Pricing as at

January 2014
PureSave, PlusPlan
and MarketLink
accounts

DR SE

Fees for 2014

To get maximum value for money when using your account,
it is important that you understand how fees are charged. By
choosing the right type of account and using it for its intended
purpose, you can keep your fees to a minimum. In this
brochure are the revised fees applicable to PlusPlan, PureSave
and MarketLink accounts from 1 January 2014.

Value-added offers
To help you reach your savings goals the following benefits are
provided on the various products:
if you keep a balance of at least R5 000,00 in your PlusPlan
account you do not pay the monthly management fee;

PureSave, PlusPlan and

MarketLink
Type of transaction

if you keep a balance of R6 500,00 in your PlusPlan account

you qualify for five free debit transactions a month. These
include cash withdrawals, inter-account transfers, electronic
account payments and debit orders;
electronic inter-account transfers from Standard Bank
transaction accounts into PureSave and MarketLink
accounts are free of charge; and
you are allowed one free electronic transfer from your
PureSave and MarketLink accounts into your linked
Standard Bank transactional account every month.
Remember stop orders from your Standard Bank transaction
account into your savings and investment accounts are free.

PlusPlan
Base
fee

Fee based on
transaction value

PureSave
Base
fee

Fee based on
transaction value

MarketLink
Base
fee

Fee based on
transaction value

Deposits at branch or AutoBank

Cash deposit (up to R3 000 per
deposit)

One free per month

Four free per month*

Three free per month*

Cash deposit (above R3 000 or

after the free deposits)
At ATM

R4,50

1.25%

R4,50

1.25%

R4,50

1.25%

At branch

R11,00

1.25%

R11,00

1.25%

R11,00

1.25%

AccessPoint

R4,00

R4,00

R4,00

Cheque deposit
At ATM

R15,00

R15,00

R15,00

At branch

R20,00

R20,00

R20,00

Withdrawals and debit card purchases

Cash withdrawal
At ATM (R6,70 more if
another banks ATM is used)

R4,50

1.25%

R4,50

1.25%

R4,50

1,25%

At branch

R35,00

1.25%

R35,00

1.25%

R35,00

1,25%

At AccessPoint

R4,00

Debit card purchase

R4,50

Not applicable

R4,50

Debit card purchase with cashback

R9,00

Not applicable

R9,00

International ATM withdrawal

R35,00

R4,00

1.45%

R4,00

Not applicable

*This includes a combination of AutoBank and branch cash deposits, limited to one free cash deposit at branch per month.

Not applicable

PureSave, PlusPlan and

MarketLink Contd.

PlusPlan

PureSave

MarketLink

Debit order in favour of another of

your Standard Bank accounts

R4,50

Not applicable

R4,50

Any other debit order

R12,50

Not applicable

R12,50

Stop order to Revolving Credit Plan/

Way-to-Pay/Student Loans/
Savings accounts

R4,50

Not applicable

R4,50

Any other stop order

R6,00

Not applicable

R6,00

Electronic account payments using

AutoPlus, Internet,
Cellphone or Telephone Banking

R6,00

Not applicable

R6,00

Electronic account payments

over-the-counter at a branch

R35,00

Not applicable

R35,00

Prepaid recharges using

Standard Bank:
Cellphone Banking and
Mobile App
Internet Banking
ATM1

Free
Free
R1,00

Free
Free
R1,00

Free
Free
R1,00

Free

Free

Free

R3,00

R3,00

R3,00

Free

Free

Free

Using AutoPlus machines, Internet,

Cellphone or Telephone Banking

R4,50

R4,50
(First one free each month)

R4,50
(First one free each month)

Over-the-counter at a branch

R35,00

R35,00

R35,00

R17,00

Not applicable

Not applicable

Free

Free

Free

Payments

PIN re-set ATM

PIN re-set Branch
Point of sale decline (due to
insufficient funds)
Inter-account transfers

Monthly fees
Only if minimum balance is less
than R5 000,00
Internet Banking fee

1 Prepaid recharges at another banks ATMs will attract a fee of R6,70. When using another banks ATM to draw cash, you will pay the Standard Bank ATM cash withdrawal fee and
an additional R6,70.

