FREE TAKE ONE

www.addigest.com

Vol.20 No. 1, January 2015

A Publication of Napaul Publishers, Inc 2015 All Rights Reserved.

2015 BOARD OFFICERS

President - Leon Barkley
Vice President - Melissa Devine
Secretary - Kendal Baker
Treasurer - Roberta Stone
Index ............................................................ 2
Corlew Realty .............................................. 3
Preble Realty LLC ........................................ 4
Preble Realty LLC ........................................ 5
DC Realty ..................................................... 6
K. Ward Realty, LLC ..................................... 7
Glens Falls National Bank and Trust Co ............ 8

Leon H. Barkley Real Estate ....................... 9

Saratoga Mortgage Co. Inc..................... 10
Team Tinkham of Prudential Manor Homes ... 11
Denim & Deeds Real Estate ..................... 12
Heritage Manor Realty ............................. 13
Country Living from Farm Credit East ..... 14
Country Horizon Realty ............................ 15
Country Horizon Realty ............................ 16
Country Horizon Realty ............................ 17
Michael "Craig" Campbell Realty........... 18
Michael "Craig" Campbell Realty........... 19
Michael "Craig" Campbell Realty........... 20
Northeast Satellite ..................................... 21
Participating Member Information .......... 22
Participating Member Information .......... 23
Bryce Real Estate ...................................... 24

Hoosick
Falls

Star
w Year Of
Startt The Ne
New
Offf Right With One of These Homes!
Live in the country but
walking distance to
Village,
is
this
Exceptional 4,494 sq. ft.
Custom home on 34
acres of land, with pond
and Moses Kill Creek frontage. So many extra features that
you wont find in most homes. Cherry fireplace with Cherry
mantel and two Cherry corner bookcases as well as Cherry
wall of Cherry bookcases in formal living room. Oak pegged
flooring, brick flooring and more. 30 minutes to Saratoga,
Queensbury or Vermont. Priced at $585,000.

Enjoy this 1800s Center

Hall Colonial with many
updates including kitchen
with granite countertops &
center island seating area or
the breakfast nook . For
entertaining enter the spacious formal dining room with room
to expand into the parlor, or large living room. Master bedroom
with walk-in closet and spacious new master bath with
whirlpool tub and shower. Room for a couple of horses on
this 7.65 acres of land. Minutes to Greenwich or Argyle.
Offered at $269,900

Looking for a home under $100,000,

call on these two properties:
3 bed. 2 bath doublewide on 1.03
acres of land - $89,900
or
3 bed. 2 bath doublewide on 1.3 acres
with garage needs work - $59,900

FARSM...FARMS...FARMS...

128 acres of open fields with some woods

overlooking the valley of Farms is this Beef/
Horse Farm. Among the ten Barns/Outbuilding
you will find a 7 stall Horse Barn with tack
room and outdoor arena, small chicken house,
calf barn, hay barn, tractor sheds, heated
garage or workshop, storage barns, holding
stalls, and more. Live in this unique 1840s
Center Hall Colonial home with kitchen, family
room, dining area with stone fireplace, plus
spacious formal dining room and first floor
bedroom or large office area. The full front
porch has views of the entire property and
other farms in the area. Call for your tour of
this property. Priced at $750,000
3 acres of land, open & wooded with
wetland border within minutes of Hudson
Falls or Hartford. $27,900
10 acres of land hunting on one side,
build on the other side of road $22,900
4 acres of land mostly wooded $22,900
9 acres of land great hunting or camp
site area- $25,000
5 acres of wetlands- duck or geese
hunting $10,000

64 acres of land including pasture,

hayfields and maple sugar grove with a Barn
and attached hay storage. Property
completely fenced in with fairly new electric
fencing, separating pasture and hayfield.
Live in the 3 bedroom 2 Bath Modular Ranch
home with gas fireplace, formal dining room,
full basement and fully applianced kitchen.
Views from deck off living room of
neighboring farms and countryside. 20
minutes to Queensbury, Greenwich or
Granville or Vermont. Priced at $225,000
CITY LIVING
53
Ft. Amherst Rd
Glens Falls
Stately
1957
Colonial Cape
Style home, spacious corner lot,1900 sq.
ft. of living space, recreation rooms in full
basement. Hardwood flooring, ceramic tile,
carpet,open floor plan,living room w/Brick
FP, formal DR, enclosed screened sun
porch w/hot tub. So much to see in this
home, new kitchen with SS appliances,
new cabinets, stone countertops.
Offered at $264,900

70+ acres of mostly open fields with

woods bordering the property minutes from
Hudson Falls or Hartford. Enjoy the summer
time on the deck watching the birds from
bird feeders around the property, as well as
the deer and turkeys wandering in and out
of the woods. The spacious Doublewide
Ranch home is in exceptional condition with
its 3 bedrooms, 2 baths, huge kitchen with
Oak kitchen cabinets, walk-on pantry as well
as a cabinet pantry. So much to see inside
and out. Call today!!!! Private country setting.
2 separate garages for workshop area or
shelter for animals. Offered at $229,000.

Village
Living
This
Village
home in
Salem
with its 4
bedrooms, 2 baths, large village lot
fenced in, 2 car garage and a BRAND
NEW MAPLE KITCHEN with stove and
refrigerator, is waiting for its new
owners. Move in at closing.
Just reduced to $75,000.

IF YOU HAVE A PROPERTY YOURE THINKING OF SELLING CALL ME!!!!

CORLEW REALTY 518-638-6473 or e-mail sandracorlew@yahoo.com

We also show and sell other Real Estate Agencies listings.

email: sandracorlew@yahoo.com
3

Since
1971

73 Quaker Street, Granville, NY 12832

518-642-1862 -- FAX 518-642-0532
E-mail: dan@dcrealty.net
Daniel Campbell,
Licensed Real Estate Broker, GRI, CBR
Edmund Cucchi,
Licensed Real Estate Salesperson

DC Realty

HEBRON COUNTRY FARMHOUSE

60 private acres with amazing Vermont
views with frontage on both sides of quaint
town dirt road! 3 bedroom country home
with exposed beams and stone fire place
in living room, large family room addition
with lots of glass, great surroundings w/
woodland fields & beautiful yard including
black walnut trees & gazebo, not mention
Black Creek teaming with trout just a few
steps away! Detached 2 car garage, two
small outbuildings, wildlife paradise!
$199,900.

YOU MUST SEE This immaculate move in

ready 3 bed room home on Vermont Border!
Great location on quiet dead end village
maintained road, open floor plan with vaulted
ceilings in living-kitchen-dining, master bed
room and bath, slider to rear deck and above
ground pool back dropped with birch trees,
big room to run yard nicely landscaped,
underground utilities, detached one car
garage, fully applianced.
Call for showing! $99,900.

