Complete GK Universal Key 2014-15 (Check It Out) Bansal - 2

Complete
GK
Universal
Key 2014-15
Varun Bansal
Exam Competition Toppers

Varun.Bansal1989@gmail.com
12/31/2014
Banking introduction, Stock exchange Index, Dance

and its state , Important Banking Codes, International
institutes- World Bank and IMF,Organisation and its
headquater, Monetary Policies, Banking 6 months
news, Sports 6 months news ,Awards, New Person in
News , New Appointments, Census 2011, Upcoming
Games Venues , Banking Awareness, Complete list of
Full Forms, Miscellaneous Awareness (150 Questions)
, Union Ministers and their Constituencies, NEFT and
RTGS, NABARD ,List of Awards and Their Fields etc.
Brief Introduction about Banks in India (History)
Banks are intermediaries between depositors (who lend money to the bank) and
borrowers (to whom the bank lends money). The amount banks pay for deposits and
the income they receive on their loans are both called interest.
The story of banking starts from Bank
of Hindustan established in 1770 and it was
first bank at Calcutta under European management
After Bank of Hindustan, Three Presidency banks were set up under charters from the
British East India Company- Bank of Calcutta, Bank of Bombay and the Bank of Madras.
These worked as quasi central banks in India for many years.
Three Presidency banks

Bank of Bengal (1809)
Bank of Bombay (1840)
Bank of Madras (1943)
After it, In 1 July 1955, these all three Banks would be Merge in One Bank which name is
Imperial Bank of India
Bank of Bengal
State Bank of India
Bank of Bombay
(1st July 1955)
Bank of Madras
Types of Bank
1. Para banking- When Bank provide banking services except the general banking facility.
2. Narrow Banking- When banks invest its money in government securities instead investing
in market to avoid risk.
3. Overseas Banking- Banks having branches in other countries besides its origin country.
Example Bank of Baroda has maximum foreign branches by any indian bank
4. Offshore Banking- Bank which accept currency of all countries. Offshore banks are in
those countries which declares them as Heaven Bank Country. Example- Swiss Banks
5. Green banking- promoting environmental-friendly practices and reducing your carbon

footprint from your banking activities.
6. Islamic bank- Those Banks which work according to Islamic Laws. Concept originates in
Egypt. Islamic bank opens at Cochin in kerala in 2010.
7. Kiosk Banking- When we Deposit or withdraw money from booths, it is called Kiosk
banking.
8.Defence Banking- Full banking services made available to all members of

the Defense force, including non-uniformed personnel and other civilians.
9. Retail Banking- Retail banking refers to the division of a bank that deals directly with
retail customers. Also known as consumer banking or personal banking, retail banking is the
visible face of banking to the general public.
10. Banking on Wheel- to provide banking services in remote villages which are devoid of
banking facilities as part its financial inclusion plan.
11. Wholesale banking-Wholesale banking is the provision of services by banks to

organizations such as Mortgage Brokers, large corporate clients, mid-sized companies, real estate
developers and investors, international trade finance businesses, institutional customers (such as
pension funds and government entities/agencies), and services offered to other banks or other
financial institutions.
State Bank of India

Imperial Bank of India acted as central bank of our country from 1921 to 1935.
Imperial Bank of India was nationalized and renamed as State Bank of India in 1955.
First Chairman, A. D. Gorwala.
SBI has 7 Subsidiaries (SBI Ground). They are : State Bank of Hyderabad, Mysore, Indore,
Patiala, Saurashtra, Travancore, Bikaner & Jaipur. All these were formed in 1959.
The total number of associate banks of SBI currently working in the country is Five
SBI is the largest commercial bank of India
Largest Public Sector Bank in India SBI
First Bank to introduce Mutual Fund : State Bank of India
SBI launched a New Scheme Parvartan to attract more customers by rendering better
services.
SBI has introduced the Tiny-Card with biometric identification to achieve Financial
Inclusion. Tiny-Card provides easy banking services for under privileged communities.
SBI Head Quarters :Mumbai
State Bank of India launched Mobi Cash Eash a mobile wallet service that allows users to
transfer funds and make bill payment easily using Mobile Phone.
On 7th October 2013, Arundhati Bhattacharya is appointed as the first lady chairperson for
SBI.
Note:
In 2008 the State Bank of Sourashtra merged with SBI.
In 2010 the above State Bank of Indore also merged with SBI.
Slogan of SBI
With you all the way

Pure banking nothing else
The banker to every Indian
The Nation Banks on us
Reserve Bank of India

Reserve Bank of India (RBI) was instituted in 1935.
Reserve Bank of India (RBI) was established in 1935 and Nationalized in 1949.
First Governor of RBI: Mrs. Osborne Smith
First Indian Governor of RBI: Mr. C. D. Deshmukh
The RBI Central Board consists of One Governor and not more than Four Deputy Governors
(Appointed / Nominated for a period of Four years).
Present(23rd) Governor Raghuram Rajan

Present Deputy Governors :
Urjit Patel - 14.01.2013 onwards
H. R. Khan - 04.07.2011 onwards (Re-elected)
R. Gandhi - 03.04.2014 onwards
S. S. Mundra - 30.07.2014 onwards
The first headquarter of RBI is Calcutta (1935)

Present Headquarter of RBI Mumbai (1937 to present)
RBI has 29 Regional Offices in India
The Financial year of the RBI starts on 1st July and ends on 30th June
CRR, SLR, Repo Rate, Reverse Repo Rate are decided by RBI
Open market operations are carried out by RBI
Monetary Policies
CRR (Cash Reserve Ratio): According to sect 42(I) RBI Act 1934, every bank licensed by
RBI should keep certain percentage its NKTL (net demand and time liabilities) with RBI in the
form of cash is known as CRR.
- No interest will be paid by RBI on CRR to the banks.
- The present CRR is 4.0%
- Till 22nd June 2006 the min CRR rate was 3% and max was 15%.
- Now there is no limit on max & minimum on CRR.
- RBI decreases CRR to promote economic growth of the country.
SLR (Statutory Liquidity Ratio) :- Section 2(A) of Banking Regulation Act 1943 says SLR
is the percentage of NDTL that banks need to maintain as reserves in the form of approved
securities, gold and cash.
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- The present SLR is 22 %
- The max SLR is 40%.
Repo Rate: - Repo is the rate at which RBI lends to commercial banks as term loans by
keeping their securities with RBI to meet their short term needs (Repo-Repurchase).
- The present Repo Rate is 8%
Reverse Repo Rate: - The process of borrowing money from banks by RBI by keeping its
securities as collateral with banks is known as Reverse Repo.
- The interest paid by RBI to banks on such borrowing is known as Reverse Repo Rate .
- The regular infection & absorption of liquidity through repo and reverse repo process by
Using securities as collateral is known as liquidity adjustment facility
- The present Reverse Repo Rate is 7.0%
Bank Rate: - Is defined in Sec (49) of RBI Act 1934 it is the interest rate charged by RBI on the
long term loans given to banks again rediscounting of the bills and other commercial paper.
- Present Bank Rate is 9.0%
Marginal Standing Facility (MSF):- This was introduced by RBI in May 2011. This loan
provided by RBI to banks at the rate of 2% of its NDTL Banks should be request for MSF
between 3-30 to 4-30 pm electrically under negotiable dealing system (NDS).
- This loan is provided only for 1 day.
- If any bank takes this loan for Friday it can repay it on Monday with the same interest.
- Interest charged on MSF at present is 9.0%
- The min loan provided by RBI under MSF is 1 Crore.
KYC (Know Your Customer)
RBI introduced KYC in Banking sector under 35(A) of Banking Regulation Act 1949.
This KYC was introduced in August 2002.
To identify the people who wants to transact with any bank and to know about the customer
before opening an account. This process involves verification of customers id proof & address
proof.
The main objectives of KYC are:

To prevent money laundering
To prevent money transfer to and from illegal activities.
Money Laundering : Acquiring, Owning, Processing (or) Transferring of money earned Through
crime (or) knowingly entering in to any transaction related to crime within (or) Outside India
(or) it is the process of conversion of illegally obtained money.
Important Points about Nationalized Banks

1. Allahabad Bank is the Oldest Joint Stock Bank of India.
2. Andhra Bank was the bank founded by a Freedom Fighter Dr. Bhogaraju Pattabhi
Seetaramayya.
3. Bank of India was the first bank to open branch outside India (in London, 1946)
4. Canara Bank is the bank to be given an ISO 9002 certificate for one of its branches.
5. The postal department has issued a commemorative stamp in the name of Central Bank of
India celebrating 100 years in 2011.
6. Central Bank of India is the First Indian Bank to be wholly owned by Indians.
7. Punjab National Bank is the bank fromed on the efforts of Lala Lajpat Rai.
8. Syndicate Bank is the bank whose brand equity is "Pygmy Deposit Scheme".
9. UCO Bank is the bank which was conceived by Shri GD Birla.
10. Union Bank of India is the bank which was inaugurated by Mahatma Gandhi (in 1919).
11. SBI is the largest commercial bank in India.1st purely indian bank was the Oudh commercial
bank with limited liability by the Indian Board.
12. Punjab National Bank was the first Indian bank with unlimited liabilty (estd in 1984).
13. SBI launched a new scheme "Parivarthan" to attract more customers by rendering better
services.
14. Govt. of India's holding in SBI is reduced from 55% to 51% in August 2010.
15. ICICI bank is the largest private sector bank and 1st Universal Bank in India.ICICI bank is
the 1st bank to have crossed Rs. One Trillion market valuation.
16. SBI launched a "Crore Pathi Only" branch in Hyderabad (Andhra Pradesh). The criterion to
open an account is the minimum opening balance of as One Crore.
17. Bank of Baroda has largest number of branches abroad. Its punchline is "India's International
Bank".
Note: There are a total of 27 PSBs in India

21 Nationalised banks + 6 State bank group (SBI + 5 associates)
ii. At present there are 23 Private Banks functioning in India
iii. At present there are 56 RRBs (Regional Rural Banks ) functioning in India.
iv. At present there are 41 Foreign Banks functioning in India
Important Points about Schemes

Savings Account system in India was started by Presidency Bank, in 1833.
Cheque system was first introduced by Bengal Bank which was established in 1784.
Allahabad Bank is the oldest existing public sector bank in India.
Central Bank of India was the first public bank to introduce credit card.
Central Bank of India is the first commercial bank which was managed by Indians.
ICICI Bank was the first bank to provide Mobile ATM
Bank of Baroda has the maximum number of overseas branches.
Indias first Talking Automated Teller Machine (ATM) launched by Union Bank of
India (UBI) for visually impaired was launched in Ahmedabad (Gujarat).
The National Payments Corporation of India (NPCI) launches Indias first rural bank
ATM card with a regional rural bank in Varanasi
First Indian bank got ISO: Canara Bank
First Bank to introduce Savings Account in India: Presidency Bank in 1833
First Bank to introduce Cheque System in India: Bengal Bank in 1833
First Bank to introduce Internet Banking: ICICI Bank
First Bank to introduce Credit Card in India: Central Bank of India
The International Bank for Reconstruction and Development (IBRD) is known as World
Bank
Indias First Financial Archive has been set up at Kolkata
Savings banks interest rates, fixed deposit interest rates, Loan Rates etc are decided by
Individual Banks.
The bank which has launched Mobile Bank Accounts in association with Vodafones mpaisa- HDFC Bank
Largest Private Sector Bank in India ICICI
Largest Foreign Bank in India Standard Chartered Bank
Frist Indian Bank to open branch outside India i.e. London in 1946 Bank of India
First RRB named Prathama Grameen Bank was started by Syndicate Bank.
First Bank to introduce ATM in India: HSBC in 1987, Mumbai
Bank of Baroda has the maximum number of overseas branches.
Different Codes use in Banks

