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TO

TO

Pay Period Dates

TO

TO

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g Plan
Allocated SpendingAllocated
Plan
Spending

When Remaining equa


zero, youre done budget
for this pay period.

ek happens here! Dont let this one scare you. Managing your money week to week happens here!
Dont let this one scare you. Managing your money week to week

FOOD

Food

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Charity

Personal

Insurance

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Remaining

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TO
Pay Period Dates
Life pulls your money in all directions. Spend time
here before
TO| cash.
TO
PayGroceries
Period
Dates spending your
When Remaining equa
Allocation is a fancy word for when you spend your money. Were going to build on your Monthly
t
|
|
| zero, youre done budge
PayRestaurants
Period
Cash Flow Plan here and get a little more in depth by breaking
yourIncome
income down by pay period.
.
period
pay
for this
| columns on this form
| represent the four weeks in a given month. If youreIncmarried,
The four
ome
_ Tithes
combine your spouses income with yours.
FOOD
Budgeted
Budgeted R
CLOTHING
Remaining
Budgeted ngRemaining
budget Budgeted R
= Remaini tothis
pay period

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Budgeted Remaining

TO
Budgeted Remaining

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Remaining

Budgeted
Budgeted

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Remaining

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Step |1a

Recreation

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Remaining

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Medical

Food
Food

Food

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Remaining
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Budgeted

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Budgeted

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|
Step 1b
|| much you will be paid|| in that
Write how
pay period
|| (B).
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ity Housing

Medical

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|
Budgeted
Budgeted |Remaining
|2
Step Remaining
| how much money youre
|
Write down
budgeting
|
|
in the Budgeted
column (C). In the
|
| Remaining
|
| of how much
column (D), keep a running total
| left for that
of your| starting income you have
Budgeted Remaining
Budgeted Remaining
pay period.
|
|
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Step 3

single dollar. Every dollar needs a home.

m and explore our other online budgeting tools!

Medical

Recreation

pe
Transportation
velo
En

ies

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Medical

Food

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Recreation

Insurance

Debt

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Utilities

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Envelope

Budgeted
Budgeted

Remaining

Budgeted

Clothing

lope
Enve
lope
Enve

Charity

Utilit
hing

Clot

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Savi

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Savings

Transportation

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sp
Tran

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Recreation

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e
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al

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Transportation

Budgeted

pe

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Housing
Enve

|
|
Keep going
down the list until |the Remaining
Remaining
Budgeted
|
| (E) hits zero.Budgeted
|Remaining equals
When Remaining
columnRemaining
zero, youre
|
| done budgeting for| that pay period.
|
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Step |4
|
| money left over at |the end of the
If you have
m and explore our other online budgeting tools!
column| (F), go back and adjust| an area, such
|
as savings
|
| or giving, so that you
| spend every

Personal

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Food

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Budgeted

||Remaining
||
|
|
|

|Remaining Budgeted
Pay Period Income
Children
Gas and Oil
||
Emergency Fund
Cleaning/Laundry
|||
Repairs and Tires
Retirement Fund
|
License and Taxes
|
College Fund
|
TRANSPORTATION
Budgeted |Remaining
Budgeted R
Car Replacement
Other _______________
|
HOUSING
Gas and Oil
Budgeted |Remaining
Budgeted
Other _______________
|
Repairs and Tires
|
285
First Mortgage/Rent 945
License and Taxes
||
MEDICAL/HEALTH Budgeted Remaining Budgeted R
Second Mortgage
Car Replacement
||
150 | 135
Real Estate Taxes
Other
|
_______________
Medications
Repairs/Maint.
Other
||
Doctor_______________
Bills
Association Dues
|
Dentist
|
Other _______________
MEDICAL/HEALTH
Budgeted
Optometrist
40 ||Remaining
95 Budgeted R
Vitamins
20 | 75
UTILITIES
Medications
Budgeted |Remaining
Budgeted
Other _______________
|
Doctor Bills
|
Other
||
_______________
Electricity
Dentist
|
Other
||
_______________
Gas
Optometrist
|
Water
Vitamins
||
Trash Final cable bill
40 || 35
Other
_______________
Visit <<URL>> to download extra
Phone/Mobile
Florist bill
35 || 0copies of this form
Other
_______________
Internet
Other
||
_______________
Cable
|

lo
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sp
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Food

Debt

lope
Savings
Clothing
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Housing

tion
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Envelope

SAVING
Adults

Transportation

Recreation
Debt

sp
Tran
Food

Budgeted

Envelope

TRANSPORTATION

pe

lo
Enve

Insu

Clothing

CLOTHING

Utilities

Personal

Med

Hous

Savings

Restaurants
Children
Tithes
Cleaning/Laundry
Charity & Offerings

Clothing

Charity

onal

|
||
||

Recreation

Back & forth.


ining minus Budgeted. TO
Rema
Pay Period
Dates

Savings

Sa

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Debt

Fill out the


|| pay period in box A||. This is simply
how long youll go between paychecks. If you
| your pay period
get paid| on the 1st and 15th, then
Budgeted
for July,Remaining
for example,Budgeted
would beRemaining
7/1 to 7/14.
Food
Food

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Personal

Savings

Insurance

Clothing

Medical

Transportation

Personal

Charity

Savings

Medical

Recreation

Charity

Recreation

Charity

Medical

Recreation

Debt

Envelope

Utilities

Envelope

Personal

Savings

Personal

Savings

Insurance

Personal

Clothing

Savings

Debt

Insurance

Utilities

Clothing

Envelope

Debt

Envelope

Envelope

Utilities

Envelope

Insurance

Debt

Envelope

Clothing

Utilities

Envelope

Insurance

Debt

Envelope

Clothing

Utilities

Envelope

Visit <<URL>> to download extra copies of this form


Visit <<URL>> to download extra copies of this form a

ng

Allocated Spending Plan


Dont let this one scare you. Managing your money week to week happens here!

