Professional Documents
Culture Documents
Use this Quick Reference Guide for easy access to frequently asked questions regarding your AmeriCorps
health care benefits.
Check on eligibility Call Customer Service toll free at 1.866.699.4186, or visit us on-line at
or benefits www.americorps.sevencorners.com.
Call provider to coordinate. If you are reporting this yourself, call Cus-
Seek precertification
tomer Service toll free at 1.866.699.4186.
Have network provider submit claims for services or see page 11 of this
Submit claims
guide for instructions.
CUSTOMER SERVICE 1
Identification Card 1
COVERED SERVICES 2
Emergency Services 2
Hospital Inpatient Services 2
Lifetime Maximum 2
Maternity Care 2
Mental Health Services 3
Professional Services 3
Pre-existing Conditions 3
Prescription Drugs 3
Preventive Care 3
Surgical Care 3
Other Services 3
GENERAL INFORMATION 5
Quality Service 5
Copayment 5
Preferred Provider Organization (PPO) 5
HOSPITAL PRECERTIFICATION 6
PRESCRIPTION DRUG PROGRAM 7
How to Fill a Prescription 7
How to Find a Participating Pharmacy 7
What You Should Do if Your Pharmacy is not Part of the PharmaCare Network 7
List of National Pharmacies 7
What About Generics 9
Mail Service Pharmacy 9
Prescription Drug Program Exclusions 9
EXCLUSIONS TO COVERED SERVICES 10
HOW TO SUBMIT A CLAIM 11
Coordination of Benefits 11
How to Submit Your Claims 12
APPEAL PROCEDURES 13
How to Appeal a Precertification Decision 13
How to Appeal a Claim Decision 13
SUBROGATION 13
CONVERSION 13
GLOSSARY OF TERMS USED IN THIS GUIDE 14
CUSTOMER
SERVICE
1
CUSTOMER SERVICE
Providing quality customer service is important to AmeriCorps. IDENTIFICATION CARD
For that reason, we offer access to customer service through
our toll-free customer service line at 1.866.699.4186 and via the
As an AmeriCorps member you will receive an identification
Internet at www.americorps.sevencorners.com. Now, you can
get answers to your health care questions at any time of the day card to be used as proof of health care coverage when you
or night. need medical services. Simply show your identification card
Correspondence Mailing Address: to the hospital, physician or provider at the time of service.
AmeriCorps You should carry your identification card with you at all times
Attn: Customer Service in case you need emergency treatment. The identification
P.O. Box 3430 card also serves as a prescription drug card for use when fill-
Carmel, IN 46082-3430 ing prescriptions at all PharmaCare network pharmacies.
MyPlan - Login
Username
Password
Enter Cancel
COVERED SERVICES
2 (Subject to the pre-existing
condition limitation)
EMERGENCY SERVICES
NOTE: When you leave the AmeriCorps program you should LIFETIME MAXIMUM
always consider Conversion Coverage. (see page 13.)
You will realize unlimited medical benefits for most covered
ROOM AND BOARD services. (See Pre-existing Conditions on page 3 and Excluded
Benefits on page 10.)
The AmeriCorps health care plan provides care up to 21
days per benefit year and no more than 60 days per lifetime
MATERNITY CARE
of service. Room and board, general nursing care, meals and
dietary services provided by the hospital are covered for a semi-
AmeriCorps provides maternity benefits for members who
private room or ward accommodations. If a private room is
are in active service prior to becoming pregnant and through
medically necessary, the plan will cover the cost.
delivery of the child. A pre-existing condition limitation applies
to any member who is pregnant prior to entering service.
INPATIENT HOSPITAL SERVICES
Covered maternity services include prenatal care, delivery of the
Inpatient hospital services include charges incurred for
child, hospitalization and treatment of the mother relating to the
operating, recovery, delivery, labor, intensive care, coronary
delivery of the child including any complications affecting the
care and cystoscopic rooms. An annual maximum of 21 days
mother. Complications affecting the infant are not covered. For
of inpatient room and board can be used for mental health
newborn coverage, see Nursery Care under Other Services.
treatment and for alcohol or substance abuse for detoxification
in a hospital or licensed inhospital detoxification facility.
Benefits will be paid for all covered services provided by a
certified nurse midwife who is a licensed registered nurse and
NOTE:
certified as a nurse midwife by the American College of Nurse
* Covered services are subject to the pre-existing condition
Midwives or meets other requirements as mandated by law.
clause.
(Continued on next page.)
* Outpatient treatment of alcohol or substance abuse is not a
covered service. (see page 10.)
Checking the list of cover ed ser vices prior to
having ser vices perfor med saves you money.
COVERED SERVICES
(Subject to the pre-existing
condition limitation)
3
MATERNITY CARE (continued) or a diagnosis was made, on or before the effective date of
coverage.
A member who enters service or a member who becomes
pregnant during service may continue their service provided they Exception: All members who are medically terminated and
can continue to perform full-time duties. If the member wishes reinstated at a later date will have the condition for which they
to remain in service beyond the delivery date, the member must were medically terminated covered by the health plan.
have sufficient leave available for recuperation after giving birth
(additional information on pregnancy and your services can be If a claim is submitted that appears to be a pre-existing illness
found in the appropriate AmeriCorps member handbook). or condition, medical records will be required to make a
determination.
MENTAL HEALTH SERVICES
PRESCRIPTION DRUGS
Inpatient care: The AmeriCorps health plan covers mental
health care for inpatient hospital services subject to the pre- PharmaCare prescription drugs must be obtained from a
existing condition clause. (See Inpatient Hospital Services on participating pharmacy. (See page 7 for more information.)
page 2.)
PREVENTIVE CARE
Outpatient care: When outpatient mental health care is provided
by a physician, a psychiatrist, a licensed clinical psychologist or a The AmeriCorps health care plan pays for only the following
master of social work, the following benefits apply: preventive / routine care services for female members:
1. Three outpatient mental health visits are covered per 1. One GYN health visit per service year that includes one
benefit year that are not subject to limitations on pre- pelvic examination, Pap smear, breast examination and lab
existing conditions. work related to GYN health when performed at the time of
2. Any additional outpatient mental health visits are subject the annual GYN exam. Contraceptive management is covered
to the pre-existing condition clause. only when performed at the annual GYN health visit.
