions and category of land use, expressed or implied or imposed upon or relating to or affecting the subject property.

2.

Subject to the Reserve Price, the highest bidder being so allowed by the Auctioneer shall be the Purchaser but the Auctioneer
reserves the right to regulate the bidding and shall have the sole right to refuse any bid or bids without giving any reason for such
refusal. The Auctioneer reserves the right to alter or add to these Conditions of Sale at any time prior to the sale. In the case of any
dispute as to any bid, the Auctioneer may at his own option forthwith determine the dispute or put the property up again or put the
property at the last undisputed bid or withdraw the property.

3.

The Assignee/Lender be and are hereby at liberty to bid at the sale (without having to pay any deposit whatsoever). The
Auctioneer shall have the right to withdraw the property for sale at any time before it has been actually knocked down and either
after or without declaring the reserve price. In the event of the Assignee/Lender becoming the Purchaser, the Assignee/Lender is at
liberty to set off the purchase price against the amount due and owing under the said Facilities Agreement, Deed of Assignment
And Power of Attorney all dated the 23rd day of August, 1999 on the date of sale, plus the costs and expenses of the sale and
all other costs and expenses whatsoever in connection with this matter.

4.

No bid shall be less in advance of the last previous bid than a sum to be fixed by the Auctioneer at the time of the sale and no
bidding shall be retracted. Should there be any retraction from the bidder (s) before the fall of the hammer, the deposit of 10% of
the reserve price shall be forfeited to the Assignee/Lender and the property shall at the option of the Assignee/Lender be put up for
sale again or the Assignee/Lender may decide to adjourn the auction sale to another date.

5.

All intending bidders (except the Assignee/Lender) are required to deposit with the Auctioneer 10% of the fixed reserve price for
the said property by bank draft only in favour of AFFIN BANK BERHAD prior to the auction sale. Any intending bidder who intends
to bid on behalf of another person, body corporate or firm is required to deposit with the Auctioneer an authority letter to state that
he is acting on behalf of another person, body corporate or firm, prior to the auction. For Bumiputra lot, only Bumiputra are allowed
to act for and on behalf of the bidder. All intending bidders shall be required to verify their identities by showing the Auctioneer their
identity cards prior to the commencement of the auction, failing which they shall not be entitled to bid. A person who has not
reached the age of majority as defined under the Age of Majority Act 1971 (Act 21) (which is 18 years of age) as at the date of
auction sale or an undischarged bankrupt shall not be permitted to bid in his personal capacity or act as agent of the Principal at the
auction sale. A Foreign Citizen or Foreign Company is only allowed to bid for the property with the prior consent of the Foreign
Investment Committee.

6.

Immediately after the fall of the hammer, the Purchaser (except the Assignee/Lender) shall pay to the Assignee/Lender the
difference between the deposit pursuant to Clause 5 above and the sum equivalent to 10% of the successful bid in either cash or
bank draft which sum is inclusive of the sum earlier paid under Clause 5 hereof as payment of deposit and towards part payment of
the purchase price and shall sign the Memorandum at the foot of these conditions. The sums paid by the Purchaser under Clause 5
and this Clause shall be held by the Assignee/Lender subject to the provisions of Clauses 7 and 9.

7.

In the event that the Purchaser fails to pay a deposit equivalent to 10% of the successful bid or fails to sign the Memorandum, the
deposit paid pursuant to Clause 5 or Clauses 5 & 6 herein shall be forfeited by the Assignee/Lender and the property shall forthwith
be again put up for sale. The deficiency in price (if any) which may result from a re-sale or the purchase money if there is no re-sale
as the case may be shall be recoverable from the defaulting Purchaser.

8.

The balance of the purchase price shall be paid in full by the Purchaser to the Assignee/Lender or to the Solicitors within
ninety (90) days from the date of the auction sale by bank draft drawn in favour of AFFIN BANK BERHAD. However, the
period of ninety (90) days may be extended by the Assignee/Lender in its absolute discretion upon written request by the
Purchaser before the expiry date provided that if any extension is granted, the Purchaser shall pay the Assignee/Lender
an interest at a rate to be determined by the Assignee/Lender at its absolute discretion on the balance of the purchase
price calculated on a daily basis until full payment of such amount on or before the extended expiry date.

