Professional Documents
Culture Documents
Phone: 254.519.5429
COBA FAX Number: 254.501.5825
Office Hours: T&Th: 10:15-11:30 & 12:45 2:00 or by appointment
Admin Asst: Ms. Jennifer Perez-Rivera 254.519.5437 FAX: 254.501-5825
COBA Dept. Email: cobainfo@tamuct.edu Note: this is a general information address
Email:
For general purposes please use my general university email address with
yourcourse
http://www.baruch.cuny.edu/tutorials/statements/
Aplia: each chapter is divided into two parts. The first part is called Reading and is just that chapter in the
ebook. The second part is called Problem Set. All Problem Sets have been set to Practice so you can take them
as often as you like. You may get messages that something is late, but if it is Practice then it CANNOT be late!
The basics of taking the Problem Sets are covered in the Introduction to Using Aplia Assignments problem set
referenced above. All aplia Problem Sets are available. And of course you can go past chapter 4 those of you
going on to FIN 507 will cover most everything in our course.
Course Objectives:
Students who successfully complete this course should be able to: explain the fundamental types of financial
assets including their basic characteristics, valuation, and their pros/cons as sources of financing (capital);
evaluate a firms financial performance using its financial statements; evaluate financial alternatives from a time
value of money perspective; evaluate the risk/return characteristics of different financial decisions; conduct a
thorough firm-level financial analysis; demonstrate a thorough financial literacy; demonstrate proficiency using
a financial calculator.
2.1
3.0 TEXT: CFIN4, Besley and Brigham, Cengage, 2013 WITH APLIA ACCESS!
SBN-13: 978-1-305-12957-3 See Blackboard Startup page for ordering information. The book is
available in the bookstore but you do NOT have to purchase it there. You will also
need a TI BA II Plus financial calculator. (Note: the publisher surprised me by
changing to CFIN4, but whatever you read elsewhere, CFIN4, not 3, is the
correct book. You can probably get by just fine with CFIN3, but you must
have aplia access!
Also Required: A financial calculator which can perform internal rate of return (IRR) calculations. (I will use
a TI BA II Plus in class - this is the only financial calculator that I know how to use, so if you have another
make or model you are pretty much on your own.) The Professional model is even better, but is not required.
4.0
Course Requirements:
EXAMS and QUIZZES: Please read carefully the boxed statement below.
CRITICAL INFORMATION REGARDING ONLINE EXAMS AND QUIZZES: I PROVIDE FAIRLY
LENGTHY AVAILABILITY WINDOWS FOR THE EXAMS AND QUIZZES. (WHEN IT IS OPEN AND
AVAILABLE FOR YOU TO TAKE. THEY ALMOST ALWAYS INCLUDE A WEEKEND AND AT LEAST 1
FULL WEEK DAY. THE WINDOWS NORMALLY CLOSE AT 11.59PM ON THE LAST DAY.
From the University Rules, Procedures and Policies: Technology issues are not an excuse for
missing a course requirement make sure your computer is configured correctly and address
issues well in advance of deadlines/
HERE IS WHAT YOU NEED TO READ, UNDERSTAND AND BELIEVE: Blackboard resets will only be
made in the event of a prolonged Banner outage, verified by IT. If you have internet problems and are forced to
miss an exam then the points will simply be added to the cumulative final exam (since the material is covered
there as well.) So be sure and run a Browser Check before beginning the exam. Only take the
exam on tried, tested, equipment and at a reliable location. Save each answer individually. That
way if you complete a substantial portion of the exam we can base your grade on the part you
did finish.
XC QUIZZES: There will be a number of extra-credit, open-book, open-note Blackboard quizzes given
over the semester, mostly EARLY in the semester, because it is SO critical that you learn the jargon of stocks,
bonds and financial statements (which technically you should remember from your lower-level Principles of
Financial Accounting.) They are located in BB Content Area XC BB Quizzes. Each Blackboard Quiz may be
taken twice and only the best score will be used. Points earned will be added as extra credit to your final point
total.. The Quizzes are primarily intended to give you an opportunity to practice the types of questions
and problems you will see on your exams. The XC is secondary. (In fancy lingo, they are more of a teaching
device than an assessing device. Do not forget the Sample Exam (in Dyer Handouts) for exam preparation
as well.
REGULAR EXAMS: There will be 2 online Regular Exams all worth up to a maximum of 100 points each
(although there will be more than 100 points available; for example, I might put 28 questions @ 4 points each.