2. One mammogram for women over 40 is covered per service
PROFESSIONAL SERVICES year. All other routine mammograms are not included as part
of these services.
Professional services include services provided by a physician
for the treatment of a medical condition in a hospital, physician’s For males over 50, one prostate examination, including a PSA, is
office or your home. The AmeriCorps health care plan will pay covered by the plan per service year.
up to the usual, customary and reasonable charges for these
types of services. SURGICAL CARE
Consultation services are covered if a second surgical opinion is AmeriCorps pays for surgical expenses whether on an inpatient
needed in order to confirm your diagnosis or treatment. or outpatient basis. Surgical expenses include usual pre-operative
and post-operative care for treatment of a disease, injury
Approved providers of service include Doctor of Medicine or ailment; cutting or incision; and/or suturing of wounds;
(MD), Doctor of Osteopathy (DO), Doctor of Dental Surgeries treatment of fractures and dislocated bones; and endoscopic
(DDS or DMD), Psychologist (PhD) and any other provider procedures where a tube is inserted to examine internal organs
licensed in the state where services are provided. Special nursing or for the treatment of fractured and dislocated bones.
services by actively practicing nurse practitioners, registered
nurses, licensed practical nurses and licensed vocational nurses,
OTHER SERVICES
as prescribed by a physician, are also included.
Equipment Rental (DME) - Includes rental or purchase Speech Therapy - Services covered when provided by a
physician or by a licensed speech therapist when prescribed
(whichever is less) of durable medical equipment deemed
by a physician.
necessary for therapeutic use including crutches, wheel chair,
hospital bed and oxygen and rental of equipment for its Vision - Charges for an eye examination, replacement of
administration. eyeglasses or contact lenses lost or damaged in the line of duty
Note: Physician’s order required to be considered for are subject to the following schedule:
payment.
Replacement/repair of frames and lenses (combined) $50
Eye examination for eyeglass replacement $25
Facility Expenses - Charges associated with operating, Replacement of contact lenses $50
recovery, delivery, labor, intensive care, coronary care and Eye examination for contact lens or lens replacement $25
cystoscopic rooms.
NOTE: Services related to the treatment of eye disease or eye injury
Hearing - Repair of hearing aid when device is broken or lost are covered, subject to the pre-existing condition limitation.
in the line of duty.
GENERAL
INFORMATION 5
You will be responsible for a $5.00 copay for each medical office Failure to use an available PPO provider in a network area
visit. This charge will be expected to be paid at the time of your will result in your being responsible for charges over the
visit and will be deducted from the total cost of the services. No usual and customary amount. This means you will be
copay will be charged for inpatient services. responsible for any costs not paid by the health care plan
and providers may require payment at the time of service.
Effective 8/1/2005 AmeriCorps*NCCC members will be AmeriCorps*NCCC members on spike are exempt from
responsible for a $5.00 copay for each prescription drug pur- this requirement.
chased.
AmeriCorps uses the ChoiceCare national PPO network. Claims
for services provided by a PPO provider should be mailed
directly to Seven Corners at the address on the back of your
identification card.
The AmeriCorps health plan includes a utilization management 1. Member name and identification number
program to review the use of your health care benefits. This 2. Provider name and telephone number
program applies to members who receive services within the 3. Hospital name and date of planned admission
United States, Puerto Rico, the Virgin Islands and territories 4. Type of procedure to be performed
of the United States. The program ensures that the care you
receive is medically necessary, cost effective and the type of The preadmission certification process may be initiated by you,
care you need is appropriately provided. a family member, your provider or a hospital representative.
Once the preadmission certification has taken place, you, your
The utilization management program is administered by provider and the hospital will receive written notice within 24
registered nurses and board certified physicians. hours of the precertification decision and the approved number
of hospital days. Precertification approval does not mean
The following services are provided through the utilization coverage approval. Coverage approval is based on the terms
management program: and conditions described in this guide.
* Preadmission and admission review of all hospital If your hospital admission has been precertified, AmeriCorps
admissions, including inpatient psychiatric and obstetrical will review your admission and determine if additional hospital
admissions. days are medically necessary. If an extension cannot be
approved, a physician advisor will review your case, discuss
* Continued stay review of all hospitalizations. your admission with your provider and render a decision.
* Individual case management of potentially catastrophic Share the preadmission certification information from this
and costly cases. guide with a family member or other responsible person who
could contact AmeriCorps and arrange for your medical care in
the event you are unable to do so yourself.
HOW THE PRECERTIFICATION
PROGRAM WORKS
The AmeriCorps health care plan provides a prescription WHAT YOU SHOULD DO IF YOUR
drug program to be used in combination with your health PHARMACY IS NOT PART OF THE
care benefits. PharmaCare is your prescription drug plan
administrator. Through their nationwide network community
PHARMACARE NETWORK
and chain pharmacies, and their mail-service pharmacy option,
In the unlikely event a pharmacy in your area is not part of
you have the broadest choice of pharmacies to choose from to
our network then please ask your pharmacist to request a
satisfy your prescription drug needs.
participation agreement by calling PharmaCare’s Network
Service Department at 1.800.237.6184 x7555.
PHARMACY COPAYMENT
A list of participating pharmacies, including national and
Effective 8/1/2005 AmeriCorps*NCCC members will be regional chain drug stores, begins on this page.
responsible for a $5.00 copay for each prescription drug
purchased.
A & P U.s. Community Dist, Inc/drug Fair
Accesshealth Community Pharmacies, Lp
HOW TO FILL A PRESCRIPTION Accredo Health Group, Inc Costco Pharmacies
Acme Pharmacy Curascript Pharmacy, Inc.
