Guidance for Stock Market Investing Exclusively for TrulyRichClub Members

Note: To understand the Stocks Update, first read Bos Ebook, My Maid Invests in the Stock Market.
Click here www.TrulyRichClub.com to download now.

May 2015

Volume 6, No. 9

Your Emotions Can Be Your Worst

Enemy
Warren Buffett, the greatest and most successful stock market investor in the world, teaches us that if you
also want to be a successful stock market investor like him, one of the most important skills you need to learn is
how to control your emotions. He said when it comes
to investing, your emotions can be your worst enemy.
Buffett also taught us that you need to focus on
the underlying business of the stock youre buying.
Remember, your emotions dont care about the
business youre buying, just the fluctuations of its stock
price. So if the price goes up, youre euphoric, but if it
goes down, you panic and despaireven if behind the
fluctuations of the stock price, the underlying business
of the stock is steadily growing.
Warren says we should focus on the business, period.
If the business is growing and profits are pouring in, the
stock price will go up over time.
This is our mindset at the TrulyRichClub.
Were students of Warren Buffett.
Control your emotions!
May your dreams come true,

Bo Sanchez
P.S. Are you single? The best time to organize your financial life is NOW! Dont make the mistake of postponing
it until youre married. (Itll be 3x more difficult.) Give a special gift to your future by joining the How To Become
TrulyRich Singles Workshop on June 20. To learn how to grow your financial life as a single person, visit www.
TrulyRichClub.com/SinglesWorkshop now.

Stocks Update

Page 1 of 9

Checking Up the New and the Old

By Mike Vias

GTCAP
Last April 22, 2015, our stock market mentor advised us to Buy GTCAP under its Buy-Below Price of P1176.
He said that we (COL) have always liked the group. However, he never had the chance to recommend it due to its
overbought conditions in the past. However, he feels that if it goes below P1176, it may be good to start buying
and accumulating this great company.
With that advise, GTCAP is our new kid on the block. GTCAP is our new SAM Stock. Thus, in this issue, Id like
to give you a more extensive overview of the company and the various businesses it is involved in. This should give
you a good idea how big and how good this company is, enabling you to know what youre getting yourself into
when you start buying GTCAP.
GT Capital Holdings or GTCAP is a major Philippine conglomerate with involvements in the banking, real
estate development, power generation, automotive, and life insurance industries. GTCAP is the holding and
management company of the diversified businesses of the Ty family in the Philippines.
Under its belt are Metrobank, Toyota Philippines, Global Business Power Corporation, Federal Land, AXA
Philippines, Philcharter (non-life insurance), and Toyota Manila Bay (auto distribution).
In their effort to combine local talent and expertise with the technology and resources of its leading global
business partners, GTCAP has forged strong ties with leading global players: Orix, ANZ, Formosa Heavy Industries
Corporation, Mitsui & Co., LTD., Grand Hyatt, Meralco MGEN Power Generation, Sumitomo Corporation, and Marco
Polo Hotels.
Currently, the company posted P2.8 billion in profits during the final quarter of 2014. This is 195 percent
compared to the same period in 2013. They were able to do this powered by the strong performance of its
subsidiaries, specifically Toyota Motor Philippines. For the whole of 2014, its net income reached P9.15 billion. This
is six percent higher from 2013.
Toyotas 4th quarter profit was P2.35 billion, a 131 percent increase compared to the same period in 2013.
For 2014 as a whole, its net income totaled to P7.21 billion. This is a 72 percent increase from 2013 caused by a
40 percent spike in unit sales and 30 percent rise in revenues. Toyota Motor Philippines strong volume growth
continues to beat the automotive industrys growth of 27 percent. This caused the increase of its market share
from 36.3 percent in 2013 to 39.4 percent in 2014. According to the company, the improvement in sales was driven
by the launch of new models during the past two years along with aggressive sales and promotions and the
expanded dealership network.
TMPs gross profit margin also rose form 12 percent to 14 percent while net profit margins increased from 5.2
percent to 6.9 percent. Such improvements came from cost efficiencies and the depreciating Yen.
We like GTCAP given its attractive portfolio of companies belonging to industries benefitting from rapid
economic growth such as banking, automotive, real estate development, power generation, and insurance.
Now, thats the new one. Now we go to one of our old SAM Stocks and check out how it is currently doing.

