TO WHOM SO EVER IT MAY CONCERN

This is to certify that the project report entitled An empirical study of the sustainable growth in
the commercial banks of Indian banking system carried out by Mr. Hunny Pal Singh, Mr. Gaurav
Kumar and Mr. Pawan Singh have been accomplished under my guidance and supervision as
duly registered MBA (B.Tech-MBA) students of the Lovely Professional University, Phagwara.
This project is being submitted by them in the partial fulfillment of the requirement for the award
of the Master of Business Administration from Lovely Professional University.
Our dissertation represents their original work and is worthy of consideration for the award of
the degree of Master of Business Administration.

Mr. Anoop Mohanty

(Assistant Professor)
Id no. 12512
(School of Business, LPU)

ACKNOWLEDGEMENT
We would like to thank the Lovely professional University School of Business for the
opportunity to undergo this capstone process. We also want to extend our deepest thanks to
Mr. Anoop Mohanty for his expertise, suggestions, and strategic recommendations and for
helping us from the very first day of our capstone project and sharing his practical knowledge
throughout the development of this study.

This project has been a wonderful opportunity for us to learn new things related to practical
application of concepts related to research methodology. We are thankful to Honble Dr. Sanjay
Modi (Dean SOB), Dr. Rajesh Verma (Associate Dean SOB) and Dr. Babli Dhiman (HOD,
Domain Finance (Banking) SOB) for introducing capstone project into MBA.

We also extend our sincere thanks to our faculty members in School of Business and our friends
who helped us whenever we visited them with our doubts. Lastly our sincere and genuine
thank goes to our parents who motivated, inspired and gave us all the necessary
requirements. Who silently prayed for our success and helped us throughout.

Thanking you
Hunny Pal Singh
Gaurav Kumar
Pawan Singh

ii

DECLARATION
I, "Hunny Pal Singh, hereby declare that the work presented herein is genuine work done
originally by me and has not been published or submitted elsewhere for the requirement of a
degree program. Any literature, data or works done by others and cited within this dissertation
has been given due acknowledgement and listed in the reference section.

Hunny Pal Singh

(Student's Signature)
Reg. No.: 11004746
Date: __________________

iii

DECLARATION
I, "Gaurav Kumar hereby declare that the work presented herein is genuine work done
originally by me and has not been published or submitted elsewhere for the requirement of a
degree program. Any literature, data or works done by others and cited within this dissertation
has been given due acknowledgement and listed in the reference section.

Gaurav Kumar
(Student's Signature)
Reg. No.:11007052
Date: __________________

iv

DECLARATION
I, Pawan Singh hereby declare that the work presented herein is genuine work done
originally by me and has not been published or submitted elsewhere for the requirement of a
degree program. Any literature, data or works done by others and cited within this dissertation
has been given due acknowledgement and listed in the reference section.

Pawan Singh
(Student's Signature)
Reg. No.:11000925
Date: __________________

INDEX
SR. NO. PARTICULARS
1

PAGE NO.

Executive Summary

1.1 Introduction

1.2 Scope of the Study

1.3 Research Gap

1.4 Objective of the study

1.5 Need of the study

Research Methodology

Review of Literature

Data Analysis and Finding

15

Conclusion and Suggestion

39

Limitations

40

References/Bibliography

41

Appendix

42

Annexure

48

vi