Wireless Serial Data synchronization Methodology for Secured

Money Transaction Using Multi Account Embedded ATM

Card
INTRODUCTION:
In the prevailing ATM system though the Credit card paves convenient mode of
transactions, it is subjected to more jeopardy. As technology extends its limit, the way of
hacking and cracking also goes along the road. In this proposed system, in every
transaction with the Credit card a handshaking signal is achieved with the cardholder. The
handshaking method is achieved by transferring the transaction details to the mobile of
the cardholder by means of a GSM modem. From the acknowledgement and
authentication received from the cardholders mobile further transaction proceeds. The
message from the cardholder is the major authentication command.
At first, the ATM was made to transact for the particular bank customers but later
on the ATMs are connected to interbank network, so that it enables people to deposit,
withdraw and transfer amount from the ATM machines not belonging to that particular
bank i.e. anyone can access any banks ATM machine to carry out their transactions.
ATMs rely on authorization of a financial transaction by the card issuer or other
authorizing institution via the communication network. This is often performed through
an ISO 8583messaging system. Many bank charges ATM usage fees from the customers
for the transactions. At present every customer has an individual ATM card for each and
every bank in which he/she maintains account. So handling the cards, their passwords
play a major role here. So to overcome these difficulties we embedded more than one
bank account of the user in a single ATM smart card, so that the user can swipe the card
and can select the bank from which he/she are interested to carry out transaction.

OBJECTIVE AND SCOPE:

This project sets sight on authenticating the conventional Credit card transaction
system and idea behind this smart ATM card is that the customers can use a single ATM
card to operate different bank accounts instead of having individual card for each bank
account and maintaining their pins, carrying the cards safely which is a tedious process
at present scenario.

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BLOCK DIAGRAM;
Card section:

Battery Power

Card 1

Encoder Device

Transmitter

Card 2

Card 3

ATM Unit:

Transaction unit
Touch
Screen

Receiver

Decoder
Device

RFID tag

RFID
Reader

ALARM
ARM LPC 2148
Micro Controller

Power supply

GSM Device
PIR SENSOR

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WORKING PRINCIPLE:
The system used the ARM LPC2148 Microcontroller for the security issues
between the GSM Device and the Card. The cardholder will be asked for a reply by the
GSM modem message. The message from the cardholder is the major authentication
command. Decoder device decodes the message and decides the operation to be
performed. The status of the system for each individual process will be displayed using
LCDs.
Here for demo purpose we are using RFID cards as ATM cards. When user brings
RFID card near RFID reader then on the touch screen authentication page will display. If
correct user name and password is entered then security password will be sent to user
mobile then user has to enter the received number on the screen.
After successful login, all bank symbols will be displayed on the screen, and then
user has to select the corresponding bank to perform transaction. Before any transaction
again security number is sent to confirm the transaction.

Technical specifications:
Operating voltage of embedded circuitry is 5vdc
Current consumption of device in active mode 200mill amp
Operating frequency of device is 11.0592MHZ

Advantages:

Provides very Good security to ATM users.

Use of RFID allows only authorized users to use ATM facility.
Alerts card holders during theft through GSM modem
No need of storing the Password
Security against online hacking

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Future Enhancement:
This project can be implemented for office security also.
Also to colleges, hospitals and also in parking system.
Can modify prevailing ATM system.

TOOLS:
Hardware:

Microcontroller ARM LPC2148

GSM modem
RFID reader and cards
7812/ 7805 voltage regulators for power supply
Power supply circuit
Touch Screen

Software:
Embedded c
Kiel-c compiler
Flash magic burner software
CONCLUSION:
This project can provide better security and user friendly features and results in
reduction in frauds and positive identification, accuracy and security to all.

References:
Microcontroller Muhammad Ali Mazadi book
www.microdiditaled.com
www.keil.com
www.fsinc.com
http://developer.intel.com/design/mcs51/doc_mcs51.htm

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