Fixed Deposit

Capital Build-Up (CBU) / Share Capital

It is considered as fixed investment in the coop.

Subject to earn dividend per year above inflation rate if the share
capital reach the average amount of P1,500.00. It is also base on
the available earning of the cooperative
Withdrawable only upon termination of membership
Free of passbook upon reaching P1,500.00
A charge of P50.00 in case of membership termination

Special Savings Deposits

Regular
Savings

Open to all regular, PDP-LP, and associate member

Open account for at least P100.00
Bears with a competitive interest of 3% per annum
Open account of P500.00 free of passbook and qualify to earn
interest.
No monthly charges if no transaction made
A P20.00 charge in case of close account
Withdrawable from Monday to Friday during official banking hour

Progressive Savings Deposit

Open to all regular, CUMI, and associate member

It is a lay away savings deposit
Target a certain amount of savings with a specific period of time
with a specific purpose
It can be amortize on a daily, weekly, bi-monthly & monthly
installment
Withdrawable only upon reaching the 50% target amount
allowable withdrawal is only 50% of amount contributed
It bears interest of 4% per annum regardless of balance net
No monthly charge if no transaction made
Only P20.00 charge in case of closing account
Transferrable to Time Deposit upon reaching the 100% target.

Youth/Kiddie Savings

Open to zero (0) to eighteen (17) years old

Accepts opening deposit of at least P20.00
Free of passbook upon reaching P100.00
Bears interest of 3% per annum upon reaching P500.00
No monthly charge if no transaction made
A P20.00 charge in case of closing account

Time Deposit

Open to all regular, CUMI, and associate member

Minimum amount for this account is P1,000
Minimum term is three (3) months and a maximum term of one
year no withholding tax
Bears and interest rate from 4.5% to 7.5% per annum base on
the amount placed depends upon the bracket amount and term
Renewable upon maturity, interest can be withdrawn monthly
In case of withdrawal of TD before maturity, its interest rate will
be based on regular savings rate
Interest rate is computed daily and posting of interest is
quarterly

Building Investment Fund

Open for Members & Non-members

Allows Investments as LOW as P1,000.00
Insurable Age 18-64 years old
Savings GUARANTEED to Earn @ 5% compounded annually
Matures in 5 Years
With FREE Accident Insurance & Hospitalization

ATM Savings Deposit

Open to regular and associate member

Initial opening deposit requirement

Regular Savings P 200

Payroll Account P 100
Maintaining Balance: (Non-withdrawable)

Regular Savings P 200

Payroll Account P 100
Maximum withdrawable per day P 50,000
Maximum withdrawable amount per transaction P 10,000

Minimum balance to earn interest P 200.00

Interest rate per annum 3% per annum
Requirements for opening and ATM Account

Photocopy 2 valid IDs (Company ID, PMPC ID, SSS, GSIS,

Drivers License)
Duly Accomplished data form
Processing Fee of P75.00
TIN (optional)