Web Page: www.dcrealty.net

CONTEMPORARY SALTBOX
48 ACRES: Of wooded privacy with pond
and babbling brook! Featuring big living
room with cathedral ceiling along with
open stairway and brick fireplace, oak
kitchen with breakfast bar and dining
area, master bed room and full bath down
with two bed rooms and 2nd full bath up,
huge view deck overlooking property with distant Vermont Mountain views,
above ground pool and deck, walk out basement, 16x20 barn, ATV- rec
trails & established road offering excellent access to back property,
lots of wildlife including deer turkeys etc., yearly lease income on small
slate quarry, mins to Vermont. $199,900.

FIXER UPPER. Has a nice layout with hard

wood flooring down and pine flooring up,
double living room, dining, kitchen, bath and
enclosed & covered porch down along with 3
bed rooms up, slate and metal roof in good
shape, updated heating system, drilled well,
septic. MAKE AN OFFER!
REDUCED $39,000 to $34,000

PERFECT VILLAGE HOME:

This home has been
painstakingly remodeled top
to bottom including all new
wiring, insulation, plumbing,
sheet rock, windows, siding,
doors, roofing, heating
system etc
Spacious rooms throughout
this 2 bed room home, den
easily made into 3rd bed room, fully applianced country kitchen, dining,
laundry bath combo, corner lot, walk to all location, covered porch,
mature plantings, easy to heat $90,500. REDUCED $79,900

GREAT LITTLE COZY: 3

bed room home with a lot
to offer! Very well kept
with many updates, big
eat kitchen with beautiful
oak cabinets, good sized
living room, spacious
master bed room w/walk
in closet, remodeled
bath w/laundry combo,
small office or computer room, huge 28x32 detached garage with
finished-heated man cave in attic, 24 above ground pool w/deck, paved
drive, two covered porches, big open entertainment deck with hot tub,
a must see at $114,900 - REDUCED $109,900.

NICE & AFFORDABLE

Village 3 bed room home with fenced village
lot, living room, formal dining, den, big eat in
kitchen, open to new addition for laundrystorage room, bath down, 3 bed rooms and
sitting room or fourth bed room and full bath
up. Hardwood & tile floors, newer heating
system, fully applianced, detached 1 car
garage, $59,900.

PONDSIDE CHALET: NY-VT Border, fish

canoe on your own private pond with 5 plus
acres and mountain views! 3 br chalet in
picturesque country setting, lots glass, open
floor plan, featuring living room with cathedral
ceiling open to kitchen/oak cabinets, fully
applianced, loft bed room, rustic family room
in walk out basement, sprawling deck, easy
to heat with new boiler, 3 bay garageworkshop, storage shed, great recreational
spot mins to Vermont-Lake George!
$179,000. REDUCED $169,000!

VIEWS VIEWS VIEWS

Of Vermonts Green Mountains as far as the
eye can see. 52 acres, entry road leads you to
large mountain top meadow, great for camping
or building site, abundant wildlife deer turkey
etc..1,190 feet of road frontage on state road,
power and telephone along road, Asking
$67,700. With owner terms w/25% down balance
of $50,775. Financed over 7 years w/mth
payments of $714.75 including interest of 6%

GREAT PRICED STARTER

Granville village 2 bedroom 1 bath home,
living room, family room, kitchen with dining
area, laundry room, beautiful hard wood
flooring and trim throughout, enclosed wrap
around front porch, storage room, huge walkin attic, easy care vinyl siding, detached 1
car garage, inside tlc neededcheaper than
rent! $42,000. REDUCED $38,900!

10

Merging the Best of Both Worlds. Tinkham Real Estate Joins Prudential Manor
Homes

Team Tinkham

53 High St.
Hoosick Falls, NY 12090
ptinkham@prudentialmanor.com

of Prudential Manor Homes

Rick Tinkham - 518.892.9427 ~ Pam Tinkham - 518.701.5668 ~ Loraine Robichaud 518.268.8165

641 South St, Hoosick. Sellers have done

it all to ensure you a wonderful home.3
bedroom, 2 baths. New roof, water quality/
flow test,and even a radon test. Kitchen has
granite counters, work island, cabinets w/
slide outs. Grand 16X24' solar rm w/floor
to ceiling windows. Add on wood boiler & 3
zones cuts heating cost.Wrap around front
porch. Patio in the back yard. 2 car garage
w/work space. 1 car has partial loft storage
area. Back yard is fenced and tastefully
landscaped. $149,000

Rogers Ave. Hoosick Falls NY. Located

in one of the most sought after
neighborhoods in the Village, close to
stores, restaurants, library, parks,
swimming pool, playground & country club.
4 bedrooms 2+ bath ranch. central air, hard
wood floors, fireplace, partially finished
basement, heated sunrm. Newer windows
& roof. Landscaped lot. Be in Bennington
or Manchester VT, Albany or Saratoga, NY
& Williamstown MA in less than an
hour.$169,000

East Hoosick Rd, Hoosick NY. This home

is in very good condition, meticulously
cared for in every way. Two bedroom two
bath manufactured home.Rocking chair
front porch on a flat acre lot. Central air,
generator back-up oversized two car
garage with workshop and many more
extras. Conveniently located on a quiet side
road yet less than two miles to the 279
bypass to VT and less than an hour to
Albany or Saratoga, NY. Whether just
starting out or looking for the perfect
retirement home, this is it. $94,000

Barton Rd, Buskirk NY. Great country

setting. 2,560sq ft 4 bedroom 2 bath custom
manufactured double-wide home is move in
ready. Custom kitchen, s/s appl, sunken
large family room w/fireplace, master bath
w/garden tub and separate shower, central
air, outdoor wood boiler and generator.
Outside you have 25+acres with 30X40
horse barn w/3 box stalls, tack room, water&
electric,2 run-in sheds,60x120 riding
arena,30x40 heated workshop w/
16x20&12x36 lean two,12x18 storage
building,16x16shed $234,888

Fairbanks Rd, Hoosick Falls NY Tucked

away from the road sits this serene property.
Relax in the beauty of the panoramic views,
that go on for miles. Live comfortably in this
manufacture home. Many updates,
including metal roof, wood burning fireplace,
vinyl siding, energy star windows, fuel oil
heaters, hot water tank and more. Be away
from it all, yet only minutes from the village.
With 6 acres, theres many options here.
Live in it, rent it, built another house. Many
possibilities. $104,888

Griffin Ave, Hoosick Falls NY. Location

Location Location Custom built 3 bedroom
2 bath 1,775 sq ft ranch over looking the
Hoosick Falls Country Club/golf course,
town pool, skating rink, castle play ground.
Just minutes to all the village has to offer.
Newly renovated home is move-in ready.
Kitchen w/corian countertop, dining area w/
patio doors leading to the deck over looking
your private back yard formal living room
w/stone fireplace, family rm, two baths and
three bedrooms. Lower level workshop and
two car garage. $174,900

Marc Dr, Hoosick Falls NY. Meticulously

kept. Like new. 3 bedroom, 2 1/2 Bath,
spacious center Hall Colonial in desirable
neighborhood. Just outside the village.
Original owner. Plenty of room for
entertaining or to spread out. Sliding doors
off the sunny kitchen, you can enjoy the
private deck and take in the view. Extra
room in the 2 car garage offers work space
and storage room. Full dry walk out
basement, leaves room for expanding.
Home sweet home. $216,900

