Professional Documents
Culture Documents
CONDOMINIUM ASSOCIATION
SEPTEMBER 2015
SEPTEMBER 2015
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Vaccine Clinic
September 12
Highland Lakes
Womens Club
October 1
September 2015
SUNDAY
MONDAY
TUESDAY
WEDNESDAY
THURSDAY
Clubhouse
Committee
7:00 p.m.
FRIDAY
SATURDAY
Euchre Club
7:00 p.m.
Lakes Ecology
7:00 p.m.
6
POOL CLOSING
PARTY 4:00 p.m.
7
LABOR DAY
Pool Comittee
5:30 p.m.
13
20
14
15
Herald Comm.
6:30 p.m.
Grounds
Committee
7:00 p.m.
Engineering
Comm. 3:00 p.m.
21
Ladies
Pinochle
12:30 p.m.
22
Ladies
Pinochle
12:30 p.m.
17
Yoga 9:30 a.m.
& 6:00 p.m.
23
18
19
25
26
Euchre Club
7:00 p.m.
24
Yoga 9:30 a.m.
& 6:00 p.m.
Finance Comm.
6:30 p.m.
27
28
29
Yoga 9:30 a.m.
Ladies
Pinochle
12:30 p.m.
30
Meet Your
Neighbor Event
6:30 p.m.
12
Court Liaison
Committee
6:00 p.m.
16
Ladies
Pinochle
12:30 p.m.
10
11
Yoga 9:30 a.m.
Vaccine
& 6:00 p.m.
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Highland Lakes
Management Section
Highland Lakes Board of Directors
COMMITTEE INFORMATION
COMMITTEE
Clubhouse
Court Liaison
CHAIRPERSON
Barb Balok
Joel Lutz
PHONE
734-667-3507
248-349-6782
Engineering
Tom Werner
248-349-4459
Community Social
Brad Todorov
248-380-1611
Finance
Joyce Elvy
248-349-1747
Grounds
Marti Tupper
248-348-9811
BOARD LIAISON
Tom Byrne, Judy Nakdimen, Sandy Nolan
Kathy Baldwin, Sandy Nolan
& Kathleen Connor
Tom, Byrne, Kathleen Connor
& Judy Nakdimen
Guy Balok, Judy Nakdimen
& Michelle Todorov
Tom Byrne, Guy Balok, Kathleen Connor
ADDITIONAL INFORMATION
Highland Lakes
Herald
Herald Committee
Herald Staff
Ray Parzych
Betty Parzych
Joel Lutz
Tom DeGalan
Gloria Janks
Marty Tingstad
Ilio Alessandri
Barbara Evans
Terry McNally
Flash Glass................................................. 20
Amway....................................................... 20
INSURANCE
LEGAL
PLUMBING
Evans Plumbing........................................ 20
FUNERAL ARRANGEMENTS
OBrien Sullivan Funeral Home.............. 21
REAL ESTATE
D & G Heating...........................................23
The monthly meeting of the Board of Directors of Highland Lakes Condominium Association was held on the
third Monday of the month, in accordance with the By-Laws of the Association. President Kathy Baldwin called
the August 17, 2015, regular meeting of the Board of Directors to order at 7:30 p.m.
Attendance
The following Directors were present: Kathy Baldwin, Michelle Todorov, Sandy Nolan, Tom Byrne, Guy Balok,
Kathleen Connor, and Judy Nakdimen. Also present was Joe Poma, Property Manager. Approximately 12 CoOwners were also present.
Approval of Minutes:
Discussion regarding recommendation #3: When a coowner rents the clubhouse, the person will receive a
copy of all the rules and regulations, a written document
that is the co-owners responsibility to read.
Treasurers Report
The Board asked Joe Poma to do research on options to make a motion to make the exception. Board was
and costs for installing electric vehicle charging silent; therefore no motion.
stations.
2.) Catherine Frazier:
Board Action: Motion by Tom Byrne, support
Co-owner Catherine Frazier asked the Board for
by Michelle Todorov, to approve the Engineering
permission to have an afternoon birthday party for her
Committee report of August 11, 2015, and approve
son at the pool on Sunday, August 30.
recommendations #1 through #6. All in favor. Motion
passed.
Board Action: Motion by Kathleen Connor, support
by Tom Byrne, to approve Mrs. Fraziers request to
Board Action: Motion by Tom Byrne, support by
have a party of 25 people, 12 to 15 of whom will be
Sandy Nolan, to approve recommendation changes on
in the pool, on Sunday, August 30. (4) in favor. (2)
the patio engineering form from a 4 inch minimum to
opposed. Motion passed.
a 2 inch minimum between bottom of siding and patio
surface. All in favor. Motion passed.
