ECRWSS

Monday

Penny Saver
Postal Customer
January 18, 2010 PRE-SORTED
Published by
arens corp. STANDARD
P.O. Box 69 • 395 S. High St.
Covington, OH 45318 U.S. POSTAGE PAID
877-556-9090
937-473-2028
FAX: 937-473-2500 Arens Corporation
E-MAIL: production@woh.rr.com
Check us out on the net!
www.arenspub.com
Where Your Ad IS The News

Ken & Nancy Luthman, Karen MOORMAN, HARTING & CO.

& Tim Magoto, Deb & Kevin
Certified Public Accountants
Barhorst, Becky Luthman, and
Stacy Fahlsing invited the Preparing Business and Individual
Penny Saver along when they T Returns
Tax R t ffor O
Over 50 Y
Years!!
traveled to Punta Cana,
Dominican Republic. This Accepting New Individual, Farm
photo wasn’t dated, so we’re and Business Tax Clients
not sure just when they took
this terrific vacation. Jeff &
Mary Sommer also
accompanied this group, but
were unavailable for the
photo. “The weather was
great, and it was a beautiful
resort and beach. We had a
wonderful time,” write Russia
residents Ken & Nancy
Luthman, who will now receive Coldwater Office Celina Office
a prize through the mail for 815 West Main St. 531 East Market St.
(419) 678-4814 (419) 586-6618
being named our latest "Take
www.moormanharting.com
Us Along” contest winners!

~ GROCERY INDEX ~
Area Families Vacation in Dominican Republic BUSCHUR’S Page 3, HOWELL’S IGA Pages 4-5
~ INSERTS ~
Full: Kroger, Wagner’s IGA
Zoned: Anna Market

Goffena Furniture
YOU DON’T WANT TO MISS THIS SALE!
No Better Time To Buy Gorgeous
New Home Furnishings!

NVENTORY
5 pc.
Dining
Set
was $997
12
Now $497
Months
EDUCTION
ONLY 2 LEFT

% FF Interest
AVE UP TO 5
S
0 O Bunkbed
was $697
Now $377
ONLY 4 LEFT Free
ALE! All Leather Sofa
was $987, Now $595
Financing*

2600 W. Michigan, HOURS:

Sidney Mon. thru Fri. 10-8;
Since 1942 Sat. 10-5; Sun. 12-5
Check Out Our NEW Website!
937-492-6730
1-888-GOFFENA Toll Free
www.goffenafurniture.com Always the Guaranteed Lowest Prices! *See store for details.
Page 2 - PENNY SAVER - JANUARY 18, 2010 www.arenspub.com

27 N. Main St. • Ft. Loramie, OH 45845

937-295-2212
Willy’s
Tavern & Drive Thru
MINSTER
Drs. Jenny & Rob Huddleston
Warm Up BUFFALO$CHICKEN
with our . . . SUB 499
Custom Draperies, Valances & Blinds
Quality Flooring & Installation
Home Accessories
~~~
Prime Rib Dinner
January Sale!
Friday, Jan. 22 - 4:30pm ?
Savings storewide on carpet, laminate, tile,
Queen Cut Includes:
~ choice of baked potato or fries slaw & roll ~
$
1199
hardwood, home accessories and blinds!
*Say you saw this ad in the Penny Saver and buy one
home accessory and get the second one 1⁄2 off!

~~~
SATURDAY, Jan. 30
M-F 9-5 • Sat. 9-12 • Closed Sun.
D.J. Terry Prenger 9 pm - ?
*Appointments available upon request*
www.thehomeplaceonline.net STOP-IN for your favorite food
~~~ or beverage after the
652 E. Main St. High School Basket Ball Games!
St. Henry OH 45883
419-678-3600
(Near the intersection of St. Rt. 118 & 119)
419-628-3539
All beer & wine sold at state minimum
18” up to 3 ITEM PICK-UP ONLY

$ 25
PIZZA
Coupon expires 2-14-10
15
(2) 14” 2 ITEM PICK-UP ONLY

D&J Plumbing PIZZAS $ 99 2 BIT BONANZA CIRCLE OF FRIENDS

“Lowest Rates in Miami, Shelby,
and surrounding counties”
4292 St. Rt. 66 • Houston • (937) 295-5281 • (937) 418-9761
Licensed
JANUARY & FEBRUARY
Savings
Receive 5% DISCOUNT Off Labor
for Any Service!
SERVICES OFFERED but not limited to:
Well Pumps (Sales & Service) • Water Heaters
Winterization • Pipe Thawing • Faucet Repair
Toilet Repair or New Install
Water Line & Sewer Line Repair
or Replacement
No Additional Charges for After Hour Service Calls
Coupon expires 2-14-10 19 QUARTER AUCTION
Tue., Jan 19 • Doors Open 6:30pm
Regular Large SUBS $5.00 (Pick-up only) Bidding to begin promptly at 7pm
Paws Bingo, 848 Martin St., Greenville, Oh
Insured
Bring in your ticket stub for your favorite pizza ADMISSION is only $1.00 per paddle (limit 2)
after the High School Basketball Game Companies participating in Auction Include: Pampered Chef,
Thirty-One Gifts, Pure Romance, Tastefully Simple, Lia Sophia,
Tupperware, Longaberger, UpperCase Living
12” 1 ITEM $4.00 (Unlimited Pick-up only)
Raffle Tickets $1 each or 6 for $5
...sold for a basket full of “Goodies” donated by
Padrone’s Pizza the participating companies.
Proceeds from tickets sold will be donated to:
271 N. Main, Minster
Darke Co. Humane Society.
628-1810 BEVERAGES, SANDWICHES, & DESSERTS WILL BE AVAILABLE
For more info: Amy Timmerman (937) 295-3828
atimmerman93@yahoo.com

Never Write Your

Return Address Again! HIGHER PRICES = HIGHER GUARANTEED REVENUE
240 - a crop insurance revenue plan allows you to take advantage of forward selling your crop and gives you the coverage and protection you need -
Self-Stick Labels FENNIG-HOMAN AGRIBUSINESS YOUR CROP INSURANCE AGENT
$
350
Mary Jones
1456 St Anthony Rd. • Coldwater, OH 45828 • 800.595.3629 toll free
Listed below are dates, times & locations for the 2010 sign-up meetings for corn and soybeans.
* Some meetings will have different marketing consultants, which are advertised below.
118 Chestnut St. Bayview Pub Tall Tales Inn Pizza Hut Meinerdings Pizza Hut K 0f C Hall Mc Sobers
Springfield, MA 01103
7pm Grain Marketing 7pm 11am-3pm 7pm 11am-3pm 7pm 7pm Grain Marketing
Just Peel and Stick! Celina, OH Laura, OH New Bremen Ft. Recovery New Bremen St. Henry, OH Coldwater, OH
Add 75¢ Postage & Handling
Tue. Feb. 2 Wed. Feb. 3 Sat. Feb. 6 Tue. Feb. 9 Sat. Feb. 13 Mon. Feb. 15 Thur. Feb. 18
Send order now to:
Arens Corp. P.O. Box 69 Pizza Hut Inn Between Buffalo Jacks Pizza Hut
Covington, Ohio 45318
Al’s CJ Highmarks Pizza Hut
11am-3pm 11am-1pm 7pm 11am-3pm 11am-1pm 7pm 11am-3pm
Shipping Label
(Print clearly, 3 lines only) New Bremen Anna, OH Covington, OH New Bremen Ft. Loramie, OH Greenville, OH New Bremen
Sat. Feb. 20 Tue. Feb. 23 Thur. Feb. 25 Sat. Feb. 27 Tue. Mar. 2 Wed. Mar. 3 Sat. Mar. 6
NAME____________________
Key Hole Am. Legion Pizza Hut SALES CLOSING For appointments at the farm call:
ADDRESS________________
7pm 3pm-7pm 11am-3pm Last day to sign up or Office 800.595.3629 or 419.925.4628.
_________________________ make changes to your All crop policies are continuous unless changes need to be made to the policy.
Newport, OH Maria Stein, OH New Bremen 2010 crop insurance policy
Tue. Mar. 9 Wed. Mar. 10 Sat. Mar. 13 Mon. Mar. 15, 2010
At Fennig-Homan Agribusiness, our customers are #1.
_________________________
Thanks for your business!
 www.arenspub.com Page 3 - PENNY SAVER - JANUARY 18, 2010

We offer competitive pricing,

quality installation,
& consultation for all
your interior needs.
• Carpet
• Laminate
• Hardwood
• Ceramic & Porcelain Tile
• Drapery
• Custom Showers
Receive up to a IN-STOCK • Hunter Douglas Blinds
SPECIALS!
