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43r

This is a waiver of depreciation provided by an insurance company that can be attached to the insurance
policy of a new vehicle. With 43r, no depreciation will be applied if a new car (less than 36-months-old) is
damaged in an accident. If the vehicle experiences loss or damage (including a total loss), the insured will
receive a loss settlement up to the original purchase price. A 43r status may appear in the Accident,
Collision and Damage Detail section of our reports.
Abandoned (Registration Status)
Vehicle was found deserted and either unable to locate registered owner or there was no jurisdictional
record of the vehicle. Vehicle is in police custody.
Auction Announced as Fleet/Lease
A wholesale auto auction has reported the vehicle as a fleet or leased vehicle. An example of a fleet
vehicle is a vehicle used by a company for an executive.
Auction Announced as Flood Damage
A wholesale auto auction has reported that a flood has damaged the vehicle. The vehicle was involved in
a flood or may have endured water damage.
Auction Announced as Frame Damage
A wholesale auto auction has reported that the vehicle has frame damage, which can weaken the
structure of the vehicle.
Auction Announced as Major Damage
A wholesale auto auction reports the vehicle as having major damage.
Canadian Renewal
Used to describe the filing of a new registration or the renewal of an existing registration at a Ministry of
Transportation office in any Canadian province or territory.
Cancellation
Used to describe the cancellation of a policy of insurance for a vehicle.
Cloned Vehicle
Used to describe a vehicle that has had its VIN changed to match a VIN of another vehicle. This is
typically done by car thieves to hide the VIN which is registered as stolen. A stolen vehicle which has had
its VIN changed could be seized by police.
Collision
An insurance claim that is related to a vehicle collision.
Commercial
The vehicle was registered and used for business purposes (such as a delivery truck, taxi or car rental).
Continuation
Used to describe the renewal of an insurance policy for a vehicle. Some insurance companies will use
this term for a vehicle the first time it is insured if the policy was transferred from another vehicle.
Damage to Vehicle
An insurance claim that is related to vehicle repair costs.
Debtor
The borrower in a lender/borrower relationship. Typically, the debtor is also the owner of the vehicle.
DMVs
State agencies such as Departments of Motor Vehicles and Bureaus of Motor Vehicles. They typically
issue vehicle titles and registrations, and handle individual driver's licenses.

DMV Record Adjustment


A category of data used by CarProof and Experian Automotive to describe any registration of title
transaction performed by a government motor vehicle department in Canada or the United States.
Emission/Safety Inspection
An approved emission testing station has inspected the vehicle to measure the amount of pollutants the
vehicle emits into the environment.
Fleet, Rental and/or Lease Use
The vehicle has been reported as used as a fleet, rental and/or lease vehicle.
Hail Damage
The vehicle was damaged by hail.
ICBC
The Insurance Corporation of British Columbia provides universal auto insurance to BC motorists. This
information appears in our Verified BC and Claims BCreports.
Incorrect VIN (Registration Status)
The VIN, though associated with a registered vehicle, has an abnormal configuration.
Inspection Required (Registration Status)
Vehicle must be certified or pass inspection (usually mechanical). Vehicle may have not been roadworthy
or jurisdiction may be routinely ensuring that an inspection is done prior to next registration.
Insurance Claim Amount
Represents the dollar amount paid by an insurance company for damages to an insured vehicle.
Insurance claims amounts in CarProof reports do not include amounts paid for expenses such as rental
vehicles, or personal injuries.
Lemon
A U.S. brand that is attached to a vehicle's title if it has problems that could not be fixed by the
manufacturer. The requirements for what constitutes a Lemon vary from State to State, but once a vehicle
is branded a Lemon, there are various legal remedies available to the consumer, which may include the
manufacturer buying back or replacing the vehicle.
Lender
Used in security interest documents to describe the party who has given a loan to a debtor with the
vehicle used as collateral. In CarProof reports, the lender is also referred to as the Secured Party.
Lien
A lien is an ownership interest that a vehicle owner grants to a party as security or collateral for a loan. If a
lien is properly filed it may be enforceable against subsequent parties who take an ownership interest in
the vehicle.
Lien Holder
This term is used to describe the party who has been granted the lien or security interest in the vehicle. In
CarProof reports, the lien holder is also the Secured Party, and usually also the Lender.
Miscellaneous
Various insurance carriers have different ways of classifying damage to vehicles. This classification deals
with numerous different types of damage to a vehicle that are not specifically coded by the insurer
including vandalism, damage by weather, tree falling on the vehicle and others.
Motor Vehicle Department
The government entity that is responsible for motor vehicles in that jurisdiction. In Canada, this is typically
the provincial Ministry of Transportation (MOT); in the U.S. it is typically the state's Department of Motor
Vehicles (DMV).
Moved (Registration Status)
Vehicle registered by or exported to another jurisdiction.