Your health care identification card contains all of the Albertson’s, Inc CVS
information your pharmacist needs. Simply present your card Allcare/Malone’s Pharmacy D & W Food Centers, Inc.
to have your prescriptions filled at any one of the network Allina Community Pharmacies / Dahl’s Foods
MBP, Inc Dartmouth Hitchcock Phcy Admin.
pharmacies in your area. The pharmacy will then electronically
Allscripts, LLC Davidson Drugs, Inc.
transmit a claim for that medication and within minutes have American Drug Stores, Inc Department Of Veterans Affairs
approval for filling the prescription. Anchor Pharmacies Dierberg Family Markets, Inc
Appalachian Regional Health Care Dillon’s Pharmacy
You may obtain up to a one-month supply of your prescription Arbor Drugs, Inc.(Acq.by CVS) Discount Drug Mart, Inc
medication from a retail network pharmacy and up to a three- Atlas Drugs Doc’s Drugs
month supply through the PharmaCare Direct Mail Service. Aurora Pharmacy, Inc Dominick’s Finer Foods, Inc
Your health plan requires that all maintenance medications B & R Stores, Inc Drug World Pharmacies
or medications taken on an ongoing basis must be purchased Balls Four B Corp / Price Duane Reade
Chopper / Hen House Duluth Clinic
though the PharmaCare Direct Mail Service. You may obtain
Bartell Drug Company Eaton Apothecary
the application online at www.americorps.sevencorners.com, Baystate Pharmacy Eckerd Drug Company
click on “Forms”, and then click on the “PharmaCare Direct Big “A” Drugstores, Inc Epic Pharmacy Network, Inc.
Mail Service” form. You may also access the online application Big Y Foods, Inc Fagen Pharmacy
at www.pharmacare.com, click on “PharmaCare Direct”, then Bi-lo Holding, Llc Fairview Pharmacy Services
click on “Enroll”. Bi-mart Corporation Fairview Pharmacy Services, LLC
BJ’s Wholesale Club, Inc Family Care Plus
Brooks Pharmacy/Maxi Drug, Inc Familymeds, Inc
HOW TO FIND A PARTICIPATING Brookshire Brothers Pharmacy Farm Fresh Pharmacy
PHARMACY Brookshire Grocery Co Felpausch Pharmacy
Bruno’s Pharmacy Fitzgerald’s Pharmacy (F & F
The PharmaCare network includes over 53,000 pharmacy Buehler Pharmacies Pharmacies)
locations nationwide. A listing of participating pharmacies is Buehler’s Foods, Inc Food Lion Pharmacy
included beginning on this page. To locate the pharmacy nearest Buffalo Pharmacies Fred Meyer, Inc
you, consult this listing, visit the PharmaCare website at www. Care Pharmacies, Inc (Independents) Fred’s, Inc
Caremark Inc Therapeutic Svcs Fruth Pharmacy
pharmacare.com or call member services at 1.800.777.1023.
Carle Rx Express Pharmacy Fry’s Food & Drug (Kroger Corp)
Carrs Quality Centers Gemmel Pharmacy Group, Inc
For each initial prescription or refill obtained at a network Cbc Professional Pharmacy, Inc Giant Eagle, Inc
pharmacy you may obtain up to a one-month supply of your Chronimed Holding, Inc Dba Giant Food Stores, LLC
medication. Statscript Phcy Giant of Maryland, LLC
City Market / Dillon Companies Golub Corporation / Price Chopper
CJM Incorporated Greco Enterprises, Inc
Coborns, Inc Gristedes Pharmacy
Columbus Health Services Inc.
PRESCRIPTION DRUG
8 PROGRAM
Gu Markets, LLC Medicap Pharmacies, Inc Quality Food Centers, Inc Third Party Station
H.e.b Grocery Medicap Pharmacy / Company Quality Markets - Penn Traffic Co Third Party Station-CP
Haggen, Inc Owned Quick Chek Food Stores Thrifty Drug
Hannaford Brothers, Inc (Shop & Medicine Centers Of Atlanta, Raleys Drug Center/Bel Air Thrifty Drug Stores, Inc
Save) Inc Dba Traceys Medicine Ctr Ralph’s Pharmacies Tidyman’s, LLC
Happy Harry’s Inc Medicine Shoppe Randall’s Food & Drugs, Inc Tom Thumb Food & Pharmacy
Harmons Pharmacy Medicine Shoppe Poi Recept Pharmacy, LP Tops, Inc
Harp’s Food Stores, Inc Mediserv, Inc Revco (Acq. By CVS) Truecare Pharmacy-NR
Harris Teeter Pharmacy Med-x Corporation/Drug Mart Ridley’s Food Corporation Twin Knolls Pharmacy, Inc
Hartig Drug Meijer, Inc Rinderer’s Drug Stores, Inc Ukrop’s Supermarkets Inc
Healtheast Pharmacies Memorial Sloan Kettering Risch Drug Stores, Inc United Drugs
Henry Ford Health System Mercy Health System Retail Rite Aid Corporation United Supermarkets, Ltd
Pharmacies Pharmacies Ritzman Pharmacies, Inc Unity Retail Pharmacies
His Infusion Services dba Metro Pharmacy Riverside Div of Penn Traffic (Bi-lo) University Health System
Ambulatory Pharmaceutical Serv. Minyard & Sack ‘N Save Rogers Pharmacies Pharmacies
Hi-School Pharmacy Pharmacies Rosauers Supermarkets, Inc University Of Utah Health
HLS Pharmacies, Inc Moore & King Pharmacy RPCS, Inc Usa Drug
Homeland Stores, Inc Morton Drug Company, Inc Rx Plus Usa Drug/M & H Drugs
Horton & Converse Nash Finch Company/ Rxd Pharmacy U-Save Pharmacy
Hy-vee, Inc. Ekicksons Rxpride, Llc UW Health Outpatient Pharmacy
Ingles Markets, Inc Navarro Discount Pharmacies Safescript Pharmacy/RTIN Vaden Corp dba Med-RX Drug
Integrity Healthcare Services, Inc NCS Healthcare Holdings, Inc Valu Merchandisers/A W G
Intermountain Health Care Neigborcare Pharmacies Safeway, Inc Network
J.H. Harvey Co., LLC Network Pharmaceuticals Dba Save Mart Supermarkets Von’s Companies, Inc
Kash N Karry Food Stores, Inc. Network Phcy Sav-mor Drug Stores Walgreen Drug Stores
Kelsey-Seybold Pharmacy Northwest Health Ventures, Inc Schnucks Pharmacy Wal-mart
Kerr Drug, Inc. / Lehman Scolari’s Food & Drug Co Wayne Drug Co.