9.

In default of such payment of the balance of the purchase price within the time and in the manner as stipulated in Clause 8 above,
the deposit paid pursuant to Clauses 5 & 6 above shall be forfeited by the Assignee and the property may be put up for sale by the
Assignee at its sole discretion. The cost of such resale together with either the deficiency in price (if any) which may result from a
resale or the balance of the purchase price if there is no resale shall be recoverable from the defaulting Purchaser as the case may
be.

10.

Upon full payment of the balance of the purchase price in accordance with Clause 8 above and and the consent to transfer from the
Developer and/or any relevant authorities, the Assignee/Lender shall execute or cause to be executed at the Purchasers cost and
expenses (including legal fees, stamp duty and registration fees) an Assignment in favour of the Purchaser of all the rights and
benefits under the Sale and Purchase Agreement entered into between the Developer of the property and the Assignors/Borrowers
upon such terms and conditions stipulated by the Assignee/Lender in its absolute discretion. Thereafter and upon the Purchasers
payment of all such cost and expenses of the Assignment including the Solicitors fees and disbursements in preparing the Deed of
Assignment and any administrative or transfer costs or any other outgoings that may be due to or imposed by the Developer, the
Assignee/Lender shall deliver to the Purchaser or his solicitor the duly executed Assignment, the original Sale and Purchase
Agreement and certified true copy(ies) of the previous Assignment. For this purpose, the Purchaser hereby agrees that the
Assignment to be executed shall be in the form duly approved by the Assignee/Lender.

11.

As from the time of the auction sale, the property shall be at the sole risk of the Purchaser as regards to loss or damage by fire or
other accident or otherwise.

12.

The Purchaser shall admit the identity of the property purchased by him with that comprised in the muniments offered by the
Assignee/Lender as the title of the property upon the evidence afforded by the comparison of the description in the particulars and
muniments respectively.

13.

In the event that the separate document of title to the Property has been or is issued whether prior to, on or after the auction sale
a)

The Assignee/Lender shall not be required to register its charge(s) nor to procure a Memorandum of Transfer in favour of the
Purchaser from the Developer or the Proprietor (as the case may be)

b)

If there are any restrictions in interest affecting the Property, the Purchaser shall comply with the restriction in interest and
ensure that the sale is completed within the time period as stipulated in Clause 8 above; and

c)

i)

Upon and subject to the payment in full of the Balance Purchase Price in accordance with Clause 8 above and all
other moneys (if any) payable by the Purchaser in accordance with the terms and conditions contain herein these
Conditions of Sale and upon and subject to the Purchaser at the Purchasers own absolute responsibility and costs
and expenses obtaining the confirmation and/or consent as applicable from the Developer and/or the Proprietor, the
relevant authorities and/or bodies, as the case may be for sale and purchase and/or the transfer of the Property from
the Assignee/Lender to the Purchaser as may be required:

ii)

Where the Developer (and/or the Proprietor as the case may be) and/or the relevant authorities and/or bodies is/are
agreeable to a direct transfer the title in the Property to the Purchaser, it shall be the Purchasers own absolute
responsibility and at the Purchasers sole and absolute costs and expense (including and not limited to legal fees,
stamp duty, registration fees and such moneys payable and/or owing to the Developer and/or such relevant authorities
and/or bodies) to prepare and obtain from the Developer, the Proprietor or such relevant authority or body, the
Developers, the Proprietors or such relevant authoritys or bodys execution of the Memorandum of Transfer in
respect of the Property as a direct transfer in favour of the Purchaser as transferee and all relevant documents in
support for the registration of the said Memorandum of Transfer, the Assignee/Lender, the Assignee/Lenders
solicitors, the Auctioneer and their respective servants or agents do not in any way, form or manner make any
representation or warranty whatsoever in respect of any of the aforesaid and shall not in any way be responsible or
liable to the Purchaser for any of the same (including and not limited to obtaining the said Memorandum of Transfer
and/or documents in favour of the Purchaser and/or any delay in obtaining any of the same); and

iii)