Rogers Ave, Hoosick Falls NY. Most

desired neighborhood in town. Finished
basement has spacious foyer, family room,
laundry area in a closet, full bath and a
bedroom. Heated 1 car garage. Upstairs:
Large eat in kitchen, living room with slider
that leads to back deck. Full bath with tile
flooring. Master bedroom w/full bath, 2 other
bedrooms. Deep lot, gives for a large back
yard. Hot tub off the deck. Large shed. A
beauty of a home, waiting for you. $199,888

Bovie Hill Rd, Hoosick Falls NY. Feels

like a vacation. Spectacular 1800sq ft
custom built contemporary. This cedar
sided 3 bedroom 2 bath custom home
offers views of three states and privacy. Be
in Saratoga or Albany, NY Manchester, VT
in less than one hour and just minutes to
NY RT. 7 RT.22 or RT.67, you can get there
from here. 5.5 acres with an additional 5+
acres that boarders the property that could
be purchased separately.$259,000

11

Simply the Best!!

Call the Denim & Deeds Team today!
133 Main St., Hoosick Falls, NY 12090

(518) 686-4426

www.denimdeeds.com

Aarons Way, Cossayuna Lake

Live here for practically free. Put your boat in the lake and
swim or ice fish. All this plus 4- 2 bedroom apartments, with
separate entrances, separate driveways, all appliances and
the oldest building is only 7 years old! Live in 1 unit, perfect!
Owner financing available. $179,000

90 High Street, Hoosick Falls

So unique! In addition to a 3 bd, 1
bath side hall colonial, with hardwood
floors, plenty of family space and a super sized fenced in yard, theres a separate 1 bedroom unit over the 2 car
garagecome see the benefits of owning this home! $169,000

24 Taylor Avenue, Berlin

Relocated owners. Start your life here
with 3 bedrooms, 1 baths, lots of living area & a new roof, Pella windows and
updated mechanicals. If youre starting
out, you will never have to move.. this
home will fit everyones needs.
Reduced to a low $99,500

4078 Cty. Rt 48, Cossayuna Lake

Stop looking for a weekend hideaway and buy your dream
camp! Two bedrooms, bath w/shower, open floor plan, large
deck facing your very level land leading to the lake. 50 feet of
private lake front. Just $75,000

8 East Street, Hoosick Falls

Our spacious 3 bedroom modular has
2 full baths, a fireplace in the LR, formal
dining, first floor laundry and a full attic
for storage. Ceramic tile, w/w carpet,
deck, pool and a view of the mountains!!
$149,900

Rt 22 Hoosick Falls
Business knocking on your door! Stop
working for someone else, buy our 2,400
sq. ft garage, with office space. Located
on an acre, with superior state road location & a 16 year old steel structure w/
metal roof. Priced well at $159,900

Mountain View Drive

We have 2 parcels on Mountain View..
one is 5.140 acres for $24,000 and the
other is 8.980 acre for $45,000. Come
pick out where you would like your home
to be Views, close to the Village, a
very private feeling, yet convenient.

143-145 Church Street,

Hoosick Falls
Make money, increase your retirement
plans or live with less debt. Our 3 unit
has 2- one bedroom apartments. And a
3 bedroom, 2 story owners unit with formal DR and large kitchen. Separate utilities, entrances and off street parking. A
steal at just $68,900

12

13

Mortgages for Country Properties

VACANT LAND/EXCESS ACREAGE/HOBBY FARMS
Call Country Living from Farm Credit East Now
See how easily we can help you own your place in the Country

Donna L. Phelan
AVP/Mortgage Specialist
800-327-6588

Country Living
14

Lake St. Catherine-Year Round 4 bedroom,

2 bath home with 50' of lake front! 1st floorModern Kitchen, Great View from Dining Area,
Living Room w/ propane stove & bath! 2nd floor4 Bedrooms, 1 bath! Walk out basement! 3
zone-Buderus Boiler-HW baseboard heat! (3rd
zone for basement) Lots of updates! Vinyl
sided! Shingles new in 2011! Water front deck!
Dock! Lovely Lake & Mountain Views!
$249,900.

4 East Main St.,

Granville, NY 12832
Office: (518) 642-9030
Fax: (518) 642-0615
cthzrlty@gmail.com
www.countryhorizonrealty.net

For all of your real estate needs in New York & Vermont
Own your own Island on Lake
St. Catherine - Main house with
4 bedrooms, 2 baths, kitchen,
fabulous living room w/ fireplace,
dining room, huge screened
porch, patio w/ built in grill, bunk
house, boat house, 2 boat
launches, garage! Bridge to get
to the island with land on both sides of the bridge that
comes with this property. Beautiful Views ! You must see
this place to really appreciate all it has to offer. Great water front! $1,400,000.

Lovely, updated and well kept ranch style

home on spacious Village Lot! Cherry
flooring on main level with exception of tiled
baths and linoleum kitchen and laundry. Wood
Burning Fireplace in LR, DR w/ slider leading
out to 12 x 16 screened porch. 3 spacious
bedrooms (1 with custom built office set upwhich could be moved to another space) Full
basement. 24 x 13 FR in basement plus lots
of storage in unfinished part! Paved Driveway.
1 car attached garage. Patio! Nice back yard.
86 x 175 lot! (per tax map) Insulated custom
window shades! Weil McLain Propane Boiler
w/ Amtrol Hot Water Maker! (Additional Zone
if someone ever wanted to winterize the
screened porch) Lots of Storage and closet
space. Poured Concrete. $149,900

Neat as a Pin- Lovely well kept Village

Victorian with several windows containing
stained glass! 3 BRs, full bath and room
with water that might make a nice laundry
room or craft room up. 1st floor -eat in
kitchen, DR, Double Living Room (could use
one as a 1st floor BR) foyer, full bath w/
whirlpool tub and 2 porches ! Open Stairway
Paved Driveway! 2 car det. garage! Vinyl
siding makes for ease in care of exterior!
Paved Driveway! $116,900.

