Saving Taxes With High Returns

Complete Guide

Features of ELSS

Asset Class

Twin
Benefits

Mutual Fund Investing more than 65% of its corpus in

Equities and equity related products
Tax saving u/s 80C upto investment of Rs 2 Lacs
Wealth creation

Choice of
Investing

Growth - Profits added back to the basic Value of investment

Dividend - Profits paid out to investor

Misc.
Features

Minimum Investment amount is Rs 5,000

Lock-in Period of 3 years

Benefits of investing in ELSS

Deduction
u/s 80C upto
Rs 2 Lacs

Returns are
Tax Free

Tax Saving

Higher
Returns of
Stock
Market

Long Term
Investing
Approach

Wealth
Creation

Return of ELSS- Comparison

350

Rs. 100 Invested, Since October 2009

300

Rs 294

250
200

Rs 168

150

Rs 160

100
50

PPF

Return calculated as on 30 April 2015

Source- AdviseSure.com Research

Reliance Tax Saver (ELSS)

BSE 100

Apr-15

Jan-15

Oct-14

Jul-14

Apr-14

Jan-14

Oct-13

Jul-13

Apr-13

Jan-13

Oct-12

Jul-12

Apr-12

Jan-12

Oct-11

Jul-11

Apr-11

Jan-11

Oct-10

Jul-10

Apr-10

Jan-10

Oct-09

5 Critical Things to Look before Investing in ELSS

Historical performance- We need to assess the historical performance / track record of the
scheme to ascertain its future returns

Credit Rating- ELSS schemes are rated by rating agencies on the basis of the risk and return
factors associated with a particular scheme. It is recommended to opt for schemes with high
ratings

Fund size- Consider the fund size i.e. the asset under management (AUM) before finalizing your
scheme. Schemes with more than Rs.75-100cr AUM indicate considerate investor confidence

Transaction costs - Transaction cost and asset management fees of a scheme should be
compared with other schemes

Risk associated- Also keep in mind the element of risk, depending on the sectors (equity
stocks) in which the scheme is investing. Look out for ratios like Sharpe ratio, Sortino ratio etc to
ascertain risk adjusted performance

ELSS- Suggested Schemes

Age 25-30

Age 30-40

Age 40-55

Age 55 and Above

HDFC Long Term

Advantage Fund

Birla Sun Life Tax Relief

96

Axis Long Term Equity

Fund

Franklin India Taxshield

Fund

HDFC Taxsaver Fund

Kotak Tax Saver

Canara Robeco Equity

Tax Saver Fund

Reliance Tax Saver

Fund

Sundaram Taxsaver

SBI Magnum Taxgain

Scheme

DSP BlackRock Tax

Saver Fund

Any Two out of

Three

Any Two out of

Three

Any Two out of

Three

For More personalized Recommendation Visit

www.advisesure.com

Portfolio Suggestion as on 1st May 2015

We Offer

Advisory Fees Rs. 365 Per Annum

Customized advise only for you

Regular Review and Rebalancing
Unlimited Long Term Investment Advise
Tax efficient portfolio design

No Minimum investment
Substantial Savings in Commission
( Optional)

Customized , unbiased Wealth Management

@Rs. 1 per day

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Private limited. AdviseSure Investment Advisors is a SEBI registered Investment Advisor and its associate/group company empanelled with AMFI as a distributor .You can execute transactions
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