Where the Developer (and/or the Proprietor as the case may be) and/or the relevant authorities and/or bodies is/are
not agreeable to a direct transfer of the title in the Property to the Purchaser, it shall be the Purchasers own absolute
responsibility and at the Purchasers sole and absolute costs and expenses (including and not limited to legal fees,
stamp duty, registration fees and such moneys payable and/or owing to the Developer and/or such relevant authorities
and/or bodies) to prepare and submit to the Assignee/Lenders solicitors for the Assignee/Lenders execution, the
Memorandum of Transfer in respect of the Property in favour of the Purchaser as transferee. In such situation, the
Purchaser acknowledges and admits that the Purchaser shall not be entitled to and shall not present the
Memorandum of Transfer in favour of the Purchaser as transferee for registration at the relevant land office/registry
until and unless the Memorandum of Transfer in respect of the Property in favour of the Assignor as transferee shall
have first been duly executed by the relevant persons and delivered to the Assignee/Lenders solicitors for the
Assignee/Lenders or the Assignee/Lenders solicitors further action. The Purchaser shall be absolutely responsible for
and shall be solely and absolutely liable for all fees, costs and expenses in connection with the preparation, stamping
and registration of the Memorandum of Transfer in favour of Assignor as transferee (including and not limited to the
payment of any moneys payable or owing to the Developer and/or the relevant authorities and/or bodies). The
Memorandum of Transfer in favour of the Assignor as transferee shall only be delivered to the Purchaser of the
Purchasers solicitors upon full payment of the Balance Purchase Price in accordance with the provisions of Clause 8
above and all other moneys (if any) payable by the Purchaser in accordance with the terms and conditions contained
herein these Conditions of Sale, the Assignee/Lenders solicitors, the Auctioneer and their respective servants or
agents do not in any way, form or manner make any representation or warranty whatsoever in respect of any of the
aforesaid matters and shall not in any way be responsible or liable to the Purchaser for any of the same (including but
not limited to any delay that may arise in the delivery to the Purchaser or the Purchasers solicitors the Memorandum
of Transfer in favour of the Assignor as transferee and/or the Memorandum of Transfer in favour of the Purchaser as
transferee)

14.

Apportionment on any arrears of quit rent, assessment, taxes and charges in respect of the property up to the date of sale
shall be paid by the Bank upon receipt of full auction proceeds and any such sum due and payable after the date of sale
shall be borne by the Purchaser. The Assignee/Lender shall not be liable to make payment or to deduct from the proceeds
of sale any outstanding utilities/bills relating to the property namely water, electricity, telephone, gas or sewerage
charges, administrative charges and other utilities.

15.

The property is sold subject to all existing easements, leases, tenancies, occupiers, charges, caveats, previous Sale and Purchase,
previous Assignment, covenants, liabilities subsisting thereon or thereover and the Purchaser shall be deemed to have full
knowledge of the state and condition of the property.

16.

The Assignee/Lender has no notice or knowledge of any encroachment or that the Government or other authority has any
immediate intention of acquiring the whole or any part of the property for roads or any improvement schemes and if such
encroachment shall be found to exist or if the Government or any local authority has any such intention, the same shall not annul
any sale or shall any abatement or compensation be allowed in respect thereof.

17.

The property is believed and shall be taken to be correctly described and is sold subject to all express conditions, restrictions-ininterest, easements, leases, tenancies, occupiers, charges, caveats, previous Sale and Purchase, previous Assignment,
covenants, liabilities (including but not limited to liabilities to local authorities incurred but not ascertained and any rates made but
not demanded), encumbrances and rights, (if any), subsisting thereon or thereover without any obligation arising to define the same
respectively and the Purchaser shall be deemed to have full knowledge of the state and conditions of the property and no error,
mis-statement, omission or mis-description shall annul the sale nor shall any compensation be allowed in respect thereof.