$
20 0 MasterCard®
Chain Saw Sales, Parts,
Repair, & Sharpening Service
• LAMINATE • PORCELAIN • CARPET
AT UNBEATABLE PRICES!
106 W. Fourth St., Minster, OH
419-628-2620
Hours: Mon. & Wed. 9-7; Tues. & Fri. 9-5; Thurs. & Sat. 9-12
Prepaid Card
by Mail
with purchase Myers & Grillot
of select
Maytag Brand Announce
Laundry PAIRS* Engagement
Ruthann Marie Myers of Ludlow Falls and
Shown with Carl J. Grillot of Fort Loramie announce their
*SEE DEALER FOR DETAILS optional pedestals plans to marry on February 6, 2010, at Sts. Peter
and Paul Church, Newport.
FREE DELIVERY • FREE DISPOSAL of old appliance The bride-elect, daughter of Garry and Peggy
Hrs: M, T, Th, F 8am-5pm, Wed 8am-7pm, Sat 8am-2pm
Myers of Laura, is a 1998 graduate of Newton
High School and a 2002 graduate of OIP&T Col-
lege.
The prospective bridegroom is the son of Bill
and Connie Grillot of Versailles. He is a 1998
graduate of Versailles High School and is
employed at Precision Strip of Minster. 1/13-4

Per Lb. Per Lb.

FRESH STOREMADE PORK FRESH PORK

BULK SAUSAGE SHOULDER STEAK

One Lb. Quarters

BLUE BONNET
4 Lb. Bag

NAVEL ORANGES
$
1 09
Per Lb. - Fresh Pork Shoulder
$
1 19
Per Lb. - Fresh Pork Shoulder

MARGARINE Boneless Rolled Boneless

2 1$ 59
$ 39 Pork Roast ..................... Western Ribs ................. 1
$ 59

69 ¢
Half Gallon - All Varieties
8 Oz. Pack - Fresh
Mushrooms ....................
$
149
Lb. Vac Pack - Troyer’s
Sliced Bacon .................. 2
Each - 2.6 Oz.
$ 49 2 Lb. Bag - Frank’s
Sauerkraut ..................... 1
$ 39

Per Lb. - Our Own Storemade Chunky

Eckrich Lunchmakers ....99
¢
Chicken Salad ............... 4
$ 99
Hershey’s Ice Cream ...... 3 $ 99
2 Lb. Bag - Fresh
Carrots.............................89
¢
24 Oz. Jar Lb. Vac Pack Lb. Vac Pack - Eckrich
Mott’s Applesauce ........... 1
$ 29
Johnsonville Skinless
2 Lb. Bag - Shurfine Powdered or
Deli Specials . . . Smoked Sausage .......
2/$ 00
6 Smoked Sausage...........
$ 19
2
Light Brown Sugar ......... 1
$ 19
Per Lb. Per Lb. Per Lb. - USDA Choice Beef Loin
13.75 Oz. Can - Chicken or Beef KUCK’S PEPPERED OR CAJUN FRESH STOREMADE PORK BONELESS TOP
College Inn Broth ............69
¢

10.75 Oz. Can

TURKEY CASING SAUSAGE SIRLOIN STEAK
Campbell’s BREAST
Tomato Soup ........................
15.5 Oz. Can - Light or Dark Red
Joan of Arc
Kidney Beans .................... 69
69¢
¢
$ 59
4
$
1
Per Lb. - Winner’s
79 $
Per Lb.
3 99
4 Roll Pack - Shurfine Summer Sausage ...........
$
459 Muenster Cheese ...........
$
399
Bath Tissue ........................99
¢
Per Lb. - Winner’s Per Lb. - Wilson Per Lb. - Our Own
32 Oz. Bottle - The Works German Virginia Brand Storemade
Toilet Bowl Cleaner ........ 1
$ 39
3
Bologna ............................
$ 99
Ham ...................................... 3
$ 99
Ham Salad ......................
$ 49
2
Prices In Effect Wednesday, Jan. 20, thru Saturday, Jan. 23 • Open Mon.–Fri. 7am to 8pm; Sat. 7am to 6pm; Sun. 7am to 1pm

Now Serving
Intercontinental
Coffee & Cappuccino
BUSCHUR'S MARKET
102 E. Main Street • 526-5108 • Russia
Page 4 - PENNY SAVER - JANUARY 18, 2010 www.arenspub.com

OPEN 7 DAYS A WEEK FROM 7 am to 10 pm

PRICES GOOD MON.-SUN.,
JANUARY 18 thru JANUARY 24
HOWELL’S MARKET 444 S. Washington St., New Bremen • 419-629-2277
~ We are an authorized liquor agent for the State of Ohio ~
We reserve the right to limit quantities & correct typographical & pictorial errors.

Per Lb. - U.S. Gov’t. Inspected Per Lb.

Boneless Bone-In Pork

Whole Ribeye Sirloin Chops
$
3
Per Lb. - U.S. Gov’t. Inspected
99 One Dozen Carton
Price Will Ring $1.00 Per Carton
GRADE ‘A”
Price will
ring $1.00
per lb.
10/$
lbs. for
Per Lb. - U.S. Gov’t. Inspected
10 00

Boneless Whole IGA Medium Eggs Bone-In

Pork Butt
10
New York Strip
10/$ 00
Per Lb. - USDA Beef Shoulder
$
2 97 cartons for

Per Lb. - Three Lb. Pack or Larger

100%
Natural
Pork
97
Per Lb. - USDA Inspected Pork Shoulder
¢
ANGUS PRIDE SHOULDER USDA CERTIFIED FRESH BEEF HORMEL ALWAYS TENDER BONE-IN

English Roast Ground Chuck Pork Roast

$
2
12 Oz. Bag - CLASSIC ICEBERG
29 $ 67
Per Lb. - SWEET VINE-RIPENED
1 Fresh Ground Chuck Patties - $2.19 lb.

Per Lb. - WASHINGTON STATE

$ 19
1 Western Ribs or Pork Steak - $1.39 lb.

Five Lb. Bag - U.S. NO. 1 ALL-PURPOSE

Dole Salads Tomatoes

10 Lbs. for $10.00 - Price Will Ring $1.00 Per Lb.
Apples
10 Lbs. for $10.00 - Price Will Ring $1.00 Per Lb.
Idaho Potatoes
Ten 5 Lb. Bags for $10.00
Bag - 10 for $10.00

8 Oz. Cup - DEL MONTE

Fruit Naturals
FROZEN
Selected Varieties - 10 for $10.00
3/$ 00
4
10 for 10
$ 00
MIX & MATCH - ALL WEEK LONG Ten Lb. Pack - FROZEN BREADED

Popcorn Chicken
One 10 Lb. Pack for $10.00

TWO LITER BOTTLES - SIERRA MIST, DR. PEPPER,

Budget Gourmet Entrees

8-9 Oz. - Selected Varieties - 10 for $10.00

FROZEN
SUPER SALE Pepsi or Mt. Dew
DEL MONTE IGA
Selected Varieties - 10 for $10.00

FRITO-LAY LARGE

Michelina’s Entrees Spaghetti Sauce

26.5 Oz. - Selected Varieties - 10 for $10.00
Ketchup
20-24 Oz. - Selected Varieties - 10 for $10.00
Single Serve Snacks
8-9 Oz. - Selected Varieties - 10 for $10.00 1.75-4.25 Oz. - Selected Varieties - 10 for $10.00

LIPTON/KNORR HEALTHY CHOICE IGA SOF TWIST

Side Dishes Canned Soup

15 Oz. - Selected Varieties - 10 for $10.00
Barbecue Sauce
18 Oz. - Selected Varieties - 10 for $10.00
Holsum Bread
4.5-5.7 Oz. - Selected Varieties - 10 for $10.00 20 Oz. Loaf - 10 for $10.00

SAVE
when you purchase any 5
$
3 00
participating Quaker® products*

* Participating products include Cap’n Crunch & Life Cereals; Quaker Ready-to-Eat Cereals; Quaker Instant
Oatmeal; Quaker Simple Harvest Hot Cereals & Granola Bars; Quaker Quick & Old Fashioned Oats; Quaker
Chewy Granola Bars; Quaker Fruit Flavored Crisp Bars; Quaker Breakfast Cookies; Quaker Granola Bites; Quaker
Oatmeal to Go; Aunt Jemima Pancake & Waffle Mixes & Syrups; and Quaker Instant, Quick & Old Fashioned Grits.
(Offer excludes individual sizes, trial sizes & Quaker Rice Snacks.