Indian Financial System Code (IFSC):Indian Financial System Code is an alphanumeric code that uniquely identifies a bank branch
participating in NEFT system.
- This is a 11 digit code with the first 4 alpha characters representing the bank, the 5th character
is 0 (zero) and the last 6 characters representing the bank branch.
- IFSC is used by the NEFT system to identify the originating / destination branks / branches
and also to route the messages approximately to the concerned banks / branches.
For Ex: SBIN0015986
First 4 characters SBIN refers to State Bank of India
5th Code 0 is a control number
Last six characters (015986) represents the SBI branch Jail Road, Hari Nagar, New Delhi.
Magnetic Ink Character Recognition (MICR):
MICR code is a numeric code which uniquely identifies a bank branch participating in the ECS
Credit Scheme. MICR code consists of 9
Digits. E.g. 400229128
- First 3 digits represent the city (400)
- Next 3 digits represent the bank (229)
- Last 3 digits represent the branch (128)
Banks and Their Tag Lines 1. SBI - With you all the way, Pure Banking Nothing Else, The Nations banks on us
2. State Bank of Hyderabad You can always bank on us.
3. State Bank of Mysore - Working for a better tomorrow
4. State Bank of Patiala Blending Modernity with Tradition
5. State Bank of Travancore - A long Tradition of Trust
6. Allahabad Bank - A Tradition of Trust
7. Andhra Bank Where India Banks
8. Bank of Baroda - Indias International Bank
9. Bank of India - Relationship beyond banking
10. Bhartiya Mahila Bank Empowering Women
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11. Bank of Maharashtra - One family one bank
12. Canara Bank Together We Can
13. Central Bank of India Central To you Since 1911
14. Corporation Bank A Premier Public Sector Bank
15. Dena Bank - Trusted Family Bank
16. ECGC Bank You focus on exports. We cover the risks
17. IDBI Bank Banking For All, Aao Sochein Bada
18. Indian Bank Your Tech- Friendly Bank
19. Indian Overseas Bank Good people to grow with
20. Punjab National Bank - The name you can bank upon
21. Punjab & Sind Bank Where service is a way of life
22. Oriental Bank of Commerce Where every individual is committed
23. UCO Bank Honours Your Trust
24. Union Bank of India Good People to Bank with
25. United Bank of India The Bank that begins with U
26. Vijaya Bank - A friend you can bank on
27. Axis Bank Badhti Ka naam Zindagi
28. ICICI Bank Hum Hai Na, Khyal Apka
29. HDFC Bank - We understand your world indeed
30. Yes Bank Experience our Expertise
31. HSBC - The worlds local bank
Plastic Money
Plastic money emerged at the end of 20th century following the introduction of credit cards. At the
beginning credit card was classified also as credit more but introduction of debit card and ATM
cards influenced the establishment of an another form of currency that is 'Plastic Money'.
A PIN (Personal Identification Number) code is required to perform transaction with the plastic
money.
Example of Plastic Money are
Credit Cards
Debit Cards
ATM Cards
Smart Cards
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BANCASSURANCE
The sales of insurance and other same type of product through a bank is called Bancassurance.
This can help the bank's customer in some situations;
e.g.
When a bank requires life insurance for those receiving a mortgage loan the customer could
purchase the insurance directly from the bank.
This is a partnership between a bank and an insurance company whereby the insurance company
uses the bank sales channel in order to sell their products.
If a bank wants to sell insurance product then they have to obtain a C.C.A (Composite corporate
agent) certificate from IRDA.
Classification of Money
RBI classified the supply of money in the following four categories :-
M1 (narrow money) = Currency with the public + Demand deposit of banks + Other deposits with
RBI.
M2 = M1 + Post office saving deposits.

M3 (broad money) = M1 + Fixed deposit with bank.
M4 = M3 + Total post office deposit.
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Difference between a Cheque and a Demand draft
A cheque is issued by an individual whereas a demand draft is issued by a bank.
A cheque is defined in the Negotiable Instrument Act,1881, whereas a demand draft has
not be precisely defined in the Negotiable Instrument Act.
A cheque can be made payable either to a bearer or order but a demand draft is always
payable to order of a certain person.
A cheque is drawn by an accountholder of a bank, whereas a draft is drawn by one branch

of a bank on another branch of the same bank.
In a cheque, the drawer and the drawee are different persons. But in a draft both the
drawer and the drawee are the same bank.
A cheque can be dishonored in case of insufficient balance in the account whereas a draft
cannot be dishonored.
Payment of a cheque can be stopped by the drawer of the cheque, whereas the payment of
a draft cannot be stopped.
Mortgage
Immovable property like land and building etc are often used as security to avail of loans and
advances. When factory land and building is given as security, plant and machinery thereon are
generally taken as part of the security.
A valid mortgage should exhibit the following features:
1.
It is transfer of the interest in the property without actual sale suggesting that the
ownership has not changed. Possession remains with the owner that is the mortgager and
need not be transferred to the mortgagee i.e, the creditor.
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2.
The property to be mortgaged has to be clearly identifiable with all the specific
marks as available in the revenue records.
3.
The mortgage has to be for securing an existing or future debt.
4.
The mortgagee has the right to sell/disposal of the mortgaged property to recover
its dues in the event of non-payment by the borrower who is the mortgager.
5.
A minor can not create a mortgage.
6.
In case of limited companies the mortgage has to be registered with the registrar
of companies within 30 days from the date of creation.
7.
The mortgage deed is cancelled once the mortgage money which is the
aggregation of the loan amount with interest is fully paid.
Non-Banking Financial Institutions
Non-Banking Financial Institutions/Intermediaries (NBFIs) is a heterogenous

group of financial institutions, other than Commercial and Co-operative Banks.
These institutions are an integral part of the Indian financial system. A wide
variety of financial institutions is included in it.
These institutions raise funds from the public, directly or indirectly, to lend them
to ultimate spenders.
In other words, these intermediaries pool resources from the savers and
channelize them to provide funds to business firms and local bodies.
Definition
According to Reserve Bank (Amendment Act) 1997, A Non-banking Finance
Company/Institution means:
1. a financial institution which is a company;
2. a non-banking institution which is a company and which has its principal
business, the receiving of deposits under any scheme or arrangement or in any
other manner or lending in any manner;
3. such other non-banking institution or class of such institutions as the, Bank may,
with the previous approval of the Central Government, specify.
Main Non-Banking Financial Intermediaries in India
Development Banks (Industrial Finance Corporation of India Limited, Industrial

Development Bank of India, Small Industries Development Bank of India,
Industrial Investment Bank of India, Industrial Credit and Investment Corporation
of India, State Finance Corporation and State Industrial Development Banks)
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Specialized Banks ( National Agriculture and Rural Development Bank, ExportImport Bank, etc)
Others ( Life Insurance Corporation of India, General Insurance Corporation, Unit

Trust of India, Investment Companies, Hire Purchase Finance Companies, Loan
Company, Housing Finance Company, Mutual Benefit Company, Nidhi Company,
Chit Fund Company, Venture Capital Funds/Companies, etc).
Important Regulatory Bodies

Regulator of NBFC: RBI
Regulator of MFI: RBI
Regulator of BANKS: RBI
Regulator of TELECOM: TRAI
Regulator of POWER SECTOR: CERC
Regulator of PENSION SECTOR: PFRDA
Regulator of INSURANCE INDUSTRY: IRDA
Regulator of COMMODITY MARKET: FMC
Regulator of SECURITY MARKETS: SEBI
SEBI (Securities & Exchange Board of India)

SEBI
SEBI is the regulator for the securities market in India.
It was established on 1998.
Statutory status was given to SEBI on 12th April, 1992.
Chairman of SEBI- U.K.Sinha.
Its headquarter is in Mumbai.
Regional office of sebi- New Delhi, Kolkata, Chennai & Ahmedabad.
FUNCTIONS
1.
It protects the interest of investor and with the help of appropriate way, it develops
the share market.
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2.
It regulates capital market and has also the power to regulate the mutual fund &
venture capital funds in India.
3.
There are certain number of brokers in each stock exchange and with the help of
them, shares are bought and sold and they are registered by sebi.
4.
SEBI makes law for stock exchange and instructs to implement them.
CHEQUE TRUNCATION
Truncation is the process of stopping the flow of the physical cheque issued by a drawer
at some point with the presenting bank en-route to the drawee bank branch.
In its place an electronic image of the cheque is transmitted to the drawee branch by the
clearing house, along with relevant information like data on the MICR band, date of presentation,
presenting bank, etc.
Cheque Truncation speeds up the process of collection of cheques resulting in better

service to customers, reduces the scope for clearing related frauds or loss of instruments in
transit, lowers the cost of collection of cheques, and removes reconciliation- related and logisticsrelated problems, thus benefitting the system as a whole.
Services provided by E-Banking

1.
Bill Payment Service-
2.
Fund Transfer-
3.
Credit Card Customers-
4.
Recharging Prepaid Mobile-
E-banking facilitates the payment of electricity bills,

telephone bills, credit card and insurance premium bills. Generally, the bank does
not charge customers for on-line bill payments.
You can transfer any amount from one account to another of
the same or any another bank. Customers can send money anywhere in India. The
transfer will take place in a day or so, whereas in a traditional method, it takes
about three working days.
With internet banking, customers cannot only pay

their credit card bills online but also get a loan on their cards. In case of loss of
the credit card, an online reporting can be done.
By just selecting the operator's name,
entering the mobile number and the amount for recharge the mobile phones can
be back in action within few minutes.
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5.
Shopping-
6.
RTGS Fund Transfer-
7.
On-line Payment of Taxes-
On-line shopping can also be done with a range of all kind of

products. Railawy and air ticket can also be bought through the internet banking.
RTGS is an inter-bank funds transfer system, where
funds are transferred as and when the transactions are triggered.
A customer can pay various taxes on-line
including Excise and Service Tax, Direct Tax etc.
SOME IMPORTANT STOCK EXCHANGE AND

THEIR INDEX
STOCK EXCHANGE
Bombay Stock Exchange (B.S.E)
National Stock Exchange (N.S.E)
New york
U.S.A
Tokiyo
Singapore
Thailand
South Korea
Hongkong
China
Germany
INDEX
Sensex
Nifty
Dow Jones
NASDAQ
NIKII
SIMEX
SET
Seol Composite
Hongseng
Sanghai com
MIDDEX
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INTERNATIONAL FINANCIAL INSTITUTION

INTERNATIONAL FINANCIAL INSTITUTION
There are mainly two international financial institution:
1.
I.M.F (International Monetary Fund)
2.
World Bank
INTERNATIONAL MONETARY FUND
Establishment- 27th December,1945
Headquarter- Washington, D.C, United States.
Members-
Present MD- Christine Lagarde
188
S.D.R. (SPECIAL DRAWING RIGHTS) - S.D.R. is the currency of I.M.F. When I.M.F. gives financial
support to any country, then it will be measured in terms of S.D.R. It is also known as Paper Gold.
WORLD BANK
Establishment-
Headquarter-
Members-
Present Chairman- Jim Young Kim
July,1944
Washington, D.C, United States.
188
To become member of world bank.one must be the member of I.M.F.

Associate member of world bank:
1.
I.B.R.D. (International Bank for Rural Development)
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2.
I.D.A. (International Development Association)
3.
M.I.G.A. (Multilateral Investment Guarantee Agency)
4.
I.F.C. (International Finance Corporation)
5.
I.C.S.I.D. (International Centre for Settlement of Investment Dispute)
IDA is also known as Self Loan Window because it gives interest free loans to poor member
countries.
IMPORTANT SUMMITS
1. BRICS summit (Brazil, Russia, India, China, SouthAfrica.): 5th Summit 2013 : (Durban) South Africa:
6th BRICS Summit 2014: to be held in Fortaleza, Brazil from 1517 July 2014.
Next 7th BRICS Summit to be held in Ufa, Russia
2. BIMSTEC Summit: 3rd BIMSTEC summit 2014: Nay Pyi Taw (Myanmar)
4th BIMSTEC summit will be held in Nepal.
3. Nuclear security Summit: 2nd Summit 2012 Seoul, South Korea.

3rd Summit 2014 - Hague, Netherland
4th Summit 2016 - United States
4. G 8 Summit : 39th Summit 2013: United Kingdom. (Northern Ireland)

G8 Countries: Canada, France, Germany, Italy, Japan, Russia, Britain and the US.
40th G7 summit 2014 held at Brussels.
5. G 20 Summit: G20 meeting (2014) of Finance ministers and central bank governors held in Sydney (Australia).
G20 Leaders Summit (2014) will be held in Brisbane, Queensland Australia, in November 2014.
Turkey 2015
China - 2016
18
6. SAARC Summit: 3rd SAARC ministerial meet on poverty alleviation 2013 Kathmandu (Nepal)
18th SAARC Summit 2014 Kathmandu
19th SAARC Summit 2014 Islamabad, Pakistan
7. NATO Summit:
NATO Summit 2014 will be held in Britain. (Britain last hosted the summit in 1990, when Margret
Thatcher was Prime Minister).
8. IBSA Summit: India will host the next summit of IBSA (India, Brazil, South Africa) in New Delhi in 2015.
OTHERS_SUMMITS
18th BASIC Ministerial Meeting held in New Delhi.
BASIC - (Brazil, South Africa, India and China)
Note:
17th Meeting on Climate Change was held in Hanzghou, China
ASEAN foreign-minister-meeting held in Myanmar.
Fifth Indo-US Strategic Dialogue held in New Delhi during which the two sides discussed
transformative initiatives in key areas of security and energy.
3rd India-Africa Summit will be held in New Delhi.
6th International Nuclear Energy Forum ATOMEXPO-2014 held in Moscow.
World Economic Forum 2014: held in Abuja (Nigeria). Bharti Enterprises founder and Chairman Sunil
Bharti Mittal co chair this years edition of the World Economic Forum on Africa.
BOOKS AND AUTHORS

