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Financial Calculator
Currency Converter
Miscellaneous
Monthly Bills
Account Record
Expense Starter
Financial Calculator
Amount at Simple Interest
Amount Compounded Daily
Amount Compounded Monthly
Amount Compounded Quarterly
Find Number of Periods (NPER)
Find Amount of Interest in Payment
Find Payment
Find Loan Balance
Future Value of PMT
Present Value of PMT
PV of Single Amount
FV of Single Amount
Days Calculator
Amortization Schedule
How Much House?
How Much Accumulation?
Note: When creating an amortization schedule and the X-Bar add-in is installed and activated, uncheck t
Create New Workbook box as creating a new workbook conflicts with the X-Bar add-in. Un-checking the
Create New Workbook box creates the amortization schedule in this workbook. It can then be moved, cop
or deleted by selecting the sheet name tab with the mouse down and pressing the Shift key. It can also remain in the
workbook.
Page
See note below!
Page
10/16/1999
Account No.
Security Cpn M/Date Quantity Jan/Jul Feb/Aug Mar/Sep Apr/Oct May/Nov Jun/Dec
IRA Bond 1 7.200% 4/15/2006 $50,000.00 $1,800.00 $3,600.00
IRA Bond 2 7.000% 7/1/2007 $50,000.00 $1,750.00 $3,500.00
IRA Bond 3 5.800% 1/12/2009 $50,000.00 $1,450.00 $2,900.00
IRA Bond 4 6.250% 3/15/2009 $50,000.00 $1,562.50 $3,125.00
IRA Bond 5 6.375% 2/15/2010 $50,000.00 $1,593.75 $3,187.50
Totals $250,000.00 $3,200.00 $1,593.75 $1,562.50 $1,800.00 $0.00 $0.00 $16,312.50
Account No.
Security Cpn M/Date Quantity Jan/Jul Feb/Aug Mar/Sep Apr/Oct May/Nov Jun/Dec
Municipal Bond 1 6.000% 10/1/2014 $50,000.00 $1,500.00 $3,000.00
Corporate Bond 1 7.875% 8/1/2008 $50,000.00 $1,968.75 $3,937.50
Municipal Bond 2 6.400% 11/1/2009 $50,000.00 $1,600.00 $3,200.00
Municipal Bond 3 6.600% 6/1/2005 $50,000.00 $1,650.00 $3,300.00
Municipal Bond 4 5.650% 7/1/2023 $50,000.00 $1,412.50 $2,825.00
Municipal Bond 5 6.100% 8/1/2012 $50,000.00 $1,525.00 $3,050.00
Municipal Bond 6 5.100% 10/1/2007 $50,000.00 $1,275.00 $2,550.00
Municipal Bond 7 5.125% 12/1/2013 $50,000.00 $1,281.25 $2,562.50
Municipal Bond 8 6.200% 5/1/2020 $50,000.00 $1,550.00 $3,100.00
Municipal Bond 9 5.750% 3/1/2016 $50,000.00 $1,437.50 $2,875.00
Municipal Bond 10 6.700% 10/1/2006 $50,000.00 $1,675.00 $3,350.00
Totals $550,000.00 $1,412.50 $3,493.75 $1,437.50 $4,450.00 $3,150.00 $2,931.25 $33,750.00
Grand Total $800,000.00 $4,612.50 $5,087.50 $3,000.00 $6,250.00 $3,150.00 $2,931.25 $50,062.50
Currency Converter
Currency Factors
Australian Dollar 0.66
Brazilian Real 0.55
British Pound 1.42
Canadian Dollar 0.63
Czech Koruny 0.03
Chinese (P.R.) Yuan 0.12
Danish Krone 0.12
Egyptian Pound 0.22
Euro 0.87
Hungarian Forint 0
Indian Rupee 0.02
Israeli Shekel 0.22
Japanese Yen 0.01
Malaysian Ringgit 0.26
Mexican Peso 0.11
New Zealand Dollar 0.53
Norwegian Krone 0.11
Philippine Peso 0.03
Polish Zlotych 0.24
Russian Ruble 0.03
Singapore Dollar 0.59
South African Rand 0.09
South Korean Won 0
Sri Lankan Rupee 0.01
Swedish Krona 0.09
Swiss Franc 0.59
Taiwan N.T. Dollar 0.03
Thai Baht 0.03
Turkish Lira 7.84E-07
Venezuelan Bolivar 0
Page 12
Currency Converter
Euro Countries:
Austria
Belgium
Finland
France
Germany
Greece
Ireland
Italy
Luxembourg
Netherlands
Portugal
Spain
Page 13
A B C D E
2
3 ELAPSED TIME TABLE
4 DATE OF LAST UPDATE: Monday, March 24, 2003
5 TODAY PROJECTED DATE SUBJECT YEARS
6 2/2/2010 Sunday, August 1, 2010 Municipal Bond 1 7 YEARS
7 Friday, July 1, 2011 Municipal Bond 2 8 YEARS