Management Report page
Board Action: Motion by Kathleen Connor, support
by Guy Balok, to approve having management contact
Unit 667 to submit the proper paperwork for the steps
to the Engineering Committee. All in favor. Motion
passed.
Earl Smith
Ilio Alessandri
Ray Parzych
Stan Roberson
Don Warren
Rosemary Campion
Brian Bury
Gyda Werner
Debbie Roberson
Darcy Hollon, Don Rigo
SUBJECTS DISCUSSED:
1. Opened meeting asking for better acceptance of differences of opinion. We cant always expect 100 percent agreement.
2. Landscaping area on south side of the club house back towards the pool patio. Four mostly dead shrubs and some old
evergreens showing their age. Committee to submit a work order to have the dead bushes removed. No agreement on
removing old evergreens. Will clean up area and apply mulch. Discussion regarding a re-planting plan to be continued
at next meeting. Suggestions included adding additional decorative grasses, weigela, and/or hydrangeas.
3. Discussed Ortho product Grass-B-Gone, a garden grass killer. Will eliminate grass trying to grow into garden areas
without affecting your garden plants.
4. A seawall addition has been installed on Silver Spring Lake along the edge of the Serenity garden area. Wall placed one
foot in from water line to avoid state regulations if placed directly in the water and the amount of time before an approval could be gotten.
5. Discussed looking into possible trimming back of tree along 8 Mile right-of-way west of Highland Lakes entrance to
expose plantings under tree to more sunlight.
6. New decorative grasses has been planted replacing the original grasses that did not go through the winter weather well
in the 8 Mile entrance landscaping.
7. Add to tree trimming budget the dead tree in Queen Anne Court on front side of units.
8. Investigate view obstruction behind Bryn Mawr Court off lake.
9. A commitment made to restrict the Serenity Garden to the bounds it now occupies. No further incursion into the adjacent woodlands.
SUBJECTS DISCUSSED:
1.
Meet your Neighbor Night. On Wednesday, September 30, the Clubhouse Committee will be hosting a Meet your
Neighbor Night. All residents will be invited. Committee representatives and Board Members are encouraged to
attend to answer specific questions that may come up.
2.
Hall Rental Exception. A resident renting the full clubhouse on December 27, 2015, has requested an exception to
permit extension of the time one hour (from 7:00 p.m. to 8:00 p.m.). The Committee voted to recommend Board
approval.
3.
Modification to Clubhouse Rules. This modification would allow high school students (14 and older) use of the
clubhouse (Library and Highland Room only) without presence of an adult. Committee voted to recommend Board
approval.
4.
Clarification of Rules during Clubhouse Rentals. The Committee discussed the need for clarification of rules to
avoid the disruption of rental events by other residents accessing the clubhouse.
That an exception be granted to extend the time one hour until 8:00 p.m. for the rental of the clubhouse on Sunday,
December 27, 2015.
2.
That high school students be allowed access to Highland Room and/or Library during normal business hours without
an adult present if group is no larger than four. Teens (14 yrs or older) would be required to sign in at front desk and
give receptionist their Highland Lakes ID to be returned when they leave. If a problem occurs (i.e. unwillingness to
follow the rules as written) during the time of visit, receptionist will keep ID and request Property Manager to notify
parents.
3.
That Clubhouse Rules be clearly stated as to expectation of co-owner behavior during full Clubhouse Rentals.
MEMBERS PRESENT:
GUESTS PRESENT:
Unit 86
Installation by:
Unit 86
Installation by:
Unit 567
Installation by:
Patio
M J Brick Pavers - Mewin Ratiff
Meets HLCA Requirements
Storm door
Marsh Maintenance
Meets HLCA Requirements
Unit 332
Installation by:
Unit 522
Installation by:
Unit 450
Installation by:
Window
Northville Lumber
Meets HLCA Requirements
Marygrove Awning
Marygrove Awning
Meets HLCA Requirements
Furnace
Self install
Meets HLCA Requirements
Guest Comments:
Co-owner Sue Misulis came to the Engineering Committee meeting and requested that research be done regarding the
use of solar shingles as a possibility in the future to reduce energy costs. She also noted that electric vehicles are becoming
more prevalent and she thinks the Association should look into the installation of vehicle charging stations at the front of
select parking spaces or let co-owners pay to have them installed at the front of deeded spaces. She stated that her concern
was over the use of extension cords as the vehicles grow in number. The Engineering Committee questioned whether that
meeting was the appropriate forum and refered her to the Board of Directors for comments. The Property Manager said
that he would place her comments in the Engineering Committee minutes.
