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Vol. I
Friday,Deemzber 9, 1905
TH E
Refusing to Perform
LAW
Published by
WM. H. O'BRIEN,
President and Manager.
Associate Editors:
ROBERT F. WALKER, Corporations
-
Insurance
DESLOGE,
we published an article from. the Virginia Law Register under the title:
"Has a Minister of the Gospel the Right
to Refuse to Perform a Marriage Ceremony ?"
NEEDHAM C. COLLIER,
Editor.
GEORGE
Marriage
Persons.
JAMES C. JONES,
No. 16
Wills
SPECIAL.
The columns of THE LAW are open to
the profession for fair discussion of courts.
decisions, ethics of the profession or any
subject relevant or interesting, within the
scope of legal information. Its readers are
invited to send in their views, and if they
prove Interesting we will give others the
benefit of them. It is the ambition of the
publishers of THE LAW to make it the
medium of thoughtful discussion, by the
legal fraternity, of subjects of interest to
the profession.-EDITOR.
THE
law upholds it, yet here is the bishop of
a state church established by law declaring publicly that he will punish with the
loss of livelihood and office any clergyman who solemnizes such a marriage,
though according to law, as declared by
Parliament, and even according to the
conscience of the celebrating clergyman.
What greater disrespect could be offered
to the legislature than this -episcopal utterance; what greater disparagement of
the state's authority than by imputing
to it a lower standard of morals than
that arrogated to itself by the church?"
Here is suggested the principle that
he who feels a benefit, must also bear a
burden.
LAW
Fund, L. Assn., 126 N. C. 465, 39 S.E.
55, 54 L. R. A. 605, 83 Am. St. Rep.
699, and Hogan v. Pacific Endowment
League, 99 Cal. 248, 33 Pac. 924, in
which cases it was said that the insured
has a vested right to have the assessments remain at the original rate. In
other courts the right to change has been
held to depend upon the form of the certificate providing for the holder being
bound by amendments duly passed. See
Fullenwider v. S. C. Royal League, 180
Ill. 621, 54 N. E. 485, 72 Am. St. Rep. affirming 73 Ill. App. 321; Miller v.
Nat. Council K. & L. of H. (Kans.),. 76
Pac. 830, and Duer v. S. C. Order of
Chosen Friends 21 (Tex.), Civ. App.
493, 52 S.W. 109. And in the absence
of agreement not to be so bound. See case
from Kansas in 73 Pac. 88 and from
Illinois in 188 Ill. 431, 58 N. E. 966.
In Massachusetts it was ruled that where
the certificate makes no mention of the
rate of assessment, it was competent to
change from the level plan to one based
on classification according to age, as this
was merely the changing of general
forms and plans of business without affecting the general plan and purpose of
the organization. Messer v. 'A. 0. U.
W., 180 Mass. 321, 62 N. E. 252. But
the contract of the member with the association could not be enlarged so as to
require him to pay assessments for disability purposes, in addition to the mortuary. Margesson v. Mass. Ben. Assn.,
165 Mass. 262, 42 N. E. 1132. It is
readily understood, we think, why this
new feature could not be added without
unanimous consent of all concerned, for
it would be adding a new and distinct
purpose to that already existing.
But it has been held squarely that the
contract with an association of this character implies that the amount of assessments will vary according to the number of deaths, the growth of the association and the earning capacity of its
reserve fund, and that, therefore, there is
authority, rising out of the nature of the
relation of the member to the association and to other members, to change the
rate of assessment from time to time to
meet death losses and expenses, provided
THE
that the apportionment be equitable. See
Ebert v. M. R. Fund L. Assn., 81 Minn.
116, 83 N. W. 506. Some'of the courts
in construing the provision as to amendments take that as being limited to regulations in carrying out the contracts subsisting between members and association
and not as in anywise affecting vested
rights.
We believe that thus such a provision
is meant to be construed and that the
contention of right to change would rest
on very narrow ground, if that were its
only support. Certainly that is the extent to which such a provision would go,
if found in the constitution and by-laws,
or even the charter, pf a corporation organized purely for profit or business purposes.
But we believe the general principle
stated by the Minnesota Supreme Court
in the Ebert case, supra, is correct, as
we" will endeavor to show.
The ordinary form of incorporation 3f
these associations regards them as being
similar in purpose to those denominated
educational, religious, scientific, benevolent and the like. They are admitted to
charter rights because they are considered to subserve a useful purpose and are
entirely devoid of private gain, in the
sense of business profit. They are encouraged as combinations for mutual
protection and as shields against pauperism in the families left by members.
To insure their being reliable in the
pursuit of such a praiseworthy object
the state ordinarily requires that they establish and maintain -a reserve fund,
sometimes prescribing a minimum sum
according to age of charter and strength
in numbers. The organizers of such an
association are, therefore, primarily presumed to bend every regulation to the
accomplishment of the statutory purpose, and every law or rule that is prescribed under a charter, having permanency in view., should be construed
as temporary expedients subject to
change, as experience under changing
conditions may indicate the need of
change.
Furthermore., it is patent that the state
cannot conceive that any inequity reaped
LAW
by one member, through the association,
from other members would be in furtherance of a useful purpose, or that such
would not militate against the permanency its policy of providing for a reserve fund shows it has the purpose to
secure.
The state, therefore, intends that the
burden of membership in such a society
shall be as nearly equal and equitable as
is possible to be obtained. It does not
contemplate that a mere corporation,
which is in effect but a sort of clearing
house for the distribution of what its
members contribute to beneficiaries of
deceased members, shall by stipulation
and agreement destroy the equality that
should subsist between the contributors
and thereby endanger the permanency
which state policy cherishes. To hold
otherwise would give to form a potency,
which would be a destruction of effect.
This would be sacrificing substance to
shadow.
Take thus the fixing of the scale of
original assessments. Let us suppose
that. between one hundred charter members a scale is fixed based on initiation
age and to continue through membership.
