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City

Agra

Organized vs U Sum - City


Unorganized
Organized

Ambala
Unorganized
Bhubaneshawar
Unorganized
Organized
Coimbatore
Unorganized
Indore
Unorganized
Organized
Jaipur
Unorganized
Organized
Kanpur
Unorganized
Organized
Mysore
Unorganized
Panipat
Unorganized
Ranchi
Unorganized
Organized
Solapur
Unorganized
Surat
Unorganized
Organized
Vijaywada
Unorganized
Organized
Trivandrum
Unorganized
Organized
Total Result

Q. 1a) # of used cars sold per month

City wise used cars sold per month (15 dealers)

City
Sum - a) # of used cars sold per month
Agra
Ambala
Bhubaneshawar
Coimbatore
Indore
Jaipur
Kanpur
Mysore
Panipat
Ranchi
Solapur
Surat
Trivandrum
Vijaywada
Total Result

301
160
174
10
153
141
111
185
149
667
152
223
267
298
2991

Zone wise used cars sold per month per dealer

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Average - a) # of used cars sold per month


33.64
14.2068965517
11.4444444444
22.9230769231
12.3333333333
19.7857142857
10.8928571429
13.4814814815
16.8033707865

Tier wise used cars sold per dealer


Tier
Average - a) # of used cars sold per month
Tier-1
19.6288659794
Tier-2
14.4074074074
Tier-4
11.4444444444
Total Result
16.8033707865

City wise used cars sold per month per dealer

City
Average - a) # of used cars sold per month
Agra
18.8125
Ambala
12.3076923077
Bhubaneshawar
14.5
Coimbatore
10
Indore
10.9285714286
Jaipur
10.8461538462
Kanpur
8.5384615385
Mysore
12.3333333333
Panipat
10.6428571429
Ranchi
51.3076923077
Solapur
10.8571428571
Surat
15.9285714286
Trivandrum
20.5384615385
Vijaywada
22.9230769231
Total Result
16.8033707865

Used cars sold vs size of dealership

Categorization bySum - a) # of used cars sold per month


Large
26.91%
Medium
25.51%
Small
47.58%
Total Result
100.00%

Q. 1b) Average Selling Price of used cars

City wise average selling price of used cars

City
Agra
Ambala
Bhubaneshawar
Coimbatore
Indore
Jaipur
Kanpur
Mysore
Panipat
Ranchi
Solapur
Surat
Trivandrum
Vijaywada
Total Result

Average - b) Average selling price


3.84375
4
5.625
3
3.6071428571
4.1923076923
4.1538461538
4.4666666667
4.5
3.4615384615
4.0357142857
4.0357142857
2.9615384615
5.1538461538
4.1376404494

Zone wise average selling price of used cars

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Average - b) Average selling price


4.5
3.9827586207
4.2592592593
5.1538461538
4.4666666667
2.9642857143
3.8214285714
4.1111111111
4.1376404494

Tier wise average selling price of used cars

Tier
Tier-1
Tier-2
Tier-4
Total Result

Average - b) Average selling price


4.0412371134
4.25
4.2592592593
4.1376404494

Average selling price of used cars by the size of dealership

Categorization byAverage - b) Average selling price


Large
4.5
Medium
5.1666666667
Small
3.9597315436
Total Result
4.1376404494

Q2) Split by type of car

City wise type of used cars sold (in %ge) average

Data
City
Average - 1. Hatchback
Average - 2. Sedan
Agra
44.0625
38.125
Ambala
55.3846153846
23.4615384615
Bhubaneshawar
33.75
45.8333333333
Coimbatore
80
10
Indore
63.5714285714
26.6428571429
Jaipur
44.6153846154
35.3846153846
Kanpur
54.6153846154
23.8461538462
Mysore
53
28.1333333333
Panipat
30.7142857143
40.3571428571
Ranchi
61.5384615385
26.1538461538
Solapur
65.7142857143
17.8571428571
Surat
58.5714285714
25.7142857143
Trivandrum
56.5384615385
32.1538461538
Vijaywada
64.6153846154
22.3076923077
Total Result
52.9775280899
29.5674157303
Tier wise type of used cars sold (in %ge) average

Tier
Tier-1
Tier-2
Tier-4
Total Result

Data
Average - 1. Hatchback
Average - 2. Sedan
55.9278350515
28.381443299
52.8703703704
30.3703703704
42.5925925926
32.2222222222
52.9775280899
29.5674157303

Zone wise type of used cars sold (in %ge) average

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Data
Average - 1. Hatchback
48.2
48.7931034483
42.5925925926
64.6153846154
53
58.2142857143
64.6428571429
51.8518518519
52.9775280899

Average - 2. Sedan
35.6
31.724137931
32.2222222222
22.3076923077
28.1333333333
30.5714285714
22.25
30.3703703704
29.5674157303

Type of dealership Vs type of used cars sold (in %ge) average

Data
Categorization byAverage - 1. Hatchback
Average - 2. Sedan
Large
35
31
Medium
44.375
36.0416666667
Small
54.966442953
28.4765100671
Total Result
52.9775280899
29.5674157303

Organized/Unorganized wise type of used cars sold (in %ge) average

Data
Organized vs Un Average - 1. Hatchback
Average - 2. Sedan
Organized
46.5909090909
32.7272727273
Unorganized
53.8782051282
29.1217948718
Total Result
52.9775280899
29.5674157303

Average - 3. SUV / MUV


17.8125
21.1538461538
20.4166666667
10
9.7857142857
20
21.5384615385
18.8666666667
28.9285714286
12.3076923077
16.4285714286
15.7142857143
11.3076923077
13.0769230769
17.4550561798

Average - 3. SUV / MUV


15.6907216495
16.7592592593
25.1851851852
17.4550561798

sum <should be 100>


100
0
0
0
0
0
0
0
0
0
0
0
0
0
0

sum <should be 100>


100
0
0
0

sum <should be 100>


Average - 3. SUV / MUV
100
16.2
0
19.4827586207
0
25.1851851852
0
13.0769230769
0
18.8666666667
0
11.2142857143
0
13.1071428571
0
17.7777777778
0
17.4550561798

sum <should be 100>


Average - 3. SUV / MUV
100
34
0
19.5833333333
0
16.5570469799
0
17.4550561798

sum <should be 100>


Average - 3. SUV / MUV
100
20.6818181818
0
17
0
17.4550561798

Q3) Split by value of car

City wise value of used cars sold (in %ge) average

Data
City
Average - 1. <INR 3 lacs
Average - 2. INR 3-5 lacs
Agra
43.4375
30.625
Ambala
53.0769230769
25.3846153846
Bhubaneshawar
32.0833333333
29.1666666667
Coimbatore
80
10
Indore
45.7142857143
29.6428571429
Jaipur
43.0769230769
30.7692307692
Kanpur
38.4615384615
35.3846153846
Mysore
33.6666666667
44.6666666667
Panipat
30.7142857143
38.2142857143
Ranchi
56.9230769231
22.3076923077
Solapur
55.7142857143
21.7857142857
Surat
54.2857142857
24.6428571429
Trivandrum
48.4615384615
34.2307692308
Vijaywada
49.6153846154
27.3076923077
Total Result
45.1685393258
30.3370786517
Tier wise value of used cars sold (in %ge) average

Tier
Tier-1
Tier-2
Tier-4
Total Result

Data
Average - 1. <INR 3 lacs
Average - 2. INR 3-5 lacs
47.6288659794
28.5051546392
42.5925925926
32.7777777778
41.4814814815
32.037037037
45.1685393258
30.3370786517

Zone wise value of used cars sold (in %ge) average

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Data
Average - 1. <INR 3 lacs

Average - 2. INR 3-5 lacs

45
41.2068965517
41.4814814815
49.6153846154
33.6666666667
50.7142857143
50.7142857143
48.8888888889
45.1685393258

25.6
32.7586206897
32.037037037
27.3076923077
44.6666666667
32.5
25.7142857143
27.5925925926
30.3370786517

Type of dealership Vs value of used cars sold (in %ge) average

Data
Categorization byAverage - 1. <INR 3 lacs
Average - 2. INR 3-5 lacs
Large
29
26
Medium
35.8333333333
31.25

Small
Total Result

47.2147651007
45.1685393258

30.3355704698
30.3370786517

Organized/Unorganized wise value of used cars sold (in %ge) average

Data
Organized vs Un Average - 1. <INR 3 lacs
Average - 2. INR 3-5 lacs
Organized
35.4545454545
31.5909090909
Unorganized
46.5384615385
30.1602564103
Total Result
45.1685393258
30.3370786517

Average - 3. INR 5-10 lacs


Average - 4. > INR 10 lacs
21.25
4.0625
18.0769230769
2.6923076923
24.5833333333
19.1666666667
10
0
18.5714285714
8.2142857143
13.8461538462
12.3076923077
18.8461538462
6.5384615385
16.3333333333
7
24.6428571429
6.4285714286
12.3076923077
8.4615384615
15
7.5
13.9285714286
7.1428571429
12.7692307692
4.9230769231
15.3846153846
7.6923076923
17.3370786517
7.6629213483

Average - 3. INR 5-10 lacs


Average - 4. > INR 10 lacs
16.3917525773
7.5773195876
16.962962963
9.3333333333
21.4814814815
4.6296296296
17.3370786517
7.6629213483

Average - 3. INR 5-10 lacs


18.2
20.1724137931
21.4814814815
15.3846153846
16.3333333333
12.5714285714
16.7857142857
13.8888888889
17.3370786517

Average - 3. INR 5-10 lacs


26
23.3333333333

Average - 4. > INR 10 lacs


13.6
5.1724137931
4.6296296296
7.6923076923
7
4.5714285714
7.8571428571
9.6296296296
7.6629213483

Average - 4. > INR 10 lacs


19
10

sum <100%>
99.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

16.0805369128
17.3370786517

6.9060402685
7.6629213483

Average - 3. INR 5-10 lacs


Average - 4. > INR 10 lacs
21.5909090909
10.9090909091
16.7371794872
7.2051282051
17.3370786517
7.6629213483

Q4 Percentage of customers going for financing

City wise fraction of customers going for financing (average percentage)

City
Average - 4. Percentage of customers going for financing
Agra
40.9375
Ambala
52.6923076923
Bhubaneshawar
47.9166666667
Coimbatore
80
Indore
63.0714285714
Jaipur
62.6923076923
Kanpur
71.1538461538
Mysore
54.3333333333
Panipat
41.4285714286
Ranchi
61.5384615385
Solapur
56.4285714286
Surat
54.6428571429
Trivandrum
26.9230769231
Vijaywada
63.4615384615
Total Result
53.6123595506

Zone wise fraction of customers going for financing (average percentage)

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Average - 4. Percentage of customers going for financing


55
54.4827586207
46.8518518519
63.4615384615
54.3333333333
30.7142857143
59.75
58.5185185185
53.6123595506

Size of dealership vs fraction of customers going for financing (average percentage)

Categorization byAverage - 4. Percentage of customers going for financing


Large
58
Medium
51.4583333333
Small
53.8120805369
Total Result
53.6123595506

Tier wise fraction of customers going for financing (average percentage)

Tier
Tier-1
Tier-2
Tier-4
Total Result

Organized/Unorganized vs fraction of customers going for financing (average percentag

Organized vs Un
Organized
Unorganized
Total Result

e fraction of customers going for financing (average percentage)

Average - 4. Percentage of customers going for financing


59.2577319588
46.8518518519
46.8518518519
53.6123595506

ed/Unorganized vs fraction of customers going for financing (average percentage)

Average - 4. Percentage of customers going for financing


52.7272727273
53.7371794872
53.6123595506

Q5 Loan to Value Percentage

City wise average of LTV (in %)

City
Average - 5. Loan to Value percentage
Agra
70.625
Ambala
74.2307692308
Bhubaneshawar
56.25
Coimbatore
80
Indore
60.2857142857
Jaipur
65
Kanpur
70.5769230769
Mysore
57
Panipat
68.2142857143
Ranchi
60.3846153846
Solapur
52.5
Surat
61.4285714286
Trivandrum
62.6923076923
Vijaywada
63.8461538462
Total Result
63.4353932584

Zone wise average of LTV (in %)

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Average - 5. Loan to Value percentage


58.4
70.6034482759
71.1111111111
63.8461538462
57
63.9285714286
56.3928571429
63.1481481481
63.4353932584

Size of dealership Vs average of LTV (in %)

Categorization byAverage - 5. Loan to Value percentage


Large
70
Medium
64.375
Small
63.0637583893
Total Result
63.4353932584

Tier wise average of LTV (in %)

Tier
Tier-1
Tier-2
Tier-4
Total Result

Average - 5. Loan to Value percentage


64.8608247423
57.037037037
71.1111111111
63.4353932584

Organized/Unorganized vs average of LTV (in %)

Organized vs Un Average - 5. Loan to Value percentage


Organized
69.3181818182
Unorganized
62.6057692308
Total Result
63.4353932584

Q6 Percentage of first time car buyers buying used car

City wise average of first time car buyers buying used car (in %)

