You are on page 1of 5

'HYU\/$:6 7KH/HJDO(QYLURQPHQW (QWLUH&RXUVHZLWK

ILQDO([DP*HWDQ$
/$:6 7KH/HJDO(QYLURQPHQW (QWLUH&RXUVH'H9U\
/DZV:HHN$VVLJQPHQW
/DZV:HHN4XL]
/DZV:HHN$VVLJQPHQW
/DZV:HHN4XL]
/DZV:HHN$VVLJQPHQW<RX'HFLGH+DSS\%LUWKGD\WR<RX&RS\ULJKW/DZ
/DZV:HHN4XL]
/DZV:HHN$VVLJQPHQW%XUWRQYV6WDWH&ROOHJH
/DZV:HHN4XL]
/DZV:HHN$VVLJQPHQW*ULHV6SRUW(QWHUSULVHV9&OHYHODQG%URZQV
/DZV:HHN$VVLJQPHQW0V'DUF\9V%LJ&DU&RPSDQ\
/DZV:HHN4XL]
/DZV:HHN5HVHDUFK3URMHFW3DSHU6WHP&HOO/HJLVODWLRQ
/DZV:HHN6LPXODWLRQ(QYLURQPHQWDO1XLVDQFH/DZVXLW
/$:6)LQDO([DP8SGDWHG
4XHVWLRQ 7&2 7KHFRXUWUHVROYHVGLVSXWHVE\ 3RLQWV
PDNLQJQHZODZVWRPHHWWKHVLWXDWLRQ
DVNLQJWKHOHJLVODWXUHWRPDNHDQHZODZWRPHHWWKHVLWXDWLRQ
DSSO\LQJH[LVWLQJFRQVWLWXWLRQDOVWDWXWRU\DQGFDVHODZWRWKHVLWXDWLRQ
DSSO\LQJRQO\H[LVWLQJFDVHODZRUSUHFHGHQWWRWKHVLWXDWLRQ
1RQHRIWKHDERYH
4XHVWLRQ 7&2VDQG 3XQLWLYHGDPDJHVDUHDOVRNQRZQDV 3RLQWV
VSHFLDOGDPDJHV
PHGLFDOGDPDJHV
SHUVRQDOGDPDJHV
H[HPSODU\GDPDJHV
H[WUDRUGLQDU\GDPDJHV
4XHVWLRQ 7&2VDQG 7KH8QLIRUP&RPPHUFLDO&RGHFRQWUROV 3RLQWV
FRQWUDFWVIRUWKHVDOHRIJRRGV
FRQWUDFWVLQYROYLQJLQWHUVWDWHFRPPHUFH
FRQWUDFWVLQYROYLQJEDQNV
FRQWUDFWVIRUWKHVDOHRIUHDOSURSHUW\
1RQHRIWKHDERYH
4XHVWLRQ 7&2V  ,IDGHIHQGDQWPDNHVDFODLPDJDLQVWDFRGHIHQGDQWLQIHGHUDO
FRXUWLWLVNQRZQDVD 3RLQWV
FRXQWHUFODLP
FURVVFODLP
WKLUGSDUW\DFWLRQ
FURVVFRPSODLQW
GHPXUUHU
4XHVWLRQ 7&2V  &ULPHVFDQEHFRPPLWWHGDJDLQVW 3RLQWV
SURSHUW\
SHUVRQV
WKHSXEOLF

WKHSXEOLF
%DQG&
DOORIWKHDERYH
4XHVWLRQ 7&2V  7KHZDUUDQWLVLQWHQGHGWRSURWHFWSHUVRQVIURP 3RLQWV
RYHUHDJHUODZHQIRUFHPHQWEHKDYLRU
EDGLQIRUPDQWV
H[LJHQWFLUFXPVWDQFHV
$OORIWKHDERYH
1RQHRIWKHDERYH
4XHVWLRQ 7&2V  -XULHVLQFULPLQDOFDVHVPXVWUHQGHUDXQDQLPRXVYHUGLFWEHFDXVH
3RLQWV
WKH&RQVWLWXWLRQUHTXLUHVLW
DSHUVRQVOLEHUW\LVDWVWDNH
MXULHVDUHLQWKHEHVWSRVLWLRQWRGHFLGHLIVRPHRQHLVJXLOW\
%RWKDDQGE
1RQHRIWKHDERYH
4XHVWLRQ 7&2V  :KLFKRIWKHIROORZLQJLQGLFDWHVDQRQRZQHUVKLSLQWHUHVWLQUHDO
SURSHUW\" 3RLQWV
0RUWJDJH
'HHGRIWUXVW
/LHQ
/HDVH
$OORIWKHDERYH
4XHVWLRQ  7&2V      &RUSRUDWLRQV DUH IRUPHG E\ ILOLQJ ZKLFK GRFXPHQW ZLWK WKH
VHFUHWDU\RIVWDWH" 3RLQWV
%\ODZV
$UWLFOHVRILQFRUSRUDWLRQ
6WRFNSHUPLW
3DUWQHUVKLSDJUHHPHQW
6KDUHKROGHUDJUHHPHQW
4XHVWLRQ 7&2V  &ULPLQDOGHIHQGDQWVDUHQRWUHTXLUHGWRSUHVHQWHYLGHQFHXQOHVV
WKH\FODLPBBBBB 3RLQWV
VHOIGHIHQVH
LQVDQLW\
LQWR[LFDWLRQ
%RWK$ %
1RQHRIWKHDERYH
4XHVWLRQ 7&2V  5HOHYDQWIDFWVDUHVRPHWLPHVFDOOHG 3RLQWV
NH\IDFWV
IRFXVIDFWV
H[SODQDWRU\IDFWV
LPSRUWDQW
SUHFHGHQW
4XHVWLRQ  7&2V     %HIRUH FRPSDULQJ \RXU IDFWV DQG LVVXHV ZLWK FDVH ODZ LW LV
LPSRUWDQWWKDW\RXSURSHUO\LGHQWLI\ 3RLQWV
LPSRUWDQWSUHFHGHQW
IDFWVDQGLVVXHVLQ\RXUFOLHQWVVLWXDWLRQ
MXGLFLDOKLVWRU\