As between them it might be, according
to actuarial experience, entirely and at
that time equitable and just. But, if at
the end of six months two hundred new
members are brought in, it becomes less
equitable than it was, because members
six months younger would be paying the
same rate as those six months older. As
time elapses and there are other accessions the inequality in burden increases,
until, if it be true that a member has a
vested right in his original assessment,
an invitation to a new member becomes
a request to lift a portion of the old burden from his shoulders.
This is so evidently true, unless there
is being paid to a reserve fund a sufficiently large sum to bridge over the inequality arising from advanced age between old members and new members,
that it cannot be supposed that a statute,
providing for permanency as a criterion
of usefulness in such associations, intended that regulations prescribing rates
should vest contract rights in members.
THE
It would be to say the state aims at a
useful purpose, but will allow inequity
to prevail by reason of vested rights obtained through the agency selected to
bring it about.
A society of this kind has no capital
of its own but its furniture, and even
as to that it stands similarly as it stands
to its reserve fund. It is a mere conduit
through which the means of its members
are passed, as by their laws they agree
they should be passed. It has the right
to sue and be sued, but this is a mere
representation of itself to the public, and
for convenience in transacting business,
for in all other respects it is simply a
trustee. Its members know that its contracts have no responsibility from assets
it holds, in its own right, and that inequality of burden defeats the end and
purpose of its being created the agent of
those it is intended to serve.
So far we have proceeded upon the
theory that a change of rate, involving
an apparent change of ratio of burden
between members, is an impairment of
the position of a member, as indicated by
his original assessment.,
Let us suppose again that the original
assessment of a member was just and
equitable and accessions at initiation
changed it to injustice. That change
necessarily would be the lightening of
the burden to the extent that every new
member is paying more than he should
pay. Now, if there are so many new accessions that the burden is very greatly
less than what it would be, is there any
impairment of a vested right, if there
is a vested right, if change of rate puts
it where it would be had the new members not come in?
The princie
that there can be no impairment of
vested rights is one of law; whether or
not there is impairment is one of fact.
When the courts deny a re-rating, because there is merely a change in amount
of assessment, they may not be protecting a right secured by contract, but they
may be giving an unconscionable advantage, under a claim of impairment of
right.
It is the history of fraternal insurance
societies, that assessments grow more
LAW
frequent or less frequent, accordingly as
new blood keeps aloof from or joins the
old stock. Ii actuaries may figure, with
the old stock only on hand, losses will
amount to so much per month and with
new stock added they will proportionally
decrease, does the principle of no impairment of vested rights demand that
that decrease shall enure entirely to
him who has the vested right? The
change of rate may be the exact equivalent of that right. If there has to be a
change merely in the appearance, but
not in the substance, of that r-ight, has
not the old member invited that appearance? Is it not true, as a fact of which
courts take judicial notice, that this new
blood is contemplaied as a necessity in
securing the fruit of the contract each
member enters into with the others,
through their common representative?
When his needs h ave been met shall he
be heard to complain, that though -his
contract is the same in substance as it
would be were there no new blood, it
does not appear to be so?
We are loath to believe that the courts
will be alert to declare that the forms of
law necessarily plant a cancer in the
vitals of fraternal insurance associations
from their first start -in business.
Such a holding would not greatly exalt the law as a science in the estimation
of the general people, but rather would
the tendency be to the debasement of
our jurisprudence as being a misnomer
for pitfalls of destruction.
Fraternal insurance, whatever may be
its defects in eomparison with insurance conducted by organizations formed
to write contracts as a business, has
its friends and adherents, and the more
than two hundred years of its existence
do not yet give promise of its decay and
death. Its record shows some defalcations and breaches of trust, but no festering corruption has found lodgment in
its affairs such as has startled the almost fatigued indignation of our age.
If it has been able to live so long under
the crude and unscientific plans devised
for its maintenance, this is proof that
the principle, which is its inspiration, is
one near the heart of the people.
THE LAW
If the American Bar Association and
its Commissioners on Uniform State
Laws will take note of this wide-spread
and deeply-rooted sentiment, they will
bend their attention to the perfection and
uniformity of legislation to further its
aspiration. It seems to us idle to say
the scheme of fraternal insurance is
wholly impracticable and
therefore
should be dismissed from consideration.
With a carefully prepared statute providing for a large reserve fund to guaranty fixed periodical assessments and an
actuarial re-rating every five or less number of years, it could be made safe, and,
if safe, it certainly is every whit as
cheap as old line insurance, and has other
advantages in sentiment which the other
can never know. And what is especially
true about it is that thousands of people want it, whom old line insurance will
never reach,
Take up this subject, gentlemen of the
American Bar Association, and you will
begin to put yourself, where as yet you
have shown no great desire to be-in
touch with the people.
When you do this you may cultivate
a very large sympathy towards the securing of the other things you have been
interesting yourselves about.
When Does Exempt Property Become Subject to Attachment
Against a Resident Removing from the State?
Brown v. Beckwith, Constable, et al.,
51 S. B. 977. (Supreme Court of Appeals of West Virginia, Oct. 24, 1905.)
1. Exemptions-Personal Property-Forced
Sale-How Lost.
A person who has acquired, under the provision of chapter 41 of the Code of 1899, the
right to have personal property exempted
from forced sale, does not forfeit it on the
ground of non-residence until he begins to
remove his person from his place of abode
in this state to another state or country,
with intent to fix his residence in such other
state or country, although he may intend to
leave the state permanently, and has made
complete preparation so to do, and delivered his personal property and effects for
shipment to a point outside the state.
2. Judgment-Res Judicata.
A finding of non-residence on a sugges-
of Attachment.
THE LAW
proceedings which need not be here detailed, action was delayed, so that the
time fixed for sale was the 5th day of
March, 1903, on which day a preliminary
injunction was awarded on the plaintiff's
bill against the justice, constable, and
creditors, restraining the sale. Answers
were filed by the defendants, depositions
were taken and filed, and on the 20th dav
of August, 1903, the order complained
of was made and entered.
