LA PO

CUENTA

2010

ACTIVO
ACTIVO CIRCULANTE

Disponible
Inversiones financieras a CP
cuentas por cobrar
Activo por reservas tcnicas a cargo de reaseguradoras
Gastos contratados por adelantado
TOTAL DE ACTIVO CIRCULANTE
ACTIVO NO CIRCULANTE
Activo por reservas tcnicas a cargo de reaseguradoras
Inversiones financieras a LP
Activo Fijo

Activo intangible
Activo por impuesto a la renta diferida
Otros Activos
TOTAL ACTIVO NO CIRCULANTE
TOTAL ACTIVO
PASIVO + PATRIMONIO
PASIVO
PASIVO CIRCULANTE
Tributos, Participaciones y ctas por pagar diversas
Cuentas por pagar Financiera CP
Cuentas por pagar a Proveedores
Reservas tcnicas por siniestros
TOTAL PASIVO CIRCULANTE
PASIVO NO CIRCULANTE
Obligaciones Financieras
Reservas tcnicas por primas
Otros Pasivos
Pasivos Diferidos
TOTAL PASIVO NO CIRCULANTE
TOTAL PASIVO
PATRIMONIO
Capital social
Capital Adicional
Resultados no realizados
Reservas
Ajustes al Patrimonio
Resultados Acumulados
Resultado del Ejercicio
TOTAL PATRIMONIO
TOTAL PASIVO Y PATRIMONIO

155,904
346,696
32,661
1,560
536,821

713,138
82,924
487
540
797,089
1,333,910

34,240
39,764
5,240
135,420
214,664

894,016
2,172
460
896,648
1,111,312

131,830
107,653

-8,721
-8,164
222,598
1,333,910

BALANCE GENERAL

LA POSITIVA VIDA SEGURO

2011

2012

160,321
259,152
37,521

33,476
316,416
44,197

690
457,684

2,076
396,165

20,872
265,043
19,421
14,796
1,370
321,502

937,147
95,734
985

1,210,169
135,298
6,287

2,957
1,860,914
210,983
16,090

1,288
1,035,154

1,984
1,353,738

6,133
2,097,077

1,492,838

1,749,903

2,418,579

27,279
45,789
4,447
159,717
237,232

20,833
20,233
4,996
180,859
226,921

10,607
59,418
3,709
203,333
277,067

1,099,131
2,712
667
1,102,510

1,329,515
2,582
520
1,332,617

1,938,318
4,152
4,032
1,946,502

1,339,742

1,559,538

2,223,569

141,830

165,866
2,364
-14,399
10,554

201,087
2,364

-13,867

2013

2014

-12,736
37,869

14,129
11,851

13,151
-47,488
-8,094
33,990

153,096
1,492,838

190,365
1,749,903

195,010
2,418,579

PROMEDIO

2010

11.7%
26.0%
2.4%
0.0%
0.1%
40.2%
0.0%
0.0%
53.5%
6.2%
0.0%
0.0%
0.0%
59.8%
100.0%
0.0%
0.0%
0.0%
2.6%
3.0%
0.4%
10.2%
16.1%
0.0%
0.0%
67.0%
0.2%
0.0%
67.2%
83.3%
0.0%
9.9%
0.0%
8.1%
0.0%
0.0%
-0.7%
-0.6%
16.7%
100.0%

2011

10.7%
17.4%
2.5%
0.0%
0.0%
30.7%
0.0%
0.0%
62.8%
6.4%
0.1%
0.0%
0.1%
69.3%
100.0%
0.0%
0.0%
0.0%
1.8%
3.1%
0.3%
10.7%
15.9%
0.0%
0.0%
73.6%
0.2%
0.0%
73.9%
89.7%
0.0%
9.5%
0.0%
-0.9%
0.0%
0.0%
-0.9%
2.5%
10.3%
100.0%

ANLISIS VERTICAL (%)

