2015 BUDGET

Income Per Mth 2015

4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other
$1,708.57
$1,800.00
$1,600.00
$1,400.00
$1,200.00
$1,000.00
$800.00

$215.00

$400.00

$541.00

$510.00

$500.00

$600.00

$349.00
$145.00

$120.00

$200.00
$0.00
2. Savings

3.Housing

4. Loan Payments

5 Auto/Transporation

6 Insurance

7 Household/Personal

8 Professional Services

9.Entertainment

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00
221.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$4,088.57
Income Over(Under)
$1,089.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$541.00

2015 BUDGET JANUARY

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

January Budget

$0.00

$1,000.00

$2,000.00

$3,000.00

$4,000.00

$5,000.00

$6,000.00

2. Savings

3.Housing

4. Loan Payments

5 Auto/Transporation

6 Insurance

7 Household/Personal

8 Professional Services

9.Entertainment

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

$510.00

Income Over(Under)
($3,689.57)
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

5-10%
$5,320.00
100.00
100.00
100.00

20.00
5000.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$8,867.57

2015 BUDGET FEBRUARY

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

February Budget

100%
50%
0%
2. Savings

3.Housing

4. Loan Payments

5 Auto/Transporation

6 Insurance

7 Household/Personal

8 Professional Services

9.Entertainment

$215.00

$145.00

7 Household/Personal 5-22%
Food
210.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00

$520.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$3,877.57
Income Over(Under)
$1,300.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$320.00

2015 BUDGET MARCH

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

March Budget
$1,800.00

2. Savings

$1,600.00

3.Housing

$1,400.00

4. Loan Payments

$1,200.00

5 Auto/Transporation

$1,000.00
$800.00
$600.00
$400.00
$200.00
$0.00

6 Insurance
7 Household/Personal
8 Professional Services
9.Entertainment

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$3,867.57
Income Over(Under)
$1,310.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$320.00

2015 BUDGET APRIL

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

April Budget
$320.00
$120.00
$510.00
$349.00
$145.00
$215.00
$1,708.57
$500.00
$0.00

$1,000.00

$1,500.00

2. Savings

$500.00

3.Housing

4. Loan Payments

$2,000.00

5 Auto/Transporation

6 Insurance

7 Household/Personal

8 Professional Services

9.Entertainment

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$3,867.57
Income Over(Under)
$1,310.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$320.00

2015 BUDGET MAY

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

may Budget
2. Savings
3.Housing
4. Loan Payments
5 Auto/Transporation
6 Insurance
7 Household/Personal
8 Professional Services
9.Entertainment

$0.00

$500.00

$1,000.00

$1,500.00

$2,000.00

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$3,867.57
Income Over(Under)
$1,310.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$320.00

2015 BUDGET JUNE

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

june Budget
$2,000.00

2. Savings
3.Housing

$1,000.00

4. Loan Payments
5 Auto/Transporation
6 Insurance

$0.00

7 Household/Personal
8 Professional Services
9.Entertainment

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$3,867.57
Income Over(Under)
$1,310.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$320.00

2015 BUDGET JULY

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

July Budget
2. Savings

3.Housing

4. Loan Payments

5 Auto/Transporation

6 Insurance

7 Household/Personal

8 Professional Services

9.Entertainment
$8,320.00

$1,708.57
$500.00

$215.00

$145.00

$349.00

$510.00

$120.00

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

$510.00

Income Over(Under)
($6,689.57)
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

5-10%
$8,320.00
100.00
100.00
100.00

20.00
8000.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
###

2015 BUDGET AUGUST

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

august Budget
2. Savings

3.Housing

4. Loan Payments

5 Auto/Transporation

6 Insurance

7 Household/Personal

8 Professional Services

9.Entertainment

$120.00
$510.00
$349.00
$145.00
$215.00
$1,708.57
$500.00

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$3,867.57
Income Over(Under)
$1,310.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$320.00

2015 BUDGET SEPTEMBER

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

september Budget
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$3,867.57
Income Over(Under)
$1,310.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$320.00

2015 BUDGET OCTOBER

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

October Budget
$320.00
$120.00
$510.00
$349.00
$145.00
$215.00
$1,708.57
$500.00
$0.00

$500.00

$1,000.00

$1,500.00

$2,000.00

2. Savings

3.Housing

4. Loan Payments

5 Auto/Transporation

6 Insurance

7 Household/Personal

8 Professional Services

9.Entertainment

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$3,867.57
Income Over(Under)
$1,310.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$320.00

