Appendix

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Last 5 Years Financial Highlights

(Taka in million where applicable)

Income Statement
Interest Income
Interest Expense
Net Interest Income
Non Interest Income
Non Interest Expense
Net Non Interest Income
Profit before Tax & Provision
Provision for Loans & Assets
Provision for Tax (including Deferred Tax)
Profit after Tax
Balance Sheet
Authorized Capital
Paid-up Capital
Reserve Funds & Other Reserve
Shareholders' Equity (Capital & Reserve)
Deposits (Base & Bank excluding Call)
Loans & Advances
Investments
Fixed Assets
Total Assets (excluding off-balance sheet items)
Foreign Exchange Business
Import Business
Export Business
Guarantee Business
Inward Foreign Remittance
Capital Measures
Core Capital ( Tier-I )
Supplementary Capital (Tier-II )
Tier-I Capital Ratio
Tier-II Capital Ratio
Total Capital
Total Capital Ratio
Credit Quality
Volume of Non-performing Loans
% of NPLs to Total Loans & Advances
Provision for Unclassified Loans
Provision for Classified Loans
Share Information
Number of Shares Outstanding
Earning per Share (Taka)
Book Value per Share (Taka)
Market Price per Share (Taka)
Price Earning Ratio (Times)
Price Equity Ratio (Times)
Dividend per Share
Cash Dividend (%)
Bonus Share
Operating Performance Ratio
Net Interest Margin
Credit / Deposit Ratio (%)
Current Ratio (Times)

2009

2010

2011

2012

2013

Growth %

7,466
5,556
1,910
2,175
1,275
900
2,810
675
1,176
959

7,405
4,944
2,461
3,095
1,715
1,380
3,841
924
1,239
1,679

9,945
7,611
2,335
3,893
1,907
1,986
4,321
667
1,489
2,165

13,229
10,598
2,630
2,713
2,120
593
3,223
1,784
738
701

15,131
11,823
3,308
3,102
2,717
385
3,694
650
1,117
1,927

14
12
26
14
28
(35)
15
(64)
51
175

6,000
2,128
2,838
4,966
60,918
52,910
8,660
424
77,767

10,000
2,660
3,920
6,580
70,420
63,591
8,443
977
90,139

10,000
3,590
5,627
9,217
85,277
75,983
9,576
1,703
104,726

10,000
4,668
5,016
9,683
107,427
90,140
18,404
1,879
133,142

10,000
5,414
6,472
11,887
115,981
99,596
18,757
2,518
144,409

16
29
23
8
10
2
34
8

46,160
33,305
6,462
9,786

69,606
36,924
7,416
11,097

71,377
46,247
9,917
13,201

76,648
48,928
9,591
15,840

73,360
54,212
9,926
21,461

(4)
11
3
35

4,634
1,000
9.30
2.01
5,800
11.31

6,123
2,839
6.89
3.20
9,475
10.09

8,478
3,551
7.54
3.16
12,399
10.70

9,000
3,606
7.67
3.07
12,948
10.74

10,927
3,410
9.28
2.90
14,817
12.18

21
(5)
21
(6)
14
13

2,946
5.57
625
1,488

2,909
4.57
742
1,481

2,624
3.45
848
1,063

5,656
6.28
899
2,498

4,137
4.15
956
2,186

(27)
(34)
6
(12)

21.28
36.07
233
484
10.72
2.07

265.96
4.68
25
76
12.09
3.08

359.05
4.64
26
45
9.70
1.75

466.76
1.30
21
25
16.50
1.20

541.44
3.56
21.95
18.80
5.28
0.86

16
137
6
(24)
(68)
(28)

1:4

7:20

5
3:10

1.6:10

17
0.50:10

4.56
86.85
2.10

5.24
90.30
1.97

4.10
89.10
2.09

4.10
83.91
2.57

4.32
84.22
3.18

5
24

5-year Financial Highlights (continued)

(Taka in million where applicable)

Return on Equity (ROE) %

Return on Assets (ROA) %
Cost of Deposit (%)
Cost to Income Ratio (%)
Operating Profit per Employee
Operating Profit per Branch
Other Information
Number of Branches
Number of Employees
Number of Shareholders
Number of Foreign Correspondents / Banks

19.32
1.29
8.68
33.64
3.04
56.21

25.52
2.00
7.06
30.87
3.46
68.60

23.49
2.22
9.33
30.62
3.48
70.84

7.24
0.59
10.63
39.67
2.22
45.40

16.21
1.39
10.22
42.38
2.55
49.91

124
135
7
15
10

50
924
10,530
350

56
1,109
43,256
411

61
1,240
45,438
423

71
1,455
44,445
425

74
1,450
46,840
550

4
5
29

Essential Performance Graphs - Bank

Market Indicators and Ratios

Balance Sheet

Essential Performance
Graphs-Bank continued