Keystone Med-chest Nova Factor, Inc Seaway Food Town, Inc Wayne-Oakland Pharmacy Mgmt
King Kullen Pharmacies Corp Oakwood Pharmacy, Inc Sedano’s Pharmacies Weber & Judd Kahler Co, Inc
King Soopers, Inc. Omnicare, Inc Sedell’s Pharmacy Wegmans Food Markets, Inc
Kinney Drugs, Inc. Oncology Pharmacy Services, Shelby Shore Drugs, Inc dba Family Weis Markets, Inc
Kleins Pharmacy Inc (Form:tops Phcy) Drug Stores Western Drug Distrib dba Drug
Klingensmith’s Drug Stores, Inc Owl Drug Stores, Inc Shelly’s Pharmacies Emporium NW
K-mart Corporation P & C Food Market - Penn Shopko Stores, Inc Winn Dixie Stores, Inc.
Knight Drugs, Inc Traffic Co Shoppers Pharmacy Yoke’s Washington Foods, Inc.
Kohll’s Pharmacy & Homecare Pacmed Clinic Pharmacies Shoprite Pharmacy (Wakefern)
Kopp Pharmacy Pamida Pharmacy Smith’s Food & Drug Centers, Inc
Kroger Co Corporate Park Nicolett Pharmacies Snyder’s Drug Stores, Inc
K-VA-T Food Stores, Inc dba Food Pathmark Stores, Inc Sparten Retail (Form:Family Fare/
City Phcies Pavilion Plaza Pharmacies glen’s Phcy)
Leader Drug Stores Payless Drug Stores St John Health System
Lifechek Drug Payless Drugs St Joseph Mercy Pharmacy
Longs Drug Stores (Except Ca, Hi) Pediatric Services Of America, Star Markets dba Shaws Pharmacy
Louis & Clark Drug Inc Stewart Memorial Community
M.K. Stores, Inc Peoples Pharmacy Hospital
Major Value Pharmacy Network Pharma-card Mgmt Services, Inc Sunscript Medical Services
Managed Pharmacy Care Pharmacare Pharmacy Sunscript Pharmacy
Marc Glassman, Inc Pharmacare Specialty Pharmacy Super D Drugs, Inc
Market Basket Pharmacies Pharmacy Express Services, Inc Supermarket Investors, Inc dba
Marsh Drugs, LLC Pharmacy Plus Harvest Foods
Marshfield Clinic Pharmacy Pharmacy Providers Of OK Supervalu Pharmacies
Martin’s Super Markets, Inc Pharmerica, Inc. Target Stores
Maxor National Pharmacy Piggly Wiggly Carolina Co, Inc / The Pay-less Pharmacy Group
May’s Drug Stores, Inc Price Wise The Pharmacy Cooperative
Mckesson Valurite Pharmacies Professional Village Pharmacy, The Stop & Shop Supermarket Co,
Med-fast Pharmacy Inc LLC
Medic Drug, Inc Publix Super Markets, Inc
PRESCRIPTION DRUG
PROGRAM 9
Abortion or Sterilization Surgery Home Health - Unless a covered inpatient service is less
expensive when administered at home.
Acupuncture Therapy Note: Medical necessity is required. (see page 14)
Contraceptives - Charges for non-prescription contraceptives. Newborn - Complications affecting the infant.
Cosmetic Surgery - Any services performed in connection with Nursing - Private duty nursing care or services of special
cosmetic surgery (except for conditions required for the repair nurses and payment for their meals.
of accidental injury suffered while the member is enrolled) for a
non-functional condition or for any condition that existed on the Obesity or Weight Reduction Treatment
effective date of the member’s coverage.
Orthopedics - Shoes or other supportive devices for the feet.
Counseling - For marriage or parent counseling or evaluation.
Exception: See Mental Health Services under Covered Services, Physicals - Care provided as part of an annual or routine
page 3. physical examination including routine lab work. Exception:
See Preventative Care under Covered Services on page 3.
Equipment (DME) - Purchase or rental of equipment such as
air conditioners, humidifiers, purifiers or similar devices. Preconception Services or Supplies - For the purpose of
inducing pregnancy, such as “in vitro” (test tube) fertilization,
Experimental Procedures - Any treatment or supplies which artificial insemination or experimental services.
are experimental or unproven by scientific evidence or generally
not accepted by informed health care professionals as effective Pre-existing Conditions - Benefits are not paid for pre-
in treating the condition, diagnosis or illness for which their use existing conditions. A pre-existing condition is any condition
is proposed. or illness for which medical treatment was given, or a diagnosis
was made, on or before the effective date of coverage.
Feet - Expenses incurred in connection with weak, strained or
flat feet, corns, calluses or toenails. Orthopedic shoes and other Personal Comfort Items - Any personal comfort item
supportive devices for the feet. This does not apply to infections (purchased or rented) such as a telephone, television, air
of the toenails or feet and does not apply to casts, splints or conditioner, dehumidifier, air cleaner, barber or beauty
braces for treatment of injuries. services.
Exclusions to Covered Services (continued) Vision - Services or supplies for the medical or surgical
treatment of myopia (nearsightedness) or hyperopia
Services or Supplies - (farsightedness) including, but not limited to, radial
❖ Which are not medically necessary for the diagnosis keratotomy and the other forms of refractive keratoplasty,
or treatment of an illness including laser surgery.