Lake Saint Catherine. 2 BRs with an additional

room containing the washer and dryer that has space
for another bed. Enclosed covered porch used for
dining area. Open kitchen/LR w/ wood stove. Very
cozy and charming furnished camp. Sits across from
the Marina. Great get away for less money than
most! The water front still takes you all over the same
lake that any other camp on this lake has access
to. Great price.....cute spot! 100 x 100 lot! Assessed
for 164,200! Water from the lake. $147,500
In 1928 the Labate
Family moved
into this house.
Jennie was the last
one to live here until
2014. The house is
much as it was .
Furnace , hot water
heater and oil tanks
are recent updates. Nice spot on a back street.
Convenient to walk to things. Large area in back
where the garden used to be! Priced to sell as is
so that a buyer could make the improvements they
may want and still have a home at a reasonable
price. $42,500
2 Bedroom, 1 1/2
bath home on quiet
street. LR, DR,
Kitchen & Laundry on
1st floor! 2 BRs up. 1
car garage that could
easily be turned back
into 2 car.. Large Metal
Storage Shed included in sale. $86,900

Spacious 3-4 BR Village home on large

lot. Large MB on 1st floor! Kitchen, Formal
DR, LR, Den or 4th Bedroom and full bath.
2nd floor 2 BRs. Replacement windows.
Pellet stove included. 2 car detached
garage. Close to schools. 2 back decks
plus front porch. Open Stairway. Reduced$99,999

Lovely, updated and well kept ranch

style home on spacious Village Lot! Cherry
flooring on main level with exception of tiled
baths, linoleum kitchen & laundry.
Fireplace in LR. Dining Room w/ slider
leading out to 12' x 16' screened porch. 3
spacious bedrooms (1 with custom built
office set up-which could be moved to
another space) Full basement. Paved
Driveway. 1 car attached garage. patio area!
$149,900

Hartford, NYPhenomenal
Views from
this home
and
property.
3 BR, 2 bath home built in 1977 has an
updated roof, newer family room leading to
deck. The land, plantings and Views are
lovely! The house needs some updating and
is priced accordingly. Great setting, lots of
space and you can decorate to your own
taste. Air conditioner in FR & LR. $169,900.

For a Complete, Up to Date List with Loads of Photos and Information go to our web site at

w w w . c o u n t r y h o r i z o n r e a l t y. n e t
15

4 East Main St.,

Granville, NY 12832
Office: (518) 642-9030
Fax: (518) 642-0615
cthzrlty@gmail.com

Nancy Greene
Linda Ross
Joshua Thomas
Licensed NYS
Rebecca J. Dittmeier Licensed NYS Real
Licensed NYS Real
Associate Broker
Licensed NY, VT Broker Estate Salesperson
Estate Salesperson
Vermont Broker
cthzrlty@gmail.com LRoss2333@gmail.com nancy.greene.realtor@gmail.com joshua.e.thomas@gmail.com

Personalized, Professional Service

For all of your real estate needs in New York & Vermont

www.countryhorizonrealty.net

Nice 2 bedroom ranch with

attached 1 car garage on a double
lot (part open and part wooded) in
Granville Village headed toward
VT. Newer furnace and windows.
$89,900

Granville off Cty Rt 23

-3 bedroom , 2 bath
raised ranch on
beautiful country lot
with nice views &
plenty of space for a
garden. You could even
have 2 horses if you
choose to do so! Main/
upper level offers open and airy feel between the Living
Room, Dining Room & Kitchen. The skylight over the
stairs gives nice light and showcases the stairway.
Lower level with a family room, full bath, bedroom,
laundry and 2 car heated garage makes the home
feel more spacious. Set well off the road. $164,500.
Lovely, Well
Kept, Private and
Spacious4 bedroom, 2
bath Colonial on
5.69 acres with
beautiful views of the Vermont mountains! Main levelKitchen, Formal DR, LR , Family Room, and bath.
2nd floor, 4 bedrooms & 2 baths. MB is 13x 20 with
walk in closet and private bath. Full basement.
Attached 2 car garage ! Central Air Conditioning! OHA
heat. $229,900.

Hampton- Old Fashioned Country Home with updates ~

Updated windows, furnace, roof, siding and more! 1 car Barn/
garage. 1 bedroom down. 2 rooms up walk through one to
get to the other Country Kitchen open to dining area. LR
leading to enclosed front porch. Back room great for
workshop.. Asking $59,900
Condo- Shared Lake Access on Lake St. CatherineShared 39 +- Acres with hiking trails- Pool-Wells VT- End
Unit 2 bedroom, 1 bath ! Current monthly fees are 227.00
per month which includes use of pool, shared lake front,
snow plowing, lawn care, trash removal, water and sewer.
Asking $78,900
Granville Village- Tremendous potential for all this
space. Super Expensive Sprinkler System in this
building on all 3 levels! Current use is a recreational
center for Youth. Finished 2nd floor great for many
small offices or little stores Main level and basement
huge areas with lots of potential. Dj lighting stays,
pool tables, coolers,! Parking on street and public
parking lots on each end of the street 8556 Square ft
estimate not counting 5360 sq ft in basement. Asking $89,900

Wells, VT- 2 BR home with detached 2 car garage.

3.73 acres Deck, handicap ramp. Full basement!
Beautiful lot with 396 feet along the Wells Brook &
318 feet along Route 30 (per survey)- no Zoning in Wells.
Comcast Cable and High Speed Internet available at
the road. Generator! Storage Shed! Grape Vines! Berry
Bushes! $114,900

9 Hole Golf Course-This property is being

offered for sale as a 9 hole Golf Course as
it has been for the past several years. The
land was split between 2 different owners
approx 1 1/2 years ago and they have
decided to work together to sell this for its
best use the existing golf course. Lots of
potential for this property. The Club House
needs a little bit of TLC. There is not a sprinkler system in
the ground but they have used a large tank to care for the greens and it has worked
fine. If you or someone you know might be interested in this please contact us for
more details. 20.71 acres(as per tax map) Lovely Pond. Nice parking area. $189,000.

Village Home- Close to VT border-4-5- bedroom,

3 bath home on Large Village Lot. Large LR w/ wood
floors and Fireplace. Formal DR, Eat in Kitchen, Mud
Room & Laundry. Reading or computer Nook, 1st floor
bedroom & full bath! Huge MB has private bath & walk
in closet. Many updates have been made to this house.
128 x 218 (per tax map) lot! A lot of house for the
$$. $119,900.

Breathtaking
Sunsets, &
Beautiful
Mountain Views
from so many
places in this
spacious , open ,
well decorated 3-4
Bedroom , 3 bath home built in 2005! Many special features! Slate counters with eat
at island & stainless steel appliances! Lots of Glass. Gas Fireplace in LR, Dining
Area, Den leading to deck! Covered Side Porch! Private MB with shower & jet tub &
2 walk-in closets! Partially finished space over garage for another BR w/ bath or
other room. Finished basement walk out to ground level. Family Room with gas stove
plus 2 other rooms and bath! Lovely open stairway! 1st floor laundry! Cable & High
Speed Internet! Nice Open Lot! 30 x 40 Barn with Electric and Water! Dog Kennel!
2 car + attached garage! A lovely property! $319,900.