Dianne Hartman
Don Loudy
Nancy Schneider
Lorraine Scully
Stan Savitskie
Carolyn Toyer
Peggy Zonca
SUBJECTS DISCUSSED:
1. We have been without a security guard for several weeks. A replacement or other options are under consideration.
Everyone is advised to call the police or 911 if witnessing any suspicious activity.
2. Previous recommendations were reviewed:
1. Pet pail stands: No progress though it is generally agreed that a raised area keeps the container in place.
2. Painting of parking lot lines and numbers: Management is investigating the best option for proceeding.
3. Depth markers in the lakes: This has been assigned to the Lakes Ecology Committee.
3. Barb Balock reported that the Club House Committee is planning a get-together for new residents for September 30th.
Future social events will be planned depending on the success of this one. The need to acquaint new neighbors with
rules and regulations was discussed. Stan suggested that a video could be made that could be shown at these social
events. He will investigate the possibility of this and contact Barb Balock.
4. Other issues discussed were the problem of an oversized truck consistently parked blocking sidewalk access and the
question of fire pits. It was advised that Joe be consulted regarding the blocked sidewalk. Reference to the August Herald
made clear that fire pits are not allowed in Highland Lakes.
5. Plans for the Court Liaison Appreciation Hot Dog Roast included:
Time/Place: 6 p.m. on the pool patio.
Invitees:
Current liaisons and those who have just recently been replaced.
Sign up:
Members in attendance signed up for menu categories and Stan will begin calling all others in
order to get a count of how many to expect and what each will bring.
MEMBERS PRESENT:
Rosemary Campion, Co-Chairperson
Elaine Anderson
GUESTS PRESENT:
Kathleen Connor, Board Liaison
Joe Poma, Property Manager
SUBJECTS DISCUSSED:
1. Pool/lifeguards:
- Joe addressed concerns regarding the cleanliness of the pool, terrace and restrooms. The pool is not vacuumed every
day due to some early start days with swim lessons and water aerobics. A checklist is completed for each area cleaned
by lifeguards.
- A former lifeguard has been hired.
2. Pure Michigan Hot Dog Daze held on July 25 was well attended. The weather was great. Last Hot Dog Daze of the season will be August 22, noon-2 p.m.
3. Pool closing party will be Sunday, September 6, at 4 p.m. Please bring a dish to share.
4. The pool closes on Labor Day at 8 p.m.
MEMBERS PRESENT:
Carol Sheilds, Chairperson
Eugene Fogel
Earl Smith
SUBJECTS DISCUSSED:
MANAGEMENT REPORT
TO: Board of Directors, Co-Owners
FROM: Joe Poma, Property Manager
1. Seawall / Beach Project: There are some exciting new projects taking place in your community. As previously stated,
an anonymous donor contributed the funds to extend the Serenity Garden Seawall in the northeast corner of Silver
Spring Lake. This area of our property has been difficult to maintain because the wind carries all of the debris across
the lake and it collects in this corner. By springtime, we have to hire outside help to clean it out, sometimes requiring
people to wade into the water to reach the leaves, branches and everything else that drifts over there. Due to the generosity of one of our residents, those workers can now stand on the shoreline which will save us money, and I continue
to get comments from residents as to how great it looks. The Swan Harbor beach project, which should be finished by
the time you read this, is a large scale excavation and restoration project. It involves the excavation and re-grading of
the beach area to bring it from a 35 degree slant down to a 10 degree slant (numbers approximate) to prevent sand from
eroding into the lake and making the beach useless. Year after year, we have been approached by residents that noticed
how the rainwater carried the sand away and left gravel and rivulets down to the shoreline. This construction project
also involves the placement of huge natural-looking stones weighing 2 tons each to form a barrier wall on the back and
sides of the beach, with a stone staircase leading downward, and also the placement of fresh sand in the beach and in
the water. It will be the nicest beach on our property and the residents in that area have waited patiently for a long time.
As a testament to our contract negotiations and desire to bring you the best possible pricing, we actually had a few
residents express concern that this project was in excess of $100,000 and they were worried we were adding this to our
assessment increases. It certainly looks that way, but I am happy to report that just about all of the money came out of
long term, and the cost was closer to $26,300.