Limit One Coupon Per Specified Item(s) Purchased
 www.arenspub.com Page 5 - PENNY SAVER - JANUARY 18, 2010

the freshest meats! FULL SERVICE TO MEET YOUR NEEDS AT HOWELL’S IGA
Per Lb. - USDA Choice Beef Loin ANGUS PRIDE CHOICE Per Lb. - U.S. Grade ‘A’ BONELESS, SKINLESS GERBER’S AMISH Per Lb. - USDA Choice Beef Shoulder ANGUS PRIDE

T-Bone Steak Chicken Breasts or Breast Tenders Boneless Patio Steak

$ 99
5 $ 99
2 $ 59
2
Three Lb. Pack Lb. Pack - 93% Fat Free Per Lb. - Tray Pack Per Lb. Per Lb. - 6-8 Lb. Avg. Per Lb.
MICKEY’S FROZEN Fresh & Lean U.S. Grade ‘A’ - All White Meat USDA Inspected USA Grade ‘A’ FROZEN Bone-In
BONELESS, SKINLESS BUTTERBALL GERBER’S AMISH BEEF HONEYSUCKLE JOHN MORRELL

Chicken Ground Ground Short Rib Bone-In Spiral Sliced

Breasts Turkey Chicken Nubbins Turkey Breast Ham

4
$ 99 $ 99
2 $ 79
2 1
$ 95 $ 75
1 1
$ 69

Per Lb. - From Our Deli Per Lb. - From Our Deli Per Lb. - USDA Choice Per Lb. - USDA Inspected Pork Per Lb.
Deli Sliced Selected Varieties - Deli Sliced One Lb. Pack Beef Loin (11-14 Lb. Avg.) Contains Roast, Country Ribs & 12 Chops USDA Inspected Pork Rib
CHARLIE’S PRIDE IGA GOURMET OUR FAMILY ANGUS PRIDE WHOLE HORMEL ALWAYS TENDER PREVIOUSLY FROZEN

Corned Beef Turkey Smoked Boneless Combo Pack Slab

or Roast Beef Breast Bacon Strip Loin Pork Loin Spareribs

3
$ 99 $ 99
3 5/$
10 4 $ 75 Boneless Strip
Steak - $5.75 lb.
$ 59
1 1
$ 39

WEEKLY GROCERY SPECIALS

16-26 Oz. Jar 10.75 Oz. Can 4 Lb. Bag 10-12 Ct. Pack 10.5 Oz. Sunchips - 10.5-11 Oz. Lay’s 11.5-14.12 Oz.
Selected Varieties Chicken Noodle or Tomato Granulated Selected Varieties Frito-Lay Selected Varieties Selected Varieties

Ragu Pasta Campbell’s Value Choice Quaker Instant Sunchips or Lay’s Doritos
Sauce Soup Sugar Oatmeal Potato Chips Chips
3/$ 99
6
12 Pack 12 Oz. Cans
4/$ 00
3
12 Pack 12 Oz. Cans, 8 Pack
5/$
10
24 Ct. Pack
00 2/$ 00
12-16.2 Oz.
5 2/$ 00
12 Oz. Pack
6 2/$ 00
5
15-16.3 Oz.
Selected Varieties 12 Oz. Bottles or 6 Pack 24 Oz. Bottles Half Liter Bottles Selected Varieties Beef Selected Varieties

Pepsi Coke, Diet Coke, IGA Spring Little Debbie Smokehouse Skippy Peanut
Products Coke Zero or Sprite Water Snack Cakes Summer Sausage Butter
$
3 88 2/$ 88
7 3/$
10 00 5/$ 00
6 $
2 75 $
2 61

frozen & dairy! VALUE & CONVENIENCE . . . THE PERFECT COMBINATION

6 Oz. - Selected Varieties 24 Oz. - Selected Varieties 2 Ct. Pack - Selected Varieties 48 Oz. Carton - Selected Varieties

Dannon Yogurt Daisy Sour Cream Hot Pockets Homemade Ice Cream
10/$ 00
4
6 Ct. Pack - Selected Varieties
2/$ 00
5
8-13.9 Oz. - Selected Pillsbury Cinnamon or
2/$ 00
30-45 Oz. - Selected Varieties
5 2/$ 00
6
Save
$
200
Jello Pudding or Gelatin Crescent Rolls Country Crock Spread on PRODUCE with the
purchase of any TWO (2)
Shedd’s Spread Country

$ 28
3 2/$ 00
6
Crock® Spread products

3/$ 00
7
(45 oz. or larger)

Unlimited Double Manufacturers’ Coupons, 50¢ or Less, Every Day!

Page 6 - PENNY SAVER - JANUARY 18, 2010
FIREARM & SPORTSMAN AUCTION
SATURDAY, JAN. 23 - 9:00 am
11527 Reed Rd Versailles, Oh 45380
Partial Listing, more firearms still to be listed! We have new & used in ea. Category Shot
Guns: some collectors- Rifles: collectors, 22’s, 30-06,s, more- Muzzleloaders: Pistols: S&W 38
specials, 9mm’s H&R 1887 top break, 357- Bows: Knives: fillet; S&W knives, pocket; lg lot,
Ammo: Misc: 700 lures; calls, decoys, bb guns, ammo boxes; deer coo coo clock,head mounts;
50+ Fishing Poles most w/Reels , Line: wildlife prints; Boy Scout/Military items; casings; boots;
clothes; lg lot of cleaning supplies, kits & accs., gun cases; Scopes: coolers; Big Foot trolling
motor foot switch; Rod Savers; cap light; bug jackets; rain suit; lg lot of Stickey Worms & soft lures,
frogs, mice etc & supplies to make lures.
Heated building, seating, indoor r.r.! Lunch Catering For You.
Larry@larrymartino.com 937-526-4402
Auctionzip.com #3859 for complete listing & terms
LARRY MARTINO AUCTIONEER
Garage Sales
SALE! Shawnee & Halls Pottery;
colored glassware & candy dish-
es; jewelry; pictures; horse stuff
& books; Wagnerware skillets;
lamps; wooden benches; wicker
chairs. Jan. 22, 11-5. 5385 W.
Kessler-Cowlsville, West Milton.
NEED AN
APARTMENT?
NEED A
NEW TENANT?
Penny Saver Classifieds
bring together rentals and
great tenants every day.
PENNY SAVER
CLASSIFIEDS
Featuring new listings
every week!
937-473-2028
or 1-877-556-9090
Never Write Your
Return Address Again!
240
Self-Stick Labels
$
3 50
Mary Jones
118 Chestnut St.
Springfield, MA 01103
Just Peel and Stick!
Add 75¢ Postage & Handling
Send order now to:
Arens Corp. P.O. Box 69
Covington, Ohio 45318
Shipping Label
(Print clearly, 3 lines only)
NAME____________________
ADDRESS________________
_________________________
_________________________
ANNUAL
RD
Penny Saver
Classifieds
ABSOLUTELY BRAND NEW
C/A unit, $500. Furnace, $285.
Five-year manufacturer’s war-
ranty. Still in box. 937-473-5338
GUITAR LESSONS
Accepting beginner students.
30 years teaching experience.
Located near West Milton.
937-698-6569. Leave message.
NEED A LIFE INSURANCE to
cover final expenses? Up to
age 80. “Cash Value/Whole
Life.” No term. Meiring Insur-
ance Agency, 419-628-2530
meiringins@bright.net
FIREWOOD FOR SALE: Dry,
split hardwood. $125/cord. Deliv-
ered within 25 mi. radius.
419-753-2523, Ext. 1113
1st CUTTING timothy/orchard-
grass. 2nd & 3rd cuttings alfal-
fa/orchardgrass hay. All in exc.
cond. Russia - 937-526-3647
FOR SALE: (1) cemetery plot at
Miami Memorial Park, “Garden of
Gethsemane” - 162C - Space #1.
Includes vault. $800.
937-417-3591
LOST! Female black & tan Bor-
der Collie mix. Lost in vicinity of
St. Rt. 41 & Forest Hill Rd. Blind
in right eye. If found, please call
937-238-1418 or 765-212-7176.
Please leave message if no
answer.
TIRED OF LOSING in the mar-
kets? Tired of low CD rates?
We have fixed annuities.
Includes a first year 2% bonus.
Meiring Insurance Agency,
4 1 9 - 6 2 8 - 2 5 3 0
meiringins@bright.net
FOR SALE: Two pc. recliner sec-
tional. 3 yrs. old. Light brown.
$200. 937-836-7221 or
937-479-8037
FREE PUPPIES! Mother is Terri-
er/Lab mix. Call 419-628-2532
THANK YOU, St. Jude, for
answering my prayers. L.S.