For a Complete, Up to Date List with Loads of Photos and Information go to our web site at

w w w . c o u n t r y h o r i z o n r e a l t y. n e t
16

www.countryhorizonrealty.net
cthzrlty@gmail.com

4 East Main St.,

Granville, NY 12832

LAND FOR SALE

10 Acres-Warren Rd, Hartford- $30,000
Commercial-Main St., Granville Double Lot w/ foundation- $37,500
28.7 Acres-South of Granville on Route 22-$39,900
Cty Route 23- 7 acre Building Lot-Western Views- $39,900
3,000 +- feet along Mettowee River 54 +- Acres- $149,900
283.6 acres- 80 +- tillable-most balance wooded-fabulous views-$499,000

Office: (518) 642-9030

Fax: (518) 642-0615
Granville
Country Home
2-3 BR, 2 bath
(depending on how
you set it up) 3
acres,huge fenced
in area for garden. Backs up to Rail Trail!
Looking to share a home with
someone....this could work too. Kitchen
set ups on both levels! $89,900

For all of your real estate needs in New York & Vermont

Summit Lake- Beautiful spot on Summit

Lake.3 BR,1 Bath House being sold furnished
with the exception of the TV, some personal
items & knick knacks. Screened Porch. Deck!
Built in 1990 by these owners as a 3 season
camp. Also includes Woodstove, Shed, Dock,
Raft, Paddle Boat & Canoe. $172,500

Hebron,
NYViews, Views,
Views! You will
love this beautiful
well built cape
sitting on 10 +/acres at the top of a hill with awesome views!
Features 2 bedrooms (with an unfinished room
that could be a 3rd bedroom) 2 bathrooms,
laundry room, wood floors, vaulted ceiling and
woodstove in the living room, 2 car garage
and much more. $199,000.

2008 this house was gutted and almost

completely rebuilt. Shell is ready for
finishing. Siding , Roof, Windows, are in.
Tub & Shower units are there. No plumbing,
wiring, or interior finishing. yet. Ready to be
finished by the new buyer. Intention was to
make 2 large bedrooms up with full bath and
LR, DR, Kitchen, Laundry & Bath down.
$44,900.

Aiken Road-Fixer Upper-This house needs

lots of renovation. It is not an FHA, USDA
property unless doing a 203K or the USDA
version of that. Land is nice and is on both
sides of the road. Mini farm with lots of animals
and space for animals. House is being lived
in currently. Could make a very charming
home. $72,500.

Absolutely Lovely Landscaped Lawn -made

up of 2 lots-(2 deeds) that this well kept 4 BR,
1 1/2 bath home sits on. Foyer w/ unique carved
woodwork and beautiful open stairway , LR w/
wood burning FP, Formal DR w/ dental molding,
spacious kitchen, 1/2 bath , deck & side porch
-1st Floor. 2nd Floor- 4 BRs, 1 full bath plus
stairs to insulated and floored Attic. Wood floors
except kitchen & baths. Back deck w/ gas
hookup for grill. Gas Dryer. Being on the lawn
you would think you were out in the country.
Red Slate Roof. 1 car barn/garage.
$139,900. REDUCED TO $129,900!

Wood floors though most of this 2 bedroom,

1 bath home! 1st floor updated kitchen, new
bath with claw foot tub & laundry area, dining
area and living room. Backyard area with
storage shed. Windows are insulated glass.
$54,900.

Mettowee River Frontage-Charming and

Affordable -2 bedroom, 1 bath home with an
open floor plan on 1 st level. Beautifully
landscaped lot. Look at our website for more
photos! $69,900.

Granville Village- With new businesss

opening in the area it is an exciting time. We
are happy to be able to offer this newly
renovated and updated property for sale. It is
currently run as the Riverside Pub but also has
great potential for many things! Sitting high
above the Mettowee River it offers views! Public
Parking plus Street Parking! Adjacent to 2 new
businesss ~ Edwards Market and Edwards
Liquor Warehouse. Asking $99,900

Wells, VT- Lovely 4 bedroom, 3 1/2 bath home

on 8.73 acres ! Sets way back from the road!
Privacy! Wood Floors! Fireplace! Main floorBreezeway, Great Room with eating area and
kitchen, Formal DR, LR & 1/2 bath! Upper level4 BRs 2 baths! Basement- partially finished
with bath & family room with sink & cupboards!
Pool! Huge Covered Porch! 2 car attached
garage! Close to Lake St. Catherine! Space for
animals! Many recent updates inside. Sellers
are having new architectural shingles installed,
and work done to porch! $275,000.

For a Complete, Up to Date List with Loads of Photos and Information go to our web site at

w w w . c o u n t r y h o r i z o n r e a l t y. n e t
17

Michael Craig Campbell Realty

104 Quaker St, Granville, NY 12832
Licensed New York & Vermont Real Estate Broker
www.michael-craig-campbell-realty.com
The Agency Where YOURE #1 518-642-2274
Michael C. Campbell, Licensed Real Estate Broker N.Y & VT
Sandra E. Campbell, Licensed Real Estate Salesperson N.Y
Julie Taylor, Licensed Associate Broker N.Y
Crystal A. Crossman, Licensed Real Estate Salesperson N.Y

3 br., 1 3/4 baths. 1994 modular.

Full concrete basement. 2.5 country acres. Large yard, huge porch.
Only $115,000

Attention Hunters, Nature Lovers. 25 acres, trails, mixed forest, deer,

small game. 2 sleeping lofts, bath & kitchen areas. Large living room,
pine walls & floors, covered porch, electric & wood heat. Drilled well, no
septic. $65,000.

Affordable, only $65,000! 4 bedrooms, 2 baths, large enclosed porch,

nice yard, patio, 2 car detached garage.

Country Ranch. 3 bedroom, oak

kitchen, dining room combo, living
room w/FP, 1 baths, 2 decks, garden shed, nice yard. $88,000.

Country cape. 4 br. kit., din. rm.,

spacious liv. rm., 1 1/2 baths, 2
car gar., barn, great yard. Motivated seller. Make offer $95,000

Owners Retiring. Cones Point

Store & 18 Hole Miniature Golf
Course. Selling beer, wine, food,
Lotto, etc. 3 acres with access to
Lake St. Catherine. Equipment included. $150,000.

INVESTMENT OPPORTUNITY! These 3 properties, adjacent to each other, are within yards of Big Lots
Department Store, the Cumberland Farms Store, Tractor Supply, and numerous businesses. Theyre at 81
Quaker St. (St. Rt. 149) house & lot, 60x200+/- @$155,000 Granville, NY. 83 Quaker St., house & lot (60x200+/
- @$185,000 & 85 Quaker St., house & lot 60x190+/- @$150,000. Theyre zoned for a variety of commercial/retail uses. Theyre in a high traffic/huge visibility location!!!

10.5+/- Acres surround this circa

1840, 8 room farmhouse. Meadowland pond, woods. Needs complete
rehab. $69,900.

ATTENTION WATER LOVERS, INVESTORS! 4,000 waterfront on the east shore of South Bay, Lake
Champlain. 276 incredible acres. (not in the Adirondack Park.) 4,800 road front, massive meadows,
pastures, incredible views, forest, abundant wildlife. 40x115 livestock barn, outbuildings. 4 BR ranch,
fireplace. Farm, hunt, boating, fishing, snowmobiling. $775,000.

Only $59,000 live in one, rent the

other. 2 family, room for a 3rd apartment. Many updates. OFF STREET
PARKING. VERY AFFORDABLE!