2. Recycling: As previously stated, the residents have spoken on the recycling issue. They want it. I am in negotiations
with Waste Management to provide the appropriate size container for the clubhouse parking lot; location yet to be
determined, but in the meantime, this is has been placed in my budget proposal. We think we can get the paper, cardboard and plastic recycled here, but the glass is a different story. I will be looking into that one.
3. Asphalt & Concrete: The roofing project has placed a strain on our asphalt & concrete repair programs, and we are
attending to those projects that are necessities or could pose safety risks to our residents until the roofing is completed
late next year. Following the roofing project, there is a very large sum in the long term account that will permit us to
catch up on everything that has been suspended during the last few years. The project that is being contemplated is
large enough to require the services of an outside consultant as we did with the roofs, to determine those that are priority replacements. Although its still a bit early, you may notice contractors taking core samples next year of sidewalks
and parking lots to determine depth, composition and quality or otherwise to figure out the useful life remaining in
that location. The final report will make the difference between a patch repair, a milling and recapping of 2 inches of
asphalt, or a complete tear-out and replacement. Some of our courtyards have asphalt that has been recapped multiple
times, often evidenced by the asphalt coming up to the top of the curb rather than seeing a 6 inch curb next to it. In areas like this, it would seemingly make no sense to grind away the first two inches and re-cap it, because within a year or
two, the pliable layers underneath will crack and separate and the whole parking lot will get the faded alligatoring that
is common on older roads. Details will follow in the coming year. With regard to this year however, we saw some critical areas around the property, including the Irongate Court curbs, the Windsor Court curbs and sidewalks, the Lagoon
Court curbs, sidewalks & asphalt, and finally, the Pond Court asphalt near the trash corral and extending most of the
way to the entrance of the court. Those issues formed our concrete and asphalt project for 2015 and are being completed now. Maintenance continues to apply patch repair to potholes and concrete patch to expansion joints in sidewalks
throughout the property that have crumbled due to the weather and our specific geography.
14
MANAGEMENT REPORT
TO: Board of Directors, Co-Owners
FROM: Joe Poma, Property Manager
4. Parking Lot Numbering: Our parking space numbers will involve a two-part project. It is my intent to have maintenance
paint these numbers on the spaces as they did in the past, and possibly have an outside contractor spray the lines. As of
the time that I am writing this, the line portion of the project is still a budget proposal, but I have spoken with maintenance
and will be starting the other half soon.
5. Roofing: By the middle of August, we have 9 buildings out of 16 completed for Phase 5 of our roofing program. This
means that we have a total of 25 buildings on the property to re-roof. We are now 75% complete with our roofing program.
We have encountered some glitches along the way, so if youre seeing the occasional chimney cap laying on its side on the
roof, or an exposed eave or frieze, thats because we saw something behind the wall or had to tie something in before
we closed it up. We are also encountering overruns with plywood roof decking. These roofs were shingled twice and the
decking has weathered over 40 years. With some of the original roofs, you can look up and see where they are bowing in
between the rafters and it actually feels spongy to walk on. Our contract calls for replacement of the first run of plywood
along the bottom of the roof and at the top, but some buildings (especially the end unit ranches) have required complete
deck replacements or over 100 sheets of plywood on the building. Since these are rated for 50 years, we want to do it once
and do it right. If any resident notices variations in their gutter extensions, especially in the patio, where they used to
extend further out the back, feel free to call me and I will correct that. Some condominiums sit at lower elevations or their
patios are soup bowls, so the gutters carried the water further away than their neighbors. The roofers are aware of this,
but you can help to report any errors that you see.
6. New phone system: The Association has a new phone system at the clubhouse and maintenance shop which is an internet
/ digital based system and with all new technology, its more complicated and can be annoying. At least when youre placed
on hold, you will hear some nice elevator music, but be patient as we learn the system and there may be some periodic
dropped calls during transfers. One of the notable changes is the removal of the emergency maintenance number. The
new system, when the clubhouse is called after hours, requires you to simply press 0 if its an emergency and you will be
routed directly to the answering service. We also have individual voicemails at the office, as does the main 4006 number,
which means you can leave a message at the desk of the staff member of your choice during normal business hours if they
are not there.
7. Pool / lifeguards: As we close out this pool season, I am happy to report that our summer was problem-free with equip-
ment, staffing and incidents. It shows the quality of the lifeguard staff this year. The pool was not only well-attended, but
so were the events sponsored by our committees. Even the Wayne County inspectors that check the pool enclosure on a
yearly basis commented how well-maintained it was and we continue to get high grades there.
