C/21 Anupam Soc-2,

Jodhpur Gam Road,

Satellite, A’bad – 15
HARDIK DAVE (M) 9898211080
Date of Birth: 21/04/1980
hard21@rediffmail.com
O B J E C T I V E
Seeking a position in an organization where I can enhance my basic knowledge about Foreign Exchange
and Trade Finance which ultimately create value for the organization in the competitive environment.

K E Y S K I L L S
 Seven years of progressive, professional experience; extensive clearing, depository and mutual
fund background.
 Self-motivated, able to set effective priorities to achieve immediate and long-term goals and meet
operational deadlines.
 Adapt easily to new concepts and responsibilities.
 Function well independently and as team member; respond best in fast-paced, high-pressure
environment.
E D U C AT I O N

ICFAI UNIVERSITY PG Diploma in Treasury and Forex Management (pursuing)

NIRMA UNIVERSITY Master of Business Administration, 2008 (3 Year Part Time)

Area of specialization: Finance and International Business

Good in subjects:
- International Finance (B-)
- Derivatives and Risk Management (B+)
- Investments and Portfolio Management (B-)
- Bank Management (B+)

Project Reports:
- Industry Analysis- Banking Industry (A) 2nd year
- Valuation of Stocks (B-) 2nd year
- Basel-II and Default Prediction Model (B) 3rd year

GUJARAT UNIVERSITY Master of Commerce, 2003 45%

Bachelor of Commerce, 2000 60%
C E R T I F I C AT I O N

Certificate in Depository Operations December 2, 2003 78%

Certified Mutual Fund Advisor August 23, 2004 77%
Certified Insurance Advisor May 9, 2006

COMPUTER:
AZURE Technologies Ltd. Diploma in E- Commerce (2001)
 W O R K E X P E R I E N C E

YES Bank Ltd. Officer – Retail Banking and Wealth Management (07/2007 to Till Date)
C G Road, Ahmedabad

Responsibilities:

- Responsible for the branch clearing operation includes Inward-Outward clearing.

- Handling the Cash Management Service- collection of outstation cheques.
- Instrumental in Wealth Management Service- coordination with AMCs and processing the
applications in WMS software.
- Responsible for the entire Depository Operation of the branch.
- Handling the branch RTGS and NEFT transactions.
- Effective handling of queries and complaints made by customers both internal and external.
- Instrumental in making the accounting entries necessary for tallying the books of account
includes A/C with RBI, Inward Settlement A/C, Outward Settlement A/C, Suspense A/C etc.
- Helpful to superior in daily treasury reporting to HO.
- Responsible for achieving the sales target allocated to me and/or to the branch.
- Responsible for Audit and Compliance for branch operations.

Achievements:

- Contributed directly and indirectly (as a team member) in achieving the four lacs insurance target
of the branch for the month of March 2008.
- Worked always above 100% productivity.

HDFC Bank Ltd. Officer- Retail DP (10/2002 to 07/2007)

Satellite, Ahmedabad work with ADFC Pvt. Ltd., subsidiary of HDFC Bank

Responsibilities:

- Responsible for the entire Depository Operation of the branch.

- Responsible for Audit and Compliance for branch demat operations.
- Responsible for the achievement of branch Demat A/Cs target.
- Instrumental in cross selling of bank products including third party products like Mutual Fund,
Insurance and RBI bonds.
- Helpful to the other colleagues in handling the front office operation like balance inquiry,
statement of A/Cs, clearing status, account opening etc.
- Effective handling of queries and complaints made by customers.

Achievements:

- Rated “Exceptional” consecutive for 3 years in annual performance appraisal.

- Rated “Very Good” during the performance appraisal 2003-2004.
- Contributed directly and indirectly towards the revenue generation of approximately Rs. 30000/-
to Rs. 40000/- P.M.
Bank of Punjab Ltd. Officer – Branch Operation (10/2000 to 10/2002)
C G Road, Ahmedabad work with Direct Access Marketing Ltd, subsidiary of B.O.P. Ltd

Responsibilities:

- Responsible for the branch front office operations includes Account opening, Balance inquiry,
Passbook updating, cheques clearing status, Locker operations etc.
- Instrumental in clearing activities which includes Lodgment of cheques into the system, encoding
of cheques, Clearing house operations, and MICR house operations.
- Responsible for the ATM maintenance and servicing, including adding the cash and well
functioning of the ATM.
- Instrumental in custodianship of PIN mailers and Cheque Books
- Responsible for query resolution and Audit compliance.