Fort Edward. 100 acres. Long rd.

front. Cultivated meadows, woods,
stream. Wonderful views. Drilled
well, lots of wildlife. $129,900.

4 Acres Surround This Affordable Country Ranch. Only

minutes to nearby Whitehall, NY or Fair Haven, VT. 2 full
baths, large living room with cathedral ceiling. Deck, 2 car,
oversized garage. Beautiful landscape, lawn, garden space.
Bargain Priced at just $105,000.

Fort Edward. 79 acres. Massive

barn, long rd. front. Super views,
fenced pastures, fertile hay fields.
Power. $169,000

Hartford. 48 acres. Super views!

Long interior drive. 500 town rd.
front. Super home/camp site. Deer,
turkeys, hunting. $48,800

GRANVILLE: 7.26 ACRES, DEKALB RD. MEADOWS, STREAM, WOODS,

VIEWS, OWNER FINANCING .......................................................... $24,900
GRANVILLE: 9.3 ACRES, CROSS RD. HARDWOOD FOREST, WILDLIFE ...... $24,000
HARTFORD: 1.97 ACRES, RT. 40. SUPER VIEWS, DRILLED WELL ................ $24,500
GRANVILLE: 2.4 ACRES, GILLESPIE POND. CANOE, FISH ........................... $24,900
HEBRON: 1 +/- ACRE. WARNIC RD. 24X42 CONCRETE PAD, WELL,
SEPTIC .............................................................................................. $25,900
HEBRON: 2.8 ACRES. DRILLED WELL, BARN, SEPTIC, CONCRETE PAD ... $17,900
HEBRON: 28.7 ACRES. BLOSSOM RD. NEAR VT BORDER, GREAT HUNTING,
STONE WALL FENCES. MATURE FORESTLAND, POWER,
PASTURES ........................................................................................ $49,900
HEBRON: 35.9 ACRES. BOGTOWN RD. DEER, TURKEYS, LONG FRONTAGE ON
BLACK CREEK/TROUT STREAM. POWER, PASTURE. MATURE
WOODS ............................................................................................ $59,900

18

Quality Abounds throughout this extraordinary contemporary! 2,300 sq. ft. plus a fabulous finished basement
family room. Fully applianced oak kitchen, large sprawling living room with pine trimmed cathedral ceilings, balcony, year round sunroom, 3 bedroom, master with private bath/jet tub, skylights. 2.5 baths, board & tile floors,
wood, oil or propane heat. 2 car garage, 3 decks, fantastic views. 5.93 acres with rights to Gillespie Pond. $224,000.

Custom Country Ranch Built in 2012. Its loaded with special features! Fully applianced kitchen with granite counters, tile floors & hickory
cabinets. Formal dining room & living room with hickory board floors. 3 bedrooms, master with custom bath. Huge 3 car garage with second level,
ideal for home office, etc. 2 baths. Full basement with radiant heat & roughed in 3rd bath & drive in garage space. Detached 1 car garage (5 total
garage spaces.) 1.5 landscaped acres. Only $234,000.
Michael C. Campbell,
Licensed Real Estate Broker N.Y & VT
Sandra E. Campbell,
Licensed Real Estate Salesperson N.Y
Julie Taylor,
Licensed Associate Broker N.Y
Crystal A. Crossman,
Licensed Real Estate Salesperson N.Y

2 Family Easily Converted to 1. Separate utilities. New furnace, new kitchen,

new bath, replacement windows, new drywall, fully insulated, sparkling Georgia
pine floors, French doors. Open staircase, ornate ceilings. garage, nice yard.
Good income. Tenants pay heat/electric. Owner/Broker. $79,900.

Two For The Price of One! Youll get the house, and 2.84 acre lot, plus the adjoining 92x166 building lot, approximately 3.19 total
acres (separate deeds.) Recent improvements, new vinyl siding, 8 new windows, new central air, new furnace, new in-ground pool
liner, new carpet. 3 bedroom, 1 baths, fully applianced kitchen, hardwood floors, 2 finished basement rooms/family room with bar,
32x16 in-ground pool. Minutes to Glens Falls, Lake George & Vermont Border! A Must See Property $188,000.

King of the mountain, a magnificent 2,400 +/- sq. ft. masterpiece awaits the most discerning of buyers! Craftsmanship abounds
throughout the interior of this elegantly appointed contemporary. Its spectacular!!! Youll be amazed by the endless amenities,
including a fabulous center hall, intricately appointed open staircase, an extraordinary glass enclosed living room w/ shimmering
board floors, a phenominal kitchen, and equally impressive dining room. There are 3-4 BR. including a sprawling master BR with

views to the heavens, plus a delux master bath with steam shower, jet tub and tile floors. There are 2 1/2 upscale baths, a
seperate laundry room, full walk out basement, wood or propane heat, 2 car garage, and a great workshop/wood shed.
Surrounding the home are 16.44 inspirational acres, boasting a large meadow, manicured lawns, perennial gardens, woods,
and views, views views. Situated on the end of a long driveway is your dream come true. $299,000. CHECK OUR WEB
19

Hidden Meadow Farm, 2 Homes for the Price of 1. Youll discover a luxurious 2,380 sq. ft. log home masterpiece. Its top of the line, plus a beautiful 4 bedroom, circa 1880 eyebrow Colonial, a gambrel roof livestock/hay barn,
numerous outbuildings, fantastic views, privacy, and 74 glorious acres. Hidden away off the beaten path, is

the farms name sake, a stunning Hidden Meadow, beneath a canopy of towering hardwood and fragrant evergreen trees. It
looks like it should be on the cover of a famous story book. Deer, wild turkeys, and smaller woodland creatures frequent this
majestic farm. There is a pond and sensational views, overlooking the nearby Adirondack Mountains. The log home is loaded
with amenities. Youll love the golden pine trimmed cathedral ceilings, the rugged log walls, and shimmering board floors.

Michael Craig Campbell Realty

104 Quaker St, Granville, NY 12832
Licensed New York and
Vermont Real Estate Broker
Equally impressive is the beautiful red brick fireplace. There are 4 bedrooms, including a
massive loft, able to accommodate numerous guests, 2 baths, custom hickory kitchen,
formal dining room, a huge screened back yard porch, a rocking chair front porch, full basement, and 2 car garage. This is not your average log home. $595,000.
166.6 additional acres can be purchased for $334,000.

www.michael-craig-campbell-realty.com

The Agency Where YOURE #1

518-642-2274

Best Value Buy, Cheaper Than Rent? A lovely country ranch

for only $87,500 - Motivated Seller! Family room with brick fireplace, slate floor, pine walls, 2 bedroom, 1.5 baths, eat in kitchen,
finished basement office/den. Must see. Make An Offer!!

Wells, VT, Priced Right @ $169,000. Frontage on Mill Brook, meadows, groomed lawns, super views, 3 bedroom, 2 baths, dining room,
hardwood floors, huge deck, private, enormous 3 car garage. Wildlife,
minutes to lakes, skiing, golf, Manchester, Rutland, and Granville, NY.

