Professional Documents
Culture Documents
Personal finance
30.to be broke/skint- hand no money left
31. to be rolling in it- have a lot of money
32 to make ends meet- to survive financially
33. things are a bit tight- my finances are not good
34. to be strapped for cash- needed cash and had very little
35. bounced- the bank refused to pay it
36. to make this cheque out to- what name shall I put on it
37. shall we put/stick this on my credit card/charge it to my credit card
38. APR- annual percentage rate of interest
39. expire- is not valid after
40. credit card fraud- illegal use of somones card
41. charge card- card where you must pay back the whole debt each month
42. store card- credit card issued by a store/shop for that store
43. lump sum- single, large payment
44. golden handshake- large payment to someone on leaving a job
45. endowment- combined insurance and savings plan that pays out after a
fixed period
46. life-savings- money saved over many years
47. share portfolios- combination of stocks and shares of different kinds
48. premium- the amount you pay each month or year for an insurance
policy
49. excess- money you have to pay up to a ceratin level if you make an
insurance claim
50. pension plan- a scheme to provide you with an income when you retire
Investment/ Student funds get responsible
51. gaining steam- becoming popular
52. a flurry of new electives
53. to clamour- domaga si
54. putting your money where your mouth is- pokaza prez czyny
55. to lament- narzeka
56. put our stake in the ground- start practicing
57. make a dent in global poverty- zrobi rozam/ przeom
Unit 14 Banking
80. deposit- money placed in bank
81. loan- a sum of money borrowed form a bank
82. capital- money invested in business
83. stock or shares- certificates representing part-ownership of a company
84. bond- certificates of debt issued by governments or companies to raise
money
85. merger- when one company combines with another one
86. takeover bid- when one company offer to buy or acquire another one
87. stock broking- buying and selling stock or share for clients- stock
broking
88. portfolio- all the investments owned by an individual or organization
89. returns- the profits made on investments
90. bankrupt- unable to pay debts or continue to do business
91. deregulation- the ending or relaxing of legal restrictions
92. conglomerates- a group of companies, operating in different fields,
which have joined together
93. interest- the price paid for borrowing money, paid to the lenders
94. default- failure to repay a loan
95. collateralized- with property or another asset used as a guarantee of
payment
96. write off- cancel a bad debt or a worthless asset from an account
Unit 15 Venture capital
97. break-even point- where total costs equal total income from sales and
the company makes neither a profit nor a losss
98. exit strategy- an investors plan for getting their investment back and
potentially realizing a profit
Unit 16 Bonds
99. equity- par ownership of a company in the form of stock or share
100. mutual funds- fund operated by investment companies that inverst
peoples money in various assets
101. principal- the amount of capital machining up a bond or other loan
102. maturity date- the length of time for which a bond is issued
103. cupon- the amount of interest that a bond pays
104. insolvent- unable to pay debts
105. creditors- people or institutions to whom money is owned
106. dividends- payments by companies to their shareholders
107. bid price- the price at which a buyer is prepared to buy a security at a
particular time
108. ask price- the price at which a buyer is prepared to sell a security at a
particular time
109. tax deductible- odpisa od podatku