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Loan Amount $300,000.

00 Loan Type: Purchase Lock Period: 60

Interest Rate Points % Lender Fees APR Loan Amount


30-Year Fixed Rate 5.0 0.875 $975.00 5.102% $300,000.00
Estimated Closing Cost
Lender Fees 30-Year Fixed Rate
Points(0.875 * 300000.0) $2,625.00
Lender Fee $975.00
Total Estimated Lender Fees $3,600.00

Payment Details
Principal & Interest (monthly) 1,610.465
Est. Homeowner's Insurance (monthly) $178.571
Est. Mortgage Insurance (if applicable) $0
Est. Taxes (monthly) $446.429
Est. Total Principal, Interest, Taxes, & Insurance 2,235.465
Lender Fees
Points 0.875%
Points Amount 2,625.00
Lender Fee $975
Total Estimated Lender Fees 3,600.00
Third Party Fees
Flood Check Fee $26
Credit Report Fee $35
City Or County Tax Stamp 1,650.00
Title Insurance Endorsement $195
Appraisal Fee $375
Closing/Escrow $475
State Tax Stamp 3,000.00
Title Insurance Policy 2,350.00
Recording $210
Tax Service Fee $79
Total Estimated Third Party Fees 8,395.00
Total Fees
Total estimated fees: 11,995.00
Other closing costs: $0
Total estimated closing costs: 11,995.00
Prepaid and Escrow Funds
3 days interest Determined after loan application
Homeowner's insurance (est 1 year + 2 months) Determined after loan application
Mortgage Insurance (est 1 month) if applicable Determined after loan application
Property Taxes (est 2 months) Determined after loan application
Total Estimated Prepaids: Determined after loan application

Interest Rate Points % Lender Fees APR Loan Amount


5-Year ARM 3.625 1.0 $975.00 3.492% $300,000.00
Estimated Closing Cost
Lender Fees 5-Year ARM
Points(1.0 * 300000.0) $3,000.00
Lender Fee $975.00
Total Estimated Lender Fees $3,975.00

Payment Details
Principal & Interest (monthly) 1,368.154
Est. Homeowner's Insurance (monthly) $178.571
Est. Mortgage Insurance (if applicable) $0
Est. Taxes (monthly) $446.429
Est. Total Principal, Interest, Taxes, & Insurance 1,993.154
Lender Fees
Points 1%
Points Amount 3,000.00
Lender Fee $975
Total Estimated Lender Fees 3,975.00
Third Party Fees
Flood Check Fee $26
Credit Report Fee $35
City Or County Tax Stamp 1,650.00
Title Insurance Endorsement $195
Appraisal Fee $375
Closing/Escrow $475
State Tax Stamp 3,000.00
Title Insurance Policy 2,350.00
Recording $210
Tax Service Fee $79
Total Estimated Third Party Fees 8,395.00
Total Fees
Total estimated fees: 12,370.00
Other closing costs: $0
Total estimated closing costs: 12,370.00
Prepaid and Escrow Funds
3 days interest Determined after loan application
Homeowner's insurance (est 1 year + 2 months) Determined after loan application
Mortgage Insurance (est 1 month) if applicable Determined after loan application
Property Taxes (est 2 months) Determined after loan application
Total Estimated Prepaids: Determined after loan application

Selected Loan Product Interest Rate Points % Lender Fees APR Loan Amount
15-Year Fixed Rate 4.25 1.0 $975.00 4.447% $300,000.00

Estimated Closing Cost


Lender Fees 15-Year Fixed Rate
Points(1.0 * 300000.0) $3,000.00
Lender Fee $975.00
Total Estimated Lender Fees $3,975.00

Payment Details
Principal & Interest (monthly) 2,256.835
Est. Homeowner's Insurance (monthly) $178.571
Est. Mortgage Insurance (if applicable) $0
Est. Taxes (monthly) $446.429
Est. Total Principal, Interest, Taxes, & Insurance 2,881.835
Lender Fees
Points 1%
Points Amount 3,000.00
Lender Fee $975
Total Estimated Lender Fees 3,975.00
Third Party Fees
Flood Check Fee $26
Credit Report Fee $35
City Or County Tax Stamp 1,650.00
Title Insurance Endorsement $195
Appraisal Fee $375
Closing/Escrow $475
State Tax Stamp 3,000.00
Title Insurance Policy 2,350.00
Recording $210
Tax Service Fee $79
Total Estimated Third Party Fees 8,395.00
Total Fees
Total estimated fees: 12,370.00
Other closing costs: $0
Total estimated closing costs: 12,370.00
Prepaid and Escrow Funds
3 days interest Determined after loan application
Homeowner's insurance (est 1 year + 2 months) Determined after loan application
Mortgage Insurance (est 1 month) if applicable Determined after loan application
Property Taxes (est 2 months) Determined after loan application
Total Estimated Prepaids: Determined after loan application

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