8. Northville Vehicle Break-Ins: For the second or third time this year, Northville Township has had a wave of vehicle
break-ins and thefts, most often occurring in one night and involving a reported 17-20 cars around the township and city.
Highland Lakes usually gets 2-3 vehicles damaged during these crime sprees, and the thieves seem to be targeting the center console GPS / Radio assembly (especially on Chrysler models), and also the tires and rims on the Ford Edge / Lincoln
MKX platform. They may be shifting their focus with each wave, so all residents should take extra precautions. In almost
every case, if the window is broken out or they get access by other means, they go through the glove-box as well, possibly in
an attempt to get a wheel lock or some other valuable item left in the car. If you see suspicious activity, please call the police
immediately as these occurrences are taking place in the very early morning hours. Do not approach anyone that you
suspect is involved in this, as their lack of concern over doing this in the middle of a courtyard, may also mean that they
are very dangerous. Contact your local dealership or auto parts store and inquire as to any safety devices that may exist to
make your specific vehicle an undesirable target.
9. Website: For those of you that are unaware, or for new residents, dont forget to check our website at www.hlca.us which
contains a copy of the Bylaws, Master Deed, Co-Owners Manual, Engineering Forms and almost all of the other information and forms that you get directly from the front desk. New residents should complete their census forms promptly.
15
In a large skillet or saucepan, melt butter over medium heat; add apples. Cook, stirring constantly, until
apples are almost tender, about 6 to 7 minutes.
Dissolve cornstarch in water; add to skillet. Stir in brown sugar and cinnamon. Boil for 2 minutes, stirring
occasionally. Remove from heat and serve warm.
1. Preheat your oven to 350 degrees F. Line a 8 square pan with foil or baking paper. Spray with oil. Set
aside.
2. To make the base: Combine the crushed oreos with the melted butter and milk. Scatter the mixture
evenly into the lined pan and press down. Bake for 6 minutes.
3. Once baked, immediately spread the warmed peanut butter over the oreo base. Evenly scatter the chocolate chips over the peanut butter. Completely cover with the halved marshmallows (or mini marshmallows), placing them cut side down.
4. Place under a broiler for under 1 minute to toast the marshmallows (watch them closely!) - mine took
around 30 seconds.
5. Immediately scatter the chopped peanut butter cups over the marshmallow layer.
6. Cut into 12 or 16 bars. Serve warm
Correction: In the August issue, recipes for Smoked Salmon and
Catalina Sald were submitted by Joy Gaskin of Lagoon Ct.
16
17
18
Restoring native plant habitat is vital to preserving biodiversity. By creating a native plant garden,
each patch of habitat becomes part of a collective effort to nurture and sustain the living landscape
for birds and other animals.
Over the past century, urbanization has taken intact, ecologically productive land and fragmented and transformed it with
lawns and exotic ornamental plants. The continental U.S. lost a staggering 150 million acres of habitat and farmland to
urban sprawl, and that trend isnt slowing. The modern obsession with highly manicured perfect lawns alone has created
a green, monoculture carpet across the country that covers over 40 million acres. The human-dominated landscape no
longer supports functioning ecosystems, and the remaining isolated natural areas are not large enough to support wildlife.
Native plants are those that occur naturally in a region in which they evolved. They are the ecological basis upon which life
depends, including birds and people. Without them and the insects that co-evolved with them, local birds cannot survive.
For example, research by the entomologist Doug Tallamy has shown that native oak trees support over 500 species of caterpillars whereas ginkgos, a commonly planted landscape tree from Asia, host only 5 species of caterpillars.
Unfortunately, most of the landscaping plants available in nurseries are
alien species from other countries. These exotic plants not only sever the
food web, but many have become invasive pests, outcompeting native species and degrading habitat in remaining natural areas.
Landscaping choices have meaningful effects on the populations of birds
and the insects they need to survive. The bottom line is this--homeowners,
landscapers, and local policy makers can benefit birds and other wildlife
by simply selecting native plants when making their landscaping decisions.
Wildlife
In addition to providing vital habitat for birds, many other species of wildlife benefits as well. The colorful array of butterflies and moths, including
the iconic monarch, the swallowtails, tortoiseshells, and beautiful blues,
are all dependent on very specific native plant species. Native plants provide nectar for pollinators including hummingbirds, native bees, butterflies, moths, and bats. They provide protective shelter for many mammals.
