Elizabeth Larson

BRANCH MANAGER / COMMERCIAL LENDER

Tucson, AZ 85742 h: 520-742-0969

United States
el90107@yahoo.com

Summary

BRANCH MANAGER
Strategic Growth Management, De Novo Branches, Turnarounds
Equity and Debt Financing, Mergers and Acquisitions
Excellent Branch Manager with extensive experience in De Novo branches, mergers and acquisitions in both
corporate and community banking environments. Highly developed communication skills and multi-cultural
experience enabled the branch to establish a mutually beneficial relationship for the company and the
communities it served. Created a sales driven workforce through staff training and development including a
highly competitive compensation program for top performers. Through strategic planning and budget forecasting
kept the branch on plan during the crucial assimilation periods of acquisition and mergers.

¨ Used diplomacy and previous multi-cultural experience bridging the transition from a small
town bank to a corporate environment successfully.
¨ Able to resource a Southern California Edison program to install and subsidize the cost of updating the
compressors and air-conditioning units. The new energy efficient systems saved the company
thousands of dollars in energy costs and qualified the bank for a generous rebate from the State of
California.
¨ Negotiated a deal with Major Asset Recovery Systems to liquidate or scrap obsolete
equipment stored in branch facilities. This created lease space, which generated valuable
income for the entire bank.
¨ Highly effective leadership skills led to a 96% employee retention rate as well as exceeding
productivity goals by 47%. The branch was consistently honored with performance awards
for resolving customer difficulties in an expedient and tactful manner.
¨ Four out of twelve employees were promoted to management positions through my
development of best practices and commitment to ongoing professional training.

Work History
Intuit
Tucson, AZ, United States Dec 2007 - Jun 2008
Technical Support Agent

Provided technical and tax support for CPA firms and professional Tax Preparers, which required
knowledge of Federal and State filing forms and regulatory requirements.

Larson Consulting
Algonquin, IL, United States Jun 2004 - Feb 2009
Business Lending Consultant
Worked with sole proprietors and small businesses seeking guaranteed government loan assistance
using a nationwide network of community banks. Packaged loan proposals with Entrepreneur
Source Affiliates for a fee to SBA/USDA broker banks. Reconciled QuickBooks accounts and
prepared taxes for small firms using Proseries tax software.

Charter National Bank

Schuamberg, IL, United States
 Vice-President/Branch Manager
Managed branch of nine employees and the small business development department. Created a
training program for the teller supervisors to develop more sophisticated operational and sales
skills. Actively promoted new business through community and service organizations.

Buisness Bank of California

San Bernardino, CA, United States Oct 2000 - May 2004
Branch Manager III
Facilitated branch growth from 26mm to 52mm in deposits and from 18mm to 26mm in the loan
portfolio. This branch surpassed other more established branches, ranking 2nd in the Southern
California region. The success of the branch was a model for training in commercial lending and
for the bank-wide source of USDA loan structuring. All of the loan officers were cross-trained in
construction, commercial and government guaranteed lending as a result of extensive educational
opportunities.

Union Bank of California

Menifee, CA, United States Sep 1997 - Jan 2000
Assistant Manager
Managed in-store banking outlet of seven employees. Created in-store promotions to support
branch and bank sales goals. The home equity/ home repair promotion was featured in the In-Store
Banking Newsletter as “Most Innovative” in September of 1999. The banking center averaged
eight new products per day with a cross-sell ratio of 3.8 per customer, ranking 4th in the Inland
Empire region.

Education
Brigham Young University
Provo, UT, United States Aug 1979 - May 1985
B.A., Art History-Archaeology
Six credits short of BA (pursued opportunity in Middle East to work as Field Archaeologist for 3
years)

University of London
London, United Kingdom Jun 1985 - Sep 1985
Certificate of Completion, Restoration of Archaeological Ceramics

Muir Technical College

Palm Desert, United States
Associates, Paralegal Studies
Human Resource Law

Wells Fargo Retail University

San Leandro, CA, United States Jan 1995
Diploma, Retail Bank Management
Officers training program for in-store Bank Managers

Certifications
Fundamentals of Commercial Loan Structuring (Risk Management Association)
Mar 2001 - Has no expiration
Interpreting and Analyzing Tax Returns (Linda Gabbert CPA Seminar) Apr 2001

Cash Flow Analysis of Tax Returns (Linda Gabbert CPA Seminars) Apr 2001

Small Business Lending (NAGGL) May 2002

Advanced Underwriting (NAGGL) May 2002

Doing Business with Family Trusts (California Bankers Association) Jul 2002

Series 7 & 66 (Securities and Exchange Commission) Aug 2000

Skills
French (Advanced)

10+ Years Experience, ( Last Used <1 year ago )

Studied abroad for third year of Lycee in Albi, France with the Experiment in International Living.
Attended the Ecole de Beaux Artes in Paris, France in the Spring and Summer of 1984.

Ouickbooks Professional Software

(Advanced)
<1 Years Experience, ( Last Used <1 year ago )

Proseries Accountant Tax Software

(Advanced)
1-2 Years Experience, ( Last Used 1-2 years ago )
Technical and Tax specialist

Interests
I have studied gourmet cooking for over twenty years at prestigious schools in Europe and the United
States including La Varenne, Le Cordon Bleu and the Culinary Institute of America.

Archaeology is an ongoing passion which includes exploring ruins and volunteering at excavation sites.

Helping the community is an important facet of my life whether in service organizations or volunteer
programs such as Rotary International, Habitat for Humanity, or local participation in collecting for food
banks.