[1] Playing It My Way Sachin Tendulkar
[2] Half Girlfriend- Chetan Bhagat
[3] Iqbal: The Life of a Poet, Philosopher and Politician- Zafar Anjum
[4] The Narrow Road to the Deep North- Richard Flanagan
[5] Dark Star: The Loneliness of Being Rajesh Khanna - Gautam Chintamani
[6] Final Test: Exit Sachin Tendulkar- Dilip DSouza
[7] Untold Story of the Indian Public Sector Dr. U.D. Choubey
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[8] Empire to Independence- Jai Krishan Kaushik
[9] One Life is Not Enough- Natwar Singh
[10] The Lives of Others- Neel Mukherji
[11] The Vijay Mallya Story- K. Giriprakash
[12] The Accidental Prime Minister: the making and unmaking of Manmohan Singh- Sanjaya
Baru
[13] Crusader or Conspirator? Coalgate and other Truths - PC Parakh
[14] Hard Choices- Hillary Rodham Clinton
[15] The Candidate - Anirudh Bhattacharya.
[16] Arctic Summer- Damon Galgut
[17] A Stamp is Born - C. R. Pakrashi
[18] Anticipating India - The best of national interest- Shekhar Gupta
[19] A Man and a Motorcycle, How Hamid Karzai Came to Power- Bette Dam
[20] Syntheism Creating God in The Internet Age- Alexander Bard.
Other Important Books

1. Book: Crusader or Conspirator? Coalgate and other Truths authored by PC Parakh
2. Book: The Accidental Prime Minister: The Making and Unmaking of Manmohan
Singh authored by Dr. Sanjaya Baru
3. Book: Lal Bahadur Shastri: Lessons in Leadership written by Pavan Choudary
4.
5.
6.
7.
8.
9.
Book: Rationalised Roman for Kashmiri written by Dr. R L Bhat

Book: Narendra Modi: A Political Biography written by Andy Marino
Book: Public Issues Before Parliament written by Vijay Darda
Book: The Political Economy of Energy and Growth authored by Sh. Najeeb Jung
Book: India at Risk: authored by Jaswant Singh.
Book: Water, Peace and War Confronting the Global Water Crisis written by Brahma
Chellaney
10. Book: Hard Choices authored by Hillary Rodham Clinton
11. Book: Greater than Bradman: celebrating Sachin, the greatest batsman in Test
history authored by :Rudolph Lambert Fernandez, a Chennaibased author
12. Book: Unbreakable An Autobiography by Mary Kom
13. The Luminaries by: Eleanor Catton. She won the Man Booker Prize 2013
14. Walking With Giants: authored by former Finance Secretary G. Ramachandran
15. I am Malala : authored by Christina Lamb
16. Momentous Times on the 175 years of Times of India. The book is an effort of the Times of
India Group.
17. Victory India A Key to Quality Military Leadership authored by Colonel Vinay B
Dalvi (Retd)
18. The Da Vinci Code: Dan Brown
Some Books authored by RBI Governor : Raghuram
Aid and Growth
Rajan
20
Fault Lines
Indias Pattern of Development
The Real Effect of Banking Crises
Controlled Capital Account Liberalization
First in India
_ First newspaper published in India - The Bengal Gazette, The Bengal Gazette was
published on January 29,1780.
_ Raja Harishchandra (1913) is the first silent feature film made in India directed by
Dadasaheb Phalke
_ Alam Ara is the the first Indian sound film which is directed by Ardeshir Irani.
_ First colour film in Hindi - Kisan Kanya (1937) directed by Ardeshir Irani.
_ The first Indian to win Nobel Prize Rabindra Nath Tagore
_ The first woman to receive Nobel Prize Mother Teresa
_ The first person to receive Nobel Prize in Economics -Amartya Sen
_ The first person to receive Nobel Prize in Physics C.V. Raman
_ The first Indian to receive Bharat Ratna award Dr. Radhakrishnan
_ Indias first person in space Rakesh Sharma
_ The first woman Olympic medal Winner Karnam Malleswari (2000)
_ The first woman Asian Games Gold medal Winner Kamalijit Sandhu
_ The first woman Chief Minister of an Indian State Sucheta Kriplani
_ The first woman to climb Mount Everest Bachendri Pal
Important International Boundary Lines

1. McMahon Line : between India and China
2. Durand Line : Pakistan and Afghanistan
3. Radcliffe Line : India and Pakistan
21
4. 49th Parallel : USA and Canada
5. Alpine Line : Italy and France
6. Oder Niesse Line : Germany and Poland
7. Mannerheim Line : Russia an Finland
8. Maginot Line : France and Germany
9. 38th Parallel : North Korea and South Korea
10. Line of Control : It divides Kashmir between India and Pakistan.
HEADS OF VARIOUS BOARDS

S.NO
BOARD
DESIGNATION
PERSON
RAILWAY BOARD
ATOMIC ENERGY REGULATORY
CBDT
COMPANY LAW BOARD
SEBI
CENTRAL BOARD OF FILM CERTIFICATION
CENTRAL SOCIAL WELFARE BOARD
PETROLEUM & NATURAL GAS REGULATORY
ARUNENDRA KUMAR
SS BAJAJ
ANITA KAPUR
DR DESHMUKH
UK SINHA
LEELA SAMSON
DURGABAI DESHMUKH
S. KRISHNAN
VINEET JOSHI
10
CENTRAL BOARD OF SECONDARY

EDUCATION
14TH FINANCE COMMISSION
CHAIRPERSON
CHAIRPERSON
CHAIRPERSON
CHAIRPERSON
CHAIRPERSON
CHAIRPERSON
CHAIRPERSON
CHAIRPERSON
CHAIRPERSON
11
NATIONAL COMMISSION FOR WOMEN
CHAIRPERSON
CHAIRPERSON
12
CHAIRPERSON
CHAIRPERSON
RAMESHWAR ORAON
CHAIRPERSON
WANGLA ISHWARAIAH
15
NATIONAL COMMISSION FOR SCHEDULED

CASTES
NATIONAL COMMISSION FOR SCHEDULED
TRIBES
NATIONAL COMMISSION FOR BACKWARD
CLASSES
NATIONAL HUMAN RIGHTS COMMISSION
Y V REDDY
LALITHA
KUMARMANGLAM
PL POONIA
16
UNION PUBLIC SERVICE COMMISSION
17
ASSOCHAM
18
BSNL
CHAIRPERSON
CHAIRPERSON
PRESIDENT
CHAIRMAN & MD
KG BALAKRISHNAN
DEEPAK GUPTA
RANA KAPOOR
RAJKESH K. UPADHYAY
13
14
22
19
GENERAL INSURANCE
20
LIC
21
NABARD
CHAIRMAN & MD
CHAIRMAN
CHAIRMAN
ASHOK KUMAR ROY

S. K . ROY
HARSH KUMAR
BHANWALA
23
Rank of India in Development and other

sectors 2014
S. No
Index
Human Development Index
Globalization Index
122 Rank
Index of Economic Freedom
120 Rank
Quality of Life Index
72.6 points
Global Competitiveness Index
71 Rank
Corruption Perception Index
94 Rank
Global Hunger Index
Global Innovation Index
76 Rank
Global Peace Index
143 Rank
10
Global Age Watch Index
73 Rank
11
Legatum Prosperity Index
106 Rank
12
Global Slavery Index
4 Rank
13
Household Download Index
132
14
Human Development Index
135 Rank
15
World Press Freedom Index
140 Rank
16
Happy Planet Index
17
Environmental Performance Index
18
Social Development Index
19
Global Retain Development Index
Rank of India
135
th
Rank
th
th
th
th
63
rd
Rank
th
rd
rd
th
th
nd
Rank
th
th
32
nd
Rank
th
155 Rank
102
nd
th
Rank
20 Rank
24
List of important organizations and its headquarters

ORGANIZATION
HEAD QUARTERS LOCATED
Common Wealth of Nations
London
United Nations Childrens Fund (UNICEF)
New York
United Nations Population Fund (UNFPA)
New York
International Labor Organization (ILO)
Geneva
World Health Organization (WHO)
Geneva
World Trade Organization (WTO)
Geneva
International Court of Justice
The Hague
International Telecommunication Union
Geneva
World Meteorological Organization
Geneva
United Nations Industrial Development

Organization (UNIDO)
Vienna
World Intellectual Property Organization

(WIPO)
Geneva
World Bank
Washington, D.C
International Monetary Fund (IMF)
Washington, D.C
United Nations Organizations (UNO)
New York
International Criminal Police Organization

(Interpol)
Lyon
International Atomic Energy Agency
Vienna
International Committee of the Red Cross
Geneva
Amnesty International
London
International Maritime Organization
London
International Civil Aviation Organization

(ICAO)
Montral
World Tourism Organization
London
Universal Postal Union
Berne
25
Food and Agriculture Organization
Rome
SAARC
Katmandu
World Tourism Organization
Spain
Transparency International
Berlin
International Renewable Energy Agency
Abu Dhabi (UAE)
International Standard Organization
Geneva
United Nations Educational, Scientific and

