Professional Documents
Culture Documents
Current Quarter
Previous Quarter
Current Quarter
37,343,522,532.51
170,647,555,225.67
15,461,211,923.88
42,568,386,660.68
41,093,341,379.86
189,974,233,443.82
58,869,850.14
622,091,909,976.83
5,230,973,137.69
623,516,908,806.44
6,655,971,967.30
6,061,504,726.84
19,169,552,855.35
164,881,529,061.62
7,568,107,511.86
56,059,560,421.35
24,608,426,397.58
193,098,779,812.99
58,869,850.14
531,954,655,825.54
4,843,300,304.85
533,722,772,435.73
55,000,000.00
6,666,416,915.04
4,413,725,581.39
40,064,495,096.76
9,274,064,145.73
2,126,045,713.88
74,742,809.78
19,014,612,413.18
1,195,854,495,899.56
39,172,334,688.84
9,867,976,470.35
2,107,464,145.91
83,393,644.95
12,720,410,126.42
1,065,764,786,394.29
LIABILITIES
Financial Liabilities at Fair Value through Profit or Loss
Deposit Liabilities
Due to Other Banks
Bills Payable
a) BSP (Rediscounting and Other Advances)
b) Interbank Loans Payable
c) Other Deposit Substitute
c) Others
Other Financial Liabilities
Other Liabilities
TOTAL LIABILITIES
34,845,831,628.04
952,751,465,022.30
244,946,972.42
26,288,376,597.67
22,315,280,000.00
3,748,186,964.44
224,909,633.23
10,482,326,916.78
32,683,218,561.53
1,057,296,165,698.74
35,280,682,112.29
848,013,634,908.45
113,743,632.28
16,850,088,933.24
16,603,750,000.00
246,338,933.24
9,936,507,890.94
23,252,190,854.73
933,446,848,331.93
138,558,330,200.82
132,317,938,062.36
1,195,854,495,899.56
1,065,764,786,394.29
68,532,054,735.28
13,593,098,501.88
56,433,176,963.66
68,529,404,333.58
7,367,502,459.17
56,421,031,269.61
Capital Stock
Other Capital Accounts
Retained Earnings
Minority Interest in Subsidiaries
TOTAL STOCKHOLDERS' EQUITY
1/
19,955,889,963.65
196,397,513,173.04
13,895,671,720.33
56,875,203,680.25
31,123,182,540.17
207,517,223,104.84
92,067,118.39
703,795,797,559.87
5,812,115,271.18
704,137,231,828.02
1,955,000,000.00
8,108,549,539.33
5,166,995,668.42
6,262,637,276.94
10,398,328,073.94
4,069,938,916.31
274,460,914.54
25,497,294,671.09
1,434,405,200,763.32
6,160,084,997.72
10,979,431,921.59
4,036,012,429.23
297,603,861.00
19,119,204,424.88
1,275,411,882,163.38
34,845,831,628.04
1,176,934,844,463.27
244,108,931.85
30,652,551,394.39
28,924,584.95
22,328,700,495.37
3,748,186,964.44
4,546,739,349.63
13,233,033,532.85
38,396,040,302.92
1,294,306,410,253.32
35,280,682,112.29
1,045,093,205,393.01
112,897,426.71
21,242,861,844.67
36,562,638.10
16,617,247,162.86
4,589,052,043.71
11,969,458,859.74
29,316,683,269.67
1,143,015,788,906.09
68,532,054,735.28
13,700,816,896.02
56,433,176,963.66
1,432,741,915.04
140,098,790,510.00
68,529,404,333.58
7,367,502,459.17
56,421,031,269.61
78,155,194.93
132,396,093,257.29
1,434,405,200,763.32
1,275,411,882,163.38
CONTINGENT ACCOUNTS
316,998,078.18
3,154,279,117.24
1,738,325,100.43
7,289,491,651.51
882,681,912.09
73,339,241,356.74
4,540,245,975.62
522,055,803,229.50
369,919,135,567.01
152,136,667,662.49
535,023,383,810.55
20,384,564,655.21
1,168,725,014,887.07
338,224,495.16
2,560,351,733.48
2,342,731,639.80
8,848,728,656.80
1,528,522,811.42
74,376,515,090.98
11,801,697,838.92
506,475,122,614.34
370,950,902,224.47
135,524,220,389.87
485,217,774,078.64
31,505,092,068.68
1,124,994,761,028.22
Guarantees Issued
Financial Standby Letters of Credit
Performance Standby Letters of Credit
Commercial Letters of Credit
Trade Related Guarantees
Commitments
Spot Foreign Exchange Contracts
Trust Department Accounts
a) Trust and Other Fiduciary Accounts
b) Agency Accounts
Derivatives
Others
TOTAL CONTINGENT ACCOUNTS
ADDITIONAL INFORMATION
Gross total loan portfolio (TLP)
Specific allowance for credit losses on the TLP
Non-Performing Loans (NPLs)
a. Gross NPLs