MXGLFLDOKLVWRU\
WKHTXHVWLRQSUHVHQWHG
H[SODQDWRU\IDFWV
4XHVWLRQ 7&2V  7KHWKHVLVSDUDJUDSKVKRXOGQRW 3RLQWV
VHWIRUWKWKHFOLHQWVSUREOHP
VWDWHWKHOHJDOLVVXH
H[SODLQLQGHWDLOWKHOHJDOUXOHVJRYHUQLQJWKHLVVXHV
VWDWHWKHOHJDOFRQFOXVLRQV
1RQHRIWKHDERYH
4XHVWLRQ  7&2V     7KH DFWLRQV ZHUH TXLFNO\ UHJUHWWHG E\ KHU LV DQ H[DPSOH RI
3RLQWV
DFWLYHYRLFH
SDVVLYHYRLFH
XVHRIXQQHFHVVDU\ZRUGV
DPELJXRXVWHUPV
1RQHRIWKHDERYH
4XHVWLRQ 7&2V  &RQVXPHUSURWHFWLRQOHJLVODWLRQ 3RLQWV
ZDVGHYHORSHGODUJHO\DVDUHVSRQVHWRPDUNHWLQJSUDFWLFHVDQGFKDQJHVLQWHFKQRORJ\
ZDVGHYHORSHGDVDUHVXOWRIFRQVXPHUSUHVVXUHIRUODZVUHJXODWLQJPDQXIDFWXUHUV
ZDVGHYHORSHGDVDUHVXOWRISUHVVXUHE\PDQXIDFWXUHUVIRUUHJXODWLRQ
LVDULJKWJXDUDQWHHGXQGHUWKH86&RQVWLWXWLRQ
1RQHRIWKHDERYH
4XHVWLRQ 7&2V  7KHJRYHUQPHQWKDVDQLQWHUHVWLQHQVXULQJWKDWVDIHSURGXFWV
DUHVROGEHFDXVH 3RLQWV
LWHQVXUHVWKDWPDQXIDFWXUHUVSURGXFHJRRGVZKLFKDUHGHIHFWIUHH
WKHFRQVXPHUJHWVDKLJKHUTXDOLW\SURGXFW
LWH[SHFWVWKDWPDQXIDFWXUHUVSURGXFHJRRGVVRWKDWWKH\SHUIRUPDVH[SHFWHG
$OORIWKHDERYH
1RQHRIWKHDERYH
4XHVWLRQ 7&2V  6RPHVHFRQGDU\VRXUFHVDUHUHIHUUHGWRDV 3RLQWV
DQQRWDWLRQV
GLFWLRQDULHV
ILQGLQJWRROV
UHVHDUFKPDQXDOV
LQGH[HV
4XHVWLRQ 7&2 :RUNVWKDWPD\EHFRS\ULJKWHGFRXOGLQFOXGH 3RLQWV
3DLQWLQJV
PXVLFDOFRPSRVLWLRQ
FKRUHRJUDSK\
1RQHRIWKHDERYH
$OORIWKHDERYH
4XHVWLRQ  7&2V     7KH FDVH EULHI LV RIWHQ WKH ILUVW VWHS LQ SUHSDULQJ D IRUPDO
ZULWWHQDQDO\VLVRIWHQFDOOHG 3RLQWV
DOHJDOPHPRUDQGXP
SUHFHGHQW
VWDUHGHFLVLV
FDVHUHSRUW
1RQHRIWKHDERYH