(3) ANTIQUE Railroad Locks:
Adlake, from B&O Railroad.
$125/all. Two have keys.
937-526-3824
REMODEL SALE! (2) solid oak
wall units; solid oak fireplace
mantel. 419-628-2889
www.arenspub.com
ATTEND COLLEGE ONLINE from
home. Medical, Business,
Paralegal, Accounting, Criminal
Justice. Job placement assistance.
Computer available. Financial aid if
qualified. Call
www.CenturaOnline.com
800-494-3586
Real Estate
***FREE Foreclosure Listings***
OVER 400,000 properties nation-
wide. Low down payment. Call now
800-250-2043.
BIG BEAUTIFUL AZ LOTS. Golf
Course, National Parks. 1 hour
from Tucson. Guaranteed financ-
ing. $0Down, $0Interest starting
$129/mo. Foreclosures online
@www.sunsitelandrush.com, call
pre-recorded message, 1-800-631-
8164. Mention code5065.
20 ACRES LAND FORECLOSURES!
- Near Growing ElPaso, Texas. No
Credit checks/ Owner financing. $0
Down. Take over $159/mo payment.
Was $16,900. Now $12,856. 1-800-
755-8953, www.texaslandforeclo-
sures.net
Timeshares
SELL/RENT YOUR TIMESHARE
NOW!! Maintenance fees too high?
Need Cash? Sell your unused time-
share today. No commissions or
broker fees. Free consultation.
www.sellatimeshare.com, 1-888-
310-0115
*REDUCE YOUR CABLE BILL* Get
a 4-room all digital satellite system
installed for FREE and programing
starting under $20. Free Digital
Video Recorders to new callers, So
Call Now. 1-800-795-3579
All Cash Vending! Be Your Own
Boss! Local Vending Route, 25
Machines+Candy $9,995. 1-800-
807-6485 (Void in SD/CT)
Reader Advisory: The National
Trade Association we belong to has
purchased the above classifieds.
Determining the value of their serv-
ice or product is advised by this
publication. In order to avoid mis-
understandings, some advertisers
do not offer employment but rather
supply the readers with manuals,
directories and other materials
designed to help their clients
establish mail order selling and
other businesses at home. Under
NO circumstance should you send
any money in advance or give the
client your checking, license ID, or
credit card numbers. Also beware
of ads that claim to guarantee
loans regardless of credit and note
that if a credit repair company does
business only over the phone it is
illegal to request any money before
delivering its service. All funds are
based in US dollars. Toll free num-
bers may or may not reach Canada.
Cadnet Ads
week of 01/18/10
Adoption
PREGNANT? CONSIDERING
ADOPTION? You choose from fam-
ilies nationwide. LIVING EXPENS-
ES PAID. Call 24/7 Abby's One True
Gift Adoptions. 866-413-6292.
Automotive
WANTED JAPANESE MOTORCY-
CLES KAWASAKI,1970-1980, Z1-
900, KZ900, KZ1000, H2-750, H1-
500, S1-250, S2-250, S2-350, S3-
400. CASH PAID. 1-800-772-1142. 1-
310-721-0726.
Autos Wanted
DONATE YOUR CAR. FREE TOW-
ING. "Cars for Kids". Any condi-
tion. Tax deductible Outreach
Center. 1-800-597-9411
Business Opportunities
Federal Jobs & Homeland Security.
Be prepared for a new career
opportunity. Hiring Nationwide
401 S. Main St., Ft. Loramie, OH 45845
Now. $16K-$100K plus.
Competitive Benefits. Non -Gov Professional Day Trip & Regional
affil. 877-822-2164
Dedicated Drivers
WEEKLY PAYCHECK from home
possible processing mortgage Must have Class A CDL with the ability to obtain a
assistance postcards. No advertis- Hazmat endorsement, two years verifiable tractor/trailer
ing required. All materials provid-
experience, must pass company administered road test,
ed. No gimmicks. References avail-
able. 1-800-650-2090. the ability to lift 50 lbs. You must be able to meet DOT
medical and drug testing requirements and the ability to
Education
HIGH SCHOOL DIPLOMA FROM interact with customers and co-workers.
HOME, 6-8 Weeks. ACCREDITED.
Low payments. FREE Brochure.
Toll Free 1-800-264-8330,
• 2009 drivers averaged $67,000.00
www.diplomafromhome.com with limited over night and weekends
• 70% of our drivers received company
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MYSTERY SHOPPERS! Earn up to
$150 daily. Get paid to shop pt/ft.
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Benefits provided:
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bonus. Seeking 5 sharp guys and • 2 wks vacation after 1st year – 3 wks after 5 years
gals. Rock-n-Roll Atmosphere,
Blue Jean Environment! Call Kevin
888-510-5044 today!
• 7 paid Holidays
• Guaranteed weekly base
Health & Fitness
Weightloss? Erectile Dysfuntion? If you are highly motivated, detail oriented, and extremely
Anxiety? Soma, Tramadol, Viagra, dependable and want to work for a local World Class
Cialis, and many more! www.theor-
dermanager.com, 888-386-9185 or
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888-546-8302 fill out an application at the Fort Loramie location.
Help Wanted
ASSEMBLE MAGNETS & CRAFTS
at home! Year-round work! Great
pay! Call toll free 1-866-844-5091
Medical
NEED MEDICAL, DENTAL & PRE-
WORK Help
WANTED
SCRIPTION HEALTH BENEFITS?
$79/month for entire family!!
Unlimited usage. Dental, Vision &
Hearing included free today.
Wanted
EVERYONE IS ACCEPTED! Call • WORK WANTED • INDUSTRIAL COMPANY has
888-442-5013.
Roofing jobs. Rubber, shingles, full-time employment. $9.00/hr.
Misc. For Sale metal roofing. Roof coating & laborer. CDL drivers, $11.00/hr.
DIRECTV - $26 mo! 150+ Channels patch jobs. Siding, gutters, blown Training provided. Benefits.
& Premium Movie Channels insulation. Houses, mobile Apply at: 15 Industry Park Ct.,
$29.99/mo. FREE SHOWTIME - 3 homes, & barns. Odd jobs &
Tipp City, 937-667-6772
mos. New customers. 1-888-420-
9472
home improvements.
BOOKKEEPER NEEDED for
Residential & Commercial
Get Dish - FREE Installation - FREE ESTIMATES Small Business: 937-417-6141
$19.99/mo. HBO & Showtime FREE
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Lowest prices - No Equipment to B&B CONSTRUCTION
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New homes, pole barns, roofing,
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SF SERVICES LLC: Specializ-
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- Over 50 HD Channels FREE.
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roofing, painting, & much JOB?
more. Quality work. Fair
buy! Call now for full details. 1-877-
prices. Free estimates.
242-0976 NEED
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Get Dish - FREE Installation - EMPLOYEES?
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- Over 50 HD Channels FREE. Sam Schwartz wants any type of
Lowest prices - No Equipment to
Penny Saver Classifieds bring
carpenter work, room additions,
buy! Call now for full details. 1-877- together job seekers and
roofs, foundation replacements,
458-6407. potential employers every day.
restoration of buildings, etc. For
Get Dish - FREE Installation -
$19.99/mo. HBO & Showtime FREE
- Over 50 HD Channels FREE.
free estimates,
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call
PENNY SAVER
CLASSIFIEDS
Lowest prices - No Equipment to HANDYMAN SERVICES
buy! Call now for full details. 1-866- West Milton, Tipp City, Laura, & Featuring new listings
458-6406. every week!
Troy area. Quality work. Reason-
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DISH TV. $19.99/mo., $600 Sign-up call 937-581-0045 or
Bonus! FREE 4-Room Install. FREE 937-609-0285
or 1-877-556-9090
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CHILDCARE: Babysitting all
AIRLINE MECHANIC: Train for high shifts & weekends in Russia.
paying Aviation Career. FAA
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tance. Call Aviation Institute of
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 www.arenspub.com Page 7 - PENNY SAVER - JANUARY 18, 2010

Automotive

Winter
T I RleE
SER
ING
TOW CE
VI
a •
S
Goodyear • Firestone
NOW LE • Michelin • General
ILAB
AVA • Uniroyal • B. F. Goodrich
• Cooper

We Have Over
RES
1000 Tires A
All TI
ll BR ANDS
In Stock For ON
SALE
Same Day Service
M & A MUFFLER & TIRES, INC.
St. Rt. 66, Ft. Loramie
(937) 295-3971 • 1-800-474-4123
We Quote Prices By Phone • We Honor All Major Credit Cards

CLASSIFIED AD
DEADLINES
Stillwater Valley Advertiser
TOM’S GARAGE & Penny Saver
Foreign & compact American car
repairs. 32 years experience.