❖ Provided by a member’s spouse, parent, sibling or
child
❖ Filed for payment later than two years from the date
COORDINATION OF BENEFITS
the services were provided
Most group health care programs, including this
❖ Which would not have been incurred if the patient
program, contain a Coordination of Benefits provision.
did not have this coverage
This provision is used when you are eligible for payment
❖ Eligible for payment under worker’s compensation
of claims under more than one group health program.
benefits
❖ Related to a military service disability or other
Coordination of benefits assures that your covered
condition resulting from war
expenses will be paid, but that the combined payments
❖ Provided in an extended care facility
of all of the programs do not amount to more than
❖ For room or board in an institution that is not a
the actual cost of your care. Coordination of benefits
hospital
prevents duplicate payments and helps control the cost
❖ When benefits are available under a personal injury
of health care coverage.
protection contract
❖ No-fault motor vehicle insurance
When you have health care coverage from two or more
❖ Any private group health insurance plan
insurance carriers, coordination of benefits determines
❖ As a result of subrogation from liable third parties.
which carrier is the primary payer and must pay claims
up to the limit of its policy. The other insurer is then
Sexual Transformations, Sexual Impairment or
designated as the secondary payer and must pay any
Inadequacy Treatment
remaining amount covered by the plan.
Skilled Nursing/Extended Care
If you have health care coverage other than this
(Unless a covered service is less expensive when administered
AmeriCorps plan, use the following guidelines to
under skilled nursing or extended care.)
determine when claims should be submitted to
AmeriCorps as the primary payer:
Surgery - Services that are not medically necessary.
The appeal can be initiated by telephone, fax or other means AmeriCorps may file a lien in a member’s action against a
of rapid communication. The appeal should occur prior to third party and have a lien upon any recovery that the member
the service or admission and, for a continued stay, prior to receives, whether a settlement, judgment or otherwise, and
discharge from the facility. The decision will be communicated regardless of how such funds are designated. AmeriCorps
via telephone to the attending physician and the utilization shall have a right to recovery of the full amount of benefits
review department of the facility within 24 hours of receipt paid under this program for the injury or sickness, and that
of all necessary information. amount shall be deducted first from any recovery made by
member. AmeriCorps will not be responsible for the member’s
attorney’s fees or other costs.
APPEALING A CLAIMS DECISION Upon request, the member must complete the required forms
and return them to AmeriCorps. The member must cooperate
Decisions regarding benefit eligibility are generally made fully with AmeriCorps in asserting its right to recover. The
within two to three weeks after receiving a claim. In member will be personally liable for reimbursement to
special situations, additional time may be needed to make AmeriCorps to the extent of any recovery obtained by the
benefit determinations regarding your claim. If a benefit member from any third party. If it is necessary for AmeriCorps
determination decision is delayed for more than 90 days, a to institute legal action against the member for failure to repay
notice will be sent to you explaining the reason for delay. AmeriCorps, the member will be personally liable for all costs
of collection including reasonable attorney’s fees.
If any claim or portion of a claim is denied, you will
receive an explanation of the denial. You may request
further explanation or provide additional information to be CONVERSION
considered regarding your claim.
Upon termination from service, you may convert from your
How to appeal your claim – You or your authorized health plan provided by CNCS to a private plan administered
representative may appeal a denial of benefits for any claim or by Celtic Life Insurance Company. This conversion option is
portion of a claim by sending your appeal and any additional available for those who do not have other insurance options.
information related to the claim and comments in writing Your option to convert to private insurance must be exercised
to: within 30 days of the date of termination from service. You are
responsible for meeting this deadline. No reminder notification
AmeriCorps will be provided to you. You may receive information by
Attn: Appeals calling toll free 1.800.365.2365 or online at www.americorps.
P.O. Box 3430 sevencorners.com, click on “Forms”, then click on Conversion
Carmel, IN 46082-3430 Coverage.
Benefit Year - The one-year period that begins on your start date Medically Necessary or Medical Necessity - Services
in the AmeriCorps*VISTA or AmeriCorps*NCCC program. or supplies, provided by a provider facility or an individual
You accumulate your inpatient room and board benefits in this provider, which are required for treatment of illness, injury,
period of time. diseased condition or impairment and are:
Copay - The amount the member is responsible to pay for 1. Consistent with your diagnosis or symptoms;
each medical office visit. 2. Appropriate treatment, according to generally accepted
standards of medical practice;
Covered Charges - Charges that are not excessive for covered 3. Not provided only as a convenience to you or to the
services. Judgment will be based on one or a combination of the provider;
following: a negotiated rate based on services provided; a fixed 4. Not experimental or unproven; and
rate per day; or the usual, customary and reasonable allowance 5. Not excessive in scope, duration or intensity to provide
for similar providers who perform like covered services. safe, adequate and appropriate treatment. Any service or
supply provided at a provider facility will not be considered
Covered Services - Services or supplies for which benefits will medically necessary if your symptoms or condition
be paid when provided by a provider acting within the scope of indicates that it would be safe to provide the service or
his/her/its license. In order to be considered a covered service, supply in a less comprehensive setting.
charges must be incurred while your coverage is in force.
Medicare - The program of health care for the aged and
Exclusions - Any service or supply related to pre-existing disabled established by Title XVIII of the Social Security Act
conditions or other non-covered plan benefits. of 1965, as amended.
Experimental - Any treatment, procedure, facility, equipment, Outpatient - An insured who is a patient, other than a bed
drug, device or supply which: patient, at a provider facility.
1. Is not accepted as standard medical treatment for the Preferred Provider - Providers of service who have been
condition being treated; or selected or have decided to become part of a preferred network
2. Requires but has not received federal or other governmental to work with an insurer to help control costs to patients.
agency approval at the time of service.
Pre-Existing Condition - A pre-existing condition is any
Identification Card - A card issued by the AmeriCorps condition or illness for which medical treatment was given,
health care plan that bears the member’s name, identifies the or a diagnosis was made, on or before the effective date of
membership by number and may contain information about his coverage.
or her coverage.
Exception: All members who are medically terminated and
reinstated at a later date will have the condition for which they
were medically terminated covered by the health plan.
GLOSSARY
OF TERMS
15
Spike - Assignment to projects away from your NCCC regional Certified Nurse Midwife – Must be a licensed registered
campus. nurse and certified as a nurse midwife by the American
College of Nurse Midwives.