The defense relied upon mainly is
the alleged non-residence of the plaintiff at the time she presented her claim
of exemption. She had occupied as tenant a certain house in the city of Parkersburg, from which, on the day on
which the actions were commenced and
her property seized, she had removed all
,er property and effects, including her
wearing apparel not in actual use, to the
wharfboat at said city, and had them
consigned to herself at Marietta, in the
state of Ohio, and had vacated the house
in which she had resided. She testifies
that she stayed at the De Witt hotel, in
Parkersburg, on the night of the day on
which her property was sent to the
wharfboat and levied upon, and later
went to the residence of a Mrs. Core, in
Parkersburg, with whom she stayed for
some time, and then went to another
place in said city. She denies that
she ever had any intention of leaving the city, and explains the shipment of her property by saying she had
rented it to certain persons in Marietta.
In addition to the fact of the removal of
plaintiff's property and the evidence of
intent on her part to take up her residence at Marietta, the defendants rely
upon testimony showing her presence at
Marietta at a time subsequent to the
presentation of her exemption claim, and
also an admission made by her in an action which she prosecuted in a justice's
court against the constable for damages
for the detention of the property. This
trial was had at Williamstown, directly
opposite the city of Marietta, and a witness testifies that she came to Williamstown on the morning of the trial from
Marietta. On that occasion she testified
that she had no legal residence. If it
THE
LAW
domicile continues until it is fairly states that she came from Marietta to
changed for another. It is a legal maxim Williamstown to attend the trial of an
that every person must have a domicile action brought by her against the consomewhere; and he can have but one at stable, and that on that occasion she said
a time for the same purpose. From this she had no legal residence. Her coming
it follows that one cannot be lost or ex- from Marietta is in no sense inconsistent
tinguished until another is acquired. with the retention of her residence in
Baird v. Byrne, 3 Wall. Jr. 1, Fed. Cas. Parkersburg at the time, which she esNo. 757. When one domicile is defi- tablishes by the testimony of herself and
nitely abandoned and a new one selected other witnesses. The statement that she
and entered upon, length of time is not had no legal residence must be subject
important. One day will be sufficient, to the rule that she did have a legal
provided the animus exists. Even when residence somewhere; for, having had a
the point of destination is not reached, residence in this state, it continued until
domicile may shift in itinere, if the she acquired one elsewhere. The lanabandonment of the old domicile and the guage in Burt v. Allen, importing that
setting out of the new are plainly shown. one need not acquire a domicile or resiMunroe v. Douglass, 5 Hadd. 495. Thus dence in another state in order to render
a constructive residence seems to be suf- him a non-resident of this state, means
ficient to give domicile, though an actual that there need not be an actual domicile
residence may not have begun." Burt or residence in another state. There may
v. Allen, cited, further declares that the be a constructive residence in either state
elements of non-residence in the law of for the purpose of working out the legal
attachment and the elements of non- rights of parties. Appellant not having
residence within the meaning of the acquired either an actual or constructive
statutes conferring a right to exempt residence elsewhere, her residence in this
personal property from forced sales are state must be deemed to have continued.
the same. This position seems to be sup- Our conclusion is that the evidence wholported by both principle and reason. ly fails to establish the element of actual
Surely the law is not less favorable to removal to a place out of the state, and
the claimant of a constitutional right of also the inception or beginning of such
a character so high that the statutes pro- removal with it. On the question of
viding for its vindication are by the residence, the principle of res judicata is
courts of almost all the states liberally relied upon. In the action by the appelconstrued (12 Am. & Eng. Enc. Law, lant against the constable, an affidavit of
75) than to the right of a debtor to de- her non-residence was filed and a defeat an attachment. In the former case mand made for security for costs. This
the law impresses upon the property a motion was resisted and evidence was
status, immunity from forced sale, and heard upon it, and the justice, believing
withdraws it from the reach of the non-residence to have been established,
creditor; in the latter, the party is only required security to be given, and, in degiven the benefit of a strict construction fault thereof, dismissed the action. This
of remedial statutes, designed to give the was not a hearing on the merits, but one
"A
creditor a means of obtaining from him upon a more collateral motion.
what he is entitled to have, satisfaction judgment not based upon the merits is
of his debt out of the property. In both not final and conclusive in the sense that
instances the law is liberal to the debtor. a plea of res judicata may be founded
Hence it would seem that in both cases on it." 21 Am. Eng. Enc. Law, 266. A
the same rules for determining the ques- nonsuit is not res judicata. Id. 271. The
tion of non-residence ought to govern. dismissal in equity for want of jurisdicWhat evidence in the case supplies tion, or any cause precluding inquiry into
this element of personal removal? No- the merits, is not res judicata. Id. 271.
But one other proposition remains to
body testifies to any departure by the appellant from Parkersburg. A witness be disposed of, namely, that the claim- of
THE
exemption is insufficient, which contention is based upon two grounds, one of
which is predicated upon the folio.wing
language in the affidavit: "That she is
entitled to have and claims all the abovelisted property claimed by her as husband and parent exempt from execution
or other process in the above cause."
The point made is that she does not
specify the character in which she claims.
To determine this question it is necessary
and proper to read the language above
quoted in connection with another part
of the affidavit, in which the appellant
says she is a parent and resident of the
state. This language established her
character as a female parent, and is
wholly inconsistent with the character of
husband. Moreover the word "husband"
was used by way of recital and description of the property, and its use appears
to have been a mere inadvertence.
So
read, the affidavit plainly asserts a claim
as parent and resident. In this respect
the demand is sufficiently certain in a
legal sense.
The other is based upon the assertion
that at the time the officer received the
lists and claims of exemption he held no
execution or other process authorizing a
sale of the property. The statute clearly
includes an order of attachment within
the term "process."
In section 25 of
chapter 41, attachment is specifically
mentioned, and provision made for release by the officer of claims and demands garnished under the order of attachment. While there is no specific direction to him as to property levied upon
and taken into his possession under an
order of attachment, the provision for
the release of claims and demands suggested and garnished shows a clear legislative intent that the officer shall not,
after the delivery to him of the lists
specified in the statute and the lapse of
the time prescribed for appraisement,
withhold the possession of the property
taken under process of any kind, unless
it be in respect to claims which are excepted from the operation of the exemption laws.