720 1/2 S. Miami St.
THURSDAY, 5:00 PM
West Milton 937-473-2028 • 1-877-556-9090
937-698-3024 FAX: 937-473-2500
Mobile Auto Repairs LLC E-MAIL: production@woh.rr.com
ASE certified. 35+ years expe-

avings
rience. GM engine, transmis-

S Find what you need

here in our photo ad listings!
are good
in your
neighborhood!
sion, & differential repair. Call
Dennis at 937-459-8451.
WILL BUY SCRAP Cars &
Trucks: 937-570-1381
BUYING JUNK OR WRECKED
CARS & TRUCKS
Nothing too large! Top dollar
paid! Also SELLING used cars.
937-270-2649 or 888-484-JUNK
Never Write Your
Return Address Again!
240 Mary Jones
FOR SALE: ‘07 Buick Lucerne.
118 Chestnut St.
All power. Exc. cond. Silver
color. 29,000 mi. $12,500. Self-Stick Springfield, MA 01103
937-676-5111
24th ANNIVERSARY Labels
SALE!!!

FOR SALE: 144 N. Miami St.,
West Milton (across from McDonald’s)
3 bdrms, full bath rm upstairs, 4 rms
downstairs, full basement, 2-car
detached garage, just remodeled.
$82,000 (937) 698-3846 2-8
Price Lowered
13455 Whitefeather Trail, McCartyville
Newer 3-4 BR, 2 baths, 2088 sq ft,
hardwd flrs, open plan, part fin bsmt,
all brick, lg landscaped lot. $237,000
Need to Sell! 937-646-0012 1-18
$
3 50 Just Peel
Prices Slashed!!!
‘99 Regal LSE, $4,500; ‘01
BUILDING FOR SALE
Covington Fire Dept
Grand Caravan Sport, $3,900;
‘97 Geo Prizm, $3,200; ‘94
and Stick!
Chevy 1500 Z71 Ext. Cab 4x4,
12 East Spring Street
$2,700; ‘99 Cutlass GL,
Call Robert Weer at Add 75¢ Postage & Handling
$2,400; ‘96 Cherokee Country
1 (937) 216-1755 2-8 4x4, $2,300; ‘97 Lumina LS, Arens Corp.
Send order now to:
$1,600; ‘93 Villager GS, P.O. Box 69
$1,600; ‘95 Monte Carlo LS, Covington, Ohio 45318
$1,500; ‘90 Park Avenue,

PHOTO ADS
Place your ‘for sale’ item in our photo ad section for FAST RESULTS!
$1,200; ‘92 Safari XT, $1,000;
‘86 VW Jetta, $1,000!!!
Over 40 Others
Shipping Label (Print clearly, 3 lines only)

$5,900 - $800!!!
NAME_________________________________
Call for details... www.rpauto.net
$ 00
20 PRE-PAID
(937) 473-2020
877-556-9090
POEPPELMAN AUTO
10 mi. west of 66 on 274
Carthagena • 419-925-4747
ADDRESS_____________________________

CITY, STATE, ZIP__________________________

Weekdays 9-5; Sat. 9-3
Page 8 - PENNY SAVER - JANUARY 18, 2010 www.arenspub.com

Ad 0 rs
ve 6 e

0+
BOOMERANG
cti 2 to oom

s6
dA 4 yB

ult
b
Ba
an

A Quarterly Section Serving Active Adults Throughout Midwest Ohio

JANUARY, 2010 • AN ARENS CORP. PUBLICATION

Darke County
Singles Dance
Slated Jan. 23
Darke County Singles
will host their monthly
dance, featuring music by
“Touch of Rio,” on Saturday,
Jan. 23, from 8:30 p.m. until
midnight. The dance, to be
held at the VFW Hall, 219 N.
Ohio St., Greenville, is open
to all singles 21 years of age
and over. Admission will be
charged.
For information, call 937-
968-5007 or 937-901-3969; or
you may also visit:
www.darkecountysingles.org
1/18-1
Focus on the 50s: What's in Store for Younger Boomers
As they edge toward and through their 50s, younger baby boomers are
experiencing both tough challenges and new opportunities. Longer life
spans and a deep desire to remain relevant and youthful mean that
boomers can look forward to a variety of lifestyles in their older years.
At the same time, younger boomers may be saddled with commitments
to two generations -- their children as well as their aging parents. This
reality can place limits on their resources and freedom. Here is a brief
look at some of the issues facing the youngest boomers as they move
into the latter phase of middle age.
Family matters
Changing family dynamics have also brought up new issues. Since large
numbers of boomers started having families later in life, many still have
children living at home when they approach retirement age and may also
be devoting time and resources to the care of aging parents. In addition,
rising numbers of adults are choosing to move back to their family
homes due to job loss or difficulty securing that first job after college,
meaning a delay in "emptying the nest." With nests no longer being
empty, scaling down and selling the large family home is being post-
poned, along with retirement and other "golden years" activities.
To your health
Boomers are enjoying longer, active life spans and are determined to
forestall the onset of old age. At the same time, studies show that many
younger boomers will experience serious illnesses earlier in life than past
generations and will remain in the work force past retirement age in
order to keep their coverage.
Working retirement
Many young boomers are taking a hard look at semi-retirement. They
envision an active retirement and see it as a new way of working, rather
than a retreat from the world of work. Volunteering is also seen as part of
that active retirement, fulfilling a need to contribute and continue feeling
vital. TF101918
Should Your IRA
Take A Tax Haircut?
By Steven M. Eiting, CPA, Trust Officer, Minster Bank Private Wealth Management
In the debate over which is better—the immediate tax deduction for
contributing to a traditional IRA or the potential for tax-free income from
a Roth IRA—the answer tends to turn on one’s assumptions about tax
rates. Conventionally, one expects to be in a lower tax bracket during
retirement, perhaps dramatically so. That favors the traditional IRA.
These days, however, those at higher income levels have been told repeat-
edly that their tax rates will be going up in the future, perhaps sharply. If
so, the advantage shifts to the Roth IRA.
Those who are convinced that they will face higher tax rates in the
future may want to consider converting their traditional IRAs to Roth
IRAs, locking in at today’s relatively lower income tax rates.
Conveniently, Congress has made that possible for everyone, beginning
January 1, 2010.
For 2009, only those whose adjusted gross income does not cross the
Steven M. Eiting $100,000 barrier (single or married filing jointly) are eligible to convert
to Roth IRA status. The income cap comes off January 1, 2010.
What’s more, taxpayers who make the conversion during 2010 have an additional choice. The amount
of the conversion may be reported as taxable income for the 2010 tax year, or 50% may be reported in
2011 and the remaining 50% in 2012. Normally, deferring the payment of a tax obligation is greatly to be
desired. However, the 2011 and 2012 tax rates will be the ones applied to the deferral, so if those rates
are raised, the delay could boost the ultimate tax obligation.
In addition to the possibility of tax-free account growth, the Roth IRA is exempt from the required
minimum distributions at age 70 that apply to traditional IRAs. Roth accounts give the retiree maximum
flexibility in shaping and controlling income tax obligations during the year.
THE ESTATE PLANNING DIMENSION
Paying income tax on a large account all in one year is quite a haircut, one that will present an under-
standable psychological hurdle to many. One way to get over the hurdle may be to consider the estate tax
savings that go with the conversion to the Roth IRA.
Imagine that Doris has a $500,000 IRA, that her income puts her in a 40% combined federal and state
income tax bracket, that she is unmarried (so her estate won’t get a marital deduction) and that she will
be in the top federal estate tax bracket at her death. The IRA will pass to a grandchild.
If Doris does nothing, the federal estate tax on the IRA will be $300,000. State death taxes may apply
as well, depending upon where Doris lives. Despite that reduction in account value, distributions from the
IRA to the grandchild will be taxable income, further reducing the financial benefit of the account.
If Doris converts the IRA to a Roth IRA, paying $200,000 in income taxes, her taxable estate will be
reduced by that same amount. That’s a $120,000 reduction in estate tax exposure. What’s more, the Roth
IRA distributions to the grandchild will be tax free for life.
Think of it this way. If you paid your child’s income taxes, you’d be making a taxable gift. When you
prepay the income tax by converting a traditional IRA to a Roth IRA, you are making an enormous tax-
free gift to the account beneficiary. And there’s no limit on how large the gift can be.
DOWNSIDES
The conversion of a traditional IRA to a Roth IRA triggers a new five-year holding period to avoid
tax penalties, so those with an immediate need for the money may want to consider partial conversions
instead. A wide variety of credits and deductions may be affected by the conversion decision, so it’s
important to get professional tax advice before moving ahead.