CEB
During the 4th quarter of 2014, CEBs earnings rebounded from a 3rd quarter loss of P15 million. This rebound
was caused by another rebound in its operations with core net income going as high as P866 million. This is close
to five times the net income of the 4th quarter of 2013 of P175 million. Earnings were brought higher by strong
revenues, which increased by 27 percent and tempered operating expenses, which went up by a slower rate of 24
percent.

Stocks Update

Volume 6, No. 9

May 2015

Page 2 of 9

However, if you take into consideration non-core line items, 4th quarter 2014 net loss was at P1.2 billion,
significantly more than the same period during 2013 with P152 million. Hedging losses that amounted to P2.2
billion dragged down the net income for the quarter.
The recent decline in oil prices proved to be good for the airline, as the 4th quarter earnings before interest,
taxes, depreciation, and amortization (EBITDA) doubled to P2.4 billion compared to the same period in 2013.
Furthermore, operating expenses were tempered because of the slowdown in the increase in flying operations, as
oil prices declined by 25 percent.
Despite the poor headline net income for 2014, we continue to like CEB fundamentally with the belief that
the carrier is a major beneficiary of the advantages of industry consolidation and lower oil prices. For 2015, it is
foreseen that EBITDA margin will further improve in the event of additional decline in oil prices.
We will continue checking up the earnings and performance of our other SAM stocks in the next issues of our
Stocks Update. Stay updated in the companies you are investing in.
Happy informed investing!
P.S. If you would like to hear me live, I conduct free seminars every Friday at the COL Financial Training Center
teaching the basics of long-term investing in the stock market. You may sign-up for these seminars at www.
colfinancial.com.
I also give inspirational talks on various relevant and engaging topics every Sunday, 9:45AM at Feast ATC in
Cinema 2 of Alabang Town Center. Come by and be blessed. Its for free too!

Here are our SAM Tables (as of May 8, 2015 closing).

STOCK

Current Price

Buy Below Price

Target Price

AC

805.00

762.61

877.00

Stop buying for now

AP

42.00

41.39

47.60

SELL

CEB

84.30

124.80

156.00

Continue buying

EEI

10.28

11.91

13.70

Stop buying for now *as per

Bro. Bo.

FGEN

27.55

32.43

36.00

Continue buying

GTCAP

1293.00

1176.00

1470.00

LRI

10.18

13.78

15.85

Stop buying for now *as per

Bro. Bo.