8 Sunday, December 2, 2012 Municipal Bond 3 9 YEARS
9 Tuesday, March 12, 2013 Municipal Bond 4 9 YEARS
10 Friday, June 20, 2014 Municipal Bond 5 11 YEARS
11 ### Municipal Bond 6 12 YEARS
12 Tuesday, November 1, 2016 Municipal Bond 7 13 YEARS
13 Friday, January 6, 2017 Municipal Bond 8 13 YEARS
14 Monday, April 16, 2018 Municipal Bond 9 15 YEARS
15 Thursday, July 25, 2019 Municipal Bond 10 16 YEARS
16 Monday, November 2, 2020 Municipal Bond 11 17 YEARS
17 Thursday, April 1, 2021 Municipal Bond 12 18 YEARS
18 Thursday, December 1, 2022 Municipal Bond 13 19 YEARS
19 Monday, May 1, 2023 Municipal Bond 14 20 YEARS
20 Monday, July 1, 2024 Municipal Bond 15 21 YEARS
21 Friday, August 1, 2025 Municipal Bond 16 22 YEARS
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Q R S T U
1
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2
LL RIGHTS RESERVED.
3
4
5 • Elapsed Time Table Instructions
6 Use the sample entries provided to familiarize yourself with this sheet. Clear the sample with the
7 Clear Sample button.Then replace the sample with the Replace Sample button. Next click the Sort b
8 Date button. Finally, click the Calculate button. This should give you a good idea how the macro wo
9 You now simply enter your maturity dates and the subject of that date. If you wish to delete the Cle
10 Sample and Replace Sample buttons, select them with the mouse and the commandkey down, then
11 the cut menu item under the Edit menu.
12
13 Days Calculator
14 Calculates days between two dates and converts them to weeks, months, or years.
15 Also, will find day of week for a particular date.
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V W
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6 Clear the sample with the
f with this sheet.
e Replace Sample 7 button. Next click the Sort by
hould give you 8 a good idea how the macro works.
9 If you wish to delete the Clear
bject of that date.
h the mouse and 10 the commandkey down, then select
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m to weeks, months, or years.
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Miscellaneous
Instructions
Fund Analyzer
Calculates the number of years an investment fund will last withdrawing
a set monthly amount.
Required Distribution
Calculates minimum required disbursement of IRA funds for those over
the age of seventy and one half years.
Fund Creator
Calculates the number of years a monthly investment will require to meet
a set goal.
What If?
Calculates the amount of a retirement fund at the end of proposed
investment period at a set monthly investment amount.
Net Worth
Calculates Net Worth. Will create a printable Net Worth sheet by checking
Create Net Worth Sheet box.
Page 22
Miscellaneous
Page 23
Miscellaneous
estments.
Page 24
Miscellaneous
Page 25
Monthly Bills Estimate
Bills Balance
Credit Card 1 $0.00
Credit Card 2 $0.00
Department Store 1 $0.00
Department Store 2 $0.00
Phone $0.00
Cable $0.00
Gas $0.00
Electric $0.00
Bill 9 $0.00
Bill 10 $0.00
Bill 11 $0.00
Bill 12 $0.00
Bill 13 $0.00
Bill 14 $0.00
Bill 15 $0.00
Total $0.00
$0.00
Account Record
Account 1 Name
Base Value Base Date
Update Value Update Date
Current Rate
Account 2 Name
Base Value Base Date
Update Value Update Date
Current Rate
Instructions
Enter Deposit: Click Update Account button. Enter deposit amount and rate, if this is
initial deposit or rate has changed, enter base and update date in dialog box.