Still, it’s not too soon to be looking at your choices and developing a plan that meets your needs and
those of your family.
There are many online calculators that can help you decide whether to convert your traditional IRA
to a Roth IRA, if you would like some advice on whether or not conversion makes sense for you, give us
a call and we can review the advantages and disadvantage of conversion. Contact Steve Eiting, Trust
Officer, Minster Bank Private Wealth Management at (866) 646 – 7837.
Investment & Insurance Products: Are not FDIC insured. Have no bank guarantee. May lose value.
Not a deposit. Not insured by any federal government agency. 1/18-2
www.arenspub.com Page 9 - PENNY SAVER - JANUARY 18, 2010

Thank You
I want to express my thanks
for the many birthday greet-
ings I received.
Mary and I have been
blessed with 59 years together,
having a wonderful extended
family, as well as many great
friends through our milk busi-
ness, plus many others.
Thank You!
God Bless All
Fred Shively

Osgood, OH Ft. Loramie, OH Chickasaw, OH Lakeview, OH

888-607-7640 937-295-2900 419-925-4514 937-843-4100
Page 10- PENNY SAVER - JANUARY 18, 2010 www.arenspub.com

Select
w w w. t i m s e l e c t . c o m • 800-700-0405
The Strength of Teamwork...
The Reputation For Results!
Near Elementary Condo
School
D D
SOL SOL
ID# ID# ID# ID#
2001 2012 Newly Updated 2015 2018
120 S. Walnut, New Bremen 3265 Redbud, Troy 111 Garfield St., Minster 87 N. Hanover, Minster
www.120walnut.info www.3265redbudst.info www.111garfield.info www.87hanover.info
Near Park & Pool Condo
Featured Homes of the Week
ID# 2063 3377
Shanverton
ID# Country Living very close $ ID#
2004 to town. Well main- 145,000 2020
55 Rummel Creek, New Bremen tained ranch home with a 7460 St. Rt. 119, Maria Stein
nice backyard. Many
www.55rummelcreek.info updates include a new
www.7460strt119.info
water heater and bath-
LAKE T room plumbing in 2007;

FRON new windows, ceiling

fans, garbage disposal,
paint, carpet, plumbing in kitchen all in 2004. New refrigerator and stove
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was replaced in 1998. This is a very clean home and ready to move into.
Price Reduced Hardwood
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by $15,000 2005 & Tile Floors 2022
ID# 2022 212 Main
6991 St. Rt. 219, Celina This is a low mainte- 212 S. Main St., New Bremen
www.6991strt219.info nance ranch style home. www.212main.info
It is beautifully decorat-
ed. The entire house was
remodeled less than 2
years ago. The seller
installed hardwood and
tile flooring throughout
the house including in
all bedrooms. A formal
ID# dining room and laundry area were added, new light fixtures and bath-
N e w l y R e m o d e l e d 2006 room fixtures were also installed. This home has a nice size lot in a quiet ID#
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7 Sycamore St., Minster 403 Washington St., New Bremen
www.7sycamore.info www.403washington.info

NE W ING! WANTED: FULL TIME REAL ESTATE AGENT

LIST • Minimum of 2 years full time experience.
• Office/Desk Provided.
• Competitive Commission Split.
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ID# • Ultimate Internet Exposure. POSSIBLE
ID#
2007 Please give Tim a call for more information about the FINANCING! 2026
162 S. Hanover, Minster advantages of working with RE/MAX Select. 800-700-0405. 6 Eastmoor Ct., New Bremen
www.162hanover.info www.6eastmoorct.info
Condo Price Reduced
D
SOL
SPACIOUS
DON’T FORGET MARION LOCAL SCHOOLS
ID# ID#
B A C K YA R D 2013 HOMEBUYER’S ID#
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205 & 207 First St., Russia 612 N. Main St., New Bremen TAX CREDIT 8008 St. Rt. 705, Yorkshire
www.firststcondos.info www.612main.info
www.8008strt705.info
Condo Not Just for First Time PRICED TO SELL
Homebuyers $109,900

Call 1-800-700-0405
for Details
ID# ID#
ID#
2011 Move In Ready 2014 2035
222 Elizabeth St., Russia 1226 Canterbury Dr., Celina 231 N. Main St., Minster
www.222elizabethst.info www.1226canterbury.info www.231mainst.info
 www.arenspub.com Page 11 - PENNY SAVER - JANUARY 18, 2010

At w w w. t i m s e l e c t . c o m Finding Your Dream Home Is Easy!

Check Out Our Listings From The Comfort Of Your Own Home
Details by PHONE ~ 1-888-543-2418, and enter ID#
OR visit ALL INTERNET Listings at ~ www.timselect.com

Condo

Open Floor Design ID#

ID#
2036 ID# 5 PLUS ACRES ID#
S e l l e r o f fe r i n g h o m e w a r r a n t y 2047 2061 2065
& p o s s i bl e f i n a n c i n g 180 N. Cleveland, Minster 17870 E. Shelby Rd., New Knoxville
31 Rummel Creek, New Bremen www.180cleveland.info 91 N. Hanover, Minster
www.31rummelcr.info www.91hanover.info www.17870shelby.info

ELEGANT ON THE INSIDE

N E WC E !
O L D PRI NE W ING!
S LIST
ID# ID# ID#
2038 O V E R L O O K S P O N D 2048 $
99,000 2063 2066
ID#

212 Robb St., Jackson Center 8368 CR 66A, New Bremen 3377 Shanverton Dr., New Bremen 40 E. Elm, Ft Loramie
www.212robb.info www.8368sr66a.info www.3377shanverton.info www.40elm.info
NE W E! LAKE ON 2 SIDES
PRIC
O L D
S
ID# ID# ID# ID#
Lease Option 2039 2050 2064 2043
28 Bear Dr., New Bremen 267 S. Frankfort, Minster 12039 Brun, Ft Loramie 170 Ben St., Ft. Loramie
www.28bear.info www.267frankfort.info www.12039brun.info www.170ben.info
LAKEFRONT/$32,900
NE W E! First 4Mos. of Lease
PRIC Paid By Seller
New

HISTORIC HOME 2040

ID# ID#
2057
Subdivision
a place to call home
278 S. Main St., Minster 6953 St Rt 219, Celina
www.278main.info

NE W ING! Walnut St. Subdivision

L D LIST New Bremen
SO 40 new building sites,in New Bremen
w w w. w a l n u t s u b . i n f o
ID#
2044 ID#
2058
326 King St., Botkins 6986 Bremen-Knoxville Rd., NB
www.326king.info www.6986bremenknoxville.info Cardinal Subdivision
New Bremen
42 new building sites, near the high school
Prices start at $39,000
w w w. c a r d i n a l s u b . i n f o
$
279,000 ID# ID#
2046 2059
152 Reed, New Bremen 108 E. Fifth St., Minster
www.152reedst.info

Select 131 S. Washington St.,

New Bremen
419-629-2683
1-800-700-0405 Each office is independently
owned and operated.®

Tim Hemmelgarn
Broker, Owner, ABR
Brian Schwieterman
Agent
Chris Thobe
Agent
www.timselect.com
Page 12 - PENNY SAVER - JANUARY 18, 2010 www.arenspub.com

our goal is not simply to sell your house,

At Coldwell Banker South Shore , but to help you realize the best price obtainable.
~ F E AT U R E D LISTINGS ~

CONDO/No HOA CONDO Reduced 4 Acres

Pioneer Subdivision O w n e r F i n a n c i n g Av a i l a b l e $255,000 Pool
3 bed 3 Settlers Lane, 2 bed 6 Melrose, 2 bed 555 S. Walnut, 3 bed 9808 St. Rte. 66A 4 bed 7A Greenhills, 3 bed 10242 St. Rte. 66,
3 bath Minster 2.5 bath New Bremen 2 bath New Bremen 2 bath 2.5 bath Minster 2 bath St. Marys
New Bremen
Lake Related Land Contract Lake Related Lake Front
Lake Related Lease Purchase

Pond Boat Dock Furnished

3 bed 411 W. Haven, 3 bed 10983 Schroeder Rd. 2 bed 3 bed 1202 Harbor Point 2 bed 8 Oakwood, 4 bed
2 bath 713 Canal 355 Pershing,
New Bremen 3.5 bath St. Marys 1 bath 1 bath Celina 1 bath St. Marys 4.5 bath St. Marys
Celina

Pioneer Subdivision Pioneer Subdivision Fixer Fixer Pioneer Subdivision

Reduced
$147,900 $87,000
4 bed 111 Rummel Creek, 3 bed 5 bed 3 bed 3 bed 4 bed 115 Rummel Creek,
22 Haarbye, 46 S. Hanover, 22 S. Cleveland 225 N. Main,
3.5 bath
3.5 bath New Bremen 2 bath 2.5 bath Minster 1 bath Minster 2 bath New Bremen New Bremen
New Bremen
Pioneer Subdivision 3.3 ACRES Income Property Building & Business Commercial/$79,000
APPROVED BUILDING LOT
136 E. Spring St., 87 N. Main,
St. Marys Minster
$195,000 • Call 419-305-3956 Call 419-733-4243

4 bed W anted: Full Time Realtors

3 bed 2 bath • Office/desk provided at no cost • Professional administrative staff support provided
29 Canterbury, 11117 State Route 185, 9055 Burr Oak, • Competitive commission split • The most extensive technology & internet exposure today
2 bath New Bremen Versailles New Knoxville/Wapak Call Craig Hirschfeld for more information 419-629-4663

14 Bremen Dr., New Bremen, Ohio

419-629-4663
888-729-7040
www.coldwellbankersouthshore.net
Steve Dabbelt Becky Dabbelt Sheila Hirschfeld Craig Hirschfeld Darlene Lynskey Julie Schmiesing Ed Rump
E A C H O F F I C E I N D E P E N D E N T LY
SOUTH SHORE O W N E D A N D O P E R AT E D .