New Policy
Used to describe a new policy of insurance issued for a vehicle.
Non-Collision (Repair Estimate)
Used to describe a repair estimate where the vehicle was not being operated when the damage occurred,
very often associated with comprehensive claims like vandalism.
Non-Repairable (Branding)
Incapable of operation or use on public roads. It also has no resale value except as a source of parts or
scrap.
Normal (Registration Status)
Vehicle is registered and currently has no abnormal statuses.
Not Found (Registration Status)
Vehicle VIN not found.
Not Actual Miles
The actual mileage on the vehicle is reported to be different than the odometer reading.
Odometer Problem
The vehicle has odometer-related problems. These may include discrepancies such as not actual miles, a
broken odometer, exceeding a vehicles mechanical limits, and mileage discrepancy, or suspect miles.
Odometer Reading
The reading supplied to CarProof, along with the unit of measure: KM = Kilometers, MI = Miles and U =
Unknown.
Partial Loss
An insurance term used by some insurance companies to describe a collision or other damage claim
where the claim amount was less than the full market value of the vehicle.
Point of Impact All Over
Commonly used to describe hail damage in vehicle repair estimate records.
Point of Impact Roof
Commonly used to describe a rollover accident in vehicle repair estimate records.
Possible Total Loss-Vehicle, Title/Registered to an Insurance Company
This vehicle was reported as an insurance or possible total loss due to an accident or theft.
Private Insurance Company
An insurance company that was not created by an act of government. Private insurance companies are
most prevalent in Canadian jurisdictions where there is no government mandated public insurance.
Public Insurance
An insurance company that was created or chartered by an act of government. Public insurance
companies are mandated in British Columbia, Saskatchewan and Manitoba. The Qubec government
also governs private insurance for vehicles in its jurisdiction.
Rebuilt (Branding)
A salvage vehicle which has been repaired. It must have been certified or passed inspection to allow it to
be registered.
Recycled
Vehicle was reported as scrapped or major components removed by a recycling facility.
Registration Effective Date
The date this particular registration record became effective.
Registration Expiry Date
The date that this registration expires or expired.

Registration/Renewal
The vehicle had a registration renewal event reported by a vehicle registration authority (state or
provincial). Typically, this is a change of ownership or renewal of a license plate sticker.
Repair Estimate Non-Collision
Used to describe a repair estimate where the vehicle was not being operated when the damage occurred,
very often associated with comprehensive claims like vandalism.
Reported at Auto Auction
Means the vehicle was registered for sale by a dealer at a wholesale auto auction for dealers only. This is
a common way for dealers and manufacturers to sell used and fleet vehicles to other dealers. Odometer
readings and other announcements are recorded.
R.I.V.
The Registrar of Imported Vehicles. This entity was created by Transport Canada to manage and oversee
the import of used vehicles into Canada. Currently the RIV is operated by Adminserv, a division of
Livingston International.
Salvage (Branding)
Damaged to the extent that cost of repairing the vehicle for legal operation on the public roads exceeds its
fair market value immediately prior to damage.
Secured Party
This term is used to describe the party who has been granted the lien or security interest in the vehicle. In
CarProof reports, the secured party is also the Lien Holder, and usually also the Lender.
Security Interest
The ownership interest (or lien) that a vehicle owner grants to a party as security or collateral for a loan. If
a security interest is properly filed, it may be enforceable against subsequent parties who take an
ownership interest in the vehicle.
Sold (Registration Status)
Vehicle has been identified as sold by the registered owner.
Stolen (Branding)
Declared stolen to the police and has not been reported recovered.
Storm Area Registration/Title
Storm registration/title refers to information reported to CarProof that a vehicle was registered or titled
prior to the storm event in FEMA designated storm damaged area. Storm events can include hurricanes,
floods and other natural disasters. While a vehicle may have been reported as titled or registered in an
affected area, it may not have been damaged by the storm, or it may have been moved to safety during
the storm. We recommend a thorough professional inspection of the vehicle to confirm no storm damage.
Theft
The vehicle was stolen from its legal owner.
Theft from Vehicle
Items attached to or part of the vehicle was stolen, which may include air bags, stereo, rims and tires.
This does NOT include personal items in the vehicle such as golf clubs or laptops.
Theft of Entire Vehicle
The vehicle as a whole was stolen. The payout is based on whether the vehicle had to be replaced or any
damage sustained to the unit while out of the owner possession.
Theft Recovered
The vehicle was previously reported as stolen and has been recovered.
Total Loss
An insurance term used by some insurance companies to describe a collision or other damage claim

where the claim amount was the same as or greater than, the full market value of the vehicle and/or a
situation where the vehicles structural integrity was severely compromised.
Value of Claim Unavailable
The equivalent of a zero dollar claim ($0.00). An appraisal has not been completed for this claim,
therefore, the appraised damage amount is unavailable.
Vehicle in Dealer Inventory
The vehicle was in a retail dealers inventory on the date reported.
Vehicle Manufactured and Shipped to Dealer
Indicates when a vehicle is delivered to a dealer and available for sale as a brand new unit.
Vehicle Registration
This is the document issued by a Motor Vehicle Department to designate the party authorized to operate
the vehicle on the roads in that jurisdiction. In Canada this document is frequently referred to as the
"ownership" but it is not a document of title.
Vehicle Status Date
The date of the most recent change of a vehicles registration status.
Vehicle Title
A certificate issued in the U.S. by the state Motor Vehicle Department to designate the legal owner of a
vehicle. With very few exceptions, a security interest or lien must be noted on the certificate of title.
Vehicle Valuation
This record most often appears in cases where a vehicle is stolen, or damage to the vehicle is
approaching or exceeds its current value.
VIN
Vehicle Identification Number. This is the unique serial number that is given to every vehicle
manufactured for use on the public roads.
Zero Dollar Claim ($0.00)
An insurance company may report a zero dollar claim amount for any of the following reasons:
1.

The insured did not follow through on a reported claim

2.

The insurance company denied the claim

3.

The claim has not yet been paid or settled

4.

In rare circumstances, the insurance company offsets the claim amount by the amount recovered
through sale of vehicle.