City
Average - 6. %ge of first time car buyers
Agra
40.9375
Ambala
54.2307692308
Bhubaneshawar
43.75
Coimbatore
50
Indore
54.5
Jaipur
61.5384615385
Kanpur
38.2692307692
Mysore
53
Panipat
58.9285714286
Ranchi
58.8461538462
Solapur
55.3571428571
Surat
61.7857142857
Trivandrum
46.1538461538
Vijaywada
62.2727272727
Total Result
52.8721590909

Zone wise average of first time car buyers buying used car (in %)

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Average - 6. %ge of first time car buyers


51.6
39.7413793103
56.6666666667
62.2727272727
53
46.4285714286
54.9285714286
61.6666666667
52.8721590909

Size of dealership Vs average of first time car buyers buying used car (

Categorization byAverage - 6. %ge of first time car buyers


Large
53
Medium
55.9782608696
Small
52.3851351351
Total Result
52.8721590909

Tier wise average of first time car buyers buying used car (in %)

Tier
Tier-1
Tier-2
Tier-4
Total Result

Average - 6. %ge of first time car buyers


53.4789473684
49.9074074074
56.6666666667
52.8721590909

Organized/Unorganized vs average of LTV (in %)

Organized vs Un Average - 6. %ge of first time car buyers


Organized
47.9545454545
Unorganized
53.5746753247
Total Result
52.8721590909

Q7) Average Replacement Cycle

City wise Average Replacement Cycle (in years)

Data
City
Average - a) New cars
Average - b) Used cars
Agra
3.75
2.19375
Ambala
3.8461538462
2.3846153846
Bhubaneshawar
5.2083333333
3.3333333333
Coimbatore
2
1
Indore
4.8928571429
2.5
Jaipur
5.7692307692
3.0769230769
Kanpur
3.6153846154
2.3461538462
Mysore
5.2
4.1333333333
Panipat
4.2857142857
2.4285714286
Ranchi
5.4615384615
2.9230769231
Solapur
5.5
2.9285714286
Surat
5.8214285714
2.6428571429
Trivandrum
3.8846153846
2.2692307692
Vijaywada
4.2
3.6923076923
Total Result
4.7294117647
2.8207865169
Tier wiseAverage Replacement Cycle (in years)

Tier
Tier-1
Tier-2
Tier-4
Total Result

Data
Average - a) New cars
Average - b) Used cars
4.7865168539
2.7278350515
4.962962963
3.1944444444
4.0740740741
2.4074074074
4.7294117647
2.8207865169

Zone wise Average Replacement Cycle (in years)

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Data
Average - a) New cars
5.34
3.6896551724
4.0740740741
4.2
5.2
3.75
5.1964285714
5.7962962963
4.7294117647

Average - b) Used cars


3.12
2.2620689655
2.4074074074
3.6923076923
4.1333333333
2.1785714286
2.7142857143
2.8518518519
2.8207865169

Q8. Top 3 factors fuelling the used car financing market


1
2
3
4
5
6
7
8
Tax saving
More number of car models
Lack of money
Ease of availability of credit
More used car dealerships
More number of finance company
Availability of cheap credit
Lower loan processing time
Total

66
58
75
83
88
44
65
3
34
5
4
3
2
1
1
1
533

Q10) Split by loan amount disbursed

City wise value of loan amount disbursed (in %ge) average

City
Agra
Ambala
Bhubaneshawar
Coimbatore
Indore
Jaipur
Kanpur
Mysore
Panipat
Ranchi
Solapur
Surat
Trivandrum
Vijaywada
Total Result

Data
Average - 1. < INR 3 lacs
Average - 2. INR 3-5 lacs2
37.1875
31.875
52.3076923077
25.7692307692
27.9166666667
27.5
80
10
48.2142857143
25
47.6923076923
27.6923076923
41.5384615385
32.3076923077
35.3333333333
38
23.2142857143
37.5
59.2307692308
25.3846153846
50
31.0714285714
52.5
25.3571428571
51.5384615385
30.7692307692
44.6153846154
36.9230769231
44.0168539326
30.393258427

Tier wise value of loan amount disbursed (in %ge) average

Tier
Tier-1
Tier-2
Tier-4
Total Result

Data
Average - 1. < INR 3 lacs
Average - 2. INR 3-5 lacs2
47.3711340206
29.0206185567
41.3888888889
32.1296296296
37.2222222222
31.8518518519
44.0168539326
30.393258427

Zone wise value of loan amount disbursed (in %ge) average

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Data
Average - 1. < INR 3 lacs
Average - 2. INR 3-5 lacs2
44.2
26.4
39.1379310345
32.0689655172
37.2222222222
31.8518518519
44.6153846154
36.9230769231
35.3333333333
38
53.5714285714
29.2857142857
49.1071428571
28.0357142857
50.1851851852
26.4814814815
44.0168539326
30.393258427

Type of dealership Vs value of loan amount disbursed (in %ge) average

Data
Categorization by Size Average - 1. < INR 3 lacs
Average - 2. INR 3-5 lacs2
Large
28
Medium
34.7916666667

28
35

Small
Total Result

46.0402684564
44.0168539326

29.7315436242
30.393258427

Organized/Unorganized wise value of loan amount disbursed (in %ge) average

Data
Organized vs UnOrganiAverage - 1. < INR 3 lacs
Average - 2. INR 3-5 lacs2
Organized
37.0454545455
29.3181818182
Unorganized
45
30.5448717949
Total Result
44.0168539326
30.393258427

Average - 3. INR 5-10 lacs2


Average - 4. >INR 10 lacs
23.75
7.6666666667
19.6153846154
2.3076923077
25
19.5833333333
10
0
18.9285714286
8.4615384615
17.6923076923
7.5
19.2307692308
6.6666666667
16.3333333333
11.0714285714
31.0714285714
8.8461538462
10
5.3846153846
13.2142857143
7.6923076923
15
7.1428571429
13.8461538462
3.8461538462
11.5384615385
7.6923076923
18.1179775281
7.8947368421

sum <100%>
100.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Average - 3. INR 5-10 lacs2


Average - 4. >INR 10 lacs
16.7525773196
7.1505376344
16.8518518519
10.3846153846
25.5555555556
5.5769230769
18.1179775281
7.8947368421

0.0
0.0
0.0
0.0

Average - 3. INR 5-10 lacs2

Average - 4. >INR 10 lacs


12.2
7.2222222222
5.5769230769
7.6923076923
11.0714285714
3.5714285714
8.0769230769
7.3076923077
7.8947368421

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Average - 4. >INR 10 lacs

0.0
0.0
0.0

17.2
21.724137931
25.5555555556
11.5384615385
16.3333333333
13.5714285714
16.0714285714
16.2962962963
18.1179775281

Average - 3. INR 5-10 lacs2


20
20.625

24
9.5833333333

17.6510067114
18.1179775281

7.0422535211
7.8947368421

0.0

Average - 3. INR 5-10 lacs2


Average - 4. >INR 10 lacs
22.0454545455
11.1363636364
17.5641025641
7.4161073826
18.1179775281
7.8947368421

0.0
0.0
0.0

Q11. Most Popular duration of EMI


Overall most popular duration of EMI

11. Most popular duration of EMI


< 24 months
> 48 months
24-36 months
36-48 months
Total Result

Sum - 11. Most popular duration of EMI

City-wise most popular duration of EMI

Sum - 11. Most popular duration of EMI


11. Most popular duration of EMI
< 24 months
> 48 months
24-36 months
36-48 months
Total Result

City
Agra

Ambala

Tier
Tier-1

Tier-2

Zone
East

North I

Tier-wise most popular duration of EMI

Sum - 11. Most popular duration of EMI


11. Most popular duration of EMI
< 24 months
> 48 months
24-36 months
36-48 months
Total Result

Zone-wise most popular duration of EMI

Sum - 11. Most popular duration of EMI


11. Most popular duration of EMI
< 24 months
> 48 months
24-36 months
36-48 months
Total Result

Organized/Unorganized Vs most popular duration of EMI

Sum - 11. Most popular duration of EMI


11. Most popular duration of EMI
< 24 months
> 48 months
24-36 months
36-48 months

Organized vs UnOrganised
Organized
Unorganize

Total Result

Size of dealership Vs most popular duration of EMI

Sum - 11. Most popular duration of EMI


11. Most popular duration of EMI
< 24 months
> 48 months
24-36 months
36-48 months
Total Result

Categorization by Size
Large
Medium

ar duration of EMI

BhubanesCoimbatore

Tier-4

Indore

Jaipur

Kanpur Mysore

Panipat

South I

South II

West I

Total Result

Total Result

North II South I

Total Result

West II

Ranchi

Small

Total Result

Solapur

Surat

Trivandrum

Vijaywada

Total Result

Q12. Average age of the car when financed


City wise Average age of the cars when financed
City
Average - 12. Average age of the cars
Agra
3.84375
Ambala
4.8461538462
Bhubaneshawar
5.0833333333
Coimbatore
3
Indore
3.3214285714
Jaipur
3.6538461538
Kanpur
3.6923076923
Mysore
4.4666666667
Panipat
3.3846153846
Ranchi
3.2307692308
Solapur
3.1785714286
Surat
3.6785714286
Trivandrum
3.2692307692
Vijaywada
3.1153846154
Total Result
3.7429378531

Zone wise Average age of the cars when financed


Zone
Average - 12. Average age of the cars
East
4.12
North I
3.775862069
North II
4.1153846154
South I
3.1153846154
South I
4.4666666667
South II
3.25
West I
3.25
West II
3.6666666667
Total Result
3.7429378531

Organized/Unorganized Vs Average age of the cars when financed


Organized vs Un Average - 12. Average age of the cars
Organized
3.6818181818
Unorganized
3.7516129032
Total Result
3.7429378531

nced

Tier wise Average age of the cars when financed


Tier
Average - 12. Average age of the cars
Tier-1
3.5103092784
Tier-2
3.9814814815
Tier-4
4.1153846154
Total Result
3.7429378531

Size of dealership Vs Average age of the cars when financed


Categorization byAverage - 12. Average age of the cars
Large
3.4
Medium
3.7708333333
Small
3.75
Total Result
3.7429378531

Q13) Split by number of previous owners

City wise split of previous number of owners (in %ge) average

Data
City
Average - 1. One
Average - 2. Two
Average - 3. Three
Agra
53.125
29.375
16.25
Ambala
58.4615384615
26.9230769231
12.6923076923
Bhubaneshawar
50.8333333333
29.1666666667
17.5
Coimbatore
100
0
0
Indore
53.5714285714
23.2142857143
13.9285714286
Jaipur
43.0769230769
31.5384615385
16.9230769231
Kanpur
60.7692307692
23.0769230769
10.7692307692
Mysore
41.6666666667
44.3333333333
11.6666666667
Panipat
38.8461538462
30.7692307692
25.7692307692
Ranchi
47.6923076923
29.2307692308
14.6153846154
Solapur
47.5
26.7857142857
18.2142857143
Surat
42.5
31.7857142857
20.3571428571
Trivandrum
40.3846153846
33.8461538462
18.3076923077
Vijaywada
66.9230769231
25.3846153846
5
Total Result
49.8587570621
29.604519774
15.4406779661
Tier wise split of previous number of owners (in %ge) average

Tier
Tier-1
Tier-2
Tier-4
Total Result

Data
Average - 1. One
Average - 2. Two
Average - 3. Three
52.9381443299
27.4226804124
13.9690721649
44.9074074074
33.8888888889
16.2592592593
48.6538461538
28.8461538462
19.2307692308
49.8587570621
29.604519774
15.4406779661

Zone wise split of previous number of owners (in %ge) average

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Data
Average - 1. One
Average - 2. Two
Average - 3. Three
49.2
29.2
16
56.5517241379
26.5517241379
13.7931034483
48.6538461538
28.8461538462
19.2307692308
66.9230769231
25.3846153846
5
41.6666666667
44.3333333333
11.6666666667
44.6428571429
31.4285714286
17
50.5357142857
25
16.0714285714
42.7777777778
31.6666666667
18.7037037037
49.8587570621
29.604519774
15.4406779661

Type of dealership Vs split of previous number of owners (in %ge) average

Data
Categorization byAverage - 1. One
Average - 2. Two
Average - 3. Three
Large
38
38
14
Medium
51.25
29.1666666667
14.7916666667

Small
Total Result

50.0337837838
49.8587570621

29.3918918919
29.604519774

15.5945945946
15.4406779661

Organized/Unorganized wise split of previous number of owners (in %ge) average

Data
Organized vs Un Average - 1. One
Average - 2. Two
Average - 3. Three
Organized
42.0454545455
31.3636363636
18.4090909091
Unorganized
50.9677419355
29.3548387097
15.0193548387
Total Result
49.8587570621
29.604519774
15.4406779661