Affordable at just $104,500. Top end, 1800 sq. ft. 4 bdrm. ranch.
Huge liv. rm. with fplc/cathedral ceiling, deluxe applianced kit. with
center island. Central Air Large master bedroom with private bath/jet
tub, walk in closet. Handicap ramp/deck. Great garden shed, nice yard.

Breathtaking, 2 State Views. Numerous updates abound. 2-3

bedrooms, 1 baths, hardwood floors, glass enclosed porch, family
room, central air, emergency back up generator system, fenced
yard, garage. Reasonable at just $119,000.

Circa 1929 Country Cape, featuring period moldings, French doors, sparkling
hardwood floors, an inviting brick fireplace, kitchen with unique breakfast
nook, dining room, 4 BR, 2 full baths, sun room, 1 & 2 car garages, lawn,
meadow. $125,000. On the snowmobile trail system.

Kingsbury, Minutes to Glens Falls. 1+ acre landscaped lot, groomed

lawns, perennials, great views, blacktop drive. 3 bedroom, eat in
kitchen, finished basement family room, with brick hearth. Screened
porch, with hot tub. Deck. Many dates. Great Value Buy! $154,000.

20

NOR
THEAST SA
TELLITE SALES
NORTHEAST
SATELLITE
518-695-5309 518-695-4337
http://northeastsatellitesales.com

21

MEMBERSHIP ROSTER 2015

ADIRONDACK COUNTRY HOMES REALTY, LLC
462 Glen St., Glens Falls, NY 12801
518-761-7900 FAX 518-761-2504
1098 US Rt.9, PO Box 488, Schroon Lake, NY 12870
518-532-7900 FAX 518-532-9970
E-Mail: Darleen@adkhomes.com
www.adirondackcountryhomes.com
REALTORS: Darleen March ............................................. 761-7900
John E. Gokey ............................................................... 532-9323

COUNTRY PROPERTIES REAL ESTATE

1 Second St., Cambridge, NY 12816
518--677-3396 -- FAX 518-677-2659
www.countrypropertiesre.com
E-Mail:info@countrypropertiesre.com
REALTORS: Judy Short, GRI, CBR ................................... 677-3396
e-mail: jshort12816@aol.com
Matthew Johnson ......................................................... 677-3635
e-mail: mattjohnson12816@gmail.com

ALL- AMERICAN PROPERTIES.COM

447 Glen St.., Glens Falls, NY 12801
518-798-8555 E-Mail: Ted@all-americanproperties.com
webpg: all-americanproperties.com
REALTORS: Ted Wilson ................................................... 744-9945
Kim Bullard ....................................................................... 744-3555
Sherrill Hazelton ............................................................... 683-1716
Mary Van Leuven .............................................................. 796-5292
Tamara Sutphin ................................................................ 796-2211
Susan Kassal ................................................................... 222-0102
Kevin Enright ............................................................. 954-649-3878
Judith Tennant .................................................................. 744-4828
Bonnisue Neil ................................................................... 744-4824
Shelley Englert ......................................................... 518-812-5510
Janet L. M. DiManno ........................................................ 796-9710
Candice Seiler .................................................................. 222-2902
Jeffrey Spence .................................................................. 644-9000
James Stockwell ............................................................................
Martin Lacatena ............................................................... 860-7487
Bill Burke .......................................................................... 307-1170
Jill Brady .......................................................................... 932-8077
Richard Kline .................................................................... 744-6701
Krystle Sweetser .............................................................. 288-8046

MICHAEL "CRAIG" CAMPBELL REALTY

104 Quaker St., Granville, NY 12832
518-642-2274 or 642-0590 -- FAX 518-642-1097
www.MICHAEL-CRAIG-CAMPBELL-REALTY.COM
REALTORS: Michael Craig Campbell, CBR ...................... 642-2274
Sandra Campbell, CBR ................................................... 642-2274
Julie Taylor ...................................................................... 642-2274
Crystal A. Crossman ....................................................... 642-2995
e-mail: crossmanbc@hotmail.com
D.C. REALTY
73 Quaker St., Granville, NY 12832
518-642-1862 -- FAX 642-0532
E-Mail: dan@dcrealty..net Webpg: www.dcrealty.net
REALTORS: Daniel Campbell, GRI, CBR .......................... 642-1862
Edmund Cucchi ............................................................ 361-0108
DEMARSH REAL ESTATE
61 Elm St., Glens Falls, NY 12801
518-793-4370--FAX 798-1979
email:tinademarsh1@yahoo.com
www.demarshrealestate.com
REALTOR: Tina Demarsh ........................................ 518-793-4370

LEON H. BARKLEY, LLC

1 East Main St., Cambridge, NY 12816
E-Mail: lhbarkley@hughes.net - www.barkleyrealestate.com
REALTOR: Leon H. Barkley .............................................. 677-3806
Melanie Casey ........................................................ 518-321-7194
e-mail: mcasey@barkleyrealestate.com
Penny Spiezio ............................................................... 321-9767
e-mail: penny.spiezio@gmail.com
Patricia Schaeffer ........................................................ 638-6862
e-mail: jpschaeffer@huges.net
Jerill Thomas .................................................................. 753-4336
e-mail: pinetree@wildblue.net
Chris Cavaliere .............................................................. 859-0725
e-mail: cavalierechris@hotmail.com
Alison Barney ....................................................... 518-677-3806
e-mail: abarney@nycap.rr.com
Dorothy Yurschak ................................................... 518-269-9006

DENIM & DEEDS REAL ESTATE

133 Main St., Hoosick Falls, NY 12090
518-686-4426 -- FAX 686-1755
REALTORS: Gale E. Leva ................................................ 686-4426
Russell C. Bravata ................................................ 518-368-9514
Susan Lewsey ............................................................. 258-5818
e-mail:susanlewsey@gmail.com
Dianne Martelle-Longe ................................................. 479-9296
e-mail:diannelonge@gmail.com
Donna Clifford .............................................................. 285-9972
e-mail:donna.clffrd@gmail.com
Gail Marro ..................................................................... 369-7808
e-mail:gailmarro@gmail.com
Vicki Gardner ................................................................ 495-5796
e-mail: vickilgardner@gmail.com

BRYCE REAL ESTATE, INC.