Usual, Customary and Reasonable (UCR) - The allowance
measured and determined by comparing actual provider Other Providers – Nurse anesthetist, nurse practitioner,
charges with the charges customarily made for similar services psychiatric social worker, respiratory therapist, speech
and supplies to individuals with similar medical conditions. therapist, occupational therapist, optician, optometrist,
When covered charges are based on the UCR allowance, the physicians’ assistant, private duty nurse, technical surgical
AmeriCorps health care plan will pay the UCR allowance or assistant, registered physical therapist or physiotherapist.
billed charges, whichever is less. All of the above mentioned providers must be licensed
or certified in the jurisdiction where the services were
Approved Providers of Service - When you are ill or injured, provided.
your coverage helps pay the hospital and your physician as
well as appropriate charges for other approved health care
professionals. These providers include but are not limited to:
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Prescription Drug Program Direct Member Reimbursement Form
Member Information
Member Name (Last Name, First Name) Member I.D. Number Daytime Phone Number
Patient's Name (Last Name, First Name) Patient's Sex Relationship of Patient to Member Date of Birth
Male Female Self Spouse Child Other
Mailing Address of Member Number and Street City State Zip Code
I CERTIFY THAT THE PATIENT FOR WHOM THIS CLAIM IS MADE IS A COVERED PERSON IN THIS PRESCRIPTION DRUG
PROGRAM AND THAT THE PRESCRIPTION IS FOR THE SOLE USE OF THE NAMED PATIENT. I ALSO CERTIFY THAT THE
CLAIM(S) BEING SUBMITTED FOR PAYMENT ARE NOT ELIGIBLE FOR PAYMENT UNDER A NO-FAULT AUTOMOBILE OR
WORKERS' COMPENSATION INSURANCE PROGRAM.
(Member/Authorized Representative) _____________________________________________________________________
This form and FULL PHARMACY PRINTOUT or this form and the ORIGINAL ATTACHED RECEIPT(S)
must be mailed to:
PharmaCare P.O. Box 2860 Pittsburgh, PA 15230-2860
IMPORTANT INFORMATION ABOUT YOUR SUBMITTED CLAIM
* Will only reimburse at the retail day supply allowance.
* Will only be reimbursed for medications covered under the plan or medications that already have been authorized.
* Submit this form for reimbursement because it was necessary to purchase a prescription when you did not have your identification
card or because the pharmacy where your prescription was filled is a non-participating pharmacy. (Plan specific, please check
individual plans).
* Submit a separate claim form for each patient.
* Submit this form as soon as you have your prescription(s) filled. Claims may not be reimbursed after one year.
* Claim forms submitted without the required information will cause payment delays or may be returned to you.
* If you have any questions or concerns regarding your claim, please call the toll-free telephone number on your
prescription identification card.
FOR COMPOUND PRESCRIPTIONS ONLY
If your pharmacist tells you this is a compounded prescription, have your pharmacist complete the area below. Should you have
more than two compounded prescriptions, please use additional forms.
Compound Ingredients
Claim # NDC #
Drug Names Qty Cost
PRIVACY NOTICE: We will use the address provided above to send your reimbursement, even if contrary to any confidential communications
instructions you may have on file with PharmaCare. If you desire this reimbursement to be sent to a confidential address that has previously been
communicated to PharmaCare, please indicate that address on this form. In any case, the address that you provide here will be used only for
mailings related to this Direct Member Reimbursement.
DMR 9/05
Prescription Drug Program Direct Member Reimbursement Form
Member Information
Member Name (Last Name, First Name) Member I.D. Number Daytime Phone Number
Patient's Name (Last Name, First Name) Patient's Sex Relationship of Patient to Member Date of Birth
Male Female Self Spouse Child Other
Mailing Address of Member Number and Street City State Zip Code
I CERTIFY THAT THE PATIENT FOR WHOM THIS CLAIM IS MADE IS A COVERED PERSON IN THIS PRESCRIPTION DRUG
PROGRAM AND THAT THE PRESCRIPTION IS FOR THE SOLE USE OF THE NAMED PATIENT. I ALSO CERTIFY THAT THE
CLAIM(S) BEING SUBMITTED FOR PAYMENT ARE NOT ELIGIBLE FOR PAYMENT UNDER A NO-FAULT AUTOMOBILE OR
WORKERS' COMPENSATION INSURANCE PROGRAM.
(Member/Authorized Representative) _____________________________________________________________________
This form and FULL PHARMACY PRINTOUT or this form and the ORIGINAL ATTACHED RECEIPT(S)
must be mailed to:
PharmaCare P.O. Box 2860 Pittsburgh, PA 15230-2860
IMPORTANT INFORMATION ABOUT YOUR SUBMITTED CLAIM
* Will only reimburse at the retail day supply allowance.
* Will only be reimbursed for medications covered under the plan or medications that already have been authorized.
* Submit this form for reimbursement because it was necessary to purchase a prescription when you did not have your identification
card or because the pharmacy where your prescription was filled is a non-participating pharmacy. (Plan specific, please check
individual plans).
* Submit a separate claim form for each patient.
* Submit this form as soon as you have your prescription(s) filled. Claims may not be reimbursed after one year.
* Claim forms submitted without the required information will cause payment delays or may be returned to you.
* If you have any questions or concerns regarding your claim, please call the toll-free telephone number on your
prescription identification card.
FOR COMPOUND PRESCRIPTIONS ONLY
If your pharmacist tells you this is a compounded prescription, have your pharmacist complete the area below. Should you have
more than two compounded prescriptions, please use additional forms.
Compound Ingredients
Claim # NDC #
Drug Names Qty Cost
PRIVACY NOTICE: We will use the address provided above to send your reimbursement, even if contrary to any confidential communications
instructions you may have on file with PharmaCare. If you desire this reimbursement to be sent to a confidential address that has previously been
communicated to PharmaCare, please indicate that address on this form. In any case, the address that you provide here will be used only for
mailings related to this Direct Member Reimbursement.
DMR 9/05
INSTRUCTIONS FOR FILING CLAIM
1. Please fully complete this side of form.
P.O. Box 3430 2. Have your doctor complete the back of this form.