Average - 4. More than three


0.7142857143
1.6666666667
2.5
0
8.5714285714
9.1666666667
5.3846153846
1
5.4166666667
10
8.2142857143
5.3571428571
7.4615384615
1.9230769231
5.1607142857

sum <100%>
99.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Average - 4. More than three


5.6989247312
4.7592592593
3.8095238095
5.1607142857

0.0
0.0
0.0
0.0

Average - 4. More than three

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

6.25
2.962962963
3.8095238095
1.9230769231
1
6.9285714286
8.3928571429
7.1153846154
5.1607142857

Average - 4. More than three


10
4.1304347826

0.0
0.0
0.0

5.1571428571
5.1607142857

0.0

Average - 4. More than three


7.2727272727
4.8424657534
5.1607142857

0.0
0.0
0.0

Q11. Delinquency rate


Overall Delinquency rate distribution

14. Delinquency rate (average)


<0.5%
>3%
0.5-1%
1-2%
2-3%
DNK
(empty)
Total Result

Sum - 14. Delinquency rate (average)

City-wise Delinquency rate distribution

Sum - 14. Delinquency rate (average)


14. Delinquency rate (average)
<0.5%
>3%
0.5-1%
1-2%
2-3%
DNK
(empty)
Total Result

City
Agra

Ambala

Tier
Tier-1

Tier-2

Zone
East

North I

Tier-wise Delinquency rate distribution

Sum - 14. Delinquency rate (average)


14. Delinquency rate (average)
<0.5%
>3%
0.5-1%
1-2%
2-3%
DNK
(empty)
Total Result

Zone-wise Delinquency rate distribution

Sum - 14. Delinquency rate (average)


14. Delinquency rate (average)

<0.5%
>3%
0.5-1%
1-2%
2-3%
DNK
(empty)
Total Result

Organized/Unorganized Vs Delinquency rate distribution

Sum - 14. Delinquency rate (average)


14. Delinquency rate (average)
<0.5%
>3%
0.5-1%
1-2%
2-3%
DNK
(empty)
Total Result

Organized vs UnOrganised
Organized
Unorganize

Size of dealership Vs Delinquency rate distribution

Sum - 14. Delinquency rate (average)


14. Delinquency rate (average)
<0.5%
>3%
0.5-1%
1-2%
2-3%
DNK
(empty)
Total Result

Categorization by Size
Large
Medium

y rate (average)

BhubaneshCoimbatore

Tier-4

Total Result

North II

South I

Indore

Jaipur

Kanpur

Mysore

Panipat

South I

South II

West I

West II

Total Result

Ranchi

Total Result

Small

Total Result

Solapur

Surat

Trivandrum

Vijaywada

Total Result

Q17. Willingness to associate with a new financing partner


17. Would you be
No
Yes
Total Result

o associate with a new financing partner


Sum - 17. Would you be willing to associate with a new financing partner?

Almost everyone said yes hence no further analysis

Q18. New entrant factors


Better service for customer satisfaction
Ease of availability of credit
Faster Payout
High Incentive
Low Processing Time
Lower rate of interest
More number of schemes
Presence of one agent at the dealership
Schemes with lower EMI
Smooth process with less complications
Should finance any car
Transparency in process
Good relationship with the dealer
Less documentation
Higher LTV
Low processing charges
NA

50
6
5
124
100
55
22
1
5
1
5
2
3
19
1
1
123
523

Responden

S. No.

Respondent Name

Dealership Name

City

abbas ali

aman auto deal

Indore

Abdulla

Car world

Vijaywada

Adesh

adesh motor

Agra

ajad singh gehlot

k.s motors

Jaipur

ajaj arora

harsh car

Jaipur

Ajay Mandloi

Shree Nimad Auto Deel

Indore

Akbar Shekh

Akram Car Bazar

Ambala

Akram Ali

Wikram Car bazar

Ambala

amarjeet

fair deal

Jaipur

10

amit agraval

used car showroom

Ranchi

11

Amit Jar

Am Auto

Surat

12

amit kumar

rohini motors

Agra

13

amit kumar gupta

auto world

Ranchi

14

Anil Patnaik

Mahindra First Choice

Bhubaneshawar

15

Anji babu

Best cars buying, selling and service Vijaywada

16

anuj

anuj car sales

Panipat

18

Anuj Seikh

Dada Motors

Surat

19

asfaq ahmad

ruma motor

Solapur

20

ashok mehta

mehta auto fules

Jaipur

21

Ather

Crown cars

Mysore

22

Atul kumar

Raja Motors

Solapur

23

babar khan

lucky automobile

Indore

24

Bhabuk Vijay

Car Point

Surat

10

bharat

titu car bazar

Agra

26

Bhavani

Prime auto sales pvt ltd

Vijaywada

27

Bhubnesh Naag

Dhru Motors

Surat

28

C.H Surya Babu

Om Travels & auto consultants

Vijaywada

29

Chandra Shekhar Soni

Sai Auto Consultant

Indore

30

Chanti

Sneha cars

Vijaywada

31

Chanti

Vaishnavi Car care

Vijaywada

32

charan singh

singh car

Jaipur

33

Deen Ahamad

D P Mptors

Ambala

34

depak makkor

makkor cars

Jaipur

35

depak rathor

varun auto deal

Indore

36

Deva

Brindavan used cars

Vijaywada

37

Devendra Gupta

Happy Car Deals

Ambala

38

Dharmendra

Shree Tirupati Auto

Kanpur

39

Dilip Bhai Teembde Bala

Rani Sati Motors

Surat

40

dilip.g

cars park

Mysore

41

dutta godke

kunal motor

Solapur

42

gagan shaikh

g s auto consultant

Solapur

43

Gaurav Achraya

Sai Smarth Motor

Surat

44

Gautaum

Chandha Motor

Kanpur

45

Gurmeet Singh

Gurmeet Motors

Panipat

46

Haresh Timbariya

Katria Automobile

Surat

47

Hitendra

Shree Bala ji Bazar

Kanpur

48

hitesh sharma

hitesh motors

Jaipur

49

imran ahmad sayad

india over auto

Solapur

50

Jabid Ahmed Khan

Syndicate cars

Mysore

51

jai shree pawar

real value car

Indore

52

Jaspal Singh

Retrowheelz AutoZone Pvt Ltd

Agra

53

javeed nad

ronak automobile

Solapur

54

Jayont Mandariya

Shri ji Motors

Surat

55

jitendra choudhary

auto ways

Jaipur

56

jitendra singh

rana auto

Ranchi

57

Kailash Singh

JBS Automobiles Pvt. LTD

Bhubaneshawar

58

Kamal

New Kanpur

Kanpur

59

karthik.g

ctc car world

Mysore

60

Karthikaya

Metro motor used cars

Coimbatore

61

kavindra kumar

krishna car dealer

Panipat

62

kishore tiwari

tiwari motars

Indore

63

koshik kumar

guru kripa auto

Ranchi

64

Krishan

Om Auto Sales

Agra

65

krishna

kuki motor center

Panipat

66

kuldeep singh

kuldeep automobile

Ranchi

67

lokish

karthik cars

Mysore

68

m.s. khan

new car world

Indore

69

Mahesh

Bed Trading Corporation

Ambala

70

majoor khan

india motor

Ranchi

71

mani kannatha

universal auto link

Mysore

72

manish

shiv car bazar

Panipat

73

Manjura

R. S Galaxy

Kanpur

74

Manoj

Krishna Car Shopper

Agra

75

Manoj Kumar

Baba Car Bazar

Agra

76

maulla alisekh

labbaik auto consultant

Solapur

77

mausim mohmad ali

ts auto consultant

Solapur

78

md. Sajid ali

bangal motor

Ranchi

79

Mohammad Asna Ahmed

Royal cars

Mysore

80

mohan

auto link cars

Mysore

81

Mukesh Jain

Bala Ji Car Bazar

Ambala

82

mukesh kumar

cpital enterprises

Panipat

83

Nadeem Kureshi

Modern Car Bazar

Agra

84

nagarathna

g r cars

Mysore

85

narendra

sanmaan car choice

Agra

86

Nazar

VNK Cars

Trivandrum

87

nazeer md saikh

goldan motor tripati motor

Solapur

88

nazish saheen

premas motor

Ranchi

89

Niranjama Lanka

My First Deal

Bhubaneshawar

91

nishar ahmed

nisha car bazar

Agra

93

Nishi Kant Trivari

Atama Ram enterprizes

Agra

94

NK Samat

Durga Automobiles

Bhubaneshawar

95

Padmakumar

Grand Motors

Trivandrum

96

pankaj rai

nexgen

Ranchi

97

pawan jaiswal

shri sai kripa auto deal

Indore

98

piyush bansal

subh motar

Indore

99

Pradeep Maharana

Age PM. LTD

Bhubaneshawar

100

Prakash Surti

Surti Automobiles

Surat

101

Praveen Kumar Rajpal

Hare Krishna Motor

Surat

102

praveen rawal

car world

Panipat

103

Pravin

Popular Motor World

Trivandrum

104

Rahim

Zen Motor

Kanpur

105

Rahul Kumar

Tridev Motors

Agra

106

Raj Kumar Gupta

My Car

Kanpur

107

Raja

smamank ass

Mysore

108

rajendra bhandari

sagar auto deal

Indore

109

Rajendra Patnaik

A B Motors

Bhubaneshawar

110

rajendra singh

sai car

Jaipur

111

Rajesh Bhola

Bhola Car Sale & Purchase

Ambala

112

rajesh jaiswal

india car dealer

Indore

113

rajesh ram

rajesh motor

Ranchi

114

Rajive Growar

Shri Bala ji Car Bazar

Ambala

115

Raju

Shri krishna kirpa car bzr

Panipat

116

Raju Bhai Patel

Jai Siyalam Auto

Surat

117

Rakesh

Genuine Cars

Trivandrum

118

Raman

City Car Bazar

Kanpur

119

Ranjan Nayar

Jyote Motor Ltd.