Cultural Organizations (UNESCO)
Paris
17th Asian Games Complete Medals List

Gold Medal Winners:
Jitu Rai: Mens 50 metre pistol shooting
Indian team: Womens kabaddi
Indian team: Mens hockey
Indian team: Mens kabaddi
Yogeshwar Dutt: Mens freestyle 65 kg wrestling
Sandeep Kumar, Rajat Chauhan, Abhishek Verma: Mens compound team archery
Saurav Ghosal, Harinder Pal Singh Sandhu, Mahesh Mangaonkar, Kumar Kush: Mens team squash
Seema Punia: Womens discus throw athletics
Sania Mirza, Saketh Myneni: Mixed doubles tennis
M.C. Mary Kom: Womens 48-51 kg boxing
Priyanka Panwar, Tintu Luka, Mandeep Kaur, M. Poovamma: Womens 4X400m relay athletics
Silver Medals:
Abhishek Verma: Mens individual compound archery
Pemba Tamang, Gurpreet Singh, Vijay Kumar: Mens 25m centre fire pistol team shooting
Khushbir Kaur: Womens 20 km race walk athletics
26
Dipika Pallikal, Joshna Chinappa, Anaka Alankamony: Womens team squash
Saurav Ghosal: Mens singles squash
Tintu Luka: Womens 800m athletics
Saketh Myneni, Sanam Singh: Mens doubles tennis
Bajrang Kumar: Mens freestyle 61 kg wrestling
Vikas Gowda: Mens discus throw athletics
Manju Bala: Womens hammer throw athletics
Bronze Medals:
Jitu Rai, Samaresh Jung, Prakash Nanjappa: Mens 10 metre air pistol team shooting
Shweta Chaudhary: Womens 10 metre pistol shooting
Abhinav Bindra, Ravi Kumar, Sanjeev Rajput: Mens 10 metre air rifle team shooting
Abhinav Bindra: Mens 10 metre air rifle shooting
Saina Nehwal, PV Sindhu, P.C. Thulasi, Pradnya Gadre, N. Siki Reddy, Ashwini Ponnappa, Tanvi Lad:
Womens team badminton
Rahi Sarnobat, Anisa Sayyed, Heena Sidhu: Womens 25 metre pistol team shooting
Dipika Pallikal: Womens singles squash
Yumnam Sanathoi Devi: Womens sanda -52 kg wushu
Sawarn Singh: Mens single sculls rowing
Kapil Sharma, Ranjit Singh, Bajrang Lal Thakhar, Robin Ulahannan, Sawan Kumar Kalkal, Mohammad
Azad, Maninder Singh, Davinder Singh, Mohammed Ahmed: mens eight rowing
Narendra Grewal: Mens sanda -60 kg wushu
Dushyant Chauhan: Mens lightweight single sculls rowing
Shagun Chowdhary, Shreyasi Singh, Varsha Varman: Womens double trap team shooting
Sandeep Sejwal: Mens 50m breaststroke swimming
Purvasha Sudhir, Surekha Vennam, Trisha Deb: Womens compound team archery
Trisha Deb: Womens individual compound archery
Chain Singh: Mens 50m rifle 3 positions shooting
Vinesh Phogat: Womens freestyle 48 kg wrestling
Yuki Bhambri, Divij Sharan: Mens doubles tennis
Sania Mirza, Prarthana Thombare: Womens double tennis
Geetika Jakhar: Womens freestyle 63 kg wrestling
Lalita Babar: Womens 3,000m steeplechase athletics
Yuki Bhambri: Mens singles tennis
27
M. Poovamma: Womens 400m athletics
Vikas Krishan: Mens 75 kg boxing
Arokia Rajiv: Mens 400m athletics
O.P. Jaisha: Womens 1,500m athletics
Satish Kumar: Mens +91 kg boxing
Inderjeet Singh: Mens shot put athletics
Narsingh Pancham Yadav: Mens freestyle 74 kg wrestling
Naveen Kumar: Mens 3,000m steeplechase athletics
L. Sarita Devi: Womens 57-60 kg boxing
Pooja Rani: 75 kg boxing
Varsha Gautam, Aishwarya Nedunchezhiyan: Womens 29er two person dinghy sailing
India: Womens hockey
Annu Rani: Womens javelin throw athletics
List Of Abbreviations
ABCI - Association of Business Communicators of India
ABCP - Asset Backed Commercial Paper
ACU - Asian Clearing Union
ADB - Asian Development Bank
ADF - Augmented Dicky Fuller
ADR - Asset Development Reserve
ADRs - American Depository Receipts
ADs - Authorised Dealers
AERA - Airport Economic Regulatory Act
AFI - Annual Financial Inspection
AIFI - All India Financial Institution
AIMSCS - Advanced Institute of Mathematics,
Statistics and Computer Science
ALM - Asset Liability Management
AMA - Advanced Measurement Approach
AMFI - Association of Mutual Funds in India
AML - Anti-Money Laundering
AMU - Asian Monetary Unit
ANBC - Adjusted Net Bank Credit
APS - Annual Policy Statement
AS - Accounting Standard
ATM - Automated Teller Machine
BAFT - Bankers Association for Finance & Trade
28
BC - Business Correspondent
BCBS - Basel Committee on Banking Supervision
BCP - Business Continuity Planning
BCSBI - Banking Codes and Standards Board of India
BE - Budget Estimates
BF - Business Facilitator
BFS - Board for Financial Supervision
BFSI - Banking Financial Services and Insurance
BIS - Bank for International Settlements
BMP - Basic Management Programme
BoP - Balance of Payments
BPLR - Benchmark Prime Lending Rate
BPSS - Board for Regulation and Supervision of
Payment and Settlement Systems
BRBNMPL - Bharatiya Reserve Bank Note Mudran Private Limited
BSA - Bilateral Swap Arrangements
BSE - Bombay Stock Exchange, Mumbai
BSR - Basic Statistical Returns
BTC - Bankers Training College
CA - Concurrent Audit
CAB - College of Agricultural Banking
CACP - Commission for Agricultural Costs and Prices
CAD - Current Account Deficit
CAMELS - Capital Adquacy, Asset Quality, Management, Earnings, Liquidity,
Systems and Control
CAS - Central Account Section
CBDT - Central Board of Direct Taxes
CBLO - Collateralised Borrowing and Lending Obligation
CBS - Consolidated Banking Statistics
CBS - Core Banking Solutions
CC - Cubic Capacity
CCB - Central Co-operative Bank
CCC - Central Complaints Committee
CCIL - Clearing Corporation of India Limited
CCR - Counterfeit Currency Report
CCRS - Currency Chest Reporting System
CD - Certificate of Deposit
C-D - Currency-Deposit
CDBMS - Centralised Data Base Management System
CDOs - Collateralised Debt Obligations
CDR - Corporate Debt Restructuring
CDS - Credit Default Swap
CENVAT - Central Value Added Tax
CFMS - Centralised Funds Management System
CFSA - Committee on Financial Sector Assessment
CFT - Combating Financing of Terrorism
CGFTMSE - Credit Guarantee Fund Trust for Micro and Small Enterprises
29
CGRA - Currency & Gold Revaluation Account
CIC - Central Information Commission
CICs - Credit Information Companies
CIS - Commonwealth of Independent States
CMCPS - Compulsorily and Mandatorily
Convertible Preference Shares
CMIS - Currency Management Information System
CoBoSAC - Corporate Bonds and Securitisation Advisory Committee
CODs - Central Office Departments
CoR - Certificate of Registration
CP - Commercial Paper
CPADS - Centralised Public Accounts Department System
CPC - Cheque Processing Centre
CPDO - Centralised Public Debt Office
CPFF - Commercial Paper Funding Facility
CPI - Consumer Price Index
CPI-AL - Consumer Price Index- Agricultural Labourers
CPI-RL - Consumer Price Index- Rural Labourers
CPI-IW - Consumer Price Index for Industrial Workers
CPIO - Central Public Information Officer
CPIs - Consumer Price Indices
CPMG - Corporate Performance Monitoring Group
CPPC - Central Pension Payment Cell
CPSEs - Central Public Sector Enterprises
CR - Contingency Reserve
CRAR - Capital to Risk-Weighted Assets Ratio
CRCS - Central Registar of Co-operative Societies
CRR - Cash Reserve Ratio
CSAA - Control Self Assessment Audit
CSD - Customer Services Department
CSF - Consolidated Sinking Fund
CSGL - Constituant Subsidiary General Ledger
CSO - Central Statistical Organisation
CTR - Cash Transaction Receipt
CTS - Cheque Truncation System
CTS - Complaint Tracking System
CVD - Countervailing Duty
CVPS - Currency Verification and Processing System
CWC - Central Water Commission
DAD - Deposit Accounts Department
DAP - District Agricultural Plan
DAPM - Department of Administration and Personnel Management
DBOD - Department of Banking Operations and Development
DBS - Department of Banking Supervision
DCC - District Consultative Committee
DCCB - District Central Cooperative Bank
DCM - Department of Currency Management
30
DEAP - Department of Economic Analysis and Policy
DEBC - Department of Expenditure and Budgetary Control
DEIO - Department of External Investments and Operations
DEPB - Duty Entitlement Pass Book
DGBA - Department of Government and Bank Accounts
DGCI & S - Directorate General of Commercial Intelligence and Statistics
DIC - District Industries Centre
DICGC - Deposit Insurance and Credit Guarantee Corporation
DIP - Disclosure and Investor Protection
DIT - Department of Information Technology
DMIS - Document Management Information System
DNBS - Department of Non-Banking Supervision
DOC - Department of Communication
DoT - Department of Telecommunication
DRG - Development Research Group
DRI - Differential Rate of Interest
DRT - Debt Recovery Tribunal
DS - Difference Stationary
DSB - Designated Settlement Banks
DSIM - Department of Statistics and Information Management
DvP - Delivery versus Payment
EACB - European Association of Co-operative Banks
EBT - Electronic Benefit Transfer
ECB - European Central Bank
ECBs - External Commercial Borrowings
ECGC - Export Credit Guarantee Corporation
ECR - Export Credit Refinance
ECS - Electronic Clearing Services
EEA - Exchange Equalisation Account
EEFC - Exchange Earners Foreign Currency
EFT - Electronic Funds Transfer
EMEs - Emerging Market Economies
EOU - Export Oriented Unit
EPCG - Export Promotion Capital Goods
ESOS - Employees Stock Option Scheme
EU - European Union
EXIM Bank - Export Import Bank
FAO - Food & Agriculture Organisation
FAQs - Frequently Asked Questions
FATF - Financial Action Task Force
FBT - Fringe Benefit Tax
FC - Financial Conglomerate
FCAs - Foreign Currency Assets
FCCB - Foreign Currency Convertible Bond
FCI - Food Corporation of India
FCNR(B) - Foreign Currency Non-Resident (Banks)
FDI - Foreign Direct Investment
31
FED - Foreign Exchange Department
FEDAI - Foreign Exchange Dealers Association of India
FI - Financial Institutions
FIEO - Federation of Indian Export Organisation
FIIs - Foreign Institutional Investors
FIPB - Foreign Investment Promotion Board
FITL - Funded Interest Term Loan
FIU-IND - Financial Intelligence Unit-India
FLCCs - Financial Literacy and Credit Counseling Centres
FMCG - Fast Moving Consumer Goods
FMD - Financial Markets Department
FOF - Flow of Funds
FPS - Focus Product Scheme
FRBM - Fiscal Responsibility and Budget Management
FRBs - Floating Rate Bonds
FRL - Full Reservoir Level
FRLs - Fiscal Responsibility Legislations
FSB - Financial Stability Board
FSF - Financial Stability Forum
FST - Financial Sector Technology
FVCIs - Foreign Venture Capital Investors
GCC - Gulf Cooperation Council
GCCs - General-purpose Credit Cards
GDP - Gross Domestic Product
GDRs - Global Depository Receipts
GFCE - Government Financial Consumption Expenditure
GFD - Gross Fiscal Deficit
GFSR - Global Financial Stability Report
GIPSA - General Insurers (Public Sector) Association of India
GoI - Government of India
GRF - Guarantee Redemption Fund
GSDP - Gross State Domestic Product
GST - Goods and Services Tax
HFCs - Housing Finance Companies
HLAC - High Level Advisory Committee
HLCCFM - High Level Coordination Committee on Financial Markets
HLG - High Level Group
HR - Human Resources
HRDD - Human Resources Development Department
HRMS - Human Resources Management System
HSUI - Housing Start Up Index
HTM - Held-to-Maturity
IAS - Integrated Accounting Systems
IASC - Inspection and Audit Sub-Committee
IBA - Indian Banks Association
ICAC - International Cotton Advisory Committee
ICAI - Institute of Chartered Accountants of India
32
ICAR - Indian Council for Agricultural Research
ICCOMS - Integrated Computerised Currency
Operations and Management System
ICT - Information and CommunicationTechnology
IDMD - Internal Debt Management Department
IDR - Indian Depository Receipt
IDRBT - Institute for Development & Research in Banking Technology
IEM - Industrial Entrepreneurs Memoranda
IES - Integrated Establishment System
IGIDR - Indira Gandhi Institute of Development Research
IIA - Institute of Internal Auditors
IIBM - Indian Institute of Bank Management
IIFCL - India Infrastructure Finance Company Limited
IIFT - Indian Institute of Foreign Trade
IIP - Index of Industrial Production
ILO - International Labour Organisation
IMA - Internal Models Approach
IMD - India Millennium Deposits
IMD - India Meteorological Department
IMF - International Monetary Fund
IMFC - International Monetary and Financial Committee
IODP - Integrated Officers Development Programmes
IPAs - Issuing and Paying Agents
IPCC - Inter-Govermental Panel on Climate Change
IPCs - Irrevocable Payment Commitments
IPDIs - Innovative Perpetual Debt Instruments
IPOs - Initial Public Offerings
IP-RR - Interest Payment - Revenue Receipt
IRB - Internal Ratings-Based
IRDA - Insurance Regulatory and Development Authority
IRFs - Interest Rate Futures
ISA - Information Systems Audit
ISACA - Information Systems Audit and Control Assessment
ISMS - Information Security Management System
ISO - International Organisation for Standardisation
IT - Information Technology
IT-BPO - Information Technology Business Process Outsourcing
ITEs - Intra-Group Transactions and Exposures
IWMP - Integrated Watershed Management Programme
JLG - Joint Liability Group
JNNURM - Jawaharlal Nehru National Urban Renewal Mission
KCCs - Kisan Credit Cards
KVIBs - Khadi and Village Industries Boards
KVIC - Khadi and Village Industries Commission
KYC - Know Your Customer
LAF - Liquidity Adjustment Facility
LB - Lowest daily outstanding Balance
33
LCD - Liquid Crystal Display
LIBOR - London Inter-Bank Offer Rate
LOI - Letter of Intent
LPA - Long Period Average
MASI - Management Audit Systems Inspection
MAT - Minimum Alternate Tax
MCA - Ministry of Corporate Affairs
MBS - Mortgage Backed Securities
MF - Mutual Funds
MFDEF - Micro Finance Development and Equity Fund
MFDF - Micro Finance Development Fund
MFI - Micro Finance Institution
MICR - Magnetic Ink Character Recognition
MMA - Macro Management of Agriculture
MMBCS - Magnetic Media Based Clearing System
MMMFs - Money Market Mutual Funds
MMS - Multi Modal Settlements
MODVAT - Modified Value Added Tax
MoU - Memorandum of Understanding
MPD - Monetary Policy Department
MPI - Macro-Prudential Indicators
MPLS - Multi Protocol Label Switching
MSE-CDP - Micro and Small Enterprises Cluster Development Programme
MSEs - Micro and Small Enterprises
MSMEs - Micro, Small and Medium Enterprises
MSOE - Minimum Standards of Operational Efficiency
MSP - Minimum Support Price
MSS - Market Stabilisation Scheme
MTM - Mark-to-Market
NAB - New Arrangement to Borrow
NABARD - National Bank for Agriculture and Rural Development
NASSCOM - National Association of Software and Services Companies
NAV - Net Asset Value
NBFCs - Non-Banking Financial Companies
NBFC-D - Deposit taking NBFC
NBFC-ND - Non-deposit taking NBFC
NBFC-ND-SI - Systemically Important Non-deposit taking NBFC
NCR - National Capital Region
NBO - National Building Organisation
NDA - Net Domestic Asset
NDS - Negotiated Dealing Systems
NDS - OM - Negotiated Dealing System Order Matching
NDTL - Net Demand and Time Liability
NECS - National Electronic Clearing System
NEFT - National Electronic Funds Transfer
NFS - National Financial Switch
NFA - Net Foreign Assets
34
NFSM - National Food Security Mission
NGO - Non-Government Organisation
NHB - National Housing Bank
NIBM - National Institute of Bank Management
NIC - National Informatics Centre
NIF - National Investment Fund
NIMSME - National Institute for Micro, Small and Medium Enterprises
NIPFP - National Institute of Public Finance and Policy
NOC - No Objection Certificate
NOF - Net Owned Funds
NPAs - Non-Performing Assets
NPCI - National Payments Corporation of India
NPS - New Pension Scheme
NRAA - National Rain Fed Area Authority
NREGS - National Rural Employment Guarantee Scheme
NR(E)RA - Non-Resident (External) Rupee Account
NRI - Non-Resident Indian
NRRDA - National Rural Road Development Agency
NSE - National Stock Exchange
NSM - Note Sorting Machine
NSSF - National Small Saving Fund
NSSO - National Sample Survey Organisation
OBCs - Other Backward Classs
OBE - Off- Balance Sheet Exposures
OD - Overdraft
OECD - Organisation for Economic Co-operation and Development
ODI - Offshore Derivative Instruments
OLTAS - Online Tax Accounting System
OMO - Open Market Operation
OMS - Open Market Sales
OPEC - Organisation for Petroleum Exporting Countries
ORFS - Online Returns Filing System
OSMOS - Off-Site Monitoring and Surveillance
OTC - Over-the-Counter
OTS - One-Time Settlement
PACS - Primary Agricultural Credit Socity
PAD - Public Accounts Department
PAN - Permanent Account Number
PCA - Prompt Corrective Action
PCPS - Perpetual Cumulative Preference Shares
PDs - Primary Dealers
PDI - Perpetual Debt Instruments
PDO - Public Debt Office
PDO-NDS - Public Debt Office - Negotiated Dealing System
PDS - Public Distribution System
PE - Private Equity
PFCE - Private Final Consumption Expenditure
35
PFRDA - Pension Fund Regulatory and Development Authority
PGPBF - Post Graduate Programme in Banking & Finance
PIT - Personal Income Tax
PMEGP - Prime Minister Employment Generation Programme
PMLA - Prevention of Money Laundering Act
PMRY - Prime Ministers Rojgar Yojana
PNCPs - Perpetual Non-Cumulative Preference Shares
POL - Petroleum, Oil and Lubricants
PPP - Public Private Partnership
PSBs - Public Sector Banks
PSS Act - Payment & Settlement Systems Act
PSUs - Public Sector Undertakings
QCBS - Quality and Cost Based Selection
QIB - Qualified Institutional Buyer
QIP - Qualified Institutional Placement
QMS - Quality Management System
R&D - Research & Development
RBIA - Risk Based Internal Audit
RBSC - Reserve Bank Staff College
RCs - Reconstruction Companies
RCC - Regional Complaints Committee
RCS - Registar of Co-operative Societies
RE - Revised Estimates
REER - Real Effective Exchange Rate
REGP - Rural Employment Generation Programme
RIDF - Rural Infrastructure Development Fund
RKVY - Rashtriya Krishi Vikas Yojana
RNCPS - Redeemable Non-Cumulative Preference Shares
RoA - Return on Assets
ROE - Return on Equity
ROSC - Report on Observance of Standards and Codes
RPCD - Rural Planning and Credit Department
RRBs - Regional Rural Banks
RTGS - Real Time Gross Settlement
RTI - Right to Information
RTP - Reserve Tranche Position
SAARC - South Asian Association for Regional Co-operation
SACPs - Special Agricultural Credit Plans
SAD - Single Administrative Document
SDDS - Special Data Dissemination Standards
SAMIS - Service Area Monitoring and Information System
SAP - State Agricultural Plan
SARFAESI - Securitisation and Reconstruction of Financial Assets and Enforcement of Security
Interest
SBI - State Bank of India
SC - Scheduled Caste
SCs - Securitisation Companies
36
SCB - Scheduled Commercial Bank
SDLs - State Development Loans
SDR - Special Drawing Rights
SEBI - Securities and Exchange Board of India
SEZs - Special Economic Zones
SFCs - State Finance Corporations
SFMS - Structured Financial Messaging System
SFURTI - Scheme for Fund for Regeneration of Traditional Industries
SGL - Subsidiary General Ledger
SHGs - Self-Help Groups
SIDBI - Small Industries Development Bank of India
SIFI - Systemically Important Financial Intermediaries
SIPS - Systemically Important Payment System
SITP - Scheme for Integrated Textile Parks
SIVs - Structured Investment Vehicles
SLAF - Second Liquidity Adjustment Facility
SLA(IC) - Sundry Liabilities Account (Interest Capitalisation)
SLB - Securities Lending and Borrowing
SLBC - State Level Bankers Committee
SLR - Statutory Liquidity Ratio
SMEs - Small and Medium Enterprises
SMO - Special Market Operations
SPMCIL - Security Printing and Minting Corporation of India Ltd.
SPV - Special Purpose Vehicle
SREP - Supervisory Review and Evaluation Process
SRMS - Self Employment Scheme for Rehabilitation of Manual Scavangers
SSS - Securities Settlement System
ST - Scheduled Tribe
StCB - State Co-operative Bank
STCRC - Short-Term Co-operative Rural Credit
STOs - State Treasury Offices
STR - Suspicious Transaction Report
STRIPS - Separate Trading for Registered Interest and Principal of Securities
TAC - Technical Advisory Committee
TAFCUBs - Task Force for Urban Co-operative Banks
TAG - Technical Advisory Group
TALF - Term Asset-Backed Securities Loan Facility
TFC - Twelfth Finance Commission
TFCI - Tourism Finance Corporation of India
TFP - Total Factor Productivity
TFTS - Trade for Trade Settlement
TIN - Tax Information Network
TMSM - Training Methods and Skills for Managers
TMT - Thermo Mechanically Treated
ToRs - Terms of References
TS - Trend Stationary
TUFS - Technology Upgraded Fund Scheme
37
UBD - Urban Banks Department
UCBs - Urban Cooperative Banks
UCNs - Uniform Code Numbers
UNDP - United Nations Development Programme
UNICO - Umbrella Organisation for Large Cooperative Banks in Europe
UNDP - United Nations Development Programme
UNIDO - United Nations Industrial Development Organisation
UNME - Urban Non-Manual Employees
UTs - Union Territories
VAR - Vector Autoregression
VaR - Value at Risk
VKGUY - Vishesh Krishi Gram Udyog Yojana
VPN - Virtual Private Network
WADR - Weighted Average Discount Rate
WEO - World Economic Outlook
WMA - Ways and Means Advances
WPI - Wholesale Price Index
WSS - Weekly Statistical Supplement
WTO - World Trade Organisation
XBRL - eXtensible Business Reporting Language
XML - Extensible Markup Language
Y-o-Y - Year-on-Year
ZTC - Zonal Training Centre
List of Important Countries with their