The conclusion resulting from this examination of the record and authorities
LAW
is that the circuit court erred in dissolving the injunction and dismissing the
bill, and that the decree must be reversed, with costs in this court to the
appellant, the bill reinstated, and a decree entered perpetuating the injunction
and requiring the appellees to pay to the
appellant her costs in the circuit court.
NOTE.-While the exact situation de
scribed in the principal case may have fre
quently arisen, or at least existed so that
attachment might have been sought, there
are not found many decided cases "on all
fours" with it. Though the condition of
things has seemed yet more a'dvanced than
the principal case shows, still non-residence
has been ruled not to have arisen. Thus it
was ruled in two cases, that mere starting
even of the person is not sufficient and
residence continues until he who is removing actually gets out of the state. Ballinger
v. Lautier, 15 Kan. 608; Degnan v. Wheeler,
2 ott & McC. (S. C.), 323. This gives, so
to speak, a sort of locus poenitentiae for
his intention. In New Jersey it was ruled
similarly to the principal case, where the
facts made an exact parallel to the principal case. Kugler v. Schreve, 2!8 N. J. L.
129. And so in Alabama, Herzfleld v. Beasley, 106 Ala. 447, 17 So. 623. In a case in
Kentucky where the facts as to intention
were somewhat more fully developed, residence was still deemed to continue. Thus
the debtor's family had absolutely gone to
the other state and his joining was merely
delayed for the necessary closing up of his
business, when he was to join them. His
exemption could still be claimed. Stirman
v. Smith, 8 Ky. L. Rep. .781, 10 S. W. 131. The general rule as to interpretation is
liberal, where the benefit of exemption is
intended for the family of the debtor and
presumptions are indulged in their favor and
conditions which would otherwise work adversely are shorn of their force.
Thus
abandonment by husband does not deprive
the wife of the exemption, as the husband
may return. Baum v. Turner, 23 Ky. L. Rep.
600, 76 S. W. 129. Nor is an absconding
debtor to be presumed a non-resident. Field
v. Adreon, 7 Md. 209; Croxall v. Hutchings,
12 N. J. L. 97; McCauley v. Shute, 5 Harr.
(Del.), 97; Bank v. Griffith, 8 Pa. Dist. R.
333; Green v. Simon (Ind. App.), 46 N. E.
693. Where the debtor had concealed himself, leaving his children at his place in
care of their grandfather, the grandfather
may claim for them the exemption on the
THE LAW
presumption that the father had given him
temporary charge of them. Wilson v. Swan,
68 Ark. 102, 56 S. W. 635. And where he
had absconded, he was still adjudged the
head of his family engaged in agriculture
so as to allow his wife to claim a team of
horses allowed to one so engaged. Frazier
v. Lyas, 10 Neb. 115, 4 N. W. 1034; 35 Am.
St. Rep. 466; Bonnel v. Dunn, 29 N. J. L.
435. But in Michigan exemption was denied to an absconding merchant, who
abandons his business, in his merchandise.
the court saying the abandonment of his
business was abandonment of exemption in
the assets thereof. Betz v. Brenner, 106
Mich. 87, 63 N. W. 970.
As to fugitives the rulings have differed
with the circumstances surrounding each
case. Thus where only four days had
elapsed and the leaving was without having
made any provision for his family, residence
will not be deemed to have changed. Starke
v. Scott, 78 Va. 180. The court appears to
have seized on the fact in the last case
that process was served at the debtor's residence to save the exemption for the family,
making such seemingly operate as a kind
of estoppel against the creditor. Starke v.
Scott, 78 Va. 180. In Washington it was
held that a fugitive leaving with intent to
'defraud his creditors, prevents wife, as his
agent, from claiming the exemption. Carter v. Davis, 6 Wash. 327, 33 Pac. 833. We
have not examined the Washington statutes
to discover how much this ruling turns
upon their precise language. As seeming
to go either upon the theory of ex turpi
causa non oritur actio or on the presumption
that for escape to be effective the debtor
would go beyond state lines, it was ruled
in New York, that a fugitive from justice,
who escaped from the sheriff subsequent
to conviction will, for every purpose, be
regarded as a non-resident. New York v.
Gepet, 63 N. Y. 646, 4 Hun. 487.
As to an absentee it has been held that
the mere formation of intention to remain
away without actual change of domicile does
not make him a non-resident. Smith v.
Story, 1 Humph. 420.
In the line of liberality in favor of the
exemption it has been ruled that residence
on an Indian reservation, which is territory in a state under the jurisdiction of the
United States, is residence, under the exemption laws, within the state. Coey v.
Cleghorn (Idaho), 79 Pac. 72; and as soon
as one comes into the state with his family
THE LAW
and danger in the constitution is the appointment of judges for life, subject to
confirmation by the Senate. So far as
corporate wealth can exert influence
either upon the President or the Senate,
no judge can take his seat upon the federal bench without the approval of allied
plutocracy. It is not charged that such
judges are corruptly influenced. But
they go upon the bench knowing what
influence procured their appointment, or
their confirmation, and usually with a
natural and, perhaps, unconscious bias
from having spent their lives at the bar
in advocacy of corporate claims. Having
attempted as lawyers to persuade courts
to view debated questions from the
standpoint of aggregated wealth, they
often end by believing sincerely in the
correctness of such views, and not unnaturally put them in force when in turn
they themselves ascend the bench. This
trend in federal decisions has been pronounced. Then, too, incumbents of seats
upon the federal circuit and district
bench cannot be oblivious to the influence which procures promotion; and
how fatal is the expression of any judicial views not in accordance with the
'safe, sane and sound' predominance of
wealth.
"As far back as 1820, Mr. Jefferson had
discovered the 'sapping and mining,' as
he termed the life tenure, appointive federal judiciary, owing no gratitude to the
people for their appointment and fearing
no inconvenience from their conduct,
however arbitrary, in the discharge of
such office. In short, they possess the
autocratic power of absolute irresponsibility. 'Step by step, one goes very far,'
says the French proverb.
"This is true of the federal judiciary.