That totals 112 possible points. But even if you get them all correct, your score on the exam will be 100. This is
the way I choose to curve grades. By giving students more opportunity to EARN points, rather than just saying,
ok, everybody add 12 points to your score. Exams must be taken during the scheduled exam window. See
the schedule for exact dates. The online exams are open-book, open note. The emphasis of the exams is on
applying the techniques and concepts not on memorization! And there will be extra-credit BB quizzes. See
Content Area Exam Schedule for Exam windows (availability dates). Briefly:
EXAM I: 9/19-9/26; Exam II: 9/26-10/03; Final Exam: 10/10-10/16
FINAL EXAM: There will be a cumulative Final Exam (all exams are cumulative), worth up to 200
points, that will emphasize material covered in the course
5.0 Grade Calculations: Total Points earned is all that matters. Not percentages!
There are 400 possible points: 2 Regular Exams @ possible 100 points each and the Final Exam @ 200 points.
Early in the class there are a number of XC assignments in BB. These steadily decrease as the semester goes by.
Points earned are added directly to your Total Points Earned
Total Points Earned
400 - 360
359 - 320
319 - 280
279 - 240
below 240
Grade
A
B
C
D
F
NOTE: Requests for Incomplete Grades: Incompletes will only be given in emergency or other extreme
circumstances. Any request for an incomplete grade in this course must be approved by the professor
prior to the last week of classes. Requests should be submitted in written form, include a detailed
explanation and documentation, and must include an address and/or telephone number where you may
be contacted throughout the following semester.
6. Gradebook and Schedule: All your scores will be in recorded in the BB gradebook; however, final
grades will be computed using an Excel Spreadsheet.
Research assistance from a librarian is also available twenty-four hours a day through our online chat service,
and at the reference desk when the library is open. Research sessions can be scheduled for more comprehensive
assistance, and may take place on Skype or in-person at the library. Assistance may cover many topics,
including how to find articles in peer-reviewed journals, how to cite resources, and how to piece together
research for written assignments.
Our 27,000-square-foot facility on the TAMUCT main campus includes student lounges, private study rooms,
group work spaces, computer labs, family areas suitable for all ages, and many other features. Services such as
interlibrary loan, TexShare, binding, and laminating are available. The library frequently offers workshops,
tours, readings, and other events. For more information, please visit our homepage:
http://www.tamuct.edu/departments/library/index.php
Incompletes: Incomplete grades will be given only in extreme circumstances and ONLY if a substantial portion
of the course has already been completed. I will convene a group of 3 professors to consider your
documentation and case for an incomplete. The University is under direction to become much more discerning
about the granting of incomplete as a grade!
UNILERT: Emergency Warning System for Texas A&M University Central Texas Very Useful!
UNILERT is an emergency notification service that gives Texas A&M University-Central Texas the ability to
communicate health and safety emergency information quickly via email and text message. By enrolling in
UNILERT, university officials can quickly pass on safety-related information, regardless of your location.
Please enroll today at TAMUCT.org/UNILERT
TECHNOLOGY REQUIREMENTS AND SUPPORT.
Technology Requirements. This course will use the TAMUCT Blackboard Learn learning management
system. You must have a reliable computer and internet connection. The BB login page provides a great deal of
information. Use the Browser Check (discussed below) before attempting ANY quiz or EXAM!
Logon to https://tamuct.blackboard.com to access the course.
Username: Your MyCT username
(xx123 or everything before the "@" in your MyCT e-mail address)
Initial password: Your MyCT password
Check browser and computer compatibility by using the Test Your Browser button, found in
the Check Your Browser module on your Blackboard dashboard, once you have logged in.
Technology Support. For technology issues, students should contact Help Desk Central.
24 hours a day, 7 days a week:
Email: helpdesk@tamu.edu
Phone: (254) 519-5466
Web Chat: http://hdc.tamu.edu
When calling for support please let your support technician know you are a TAMUCT student.
For issues related to course content and requirements, contact your instructor.
Technology issues are not an excuse for missing a course requirement make sure your computer is
configured correctly and address issues well in advance of deadlines. Therefore, BB resets will be made only in
the event of a prolonged Blackboard outage! If a Regular Exam is missed, then the points will be added to the
cumulative Final Exam.
WEEK 0
MONDAYS DATE