b. Ratio of gross NPLs to gross TLP
c. Net NPLs
d. Ratio of Net NPLs to gross TLP
Classified Loans & Other Risk Assets, gross of allowance
for credit losses
DOSRI Loans and receivables, gross of allowance
of credit losses
Ratio of DOSRI loans and receivables, gross of allowance
for credit losses, to gross TLP
Gross non-performing DOSRI loans and receivables
Percent Compliance with Magna Carta
a. 8% for Micro and Small Enterprises
b. 2% for Medium Entreprises
Return on Equity (ROE)
Capital Adequacy Ratio (CAR) on Solo Basis, as prescribed
under existing regulations
a. Total CAR
b. Tier 1 Ratio
c. Common Equity Tier 1 Ratio 1/
CONTINGENT ACCOUNTS
38,478,445,690.55
211,946,456,903.17
21,592,410,560.53
51,806,153,948.25
50,356,593,918.12
206,085,438,140.24
92,067,118.39
800,385,021,009.89
5,865,257,904.25
802,462,814,997.64
500,000,000.00
8,443,051,892.00
7,159,953,621.36
STOCKHOLDERS' EQUITY
Capital Stock
Other Capital Accounts
Retained Earnings
LIABILITIES
STOCKHOLDERS' EQUITY
Guarantees Issued
Financial Standby Letters of Credit
Performance Standby Letters of Credit
Commercial Letters of Credit
Trade Related Guarantees
Commitments
Spot Foreign Exchange Contracts
Trust Department Accounts
a) Trust and Other Fiduciary Accounts
b) Agency Accounts
Derivatives
Others
TOTAL CONTINGENT ACCOUNTS
Previous Quarter
ASSETS
ASSETS
316,998,078.18
3,154,279,117.24
1,738,325,100.43
7,289,491,651.51
882,681,912.09
74,152,063,841.99
4,540,245,975.62
522,055,803,229.50
369,919,135,567.01
152,136,667,662.49
536,050,220,280.57
118,652,165,054.95
1,268,832,274,242.08
338,224,495.16
2,560,351,733.48
2,342,731,639.80
8,848,728,656.80
1,528,522,811.42
75,129,406,937.30
11,801,697,838.92
506,475,122,614.34
370,950,902,224.47
135,524,220,389.87
486,052,449,078.64
128,924,915,155.66
1,224,002,150,961.52
ADDITIONAL INFORMATION
633,893,057,501.13
5,145,175,557.00
7,351,999,296.86
1.16%
2,206,823,739.86
0.35%
543,767,565,806.16
5,146,493,065.58
7,842,038,110.96
1.44%
2,695,545,045.38
0.50%
16,342,280,040.41
17,531,205,065.22
18,244,987,065.42
15,424,948,155.15
2.88%
9,088,598.40
2.84%
4,685,518.00
6.48%
9.46%
14.68%
5.54%
8.12%
14.02%
13.58%
12.69%
12.69%
14.64%
13.77%
13.77%
3. Capital Adequacy Ratio (CAR) on Consolidated Basis, as prescribed under existing regulations
a. Total CAR
14.85%
13.97%
b. Tier 1 Ratio
c. Common Equity Tier 1 Ratio 1/
13.97%
Common Equity Tier 1 is only applicable to all Universal and Commercial Banks and their subsidiary banks.
1/
15.74%
14.87%
14.87%
Common Equity Tier 1 is only applicable to all Universal and Commercial Banks and their subsidiary banks.
We, CEZAR P. CONSING and JOSEPH ALBERT L. GOTUACO of the above-mentioned Bank, do solemnly swear that all
matters set forth in the above Balance Sheet are true and correct to the best of our knowledge and belief.
We, CEZAR P. CONSING and JOSEPH ALBERT L. GOTUACO, of the above-mentioned Bank, do solemnly swear that
all matters set forth in the above Balance Sheet are true and correct to the best of our knowledge and belief.
SUBSCRIBED AND SWORN TO BEFORE ME this January 30, 2015 at Makati City, Metro Manila affiants exhibiting to me
their Passport No. EB9284966, issued at Hong Kong on October 2, 2013 and Passport No. EC2373461, issued at DFA
Manila on October 10, 2014, repectively.
SUBSCRIBED AND SWORN TO BEFORE ME this January 30, 2015 at Makati City, Metro Manila affiants exhibiting to me
their Passport No. EB9284966, issued at Hong Kong on October 2, 2013 and Passport No. EC2373461, issued at DFA
Manila on October 10, 2014, repectively.
Member: Philippine Deposit Insurance Corporation. Maximum deposit insurance for each depositor is P500,000.