Bhubaneshawar

120

Ranjeet

Fair Deol

Ambala

121

Ratheesh

Mahindra First Choice

Trivandrum

122

Reshu Gupta

Gupta car bazar

Ambala

123

Risham

Goldy Risham Car Bazar

Kanpur

124

Robin

The Car Hub

Kanpur

125

rohit

kaushik car bzr

Panipat

126

sachin sahu

shriram car bazar

Jaipur

127

saheed

classic car bazar

Agra

128

sakbbir sayyad

car care auto

Solapur

129

sameer rauterte

sai motor

Solapur

130

Sampat Manthathi

Speed Motors

Bhubaneshawar

131

Sandeep

Car clinic

Vijaywada

132

Sangeetha

Speed Cars

Trivandrum

133

Sanjay Gupta

New Bhar Car Bazar

Ambala

134

Sanjay Kumar

Volkswagen Das Welt Auto

Trivandrum

135

sanjay raghvani

golden motor

Solapur

136

sanjeet choudhary

r.k autodeal

Ranchi

137

Saroj Kumar Das

Mahinda First Choice

Bhubaneshawar

138

satyendra singh

guru kripa car bazar

Jaipur

139

saurabh bhatia

sai motor & properties

Panipat

140

Shahjahan

Car Zone

Trivandrum

141

Shahnawaz

Basha Car Dealers

Trivandrum

142

Shaikh Rabbani

A to Z consultants

Vijaywada

143

sharad porwal

porwal auto deal

Indore

144

Shashi Kumar

Ambadi Cars

Trivandrum

145

Shibu

Hardeep Motor

Kanpur

146

shivaM

asian car bazar

Mysore

147

Shruthi

Sai car corner

Vijaywada

148

Shubas Chand

Saini Car Bazar

Ambala

149

Sonu

Sai Car Bazar

Agra

150

Subhash Verma

Radha Swami Car Bazar

Agra

151

Subrat Mishra

Swapna Motors

Bhubaneshawar

152

suhsam

SLV Motors Pvt Ltd

Mysore

153

sujit kumar

sudha motor

Ranchi

154

Sunil

Om Cars

Trivandrum

155

Sunny

Car Hub

Kanpur

156

suraj chouhan

shree siddeshavar autodeal

Solapur

157

suresh

anna motor

Solapur

158

Suresh

Hercules Automobiles

Trivandrum

159

Syed

Evershine motors

Mysore

160

Syed Yasin

Reliance auto links

Mysore

161

Umesh Parja

HMS Car Zone

Bhubaneshawar

162

usha

auto leads

Mysore

163

Vaibhav Nigam

Shri Bala ji Motors

Kanpur

164

Vijay

SV Cars

Vijaywada

165

Vijay Chola

Maa Bhavani

Surat

166

vijay sharma

jai maa laxmi car bazar

Panipat

167

vijay sharma

basudev honda

Ranchi

168

vijay singh

jashi motors

Panipat

169

Vikram

Nagi Car Sales

Ambala

170

vinod kushwaha

kushwaha car bazar

Panipat

171

vipin gupta

on sai motor

Panipat

172

Vishabjeet

Additya Motor

Bhubaneshawar

173

Vishnumurthy

Sri Maruthi Cars

Vijaywada

174

vivek sharma

shri bihari ji auto sales

Agra

175

Vivekananda Reddy

Sai Sri cars

Vijaywada

176

Vivy Khosh

Car Bank

Trivandrum

177

yogesh danbani

car choice

Jaipur

178

yogesh gehlot

sangam car bazar

Indore

179

Yogesh Patel

Ganesh Auto

Surat

180

Yogesh Rona

Velocity Auto

Surat

181

yogesh saini

harsh car bazar

Jaipur

Respondent's Profile

Tier

Zone

Contact Number

Designation

Tier-1

West I

9303222426

Staf

Tier-1

South I

9392106886

Owner

Tier-1

North I

8826891128

owner

Tier-1

West II

9950667846

Manager

Tier-1

West II

9829190716

Manager

Tier-1

West I

9826020060

worker

Tier-4

North II

9416225316

Owner

Tier-4

North II

9466658787

Owner

Tier-1

West II

9829076515

Staf

Tier-1

East

9955036000

Staf

Tier-1

West II

9099338001

Owner

Tier-1

North I

9448842605

owner

Tier-1

East

9386340316

Staf

Tier-2

East

7873999775

Owner

Tier-1

South I

9059684999

Owner

Tier-4

North II

9004021711

owner

Tier-1

West II

8238064443

Owner

Tier-2

West I

9766884444

Staf

Tier-1

West II

141-2368312

owner

Tier-2

South I

9880681599

Staf

Tier-2

West I

9871110012

Owner

Tier-1

West I

9300001026

Staf

Tier-1

West II

9998375800

Owner

Tier-1

North I

9897361205

Staf

Tier-1

South I

8662452227

Staf

Tier-1

West II

9825600019

owner

Tier-1

South I

9985888777

Owner

Tier-1

West I

261-2270940

worker

Tier-1

South I

9848238717

Owner

Tier-1

South I

9949843069

Not told

Tier-1

West II

0141-3304477

owner

Tier-4

North II

9315506600

Owner

Tier-1

West II

141-3380370

owner

Tier-1

West I

9098333394

Staf

Tier-1

South I

9848115353

Staf

Tier-4

North II

9416208888

Owner

Tier-1

North I

7706000922

Staf

Tier-1

West II

9327334763

Owner

Tier-2

South I

8951146866

Staf

Tier-2

West I

9822196878

Manager

Tier-2

West I

9822233877

Owner

Tier-1

West II

9824140356

Owner

Tier-1

North I

7505481313

Owner

Tier-4

North II

9255183803

Owner

Tier-1

West II

9687788784

Owner

Tier-1

North I

9839333351

Owner

Tier-1

West II

9414030050

Owner

Tier-2

West I

9960598829

Staf

Tier-2

South I

9845010190

Manager

Tier-1

West I

9669817008

Owner

Tier-1

North I

97192222121

Owner

Tier-2

West I

9881786770

owner

Tier-1

West II

9377555849

Owner

Tier-1

West II

141-3305487

Manager

Tier-1

East

9835160928

Owner

Tier-2

East

9238488888

Manager

Tier-1

North I

9935448086

Owner

Tier-2

South I

9880723899

Staf

Tier-1

South II

9843020003

Staf

Tier-4

North II

7078770300

owner

Tier-1

West I

9425322573

owner

Tier-1

East

9798135151

Staf

Tier-1

North I

9548886648

Owner

Tier-4

North II

9412593279

owner

Tier-1

East

9431114340

Owner

Tier-2

South I

9845644882

Staf

Tier-1

West I

8818818818

Owner

Tier-4

North II

9896015516

Owner

Tier-1

East

9304832118

Manager

Tier-2

South I

8197604972

Staf

Tier-4

North II

9812373030

owner

Tier-1

North I

9305683767

Staf

Tier-1

North I

9897048976

Director

Tier-1

North I

9557777077

Owner

Tier-2

West I

9923807186

Staf

Tier-2

West I

9272344234

Staf

Tier-1

East

9334319960

Staf

Tier-2

South I

9986198223

Staf

Tier-2

South I

9535410720

Staf

Tier-4

North II

9992686868

Owner

Tier-4

North II

8901403004

owner

Tier-1

North I

9368688842

Manager

Tier-2

South I

41486493

Manager

Tier-1

North I

9837000798

owner

Tier-2

South II

9447257806

Owner

Tier-2

West I

9860474399

Staf

Tier-1

East

9304817086

Staf

Tier-2

East

9337666606

Owner

Tier-1

North I

8909511786

owner

Tier-1

North I

9927044425

Owner

Tier-2

East

9437164971

Owner

Tier-2

South II

0471-2342971

Manager

Tier-1

East

9431118919

Manager

Tier-1

West I

9826299009

Manager

Tier-1

West I

9826625254

Staf

Tier-2

East

9837332833

Owner

Tier-1

West II

8140896767

Owner

Tier-1

West II

7567677838

Owner

Tier-4

North II

9812809333

owner

Tier-2

South II

8138903395

Branch Head

Tier-1

North I

9389125578

Owner

Tier-1

North I

9412257992

Manager

Tier-1

North I

9839545844

Owner

Tier-2

South I

7899579370

Staf

Tier-1

West I

7312340972

owner

Tier-2

East

9437028747

Owner

Tier-1

West II

9828788818

Manager

Tier-4

North II

9416003171

Owner

Tier-1

West I

9425060170

Owner

Tier-1

East

9304122200

Owner

Tier-4

North II

9050311969

Owner

Tier-4

North II

9355555967

owner

Tier-1

West II

9824190062

Owner

Tier-2

South II

9447055822

Owner

Tier-1

North I

9336330634

Owner

Tier-2

East

9776615037

Manager

Tier-4

North II

9034343815

Owner

Tier-2

South II

9048990594

Manager

Tier-4

North II

9997604111

Owner

Tier-1

North I

7275900900

Owner

Tier-1

North I

8808131313

Owner

Tier-4

North II

9813479300

owner

Tier-1

West II

9887555219

Manager

Tier-1

North I

9368780655

Worker

Tier-2

West I

9922424535

Staf

Tier-2

West I

9730679209

Manager

Tier-2

East

9437037033

Owner

Tier-1

South I

8662494915

Staf

Tier-2

South II

0472-3269666

Manager

Tier-4

North II

9812696556

Owner

Tier-2

South II

9746399644

Manager

Tier-2

West I

9422066237

Staf

Tier-1

East

9835162905

Manager

Tier-2

East

9040410130

Owner

Tier-1

West II

0141-3302373

Staf

Tier-4

North II

935560005

owner

Tier-2

South II

9745325760

Owner

Tier-2

South II

9349410274

Owner

Tier-1

South I

9966113369

Owner

Tier-1

West I

9826098007

Owner

Tier-2

South II

0471 - 2437372

Owner

Tier-1

North I

9839222379

Owner

Tier-2

South I

2440646

Staf

Tier-1

South I

8666512221

Manager

Tier-4

North II

8053997091

Owner

Tier-1

North I

9639012306

Owner

Tier-1

North I

9837826878

Owner

Tier-2

East

7205091806

Owner

Tier-2

South I

8212335378

Manager

Tier-1

East

7547077772

Staf

Tier-2

South II

9995099009

Owner

Tier-1

North I

9336015500

Owner

Tier-2

West I

9423588823

Manager

Tier-2

West I

9823045051

Staf

Tier-2

South II

9895888866

Manager

Tier-2

South I

9916991684

Staf

Tier-2

South I

9741842758

Staf

Tier-2

East

9437016540

Owner

Tier-2

South I

9739046615

Staf

Tier-1

North I

9335676062

Owner

Tier-1

South I

9703632222

Owner

Tier-1

West II

9879039790

Owner

Tier-4

North II

9253093925

owner

Tier-1

East

9570007100

Staf

Tier-4

North II

9756764185

owner

Tier-4

North II

9416096046

Owner

Tier-4

North II

9532309212

owner

Tier-4

North II

9997029013

owner

Tier-2

East

7873999753

Staf

Tier-1

South I

9393664959

Owner

Tier-1

North I

9412560465

owner

Tier-1

South I

9703934444

Owner

Tier-2

South II

9446980058

Owner

Tier-1

West II

0141-3304065

Manager

Tier-1

West I

9669367000

Manager

Tier-1

West II

9898511333

Owner

Tier-1

West II

2612631480

Owner

Tier-1

West II

9983982721

Manager

Organized vs UnOrganised

Brand Name

Categorization by Size

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Organized

Mahindra First Choice

Small

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized

Medium

Unorganized
Organized

Small
H Promise

Medium

Unorganized

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Small

Organized

Maruti True Value

Small

Organized

Maruti True Value

Large

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized
Organized

Medium
Mahindra First Choice

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized
Organized

Small
Maruti True Value

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Organized

Mahindra First Choice

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Organized

Maruti True Value

Large

Unorganized

Small

Organized

Maruti True Value

Small

Organized

Mahindra First Choice

Large

Unorganized

Small

Unorganized
Organized

Medium
Mahindra First Choice

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Organized

Hyundai

Medium

Unorganized

Small

Unorganized

Small

Organized

Maruti True Value

Unorganized
Organized

Small
Small

Mahindra First Choice

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Organized

Maruti True Value

Unorganized
Organized

Medium
Small

Mahindra First Choice

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized
Organized

Small
Mahindra First Choice

Unorganized
Organized

Small
Small

Volkswagen Das Welt Auto

Small

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Small

Organized

Maruti True Value

Large

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Organized

Maruti True Value

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Unorganized

Small

Organized

Honda

Large

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized
Organized

Small
Mahindra First Choice

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Medium

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Unorganized

Small

Used Car Financ

1. How many used cars do


you sell on a monthly
2. What is the split of the used car sales
3. What is the split of the used car sales from your
basis and what is the
from your dealership by the type of the
dealership by the value of the car?
average selling price of
car? <sum should be 100%>
the car?
a) # of used
b) Average
3. SUV /
1. <INR 3
2. INR 3-5
3. INR 5-10
cars sold per
1. Hatchback 2. Sedan
selling price
MUV
lacs
lacs
lacs
month
9