Capital and Currency
COUNTRY
CAPITAL
CURRENCY
AFGANISTAN
KABUL
AFGANI
ARGENTINA
BUENOS AIRES
ARGENTINE PESO
AUSTRALIA
CANBERRA
AUSTRALIAN DOLLAR
BANGLADESH
DHAKA
TAKA
BHUTAN
TRIMPHU
NGULTRUM
BRAZIL
BRASILIA
REAL
38
CANADA
OTTAWA
CANADIAN DOLLAR
CHINA
BEIJING
CHINESE YUAN
CUBA
HAVANA
CUBAN PESO
DENMARK
COPENHAGEN
DANISH KRONE
EGYPT
CAIRO
EGYPTIAN POUND
FRANCE
PARIS
EURO,CFP FRANC
GERMANY
BERLIN
EURO
GREECE
ATHENS
EURO
HAITI
PORT-AU-PRINCE
GOURDE
INDIA
NEW DELHI
INDIAN RUPEE
INDONESIA
JAKARTA
RUPIAH
IRAN
TEHRAN
RIAL
IRAQ
BAGHDAD
IRAQI DINAR
ITALY
ROME
EURO
JAPAN
TOKYO
YEN
KENYA
NAIROBI
KENYAN SHILLING
NORTH KOREA
PYONGYANG
NORTH KOREAN WON
SOUTH KOREA
SEOUL
SOUTH KOREAN WON
LIBYA
TRIPOLI
LIBYAN DINAR
MALAYSIA
KUALA LUMPUR
RINGGIT
MALDIVES
MALE
MALDIVIAN RUFIYAA
MAURITIUS
PORT LOUIS
MAURITIAN RUPEE
MEXICO
MEXICO CITY
MEXICAN PESO
39
MYANMAR
NYPYIDAW
KYAT
NEPAL
KATHMANDU
NEPALESE RUPEE
NETHERSLANDS
AMSTERDAM,THE HAGUE
EURO
NEW ZEALAND
WELLINGTON
NEW ZEALAND DOLLAR
OMAN
MUSCAT
OMANI RIAL
PAKISTAN
ISLAMABAD
PAKISTANI RUPEE
PARAGUAY
ASUNCION
GUARANI
QATAR
DOHA
QATARI RIYAL
RUSSIA
MOSCOW
RUBLE
SAUDI ARABIA
RIYADH
SAUDI RIYAL
SEYCHELLES
VICTORIA
SEYCHOELLOIS RUPEE
SINGAPORE
SINGAPORE
SINGAPORE DOLLAR
SOUTH AFRICA
PRETORIA,CAPE
TOWN, BLOEMFONTEIN
RAND
SPAIN
MADRID
EURO
SRI LANKA
COLOMBO
SRI LANKAN RUPEES
SWITZERLAND
BERNE
SWISS FRANC
SYRIA
DAMASCUS
SYRIAN POUND
TRINADAD AND TOBAGO
PORT-OF-SPAIN
TRINADAD AND TOBAGO DOLLAR
THAILAND
BANGKOK
THAI BHAT
UAE
ABU DHABI
DIRHAM
UK
LONDON
POUND STERLING
USA
WASHINGTON DC
US DOLLAR
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Important Days
JANUARY
January 9 -NRI Day
January 10 -World Laughter Day
January 12 -National Youth Day
January 15 -Army Day
January 26 -India's Republic Day, International Customs Day
January 30 -Martyrs' Day; World Leprosy Eradication Day
FEBRUARY
2nd Sunday of February- World Marriage Day
February 24 -Central Excise Day
February 28 -National Science Day
MARCH
Second Monday March -Commonwealth Day
March 8 -International Women's Day; Intl. literacy Day
March 15 -World Disabled Day; World Consumer Rights Day
March 18 -Ordnance Factories Day (India)
March 21 -World Forestry Day; International Day for the Elimination of Racial Discrimination
March 22 -World Day for Water
March 23 -World Meteorological Day
March 24 -World TB Day
41
APRIL
April 5 -International Day for Mine Awareness; National Maritime Day
April 7 -World Health Day
April 17 -World Haemophilia Day
April 18 -World Heritage Day
April 21 -Secretaries' Day
April 22 -Earth Day
April 23 -World Book and Copyright Day
MAY
May 1 -Workers' Day (International Labour Day)
May 3 -Press Freedom Day; World Asthma Day
May 2nd Sunday -Mother's Day
May 4 -Coal Miners' Day
May 8 -World Red Cross Day
May 9 -World Thalassaemia Day
May 11 -National Technology Day
May 12 -World Hypertension Day; International Nurses Day
May 15 -International Day of the Family
May 17 -World Telecommunication Day
May 24 -Commonwealth Day
May 31 -Anti-tobacco Day
JUNE
June 4 -International Day of Innocent Children Victims of Aggression
June 5 -World Environment Day
42
June 3rd Sunday -Father's Day
June 14 World Blood Donor Day
June 26 -International Day against Drug Abuse and Illicit Trafficking
JULY
July 1 -Doctor's Day
July 6 -World Zoonoses Day
July 11 -World Population Day
AUGUST
August 3- Internatioal Friendship Day
August 6 -Hiroshima Day
August 8 -World Senior Citizen's Day
August 9 -Quit India Day, Nagasaki Day
August 15 -Indian Independence Day
August 18- IntI. Day of the World's Indigenous Peoples
August 19- Photography Day
August 29- National Sports Day
SEPTEMBER
September 2 -Coconut Day
September 5-Teachers' Day; Sanskrit Day
September 8 -World Literacy Day (UNESCO)
September 15 -Engineers' Day
September 16 -World Ozone Day
September 21 -Alzheimer's Day; Day for Peace & Non-violence (UN)
43
September 22 -Rose Day (Welfare of cancer patients)
September 26 -Day of the Deaf
September 27 -World Tourism Day
OCTOBER
October 1 -International Day for the Elderly
October 2 -Gandhi Jayanthi
October 3 -World Habitat Day
October 4 -World Animal Welfare Day
October 8 -Indian Air Force Day
October 9 -World Post Office Day
October 10 -National Post Day
October 2nd Thursday -World Sight Day
October 13 -UN International Day for Natural Disaster Reduction
October 14 -World Standards Day
October 15 -World White Cane Day (guiding the blind)
October 16 -World Food Day
October 24 -UN Day; World Development Information Day
October 30 -World Thrift Day
NOVEMBER
November 9 -Legal Services Day
November 14 -Children's Day; Diabetes Day
November 17 -National Epilepsy Day
November 20 -Africa Industrialisation Day
November 29 -International Day of Solidarity with Palestinian People
44
DECEMBER
December 1 -World AIDS Day
December 3 -World Day of the Handicapped
December 4-Indian Navy Day
December 7 -Indian Armed Forces Flag Day
December 10 -Human Rights Day; IntI. Children's Day of Broadcasting
December 18 -Minorities Rights Day (India)
December 23 -Kisan Divas (Farmer's Day) (India)
Important Sports Venue

OLYMPICS
2014 winter - Sochi (Russia)
2014 paralympics - Sochi (Russia)
2016 summer - Rio de jenerio (Brazil)
2016 paralympics - Rio de jenerio (Brazil)
2018 winter - Pyeongchang (South Korea)
2020 summer - Tokyo (Japan)
COMMONWEALTH GAMES
2014 - Glasgow (Scotland)
2018 - Gold Coast (Australia)
FOOTBALL
2014 FIFA World cup - Brazil
2016 euro cup - France
2018 FIFA World cup- Russia
2022 FIFA World cup - Qatar
( brand ambassador of FIFA world cup 2014 - Pele.)
(mascot of 2014 FIFA World cup - Fuleco the Armadillo
ASIAN GAMES
45
2014 - Incheon (South Korea)
2019 - Hanoi (Vietnam)
NATIONAL GAMES
2014- 35TH National Games - Kerala
( Mascot of 35th national games - Great Hornbill)
CRICKET
ICCWorld Test Championship Host Countries :