1RQHRIWKHDERYH
4XHVWLRQ 7&2 ,IDQHPSOR\HHLVGULYLQJDFRPSDQ\YDQDQGUXQVDUHGOLJKWFDXVLQJ
VHULRXVLQMXU\WRWKHRWKHUGULYHUWKHHPSOR\HUFRXOGEHKHOGOLDEOHXQGHUZKDWWKHRU\" 3RLQWV

&RQWULEXWRU\QHJOLJHQFH
UHVSRQGHDWVXSHULRU
UHVLSVDORTXLWXU
DOORIWKHDERYH
1RQHRIWKHDERYH
4XHVWLRQ 7&2V  $GHIHQVHWRFRS\ULJKWLQIULQJHPHQWFRXOGLQFOXGH 3RLQWV

&RQWULEXWRU\QHJOLJHQFH
IDLUXVH
WKHPDWHULDOLVQRWRQWKHLQWHUQHW
$OORIWKHDERYH
1RQHRIWKHDERYH
4XHVWLRQ  7&2V     7KH ODZ ZLOO QRW DOORZ D SHUVRQ WR HVFDSH OLDELOLW\ IRU
GDQJHURXVDFWLYLWLHVE\VLPSO\ 3RLQWV
OHDYLQJWKHVWDWH
KLULQJDQLQGHSHQGHQWFRQWUDFWRUWRSHUIRUPIRUWKHP
GHFODULQJEDQNUXSWF\
FKDQJLQJKLVRUKHUSURFHGXUHVDIWHUDQLQMXU\KDVRFFXUUHG
GHFODULQJWKDWWKHLQMXUHGSHUVRQDVVXPHGWKHULVN
4XHVWLRQ 7&2V  $QDGYDQWDJHRIDFRUSRUDWLRQLV 3RLQWV
OLPLWHGOLDELOLW\IRUWKHRZQHUV
XQOLPLWHGOLIHRIWKHFRUSRUDWLRQ
HDVHRIWUDQVIHUDELOLW\RIRZQHUVKLSLQWHUHVWV
$OODUHDGYDQWDJHVRIDFRUSRUDWLRQ
4XHVWLRQ 7&2V  :KLFKRIWKHIROORZLQJIUHTXHQWO\RIIHUDUELWUDWLRQ
VHUYLFHV
" 3RLQWV
3ULYDWHMXGJHV
7KHFRXUW
7KH$PHULFDQ$UELWUDWLRQ$VVRFLDWLRQ
1RQHRIWKHDERYH
$OORIWKHDERYH

4XHVWLRQ  7&2V   DQG   +RZ GRHV WKH XVH RI WUDGHPDUNV LQIOXHQFH FRQVXPHU
EHKDYLRU"1DPHDWUDGHPDUNRUVHUYLFHPDUNZLWKZKLFK\RXDUHPRVWIDPLOLDUDQGZK\\RX
XVHWKLVSURGXFW 3RLQWV

4XHVWLRQ 7&2 )LUVW$PHQGPHQWSURWHFWLRQLQFOXGHVZRUGVDQGDFWLRQV+RZHYHUWKH


)LUVW $PHQGPHQW SURWHFWLRQ LV QRW DEVROXWH 3URYLGH DQ H[DPSOH RI SURWHFWHG V\PEROLF
VSHHFK3URYLGHDQH[DPSOHRI)LUVW$PHQGPHQWVSHHFKWKDWLVQRWSURWHFWHG 3RLQWV

4XHVWLRQ  7&2   +RZ GRHV WKH ,QWHUQHW FUHDWH FKDOOHQJHV LQ SURWHFWLQJ D FRS\ULJKW"
3RLQWV

4XHVWLRQ  7&2V     :KDW LV WKH EHVW ZD\ WR XVH D OHJDO HQF\FORSHGLD ZKHQ
FRQGXFWLQJOHJDOUHVHDUFK" 3RLQWV

4XHVWLRQ 7&2V  +RZGRHVWKHSODLQWLIILQDFLYLOFDVHGLIIHUIURPDSODLQWLIILQD


FLYLOFDVH" 3RLQWV
4XHVWLRQ 7&2 :KDWLVPHDQWE\WKHWHUPELFDPHUDOOHJLVODWXUH" 3RLQWV

4XHVWLRQ  7&2  %HIRUH D FRXUW FDQ UHVROYH D OHJDO GLVSXWH WKH FRXUW PXVW KDYH
MXULVGLFWLRQ:KDWDUHWKHWKHFRPSRQHQWVRIMXULVGLFWLRQDQGKRZDUHWKH\GHILQHG" 3RLQWV


4XHVWLRQ 7&2 ,I\RXDUHSUHVHQWHGZLWKDOHJDOLVVXHIRUDQDO\VLVZKDWDUHWKHVWHSV


\RXFDQWDNHWRILQGRXWKRZWRUHVROYHWKDWLVVXH":KDWZRXOGEHWKHUHVRXUFHV\RXZRXOG
XVHDQGKRZZRXOG\RXJRDERXWILQGLQJWKRVHUHVRXUFHV" 3RLQWV

You might also like