18.

In the event of the sale being set aside for any reasons whatsoever by the Assignee/Lender or by an Order of Court or consent not
being obtained from the Developer or any other relevant authorities (other than that due to any act of default and/or omission by the
Purchaser) this sale shall become null and void and be of no further effect and the Assignee/Lender shall refund the deposit and
other monies (if any, paid herein towards account of the purchase price by the Purchaser to the Assignee/Lender) to the Purchaser
free of interest less costs and fees incurred by the Assignee/Lender in connection with or relating to the sale and the Purchaser
shall not be entitled to any claim and demand whatsoever against the Assignee/Lender, the Solicitors, the Auctioneer or any other
party on account thereof. A certificate by an officer of the Assignee/Lender verifying such expenses and/or fees shall be final and
conclusive and shall be binding on the Purchaser. Upon payment by the Assignee/Lender in this clause, the Purchaser shall have
no other or further claims, demands whatsoever in nature and howsoever caused against the Assignee/Lender, the Solicitors and
the Auctioneer or their respective servants or agents.

19.

The Purchaser shall within ninety (90) days from the date of auction sale apply to and obtain from the Developer and/or other
relevant authorities (if any) for consent to transfer or for assignment of the property and the Purchaser has to comply with all the
terms and conditions as imposed by the Developer or other relevant authorities as the case may be in granting the said consent to
transfer or assigning to the Purchaser within the said period of ninety (90) days or within such period as may be specified by the
Developer and/or the relevant authority, whichever is the earlier and to keep the Assignee/Lender and/or M/S Kington Tan Dzul
informed at all times of developments. All fees, charges and expenses in connection with or incidental to the application shall be
borne by the Purchaser.

20.

In the event the consent from the Developer and/or other relevant authorities shall be granted subject to conditions which are not
acceptable to the Assignee/Lender, then the Assignee/Lender shall be entitled to terminate the sale in its absolute discretion
whereupon the sale shall be terminated and the Assignee/Lender shall refund all monies paid by the Purchaser towards account of
the purchase price free of interest less all costs and fees incurred by the Assignee/Lender in connection with or in relation to the
sale herein and the Purchaser shall not be entitled to any claims and demands whatsoever against the Assignee/Lender, the
Solicitors, the Auctioneer or any party on account thereof.

21.

The Purchaser after the payment of the balance of the purchase price in full shall at his own cost and expenses take possession of
the property without obligation on the part of the Assignee/Lender or its agent to give vacant possession.

22.

In the event that the sale is terminated for any reasons whatsoever, the Purchaser if vacant possession of the property is delivered,
shall redeliver vacant possession of the property to the Assignee/Lender at the costs of the Purchaser immediately upon such
termination.

23.

For the purpose of these conditions the time allowed by the conditions for the payment of the balance of the purchase money
(namely 90 days) shall be deemed to be the essence of the contract

24.

The Property is sold on an as is where is basis.

25.

The Assignee/Lender be and is hereby at liberty to postpone, call-off or adjourn the auction sale at any material time without having
to provide any reasons or grounds whatsoever.

26.

All statements made in the Proclamation of Sale and Conditions of Sale or otherwise relating to the Property are made without
responsibility on the part of the Assignee/Lender, its Solicitors and the Auctioneer or either of them. No such statements may be
relied upon as statement or representation of fact and neither the Assignee/Lender, its Solicitors, the Auctioneer nor any person in
their employment has any authority to make or give any representation or warranty whatever in relation to the property.

27.

In the event of any error, misstatement, omission and/or misdescription of any kind relating to the property in the Proclamation of
Sale or any other documents, such error, misstatement, omission and/or misdescription shall not in any manner annul the sale, nor
shall there any adjustment of the purchase price nor shall compensation be allowed nor shall the bank be open to any liability of
any form.