2.5

70

25

30

40

20

50

30

40

30

10

90

10

40

45

15

30

40

25

16

40

40

20

30

40

20

13

40

40

20

40

40

10

60

30

10

80

20

23

70

10

20

60

20

10

50

25

25

40

30

30

60

20

20

60

20

10

11

3.5

30

40

30

30

40

20

40

40

20

10

40

40

50

50

50

35

15

2.5

70

20

10

80

10

10

22

30

65

40

30

20

40

10

10

50

40

10

20

12

20

40

40

20

40

30

21

20

40

40

20

30

30

35

30

40

30

10

40

40

2.5

60

40

80

20

20

40

50

10

40

50

10

25

30

40

30

20

40

30

11

20

70

10

30

40

20

40

30

30

30

25

25

10

30

40

30

30

30

30

10

80

10

10

70

10

10

75

30

40

30

30

30

30

18

90

10

90

10

80

10

10

80

10

10

32

50

20

30

45

50

20

60

30

10

60

20

10

2.5

90

10

90

10

12

40

30

30

60

10

15

18

3.5

40

40

20

40

40

10

13

80

15

25

65

80

10

10

70

20

10

21

80

10

10

70

20

10

70

20

10

20

60

10

90

10

90

10

13

40

20

40

90

10

3.5

70

30

60

10

20

2.5

90

10

90

10

13

40

40

20

40

30

20

30

40

30

20

60

10

30

40

30

30

40

25

45

40

30

30

40

30

20

5.5

20

10

70

20

20

50

20

60

20

10

50

30

2.5

100

100

50

10

35

35

30

50

25

15

13

60

20

20

10

30

50

20

50

30

10

60

20

13

4.5

80

10

10

70

20

1.5

100

100

18

3.5

50

40

10

50

50

50

30

20

30

40

20

13

4.5

30

40

30

20

30

30

4.5

20

30

50

10

30

50

2.5

50

50

75

25

10

80

10

10

80

10

10

15

30

40

30

20

40

30

10

60

30

10

80

10

10

12

3.5

80

10

10

70

10

10

1.5

40

60

60

20

20

20

20

40

40

40

25

25

11

50

40

10

60

20

10

50

25

25

35

45

30

2.5

75

20

65

30

15

40

30

30

30

30

30

13

60

30

10

70

10

10

10

80

15

20

50

10

3.5

35

35

30

60

30

10

37

4.5

50

30

20

20

50

20

60

30

10

60

20

20

15

70

20

10

50

30

20

10

10

80

10

60

20

2.5

60

30

10

80

20

2.5

90

10

90

10

20

50

20

30

20

30

50

10

3.5

80

20

90

10

11

3.5

40

30

30

30

40

30

25

50

25

20

50

25

2.5

60

40

90

10

12

90

10

10

90

40

40

20

30

40

30

2.5

50

45

60

30

13

4.5

60

20

20

30

40

10

350

60

20

20

20

40

20

15

60

25

15

40

25

12

40

40

20

30

40

30

150

90

10

50

3.5

60

40

60

30

10

40

60

30

10

45

35

15

90

10

80

10

10

18

45

45

10

40

20

20

17

3.5

60

30

10

40

30

20

11

10

70

20

70

30

40

60

30

10

60

40

80

20

80

20

30

30

40

20

40

30

35

3.5

55

35

10

50

35

10

80

10

10

80

20

14

50

50

80

20

20

7.5

40

50

10

10

20

50

30

30

40

40

10

13

80

15

60

20

10

10

10

20

70

10

10

10

16

80

20

80

10

10

60

20

20

70

20

10

11

70

15

15

20

30

40

3.5

80

10

10

80

10

10

13

40

30

30

40

30

20

40

50

10

30

40

25

13

40

40

20

40

40

10

13

50

35

15

40

45

10

80

10

10

80

20

35

4.5

40

50

10

20

30

40

13

80

10

10

70

20

10

35

55

35

10

40

40

15

15

50

30

20

40

40

20

4.5

40

20

40

20

50

20

16

70

20

10

70

20

10

25

45

30

20

40

30

11

30

40

30

20

30

30

40

40

20

30

40

30

50

10

40

20

40

30

18

50

40

10

60

20

10

11

7.5

10

60

30

10

20

40

80

10

10

70

30

20

40

35

25

30

40

20

70

20

10

50

30

20

20

3.5

45

35

20

35

35

20

90

10

70

10

20

60

30

10

40

40

10

25

30

60

10

20

40

30

10

30

50

20

20

40

20

40

30

30

20

50

20

12

60

35

45

35

18

15

50

40

10

55

30

12

90

10

60

40

11

40

40

20

50

20

30

2.5

90

80

15

50

40

10

20

50

20

25

35

40

35

25

35

30

50

50

50

50

60

30

10

70

20

10

22

50

40

10

50

25

25

15

3.5

70

20

10

60

30

4.5

80

15

60

30

10

35

30

35

90

10

175

4.5

50

30

20

50

30

10

13

2.5

65

25

10

50

30

15

3.5

70

20

10

40

50

10

1.5

100

100

100

60

10

10

30

2.5

45

40

15

50

35

10

18

50

40

10

30

40

20

50

32

18

80

10

10

40

40

20

20

30

20

10

90

10

90

10

90

10

90

10

40

40

30

30

50

30

10

80

20

90

10

2.5

50

30

20

70

20

10

55

30

60

10

40

20

20

10

30

50

20

20

50

30

4.5

40

30

30

60

20

20

25

25

45

30

30

30

30

18

30

40

30

30

40

25

22

50

30

20

40

30

20

12

90

10

40

60

40

40

20

30

40

25

23

90

10

80

20

20

2.5

70

20

10

50

40

10

20

70

10

10

20

13

90

30

50

20

13

60

20

20

30

40

20

100

100

4.5

30

40

30

30

40

20

Used Car Financing Market

sed car sales from your


alue of the car?

7. What is the average


replacement cycle?

8. Rank the top-3 growth driv


according to you which are fuell
used car financing market

4. Percentage of
5. Loan to
4. > INR 10 customers
Value
lacs
going for
percentage
financing

6. %ge of first
time car buyers

a) New cars b) Used cars Factor 1

10

80

75

50

4.5

40

40

20

70

40

10

60

55

10

60

60

10

65

70

60

Tax saving

50

55

50

70

60

70

80

50

10

60

65

55

10

70

60

65

10

45

60

60

Tax saving

80

70

50

1.6

60

60

55

10

50

45

35

70

80

50

100

10

50

70

50

20

60

70

60

Tax saving

10

70

65

70

70

55

60

50

50

40

20

60

70

50

10

30

45

65

2.5

20

60

60

55

10

20

70

40

2.5

10

70

70

50

More number

10

30

70

70

60

70

40

60

70

60

85

70

75

10

70

70

70

More number

60

70

65

15

70

80

60

10

60

60

70

45

55

65

30

80

70

More number

40

80

50

10

85

75

25

3.5

Tax saving

60

70

65

10

85

40

10

10

60

50

60

40

70

50

10

50

65

60

10

80

72.5

50

3.5

2.5

Tax saving

20

60

50

Lack of mone

10

60

70

60

10

75

60

60

1.5

Tax saving

10

60

55

70

50

40

60

10

50

50

40

10

30

45

65

10

70

80

60

40

60

70

60

60

70

70

65

50

10

70

70

55

20

60

30

60

10

80

65

45

3.5

2.5

Tax saving

35

45

75

80

80

50

More number

10

40

70

60

70

60

40

10

60

70

60

40

60

60

10

60

70

60

10

60

70

55

35

75

45

80

75

30

10

80

75

60

10

60

40

55

20

40

70

30

20

50

70

10

35

75

27.5

3.5

2.5

Tax saving

40

60

50

50

80

50

10

60

50

60

70

50

60

Tax saving

40

50

50

70

60

50

80

50

80

20

70

70

50

80

50

20

70

Tax saving

80

80

60

10

70

50

25

65

40

4.5

3.5

20

60

70

50

20

60

70

50

20

75

30

35

20

80

30

1.5

35

70

80

20

60

30

45

3.5

2.5

30

70

55

60

55

70

20

63

58

48

Tax saving

10

75

45

65

20

60

40

40

6.5

3.5

70

45

60

50

60

50

6.5

10

40

70

65

25

75

40

Tax saving

60

70

60

3.5

2.5

Tax saving

40

50

30

1.5

10

80

70

30

4.5

2.5

Tax saving

50

50

30

45

10

80

65

45

2.5

70

50

80

60

4.5

2.5

60

60

70

50

80

50

10

60

65

50

Tax saving

60

50

60

15

80

15

10

70

50

10

70

65

60

20

60

30

3.5

80

70

27.5

3.5

2.5

Tax saving

10

20

80

50

5.5

60

60

60

40

70

60

1.5

40

70

50

10

80

75

50

3.5

80

70

40

3.5

2.5

Tax saving

10

70

60

70

20

65

70

60

25

75

30

10

70

40

60

10

60

40

55

30

30

60

35

5.5

70

80

30

More number

10

40

60

30

1.5

80

70

40

10

10

60

30

60

40

50

10

70

60

65

10

30

60

40

3.5

20

60

70

60

10

50

70

50

20

60

55

3.5

2.5

35

55

40

4.5

2.5

60

70

20

70

63

75

20

55

60

10

30

70

27.5

3.5

2.5

Tax saving

15

75

25

30

50

50

100

50

80

90

70

65

50

60

70

50

20

70

35

55

45

80

10

70

60

70

10

30

60

45

3.5

80

75

27.5

3.5

2.5

Tax saving

20

30

30

10

70

60

50

30

60

45

4.5

2.5

10

30

30

60

75

90

30

30

60

70

50

80

70

90

80

70

27.5

4.5

2.5

Tax saving

10

70

40

70

50

60

55

30

70

80

20

60

70

55

40

75

70

60

70

50

10

50

70

50

50

70

50

10

60

80

40

60

70

20

20

80

40

80

70

60

25

65

70

2.5

1.5

60

70

80

60

10

80

73

50

Tax saving

10

40

70

80

60

35

60

Tax saving

10

60

70

55

8. Rank the top-3 growth drivers


ccording to you which are fuelling the
used car financing market?
a) Do you
have
partnership
Factor 2
Factor 3
with this
financing
company?
(Yes/No)
5
7

HDFC
b) What is
the % share
of your
finance
disburseme
nt in this
company?

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

ICICI
b) What is
the % share
of your
finance
disburseme
nt in this
company?

YES

20

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

Yes

40

Yes

40

Yes

50

YES

20

Yes

40

YES

40

Yes

30

12.5

Yes

70

YES

20

2
5

Yes

25

10

YES

25

Yes

30

Yes

30

5.5

Yes

50

11

Yes

25

Yes

30

Yes

30

Yes

70

3.5

Yes

70

YES

20

Yes

40

More numberMore used carYes

30

Yes

60

Yes

25

Yes

30

Yes

80

Lack of moneLower loan prYes

80

Yes

50

YES

20

10

Yes

75

YES

25

Yes

60

YES

10

4
YES

30

YES

40

Ease of availaLack of money


6

Yes

70

Yes

20

4.5

Tax saving

Yes

100

13

Tax saving

Yes

25

Yes

20

More used carAvailability o Yes

70

Yes

10

4.5

Yes

20

Yes

40

Yes

40

Yes

50

Yes

80

Ease of availability of crediYes

70

Tax saving

Tax saving

Yes

100

Yes

50

Yes

30

Yes

20

Yes

15

3.5

Yes

70

Yes

90

Yes

50

Yes

30

Yes

50

Yes

60

YES

20

YES

30

YES

20

YES

50

YES

30

YES

40

YES

50

Yes

100

YES

10

Yes

20

Yes

40

Yes

20

Yes

25

Yes

20

3.5

Tax saving

Yes

20

Tax saving

Yes

80

3.5

Yes

70

15

Yes

30

5.5

Yes

100

3.5

Yes

40

3.5

Yes

75

Yes

60

Tax saving

Yes

40

Yes

70

2.5

Yes

70

Tax saving

Yes

Tax saving

YES

25

YES

20

Yes

10

YES

20

Yes

40

11

YES

20

20

Yes

Yes

30

Yes

50

3.5

Yes

10

3.5

Yes

20

Yes

100

3.5

Yes

30

15

2
Yes

20

4.5

Yes

35

4.5

Yes

15

Yes

50

10

YES

50

11

Ease of availaLack of money


1

Tax saving

Yes

30

4.5

Yes

30

Yes

20

7.5

Yes

50

Yes

30

Yes

30

Yes

50

Yes

60

Yes

60

Yes

45

Yes

40

4.5

Yes

40

Tax saving

Yes

Yes

40

Yes

60

25

3.5

Yes

Yes

90

Yes

10

Yes

100

3.5

Yes

50

Yes

50

Yes

40

YES

20

Yes

50

Yes

40

Yes

40

Yes

100

Tax saving

Yes

20

Yes

80

Private Banks

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Kotak Mahindra
c) What is
b) What is
the loan
the % share
processing
of your
time (in
finance
days) for
disburseme
your
nt in this
financing
company?
partner?

YES

10

Yes

30

13

YES

10

10

YES

20

Yes

25

Yes

20

3.5

YES

40

YES

20

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Axis Bank
b) What is
the % share
of your
finance
disburseme
nt in this
company?

YES

10

YES

20

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

YES

YES

10

Yes

20

Yes

10

4.5

YES

40

IndusInd Bank
b) What is
the % share
of your
finance
disburseme
nt in this
company?

25

YES

60

YES

10

10

YES

40

Yes

50

YES

50

YES

15

Yes

80

2.5

Yes

30

12.5

YES

20

YES

50

YES

30

YES

30

YES

20

YES

10

YES

35

YES

40

Yes
Yes

20

70

YES

30

YES

50

YES

25

Yes

10

Yes

20

4.5

Yes

10

4.5

YES

YES

Yes

20

2.5

Yes

YES

50

Yes

20

3.5

YES

60

Yes

15

Yes

25

15

65

Yes

15

Yes

40

Yes

10

Yes

10

Yes

30

Yes

50

Yes

40

10
YES

YES

30

3
YES

Yes

10

YES

40

YES

50

65

Yes

YES

20

15

dusInd Bank
c) What is
the loan
processing
time (in
days) for
your
financing
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Other Bank 1
c) What is
b) What is
the loan
the % share
processing
of your
time (in
finance
days) for
disburseme
your
nt in this
financing
company?
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

SBI
b) What is
the % share
of your
finance
disburseme
nt in this
company?

Yes

20

PNB

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Yes

YES

4.5

30

YES

20

YES

45

YES

20

YES

15

5
YES
4.5

YES

100

3
3
yes

80

Yes

20

Public Banks
PNB
b) What is
the % share
of your
finance
disburseme
nt in this
company?

20

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Other 3
b) What is
the % share
of your
finance
disburseme
nt in this
company?

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Other 4
b) What is
the % share
of your
finance
disburseme
nt in this
company?

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

YES

75

YES

100

100

Financing Partners

9. Who are the financing partners for your dealership? What is the % split of the overall disbur

a) Do you
have
partnership
with this
financing
company?
(Yes/No)
YES

Yes

YES

Magma Fincrop
c) What is
b) What is
the loan
the % share
processing
of your
time (in
finance
days) for
disburseme
your
nt in this
financing
company?
partner?
10

20

20

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

20

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Shriram City
b) What is
the % share
of your
finance
disburseme
nt in this
company?

YES

60

YES

20

Yes

20

YES

30

YES

20

Yes

10

YES

50

YES

10

YES

10

12.5

YES

YES

Cholamandalam
c) What is
b) What is
the loan
the % share
processing
of your
time (in
finance
days) for
disburseme
your
nt in this
financing
company?
partner?