Compare their jurisdiction in 1.804, when
Marshall ascended the bench, and their
jurisdiction in 1904. The constitution
has been remade and rewritten by the
judicial glosses put upon it. Had it been
understood in 1787 to mean what it is
construed to mean today, it is safe to
say not a single state would have ratified
it. This is shown by the debates in the
state conventions, in many of which the
bare possibility of much less objection-
THE LAW
As the same words do not mean the
deceased, Judge Seymour D. Thompson,
thing to different courts, it may be
same
in 1891 (25 Am. Law Review, 288):
different states different words
in
that
'If the proposition to make the federal
to be employed to reach idenhave
may
judiciary elective instead of appointive
These things represent
results.
tical
the
is once seriously discussed before
or limitations, but they
biasses
human
of
growth
the
stay
can
people, nothing
respected.
to
be
have
that sentiment, and it is almost certain
We were visited with this view of
that every session of the federal Supreme
in connection with our other readthings,
Court will furnish material to stimulate
this law, on perusing the adabout
ing
that growth.'
dress on "The Negotiable Instruments
"Great aggregations of wealth know
Law of Missouri," lately delivered by
their own interests, and it is very cerM. Harris, trust officer of the
-Virgil
tain that there is no reform and no conMercantile Trust Company of St. Louis
stitutional amendment that they will opbefore "Group Six, the Missouri Bankpose more bitterly than this. What then
ers' Association," Fulton, Mo. Mr.
is the interest of all others in regard to
Harris made a very creditable address
it?"-The Arena.
and it gives evidence of the effort the
bankers are making to adjust practice to
new conditions, and a law journal ought
to be in hearty sympathy with his sugThe Negotiable Instruments Law.
gestion that where bankers are "in doubt
The Uniform Negotiable Instruments as to duties, rights or liabilities a good
Law, which has been adopted in nearly lawyer should be consulted."
But there are details in the working
two-thirds of the states, is being subthe
by
of the law, which such officials as Mr.
analysis
out
critical
to
not
only
jected
courts, but by the banking institutions Harris daily encounter, which will tend
as well. Its departures from former con- to formulate practical suggestions, that
ditions, and its improvements and defects the "good lawyer" might not happen to
are being noted, and, without doubt, the hit upon, and, therefore, the need of the
commercial world will be prepared by the co-operation we have adverted to, we
time of the.next meeting of the commis- wish to specially emphasize..
sioners on uniform state laws to submit
The bankers of the country have an
practical suggestions as to its working. excellent opportunity to demonstrate the
In all new legislation there are rough beneficial effect of the work done by the
places, for a time, which disappear as lawyers in causing the adoption of this
conditions more and more adjust them- law. We would like to suggest that in
selves to a new regime. But also there its perfection earnest care should be
are, often, radical defects, which may not taken to avoid too much amendment, and
be fully understood, until the new law that none be resorted to unless it be
has had a reasonable period of trial.
through the medium which procured the
Now that the American Bar Associa- law as it is. If there be independent
tion has put in legislative form its propo- tinkering, ere we may be aware, uniform
sition, it devolves upon the bankers of legislation on this subject will have bethe country to co-operate with the law- come a record of yesterday.
yers to the perfection, by amendment, of
Another suggestion comes to us, which
what has been submitted.
we have been trying to impress when, In the courts, too, there will be differ- ever a place to hang it on appears, is that,
ences of construction, which will have to if uniform legislation is to be sought by
be harmonized by such legislation, and any particular class in the business world,
this, too, can be more successfully accom- sympathy for it must be created among
plished by co-operation between business the kind of people who create the legismen and lawyers, than if either alone un- lative bodies. If the bankers, the common carriers, the warehousemen, the
dertake the task.,
THE
merchants generally, wish uniformity of
legislation on any subject, they would
do well to become interested in other
matters that the general public might also
desire uniform legislation about.
This movement is progressive in its
nature, and no set form of similar language in statutes adopted in different
states is an end of the matter by any
means, even if subsequent experience
might not call for change and extension.
The bankers have, no doubt, already
discovered provisions that were faulty in
some respects, and they will no doubt
discover others. To secure their elimination there must be liberality and respect for the desires of others. There is
believed to be a method of sometimes securing legislation, that on its merits
would not greatly attract support, but we
are assuming that the kind of lobbying
alluded to is to have no place in the uniform state laws movement.
The Lighter Vein.
(Readers of THE LAW are kindly invited
to help along this column with any incident,
witty or humorous, in their knowledge or
experience.)
LAW
the actual trial of the case. So when
the puzzled little German who had been
accepted by both sides jumped up, the
judge was exasperated.
"Shudge!" cried the German.
"What is it?" demanded the judge.
"I tink I like to go home to my wife,"
said the German.
"You can't," retorted the judge. "Sit
down."
"But, Shudge," persisted the German,
"I don't tink I make a good shuror."
"You're the best in the box," said the
judge. "Sit down."
"What box," asked the German.
"Jury box," said the judge.
"Oh,. I though it was a bad box that
the peoples gets in somedimes."
"No," said the judge, "the bad box is
the prisoners' box."
"But, Shudge," persisted the little German, "I don't speak goot English."
"You don't have to speak any at all,"
said the judge. "Sit down."
The little German pointed at the lawyers to make his last desperate plea.
"Shudge," he said, "I can't make nodings out of what these fellows say."
It was the judge's chance to get even
for many annoyances.
"Neither can any one else," he sai
"Sit down."
With a sigh the little German sat
down.
-Exchange.
THE
LAW
CORPORATIONS.
By ROBERT F. WALKER, Esq.
This department of "THE LAWT" will be devoted to a succinct presentation of the
latest rulings of the Courts in regard to corporations, with such terse comments thereon
as the Editor may see fit to make.-Publisher.
THE
LAW
INSURANCE.
By JAMES C. JONES, Esq.
Employers' Indemnity Insurance-Policy-Damages
Outside of Terms of Policy.The policy agreed to indemnify the insured
against loss for damages on account of bodily injuries accidentally suffered by any employe of insured while on duties on or about
its vessels, caused by the negligence of the
insured and resulting from the operation
of its vessels.