2017 London (1st)
2021 India (2nd)
ICCMens ODI World Cup Host Countries :
2015 New Zealand & Australia
2019 England
2023 India
ICCMens T 20World Cup Host Countries :
2014 Bangladesh
2016 India
2018 Australia
ICCWomens ODIWorld Cup Host Countries :
2017 England
2021 New Zealand
ICCWomens T20World Cup Host Countries :
2014 Bangladesh
2018 West Indies
2022 South Africa
U 19World Cup :
2016 Bangladesh
2018 New Zealand
46
2020 South Africa
2022 West Indies
Important Facts about Insurance Companies
Life Insurance in its modern form came to India from England in the year 1818.
Oriental Life Insurance Company started by Europeans in Calcutta was the first Life
Insurance Company on Indian Soil.
Bombay Mutual Life Assurance Society heralded the birth of first Indian life Insurance
Company in the year 1870.
Bharat Insurance Company (1896) was also one of such companies inspired by
nationalism.
The Swadeshi Movement of 1905-1907 gave rise to more insurance companies. The United
India in Madras, National Indian and National Insurance in Calcutta and the Cooperative
Assurance at Lahore were established in 1906.
In 1907, Hindustan Cooperative Insurance Company took its birth in one of the rooms of
the Jorasanko, house of the great poet Rabindranath Tagore, in Calcutta.
The Indian Mercantile, General Assurance and Swadeshi Life (later Bombay Life) were
some of the companies established during the same period.
The Life Insurance Companies Act, 1912 made it necessary that the premium rate tables
and periodical valuations of companies should be certified by an actuary. But the Act
discriminated between foreign and Indian companies on many accounts, putting the Indian
companies at a disadvantage.
INFLATION
Description of inflation
Inflation: A general and sustained rise in the price levels of goods and services
for a given period. Inflation can be described as a decline in the real value of
moneya loss of purchasing power in the medium of exchange. When the
general price level rises, each unit of currency buys fewer goods and services.
47
In simple terms, inflation is a situation where too much money chases too few
goods .
Characteristics:
o It is a continuous process.
o It refers to a rise in prices in general.
o It involves a considerable increase in prices.
o It causes a decline in the purchasing power of money
Causes of inflation
Increase in the money supply.
Increase in the input costs.
Market failure.
Imported inflation.
Weaker exchange rate.
Decline in productivity.
Trade unions.
Measures to combat inflation

Fiscal measures:
Increase direct taxes.
Increase indirect taxes.
Reduce government spending.
Introduce measures to increase productivity, e.g. tax rebates
Monetary measures:
Increase interest rates of banks.
Decrease money supply.
Decrease availability of credit from banks.
Decrease currency control.
Few descriptions of this measure::

~BANK RATE POLICY
The increase in bank rate increases the cost of borrowing which reduces
commercial banks borrowing from the central bank. Consequently, the flow of
48
money from the commercial banks to the public gets reduced. Therefore, inflation
is controlled to the extent it is caused by the bank credit.
~Cash Reserve Ratio

the central bank raises the CRR which reduces the lending capacity of the
commercial banks. Consequently, flow of money from commercial banks to
public decreases. In the process, it halts the rise in prices to the extent it is
caused by banks credits to the public.
~Open Market Operations:

Open market operations refer to sale and purchase of government securities and
bonds by the central bank. To control inflation, central bank sells the government
securities to the public through the banks. This results in transfer of a part of
bank deposits to central bank account and reduces credit creation capacity of the
commercial banks.
Stagflation
A country persistently suffers from high inflation and high unemployment.
Hyperinflation
Extremely rapid and substantial changes in the overall level of prices
Demand-pull inflation:
inflation caused by increases in aggregate demand due to increased private and

government spending, etc. Demand inflation is constructive to a faster rate of
economic growth since the excess demand and favourable market conditions will
stimulate investment and expansion.
Cost-push inflation:
also called "supply shock inflation," caused by drops in aggregate supply due to
increased prices of inputs, for example. Take for instance a sudden decrease in
49
the supply of oil, which would increase oil prices. Producers for whom oil is a
part of their costs could then pass this on to consumers in the form of increased
prices.
Deflation:
Deflation is the reverse of inflation. It refers to a sustained decline in the price

level of goods and services. It occurs when the annual inflation rate falls below
zero percent (a negative inflation rate), resulting in an increase in the real value of
money.
Interview Preparation
For SCIENCE background
1. Why does cycle tube burst in summer?
2. What is under table water?
3. What is the formula of (A+B)cube?
4. Why does sky look blue?
5. What is hard and soft water?
6. What is Doppler's effect?
7.What is Pascal's law?
8. What is Archimedes Principle?
9. What is Snell's law?
10. Is there any vain which carries impure blood?
11. What is colour blindness?
12. What is Newton's I,II,III Law?
13. What is Charle's Law?
14. What is Conduction, Convection and Radiation?
15. What is Coulomn's law of Electricity?
16. Is there any use of science in bank?
17. What is Raman's Effect?
18. What is colour blindness?
19. What is Specific heat?
20. The winner of Nobel Prize in Physics, Chemistry and Medicine?
For COMMERCE background

50
1. What are the principles of Book keeping?

2. What is balance sheet? How does a balance sheet help us to know the economic condition of the
company?
3. What is the difference between CA and ICWA?
4. What are accounting ratios?
5. What is the use of ratios in balance sheet of a bank?
6. What is Acid Test ratio?
7. What is Accounting?
8. Difference between Double entry system and Single entry system?
9. What are Direct and Indirect tax? With example.
10. What is Capital Gain?
11. Current year assessment?
12. Difference between Public limited company and Private limited company?
13. What are prepaid expenses and Outstanding expenses?
14. What is Value Added Tax?
15. What is break even point?
16. What is Capitalization?
17. What is Wages inward and Outward?
18. What is Bank Reconciliation System?
19. What is the use of Trail Balance?
20. What is Fund Flow?
21. What is Cash Flow?
22. What is Working Capital?
23. Errors which are not disclosed in Trial balance?
24. What is Real Account?
25. What is Short Working?
For MANAGEMENT background

1. What is Motivation?
2. What is Corporate Social Responsibility?
3. What is Branding?
4. Who is the founder of Management?
5. What is Scientific Management?
6. What is Marketing?
7. What is Management?
8. What is Product Mix?
9. What is Marketing?
10. What are the 4P's in Marketing?
11. Use of Marketing in bank?
12. What are the leadership qualities?
13. What is Marketing Mix?
14. What is a Portfolio?
15. What do you mean by Security Analysis
51
Last 6 Months Sports News

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Pankaj Advani won World Billiards Point Format Championship

Terry Walsh resigned as Chief Coach of Indian Hockey Team
Cricketer Suresh Raina become co-owner of HIL franchis team Uttar Pradesh Wizards
Saina Nehwal and Kidambi Srikanth won China open singles title of Badminton
Serbian tennis player Novak Djokovic won ATP World Tour Finals
ICC announced Ambassadors for ICC Cricketer World Cup 2015, Indias Kohli is among
5 cricketers
Salgaocar FC won Durand Cup 2014
Virat Kohli became fastest cricketer to reach 6000 ODI runs
Cristiano Ronaldo received 2013-14 European Golden Boot award
Angelo Mathews named as captain of the ICC Test Team of the year
Mahendra Singh Dhoni named as captain of ICC ODI Team of the year 2014
Bhuvaneshwar Kumar won LG peoples Choice Awards
Narinder Batra became a member of FIH Executive Board
Pankaj Advani won IBSF World Billiards Championship in Bangalore
Sachin Tendulkar and Steve Waugh inducted into Don Bradman Hall of Fame
Serena Williams won the singles title of BNP Paribas WTA Finals Singapore 2014
Indian Golfer Anirban Lahiri won Venetian Macau Golf Open
Sania Mirza and Cara Black won doubles title of the BNP Paribas WTA Finals
Singapore
Luis Suarez received European Golden Boot Award 2014
India won Sultan of Johor Cup Under-21 Hockey title
Paralympic Games to be held in India in February 2015
Mary Kom voted as Indias Most Valuable Player in Asian Games 2014
Ajay Jayaram won Dutch Open Grand Prix badminton tournament
RCA removed former IPL Commissioner Lalit Modi as its President
Roger Federer won Shanghai Masters trophy of Tennis
ICC banned Zimbabwe bowler Prosper Utseya and Bangladeshi bowler Sohag Gazi for
illegal action
17th Asian Games Incheon 2014 held in South Korea
MS Dhoni became ISL team CHennaiyin co-owner
Chitresh Tatha is the Youngest Sailor at the Asian games 2014
Abishek Bachchans Jaipur Pink Panthers won Pro Kabaddi title
MC Mary Kom bagged her first Asian Games Gold Medal
Leander Paes and Marcin Matkowski won Malaysian Open doubles title of tennis
Kuala Lumpur to host ICC World Cricket Division 3
BCCI extended tenure of Ravi Shastri as team India Director till 2015 World Cup
Marvan Atapattu appointed as head coach of Sri Lankan cricket team
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Sardar Singh became Indias flag bearer at 17th Asian Games Opening
USA won FIBA Basketball World Cup 2014 by defeating Serbia
HS Prannoy won Indonesian masters title
Chitresh Tatha is the youngest Sailor at the Asian Games 2014
Pakistans Saeed Ajmal has been suspended by ICC for illegal bowling action
Mike and Bob Bryan won 5th U.S> Tennis Open Mens double title
Marin Cilic won Mens Singles title of US open
Harika Dronavalli won bronze in women grand prix chess
Serena Williams won 3rd consecutive US Open
Sania Mirza & Brazillian teammate Bruno Soares won Mixed Doubles trophy of US
Open
Sudhakar Jayant won gold medal at IWF World Masters Weightlifting
Championships
Ritu Rani to lead Indian Womens Hockey team in Asian Games 2014
Carolina Marin became the first Spaniard to win World Badminton Championship
Jaipur Pink Panthers won the inaugural title of Pro Kabaddi League
Weightlifter Ragala Venkat Rahul won first medal for India at 2nd Youth Olympics
Hockey Madhya Pradesh became 23rd Associate Member of Hockey India
Dutch Teenager Max Verstappen to become youngest Formula One driver
Adille Sumariwala appointed as the Chef-de-Mission for 2014 Asian Games
Ravi Shastri appointed as the Director of Indian Cricket Team
Roger Federer won Cincinnati Tennis Open
Kush Kumar became first Indian player to reach semi final of World Junior Squash
Championship
Jo Pavey of Great Britain became oldest-ever woman to win Goldin European
Championships
Real Madrid won UEFA Super Cup in Cardiff
Miroslav Klose of Germany announced retirement from International Football
R Ashwin ranked no.1 Test all-rounder in ICC test team rankings
Former Hockey Captain Ajitpal Singh to head Dronacharya Award Selection Committe
Kapil Dev to head Arjuna Awards Selection Committee
Xavi, the Spanish midfielder retired from International football
P Kashyap became third Indian to win Gold medal in Badminton at Commonwealth
Games
India won 64 Medals in Glasgow Commonwealth Games
Vikas Gowda of Karnataka won gold medal in mens athletics
Dipa Karmakar became first Indian Woman gymnast to win medal on Commonwealth
Games
Abhinav Bindra won Gold medal in Mens 10m Air Rifle at the 2014 Common wealth
games
Weightlifters Sukhen Dey & K Sanjith Chanu won Gold Medal on day 1 of
Commonwealth Games 2014
India tennis star Sania Mirza appointed as Brand Ambassador of Telangana
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Mercedes driver Nico Rosberg won 2014 German Grand Prix

Irishman Rory Mcllroy won British Golf open 2014
Rahul Dravid elected as member of Laureus World Sports Academy
127th edition of Durand Cup football tournament to be held in Goa in October 2014
Sim Bhullar became first Indian-origin basketball player to join NBA
Germany won the 2014 FIFA Football World Cup beating Argentina 1-0
Sania Mirza ranked career-best fifth in WTA doubles rankings
Knitova won the Womens Wimbledon Tennis Open
Novak Djokovic won the Mens Wimbledon Tennis Open defeating Roger Federer
Indian pistol shooter Jitu Rai ranked No. 1 in the world
Saina Nehwal won Australian Open Super Series title
Last 6 Month Banking News

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ICICI bank launches co-branded card with Delhi metro