2015 BUDGET NOVEMBER

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

November Budget

$0.00

$1,000.00

$2,000.00

$3,000.00

2. Savings

3.Housing

4. Loan Payments

5 Auto/Transporation

6 Insurance

7 Household/Personal

8 Professional Services

9.Entertainment

$4,000.00

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$3,867.57
Income Over(Under)
$1,310.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$320.00

2015 BUDGET DECEMBER

Income Per Mth 2015
4. Loan Payments
0-10%
Salary (Jessica)Net
2,930.00
Jessica's BOFA Visa1
30.00
Salary (Daniel)Net
2,073.00
Jessica's BOFA Visa2
30.00
Net Take Home)
400.00
Jessica's BOFAVisa3
30.00
TOTAL MONTHLY INCOME
$5,403.00
Daniel's BOFA Visa
50.00
%Guide*
Daniel's Best Buy
75.00
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
$5,178.00
(Total Income Less Giving)
% Guide*
5 Auto/Transporation
5%
Licences
2. Savings
5-10%
$500.00
Gas
120.00
Oil/Lube
3.Housing
25-38%
$1,708.57
Repairs
Mortgage
1,200.00
Parking
25.00
Taxes
Registration
Insurance
Other
Maintaince
6 Insurance
5%
Electrical
77.94
Life
75.00
Derrells Storage
152.50
Medical
House Phone
33.08
Dental
Audi
100.00
Comcast Cable
95.05
Motorcylce
74.00
Jessica's Cell
55.00
Honda
100.00
Daniel's Cell
95.00
DJ's Car
DJ's Cell
Other

December Budget
$1,800.00
$1,600.00
$1,400.00
$1,200.00
$1,000.00
$800.00
$600.00
$400.00
$200.00
$0.00
2. Savings

3.Housing

4. Loan Payments

5 Auto/Transporation

6 Insurance

7 Household/Personal

8 Professional Services

9.Entertainment

$215.00

$145.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Service 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$3,867.57
Income Over(Under)
$1,310.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$320.00

2015 BUDGET TOTALS

Income Per Mth 2015
Salary (Jessica)Net
35,160.00
Salary (Daniel)Net
24,876.00
Net Take Home)
4,800.00
TOTAL MONTHLY INCOME
%Guide*
1. Giving
10%
Tithe
2400.00
Other Contrib.
0.00
World Vission
300.00
NET SPENDABLE INCOME
(Total Income Less Giving)
% Guide*
2. Savings

5-10%

3.Housing
Mortgage
Taxes
Insurance
Maintaince
Electrical
Derrells Storage
House Phone

25-38%
14,400.00
0.00
0.00
0.00
935.28
1,830.00
396.96
0.00
1,140.60
660.00
1,140.00
0.00

Comcast Cable
Jessica's Cell
Daniel's Cell
DJ's Cell

4. Loan Payments
Jessica's BOFA Visa1
Jessica's BOFA Visa2
Jessica's BOFAVisa3
###
Daniel's BOFA Visa
Daniel's Best Buy

###

$6,000.00
###

0-10%
$2,580.00 7 Household/Personal 5-22%
$6,130.00
Income vs Expense:
360.00
Food
2410.00
Total Income
###
360.00
Household items
1800.00
Less Total Expenses
###
360.00
Cosmetics
0.00
600.00
Barber/Salon
720.00
Income Over(Under)
$2,715.16
900.00
Laundry/cleaning
0.00
Expenses:
0.00
Gifts
0.00
Daniel's Car Insurace pyment is every
0.00
Education
0.00
3 months
0.00
Clothing
0.00
0.00
Allowances
1200.00
0.00
Other
0.00
0.00
Books
0.00
5 Auto/Transporation
5% $1,740.00 8 Professional Service 5-15%
$1,440.00
Licences
0.00
Dental
0.00
Gas
1440.00
Medical
0.00
Oil/Lube
0.00
Legal
0.00
Repairs
0.00
Union Dues
0.00
Parking
300.00
Daniel's Braces
1440.00
Registration
0.00
Other
0.00
Other
0.00
0.00
6 Insurance
5% $4,188.00 9.Entertainment
5-10%
###
Life
900.00
Dinning Out
1200.00
Medical
0.00
Lunches
1200.00
Dental
0.00
Movies/Events
1200.00
Audi
1200.00
Vaction Trips
0.00
Motorcylce
888.00
0.00
Honda
1200.00
Health Club
240.00
DJ's Car
0.00
Hobbies
0.00
Other
0.00
Other
13000.00

Budget Totals
$25,000.00

2. Savings
3.Housing

$20,000.00

4. Loan Payments
5 Auto/Transporation

$15,000.00

6 Insurance
7 Household/Personal

$10,000.00

8 Professional Services
9.Entertainment

$5,000.00
$0.00