Wells Fargo Regular Savings

Account number: 7000005920

January 1, 2015 - March 31, 2015

Page 1 of 4

Questions?
SANDRA MCWAIN
KATHRYN
E NEUMAN PYKA
715 KIPLING STREET ROOM 306
POD SARAH R PYKA
LAKEWOOD, CO 80215-5824
AND SAMUEL L PYKA
PO BOX 696
PATTISON TX 77466-0696

Available by phone 24 hours a day, 7 days a week:

Telecommunications Relay Services calls accepted

1-800-TO-WELLS

(1-800-869-3557)

TTY: 1-800-877-4833
En espaol: 1-877-727-2932
1-800-288-2288 (6 am to 7 pm PT, M-F)

Online: wellsfargo.com
Write: Wells Fargo Bank, N.A. (808)
P.O. Box 6995
Portland, OR 97228-6995

You and Wells Fargo

Thank you for being a loyal Wells Fargo customer. We value your trust in our company and look forward to continuing to serve you with
your financial needs.

Account number: 7000005920

Activity summary
Beginning balance on 1/1
Deposits/Additions
Withdrawals/Subtractions

$2,809.48
0.07
- 60.00

KATHRYN E NEUMAN PYKA

POD
SARAH
R PYKA
SANDRA
MCWAIN
AND SAMUEL L PYKA
Texas/Arkansas account terms and conditions apply

Ending balance on 3/31

$2,749.55

For Direct Deposit use

Routing Number (RTN): 111900659

Interest summary
Interest paid this statement

$0.07

Average collected balance

$2,792.17

Annual percentage yield earned

0.01%

Interest earned this statement period

$0.07

Interest paid this year

$0.07

Total interest paid in 2014

$0.31

Transaction history

Date
1/30
2/27

Description
Interest Payment
Interest Payment

Sheet Seq = 0157251

Sheet 00001 of 00003

Deposits/
Additions
0.03
0.02

Withdrawals/
Subtractions

Ending daily
balance
2,809.51
2,809.53

Account number: 7000005920

January 1, 2015 - March 31, 2015

Page 2 of 4

Transaction history (continued)

Date
3/6

3/31

Deposits/
Additions

Description
ATM Withdrawal authorized on 03/06 923 Cooper Street Brookshire TX
0001763 ATM ID 7539A Card 6835
Interest Payment

Withdrawals/
Subtractions
60.00

Ending daily
balance
2,749.53

0.02

2,749.55

Ending balance on 3/31

2,749.55

Totals

$0.07

$60.00

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Monthly service fee summary

For a complete list of fees and detailed account information, please see the Wells Fargo Fee and Information Schedule and Account Agreement applicable to
your account or talk to a banker. Go to wellsfargo.com/feefaq to find answers to common questions about the monthly service fee on your account.

Fee period 01/01/2015 - 01/31/2015

Standard monthly service fee $5.00

You paid $0.00

Minimum required

This fee period

How to avoid the monthly service fee

Have any ONE of the following account requirements
Minimum daily balance
Monthly automatic transfer from a Wells Fargo checking account
Qualifying direct deposit
Daily automatic transfer from a Wells Fargo checking account
The fee is waived when the primary account owner is under the age of 18 (19 in
Alabama)
Fee period 02/01/2015 - 02/28/2015

$2,809.48
$0.00
$0.00
$0.00

Standard monthly service fee $5.00

You paid $0.00

Minimum required

This fee period

How to avoid the monthly service fee

Have any ONE of the following account requirements
Minimum daily balance
Monthly automatic transfer from a Wells Fargo checking account
Qualifying direct deposit
Daily automatic transfer from a Wells Fargo checking account
The fee is waived when the primary account owner is under the age of 18 (19 in
Alabama)
Fee period 03/01/2015 - 03/31/2015

$300.00
$25.00
$100.00
$1.00

$300.00
$25.00
$100.00
$1.00

$2,809.51
$0.00
$0.00
$0.00

Standard monthly service fee $5.00

You paid $0.00

Minimum required

This fee period

How to avoid the monthly service fee

Have any ONE of the following account requirements
Minimum daily balance
Monthly automatic transfer from a Wells Fargo checking account
Qualifying direct deposit
Daily automatic transfer from a Wells Fargo checking account
The fee is waived when the primary account owner is under the age of 18 (19 in
Alabama)

$300.00
$25.00
$100.00
$1.00

^Zero is displayed because you did not meet the minimum amount required for a single transaction of this type.
RS/RS

Other Wells Fargo Benefits

We're committed to hiring military veterans. Visit wellsfargo.com/careers to find out how your military experience can translate to a
rewarding career at Wells Fargo.*

$2,749.53
$0.00
$0.00
$0.00

3
3
3
3

3
3
3
3

^
^
^

3
3
3
3

^
^
^

^
^
^

Account number: 7000005920

January 1, 2015 - March 31, 2015

Page 3 of 4

* Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender
Identity/Sexual Orientation.