SBI, HDFC Bank, PNB and others to secure ATMs by live CCTV monitoring
From talking ATMs to magnifying glasses at branches for physically and visually
challenged customers
ICICI bank launches iMobile app for Windows phone
Shareholders approved the re-appointment of Rana Kapoor as managing director and
CEO
18 PSU banks failed to meet FY14 target of setting ATMs
IDFC Bank which recently bagged a commercial banking license, plans to start bank
operations by October next year
Kotak Mahindra bank set up ATMs at Mumbai Metro Stations
ICICI Bank overtakes HDFC Bank as top private bank employer
Syndicate Bank, Bol, BoB, others give Rs 1,157 crores for Narendra Modis dream
financial hub project in Gujarat
K Venkataraman re-appointed as MD & CEO of Karur Vysya Bank
IndusInd Bank launches Video Branch Service for Customers
Rajiv Lall to be IDFC Bank Managing Director and CEO
Maharashtra cabinet approves Rs 231 Crore to strengthen small banks
RBI cancels licenses of Six Delhi-based NBFCs (Non-Banking Financial Companies
(NBFCs)
Exim bank wants RBI to hike its leverage ration by 50
Government asks IDBI Bank, United Bank of India to plan merger
RBI and Central Bank of Sri Lanka (CBSL) have entered into a bilateral agreement that
enables CBSL to further diversity its reserves management activities into Indian rupeedenominated assets
RBI penalises 12 banks including ICICI bank for violating rules
ING Vysya selects Mindtree to deliver multi-channel and multi-platform banking
experience to its customers while creating a digital roadmap designed to help the bank
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NBFCs allowed to use e-Know your customer service to verify Identity: RB

ICICI bank launches special service for Canadian customers
Indian Bank launches mobile branches with ATM facility in Chennai
HDFC Securities launches e-will writing service
SBI, PNB could be the first banks to tap capital market this financial year
SBI to open 5, 000 new ATMs
IBM signes deal worth Rs 550 crores with microfinance firm Janalakshmi Financial
services
Canara bank expands its Gramodaya scheme in Delhi
RBI governor Raghuram Rajan launches Indian Banks mobile branches
Axis, Union bank among five new entrants into UK banking space
ICICI bank to open its branches in China, South Africa says MD and CEO chanda
Kochhar
State Bank of India opens 6 digital branches which offer services like instant account
opening and personalised debit cards
SBI cuts home loan rate by up to 0.15 per cent
ICICI Bank offers EMI scheme on Debit card purchase
Jan Dhan Yojana: 5.27 lakh accounts opened across Andhra Bank branches
SBI signs $152 million export line of credit with Japanese bank
Bank open 2.14 crore accounts under Jan Dhan mission
Muthoot finance launches scheme for Kerala customers for Onam
Jan Dhan Yojana: SBI opens 1.50 lakh bank accounts in Tamilnadu & Puducherry
United bank of India wins seconds leg of legal battle with Kingfisher Airlines chairman
Vijaymallya
IDBI bank joins UNICEF for safe water, hygiene to 80,000 children in 400 Maharashtra,
UP schools
RBI has lowered the cap on free ATM transactions and allowed banks to charge
customers
HDFC Bank tops WPPs BrandZ report with value of $9.4 billion
ICICI launched EMI Facility on debit cards ties up with Samsung
HDFC Bank opens branch in Dubai
HDFC Bank launches Forexplus crad for Haj, Umrah pilgrims for making all patyments
during the pilgrimage in a convenient and secure manner and thus avoid Saudi Riyals
Pune based LinguaNext to partner nationalised and private banks for ATM Transaction
slips and is already working with different bank, including the State Bank of India
RBI will soon issue Rs 1,000 denomination bank notes with inset letter R in the Mahatma
Gandhi Series 2005
RBI announced only 3 free withdrawals from other ATMs, 5 from own
New Ezetap : The device which is used by banks like SBI, HDFC and Citibank that
facilitates like an ATM for checking balance, transferring money, get a mini statement
and opening a bank account through Aadhaar
SBI launches Hindi version of its app STATE BANK ANYWHERE
TMB aims to achieve Rs 1 lakh crore turnover in next four years
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Federal Bank opens its 1206th branch at Andathode, Thrissur

ICICI bank launches travel card aimed at students who are heading out for higher studies
outside India to help them manage their international expenses
RBI proposes COO ( Chief Operating Officer) post in Rank of Deputy Governor
RBI proposes anytime anywhere bill payment system
Deutsche Bank launches zero balance savings account for professionals
SBI Life insurance appoints Arjit Basu as MD, CEO
HDFC Bank opens branch in Dubai for providing wealth management services to Indians
living there
IndusInd Bank Launches co-branded credit card with Jet Airways
Indian Bank revises its interest rate to 2.36 percent from the 2.55 per cent
IREDA and US Exim bank signed MoU on cooperation on clean energy investment
IFC arm of World Bank issued 10billion rupee Masala bond to fund infrastructure
development
Union Ministry of MSME and ILO signed MoU to support the Make in India Initiative
Union cabinet approved proposal to amend FDI policy in construction and real estate
sector
Indias GDP to grow by 5.6% in current financial year- World Bank Report
Union government launched website for Pradhan Mantri Jan Dhan Yojana
RBI & Central Bank of Kenya signed MoU on supervisory Cooperation and Exchange
of Supervisory Information
Who released Asia-Pacific Trade and Investment Report 2014- UN ESCAP
SBI has launched new accounts Pehla Kadam and Pehli Udaan for kids
ICICI bank launched Smart Stars account for kids
IFC raised 100 million US dollars through Maharaja Bonds
Highest percentage of hired workers in India is in Arunachal Pradesh: 6th Economic
Census
India slipped to 71st rank in World Economic Forum annual Global Competitiveness
List 2014-15
SEBI allowed sharing of KYC details with entities
What is the minimum annual investment in PPF- Rs 500
Which bank has celebrated 150 years of operation in Sri Lanka- State Bank of India
What is the minimum pension required under EPFO- Rs.1000
HSBC sold its Swiss private banking assets to LGT Bank belongs to which countryLiechtenstein
What is the upper age limit for posts of M.D and CEO in private sector banks fixed by
RBI- 70
Amount allocated for Pradhan Mantri Krishi Seenchayi Yojana- Rs.100 Crore
India signed loan agreement with World Bank for MSRP II- Mizoram State Roads
Project
Who has been elected as the chairman of Indian Banks Association (IBA)- T.M. Bhasin
Which bank launched multi-currency International Debit Card- SBI
FDI in railways at present- 100%
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Union government granted Navaratna Status to CONCOR
RBI cancelled the License of The Vasavi Co-Operation Urban Bank Ltd (HyderabadTelangana)
88. Name of the committee formed by RBI to study the feasibility of Implementation of
GIRO-based Payment systems- G.Padmanabhan
89. Two entities of Integrated bill payment system- BBPS and BBPOUs
90. Core Banking System Initiative Award-2014 for which bank- BMB
91. HDFC bank has launched its secure banking in Kerala
92. RBI penalised 12 Banks in Deccan Chronicle Holdings case
93. RBI has relaxed norms governing import to rough, cut and polished diamonds by
doubling the credit time period to 180 Days
94. Former RBI governor appointed as the head of the Expenditure Management
Commission-Bimal Jahan
95. New deputy governor of RBI of India who replaced former DG K.C. Chakrabarty
Subash Sheoratan Mundra
96. Which bank signed agreement with the Kochi Metro Rail Ltd for a loan of Rs 1,170 crore
to the Rs. 5, 200-crore kochi rail project- Canara Bank
97. Asian Development Bank has upgraded Indias economic growth forecast to 6.3% in
2015-16 on hopes of speedy reform process
98. Minimum capital for setting up small and payment banks- 100 crore rupees
99. Loan given by world bank to the west Bengal government for improving thousands of
Gram Panchayats in the state- 1200 crores
100.
Exim bank has extended USD 46 Million line of credits of Mauritius for
financing goods amd defence related vehicles purchases
101.
SEBI barred Satyam founder Ramalinga Raju and 4 others from accessing
capital markets
102.
FDI limit in defence sector has been raised from 26% to 49%
103.
Which bank has launched a financing scheme for women fashion boutique
owners, Boutique Financing- SBI
104.
Online Finance Facilitation center was launched by the CII
105.
Which banks got in-principle nod by the Reserve Bank of India to set up banks,
from a field of 25 aspirates- IDFC and Bandhan Finance Services Private Ltd
106.
RuPay card payment network has been developed by which organization- NPCI
107.
Fund allocated to Beti Bachao, Beti Padhao Yojana in the Union Budget 2014Rs.100 Crores
108.
Fund allocated to National Housing Banking Programme (NHBP)- Rs. 8000
crore
109.
NABARD has reduced the interest rate from how many points- 20 point basis
110.
NABARD and SFAC signed a MoU for development of Small Farm Producers
111.
Purchasing Managers index is published by- HSBC
112.
RBI directed all banks and Financial institutions to provide information and
documents to Special Investigation Team
86.
87.
57
India has moved up to which rank in terns of foreign money lying with swiss
bank- 58th
114.
Who released World Investment Report 2014- United Nations Conference on
Trade and Development (UNCTAD)
115.
Union Government granted Navaratna Status to EIL and NBCC
116.
World Bank lowered growth forecast for developing world to 4.8 percent
117.
India became the second largest exporter of textiles in the World
113.
Most Asking Questions 2014

Wholesale Price Index (WPI): WPI is taken into consideration while calculating the inflation. A change has
recently been made in the WPI. Its present base year will be taken as 2004-05 earlier it was 1993-34. Base year
mean (2004-05 = 100). Total articles taken into consideration will be 676 earlier these were 435.676 include
102 Primary Articles, 19 fuel & power, and 555 of Manufacturing Products. Earlier WPI was calculated on
Weekly basis but now it is calculated on Monthly Basis. First time inflation was calculated in August 2010 (on
new system).
Consumer Price Index (CPI) : Most advanced nations base their policies on retail price inflation but India
uses wholesale price inflation, CPI is largely a segmental and is superior to the WPI, CPI capture consumption
price both at urban and rural centers, as in WPI 676 items are covered and base year is taken as 2004-05 and
for macroeconomic policies. Whereas in CPI 320 items are taken from (CPI-IW) CPI industrial workers and
260 items are taken from both CPR rural laborers and CPI agricultural laborers and the base year for
calculation is taken as 2010
58
CABINET MINISTERS:
NAME
Office Holding
Constituency won
Raj Nath Singh
Home affairs
Lucknow
Sushma Swaraj
External Affairs
Overseas Indian Affairs
Vidisha
Arun Jaitley
M Venkaiah Naidu
Nitin Jairam Gadkari
Finance, Corporate
Affairs, Information &
Broadcasting
Urban Development
Housing and Urban
Poverty Alleviation
Parliamentary Affairs
Road Transport &
Highways
Shipping
Rural Development
Panchayat Raj
Drinking water &
Sanitations
Gujarat Rajya Sabha
Karnataka Rajya Sabha
Nagpur
DV Sadananda Gowda
Law & Justice
Bangalore North
Uma Bharati
Water Resources
River Development
Ganga Rejuvenation
Jhansi
Najma A Heptulla
Minority Affairs
Member of the upper

house
Kalraj Mishra
MSME
Deoria
Ramvilas Paswan
Consumer Affairs
Food & Public
distribution
Women & Child
Development
Maneka Sanjay Gandhi
Hajipur
Pilibhit
59
Ananthkumar
Chemicals & Fertilizers
Bangalore South
Ravi Shankar Prasad
Communications &
Information Technology
Law & Justice
Bihar Rajya Sabha
Ashok Gajapati Raju
Civil Aviation
Vizianagaram
Anant Geete
Heavy Industries &

Public Enterprises
Raigad
Food Processing
Industries
Mines
Steel
Narendra Singh Tomar
Labour & Employment
Science and Technology,
Harsh Vardhan
Earth Sciences
Human resource
Smriti Zubin Irani
Development
Tribal affairs
Jual Oram
Harsimrat Kaur Badal
Radha Mohan Singh
Agriculture
Thaawar Chand Gehlot
Social Justice &

Empowerment
Manohar Parrikar
Defence
Suresh Prabhu
Railways
Bathinda
Gwalior
Chandni Chowk
Guajarat Rajya Sabha
Suandargarh
Purvi Champaran
60
CENSUS 2011 INDIA

There are no short and easy paths to a long and lasting
happiness
1.
2.
3.
4.
5.
6.
2011 Census Motto- OUR CENSUS OUR FUTURE

Present Register General and Census Commissioner- C. Chandra Mouli
Union Home Secretary- Shri G.K. Pillai
First Census started in India- 1872
Present Census in India- 15th
Total Population of India- 1210.19 Million 623.7 million (51.54%) Males
and 584.46 million (48.46%) Females
7. World Population- 7 Billions
8. Population of India increased by more than 181 million during 20012011
9. Percentage of population growth in 2001-2011- 17.64; 17.19 (Male) and
18.12 (Female)
Top Populous States of the Country

Uttar Pradesh
19,95,81,477
Maharashtra
11,23,72,972
Bihar
10,38,04,637
West Bengal
9,13,47,736
Andhra Pradesh
8,46,65,533
Least Populous States of the Country

Lakshadweep
64,429
61
Daman & Diu
2,42,911
D & N Haveli
3,42,853
A & N islands
3,79,944
Sikkim
6,07,688
10. Highest Populous District- Thane (Mumbai)

11. Least Populous District- Dibang (Arunachal Pradesh)
12. Rural Population in India- 68.84% of the total population
13. Highest Urban Population- Maharashtra
14. India population is equal to the combined population of
US, Brazil,
Indonesia, Pakistan, Bangladesh and Japan