2012
2013

1.9%
18.1%
2.5%
0.0%
0.1%
22.6%
0.0%
0.0%
69.2%
7.7%
0.4%
0.0%
0.1%
77.4%
100.0%
0.0%
0.0%
0.0%
1.2%
1.2%
0.3%
10.3%
13.0%
0.0%
0.0%
76.0%
0.1%
0.0%
76.2%
89.1%
0.0%
9.5%
0.1%
-0.8%
0.6%
0.0%
0.8%
0.7%
10.9%
100.0%

2014

0.9%
11.0%
0.8%
0.6%
0.1%
13.3%
0.0%
0.1%
76.9%
8.7%
0.7%
0.0%
0.3%
86.7%
100.0%
0.0%
0.0%
0.0%
0.4%
2.5%
0.2%
8.4%
11.5%
0.0%
0.0%
80.1%
0.2%
0.2%
80.5%
91.9%
0.0%
8.3%
0.1%
0.0%
0.5%
-2.0%
-0.3%
1.4%
8.1%
100.0%

PROMEDIO

CUENTA

MAPFRE
2014

ACTIVO
ACTIVO CIRCULANTE

Disponible
Inversiones financieras a CP
cuentas por cobrar
Activo por reservas tcnicas a cargo de reaseguradoras
Gastos contratados por adelantado
TOTAL DE ACTIVO CIRCULANTE
ACTIVO NO CIRCULANTE
Activo por reservas tcnicas a cargo de reaseguradoras
Inversiones financieras a LP
Activo Fijo

30,621
23,988
84,852
89,947
10,154
239,562
29,344
627,394
107,728

Activo intangible
Activo por impuesto a la renta diferida
Otros Activos
TOTAL ACTIVO NO CIRCULANTE
TOTAL ACTIVO
PASIVO + PATRIMONIO
PASIVO
PASIVO CIRCULANTE
Tributos, Participaciones y ctas por pagar diversas
Cuentas por pagar Financiera CP
Cuentas por pagar a Proveedores
Reservas tcnicas por siniestros
TOTAL PASIVO CIRCULANTE
PASIVO NO CIRCULANTE
Obligaciones Financieras
Reservas tcnicas por primas
Otros Pasivos
Pasivos Diferidos
TOTAL PASIVO NO CIRCULANTE
TOTAL PASIVO
PATRIMONIO
Capital social
Capital Adicional
Resultados no realizados
Reservas
Ajustes al Patrimonio
Resultados Acumulados
Resultado del Ejercicio
TOTAL PATRIMONIO
TOTAL PASIVO Y PATRIMONIO

4,428
666
769,560
1,009,122

34,781
437
94,644
135,999
265,861

600,436
3,655
2,956
607,047
872,908
59,819

16,446
-475
5,000
55,424
136,214
1,009,122

BALANCE GENERAL
VIDA CAMARA
2014

PACFICO VIDA
2014

OHIO NATIONAL
2014

SURA
2014

52,066
157,836
67,842

45,982
71,758
36,689
63,184

277,744

217,613

58,614
122,430
372,261
8,843
28,238
590,386

96,442
331

553
3,161,841
207,389
1,289

286,025

3,032
99,805
317,418

10,807
3,381,879
3,972,265

9,474

543

52,856

32,287
179,994
221755

63,441
180,527
244,511

9,992
114,058
176,906

238
81
7,962
8281

221858

21
244,532

8,958
3,405,647
521
3,671
3,418,797
3,595,703

76,344

89,822

329,165

-56
-2,049
-14,831
72,886
317,418

42,039
-17,366
-1,809
24,533
376,562
3,972,265

103
21

103

-1,883

-10,294
64,167
286,025

MAPFRE
2014

3.0%
2.4%
8.4%
8.9%
1.0%
23.7%
0.0%
2.9%
62.2%
10.7%
0.0%
0.4%
0.1%
76.3%
100.0%
0.0%
0.0%
0.0%
3.4%
0.0%
9.4%
13.5%
26.3%
0.0%
0.0%
59.5%
0.4%
0.3%
60.2%
86.5%
0.0%
5.9%
0.0%
0.0%
1.6%
0.0%
0.5%
5.5%
13.5%
100.0%