PureSave, PlusPlan and

MarketLink

PlusPlan

PureSave

MarketLink

R1,10

R1,10

R1,10

Free

Free

Free

AutoBank balance enquiries (slip print)

R1,10

R1,10

R1,10

Branch balance enquiries

R6,00

R6,00

R6,00

AccessPoint balance enquiries

R1,10

R1,10

R1,10

Balance enquiries at another banks

ATM

R4,50

R4,50

R4,50

Provisional statements AutoPlus

30-day statement

R4,50 One free

per month

R4,50 One free

per month

R4,50 One free

per month

Provisional statements Branch 30-day

statement

R16,00 One free

per month

R16,00 One free

per month

R16,00 One free

per month

Free

Free

Free

Information fees
AutoBank mini-statements
AutoBank balance enquiries (screen
display)

Internet Banking statements

Transaction history

Branch

AutoPlus

Branch

AutoPlus

Branch

AutoPlus

60 days

R16,00

R7,50

R16,00

R7,50

R16,00

R7,50

90 days

R21,00

R10,50

R21,00

R10,50

R21,00

R10,50

180 days

R26,00

R12,50

R26,00

R12,50

R26,00

R12,50

Other fees
AutoBank cash withdrawal declined
(other bank ATM)

R4,50

R4,50

R4,50

AutoBank cash withdrawal declined

(Standard Bank ATM)

R2,20

R2,20

R2,20

Setting up or changing a stop order

R16,00

Not applicable

R16,00

Stop payment on cheques and debit

orders

R42,00

Not applicable

R42,00

Bank cheque

R70,00

R70,00

R70,00

Each AutoBank card replacement

R45,00

R45,00

R45,00

Post-dated cheque deposit fee

R95,00

R95,00

R95,00

Special clearance

R90,00

R90,00

R90,00

Dishonour fee or unpaid item

(Only the first two for the month are
charged)

R55,00

Not applicable

R55,00

Managing your bank fees

Keep fees to a minimum on your account by following
a few simple guidelines:

UCount Rewards
R

W A

use self-service channels like our ATM network, Cellphone

Banking and Internet Banking. These services are much
cheaper than going to a branch;
R

W A

instead of drawing cash, use features like electronic

account payment and inter-account transfers through our
ATM network, Cellphone Banking and Internet Banking;
take advantage of the free transactions offered on
your account;
make sure that your accounts have sufficient funds to cover
your payments; and
to avoid paying the cheque deposit fee, try to have money
paid electronically into your account.
For more information on the fees or your account call us on
0860 123 000, visit www.standardbank.co.za
or any branch.

UCount Rewards* is our rewards programme

that allows members to collect rewards points
every time you shop with your Standard Bank
personal debit, cheque or credit card.
You will earn tiering points if you:
1. Hold an investment and/or savings
account and maintain an average monthly
balance of R10 000 across qualifying
products;
2. If you use a Standard Bank ATM to make
deposits; and
3. You can also redeem your reward points
into your PureSave account.
*Terms and conditions apply. You must have a transactional
account in order to join.

How to calculate your transaction fees

Some transactions are charged a base fee plus a percentage
of the transaction value while others are charged a base
fee only. For example, an ATM cash withdrawal of R500,00
will attract a base fee of R4,50, plus R6,25 (1.25% of the
transaction value of R500,00), giving a total fee of R10,75.
*Terms and conditions apply.
This brochure is not a full list of our prices. For more information, please contact
your branch. Prices include VAT and are subject to change.
Disclaimer
Our products and services, and the terms under which they are offered, may
change. We will let you know within a reasonable time of these changes. It is in
your interest to read your contract carefully. If you have any questions or need
more information please contact your branch.
Standard Bank subscribes to the Code of Banking
Practice. Please ask your branch for details.

Standard Bank supports the

Ombudsman for Banking Services
Sharecall number 0860 800 900

Authorised financial services and registered credit provider (NCRCP15)

The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06).
SBSA 152912 8/13 PG0015
OL02379