MBT

93.00

109.00

Stop buying for now

*as per Bro. Bo

MEG

5.41

5.10

5.86

Stop buying for now

MER

265.00

308.70

355.00

Continue buying

SMPH

19.64

20.52

23.60

Continue buying

Stocks Update

94.78

Volume 6, No. 9

May 2015

Action to Take

Stop buying for now

Page 3 of 9

STOCK
SYMBOL

DATE
BOUGHT

PRICE
BOUGHT

PRICE
TODAY

ESTIMATED
RETURN

BUY BELOW
PRICE

TARGET
PRICE

EXPECTED
GROWTH

AC

Jul-13

603.50

805.00

33.39%

654.80

753.00

24.77%

Aug-13

598.50

805.00

34.50%

602.40

753.00

25.81%

Sep-13

580.00

805.00

38.79%

602.40

753.00

29.83%

Oct-13

601.50

805.00

33.83%

602.40

753.00

25.19%

Nov-13

569.50

805.00

41.35%

602.40

753.00

32.22%

Dec-13

555.00

805.00

45.05%

602.40

753.00

35.68%

Jan-14

525.00

805.00

53.33%

599.13

689.00

31.24%

Feb-14

538.50

805.00

49.49%

599.13

689.00

27.95%

Mar-14

574.00

805.00

40.24%

599.13

689.00

20.03%

Apr-14

590.00

805.00

36.44%

599.13

689.00

16.78%

Aug-14

704.00

805.00

14.35%

709.00

816.00

15.91%

Oct-14

688.00

805.00

17.01%

709.00

816.00

18.60%

Nov-14

690.00

805.00

16.67%

709.00

816.00

18.26%

Dec-14

689.00

805.00

16.84%

709.00

816.00

18.43%

Feb-15

730.00

805.00

10.27%

743.48

855.00

17.12%

Mar-15

732.00

805.00

9.97%

743.48

855.00

16.80%

Apr-15

800.00

805.00

0.63%

762.61

877.00

9.63%

TOTAL

28.95%

CEB

Nov-14

76.70

84.30

9.91%

78.26

90.00

17.34%

Dec-14

85.00

84.30

-0.82%

130.43

150.00

76.47%

Jan-15

94.70

84.30

-10.98%

124.80

156.00

64.73%

Feb-15

92.30

84.30

-8.67%

124.80

156.00

69.01%

Mar-15

88.50

84.30

-4.75%

124.80

156.00

76.27%

Apr-15

84.40

84.30

-0.12%

124.80

156.00

84.83%

May-15

84.30

84.30

0.00%

124.80

156.00

85.05%

TOTAL

-2.20%

EEI

Oct-13

9.57

10.28

7.42%

10.40

13.00

35.84%

Nov-13

9.88

10.28

4.05%

10.40

13.00

31.58%

Dec-13

9.70

10.28

5.98%

10.40

13.00

34.02%

Jan-14

10.04

10.28

2.39%

11.04

12.70

26.49%

Feb-14

10.00

10.28

2.80%

11.04

12.70

27.00%

Mar-14

11.00

10.28

-6.55%

11.04

12.70

15.45%

Jun-14

10.62

10.28

-3.20%

11.04

12.70

19.59%

Jul-14

11.00

10.28

-6.55%

11.30

13.00

18.18%

Aug-14

11.24

10.28

-8.54%

11.30

13.00

15.66%

Oct-14

11.10

10.28

-7.39%

11.30

13.00

17.12%

Nov-14

11.18

10.28

-8.05%

11.30

13.00

16.28%

Dec-14

10.70

10.28

-3.93%

11.91

13.70

28.04%

Jan-15

10.80

10.28

-4.81%

11.91

13.70

26.85%

Feb-15

10.88

10.28

-5.51%

11.91

13.70

25.92%

TOTAL

-2.28%

Legend:

n Continue Buying

Stocks Update

Volume 6, No. 9

n Stop Buying
May 2015

Page 4 of 9

STOCK
SYMBOL

DATE
BOUGHT

PRICE
BOUGHT

PRICE
TODAY

ESTIMATED
RETURN

BUY BELOW
PRICE

TARGET
PRICE

EXPECTED
GROWTH

FGEN

Feb-15

29.00

27.55

-5.00%

32.43

37.30

28.62%

Mar-15

30.50

27.55

-9.67%

32.43

37.30

22.30%

Apr-15

29.40

27.55

-6.29%

31.30

36.00

22.45%

May-15

27.55

27.55

0.00%

31.30

36.00

30.67%

TOTAL

-5.24%

LRI

Jun-13

11.50

10.18

-11.48%

12.68

15.85

37.83%

Jul-13

11.00

10.18

-7.45%

12.68

15.85

44.09%

Aug-13

10.50

10.18

-3.05%

12.68

15.85

50.95%

Sep-13

9.72

10.18

4.73%

12.68

15.85

63.07%

Oct-13

9.10

10.18

11.87%

12.68

15.85

74.18%

Nov-13

9.25

10.18

10.05%

12.68

15.85

71.35%

Dec-13

8.82

10.18

15.42%

12.68

15.85

79.71%

Jan-14

8.71

10.18

16.88%

13.78

15.85

81.97%

Feb-14

9.00

10.18

13.11%

13.78

15.85

76.11%

Mar-14

8.99

10.18

13.24%

13.78

15.85

76.31%

Apr-14

9.24

10.18

10.17%

13.78

15.85

71.54%

May-14

9.97

10.18

2.11%

13.78

15.85

58.98%

Jun-14

9.59

10.18

6.15%

13.78

15.85

65.28%

Jul-14

9.95

10.18

2.31%

13.78

15.85

59.30%

Aug-14

9.85

10.18

3.35%

13.78

15.85

60.91%

Sep-14

9.87

10.18

3.14%

13.78

15.85

60.59%

Oct-14

9.49

10.18

7.27%

13.78

15.85

67.02%

Nov-14

9.50

10.18

7.16%

13.78

15.85

66.84%

Dec-14

9.40

10.18

8.30%

13.78

15.85

68.62%

Jan-15

10.04

10.18

1.39%

13.78

15.85

57.87%

Feb-15

10.20

10.18

-0.20%

13.78

15.85

55.39%

TOTAL

5.45%

Legend:

n Continue Buying

Stocks Update

Volume 6, No. 9

n Stop Buying

May 2015

Page 5 of 9

STOCK
SYMBOL

DATE
BOUGHT

PRICE
BOUGHT

PRICE
TODAY

ESTIMATED
RETURN

BUY BELOW
PRICE

TARGET
PRICE

EXPECTED
GROWTH

MBT

Jun-11

50.06

93.00

85.76%

78.88

93.60

86.96%

Jul-11

55.69

93.00

67.01%

78.88

93.60

68.09%

Aug-11

52.85

93.00

75.97%

78.88

93.60

77.11%

Sep-11

50.40

93.00

84.52%

78.88

93.60

85.71%

Oct-11

48.34

93.00

92.41%

78.88

93.60

93.65%

Nov-11

50.33

93.00

84.78%

78.88

93.60

85.97%

Dec-11

47.60

93.00

95.38%

78.88

93.60

96.64%

Jan-12

49.42

93.00

88.18%

83.07

108.00

118.54%

Feb-12

55.23

93.00

68.39%

83.07

108.00

95.55%

Mar-12

61.60

93.00

50.97%

93.91

108.00

75.32%

Apr-12

60.20

93.00

54.49%

93.91

108.00

79.40%

May-12

62.13

93.00

49.70%

93.91

108.00

73.84%

Jun-12

60.55

93.00

53.59%

93.91

108.00

78.36%

Sep-12

65.38

93.00

42.25%

93.91

108.00

65.19%

Oct-12

65.10

93.00

42.86%

104.35

120.00

84.33%

Nov-12

67.24

93.00

38.32%

104.35

120.00

78.48%

Jan-13

72.38

93.00

28.49%

113.04

130.00

79.61%

Feb-13

78.75

93.00

18.10%

129.57

149.00

89.21%

Mar-13

81.90

93.00

13.55%

129.57

149.00

81.93%

Apr-13

82.81

93.00

12.31%

129.57

149.00

79.93%

Jun-13

84.70

93.00

9.80%

129.57

149.00

75.91%

Jul-13

78.89

93.00

17.89%

129.57

149.00

88.87%

Aug-13

77.00

93.00

20.78%

119.20

149.00

93.51%

Sep-13

84.65

93.00

9.86%

91.68

114.60

35.38%

Oct-13

86.95

93.00

6.96%

91.68

114.60

31.80%

Nov-13

80.55

93.00

15.46%

91.68

114.60

42.27%

Dec-13

73.20

93.00

27.05%

91.68

114.60

56.56%

Jan-14

73.75

93.00

26.10%

86.96

100.00

35.59%

Feb-14

79.55

93.00

16.91%

86.96

100.00

25.71%

Mar-14

81.40

93.00

14.25%

86.96

100.00

22.85%

Apr-14

79.70

93.00

16.69%

86.00

100.00

25.47%

May-14

83.50

93.00

11.38%

86.00

100.00

19.76%

Jun-14

85.15

93.00

9.22%

86.00

100.00

17.44%

Aug-14

85.75

93.00

8.45%

96.50

111.00

29.45%

Sep-14

88.00

93.00

5.68%

96.50

111.00

26.14%

Oct-14

83.65

93.00

11.18%

96.50

111.00

32.70%

Nov-14

82.50

93.00

12.73%

96.50

111.00

34.55%

Dec-14

82.95

93.00

12.12%

92.17

106.00

27.79%

Jan-15

88.00

93.00

5.68%

92.17

106.00

20.45%

Feb-15

94.75

93.00

-1.85%

97.39

112.00

18.21%

TOTAL

35.08%

Legend:

n Continue Buying

Stocks Update

Volume 6, No. 9

n Stop Buying
May 2015

Page 6 of 9

STOCK
SYMBOL

DATE
BOUGHT

PRICE
BOUGHT

PRICE
TODAY

ESTIMATED
RETURN

BUY BELOW
PRICE

TARGET
PRICE

EXPECTED
GROWTH

MEG

May-13

4.23

5.41

27.90%

4.16

4.78

13.00%

Jun-13

3.67

5.41

47.41%

4.16

4.78

30.25%

Jul-13

3.15

5.41

71.75%

4.16

4.78

51.75%

Aug-13

3.40

5.41

59.12%

3.89

4.87

43.24%

Sep-13

3.21

5.41

68.54%

3.89

4.87

51.71%

Oct-13

3.64

5.41

48.63%

3.89

4.87

33.79%

Nov-13

3.58

5.41

51.12%

3.89

4.87

36.03%

Dec-13

3.23

5.41

67.49%

3.89

4.87

50.77%

Jan-14

3.36

5.41

61.01%

3.95

4.54

35.12%

Feb-14

3.78

5.41

43.12%

4.70

5.48

44.97%

Apr-14

4.43

5.41

22.12%

4.70

5.48

23.70%

May-14

4.65

5.41

16.34%

4.70

5.48

17.85%

Jun-14

4.51

5.41

19.96%

4.70

5.48

21.51%

Jul-14

4.47

5.41

21.03%

4.70

5.48

22.60%

Aug-14

4.26

5.41

27.00%

4.58

5.73

34.51%

Sep-14

4.30

5.41

25.81%

4.98

5.73

33.26%

Feb-15

5.09

5.41

6.29%

5.10

5.86

15.13%

TOTAL

40.27%

MER

Sep-14

258.00

265.00

2.71%

284.00

355.00

37.60%

Oct-14

260.00

265.00

1.92%

284.00

355.00

36.54%

Nov-14

262.00

265.00

1.15%

284.00

355.00

35.50%

Dec-14

261.80

265.00

1.22%

308.70

355.00

35.60%

Jan-15

261.80

265.00

1.22%

308.70

355.00

35.60%

Feb-15

271.40

265.00

-2.36%

308.70

355.00

30.80%

Mar-15

275.00

265.00

-3.64%

308.70

355.00

29.09%

Apr-15

263.80

265.00

0.45%

308.70

355.00

34.57%

May-15

265.00

265.00

0.00%

308.70

355.00

33.96%

TOTAL

0.30%

Legend:

n Continue Buying

Stocks Update

Volume 6, No. 9

n Stop Buying

May 2015

Page 7 of 9

STOCK
SYMBOL

DATE
BOUGHT

PRICE
BOUGHT

PRICE
TODAY

ESTIMATED
RETURN

BUY BELOW
PRICE

TARGET
PRICE

EXPECTED
GROWTH

SMPH

Oct-13

16.90

19.64

16.21%

17.20

21.50

27.22%

Nov-13

16.40

19.64

19.76%

17.20

21.50

31.10%

Dec-13

15.10

19.64

30.07%

17.20

21.50

42.38%

Jan-14

14.68

19.64

33.79%

16.73

19.41

32.22%

Feb-14

14.70

19.64

33.61%

16.73

19.41

32.04%

Mar-14

14.90

19.64

31.81%

16.73

19.41

30.27%

Apr-14

14.90

19.64

31.81%

16.80

19.41

30.27%

May-14

16.34

19.64

20.20%

16.80

19.41

18.79%

Jun-14

16.18

19.64

21.38%

16.80

19.41

19.96%

Jul-14

16.52

19.64

18.89%

16.80

19.41

17.49%

Aug-14

15.40

19.64

27.53%

17.60

20.30

31.82%

Sep-14

16.64

19.64

18.03%

17.60

20.30

22.00%

Oct-14

16.50

19.64

19.03%

17.60

20.30

23.03%

Nov-14

17.48

19.64

12.36%

17.60

20.30

16.13%

Dec-14

16.98

19.64

15.67%

17.60

20.30

19.55%

Jan-15

17.44

19.64

12.61%

17.60

20.30

16.40%

Feb-15

18.92

19.64

3.81%

20.52

23.60

24.74%

Mar-15

19.66

19.64

-0.10%

20.52

23.60

20.04%

Apr-15

20.45

19.64

-3.96%

20.52

23.60

15.40%

May-15

19.64

19.64

0.00%

20.52

23.60

20.16%

TOTAL

19.08%

Legend:

n Continue Buying

n Stop Buying

Mike Vias is an Investment Trainer of COL Financial Group, Inc. He is a Certified Securities Representative
and Certified Investment Solicitor.

Stocks Update

Volume 6, No. 9

May 2015

Page 8 of 9

2014 Top Winners of TrulyRichClubs Stocks

If you followed our Stock Recommendations in the past, youd have enjoyed these earnings. Were reposting
this again to encourage you to be faithful to your monthly investments today for the stocks we recommend above.
Never give up. And youll have great winners 10 to 20 years from now!
Note: The percentage returns cannot be compared between the two tables below. The All Time Winners table
does not take into consideration a cost-averaging method. The percentage return is only from a buy-and-hold
strategy. The 2014 Table however integrates a cost-averaging method throughout the months it was under the
Buy-Below.
STOCKS

STOCK
SYMBOL

TIME
RECOMMENDED

ESTIMATED
TIME
HELD

PRICE
RANGE

ESTIMATED
RETURN

D&L Industries

DNL

February 2013 to April 2014

14 Months

P6.45 to P10.00

44%

PLDT

TEL

June 2013 to April 2014

10 Months

P2902.00 to P3260.00

16%

Banco De Oro

BDO

April 2013 to August 2014

16 Months

P89.60 to P93.00

24%

Top Past Winners of TrulyRichClubs Stocks

STOCKS

STOCK
SYMBOL

TIME
RECOMMENDED

ESTIMATED
TIME HELD

PRICE
RANGE

ESTIMATED
RETURN

Ayala Land

ALI

June 2011 to February 2012

(3rd week)

9 Months

P15.09 to P21.65

35%

Nickel Asia

NIKL

February 2012 to March

2012 (3rd week)

2 Months

P23.75 to P26.20

10.32%

Bank of The
Philippine Islands

BPI

February 2012 to November

2012 (4th week)

10 Months

P68.45 to P91.00

34.29%

Ayala Corporation

AC

October 2012 to December

2012 (2nd week)

2 Months

P440.00 to P520.00

17.65%

SM Prime Holdings

SMPH

February 2012 to December

2012 (1st week)

10 Months

P12.48 to P17.00

27.75%

Alliance Global

AGI

January 2013 to February

2013

1 Month

P17.54 to P20.50

16.88%

Meralco

MER

January 2013 to April 2013

3 Months

P268.00 to P377.00

28.05%

First Phlippine
Holdings

FPH

June 2011 to June 2013

25 Months

P63.18 to P95.20

32.92%%

JG Summit Holdings

JGS

February 12 to October 2013

18 Months

P25.75 to P43.50

39.96%

D&L Industries

DNL

February 2013 to April 2014

14 Months

P6.45 to P10.00

44%

PLDT

TEL

June 2013 to April 2014

10 Months

P2902.00 to
P3260.00

16%

Banco De Oro

BDO

April 2013 to August 2014

16 Months

P89.60 to P93.00

24%

(Disclaimer: Past performance doesnt guarantee that youll have the exact same results in the future. After all, your
earnings all depend on the markets performance.)

Stocks Update

Volume 6, No. 9

May 2015

Page 9 of 9