Pay Period Dates

TO

TO

TO

TO

Pay Period Income

Income
_ Tithes
budget
= Remaining tothis
pay period

CHARITY

Budgeted

Medical

Charity

Personal

Recreation

Savings

Insurance

Debt

Utilities

Budgeted

Envelope

College Fund
Charity

Personal

Insurance

Debt

Envelope

Utilities

Envelope

HOUSING
Housing

Medical

Recreation

Savings

Clothing

Budgeted

Second Mortgage
Real Estate Taxes
Repairs/Maint.
Association Dues
Other _______________
Insurance

Debt

Clothing

Utilities

Remaining

Budgeted

|
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Remaining

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Remaining

Remaining

Budgeted

|
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Budgeted

Remaining

Remaining

Budgeted

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Budgeted

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Remaining

Remaining

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Budgeted

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Remaining

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Envelope

UTILITIES
Savings

Budgeted

|
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First Mortgage/Rent

Personal

Remaining

|
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|

Retirement Fund

Transportation

Budgeted

Envelope

SAVING

Clothing

Remaining

|
|

Charity & Offerings


Remaining minus Budgeted. Back & forth.

Emergency Fund

Food

Budgeted

|
|

Tithes

Transportation

Remaining

Envelope

Electricity
Gas
Water
Trash
Phone/Mobile
Internet
Cable
Other _______________

Budgeted

Remaining

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Budgeted

Remaining

Budgeted

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Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!

Remaining

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Budgeted

Remaining

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Pay Period Dates

TO

TO

TO

TO

When Remaining equals


zero, youre done budgeting
for this pay period.
Food

FOOD

Transportation

Housing

Charity

Personal

Insurance

Groceries

Medical

Recreation

Savings

Clothing

Debt

Envelope

Utilities

Envelope

Budgeted

Medical

Charity

Recreation

Personal

Savings

Insurance

Debt

Clothing

Utilities

CLOTHING

Budgeted

Envelope

Cleaning/Laundry
TRANSPORTATION

Housing

Medical

Charity

Personal

Insurance

Debt

Gas and Oil

Recreation

Savings

Clothing

Utilities

Envelope

Budgeted

License and Taxes


Car Replacement
Other _______________
Other _______________
Transportation

Charity

Personal

Insurance

Debt

Medical

Recreation

Remaining

Budgeted

|
|

Remaining

|
|

Savings

Clothing

Utilities

Budgeted

Remaining

Remaining

Budgeted

|
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Budgeted

Remaining

Remaining

Budgeted

|
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Budgeted

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Remaining

Remaining

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Budgeted

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Remaining

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Envelope

MEDICAL/HEALTH
Housing

Remaining

|
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|

Envelope

Repairs and Tires

Food

Budgeted

|
|

|
|
|

Children

Transportation

Remaining

Envelope

Adults

Food

Budgeted

|
|

Restaurants
Transportation

Remaining

Envelope

Medications
Doctor Bills
Dentist
Optometrist
Vitamins
Other _______________
Other _______________
Other _______________
Other _______________

Budgeted

Remaining

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Budgeted

Remaining

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Budgeted

Remaining

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Budgeted

Remaining

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Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!

Allocated Spending Plan


Dont let this one scare you. Managing your money week to week happens here!

Pay Period Dates

INSURANCE
Charity

Recreation

Personal

Savings

Insurance

Debt

Clothing

Utilities

Envelope

TO

Budgeted

Envelope

Homeowner/Renter
Auto Insurance
Disability Insurance
Identity Theft
Long-Term Care

Medical

Charity

Recreation

Personal

Savings

PERSONAL
Insurance

Debt

Envelope

Child Care/Sitter

Clothing

Utilities

Envelope

Toiletries
Cosmetics
Education/Tuition
Books/Supplies
Child Support
Alimony
Subscriptions
Org. Dues
Gifts (inc. Christmas)
Replace Furniture
Pocket Money (His)
Pocket Money (Hers)
Baby Supplies
Pet Supplies
Music/Technology
Miscellaneous
Other _______________
Other _______________

Budgeted

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Life Insurance

Health Insurance

Transportation

Remaining

TO

Budgeted

Remaining

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Remaining

TO

Budgeted

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Budgeted

Remaining

TO

Remaining

Budgeted

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Budgeted

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Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!

Remaining

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Remaining

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Budgeted

Remaining

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tation

al

Pay Period Dates


Food

Transportation

Charity

Personal

Insurance

Debt

Medical

Recreation

Savings

Clothing

Utilities

Envelope

Budgeted

Vacation

DEBTS

Personal

Budgeted

Car Payment 1

Insurance

Debt

Envelope

Car Payment 2
Credit Card 1 _______
Recreation

Savings

Clothing

Utilities

Envelope

Credit Card 2 _______


Credit Card 3 _______
Credit Card 4 _______
Credit Card 5 _______
Student Loan 1
Student Loan 2
Student Loan 3
Student Loan 4
Other _______________
Other _______________
Other _______________
Other _______________
Other _______________
Other _______________
Other _______________
Other _______________
Other _______________
Other _______________
Other _______________
Other _______________
Other _______________

Remaining

Budgeted

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Entertainment

Charity

TO

TO

TO

Envelope

RECREATION
Housing

TO

Remaining

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Remaining

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Remaining

Budgeted

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Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!

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