3. Mail this form and any other bills to:
Carmel, IN 46082-3430 AMERICORPS * VISTA
1.866.699.4186 Attn: Claims
P.O. Box 3430
Carmel, IN 46082-3430
4. Please contact this office if you have any questions.
NOTE: To expedite the processing of your claim pleasemake sure the diagnosis code, procedure code and providerÕ
s PIN# are included on the claim and/or receipts.
TO BE COMPLETED BY PARTICIPANT ANSWER ALL QUESTIONS THAT APPLY. SIGN WHERE INDICATED BY
INFORMATION
PARTICIPANT
Home Address
Street City State Zip Code
Are any hospital, surgical or medical benefits or services provided under any group, individual, blanket, school, franchise or no-fault
auto insurance plan or under any state, federal or other governmental program (i.e. Medicaid)? • Yes • ••No
If “Yes”, give the name and address of the insurance company or other organization providing benefits and the policy numbers.
Are you covered under Social Security Are you covered under any other Are you covered under
(Medicare) Health Insurance? health insurance? medical assistance (Medicaid)?
• Yes • No • Yes • No • Yes • No
Identification Number:_______________ Identification Number: ______________ Identification Number: _______________
INFORMATION
INSURANCE
If “Yes,” indicate your coverage by checking Effective Date: ___________________ Effective Date: ____________________
the appropriate boxes:
• Hospital Only (Part A)
• Medical Only (Part B) Was medical condition related to:
• Hospital and Medical (Part A & B)
A. Employment • •Yes • No
Effective Date: ____________________ B. Accident • •Yes • No Date of Accident: __________________
The above information is hereby certified to be true and complete. I agree to reimburse my health plan if this claim for sickness/injury is
compensable under Medicare-Medicaid, the Worker's Compensation Act or similar law, if benefits excluded by the provisions of the contract
are paid, if such claim is settled or compromised or in the event of recovery from a third party.
I permit any physician, pharmacist, hospital or other health care provider, any insurer, prepayment organization or other health plan
PERMISSION TO
OBTAIN INFO
provider to give my health plan or its representative any medical information about the patient listed above, including information about
physical and mental health, medical history and drug or alcohol use. This information will be used to evaluate claims for benefits.
This authorization will remain in effect until all matters relating to these claims are concluded. A copy of this authorization will be as valid as
the original. I understand that I may receive a copy of this authorization if I ask for one in writing.
TOTAL CHARGES submitted with this form: $ _____________________________ Issue Payment to:••• •Participant • Provider
HEALTH CLAIM FORM
READ INSTRUCTIONS BEFORE COMPLETING OR SIGNING THIS FORM
TYPE OR PRINT • MEDICARE • MEDICAID • CHAMPUS • OTHER
4. PATIENT'S ADDRESS (Street, city, state, zip code) 5. PATIENT'S SEX 6. PARTICIPANT'S I.D. NO. or MEDICARE NO. (Include any letters)
• Male • ••Female
7. PATIENT'S RELATIONSHIP TO PARTICIPANT 8. PARTICIPANT'S GROUP NO. (Or Group Name)
SELF SPOUSE CHILD OTHER
9. OTHER HEALTH INSURANCE COVERAGE — Enter Name of Policyholder 10. WAS CONDITION RELATED TO 11. PARTICIPANT'S ADDRESS (Street, city, state, zip code)
and Plan Name and Address and Policy or Medical Assistance Number
A. PATIENT'S EMPLOYMENT
• Yes • ••No
B. AN AUTO ACCIDENT
• Yes • ••No
12. PATIENT'S OR AUTHORIZED PERSON'S SIGNATURE 13. I AUTHORIZE PAYMENT OF MEDICAL BENEFITS TO UNDERSIGNED
I Authorize the Release of any Medical Information Necessary to Process this Claim and Request Payment of PHYSICIAN OR SUPPLIER FOR SERVICE DESCRIBED BELOW
Benefits Either to Myself or to the Party Who Accepts Assignment Below.
1. •
2.
3.
4.
24. A B* C FULLY DESCRIBE PROCEDURES, MEDICAL SERVICES OR SUPPLIES D E F
FURNISHED FOR EACH DATE GIVEN
DATE OF PLACE OF DIAGNOSIS CHARGES
SERVICE SERVICE PROCEDURE CODE CODE
(IDENTIFY: ) (EXPLAIN UNUSUAL SERVICES OR CIRCUMSTANCES)
25. SIGNATURE OF PHYSICIAN OR SUPPLIER 26. ACCEPT ASSIGNMENT 27. TOTAL CHARGE 28. AMOUNT PAID 29. BALANCE DUE
(GOVERNMENT CLAIMS ONLY)
• Yes • ••No
30. YOUR SOCIAL SECURITY NO. 31. PHYSICIAN'S OR SUPPLIER'S NAME, ADDRESS, ZIP CODE &
TELEPHONE NUMBER
SIGNED DATE
32. YOUR PATIENT'S ACCOUNT NO. 33. YOUR EMPLOYER I.D. NO.
I.D. NO.
*PLACE OF SERVICE CODES
1 - (IH) - INPATIENT HOSPITAL 4 - (H) - PATIENT'S HOME 7 - (NH) - NURSING HOME O - (OL) - OTHER LOCATIONS
2 - (OH) - OUTPATIENT HOSPITAL 5- DAY CARE FACILITY (PSY) 8 - (SNF) - SKILLED NURSING FACILITY A - (IL) - INDEPENDENT LABORATORY
3 - (O) - DOCTOR'S OFFICE 6- NIGHT CARE FACILITY (PSY) 9- AMBULANCE B- OTHER MEDICAL/SURGICAL FACILITY
INSTRUCTIONS FOR FILING CLAIM
1. Please fully complete this side of form.
P.O. Box 3430 2. Have your doctor complete the back of this form.