40

YES

30

YES

30

YES

10

10

Yes

60

4.5

YES

10

YES

20

Yes

30

10

Yes

50

10

YES

30

Yes

30

Yes

50

YES

10

YES

50

Yes

40

Yes

Yes

30

YES

Yes

20

10

YES

30

Yes

40

YES

10

15

4.5

Yes

4.5

Yes

20

YES

10

Yes

10

Yes

10

5.5

Yes

10

Yes

5.5

Yes

20

Yes

10

Yes

20

YES

10

YES

Yes

40

30

Yes

40

12.5

YES

10

Yes

20

Yes

10

Yes

40

Yes

10

Yes

20

YES

60

Yes

40

ncing Partners

% split of the overall disbursement from your dealership among these players?

hriram City

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

Mahindra Finance
c) What is
a) Do you
b) What is
the loan
have
the % share
processing
partnership of your
time (in
with this
finance
days) for
financing
disburseme
your
company?
nt in this
financing
(Yes/No)
company?
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

L&T Finance
b) What is
the % share
of your
finance
disburseme
nt in this
company?

YES

10

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

3
7
Yes

20

YES

10

13

YES

20

YES

20

YES

20

Yes

70

12.5

5.5

3
6

10

AU Finance
a) Do you
have
partnership
with this
financing
company?
(Yes/No)

YES

40

11

Yes

20

10

10

YES

10

10

YES

20

yes

100

YES

15

YES

20

Yes

4.5

4.5

2.5

10

YES

10

10

7
YES

25

Yes

30

2.5

YES

60

Yes

20

3.5

Yes

20

4.5

YES

12

8
3.5

Yes

20

YES

20

Yes

30

5
5.5

3.5
Yes

30

Yes

15

3.5

12.5

Yes

YES

NBFC/Captives
AU Finance
b) What is
the % share
of your
finance
disburseme
nt in this
company?

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

Sundaram Finance
c) What is
a) Do you
b) What is
the loan
have
the % share
processing
partnership of your
time (in
with this
finance
days) for
financing
disburseme
your
company?
nt in this
financing
(Yes/No)
company?
partner?

YES

40

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

HDB Financial
c) What is
b) What is
the loan
the % share
processing
of your
time (in
finance
days) for
disburseme
your
nt in this
financing
company?
partner?

Yes

30

20

Yes

30

3.5

Yes

15

Yes

60

Yes

10

10

11

40

Yes

60

Yes

10

Tata Motors Finance


c) What is
a) Do you
b) What is
the loan
have
the % share
processing
partnership of your
time (in
with this
finance
days) for
financing
disburseme
your
company?
nt in this
financing
(Yes/No)
company?
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

TVS Credit
b) What is
the % share
of your
finance
disburseme
nt in this
company?

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

YES

20

YES

20

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Others 5
b) What is
the % share
of your
finance
disburseme
nt in this
company?

YES

20

YES

40

Yes

20

10

YES

10

10

YES

10

YES

10

YES

40

Yes

10

3.5

YES

10

15

Yes

YES

90

YES

10

YES

100

YES

50

YES

50

Unorganized Playe
Others 5

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Others 6
b) What is
the % share
of your
finance
disburseme
nt in this
company?

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Others 7
b) What is
the % share
of your
finance
disburseme
nt in this
company?

YES

50

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

Others 8
a) Do you
have
partnership
with this
financing
company?
(Yes/No)

Premji

10

Jyoti Finance 20

Yes (Volkswag15

No Name

20

4.5

Unorganized Players
Others 8
b) What is
the % share
of your
finance
disburseme
nt in this
company?

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

Others 9
a) Do you
b) What is
have
the % share
partnership of your
with this
finance
financing
disburseme
company?
nt in this
(Yes/No)
company?

c) What is
the loan
processing
time (in
days) for
your
financing
partner?

10. What is the split of the total no. of


disbursements by the following loan amount? <sum
should be 100%>
1. < INR 3
lacs

2. INR 3-5
lacs

3. INR 5-10
lacs

30

40

20

50

50

30

30

35

30

40

20

30

40

20

80

20

60

20

10

50

25

25

70

20

10

30

40

20

10

40

40

30

40

30

90

10

35

35

25

20

30

10

40

35

20

35

35

10

60

20

80

20

40

50

10

20

40

30

10

20

60

30

25

25

25

30

30

50

20

20

30

30

30

60

40

60

20

20

30

70

60

20

10

100

80

10

10

40

40

10

60

20

10

70

20

10

70

20

10

60

20

15

90

10

70

30

30

60

10

50

30

20

30

30

20

20

60

10

30

40

25

40

30

20

20

20

50

20

50

20

100

25

25

25

40

20

30

10

60

20

50

20

30

95

60

30

10

20

60

10

20

35

30

10

30

50

70

10

10

80

10

10

10

40

40

20

60

10

80

20

60

20

20

30

40

25

60

20

10

70

20

80

20

30

30

30

80

10

10

50

40

60

30

10

20

50

20

60

20

20

50

30

20

10

40

30

70

20

90

10

30

30

20

90

10

30

40

30

10

50

30

70

30

10

90

30

40

30

60

35

90

10

20

60

10

15

40

25

25

30

45

20

70

25

60

25

10

100

45

30

20

30

20

30

10

30

35

60

40

80

20

15

45

30

50

30

15

80

20

40

60

10

20

50

50

10

60

30

10

15

80

20

60

20

20

40

20

30

80

10

10

40

30

20

20

30

30

40

30

20

45

35

15

80

20

15

30

40

70

20

10

40

30

20

40

30

30

20

50

20

70

20

20

40

30

30

20

40

30

40

30

20

60

10

20

60

10

10

30

35

80

20

35

40

20

50

30

20

45

30

20

60

20

10

30

40

20

25

35

35

40

40

10

10

25

50

50

35

10

65

25

10

40

60

80

10

75

20

20

50

20

45

25

30

30

50

40

40

20

60

40

50

10

40

75

15

10

40

50

10

70

10

10

40

35

25

40

50

10

100

70

15

10

45

30

15

20

10

30

90

10

15

20

25

90

10

90

10

40

30

30

90

10

60

30

10

20

40

30

10

35

55

60

20

20

20

35

35

20

45

30

40

30

20

40

60

25

30

40

60

40

60

30

10

10

10

60

40

20

20

30

40

20

90

10

30

30

30

Key metrics for the financing business

of the total no. of


ing loan amount? <sum
100%>

13. What is the approximate split of the cars which


has been financed by the number of previous
owners? <sum should be 100%>

4. >INR 10
lacs

11. Most
popular
duration of
EMI

2. Two

3. Three

14.
4. More than Delinquency
three
rate
(average)