An employe of insured
suffered an injury and brought suit claiming damages for the injury suffered and for
failure to furnish proper medical and surgical assistance. Held, that the insurance
company was liable for the whole expense
of the defense, though under the policy it
was not liable for damages on account of
failure to furnish surgical treatment.
Same - Same - Same - Estoppel. - The
insured notified
the
insurance
company of the suit and furnished it a copy of
the libel. The insurance -company took
charge of the suit and after judgment was
rendered against Insured directed it to take
an appeal. Afterwards, under advice from
the insurance company, the appeal was
abandoned, the Insurance company agreeing
to reimburse insured for the amount, which
insured thereupon paid. Held, that the insurance company was liable for the amount
of the judgment and the subsequently incurred costs, although the judgment against
plaintiff was based upon a claim outside the
provisions of the policy.
(Ju'dgment for plaintiff below.
Here af-
THE LAW
disclose facts not only of which he has
actual knowledge, but those of which the
law requires him to have knowledge. Hence
if the fact is such which comes within the
scope of this rule, and is not disclosed to
the insurer, the policy cannot be enforced,
although the failure to disclose it was due
to his negligence or mistake, or was a mere
accident.
Weigle v. Cascade F. & M.
Wash. 449; 41 Pac. 53.
Co., 12
Ins.
Co.,
N
No. 3220.
THE
LAW
the administrator
thereupon
files an amended settlement, that
the original publication does
not support the amended settlement. This state of affairs
is of frequent occurrence, and,
while not a serious defect in
the title, should at least be
brought to the client's attention by a suitable note.)
the
master's
duty
is
THE LAW
largely determined by the facts and circumstances of each case.
Co.,
140
MEDICAL JURISPRUDENCE.
By EDGAR R. ROMBAUER, Esq.
Dentists-Degree of Care Required of.In the absence of express agreement, dentists do not insure or warrant the result of
their work, nor do they engage to bring to
it the highest skill known to the profession
and they are not answerable for mere mistakes in judgment. But the law does place
upon them the duty, and hold them liable
for the want thereof, of possessing and exercising that reasonable degree of diligence,
learning and skill ordinarily possessed by
dentists in similar localities and of keeping
abreast of the times and exerting their
best judgment.
THE LAW
502
practicing medicine who "shall treat or profess to treat, operate on or prescribe for any
physical ailment, or physical deformity, or injury of another," although such practitioner
does not use drugs, medicine or instruments
nor does he by means of such treatment,
treat the sick by mental or spiritual means
alone.
People v. Gordon, 194 Ill. 560.
Physicians-Duratidn of Employment of.
physician called in generally, without
-A
limitation as to his attendance, is Impliedly
engaged to attend the patient through the
illness, or until his services are dispensed
with.
Dale v. Donaldson Lumtner Co., 48 Ark.
188.
Liability of Accident Insurance Company
for Negligence of Its Examining Physician.
-A physician, who at the request of an accident insurance company examines the
limb of one insured in such company, the
person injured permitting the examination
to be made in pursuance of a clause in the
insurance policy providing that "any medical adviser of the company shall be allowed
to examine the person, or body, of the injured in respect to any injury or cause of
death in such manner and at such times
as he may require," is a servant of the insurance company so as to render the company liable for an injury caused the insured by the negligence of the physician in
making an examination.
Tompkins v. Pacific Mutual
Co., 53 W. Va. 479.
Life
Ins.
THE LAW
of Raunheim establishes that when the note
was given the plaintiff was informed substantially that the defendants would not
incur personal liability, and would not give
their individual notes or indorsements because they were acting as trustees only,
which brings the case within the decision
This department of THE LAW will be maintained in such a manner as to keep the busy
lawyer and business man up to date in the current law pertaining to the business interests of
this country, as handed down in the late decisions.
Contract of Guaranty (Continued).-Continuing the subject of guaranty from last
week's issue wherein we discussed the contract with reference to the statute of frauds
and as to requisites and consideration, we
shall, in this issue, give attention to its
construction and operation.
As we have noted-, no special form or words
are necessary; an'd to be construed to be a
guaranty, any writing claimed to be such,
must show plainly such intention. When
found to be a guaranty at all, the contract
is interpreted liberally as to the meaning
of its express terms, keeping in view the
circumstances surrounding the parties, their
evident intention, and the known usages of
trade. In a word, it is generally to be construed as are other contracts, but its provisions cannot be extended by implication;
the guarantor cannot be held liable except
as per the express terms of his contract, and
a 'deviation from the express terms on the
part of the guarantee may release the guarantor entirely. It is a contract "strictissimi
juris, i. e., to be applied most strictly. And
this is the point most to be emphasized. A
guarantor can only be charged when the
case comes within the precise terms of his
contract. A guaranty covering advances
made to a firm has been held not to cover
advances made to the individuals composing
the partnership. Where the guarantee was
a corporation known as C. Bros. the guarantor was held no longer liable, after the
name of 'the corporation was changed to C.
Company. And' in a New York case (
Lansing, 181) it was held that a guaranty
to be responsible for "chamber suits" does
not apply to isolated articles of chamber
furniture, merely because these were capable of being made up into suits.
Unless a letter of guaranty is generalthat is, not addressed to any particular per-
THE LAW
sale, to be responsible for the price, is liable
for interest on the price, if not paid by the
principal when due.
Rubber Co. v. Benedict, 5 Jones & S.
430.
Looney v. LeGeirse, 2 Wilson, 534.
It is not a breach of the terms of a guaranty for a specified amount that credit was
Respective Rights of Employer and Employes in Inventions. (Continued.)-A recent case relating to this subject is the case
of the Pressed Steel Car Co. v. Hansen, decided by the Circuit Court of Appeals, Third
Circuit, reported in the "Federal Reporter,"
Vol. 137, pages 403 to 418.
THE
LAW
WILLS.
By GEORGE T. DESLOGE, Esq.
Effect of Probate of WilI.-A decree admitting a will to probate is not an adjudication of the effect or construction of any provision of the will, but only that the will was
executed by the person whose will it purports to be, and that such person was competent to make a will.
Greenwood v. Murray, 26 Minn. 259.
