Professional Documents
Culture Documents
CASE STUDY
PROFILE: Name of the Borrower
Sunita
Occupation
Clothes Selling
Loan Number
0005208
Loan Type
NFS
Amount
12000/-
Loan Taken on
27th July10
Borrower History
Nominee
Husband
Disbursed Amount
12000/-
Repaid Principal
5433/-
Repaid Interest
1693/-
Repaid insurance
392/-
Total Repaid
7518/-
Principal Outstanding
6567/-
Interest Accrued
65/-
ICR Due
68/-
: 40
nil
5/-
Case:
Sunita is the reputed personality in the village and his credibility is also
good in the village, at the time of loaning cp of the individual was done
properly.
If we look towards his JLG member, the JLG consist of six member
1) Sunita (0005208)
2) Dholi Bai (0005206)
3) Basanti (0005204)
4) Sunita Bai (0005205)
5) Rama (0005207)
6) Gita (0005209)
All the JLG members except Sunita are paying their installment on regular
basis, because they people are affected by the willfulness of Sunita but they
are ready to pay their installment. Sunita is willful defaulter, when ever CSR
and concern FX visited his house she always committed to pay installment
but still not paying since 40 days.
If we look towards other aspect related to loan disbursement the date of
disbursement was 27th July 10 and after some time she used to create
problems for BASIX staff. Sunita is having no financial problem.
CRUX: Main reason behind is that no Police pressure by our company &
she thought company nothing do.
Reasons for Default
No police pressure.