3. Mail this form and any other bills to:
Carmel, IN 46082-3430 AMERICORPS * VISTA
1.866.699.4186 Attn: Claims
P.O. Box 3430
Carmel, IN 46082-3430
4. Please contact this office if you have any questions.
NOTE: To expedite the processing of your claim pleasemake sure the diagnosis code, procedure code and providerÕ
s PIN# are included on the claim and/or receipts.
TO BE COMPLETED BY PARTICIPANT ANSWER ALL QUESTIONS THAT APPLY. SIGN WHERE INDICATED BY
INFORMATION
PARTICIPANT
Home Address
Street City State Zip Code
Are any hospital, surgical or medical benefits or services provided under any group, individual, blanket, school, franchise or no-fault
auto insurance plan or under any state, federal or other governmental program (i.e. Medicaid)? • Yes • ••No
If “Yes”, give the name and address of the insurance company or other organization providing benefits and the policy numbers.
Are you covered under Social Security Are you covered under any other Are you covered under
(Medicare) Health Insurance? health insurance? medical assistance (Medicaid)?
• Yes • No • Yes • No • Yes • No
Identification Number:_______________ Identification Number: ______________ Identification Number: _______________
INFORMATION
INSURANCE
If “Yes,” indicate your coverage by checking Effective Date: ___________________ Effective Date: ____________________
the appropriate boxes:
• Hospital Only (Part A)
• Medical Only (Part B) Was medical condition related to:
• Hospital and Medical (Part A & B)
A. Employment • •Yes • No
Effective Date: ____________________ B. Accident • •Yes • No Date of Accident: __________________
The above information is hereby certified to be true and complete. I agree to reimburse my health plan if this claim for sickness/injury is
compensable under Medicare-Medicaid, the Worker's Compensation Act or similar law, if benefits excluded by the provisions of the contract
are paid, if such claim is settled or compromised or in the event of recovery from a third party.
I permit any physician, pharmacist, hospital or other health care provider, any insurer, prepayment organization or other health plan
PERMISSION TO
OBTAIN INFO
provider to give my health plan or its representative any medical information about the patient listed above, including information about
physical and mental health, medical history and drug or alcohol use. This information will be used to evaluate claims for benefits.
This authorization will remain in effect until all matters relating to these claims are concluded. A copy of this authorization will be as valid as
the original. I understand that I may receive a copy of this authorization if I ask for one in writing.
TOTAL CHARGES submitted with this form: $ _____________________________ Issue Payment to:••• •Participant • Provider
HEALTH CLAIM FORM
READ INSTRUCTIONS BEFORE COMPLETING OR SIGNING THIS FORM
TYPE OR PRINT • MEDICARE • MEDICAID • CHAMPUS • OTHER
4. PATIENT'S ADDRESS (Street, city, state, zip code) 5. PATIENT'S SEX 6. PARTICIPANT'S I.D. NO. or MEDICARE NO. (Include any letters)
• Male • ••Female
7. PATIENT'S RELATIONSHIP TO PARTICIPANT 8. PARTICIPANT'S GROUP NO. (Or Group Name)
SELF SPOUSE CHILD OTHER
9. OTHER HEALTH INSURANCE COVERAGE — Enter Name of Policyholder 10. WAS CONDITION RELATED TO 11. PARTICIPANT'S ADDRESS (Street, city, state, zip code)
and Plan Name and Address and Policy or Medical Assistance Number
A. PATIENT'S EMPLOYMENT
• Yes • ••No
B. AN AUTO ACCIDENT
• Yes • ••No
12. PATIENT'S OR AUTHORIZED PERSON'S SIGNATURE 13. I AUTHORIZE PAYMENT OF MEDICAL BENEFITS TO UNDERSIGNED
I Authorize the Release of any Medical Information Necessary to Process this Claim and Request Payment of PHYSICIAN OR SUPPLIER FOR SERVICE DESCRIBED BELOW
Benefits Either to Myself or to the Party Who Accepts Assignment Below.
1. •
2.
3.
4.
24. A B* C FULLY DESCRIBE PROCEDURES, MEDICAL SERVICES OR SUPPLIES D E F
FURNISHED FOR EACH DATE GIVEN
DATE OF PLACE OF DIAGNOSIS CHARGES
SERVICE SERVICE PROCEDURE CODE CODE
(IDENTIFY: ) (EXPLAIN UNUSUAL SERVICES OR CIRCUMSTANCES)
25. SIGNATURE OF PHYSICIAN OR SUPPLIER 26. ACCEPT ASSIGNMENT 27. TOTAL CHARGE 28. AMOUNT PAID 29. BALANCE DUE
(GOVERNMENT CLAIMS ONLY)
• Yes • ••No
30. YOUR SOCIAL SECURITY NO. 31. PHYSICIAN'S OR SUPPLIER'S NAME, ADDRESS, ZIP CODE &
TELEPHONE NUMBER
SIGNED DATE
32. YOUR PATIENT'S ACCOUNT NO. 33. YOUR EMPLOYER I.D. NO.
I.D. NO.
*PLACE OF SERVICE CODES
1 - (IH) - INPATIENT HOSPITAL 4 - (H) - PATIENT'S HOME 7 - (NH) - NURSING HOME O - (OL) - OTHER LOCATIONS
2 - (OH) - OUTPATIENT HOSPITAL 5- DAY CARE FACILITY (PSY) 8 - (SNF) - SKILLED NURSING FACILITY A - (IL) - INDEPENDENT LABORATORY
3 - (O) - DOCTOR'S OFFICE 6- NIGHT CARE FACILITY (PSY) 9- AMBULANCE B- OTHER MEDICAL/SURGICAL FACILITY
FREQUENTLY
USED NUMBERS
CUSTOMER SERVICE:
www.americorps.sevencorners.com
1.866.699.4186
CONVERSION COVERAGE:
1.800.365.2365
PHARMACY LOCATOR:
www.americorps.sevencorners.com
www.pharmacare.net
1.800.777.1023
PRECERTIFICATION:
1.866.699.4186
AmeriCorps´VISTA Administered by:
AmeriCorps´NCCC
P.O. Box 3430
Carmel, IN 46082-3430
1.866.699.4186
www.americorps.org
6/1/2006