Though under Rev. Stat. of Wisconsin,
See. 2294, the probate of the will is "conculsive as to its due execution," it calls for
no construction of the provisions of the will,
at least no such construction as will bind
the rights of parties under the will.
Jones v. Roberts, 84 Wis. 465.
Although under the statute a will does not
become effectual until proved, yet, when
proved, it takes effect by way of relation so
as to vest the title of property *devised by
it in .the devisees Immediately upon the
death of the testator.
Graves v. Mitchell, 90 Wis. 306.
The subsequent probate of a will gives
vitality to a previous conveyance of property passing under it, executed by a devisee,
so far as that devisee is concerned.
Ryan v. Texas & P. R. R., 64 Tex. 239.
A paper purporting to be the will, under
which the devisees claimed, but having no
entry of record or probate thereon, though
coming from the ordinary's office, into whose
hands it was shown that it went at the death
of the testator, is not sufficient proof of the
probate and record of the instrument to
maintain a bill in equity by the devisees
thereunder.
Rogers v. Rogers, 78 Ga. 688.
Effects of Proof of Testator's Signature.Proof of the testator's signature to a will is
prima facie evidence of his having understandingly executed the same. A will prepared at the request of a testator, even under general directions and afterward, executed in the manner provided by law, should
not be set aside on the ground that he did
not understan'l what it contained, except
upon clear and satisfactory proof of that
fact. The rule of law is. "where the testator is shown to have executed an instrument as his will, being in his right mind,
THE
estate to "the hospital fund for sick 'seamen
at navy yard, Brooklyn, N. Y., care of W.,
chaplain." W. was not chaplain of the navy
yard and died before testatrix, and there
was no fund maintained for the benefit of
such seamen. Held, that the court of
chancery, under the cy. pres. doctrine, could
not decree such bequest to another institu-
LAW
tion conducting religious and charitable
work among the sailors of larger scope than
that conducted by W., but that the bequest
lapsed and passed, to the testatrix's next of
kin.
Brown v. Condit (N. J. 1905), 61 A. Rep.
1055.
U. S. TREASURY DECISIONS.
By WM. H. O'BRIEN, Esq.
In this department will be noted Important decisions of the Board of General Appraisers, Internal Revenue Department, affecting exporters and importers, under our
tariff laws.
Eggs of Fish-Cod Roe.-Cod roe preserved by salting or brining was classified as
salted fish under the provisions of paragraph
261, tariff act of 1897; held, that the merchandise being unfit for use as food for human beings, is entitled to free entry under
the provisions of paragraph 549.
Stuffed Olives.-Stuffed olives are dutiable
under ,the provision for "olives, green or prepared," in paragraph 264, tariff act of 1897,
and not under that for "all vegetables prepared or preserved, including pickles and
sauces of all kinds, not specially provided
for in this act," in paragraph 241.
Imitation Parchment 'Paper not Printing
Paper.-Imitation parchment grease-proof
paper held to be dutiable as paper not specially provided for under the provisions of
paragraph 402, tariff act of 1897.-Germania
Importing Company v. United States (T. D.
26876), affirming G. A. 6060 (T. D. 26442),
cited and followed.
Brooches, Enameled and Plated-Jewelry.
-Enameled, brooches, plated with gold or
silver, indicative of membership in an organization, and designed to be worn in an exposed manner for personal adornment, are
commonly known as jewelry and are dutiable as such at the rate of 60 per cent ad
valorem under paragraph 434, tariff act of
1897, and not at 45 per cent ad valorem
under the provision of paragraph 193 of said
act for the manufactures of metal.
Reflectors for Lamps-Manufactures of
Glass and Metal.-Reflectors for lamps manufactured from glass, polished, beveled, silvered, and backed with a heavy plating of
copper, are dutiable at the rate of 45 per
cent ad valorem under paragraph 112, tariff
act of 1897, and not at 1% cents per pound
under paragraph 101, 11 cents per square
THE LAW
1890, requiring that "duty shall not * * *
be assessed in any case upon -an amount less
than the invoice or entered value." It does
not render such an addition less binding that
the right of the customs officers to assess
duties on such charges was disputed and in
litigation when, the entry was made, at least
where the addition of the charge would not
relieve the importer from any unlawful exaction-. The mere apprehension on the part
of importers of incurring additional or penal
duties does not make such an addition in
the entry coercive, where slight investigation would have shown that it was not the
practice of the customs officers to impose
additional duties in such cases. Whether
the addition of a nondutiable charge in the
entry would be conclusive upon importers
where it was induced by a known and settled practice of the customs officials to impose penalties or additional duties where
such charge was not added, query.
THE LAW
The Voting Machine.
The voting machine having been, tried
in New Jersey, we think it not uninteresting to see what is thought about it, and
make extracts from New Jersey Law Journal, December, 1905, in regard thereto.
The Newark "Evening News" declares:
"Never before have the returns in 361 districts been made so accurately and so
promptly, and never before has every mistake been ma'de known to the people with
such absolute fidelity. The machine has,
by the very announcement of the blunders
of the election officers, shown itself a miracle of reliability. Think then, what a safeguard to a pure, true electorate has been
found in the voting machine. To the honest, intelligent man it is an inestimable
boon; to the corruptionist, the ballot-box
stuffer, the repeater, the men who make
false returns and the other assassins of
the government, it is a thing to
dread.
The only weakness it has is not its own, it
is the personal equation that must ever be
guarded against in the setting and operating of every piece of machinery, great
or small. But the absolute honesty of the
voting machine in showing mistakes as
well as totals, tends to prevent Improper
manipulations and makes it more indisL
pensable to the voters.
The -sooner all
election 'districts in this state are supplied
with voting machines the sooner will the
people have fair voting and true counting."