Broker Realtor Realtor/Owner Realtor Realtor/Stager Realtor
419-733-4243 937-219-4620 419-371-4249 419-305-3956 419-733-3049 419-305-8241
Realtor

R eal E state Classifieds

ONE BEDROOM APARTMENT:
Built in ‘07. $405. Handicap
friendly. Elec. heat. Some utilities
included. No pets. In New Bre-
men. 419-629-3174.
www.meadowviewterrace.com
❋❋❋❋❋❋❋❋❋❋❋❋❋❋❋❋❋❋
BUDGET HOST INN: I-75 Exit
104, Botkins, Ohio. Low weekly
rates. With microwave & refriger-
ator. FREE hot breakfast!
Includes maid service. $182 for 7
nights.
1-800-309-0039
FOR RENT - NEW BREMEN:
Two bdrm. upstairs apt. New win-
dows & siding. Stove & refrig. fur-
nished. W/D hook-up. No pets.
937-295-2839 or 937-295-4070
FOR SALE: CASSTOWN AREA:
3,008 sq. ft. farm house. 4 bdrm.,
2 baths, barn & 2 outbuildings on
7 acres. Exc. horse farm,
$155,000. 937-875-0435
◆❖◆❖◆❖◆❖◆❖◆❖◆❖◆❖◆
MOVE-IN SPECIAL!
WEST MILTON: Two bdrm. apt.
& 2 bdrm. townhouse. W/D
hook-up. Appliances included.
Trash paid. No pets.
937-698-0113.
www.viewanapartment.com
FOR RENT - BRADFORD: One
bdrm. apt. No pets. $275 a
month. 937-448-6143
FOR RENT: Two bdrm. upstairs
apt. in Minster. Completely
redone! Water & sewer fur-
nished, as well as stove & refrig.
$345/mo. 419-953-2545
FOR RENT - MINSTER: Single
bdrm. apt. w/stove, refrig., wash-
er & dryer furnished. A/C. Off-
street parking. No pets.
937-254-6451
FOR RENT - NEW BREMEN:
Two bdrm. ground level apt. Very
reasonable utilities. Appliances.
Some utilities paid.
419-628-2669
APARTMENTS FOR RENT: 2
bdrm., $455; 1 bdrm., $355. All
electric. Central air. Most utili-
ties included. No pets. New
Bremen. 419-629-3174
www.meadowviewterrace.com
FOR RENT - TROY: Newer 2
bdrm. apts. 1-1/2 baths. 1,050
sq. ft. Attached garage. All appli-
ances. W/D hook-up. $595 to
$670. 937-371-3241
FOR RENT: Two bdrm. house in
Minster. Large lot. W/D hook-up.
Storage shed. $450.
419-953-6823 or 419-953-6824
WANTED: Farm ground to rent in
Miami, Shelby, & Darke Coun-
ties. Russia - 937-606-0555
FOR RENT - BRADFORD: Three
bdrms., 2 complete baths. All on
one floor. Handicap accessible.
937-448-6430 or 937-620-7225
FOR RENT - MINSTER: Three
bdrm., 2 bath house. A/C.
Garage. 419-628-0832
FOR RENT - PLEASANT HILL:
One bdrm. apt. Garage. Appli-
ances. W/D hook-up. Mainte-
nance-free. No pets.
937-339-2894
FOR SALE - NEW LISTING! Fort
Loramie Schools. Two bdrm., sin-
gle bath. Newer updates. Single-
car attached garage. Deck.
937-295-4024
FOR RENT - MINSTER: 2 & 3
bdrms. $395 & $425 + deposit.
W/D hook-up. 937-295-2063
FOR RENT - MINSTER: Two
bdrm. apt. W/D hook-up. Off-
street parking. Low utilities. Shed
& yard. $390/month + deposit.
937-726-5305
FARM FOR SALE: Four bdrms.,
2 baths, finished basement. Six
acres. Large barn with 6 horse
stalls. Heated workshop.
937-473-3594
APT. FOR RENT - EGYPT: Two
bdrms. Elec. kitchen appliances
furnished. Attached garage
w/opener. Lots of closets! A/C.
419-268-1000
FOR RENT: Two bdrm. apt. in
Minster. Appliances, garage, gas
heat. Deposit & references. No
pets. 419-657-2918
FOR RENT: Two bdrm. house. 3
mi. south of Ft. Loramie, off St.
Rt. 66. Electric heat. $450/mo.
937-538-7535
SPECIAL! First Month’s
Rent Free! Ft. Loramie 2 bdrm.
apt. Great location. Very close to
church, schools, & city park.
Clean. Newly carpeted & paint-
ed. Central air. Washer/dryer
hook-up. Extra storage room.
$350/mo. $350 deposit. Shawn -
419-733-7377
402 - Apt. A: One bdrm. down-
stairs. Handicap accessible. C/A.
Stove & refrigerator included.
$435/mo. 402 - Apt. G: One
bdrm. upstairs apt. Stove &
refrigerator included. C/A.
$435/mo. 403 - Apt. C: Two
bdrm. upstairs. Stove & refriger-
ator included. $435/mo. All on
Owens Dr., Covington.
937-473-2531 days, or
937-473-3957 eves.
HOUSE FOR SALE
HOUSE FOR SALE BY OWNER
130 S. Ludlow St., Covington
$235,000
Three bdrm., 3-1/2 bath, 2,100
sq. ft. ranch. 1,750 sq. ft. fin-
ished basement w/additional
storage. Heated in-ground pool.
937-418-2576
FOR RENT - WEST MILTON:
Half-double. Two bdrms., 2
baths. All appliances, including
W/D. Garage. $650 + deposit.
Includes Dish Net TV. No pets.
937-698-0098
271 Stallo Street, Minster
HOME FOR SALE - MINSTER:
3-4 bdrms. All brick. Full base-
1270 sq. ft., 2 bedrooms, 1-1/2 baths,
ment. See photos at Unfinished full basement, 2 car garage
www.185SHanover.com. Up to
$8,000 federal tax credit for New: AC, furnace, water heater,
qualified buyers. Tim Eiting, Eit-
ing Real Estate, 567-644-5829 sump pump
FOR RENT - MINSTER: Two All appliances stay.
bdrm. upstairs apt. Elec. base-
board heat. Stove & refrigerator
furnished. $380/mo. + $380 $135, 000
deposit. 419-305-5796
HOUSE FOR RENT: New Bre-
Call 419-305-1615
men. Two bdrms., 1 bath, 2-car
detached garage. No pets.
$575/mo. 419-629-2615
To Place A Classified Ad
In The Penny Saver . . .
Call 473-2028 or 1-877-556-9090
E-Mail: production@woh.rr.com
Mail: P.O. Box 69, Covington, OH 45318
REMEMBER ALL CLASSIFIEDS MUST BE PAID IN ADVANCE
 www.arenspub.com Page 13 - PENNY SAVER - JANUARY 18, 2010

VIEW ALL LISTING INFO AT: www.weigandtrealestate.com

ID 70 ID 20

98 ID

98 ID
70

80
80 98

Minster - 54 S. Hanover St. Minster - 180 S. Hamilton St. Minster - 47 Washington St. Minster - 205 N. Main St.
