narrated by
): Sa’id
Abu al-Khudri (RA):):
O ne day the Messenger of Allah (SA) entered the mosque. He saw there a
man from the Ansar (a resident of Madinah) called Abu Umamah and said to
him: “What is the matter that I am seeing you sitting in the mosque when there
is no time of prayer?” Abu Umamah said: “I am entangled in sorrow and debts.”
The Prophet Muhammad (SA) replied: “Shall I not teach you words by which,
when you say them, Allah will remove your sorrow, and settle your debts?” Abu
Umamah said: “Yes, Messenger of Allah.” The Prophet Muhammad (SA) said:
“Say in the morning and evening:
Allahumma inni audhu bika min alhama wal huzn wal ajzi wal
kasali wal bukhli wa jubn wa dhalai dini wa ghalabatir rijaal.
‘O Allah, I take refuge in You from anxiety and sorrow, weakness and
laziness, miserliness and cowardice, the burden of debts and from being over
powered by men.’ Abu Umamah said: “When I did that Allah removed my
distress and settled my debt.” [Abu Dawood]
Ali (RA) said that a slave, who had made a contract with his master to pay
for his freedom, came to him and said, “I am unable to fulfill my contract, so
help me.” He said, “Shall I not teach you some words which Allah’s Messenger
(SA) taught me, and which even if you had a debt as large as a mountain Allah
would pay it for you?”:
Allahumma akfini bihala lika an haramika wa aghnini bi fadhlika
am-man sawak.
“O Allah, grant me enough of what You make lawful that I may dispense
with what You make unlawful, and make me independent, by Your bounty, of
other than You.” [At-Tirmidhi]
The Prophet (SA) said to Muadh, “Should I not teach you a supplication
which, when used to implore Allah, Allah shall pay your debt, even it be as huge
as Mount Uhud? He then mentioned them:
Allahumma Maalik al-mulk, tu’ti al-mulk man tasha’ wa tanzi’ al-
mulk mimman tasha’, wa tu’izzu man tasha’ wa tudhilul man tasha’,
bi yadika al-khayr, innaka ‘ala kulli shay’in qadeer, Rahmaan al-
dunya wa’l-aakhirah wa raheemahuma, tu’teeyahuma man tasha’ wa
tamna’ minhuma man tasha’, arhamni rahmatan taghnini biha ‘an
rahmati man siwaaka.
O Allah, Sovereign of all, You give dominion to whomsoever You will and
You take dominion away from whomsoever You will, You exalt whomsoever
You will and You bring low whomsoever You will. In Your hand is all goodness
and You are able to do all things. Most Merciful and Most compassionate in
this world and in the Hereafter, You give them to whomsoever You will and
withhold them from whomsoever You will. Bestow mercy upon Me in such a
manner that I have no need of the mercy of anyone but You. [Tabarani]
 Reminders on Finances in Islam

Those who spend in the path (obedience) of Allah and then do not follow
it up with reminders of their generosity (to make the recipient feel indebted to
them) nor with (causing) hurt (to the recipient, such as making others know
it, taunting him or by taking work from him), their reward is (guaranteed and
waiting for them) with their Rabb. No fear shall come upon them, nor shall
they grieve (in the Akhirah).

(Quran 2:262)

IIndebted
ndebted
ndebted to
to Shaytan promises (threatens) you with poverty (telling you that you will
become poor if you spend in charity) and orders you to (do acts of ) immodesty
whereas (if you spend in charity) Allah promises you forgiveness from Him
and (tremendous) bounty. Allah is All Embracing (by His mercy and bountry

Allah
A llah
llah
surrounds everything), All Knowing (He knows the intentions and actions that
people make public and those that they keep secret). 

(Quran 2:268)

duas for
duas for relief
relief of
of debts
debts Those who spend their wealth (for Allah’s pleasure) by night and day, secretly
duas for relief of debts and openly, verily their reward is (guaranteed and kept safely) with their Rabb.
No fear will come upon them neither shall they grieve.

 (Quran 2:274)

Allah destroys interest (reduces its purchasing power and deprives it of

blessings) and increases charity (by increasing its purchasing power and granting
great rewards for it). Allah does not like the ungrateful sinner.

 (Quran 2:276)

“I (Nuh) said (to them): ‘Ask forgiveness from your Lord, verily, He is Oft-
Forgiving; He will send rain to you in abundance. And give you increase in
wealth and children, and bestow on you gardens and bestow on you rivers.”

(Quran 71:10-12)