10

36-48 months3.5

36-48 months5

70

10

10

10

1-2%

90

10

0.5-1%

24-36 months4

40

30

30

10

24-36 months4

30

40

20

10

<0.5%

10

24-36 months4

40

40

10

10

<0.5%

24-36 months3

40

30

20

10

<0.5%

10

24-36 months5

50

30

10

<0.5%

< 24 months 5

60

20

20

<0.5%

24-36 months3.5

60

20

10

10

<0.5%

10

24-36 months3

20

40

30

10

<0.5%

10

24-36 months4

30

40

30

<0.5%

24-36 months3

40

30

30

<0.5%

< 24 months 3

80

10

10

24-36 months5

70

20

10

<0.5%

50

< 24 months 2

100

<0.5%

15

24-36 months3

40

30

30

10

24-36 months4

20

35

35

10

<0.5%

10

24-36 months4

30

20

30

20

<0.5%

24-36 months3.5

70

20

10

<0.5%

12. Average
age of the
1. One
cars

<0.5%

<0.5%

<0.5%

24-36 months4

50

50

1-2%

10

24-36 months4

20

30

40

<0.5%

10

24-36 months3.5

40

10

30

20

<0.5%

20

24-36 months4

40

30

20

10

<0.5%

15

24-36 months4

40

30

30

<0.5%

10

36-48 months3

40

30

15

1-2%

10

24-36 months4

30

30

30

10

<0.5%

24-36 months3.5

30

40

20

10

0.5-1%

24-36 months4

40

30

20

10

<0.5%

36-48 months3.5

50

50

10

24-36 months3

70

10

10

10

1-2%

24-36 months4

80

10

10

<0.5%

24-36 months3

70

20

10

10

24-36 months3

30

50

10

10

0.5-1%

10

< 24 months 3.5

55

30

10

<0.5%

10

> 48 months 2

80

20

<0.5%

24-36 months5

60

30

10

2-3%

24-36 months4.5

70

20

>3%

24-36 months4

40

40

20

<0.5%

24-36 months2

10

80

10

<0.5%

24-36 months2.5

60

20

10

10

<0.5%

10

24-36 months3.5

30

40

20

10

<0.5%

20

24-36 months5

30

30

30

10

<0.5%

10

24-36 months4

60

20

10

10

>3%

24-36 months3

40

20

20

20

<0.5%

10

24-36 months3.5

30

40

20

10

<0.5%

10

36-48 months3.5

80

10

>3%

10

24-36 months4.5

30

50

10

10

<0.5%

24-36 months3.5

80

20

<0.5%

25

24-36 months4

50

50

1-2%

10

< 24 months 3

50

30

10

10

<0.5%

10

24-36 months5

60

20

10

<0.5%

10

< 24 months 4

70

20

10

10

<0.5%

24-36 months3

60

20

10

10

<0.5%

24-36 months3.5

60

30

10

10

24-36 months3

30

40

20

10

<0.5%

15

24-36 months6

50

30

20

0.5-1%

10

24-36 months4

50

30

10

10

>3%

10

36-48 months5

50

25

25

2-3%

24-36 months3

100

<0.5%

10

24-36 months3

35

30

35

<0.5%

10

24-36 months2.5

60

10

10

10

<0.5%

24-36 months3

70

20

10

<0.5%

< 24 months 4

50

30

20

<0.5%

24-36 months4

40

30

20

10

<0.5%

10

24-36 months3

40

40

10

10

<0.5%

10

< 24 months 4

70

20

10

0.5-1%

< 24 months 3

70

20

10

0.5-1%

10

24-36 months4

70

20

< 24 months 3

50

30

20

10

<0.5%

10

36-48 months4

20

40

20

0.5-1%

24-36 months3

70

25

10

24-36 months4

50

30

20

2-3%

24-36 months5

80

20

2-3%

24-36 months5

50

40

10

20

24-36 months2.5

30

40

20

10

0.5-1%

< 24 months 3

30

50

10

10

0.5-1%

24-36 months3

70

10

10

10

<0.5%

20

24-36 months4

50

50

24-36 months4

90

10

< 24 months 8

70

20

10

10

< 24 months 3

30

30

30

10

<0.5%

24-36 months4

80

20

<0.5%

36-48 months4

30

70

<0.5%

<0.5%

<0.5%

<0.5%
0.5-1%

24-36 months4

30

40

30

<0.5%

36-48 months3.5

35

35

25

DNK

24-36 months3.5

70

10

20

<0.5%

10

24-36 months4

40

40

10

10

<0.5%

20

24-36 months6

60

30

10

<0.5%

36-48 months3

40

30

30

<0.5%

80

36-48 months3

60

40

<0.5%

24-36 months5

40

40

20

<0.5%

24-36 months3

30

35

20

15

0.5-1%

24-36 months4

70

10

10

10

<0.5%

< 24 months 3.5

70

10

10

10

0.5-1%

20

24-36 months3

40

30

20

10

<0.5%

25

24-36 months3

40

40

20

>3%

24-36 months3.5

65

25

10

<0.5%

24-36 months4

30

50

20

<0.5%

10

24-36 months3

40

20

30

10

<0.5%

36-48 months3.5

35

35

25

DNK

24-36 months2.5

70

20

10

>3%

< 24 months 3

80

10

10

<0.5%

10

24-36 months3.5

60

20

10

10

>3%

40

24-36 months6

20

40

40

1-2%

36-48 months4

50

30

20

<0.5%

75

> 48 months 5

60

20

10

10

1-2%

24-36 months3

60

20

10

10

<0.5%

24-36 months3

60

30

0.5-1%

10

< 24 months 3

35

55

<0.5%

24-36 months3

60

20

10

10

<0.5%

10

24-36 months7

50

30

20

20

24-36 months3

30

40

30

<0.5%

10

24-36 months3

50

25

20

<0.5%

36-48 months3.5

30

40

25

<0.5%

< 24 months 3

50

30

10

10

>3%

15

24-36 months3

30

30

40

<0.5%

24-36 months4

70

20

10

<0.5%

10

36-48 months3

55

30

10

0.5-1%

24-36 months4

60

20

20

0.5-1%

10

24-36 months4

70

20

10

>3%

24-36 months3

60

20

10

10

>3%

10

24-36 months4

40

40

20

<0.5%

10

24-36 months4

20

30

40

10

<0.5%

24-36 months4

40

30

30

<0.5%

10

24-36 months3

20

40

30

10

<0.5%

10

24-36 months3

60

10

30

10

<0.5%

25

24-36 months6

60

20

10

10

0.5-1%

24-36 months3

70

30

0.5-1%

36-48 months3

35

30

25

10

0.5-1%

24-36 months5

50

30

20

<0.5%

24-36 months4.5

30

35

25

10

<0.5%

10

< 24 months 3

40

30

20

10

<0.5%

10

24-36 months4

30

40

20

10

<0.5%

24-36 months5

60

30

10

<0.5%

10

24-36 months3.5

30

40

20

10

<0.5%

0.5-1%

15

24-36 months5

50

30

20

<0.5%

24-36 months2.5

40

40

15

DNK

24-36 months3.5

30

35

20

15

DNK

24-36 months5

60

40

0.5-1%

24-36 months3

70

10

10

10

<0.5%

24-36 months4

70

25

DNK

10

24-36 months4

70

20

10

2-3%

< 24 months 7

60

30

1-2%

20

24-36 months2

70

30

<0.5%

24-36 months5

30

50

20

2-3%

24-36 months4

60

40

<0.5%

24-36 months2.5

70

30

<0.5%

24-36 months6

50

30

20

1-2%

24-36 months5

45

30

15

10

1-2%

10

24-36 months3

30

30

20

20

<0.5%

36-48 months2.5

60

30

DNK

24-36 months4

50

30

20

>3%

< 24 months 2

85

<0.5%

< 24 months 3

40

40

10

10

<0.5%

10

36-48 months3.5

40

35

15

10

<0.5%

40

24-36 months3

100

<0.5%

24-36 months4

10

50

40

2-3%

40

24-36 months6

50

30

20

1-2%

36-48 months7

60

40

<0.5%

< 24 months 4

50

30

10

10

>3%

24-36 months2

90

10

<0.5%

24-36 months3

70

20

10

<0.5%

< 24 months 3

50

30

20

<0.5%

10

< 24 months 3

30

50

10

10

<0.5%

24-36 months3

40

30

30

<0.5%

24-36 months5

60

30

1-2%

10

24-36 months4

40

30

20

10

<0.5%

24-36 months3

30

40

30

<0.5%

10

24-36 months5

40

30

20

10

<0.5%

24-36 months3

60

40

0.5-1%

24-36 months4

30

30

30

10

<0.5%

24-36 months3.5

60

20

20

0.5-1%

36-48 months2.5

35

35

20

10

DNK

20

36-48 months4

30

20

30

20

<0.5%

20

24-36 months4

60

20

10

10

0.5-1%

10

24-36 months3.5

30

40

20

10

<0.5%

24-36 months3

70

20

10

<0.5%

10

24-36 months3

20

40

30

10

<0.5%

15. Kindly list the companies which are your financing partners
Partner 1

Partner 2

Satisfaction
Satisfaction on the
Satisfaction
of the
schemes
Name of the on the
Name of the
service
provided by
financing
incentive
financing
provided
the
partner
provided (1partner
such as TAT financing
10)
(1-10)
companies
(1-10)

Satisfaction
Satisfaction
of the
on the
service
incentive
provided
provided (1such as TAT
10)
(1-10)

Satisfaction
on the
schemes
provided by
the
financing
companies
(1-10)

HDFC

10

MAGMA

HDFC

SHRIRAM

HDFC

KOTAK

HDFC

ICICI

HDFC

Magma

HDFC

ICICI

ICICI

KOTAK

HDFC

ICICI

PAVAN

10

10

10

HDFC

ICICI

HDFC

SHRIRAM

HDFC

MAGMA

HDFC

MAGMA

HDFC

ICICI

HDFC

10

10

M&M

HDFC

ICICI

HDFC

ICICI

HDFC

10

IndusInd

HDFC

ICICI

HDFC

10

TVS

10

HDFC

TVS

HDFC

ICICI

HDFC

ICICI

HDFC

ICICI

HDFC

HDFC

ICICI

10

Mahindra

10

10

10

HDFC

ICICI

KOTAK

AXIS

ICICI

HDFC

HDFC
HDFC

HDFC

ICICI

10

10

KOTAK

KOTAK

10

Shriram

10

10

HDFC

AU

HDFC

10

KOTAK

HDFC

KOTAK

HDFC

ICICI

KOTAK

SHRIRAM

Magma

Shriram

HDFC

10

10

ICICI

10

10

HDFC

ICICI

HDFC

10

10

10

AXIS

SBI

ICICI

AXIS

HDFC

ICICI

HDFC

ICICI

ICICI

HDFC

KOTAK

10

10

HDFC

10

10

10

KOTAK

10

10

10

HDFC

KOTAK

HDFC

KOTAK

HDFC

10

10

10

ICICI

ICICI

Shriram

NP

ANDHRA

10

10

10

HDFC

10

UBI

10

KOTAK

MAGMA

IndusInd

Sundaram Fin7

HDFC

10

10

KOTAK

HDFC

10

KOTAK

10

10

10

HDFC

Kotak Mahind5

HDFC

ICICI

HDFC

ICICI

HDFC

HDFC

ICICI

HDFC

PNB

10

10

10

HDFC

IndusInd

ICICI

AXIS

HDFC

ICICI

KOTAK

Magma

HDFC

ICICI

HDFC

Sundaram Fin7

HDFC

HDFC

Magma

HDFC

Mahindra

HDFC

Shriram

HDFC

KOTAK

ICICI

HDFC
M&M

HDFC

KOTAK

HDFC

ICICI

HDFC

Kotak Mahind7

HDFC

ICICI

HDFC

ICICI

HDFC

IndusInd

HDFC

IndusInd

HDFC

10

RAVI TEJA

10

10

HDFC

MAS

HDFC

KOTAK

HDFC

ICICI

Chola

Shriram

HDFC

10

10

10

MAGMA

10

10

10

HDFC

10

10

10

KOTAK

10

10

10

HDFC

10

AXIS

10

HDFC

Sundaram Fin6

10

10

KOTAK

HDFC

HDFC

ICICI

HDFC

KOTAK

SBI

HDFC

TVS

HDFC

HDFC

10

10

10

ICICI

HDFC

ICICI

HDFC

Magma

HDFC

TVS

HDFC

SHRIRAM

TVS

10

10

10

HDFC

AU

M&M

ICICI

HDFC

HDFC

AXIS

HDFC

ICICI

re your financing partners (as listed in the Q9). Kindly rate these companies on the scale of 1-10 for the following parameters (1 bein
Partner 3

Satisfaction
Satisfaction on the
Satisfaction
of the
schemes
Name of the on the
Name of the
service
provided by
financing
incentive
financing
provided
the
partner
provided (1partner
such as TAT financing
10)
(1-10)
companies
(1-10)

Partner 4
Satisfaction
Satisfaction
of the
on the
service
incentive
provided
provided (1such as TAT
10)
(1-10)

Satisfaction
on the
schemes
provided by
the
financing
companies
(1-10)

MAGMA

Shriram

Sundaram

BANSOL

TVS

SBI

Mahindra

KOTAK

SHRIRAM

SHRIRAM

Canara

IndusInd

M&M

TVS

SHRIRAM

M&M

KOTAK

AXIS

ICICI

KOTAK

M&M

SHRIRAM

10

CHOLA

10

10

SHRIRAM

KOTAK

MAGMA

KOTAK

KOTAK

SHRIRAM

Magma

Shriram

KOTAK

MAGMA

SBI

MAGMA

AXIS

Magma
M&M

Mahindra

10

TVS

SHRIRAM

MAGMA

M&M

MAGMA

M&M

SBI

UBI

10

Shriram

TVS

Unorganized 8

TATA

M&M

10

PNB

Mahindra

SHRIRAM

AXIS

SBI

Mahindra Fin 7

Sundaram Fin6

M&M

10

SHRIRAM

Kotak Mahind6

Indusind

Mahindra

AU

Shriram

Unorganized 8

KOTAK

Shriram City 7

Sundaram Fin6

MAGMA

SHRIRAM

Magma

KOTAK

TVS

IndusInd

Magma

Kotak Mahind7

Mahindra Fin 7

Shriram City 6

Mahindra

MAGMA

10

10

Unorganized 9

CHOLA

10

10

Shriram

Kotak Mahind7

IndusInd

M&M

L&T

Shriram

KOTAK

10

10

SHRIRAM

HDFC

KOTAK

KOTAK

10

10

10

Satisfaction with the financing partners:

lowing parameters (1 being the worst and 10 being the best)


Partner 5

Satisfaction
Satisfaction on the
Satisfaction
of the
schemes
Name of the on the
Name of the
service
provided by
financing
incentive
financing
provided
the
partner
provided (1partner
such as TAT financing
10)
(1-10)
companies
(1-10)

M&M

MAGMA

Partner 6
Satisfaction
Satisfaction
of the
on the
service
incentive
provided
provided (1such as TAT
10)
(1-10)

Satisfaction
on the
schemes
provided by
the
financing
companies
(1-10)

M&M

L&T

TVS

Mahindra Fin 8

Sundaram Fin7

ICICI

IndusInd

Mahindra Fin 8

Volkswagen Fi7

Shriram

Shriram

SBI

Shriram City 6

16. What would be your preferred mode of incentive from the financing
partner?
Fixed incentive per car
Fixed % of the ticket
financed irrespective of
Other
value (loan amount)
the loan amount
b) In case
b) In case
b) What
a) What is
Yes, what
Yes, what
should be
the other
a) (Yes/No) should be
a) (Yes/No) should be
the value of
mode of
the value of
the value of
this
incentive
incentive
incentive
incentive

17. Would you be


willing to associate
with a new
financing partner?
Yes

YES

3000

Yes

YES

Yes

YES

2.5

Yes

YES

Yes

Yes

Yes

Yes

Yes
YES

2.5

Yes
Yes

YES

Yes

YES

2.5

Yes
Yes
Yes

Yes

YES

1500

Yes
Yes
Yes
Yes

YES

2.5

Yes

YES

Yes

YES

3.5

Yes
Yes

YES

Yes

YES

Yes

YES

Yes

YES

Yes

YES

YES

4500

YES

2000

Yes
Yes
Yes

YES

no

YES

Yes

YES

3.5

Yes

2000

Yes
Yes
Yes

YES

Yes

Yes

Yes

Yes

Yes

YES

Yes
YES

5500

Yes

Yes
Yes
YES

Yes
Yes
Yes

YES

2.5

Yes
Yes

YES

2.5

YES

Yes
Yes
Yes
Yes

YES

Yes

YES

2.5

Yes

YES

Yes

Yes

Yes
Yes
Yes

Yes
YES

YES

6000

Yes
no
Yes
Yes
Yes

YES

Yes
Yes
Yes

YES

1.25

Yes

Yes

1.5

Yes

Yes

Yes
Yes

YES

1.9

Yes

YES

Yes

Yes

Yes

YES

Yes

YES

Yes
Yes
Yes
Yes

YES

Yes

YES

2.12

Yes

Yes

2.5

Yes
Yes
YES

Yes

YES

1.95

Yes

YES

3.5

Yes

Yes

2.5

Yes
Yes
Yes

Yes
YES

Yes

YES

1.5

Yes
Yes

Yes

Yes
Yes
Yes
No
Yes
YES

4500

Yes

Yes

Yes

YES

1.5

Yes

Yes

Yes

Yes

Yes

YES

1.5

Yes

Yes

Yes

YES

1.3

Yes
Yes
Yes

YES

Yes
Yes
No
Yes

Yes

Yes

YES

Yes

Yes

2.5

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

2.5

Yes

Yes

Yes

Yes

Yes

Yes

2.5

Yes

YES

Yes
Yes

YES

Yes
Yes
Yes
Yes
Yes

Yes

2000

Yes
Yes
Yes

Yes

Yes
Yes
Yes
Yes

Yes

2.5

Yes

Yes
Yes

Yes

Yes

Yes
YES

2500

YES

Yes
Yes
No

Yes

Yes
Yes
YES

3000

Yes

Yes

1.5

Yes

YES

1.5

Yes

YES

1.5

Yes

YES

1.75

Yes
Yes
Yes
Yes

3.5

Yes
Yes

Equal to first installment

Yes
Yes
Yes

Yes

Yes

YES

Yes

YES

Yes
Yes

YES

No

Yes

3.5

Yes

YES

Yes

YES

1.5

Yes
Yes
Yes
Yes

Yes

Yes
Yes
Yes
Yes

YES

Yes

YES

2.5

Yes

YES

1.25

Yes

Yes

3.5

Yes
Yes

YES

Yes

YES

Yes

YES

2.5

Yes

YES

Yes

18. What factor should a new entrant in the business provide you to switch to a financing partner?

a) Factor 1

b) Factor 2

Lower rate of interest

High Incentive

Low Processing Time

High Incentive

Better service for customer satisfaction NA


High Incentive

Lower rate of interest

Better service for customer satisfaction High Incentive


High Incentive

Lower rate of interest

Better service for customer satisfaction High Incentive


Ease of availability of credit

High Incentive

High Incentive

Low Processing time

High Incentive

Lower rate of interest

High Incentive

Low Processing time

High Incentive

More number of schemes

High Incentive

Less documentation

Better service for customer satisfaction High Incentive


High Incentive

NA

High Incentive

Better service for customer satisfaction

Better service for customer satisfaction Low Processing time


High Incentive

Low Processing time

High Incentive

Low Processing time

High Incentive

Low Processing time

High Incentive

Lower rate of interest

High Incentive

Less documentation

High Incentive

Low Processing time

Better service for customer satisfaction High Incentive


Low Processing Time

Schemes with lower EMI

Lower rate of interest

NA

Low Processing Time

NA

High Incentive

Lower rate of interest

High Incentive

NA

NA

NA

High Incentive

Lower rate of interest

Ease of availability of credit

High Incentive

Low Processing Time

High Incentive

Lower rate of interest

Low Processing time

Low Processing Time

Schemes with lower EMI

Better service for customer satisfaction Low Processing time


Low Processing Time

Should finance any car

High Incentive

Lower rate of interest

Low Processing Time

NA

High Incentive

Less documentation

Lower rate of interest

Good relationship with the dealer

High Incentive

Low Processing time

Faster Payout

Low Processing time

High Incentive

Better service for customer satisfaction

High Incentive

Low Processing time

Low Processing Time

Better service for customer satisfaction

High Incentive

Less documentation

High Incentive

Lower rate of interest

High Incentive

Low Processing time

Lower rate of interest

High Incentive

High Incentive

Better service for customer satisfaction

High Incentive

Lower rate of interest

High Incentive

Low Processing time

High Incentive

Low Processing time

High Incentive

Lower rate of interest

Better service for customer satisfaction More number of schemes


Presence of one agent at the dealershipLow Processing time
More number of schemes

