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Company Profile / Business Plan

HAZS Corporation

Management Principle
We aim to be a risk management company
capable of providing original solutions to new
risks. In areas requiring active risk-taking
challenges, we will utilize our consultation
skills and help companies develop a robust
business structure.

Management Vision
HAZS was established to provide solutions to issues confronted
by B-to-C companies, based on its expertise in the credit
industry, accumulated through long years of experience by the
president of HAZS.
Risk management regarding personal information protection and
information security
Risk management of small-scale credits
Development of systems for payment/credit management and
customer management

HAZS will promote trusting market transactions by utilizing the


above expertise, and thereby contribute to society and develop
into a public-serving company.

FY2007 Survey on IT Utilization in Japan


General image of Internet businesses surrounding the consumer
Source: METI materials

Consultation Services
Privacy consultation
Preparation of in-house manuals
TRUSTe certification examination agent
Privacy mark acquisition consultation

Small-scale credit risk management


Know-how on the recovery of small-scale credits, for online
businesses

Systems consultation
Know-how on payment systems and customer management systems

Privacy Consultation
(Support Services for Personal Information Protection and
Information Security)

Assistance for preparation of in-house personal information


protection manuals
We produce and sell in-house manual templates containing the essential points of
METIs Guidelines for Personal Information Protection Laws Concerning Fields of
Economy and Industry.

TRUSTe examination and consultation


TRUSTe is a privacy certification organization established in 1997 in the United States.
It operates the Third-party Privacy Seal Program, which aims to foster trust and
confidence between online businesses that handle personal information and individual
users, through third-party privacy examination and certification. HAZS is one of 50
designated TRUSTe certification examination agents in Japan. Our services include
TRUSTe Seal Program examinations and certification consultations.

Privacy mark acquisition consultation


We provide consultations on building and operating personal information protection
systems that conform to the Japan Industrial Standard JIS Q 15001 (personal information
protection management systems requirements).

Size of the Information Security Market


Information security market (total: 693.8 billion yen)
Information security tools market (345.3 billion yen)
Information security services market (348.5 billion yen)

HAZS operates in the information security services market.


Security consultation
Security system construction services
Security operations/management services
Security training
Information security insurance

(77.4 billion yen)


(140.8 billion yen)
(96.8 billion yen)
(24.0 billion yen)
(9.5 billion yen)

*HAZS provides services in the red markets.

Small-scale Credit Risk Management


Internal controls for online businesses
Adopting a deferred payment system increases sales.
* The deferred payment system itself gives the impression that the company is trustworthy.

There is a general trend in society to offer deferred payment as an option.


* A revision of the Act on Specified Commercial Transactions was discussed by the Industrial Structure
Policy Council (an advisory council to the Minister of Economy, Trade and Industry) in 2007.

Existing credit management (recovery) manuals do not provide sufficient


information on processing small-scale credits.
* There are only manuals related to securities.
Large credits = preservation of securities Small credits = quality management

Improve the rate of credit losses and aim to optimize costs.


* This can be achieved by integrating credit exposure management, credit monitoring, and depreciation
management.

Size of the Small-scale Credit Market


Online business market 46.7 trillion yen
(FY2010 JADMA statistics)

If, supposing the credit-loss ratio of online


businesses is 1%,
credit losses in the market would
amount to 46.7 billion yen.

Why HAZS?
Experience
in credit
recovery
Risk
management
consultation
skills

Predictive
analysis
skills

Inextricable
link with
personal
information

Internal
controls for
online
businesses

Expertise in
online
businesses

Knowledge of
payment
infrastructures

Achievements
in systems
development

Sales Channels
Expansion of business opportunities through tie-ups
Selection of a partner in anticipation of synergistic effects
Advertising agency: Partnership with an advertising
agency that does business with online businesses
Payment services company

Sales through introductions and intermediations


Sales through the personal network of the corporate
representative

Tokyo Chamber of Commerce and Industry


Utilization of the achievements of 80,000 member
companies

Mail order advertising agency

Company Profile
Name
Director
Address
Establishment
Capital
Description of business

URL

HAZS
Hiroki Azuma, President
6-2-6 Kojimachi, Chiyoda, Tokyo 102-0083, Japan
October 23, 2007
5,700,000 yen (scheduled to be increased in October 2010)
Information security consultation
Small-scale credit risk management
System development contract service
Analysis and solutions
Sales agent of various software programs
Clearance systems consultation
Planning, production and maintenance of websites and
e-commerce (EC) sites
http://hazs.biz/

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