IMPORTANT ACCOUNT INFORMATION

The following information is provided to help clarify an existing fee waiver associated with Overdraft fees. The benefit has not
changed. At the end of our nightly processing, if both your ending daily account balance and your available balance are overdrawn by
$5 or less, any overdraft fee(s) will be waived. This fee waiver is associated with your total overdrawn balance, not the dollar size of the
transaction(s) contributing to the overdrawn balance.

Sheet Seq = 0157252

Sheet 00002 of 00003

Account number: 7000005920

January 1, 2015 - March 31, 2015

Page 4 of 4

Worksheet to balance your account

General statement policies for Wells Fargo Bank

Follow the steps below to reconcile your statement balance with your
account register balance. Be sure that your register shows any interest
paid into your account and any service charges, automatic payments or
ATM transactions withdrawn from your account during this statement
period.
A Enter the ending balance on this statement.
$

To dispute or report inaccuracies in information we have furnished to a

Consumer Reporting Agency about your accounts. You have the right to
dispute the accuracy of information that Wells Fargo Bank, N.A. has
furnished to a consumer reporting agency by writing to us at Wells Fargo
Servicing, P.O. Box 14415, Des Moines, IA 50306-3415. Please describe the
specific information that is inaccurate or in dispute and the basis for the
dispute along with supporting documentation. If you believe the
information furnished is the result of identity theft, please provide us with
an identity theft report.

In case of errors or questions about your electronic transfers,

telephone us at the number printed on the front of this statement or write
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
you can, if you think your statement or receipt is wrong or if you need more
information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.

B List outstanding deposits and other

credits to your account that do not appear on
this statement. Enter the total in the column
to the right.
Description

Amount

Total

+ $

C Add A and B to calculate the subtotal.

= $

We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.

D List outstanding checks, withdrawals, and

other debits to your account that do not appear
on this statement. Enter the total in the column
to the right.
Number/Description

Total

1. Tell us your name and account number (if any).

2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.

Amount

E Subtract D from C to calculate the

adjusted ending balance. This amount should be
the same as the current balance shown in your
register.

= $

2010 Wells Fargo Bank, N.A. All rights reserved

. NMLSR ID 399801

Important information on how we calculate monthly service fees

The fee period is the period we use to calculate monthly service fees. The dates of your fee period are located in the section on your
statement called "Monthly service fee summary" for each account.
Monthly service fees are calculated using account balances and transactions occurring during the fee period. Included transactions must
be received in our records during the fee period.

The following scenarios illustrate when a transaction is included in the monthly service fee calculation:
- Transactions received before the applicable cutoff time are included in the monthly service fee calculation on the same business day.
- Transactions received after the applicable cutoff time or on a non-business day are included in the monthly service fee calculation on
the next business day.
- Regularly scheduled automated banking transactions, such as an automatic transfer from your checking account to savings account, on
a non-business day are included in the monthly service fee calculation on the next business day.
- Pending transactions shown in Online Banking are included in the monthly service fee calculation on the day the transaction posts.

- Save As You Go transfers to savings account triggered by a qualified debit card purchase, online bill pay transaction, or automatic
payment are included in the monthly service fee calculation on the day the transfer posts, which is the next business day after the
qualified transaction posts.
- Account changes, such as signing up for online statements, completed after the applicable cutoff time or on a non-business day are
included in the monthly service fee calculation when our system is updated on the next business day.
- For checking accounts with a combined balance monthly service fee waiver, the information above applies when an account is linked or
a transaction occurs on linked accounts until the combined balance cutoff. The combined balance cutoff occurs one day prior to the last
business day of your fee period.
Monthly service fees are calculated and posted to your account on the last business day of the fee period. An exception to this rule is on
accounts with the option to waive the monthly service fee with a combined balance. We determine your combined balance one day prior
to the last business day of your fee period. We use the most current balances we have available on that date.
2014 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Sheet Seq = 0157253

Sheet 00003 of 00003