Presentation Details

Plan

Plan Name

149 Jeevan Anand

Term
/ PPT

Sum
Assured

Bonus

Mode

*Premium

Total
Prem's Paid

Maturity
Year

Maturity
Amount

21/21

1000000

47

Yly

51122

1073562

2034

2087000

51122

1073562

Total:

1000000

Note: The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies.
* Rider Premiums are included in Premium.
* NI is number of installments.

Rider Details
Plan

149
Total

Term

21

PPT Rider Name

21 Double Accident Benefit

Rider Sum

Rider
Term

Rider
Premium

Total Prem's
Paid

500000

21

LIC OF INDIA - MANISH SHAH

INSURANCE ADVISOR
402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4
Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : sales@licglobal.com
Name: Mr Emraan Hashmi

Date: 11/02/2013

Age: 30

Return's Spreadsheet
Tax Slab: 20%
Year

Age

Normal
Lifecover

Accident
Lifecover

Annual
Premium

Tax
Saved

Net
Premium

Returns
from LIC

Net Returns

Surrender
Value

Total Loan
Available

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
2030
2031
2032
2033
2034
2035
2036
2037
2038
2039
2040
2041
2042
2043
2044
2045
2046
2047
2048
2049
2050
2051
2052
2053
2054
2055
2056
2057
2058

30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

1047000
1094000
1141000
1188000
1235000
1282000
1329000
1376000
1423000
1470000
1517000
1564000
1611000
1658000
1725000
1777000
1829000
1881000
1943000
2010000
2087000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000

1547000
1594000
1641000
1688000
1735000
1782000
1829000
1876000
1923000
1970000
2017000
2064000
2111000
2158000
2225000
2277000
2329000
2381000
2443000
2510000
2587000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1500000
1000000
1000000
1000000
1000000
1000000
1000000

51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
51122
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
10224
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
40898
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2087000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
-40898
2087000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
42761
98072
135310
177684
225809
280314
341871
411382
489570
577606
667003
767634
881190
1010113
1156852
1333542
1532663
1757247
2010034
248700
261400
272400
287700
301400
315300
329500
344000
358700
373600
388800
404000
419400
434900
450300
466200
481800
497400
513000
528500
543900
559200
574300
589200
603800

0
0
38485
88264
121779
159916
203228
252282
307684
370243
440613
519845
600302
690871
793071
909101
1041167
1200188
1379397
1581522
1809030
223830
235260
245160
258930
271260
283770
296550
309600
322830
336240
349920
363600
377460
391410
405270
419580
433620
447660
461700
475650
489510
503280
516870
530280
543420

This Presentation is Prepared for Private Circulation only.

You can't sip soup with a knife

LIC OF INDIA - MANISH SHAH

INSURANCE ADVISOR
402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4
Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : sales@licglobal.com
Name: Mr Emraan Hashmi

2059
2060
2061
2062
2063
2064
2065
2066
2067
2068
2069
2070
2071
2072
2073
2074
2075
2076
2077
2078
2079
2080
2081
2082
2083
Total:
Note: (1)
(2)
(3)
(4)

76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100

1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
0

Date: 11/02/2013

Age: 30

1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
1000000
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1000000

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1000000

1073562

214704

858858

3087000

2228142

618200
632400
646200
659800
673000
685800
698300
710400
722100
733500
744400
755000
765200
775400
785200
795200
805100
815300
828300
839700
861300
882400
931000
940000
0

The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies.
Calculation includes Bonus and Final Additional Bonus as per present Rates.
* Available Total Money.
we are showing annual returns. in case of payment in arrears, half yearly installmant starts 6 months after maturity and yearly installment
starts 1 year after maturity. in case of payment in advance, yearly and half yearly installments starts immediately from maturity date.
Please refer circular no: Actl / 2015 / 4 for details about settlement options.

(*) The above illustration gives an effective yield of 7.59% with tax benefit.
(*) The above illustration gives an effective yield of 5.92% without tax benefit.

(*) In Jeevan Anand (plan 149), The Normal Riskcover of Sum Assured will continue for life time.
The Accidental Riskcover of 2 times of Sum Assured will continue upto age 70.

This Presentation is Prepared for Private Circulation only.

When your work speaks for itself, don't interrupt

556380
569160
581580
593820
605700
617220
628470
639360
649890
660150
669960
679500
688680
697860
706680
715680
724590
733770
745470
755730
775170
794160
837900
846000
0

LIC OF INDIA - MANISH SHAH

INSURANCE ADVISOR
402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4
Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : sales@licglobal.com
Name: Mr Emraan Hashmi

Date: 11/02/2013

Age: 30

Summary

Maximum Risk Cover (Normal) 2087000

Maximum Risk Cover (Accidental) 2587000
Total Premium Paid 1073562
Total Tax Saved u/s 80C 214704
NetPremium 858858
Returns (Maturity and Survival) 3087000
Compounded Value Of Returns 3087000
Additional Gain by Loan Recycling 0
Net Amount In Hand On 11/02/2083 3087000
Yield WithOut Tax Benefit 5.92
Yield With Tax Benefit 7.59

Breakup of Returns
Sum Assured & Survival's
Bonus
Final Additional Bonus

100000

1000000
987000
100000

1000000
987000

This Presentation is Prepared for Private Circulation only.

Those we hurt the most are often those we love the most