The native nuts, seeds, and fruits produced by these plants offer essential
foods for all forms of wildlife.
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For further information about the Highland Lakes Womens Club, you can contact
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Dive-In-Movie
The August Late Night Swim &
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pool to watch Finding Nemo.
Fall 2015
UNIT #
ADDRESS
CONTACT NUMBER(S)
GENERAL LOCATION OF SHRUB TO BE REMOVED
The Association will bear the cost for the removal of the shrub(s) and recommends
that the co-owner purchase and plant a replacement shrub or some other attractive
landscaping. According to the Co-Owners Manual, SHRUB REPLACEMENT policy,
Co-owners are reimbursed $10 per shrub, up to two shrubs per year, for replacement
of dead or diseased shrubs. Please refer to Co-Owners Manual for complete details.
SHRUB REMOVALINFORMATION
Because Highland Lakes is over 40 years old, many of our
shrubs and bushes are overgrown or are in poor condition.
It has customarily been the practice that, unless the shrub
or bush is dead, the Grounds Committee will not approve
its removal. This policy has been modified somewhat, to
allow for the removal of overgrown shrubs and bushes
or those that are in poor condition. There are conditions
to be met however; these conditions are outlined on the
Shrub Removal Request Form on the other side of this
page.
Requests must be submitted
to the Grounds
Committee NO LATER THAN OCTOBER 5, 2015 so that
the Committee has ample time to review the request. The
Committee has a mail box in the Clubhouse office. Be
sure the form is completely filled out.
The Association will bear the cost for the removal of the
shrub(s) and recommends that the co-owner purchase
and plant a replacement shrub or some other attractive
landscaping. The Association will reimburse you up to
$10 toward a new shrub.
If such removal will necessitate a landscape plan, you
must submit that plan, along with a Grounds Request,
indicating what you are putting in as a replacement and a
representative of the Grounds Committee will inspect the
planting. Please be aware that this program will only take
place during one week in October or November, weather
permitting.
Please Note: Patio shrubs and bushes are not covered for removal,
they are the Co-Owners responsibility. This program only covers the
bushes on common grounds.
26
FLU / PNEUMONIA
VACCINE CLINIC
Saturday,
September 12, 2015
On Monday, Sept. 14, Northville township officials are hosting a town hall-style
meeting to try and explain what happened
to raise residents water rates.
Water meeting
27
28
Anchor
Tracey Green.................321-4614
Althea
Amboy
Brad Todorov..................380-1611
Andover
Pam Takacs....................374-0864
Aqueduct
Frank Eisenhauer...........348-9650
Bryn Mawr
Robert Gorczyca.....734-751-7828
Dartmouth
Sue Misiulis....................344-4949
Dearborn
Jim Delaney....................348-6554
Dorothy Gay
Renee Morris............810-334-1434
Eddington
David Duey...............586-996-2098
Farragut
Hayes
Inlet
Betsy Byrne......................207-6221
Irongate
Nancy Schneider..............797-0853
Ironwood
Itham
Bob Rudolph...................347-6891
Juliet
Neptune
Norwood
Eric Behrmann..........734-934-0621
Kenyon
Oakland
Earl Smith.......................349-6478
Old Bridge
Lagoon
Marchelle Brotz..........517-525-1661
Lehigh
Pond
Frances Moore..................727-3570
Lehigh Lane
Queen Anne
Kathy Baldwin................974-6688
Dianne Hartman................229-3884
Leidel
Richards
Barbara Adams.................982-8247
Lilac
Beverly Brenner.............348-2982
Barbara Evans..................348-3087
Longwood
Sandy
Savoy
Mary Kraska............313-268-8516
Jim OConnor....................344-6600
Lyric
Schoolhouse
Peggy Zonca..................348-5283
Minda Commire................701-0004
Madison
Seabrook
Andrea Valle...................819-0704
Carolyn Toyer....................348-9745
Malvern
Valiant
Connie Haworth...............349-5047
Mann
Liz Thuss................734-558-0220
Mariner
View Point
Stanley Roberson..........596-1239
Whitman
Douglas Perrin....................Unlisted
Windsor
Tom Werner...................349-4459
29
Thank You
Highland Lakes
Condominium Association
The Maris Insurance Agency wants
to thank you for trusting us with
your insurnace needs. We are
extremely proud of our office
and the services we provide.
586-752-4861
Fax: 586-752-9649
merrick.maris@fbinsmi.com
FarmBureauInsurance.com