Professional Documents
Culture Documents
eSewa
Bibushan Bista
Faculty
Kathmandu College of Management
TABLE OF CONTENTS
About F1 Soft...................................................................................................................... 3
Mission............................................................................................................................ 4
Vision .............................................................................................................................. 4
Core Values ..................................................................................................................... 4
F1Soft and eSewa ............................................................................................................... 5
Analysis of eSewa ............................................................................................................... 6
About eSewa ....................................................................................................................... 6
Objectives of eSewa ........................................................................................................ 7
eSewa - Type of Application .......................................................................................... 7
Advantages of eSewa ...................................................................................................... 7
Market of eSewa ............................................................................................................. 8
Partner Merchants ........................................................................................................... 8
Partner Banks .................................................................................................................. 9
Functional Analysis of eSewa ........................................................................................... 10
Major Components of eSewa: ....................................................................................... 10
Technical Analysis of eSewa ............................................................................................ 12
eSewa Availability ...................................................................................................... 12
Database, Scripts and Security...................................................................................... 13
Recommendations and Conclusion ................................................................................... 13
Snapshots of eSewa........................................................................................................... 14
ABOUT F1 SOFT
F1Soft International, an ISO Certified company,
is one of the leading companies for developing
and deploying enterprise products on transaction
banking. The Company was duly established in
2004 and has presence in Nepal, Singapore,
Cambodia, India and Bangladesh.
F1Soft International has created an image of its
own in the field of Software Development and IT
related services through the course of its persistent efforts for the last 8 years. The
Company has built up an impressive list of clients, most of which comprises of leading
Banks and Financial Institutions, Corporate Houses, Industrial firms, Media Houses,
Telecoms, Travel Agencies and other Organizations which bear a name in their field.
F1Soft International has created a unique distributed structure, and steadily continues to
expand its software development activities. We employ highly qualified and skilled
software Engineers with in-depth understanding of transactional banking. In view of the
quality and wide range of services as well as the growing number of Clients, F1Soft
International stands out amongst numerous Software Companies. In this regard, we
assure you that we do provide you with the security and operational framework that your
organization requires.
Mission
Be the most trusted provider of transaction banking products to Banks/ Financial
Institutions and Telecoms in South Asia, South East Asia and Middle East by 2017.
Vision
Always ahead with innovative products
Core Values
Focused- We know that focus is highly essential in delivering/developing the class
products/services and hence every member of the company remains focused.
Innovative- Innovation is the heart of F1Soft and every individual in the company is
encouraged to come up with new ideas.
Reliability- Our promise to customers would not come true if our products and promises
are not reliable enough to meet the international standards.
Social Responsibility- As a part of the society, we are concerned for the well-being of
everyone and not only F1Soft.
Team Spirit- We are fully aware of the strength of a team and synergy it creates for our
common success.
Analysis of eSewa
In Nepal there has been increasing demand for electronic payment in recent years mainly
in the urban areas. Due to rapid demand and keen interest in the newer technology there
have been positive impacts as it has ease our daily life.
About eSewa
eSewa is Nepal-based company
mainly
focused
on
electronic
service
provided
by
f1soft.com which is the well-known name for safer and easier way to pay online. It offers
a state-of-art payment gateway solution that incorporates some of the latest integrated
techniques developing a secured, fast, and real-time gateway. . It has been growing as
trusted company because of its quality service to its customers.
Though there are others payment gateways eSewa has become the first choice due to its
goodwill. More than twenty five thousands of customers with sixty five percent of active
Objectives of eSewa
Established with an aim to help and support e-commerce business, eSewa allows
payments and money transfers through internet and serves as an electronic alternative to
the traditional complicated paper methods such as cheques and money orders.
eSewa - Type of Application
eSewa is available in two modules: B2B and B2C.
eSewa specializeS in Secure Real-time transaction processing service and support. eSewa
online payment gateway performs payment authorization and authentication, and makes
settlement of funds between Banks, Merchant and User(Customer).
Currently, it provides the following online services:
1. Sending and Receiving Money
2. Payment of Utility Bills
3. Purchase of Air Tickets and Movie Tickets
4. Purchase of Recharge and Calling Cards
5. Payment of School and College Bills
6. Payment of Internet Service Bills
7. Subscription of Newspapers and Magazines
8. Payment of Credit Card Bills
9. Facility of all eSewa services through mobile phone
Advantages of eSewa
1. Full 24x7x365 convenience
2. Rapid and efficient transaction processing
3. Multiple payment options
4. Secure flow of transaction details among buyers, sellers and financial institutions
5. Flexible and powerful real time report generation
6. Facility for customer refund
7. Merchants can get rid of large databases, extensive processing and complex
software
8. CA (Certifying Authority) authenticated secure servers
9. Ability to provide value added services to merchants, acquiring and issuing banks
Market of eSewa
eSewa is an online payment gateway with hosted wallet as Nepals first online payment
gateway in order to foster the e-commerce and also to bring the financial services to the
unbanked sector as well.
Currently, there are 21 major banks and financial institutions of Nepal in eSewa Network,
a customer base of 1,20,000 and more than 800 Merchant partners. It can be basically
accessed by two modes: web and mobile. eSewa Mobile application is a sms based
application for mobile devices.
Partner Merchants
1. APCA Nepal
13. Ncell
2. BhatBhateniOnline
3. BIG Movies
4. Birthday Forest
5. Broadlink
6. Buddha Air
18. ShareSansar
7. Bus Nepal
8. Classic Tech
9. Colors Mobile
22. WorldLink
12. Mytrip2nepal
Partner Banks
1. Ace Development Bank Limited
2. Business Universal Development
Bank Limited
3. Citizens
Bank
International
Bank
Limited
10. Kist Bank Limited
11. Kumari Bank Limited
12. Nepal Bangladesh Bank Limited
13. Nabil Bank Limited
14. Nepal Credit and Commerce
Bank Limited
15. NIC Asia Nepal Bank Limited
16. NMB Bank Limited
17. Prabhu Bikas Bank Limited
18. Purnima Bikas Bank Limited
19. Rastriya Banijya Bank Limited
20. Siddhartha Development Bank
Limited
21. Sunrise Bank Limited
22. Tinau
Limited
Development
Bank
Limited
24. Triveni Bikas Bank Limited
Limited
9. Kailash
23. Tourism
Development
Bank
Customer Types
a. Basic Customer General Service Access
The customers who have been registered through web/mobile and
availability of limited information to us are categorized as General
Service Access customers or basic customers
b. Standard Customer All Service Access
After the customer verifies his/her photo identification document, the
customer is upgraded with ASA authority. They will have unlimited
transaction and access to all the services of eSewa
c. Zone Customer Agent Authentication Access
Customers can upgrade themselves to become AAA customers and can
be referred as eSewa agents. They will have to submit their business
documents and fill up a form designed for the agent request. Agents
will be eligible to apply to verify customers for eSewa.
2. Merchants
Merchants are another major component of eSewa as it their goods and
services that are up for sale. They have the key role to perform and eSewa
efforts them to enlist their participation in the system. Any business that is
physically or virtually operating is eligible to become Merchant in eSewa, if it
falls under the rule and regulation of the government of Nepal and agrees to
receive payment online.
3. Partner Banks
Partner banks play the major role in eSewa as they are behind the scene to
hold the actual transaction of any payment process. eSewa is just virtual
representation of the transaction that actually occurs amongst the settlement
bank and the partner banks. As a bank cannot acquire all the merchants nor it
can entertain all its customers to pay all the merchants, eSewa provides a
common platform to share the merchants and customer payments in Nepal.
Snapshots of eSewa