Lower rate of interest

NA

NA

More number of schemes

High Incentive

Ease of availability of credit

High Incentive

Better service for customer satisfaction High Incentive


Lower rate of interest

High Incentive

High Incentive

Better service for customer satisfaction

High Incentive

Lower rate of interest

High Incentive

NA

Lower rate of interest

High Incentive

High Incentive

Better service for customer satisfaction

NA

NA

Schemes with lower EMI

NA

Low Processing Time

High Incentive

Low Processing Time

High Incentive

Faster Payout

Less documentation

Lower rate of interest

Better service for customer satisfaction

Lower rate of interest

Less documentation

High Incentive

Less documentation

High Incentive

Low Processing time

Low Processing Time

Better service for customer satisfaction

More number of schemes

Lower rate of interest

Low Processing Time

High Incentive

High Incentive

More number of schemes

Ease of availability of credit

NA

Lower rate of interest

NA

Better service for customer satisfaction NA


Low Processing time

NA

Lower rate of interest

High Incentive

Lower rate of interest

High Incentive

Better service for customer satisfaction High Incentive


High Incentive

More number of schemes

Low Processing Time

Less documentation

Better service for customer satisfaction High Incentive


Low Processing time

NA

High Incentive

Lower rate of interest

High Incentive

Less documentation

Lower rate of interest

Low Processing time

Better service for customer satisfaction High Incentive


High Incentive

Low Processing time

High Incentive

Low Processing time

High Incentive

Low Processing time

Should finance any car

NA

High Incentive

Low Processing time

Ease of availability of credit

Lower rate of interest

Low Processing Time

High Incentive

More number of schemes

NA

Low Processing Time

High Incentive

High Incentive

Better service for customer satisfaction

High Incentive

Lower rate of interest

Low Processing Time

High Incentive

Low Processing Time

High Incentive

Lower rate of interest

Low Processing time

Better service for customer satisfaction High Incentive


More number of schemes

High Incentive

High Incentive

Low Processing time

Transparency in process

Low Processing time

Low Processing Time

High Incentive

More number of schemes

Better service for customer satisfaction

High Incentive

Better service for customer satisfaction

Low Processing time

Less documentation

Better service for customer satisfaction High Incentive


Low Processing Time

High Incentive

Faster Payout

Low Processing time

More number of schemes

High Incentive

Better service for customer satisfaction High Incentive


Faster Payout

High Incentive

Ease of availability of credit

Lower rate of interest

High Incentive

Less documentation

Better service for customer satisfaction High Incentive


Low Processing Time

Good relationship with the dealer

Low Processing time

High Incentive

High Incentive

Better service for customer satisfaction

Transparency in process

NA

Low Processing Time

Lower rate of interest

High Incentive

Less documentation

Better service for customer satisfaction High Incentive


High Incentive

Low Processing time

Better service for customer satisfaction High Incentive


Low Processing time

NA

NA

NA

Low Processing Time

NA

Low Processing Time

High Incentive

NA

NA

Low Processing Time

High Incentive

Lower rate of interest

NA

High Incentive

Low Processing time

Low Processing Time

High Incentive

Low Processing Time

High Incentive

Low Processing Time

Less documentation

Better service for customer satisfaction High Incentive


More number of schemes

Lower rate of interest

High Incentive

Lower rate of interest

Low Processing time

Better service for customer satisfaction

Low Processing Time

Less documentation

Lower rate of interest

Less documentation

High Incentive

Lower rate of interest

Smooth process with less complicationsNA


Low Processing Time

High Incentive

High Incentive

NA

Better service for customer satisfaction High Incentive


Lower rate of interest

NA

Low Processing Time

Lower rate of interest

High Incentive

NA

High Incentive

Low Processing time

High Incentive

Low Processing time

Low Processing Time

High Incentive

High Incentive

Low Processing time

Low Processing Time

High Incentive

High Incentive

Schemes with lower EMI

High Incentive

Low Processing time

Low Processing Time

Better service for customer satisfaction

Low Processing Time

NA

Better service for customer satisfaction High Incentive


Low Processing Time

NA

Low Processing time

NA

Better service for customer satisfaction Lower rate of interest


Low Processing Time

Lower rate of interest

Faster Payout

Low Processing time

Better service for customer satisfaction Low Processing time


Better service for customer satisfaction Lower rate of interest

vide you to switch to a financing partner?

c) Factor 3

Better service for customer satisfaction


NA
NA
NA
NA
Low Processing time
NA
Lower Rate of Interest
NA
NA
Lower Processing charges
NA
Lower Rate of Interest
More number of schemes
NA
NA
Lower Processing charges
NA
NA
NA
Low Processing time
NA
Lower Processing charges
NA
NA
NA
NA
Low Processing time
NA
NA
NA
Low Processing time
NA
High incentive
NA
Lower Rate of Interest
High incentive
Low Processing time
NA

NA
High incentive
Lower Rate of Interest
Low processing charges
NA
Lower Processing charges
Should finance any car
NA
Low Processing time
NA
Low Processing time
Low Processing time
NA
Lower Processing charges
NA
NA
High incentive
High incentive
NA
NA
Low Processing time
Better service for customer satisfaction
NA
Less documentation
NA
NA
NA
Low Processing time
Low Processing time
NA
NA
Better service for customer satisfaction
Schemes with lower EMI
Lower Rate of Interest
Low Processing time
High incentive
NA
Less documentation
NA
NA
Better service for customer satisfaction
Low Processing time
NA
NA
NA
NA
Low Processing time
Low Processing time

More number of schemes


NA
Lower Rate of Interest
More number of schemes
NA
Better service for customer satisfaction
Low Processing time
High incentive
More number of schemes
Lower Processing charges
Lower Processing charges
NA
NA
Higher LTV
High incentive
Should finance any car
NA
NA
More number of schemes
NA
Better service for customer satisfaction
Lower Rate of Interest
NA
Lower Rate of Interest
NA
Better service for customer satisfaction
NA
Better service for customer satisfaction
High incentive
Low Processing time
NA
Low Processing time
Should finance any car
High incentive
NA
Less documentation
NA
Low Processing time
NA
More number of schemes
Lower Rate of Interest
NA
Low Processing time
NA
Good relationship with the dealer
NA
More number of schemes
NA

NA
NA
NA
NA
Lower Rate of Interest
NA
Lower Processing charges
NA
NA
Better service for customer satisfaction
Low Processing time
Lower Rate of Interest
More number of schemes
NA
Less documentation
NA
Lower Rate of Interest
NA
NA
NA
Better service for customer satisfaction
NA
More number of schemes
NA
High incentive
NA
Lower Processing charges
NA
NA
NA
Better service for customer satisfaction
Low Processing time
More number of schemes
Lower Rate of Interest
NA
NA
NA
NA
Low Processing time
High incentive
Lower Processing charges
Lower Processing charges
NA

Q1-6
Q7
Q8
Q10
Q11
Q12
Q13
Q14
Q16
Q17
Q18

Pivot (@overall level, tier, zone, Organized, Size)


Pivot (@overall level, tier, zone, Organized, Size)
Top-3 analysis @ Overall Level (Countif)
Pivot (@overall level, tier, zone, Organized, Size)
Pivot (@overall level, tier, zone, Organized, Size)
Pivot (@overall level, tier, zone, Organized, Size)
Pivot (@overall level, tier, zone, Organized, Size)
Pivot (@overall level, tier, zone, Organized, Size)
Pivot for each option. Overall level. Organized / Unorganize
Overall level. Pivot
Top-3 analysis @ Overall Level (Countif)

High Incentive
Low Processing Time

119
89
0
0

nized, Size)
nized, Size)

nized, Size)
nized, Size)
nized, Size)
nized, Size)
nized, Size)
rganized / Unorganized

14. Delinquency
<0.5%
>3%
0.5-1%
1-2%
2-3%
(empty)
DNK
Total Result
Sum - 14. Delinq
City
Agra
Ambala
Bhubaneshawar
Coimbatore
Indore
Jaipur
Kanpur
Mysore
Panipat
Ranchi
Solapur
Surat
Vijaywada
Trivandrum
Total Result

Sum - 14. Delinquency rate (average)

14. Delinquency rate (average)


<0.5%

>3% 0.5-1% 1-2% 2-3% (empty)

DNK

Total Result

Q2) Split by type of car

City wise type of used cars sold (in %ge) average

Data
City
Average - 1. Hatchback
Average - 2. Sedan
Agra
44.0625
38.125
Ambala
55.3846153846
23.4615384615
Bhubaneshawar
33.75
45.8333333333
Coimbatore
80
10
Indore
63.5714285714
26.6428571429
Jaipur
44.6153846154
35.3846153846
Kanpur
54.6153846154
23.8461538462
Mysore
53
28.1333333333
Panipat
30.7142857143
40.3571428571
Ranchi
61.5384615385
26.1538461538
Solapur
65.7142857143
17.8571428571
Surat
58.5714285714
25.7142857143
Trivandrum
56.5384615385
32.1538461538
Vijaywada
64.6153846154
22.3076923077
Total Result
52.9775280899
29.5674157303
Tier wise type of used cars sold (in %ge) average

Tier
Tier-1
Tier-2
Tier-4
Total Result

Data
Average - 1. Hatchback
Average - 2. Sedan
55.9278350515
28.381443299
52.8703703704
30.3703703704
42.5925925926
32.2222222222
52.9775280899
29.5674157303

Zone wise type of used cars sold (in %ge) average

Zone
East
North I
North II
South I
South I
South II
West I
West II
Total Result

Data
Average - 1. Hatchback
48.2
48.7931034483
42.5925925926
64.6153846154
53
58.2142857143
64.6428571429
51.8518518519
52.9775280899

Average - 2. Sedan
35.6
31.724137931
32.2222222222
22.3076923077
28.1333333333
30.5714285714
22.25
30.3703703704
29.5674157303

Type of dealership Vs type of used cars sold (in %ge) average

Data
Categorization byAverage - 1. Hatchback
Average - 2. Sedan
Large
35
31
Medium
44.375
36.0416666667

Small
Total Result

54.966442953
52.9775280899

28.4765100671
29.5674157303

Organized/Unorganized wise type of used cars sold (in %ge) average

Data
Organized vs Un Average - 1. Hatchback
Average - 2. Sedan
Organized
46.5909090909
32.7272727273
Unorganized
53.8782051282
29.1217948718
Total Result
52.9775280899
29.5674157303

Average - 3. SUV / MUV


17.8125
21.1538461538
20.4166666667
10
9.7857142857
20
21.5384615385
18.8666666667
28.9285714286
12.3076923077
16.4285714286
15.7142857143
11.3076923077
13.0769230769
17.4550561798

Average - 3. SUV / MUV


15.6907216495
16.7592592593
25.1851851852
17.4550561798

sum <should be 100>


100
0
0
0
0
0
0
0
0
0
0
0
0
0
0

sum <should be 100>


100
0
0
0

sum <should be 100>


Average - 3. SUV / MUV
100
16.2
0
19.4827586207
0
25.1851851852
0
13.0769230769
0
18.8666666667
0
11.2142857143
0
13.1071428571
0
17.7777777778
0
17.4550561798

sum <should be 100>


Average - 3. SUV / MUV
100
34
0
19.5833333333
0

16.5570469799
17.4550561798

sum <should be 100>


Average - 3. SUV / MUV
100
20.6818181818
0
17
0
17.4550561798

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