ANLISIS VERTICAL (%)

VIDA CAMARA
2014

18.2%
55.2%
23.7%
0.0%
0.0%
97.1%
0.0%
0.0%
0.0%
0.1%
0.0%
0.0%
2.8%
2.9%
100.0%
0.0%
0.0%
0.0%
3.3%
0.0%
11.3%
62.9%
77.5%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
77.6%
0.0%
26.7%
0.0%
0.0%
0.0%
0.0%
-0.7%
-3.6%
22.4%
100.0%

PACFICO VIDA
2014

OHIO NATIONAL
2014

14.5%
22.6%
11.6%
19.9%
0.0%
68.6%
0.0%
0.0%
30.4%
0.1%
0.0%
0.0%
1.0%
31.4%
100.0%
0.0%
0.0%
0.0%
0.2%
0.0%
20.0%
56.9%
77.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
77.0%
0.0%
28.3%
0.0%
0.0%
0.0%
0.0%
-0.6%
-4.7%
23.0%
100.0%

SURA
2014

1.5%
3.1%
9.4%
0.2%
0.7%
14.9%
0.0%
0.0%
79.6%
5.2%
0.0%
0.0%
0.3%
85.1%
100.0%
0.0%
0.0%
0.0%
1.3%
0.0%
0.3%
2.9%
4.5%
0.0%
0.2%
85.7%
0.0%
0.1%
86.1%
90.5%
0.0%
8.3%
0.0%
0.0%
1.1%
-0.4%
0.0%
0.6%
9.5%
100.0%

CUENTA
TOTAL PRIMAS NETAS DEL EJERCICIO
TOTAL PRIMAS CEDIDAS NETAS DEL EJERCICIO
PRIMAS GANADAS NETAS
SINIESTROS INCURRIDOS (NETOS)
RECAUDADO TCNICO BRUTO
COMISIONES (NETAS)
Ingresos Tcnicos Diversos
Gastos Tcnicos Diversos
RESULTADO TCNICO
RESULTADO DE INVERSIONES
Gastos de administracin (Neto de Ingresos por Servicios y Otros)
RESULTADO DE OPERACIN ANTES DE PARTICIPACIONES E IMPUESTO A LA RENTA
Impuesto a la Renta
UTILIDAD (PRDIDA) NETA DEL EJERCICIO

ESTADO DE GANANCIAS Y PRDIDAS

LA POSITIVA VIDA SEGURO

2010
150,524
-5,066
145,458
-162,962
-17,504
-35,402
3,165
-5,441
-55,182
83,983
-36,965
-8,164
0
-8,164

2011
208,644
-4,869
203,775
-180,306
23,469
-48,547
4,501
-6,608
-27,185
106,390
-41,336
37,869
0
37,869

2012
217,238
-9,202
208,036
-200,213

7,823
-49,003
4,155
-7,354
-44,379
104,124
-47,894
11,851
0
11,851

2013

2014
138,408
-13,202
125,206
-152,011
-26,805
-42,806
4,016
-10,379
-75,974
168,041
-58,077
33,990
0
33,990

MAPFRE
2014

354,350
-80,101
274,249
-71,775
202,474
-9,884
48,088
-128,166
112,512
44,233
-96,268
60,477
-5,053
55,424

PRDIDAS
VIDA CAMARA
2014

219,048
-153,051
65,997
-90,594
-24,597
10,907
-2,317
-16,007
4,698
-5,383
-16,692
6,398
-10,294

PACFICO VIDA
2014

OHIO NATIONAL
2014

SURA
2014

221,314
-107,417

75,364
-9,994

113,897
-132,190
-18,293
0
7,561
-2,343
-13,075
4,971
-6,727
-14,831
0
-14,831

65,370
-191,684
-126,314
-17,204
5,064
-31,835
-170,289
257,985
-63,163
24,533
0
24,533