Then follows the Law Journal's comments: We regard the Newark "Evening
News" as one of the ablest and most reliable of the newspapers in this state. It
is abreast of public sentiment, and rarely
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TH E LAW
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THE
LAW
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E-'
COMPLETE INDEX'
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the number and title to every ordinance from the incorporation of the City to date. Indispensable to lawyers,
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This index will give you information at a glance that
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INVITED
OFFICERS
JULIUS S. WALSH, President
BRECKINRIDGE JONES, Vice- President and Counsel
JOHN D. DAVIS, Vice-President
SAMUEL R. HOFFMAN, Vice-President
JAMES E. BROCK, Secretary
HUGH B. LYLE, Assistant Secretary
DIRECTORS
JOHN I. BEGOS, United Railways Co. of St. Louis
Union Electric Light & Power Co.
President
Laclede Gas Light Co.
WILBUR F. BOYLE, Boyle & Priest
JAMES E. BROCK, Secretary
MURRAY CARLETON, President Carleton D. G. Ce.
CHARLES CLARK
HORATIO N. DAVIS, Pres. Smith & Davis Mfg. Co.
JOHN D. DAVIS, Vice-President
HARRISON I. DRUMMOND, President Drummond
Realty and Investment Co.
AUGUSTE B. JWING
DAVID R. FRANCIS, President D. R. Francis & Bro.
Commission Co.
AUGUST GEHNER, Pres. German-American Bank
GEO. H. GODDARD
S. E. HOFFMAN, Vice-President
CHAS. C. HUTTIG, President Third Nationai Bank
BRECKINRIDGE JONES, Vice-President and Counsel
WM. F. NOLKER, Treasurer St. Louis Brewing Ass'n
SAUNDERS NORVELL, President Norvell-Shapleigh
Hardware Co.
ROBERT J. O'REILLY, Mf.D.
WM. D. ORTHWEIN, President Win. D. Orthwein
Grain Co.
H. CLAY PIERCE, Chairman Board Waters-Pierce
Oil Co.
JOSEPH RAMSEY, JR.
ROBERT H. STOCKTON, President Majestic Mfg. Co.
JULIUS S WALSH, President
ROLLA WELLS, Mayor of City of St. Louis
Volume I
Number 17
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A
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Y
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W. B. WELLS, Vice-President
C. H. HUTTIG, President
G. W. GALBREATH, Cashier
D'A. P. COOKE Ass't Cashier
J. R. COOKE, Ass't Cashier
DIRECTORS.
ADOLPHUS BUSCH,
Pres't Anheuser-Buasch Brew. Ass'n.
G. W. BROWN,
Pres't Brown Shoe Co.
GEO. T. CRAM,
Pres't American Central Ins. Co.
JNO. N. DRUI MOND,
Capitalist
NORRIS B. GREGG,
Preat Mound City Paint and Color Co.
G. W. GALBREATH,
Cashier
C. H. HUTTIG.
President
H. F. KNIGHT,
Viee-Pres't A. G. Edwards & Sons Brok. Co.
P. A. VALENTINE,
Vice-Pres't Armour & Co., Chicago.
THOS. WRIGHT,
Capitalist
W. B. WVLLS,
Capitalist
F. WEYERHAUSER,
Pres't Weyerhauser Timber Co..
St. Paul, Minn.
B. F. YOAKUM,
Chairman Board of Directors
St. Louis & San Francisco R. R. Co.
THE
LAW
o
ill
WonYourBondVice-President
HMlr!,nI
and Attorney
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4+
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OMMONW-ALTH
TRUST CO.
L.P-E
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id.W
ILLIAM L.
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uIeo
0
+
+
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nsaeonrO
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Bell, Main 963; Grand 503
::::: ACCOUNTANT
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City lots surveyed. Surveys, plans and estimates made for all kinds of construction work.
Bell Main 290
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TYPEWRITERS AND
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BOTH PHONES
SHORTHAND REPORTER
LOUIS A. DAMMERT
COUNSELOR AT
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GUSTAVE JDAMMERT
.. NOTARY..
II
10
RESOURCES.
Time Loans ...............
$12,680,793.37
Bonds and Stock ..........
4,747,689.47
Overdrafts ...............
16,472.38
Company's Office Building
and other Real Estate..,
531,822.01
Safe Deposit Vaults ......
100,000.00
Call Loans .. $7,612,953.31
Cash on hand
and Due from
Banks ...... 5,296,197.47 12,909,150.78
$30,985,928.01
$5,000,000.00
5,000,000.00
799,214.13
600.00
20,186,113.88
$30,985,928.01
OFFICERS
DIRECTORS.
WILLIAM K. BIXBY ...................
Chairman Board American Car & Foundry Co.
JOSEPH D. BASCOM ...................................
Broderick & Bascom Rope Co.
ROBERT S. BROOKINGS .............................
Sam'l Cupples Woodenware Co.
ADOLPHUS BUSCH .................
President Anheuser-Busch Brewing Association.
DANIEL CATLIN .........................................................
Capitalist.
JOHN T. DAVIS .........................................................
.. Capitalist.
HOWARD ELLIOTT ........
..................
President Northern Pacific R. R.
S. W. ,FORDYCE ............................................................
Capitalist.
JOHN FOWLER .........................................
Trustee The Liggett Estate.
W ILLIAM E. GUY .........................................................
Capitalist.
HENRY C. HAARSTICK ...................................................
Capitalist.
D. M. HOUSER ..........................................
President Globe Printing Co.
ROBERT McK. JONES ......................................
Robert McK. Jones & Co.
EDWARD MALLINCKRODT .................
President Mallinckrodt Chemical Works.
THOS. H. McKITTRICK ..............
President Rargadine-McKittrick Dry Goods Co.
L. M. RUMSEY ......................................
L. M. Rumsey Manufacturing Co.
JOHN A. SCUDDER .......................................................
Capitalist.
JOHN SCULLIN ...........................................................
Capitalist.
E. C. SIMMONS ...............................
Chairman Board Simmons Hardware Co.
E. 0. STANARD ...................................
President E. 0. Stanard Milling Co.
WILLIAM TAUSSIG ...................................
President St. Louis Bridge Co.
THOMAS H. WEST ................................
President St. Louis Union Trust Co.
EDWARDS WHITAKER ............................................
Whitaker & Co.
B. F. YOAKUM ................
Chairman Board St. Louis & San Francisco Railroad Co.
S~I!~8
&8
ii