Click OK. In most cases, for both deposits and withdrawals, base date and
update date should be the same.
Enter Withdrawal: Click Update Account button. Enter withdrawal amount and rate, if rate
has changed, in dialog box. Click OK.
Update Value: Click Update Account button. Make no entries except for update date if
update date is not today. Otherwise, make no entries. Click OK. Always
update before entering deposits or withdrawals.
Change Rate: Click Update Account button. Enter new rate in dialog box. Enter 6.5%
as 6.5, not 0.065. Click OK.
New Record: Click New Record button to create a new account record sheet.
!DO NOT CHANGE NAME OF WORKSHEET 1 - Account Record
Account Names: Type in account names at cell B6 and B11.
You can create a separate account record workbook by clicking the Create Account
Record Workbook button. Creating the Account Record Workbook permanently deletes all
other worksheets and macros. If you plan to create many account records, we recommend
creating a separate file.
2
1
in dialog box.
You can create a separate bond record workbook by clicking the Create Bond Record
Workbook button. If you plan to create many payment schedules, we recommend
creating a separate file. Set the directory to the storage folder before creating workbook.
ment Schedule button.
You can create a separate expense workbook by clicking the Create Expense Workbook
button. If you plan to create many expense records, we recommend creating a separate file.
Set the directory to the storage folder before creating workbook.
se Record button.
You can create a separate expense workbook by clicking the Create Trip Expense Workbook
button. If you plan to create many expense records, we recommend creating a separate file.
Set the directory to the storage folder before creating workbook.
ENTRY
When dialog box Data Form Box appears:
Date: Enter transaction date.
Item: Enter name of hotel, airline, car rental agency, etc.
Amount: Enter amount.
Foreign: Enter foreign amount, for identification purposes.
Miles: Entire miles if applicable.
Select from list of types of transactions.
Select credit card used or cash or check.
Select whether transaction has been paid or not.
Select line for transaction (usually Last).
Check the Repeat box, and leave checked until the last entry.
CALCULATE
This button calculates all the entries, and places the totals in the
summary list.
CONTRACT
This button deletes the unused lines of the sheet.
EXPAND
This button returns the unused lines if additional expenses are added.
FIX
This button permanently fixes the expense sheet. It also deletes the
criteria line and the Set Title, Entry, Calculate, Contract, Expand, and
Fix buttons. This button should only be used when Expense Sheet is completed.
Once the expense sheet is completed, the "Fix" button should be used before a
new expense sheet is inserted into the workbook.
GO TO SUMMARY
Puts all the summary figures in the active window.
CODES
This button displays a dialog box with all the codes for the various entries.
This can be useful when making or changing entries without using the Entry button.
SET FACTORS
This button allows the user to set up to 10 foreign currency factors for use with the
CURRENCY CONVERTER and CONVERTER buttons. Ten countries and factors have
been entered, however, the factors may not be current. They can be easily updated o
changed by simply typing over the existing entries. Factors can be found in the Busin
Section of most newpapers. Always use the foreign to dollars factor. Countries can be
changed as well. If changes are made, it is best to click the Save
CURRENCY CONVERTER
This button activates a macro that does the math work for converting foreign currenc
to U. S. dollars. Enter the foreign amount in the dialog box, select the country, and th
click OK. Dialog box will reappear with the conversion.
CONVERTER
This button is the same as the CURRENCY CONVERTER button, except it enters the re
directly into the line selected in the Trip Expense Sheet. It will take the figure entered
in the Foreign column, convert it to US currency, and place the result in the Amount c
at the line selected.
After sheet is created, see Insert Expense Sheet above for explanation of buttons.
SET FACTORS
This button allows the user to set up to 10 foreign currency factors for use with the
CURRENCY CONVERTER button. The same button as on the Trip Expense Sheet.
CURRENCY CONVERTER
This button activates a macro that does the math work for converting foreign currenc
to U. S. dollars. Enter the foreign amount in the dialog box, select the country, and th
click OK. Dialog box will reappear with the conversion. The same button as on the
Trip Expense Sheet.
w worksheet.
ification purposes.
otals in the
xpense sheet.
e with the columns closed.