S.

Shriram
Phone: + 91- 9500416882 Email ramsridhar91@gmail.com
OBJECTIVE
To pursue my career in the financial sector with innovative ideas and scale new heights in the finance
arena fulfilling the various goals prescribed resulting in career progression.
CAREER SUMMARY

Over 1.8 years of work experience in Operations in the Banking industry

Well versed in the Core Banking operations
Expertise in different facets of banking
Catering to the needs of different segment of customers at the branch level and ensuring
efficient customer service

Self- Starter and a creative team member with verbal and written communication skills
An effective leader and communicator with exceptional analytical and organizational abilities
EXPERIENCE
Company

: City Union Bank Ltd, Chennai

Duration

: Dec 2013 to till date

Designation

: Clerical Operations

Key Responsibilities:
A. Branch Operations

Proficiency in handling the Bancs banking software from Tata Consultancy Services (TCS)
Customer Account Maintenance
Handling customer queries and requirements, updating them with product knowledge.
Financial Transactions Posting and Verification
Maintenance of Term Deposit Accounts
Inventory Management Movement of Cheques, Demand Drafts, Term Deposit Receipts, etc.
Handling Standing instructions given by the customers.
Clearing Operations of the Bank includes Outward clearing and Inward clearing
Handling Inter-Branch transactions originated and responded by branches / Corporate Office
of the Bank.

Inter Branch Demand Drafts - DD issue and printing

Providing SDV Lockers
Funds transfer (inter/intra branch, RTGS/NEFT etc.)

 Internal audit for Branch Banking operations.

KYC compliance for all accounts opening
Cross selling of products to customers of different segments.
Handling team of co-executives (Clearing, Deposits, Cash, CASA, Bills (OBC, IBC)
Foreign Outward and Inward remittances, FIBC, FOBC
Scrutiny/Disbursement of Jewel Loans
Ensuring efficient and prompt customer service to all clients and especially to senior citizens.
B. Credit Segment
Granting loan against deposits
Scrutiny of cash credit/overdraft accounts
Computing drawing limits/drawing power for loan accounts
Scrutiny/disbursement of jewel loans
Negotiation of documents under LC
Advance against Supply Bills
Handling of Bills Purchased accounts

EDUCATION

B.Tech(Information Technology)-SRM valliammai Engineering college(2008-2012) with 6.08 CGPA

PROJECTS

Title
Description

: Classifier Driven Methodology for Search Engine Optimization

:
To detect the duplicate results in the search query and avoid it in the
results using SVM and UDD. A different approach for searching through multiple web databases
using a combination of above two algorithms that allows our newly created search engine to
produce positive results upto 79% while the current technologies are only upto 60%.
BACKEND TOOL
FRONTEND TOOL

:SQL Server.

:JAVA.

PERSONAL PROFILE
Date of Birth: May 23th ,1991
Languages Known: English, Tamil
Marital Status: Single