4 bdrm, 1-1/2 bath, 2-car garage BRAND NEW CONSTRUCTION, Call for details. 3 bdrm, 1-1/2 bath, 2-car garage 3 bdrm, 1 full bath, 2-car garage

ID 00 ID 00

99 ID
40
95 ID
30
98 96

Maria Stein - 8016 Marion Dr. New Bremen - 724/726 S. Walnut St. New Bremen - 10 N. Herman St. Minster - 77 N. Main St.
Investment Opportunity, Store and Lock Two-Unit Investment Property 3 bdrm, 1 bath, 2-car garage 3 bdrm, 2 bath condo, 1-car garage

ID 90 New Price

92 ID
ID 60

90
98 ID
10

99 98

!
SOLD
Minster - 154 S. Ohio St. Sidney - 502/504 Addy Ave. New Bremen - 18 Harlamert St. Minster - 5 Settlers Lane
4 bdrm, 2 bath, 1-car garage Duplex Investment Property BRAND NEW 3 bdrm, 2-1/2 bath, 3-car garage 3 bdrm, 2-1/2 bath, 2-car garage

ID 00 ID 50 ID 20 New Price ID 10
97 98 96 70

New Price
Ft. Loramie - 117 Park St. Minster - 28 Independence Dr. Minster - 263 N. Lincoln St. LAKE LORAMIE - 11003 St. Rt. 362
3 bdrm, 2 bath, 1-car garage 3 bdrm, 1 bath, many updates 3 bdrm, waterfront home
4 bdrm, 3 bath, 2-car garage

ID 10

94 ID
98 ID

96 ID

40
30

40

99
Pending!
Sale

Lake Loramie - Water Front Minster - 68 E. Fifth St. Minster - 85 S. Frankfort St. Minster - 31 West Fifth St.
Nice, neat, newer seawall and more Completely updated 2 bdrm condominium 2 bdrm, 1-1/2 bath, basement 2 bdrm, 1-1/2 bath, 1-car garage

Country Location
92 ID
95 ID
96 ID

ID 60
80
50
10

98

Ft. Loramie - 9821 Friemering Rd. Minster - 140 N. Frankfort St. New Bremen - 714/716 S. Walnut St. Minster - 5020 Hunters Trail
Country lot, 3 bdrm, 1-1/2 bath, garage 3 bdrm, 2 bath, many updates Two-Unit Investment Property 3 bdrm, 2-1/2 bath, new construction

ID 50
98 ID

99 ID
91 ID
00

00
50

97

Maria Stein - 8016 Marion Dr. Minster - 710 Oakwood Dr. Lake Loramie - 38 Elm St. Minster - 162 - 162-1/2 Main St.
Commercial building with store and lock 2 bdrm, 2 bath, condo 3 bdrm, 2 bath, 2-car garage Two unit duplex apartment

ID 20
96 ID

ID 50
60
96 ID
80

95 99

Minster - 39 N. Lincoln St. John’s Muffler Inc. Sidney - 488/490 Addy Ave.
Minster - 12112 St. Rt. 363 4 bdrm, 2 bath, 2-1/2 car garage
2 bdrm, 1 bath, appliances Sidney, Ohio - 624 N. Main St. Duplex Investment Opportunity

ID 50 New Price New Price

94 ID

99 ID

99 ID
50

30

20

93

Pending!
Sale

Minster - 156 E. Fifth St. Minster - 188 N. Lincoln St. Sidney - 665 Ridgeway Dr. St. Marys - 1510 Oakview Dr.
3 bdrm, 1-1/2 bath, 1-1/2 car garage 4 bdrm, 2-1/2 bath, walk-out basement 3 bdrm, 2 bath, 2-car garage
3 bdrm, 2-1/2 bath, A/C
“THERE IS NO SUBSTITUTE FOR EXPERIENCE” Now Celebrating 32 Years of Continued Service!
View All Listings At: www.weigandtrealestate.com
WEIGANDT
REAL ESTATE LTD.
90 North Main St.
Minster, Oh. 45865
(419) 628-3107 (800) 803-8213
E-Mail: weigandt@nktelco.net
www.weigandtrealestate.com DICK WEIGANDT DEAN KEMPER JANE KAYLOR RANDY SPILLERS TODD WEIGANDT
BROKER AGENT AGENT AGENT BROKER
www.weigandtdevelopment.com
Page 14 - PENNY SAVER - JANUARY 18, 2010
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Features Include:
• 3100 square feet finished living area with walk-out basement
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• Master Suite includes oversized whirlpool tub
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 www.arenspub.com Page 15 - PENNY SAVER - JANUARY 18, 2010

B
Business
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Your Guide To Area Services & Goods
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937-473-2020 The Wapakoneta Daily News 4:8-9:2d
FOWLER'S TV
Or Toll-Free: PAIN & STRESS
877-556-9090
1301 E. Spring St., St. Marys, OH
1 block north of the hospital
TREE SERVICE
419-394-5316 HERBAL THERAPY PONDS TAXIDERMY
4:4-tfn ROBBINS TREE SERVICE
CONNIE Trimming • Tree Removal
AUTO/ HERKENHOFF PENCE BULLDOZING ARLING TAXIDERMY STUDIO Dead Wooding • Stump Grinding
ELECTRICAL FLOOR Massage Therapist
Ponds - Fence Rows - Building Pads Award-winning Taxidermist
Experienced & Insured FREE Est.
Waterways - Waste Pits - Ditch Work RANDY ROBBINS
Game Heads, Fish, Rugs, Lifesize Mounts
INSTALLATION 106 N. Garfield St. FOREST PENCE 35 Yrs Exp.
MINSTER AUTO ELECTRIC, LTD. Minster 628-4152 4443 Stoker Rd., Houston Minster (419)-628-1028 419-628-2492 • Cell: 419-305-9557
937-295-2750 11/6/06-tfn
REBUILD & REPAIR tfn 11:16-tfn
STARTERS • GENERATORS
NEED QUALITY 5/6/07-tfn
ALTERNATORS • BATTERIES FLOORNG
Phone: 419-628-1322 INSTALLATION?
8:15-1:30 Call Phil at...
419-235-2262 PET GROOMING WE CAN VACUUM
or visit:
TAXIDERMY CLEANERS
WOULDN’T www.harrisonfloorinstallation.com HELP
SUDSY DOG
YOUR AD • 27 Years Experience • J & D Jenkins Sweeper Sales
1/4/10 - 1/25/10 Grooming & Boarding DESIGN TAXIDERMY We carry ALL Vacuums!
LOOK SUSAN BENDER, OWNER Rainbow & Kirby

GREAT 7192 Ft. Recovery, Ft. Loramie

YOUR AD... 101 E. Main, Gettysburg
DEER • BIRDS • FISH
ALL Parts and Service!
Now In Rosewood, OH!
ON THIS HEALTH FOODS 419-582-2104 CALL TODAY! 937-447-4242 • 937-423-2195 (937) 362-3252
9:5-tfn
5/5/08-tfn 10:26-1:18
PAGE??? Nature Sunshine Herbs, Young Living
Call Essential Oils, Homeopathics,
Ear Candles, Doug Kauffman
Today!!! Products as seen on TV.
BETTY'S NATURAL FOODS

Jenkins sweeper sales

Osgood 419-582-5201
CARPET, DRAPE 12/9/09-11/24/10
& UPHOLSTERY
CLEANING
CARPET CLEAN-UP
Carpet, Drape & Uph. Cleaning If YOUR AD
Sandy Schmitmeyer We Carry ALL Vacuums!
419-628-4431 or 1-800-449-4490
Free Estimates! WAS PLACED
5:11-11:2d
RAINBOW • KIRBY
HERE, IT All Parts & Service
CATERING
COULD BRING Rosewood, Ohio
AS YOU WISH CATERING
Weddings • Showers
Birthdays • Graduations IN NEW
Business Gatherings
Retirement & Holiday Parties
937-726-1649
11/16/09-1/11/10
BUSINESS! 937•362•3252
Page 16 - PENNY SAVER - JANUARY 18, 2010 www.arenspub.com

 
 

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WESTERN OHI
OHIOO

SR 66 Midway Between
New Bremen & Minster
419-628-3804 or 1-800-494-3804
   
 
  

  

    


   
   
 
Coupon 1/24/2010
expires   
  


HURRY

 IN! ONE
  WEEK


  ONLY! SALE
 
 ENDS
01/24/2010





Two Locations To Better Serve You!

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WESTERN OHIO
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TRUE VALUE
VALUE HARDWARE
HARDWARE
St. Rt. 66 - Minster St. Rt. 118 - St. Henry
(419) 628-3804 (419) 678-3828
Store Hours: Sun 10-4 Mon-Fri 7:30-8 Sat 7:30-5
www.wotruevalue.com