15. Total Number of children in the age group 0-6 158.8 million
16. Total Sex Ration- 940:1000 (Female: Male)
17. Highest Sex Ratio- Kerala (1084: 1000)
18. Second Highest Sex Ratio- Puducherry (1038: 1000)
19. Least Sex Ratio- Daman & Diu (618: 1000)
20.
Child Sex Ratio (0-6 years): 914: 1000
21. Highest Child Sex Ratio- Mizoram (971:1000)
22. Least Child Sex Ratio- Haryana (830:1000)
23. Three Major states ( J&K, Bihar & Gujarat) have shown decline in sex
ration as compared to census 2001
24.Literacy Rate in 2001- 64.83
25. Literacy Rate in 2011- 74.04
26.Highest Literacy State- Kerala (93.91%)
27. Lowest Literacy State- Bihar (63.82%)
28.100% Literacy District in India- Palakkad (kerala)
29.Raise in Literacy rate from 2001 to 2011- 9.21 %
30.
Density of India- 382 per Sq KM
31. Highest Density State- Bihar (1102 per Sq KM)
32. Lowest Density State- Arunachal Pradesh (17 per Sq KM)
33. No of Villages covered in 2011 census- 6, 40, 867
34. 100% Banking District in India- Palakkad (Kerala)
35. 100% Banking State in India- Kerala
62
List of awards and their fields

1.
Grammy Music
2.
Tansen Award- Music
3.
Magsaysay Award- Public Service, Leadership, Journalism, Literature and creative
arts and international understanding
4.
Man Booker prize: Authors of Novels
5.
Pulitzer Journalism and Literature
6.
Bowelay Agriculture
7.
Right Livelihood Award: Field of environment and social justics
8.
Kalinga Science
9.
Dhanwantri Medical science
10. Bhatnagar Science
11. Nobel prize Peace, Literature, Economics, Physics, Chemistry, Medical science
12. Shaurya Chakra- Civilian or Military Personnel
13. Ashok Chakra: Civilians
14. Param Vir Chakra- Military
15. Abel-Maths
16. Kalidas Samman- Classical Music, Classical Dance and Arts
17. Vyas Samman- Literature
18. Merlin-Magic
19. Bharat ratna-Art, Science, Public services, Sports
20. Bhartiya Jnanpeeth Award: Literary
21. Sahitya Akademi Award: Literary
22. Dhanvantri Award: Medical Sciences
23. R.D. Birla Award: Medical sciences
24. Lenin Peace Prize: Peace and Friendship
25. Juliet Curie Award: Peace
26. Sahitya Akademi Award- Books in Indian Languages and Ebnglish
27. Shanti Swarup Bhatnagar Award- Science and Technology
28. Sangeet-Natak Akademi Award- Music, dance and Drama
29. Lalit Kala Akademi Award- Arts
Sports Awards
30. Rajiv Gandhi Khel Ratna: Players
31. Dronacharya Award: Sports coaches
32. Dhyan Chand- Sports
63
33.
34.
35.
36.
Ekalavya Award- Sports

Kolanka Cup- Ekalavya Award- Sports
Arjuna Award: Sport
Maharaja Ranjit Singh- Ekalavya Award- Sports
Film Awards
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
Oscar Film
Dada sahib phalke Film
BAFTA Awards- Television, Films, Video Games and Animation
Asianet Film Awards
Nandi Awards
cinema Awards
Vijay Awards
SIIMA Awards
Sun Kudumbam Awards
Santhosham Awards
Screen Awards
Indian States and its Dances

STATE
NAME OF THE DANCE
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chhattisgarh
Gujarat
Haryana
Himachal Pradesh
Jharkhand
Jammu & Kashmir
Kuchipudi, Kolattam, Dhimsa, Veeranatyam

Bardo Chham
Bihu, Jumar, Bagurumba, Ali Ai Ligang
Paika, Kajari, Bidesia, Jhijhian
Panthi, Raut Nacha
Raas, tippani, Padhar, Garba
Dhamal, Daph, Phag, Ghoomar, Jhumar, Loor
Kinnauri Nati, Namgen
Karma
Kud, Dumhal, Rouf, Bhand Pather, Bachha
Nagma, Hafiza Dance, Bhand Jashan, WuegiNachun
Yakshagna, Bayalata, Dollu Kunitha,
Veeragaase dance
Mohiniattam, Kathakali, Padayani
Tertali, Charkula, Jawara, Matki dance,
Phulpati dance, Maanch, Gaur Maria, Grida
Pavri Nach, Lavani, Dangi, Koli
Karnataka
Kerala
Madhya Pradesh
Maharashtra
64
Manipur
Mizoram
Nagaland
Odisha
Punjab
Rajasthan
Sikkim
Tamil Nadu
Telangana
Tripura
Uttar Pradesh
Uttarakhand
Goa
Meghalaya
West Bengal
Thang Ta, Dhol Cholom

Cheraw Dance
Chang Lo or Sua Lua
Ghumura, Chau, Goti Pua, Nacni, Odissi,
Dhap, Dalkhai, Baag Naach
Bhangra, Jhumar, Karthi, Kikkli, Malwai
Giddha, Sammi, Jindua
Ghoomar, Kalbelia, Bhavai, Chirami, Gair,
Tera Tali
Singh Chaam
Bharata Natyam, Devarattam, Kamandi,
Kummi, Karagattam, Mayil Attam, Paampu
attam, Oyilattam
Perini Thandavam, Lambadi, Dappu, Tappeta
Gullu, Burra Katha, Pagati Vesham
Hojagiri
Charkula, Kathak, Karma, Dadra
Barada Nati, Botiya, Cancheri, Chhapelia,
Choliya, Jagars, Jhora, Romala
Dekhnni, Fugdi, Corridinho, Dashavatara
Nongkrem, Shad Suk mynsiem,
Behdienkhalm, Lahoo
Gambhira, Kalikapatadi, Nanci, Alkap,
Domni
Famous Temples in India
Temple Name
Location
Rameshwaram Temple
Sun Temple
Lotus Temple
Akshardam Temple
Jagannath Temple
Sree Padmanabhaswamy Temple
Meenakshi Amman Temple
Golden Temple
Sai Baba Temple
Vaishno Devi Mandir
Shravana Belgola
Chennakesava Temple
Hoysaleswara Temple
Sabarimala
Murugan Temple
Badrinarayan Temple
Dwarakadish Temple
Ramanathapuram
Konark
New Delhi
New Delhi
Puri
Thiruvananthapuram
Madhurai
Amritsar
Shirdi
Katra
Hassan
Belur
Halebidu
Kottayam
Palani
Badrinath
Dwarka
65
Mumbai
Tirupathi
Thanjavur
Kerala
Delhi
Kanchipuram
Bhubaneswar
Guwahati
Basar
Thrissur
Bhadrachalam
Tiruvottiyur
Kerala
Gujarath
Varanasi
Haridwar
Gokarna
Nashik
Pushkar
Bodh Gaya
Ayodhya
Siddhivinayak Temple
Tirumala Venkateswara Temple
Brihadeeswarar Temple
Guravayur Temple
Lakshminarayan Temple
Ekambareswarar Temple
Lingaraja Temple
Kamakya Temple
Ghana Saraswati Temple
Vadakkunnathan Temple
Bhadrachalam Temple
Thyagaraja Temple
Yogmaya Temple
Somnath Temple
Kashi Vishwanath Temple
Mansa Devi Temple
Mahabaleshwar Temple
Trimbakeshwar Temple
Brahma Temple
Mahabodhi Temple
Ram Janmbhoomi Temple
Current Appointments in India

Name
Deepak Gupta
Giriraj Singh
Sutirtha Bhattacharya
Farhan Akhtar
Indian-American Aditi Hardikar
IPS Officer K C Reddy
Position
Chairman of UPSC
Minister of State at MSME Ministry
CMD of Coal India Limited
UN Women Goodwill Ambassador for South Asia
White house LGBT liaison
Member of UN probe panel on Gaza
Mannan Kumar Mishra and S. Prabakaran Re-Elected to Bar Council of India

GS Sandhu
Baldev Raj Mahajan
Indian-originated radiographer Fawzia
Chairman of National Chemical Weapon Convention

new AG of Haryana
ISRRT President
Peer
Anita Kapur appointed
chairperson of CBDT
Fabiola Gianotti
first woman chief of CERN
Lokesh Chandra
Chairman of India Council for Cultural Relations
Vice President of Zambia Guy Scott
Acting President
66
Prasar Bharati CEO Jawhar Sircar
Surya Prakash
Sandeep Saxena
Jairam Ramesh
Anita M Singh
PSN Rao
Rajiv Mehrishi
Arvind Subramanian
VP of Asia Broadcasting Union

Chairman of Prasar Bharti Board
Chief Electoral Officer of Tamil Nadu
head of Future Earth Engagement Committee
Chief of Staff of NSD in US Justice Department
Chairman of the DUAC
the Union Finance Secretary
Chief Economic Advisor
Gautham Roy
Managing Director of CPCL
Khaled Bahah
Prime Minister of Yemen
Actor Aamir Khan
the UNICEF Goodwill Ambassador
Kalpana Morparia
first woman director of HUL
Cramer Ball
Vigilance Commissioner Rajiv
Mayank Pareek
Justice Handyala Dattu sworn-in
O Panneerselvam sworn-in
CEO of Jet Airways

CVC
president of Passenger Vehicle Division
new CJI
Chief Minister of Tamil Nadu
Ashraf Ghani Ahmadzai sworn in as
president of Afghanistan
Arunendra Kumar
Chairman, Railway Board
N Srinivasan
Satya Nadella
President of Board of Control for Cricket in India (BCCI)

CEO of Microsoft
Manoj Kohli,
MD & CEO of Bharti Airtel
Soma Mondal
First women director of NALCO
Vinod Sawhny
CEO of Reliance Communications
P Sathasivam
Governor of Kerala
Shri Shaktikanta Das
Revenue secretary
Sidharth Birla
Arundhati Bhattacharya
Mr. Ranjit Sinha
Mr. Syed Asif Ibrahim
Montek Singh Ahluwalia,
Arvind Ranjan
Subhas Goswami
Mr. Subhash Joshi
Mr. Alok Joshi
AIADMK leader M Thambidurai
Dinesh Kumar Sarraf
Mr. P. J. Kurien
Mohammad Hamid Ansari
AIADMK leader M Thambidurai
Sumitra Mahajan, BJP
President, FICCI
Chairman, SBI
Director, CBI
Director, IB
Chairman, Planning Commission
Director-General, Central Industrial Security Force (CISF)
Director-General, Indo-Tibetan Border Police (ITBP)
Director-General, Border Security Force (BSF)
Director, Research and Analysis Wing (RAW)
Chairman, CBSE
CMD, ONGC
Deputy Chairman, Rajya Sabha
Chairman, Rajya Sabha
Deputy Speaker, Lok Sabha
Speaker, Lok Sabha
67
Mr. Arun Chaudhary
Vice-Admiral Anurag G. Thapliyal
Mr. K. Radhakrishnan
Director-General, Sashastra Seema Bal

Director-General, Indian Coast Guard
Chairman, Space Commission and ISRO
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Exam Competition Toppers

Banking introduction, Stock exchange Index, Dance

Brief Introduction about Banks in India (History)

The story of banking starts from Bank

of Hindustan established in 1770 and it was

first bank at Calcutta under European management

Three Presidency banks

Bank of Bombay (1840)

Bank of Madras (1943)

Imperial Bank of India

(1st July 1955)

5. Green banking- promoting environmental-friendly practices and reducing your carbon

8.Defence Banking- Full banking services made available to all members of

11. Wholesale banking-Wholesale banking is the provision of services by banks to

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State Bank of India

With you all the way

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Reserve Bank of India

Present(23rd) Governor Raghuram Rajan

The first headquarter of RBI is Calcutta (1935)

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KYC (Know Your Customer)

The main objectives of KYC are:

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Important Points about Nationalized Banks

Note: There are a total of 27 PSBs in India

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Important Points about Schemes

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Different Codes use in Banks

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M2 = M1 + Post office saving deposits.

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Difference between a Cheque and a Demand draft

A cheque is issued by an individual whereas a demand draft is issued by a bank.

A cheque is drawn by an accountholder of a bank, whereas a draft is drawn by one branch

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The mortgage has to be for securing an existing or future debt.

A minor can not create a mortgage.

Non-Banking Financial Institutions

Non-Banking Financial Institutions/Intermediaries (NBFIs) is a heterogenous

Development Banks (Industrial Finance Corporation of India Limited, Industrial

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Others ( Life Insurance Corporation of India, General Insurance Corporation, Unit

Important Regulatory Bodies

SEBI (Securities & Exchange Board of India)

SEBI is the regulator for the securities market in India.

It was established on 1998.

Statutory status was given to SEBI on 12th April, 1992.

Chairman of SEBI- U.K.Sinha.

Its headquarter is in Mumbai.

Regional office of sebi- New Delhi, Kolkata, Chennai & Ahmedabad.

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Cheque Truncation speeds up the process of collection of cheques resulting in better

Services provided by E-Banking

Bill Payment Service-

Credit Card Customers-

Recharging Prepaid Mobile-

E-banking facilitates the payment of electricity bills,