9 Duncan Lane, Troy, NY 12180
518-271-7630--FAX 272-1616 e-mail:sold@bryce1st.com
REALTORS: Wallace Bryce .............................................. 271-7630

HERITAGE MANOR REALTY

209 County Route 28, Hebron, NY 12832
518-642-3664
E-Mail: hmrealty@aol.com
REALTOR: Robert Tressler
NEW
ENGLAND
LAKESIDE
REALTY, INC.
KELLER
WILLIAMS
REALTY
25
QUaker
St., Granville,
NY 12832
935
New Loudon
Rd., Latham,
NY 12110
518-642-3220
- E-Mail:
vtlakeside@comcast.net
518-871-9935 --FAX:
866-931-5525
Lori
M. Andrus ................................................................. 488-2060
www.BetheSellsLuxury.kwrealty.com
Elizabeth Reynolds .......................................................... 222-3097
PREBLE REALTY LLC
4601 State Rte. 22, P.O. Box 550, Salem, NY 12865
518-854-7888
MARKERS OCTAGON REALTY
E-Mail:
8 River St.,
cpreblerealty@gmail.com
Hoosick Falls, NY 12090
w518-686-4200
w w.preblerealty.com
-- FAX 686-5140
REALTORS:
E-Mail: homes@octagon-realty.com
Christine Preble ........................................... 854-7888
www.octagon-realty.com
Kristen Preble .............................................................. 854-7888
REALTORS:
John Huntington .................................................... 518-854-7888
Kendal
e-mail:
Baker
jrb22realty@gmail.com
................................................................... 686-4200
Marilyn K. Douglas .......................................................... 686-9707

COLDWELL BANKER PRIME PROPERTIES

178 Glen Street., Glens Falls, NY 12801
518-222-6368 E-Mail: MustHaveHomes.@gmail.com
w w w.billLavery.com
William L. Lavery .................................................. 518-222-6368
CORLEW REALTY
2243 Coach Rd., Argyle, NY 12809
518-638-6473 -- FAX 518-638-6473
E-Mail: sandracorlew@yahoo.com
REALTORS: Sandra Corlew, CBR, GRI .......................... 638-6473

See the
Showcase of Properties
on-line at
www.addigest.com
click on the
Showcase button

COUNTRY HORIZON REALTY

4 East Main St., Granville, NY 12832
518-642-9030 -- FAX 518-642-0615
www.countryhorizonrealty.net
REALTORS: Rebecca Dittmeier, CBR, NY/VT Broker ..... 518-642-9030
Nancy Greene .......................................................... 518-744-1017
e-mail: nancy.greene.realtor@gmail.com
Linda Ross ............................................................... 518-361-5872
e-mail: LRoss2333@gmail.com
Joshua Thomas ........................................................ 518-642-9030
e-mail: joshua.e.thomas@gmail.com

22

MEMBERSHIP ROSTER 2015

PRUDENTIAL MANOR HOMES
53 High Street, Hoosick Falls
518-892-9427
REALTORS: Rick Tinkham ............................................... 892-9427
Pamela Tinkham ............................................................. 701-5668
e-mail: ptinkham@prudentialmanor.com
Loraine Robichaud ...................................................... 268-8165
e-mail: lrobichaud@prudentialmanor.com

PAUL T. WANDERER REALTY

Argyle Prof. Center, 39 Main St., Argyle, NY 12809
518-638-9000 -- FAX 638-9001
E-Mail: ptwanderrealty@roadrunner.com
REALTOR: Paul T. Wanderer

VAN AERNEM REALTY & ASSOCIATES

77 Main St., Hudson Falls, NY 12839
518-747-5685
webpg: www.vanaernemrealestate.com
REALTORS: Thomas Van Aernem .................................. 747-5685
e-mail: TomVanAernem@msn.com
Tina Denison .................................................................... 747-5685
e-mail:Tina2@ambassoc.com
Howard Denison .......................................................... 747-5685
e-mail: howarddenison@gmail.com
Merrill Sabo ................................................................... 747-5685

K. WARD REALTY, LLC

6 West Main Street, P.O. Box 453, Cambridge, NY 12816
518-677-8650 -- FAX 677-3002
E-Mail: KBWLLC@nycap.rr.com
REALTOR: Kathleen Ward .............................................. 225-7863
Monique D'Aiuto ............................................................. 677-8650
e-mail: mdaiuto@nycap.rr.com
Denise Alaniz ................................................................. 225-8811
Nancy D. Whitcomb ....................................................... 225-3374
Michael Raffel ................................................................ 677-0232

2015 WASHINGTON COUNTY BOARD AFFILIATE MEMBERS

GLENS FALLS NATIONAL BANK & TRUST CO
Carla Johnson
8646 State Rt. 22, Granville, NY 12832
518-642-2930 FAX 518-642-3194
e-mail: Cjohnson@arrowbank.com

EMPOWER MORTGAGE, LLC

11 Computer Dr. West, Suite 214, Albany, NY 12205
e-mail: jim@empowermortgagellc.com
www.empowermortgagellc.com
Phone: 518-459-3239 FAX 518-348-8500

COUNTRY LIVING from Farm Credit East

2668 St. Rt. 7, Suite 36, Cobleskill, NY 12043
518-296-8113 x 1722 - 1-800-327-6588 - FAX 518-296-8185
Donna Phelan
E-Mail: donna.phelan@farmcrediteast.com
Web: www.countrylivingloans.com

Certified Mold Solutions

Scott W. Renzi
302 Waters Rd., East Greenbush, NY 12061
518-330-2268
e-mail: info@certifiedmoldsolutions.net
www.certifiedmoldsolutions.net

SARATOGA MORTGAGE CO., INC.

Robert Kurtz - President
345 Bay Road, Suite 201, Queensbury, NY 12804
E-Mail: bob@saratogamortgageinc.com
518-792-3552 FAX 518-683-7022

USDA OFFERS NO DOWN PAYMENT OPTIONS FOR RURAL NEW YORK HOME BUYERS A USDA official announced that funds are available to help rural residents of New York buy or repair single family homes. Expanding
and preserving homeownership is a major part of the foundation for a stronger, more prosperous rural New York, said
Scott Collins, USDA Rural Development New York Acting State Director. There is tremendous potential for New York
and these funds will contribute towards building safe communities that people can call home. Funding is available
through two Rural Development housing programs; the Home Repair program and the Guaranteed and Direct Loan program. The Guaranteed Loan program assists lenders extend mortgages with affordable terms to low and moderate income homebuyers. Rural Development guarantees the loan, thereby reducing the lenders risk and enabling them to
provide financing at more favorable rates and terms to families wishing to purchase a home. Guaranteed loans can be
made on either a new or existing home for up to one-hundred percent of the appraised value. Under the Direct loan
program, applicants apply directly to USDA for loan assistance. No down payment is required and applicants may be
eligible for payment assistance, which subsidizes the interest portion of the mortgage, lowering the overall monthly
payment. The Home Repair program offers very-low income homeowners loans and grants to make general home repairs
or modifications, which may improve or modernize a home. The interest rate on these loans is one percent and the
maximum term is 20 years. Applicants may obtain multiple loans, with a maximum outstanding loan amount at a given
time of $20,000. Grants are available to very-low income homeowners age 62 or older who cannot afford a loan. Grants
are limited to a lifetime assistance of $7,500 and must be used to remove health and safety hazards or make a home more
handicap accessible. These programs have been very successful by providing decent, safe, and sanitary housing in rural
New York. For more information on these programs and how to apply, please contact our Greenwich office at (518) 6929940 Ext. 4 or visit click here to find out more about USDAs housing programs.
If You Would Like More Information On Advertising In This Magazine, Please call Napaul Publishers, Inc. at
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