THE TEMPO OF EQUITY

THE RELATIVE STABILITY OF DEBT

A winning combination of
growth and income.
HDFC MF Monthly Income Plan endeavours to provide you with regular
monthly/quarterly returns through dividends. It invests primarily in debt
and money market instruments while the remaining is invested in equities.

I N V E S T

I N

MF
MONTHLY INCOME PLAN
An open-ended income scheme. Monthly income is not
assured and is subject to availability of distributable surplus.

HDFC MF MONTHLY INCOME PLAN

(An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)

This product is suitable for investors who are seeking*:

regular income over medium to long term.
investment in debt and money market instruments as well as equity and equity related instruments.
medium risk.
(YELLOW)
*Investors should consult their financial advisers if in doubt whether the product is suitable for them.
Note: Risk is represented as:

(BLUE) investors understand that

their principal will be at low risk

(YELLOW) investors understand that

their principal will be at medium risk

(BROWN) investors understand that

their principal will be at high risk

Investment Objective:

Fund Managers:

The primary objective of Scheme is to generate regular returns

through investment primarily in Debt and Money Market
Instruments. The secondary objective of the Scheme is to
generate long-term capital appreciation by investing a portion
of the Schemes assets in equity and equity related instruments.
However, there can be no assurance that the investment
objective of the Scheme will be achieved.
Why HDFC MF Monthly Income Plan?

HDFC MF Monthly Income Plan-Long Term Plan: Prashant Jain

(Equities) and Shobhit Mehrotra (Debt)

Targets returns greater than debt schemes with lower

volatility than equity schemes
Aims to provide steady returns over short to medium term
time frames
Aims to counterbalance the risks associated with each
individual asset class
Cheaper and tax efficient alternative to maintain constant
asset allocation
Helps investors maintain their asset allocation discipline at
all times and not get carried away by the cycle of fear and
greed as a result of market swings
Fund Suitability:
As an entry product for equities
Investors with a conservative and risk averse nature tolerant
towards controlled equity exposure
Investors desiring a mixture of regular income and capital
appreciation to overcome the impact of inflation
Investors looking for a diversified portfolio across asset classes
Investors who are nearing retirement/retired

HDFC MF Monthly Income Plan-Short Term Plan: Vinay Kulkarni

(Equities) and Shobhit Mehrotra (Debt)
Scheme Features:
Plans/Options

Investment Plans:
HDFC MF Monthly Income Plan- Long Term Plan
HDFC MF Monthly Income Plan- Long Term
Plan-Direct Plan
HDFC MF Monthly Income Plan- Short Term Plan
HDFC MF Monthly Income Plan- Short Term
Plan-Direct Plan
Investment Options: (Under Each Plan)
Growth
Monthly Dividend Option
Quarterly Dividend Option
(The Dividend Options offer Dividend Payout and
Reinvestment facilities.)

Minimum
Application
Amount

Purchase:
Growth & Quarterly Dividend Option ` 5,000 and
any amount thereafter.
Monthly Dividend Option ` 25,000 and any
amount thereafter.
Additional Purchase (Under Each Option):
` 1,000 and any amount thereafter.

Exit Load

In respect of each purchase/switch-in of

Units, an Exit Load of 1% is payable if units are
redeemed/switched out within 1 year from the
date of allotment.
No Exit Load is payable if Units are redeemed/
switched out after 1 year from the date of
allotment.
For further details on load structure, please refer
to Scheme Information Document.

Benchmark

CRISIL MIP Blended Index

(Under Each Plan)

Asset Allocation:
Type of Instruments

Normal
Allocation
(% of Net
Assets)

Deviation
(% of Normal
Allocation)

Risk
Profile

Debt instruments
(including ecuritised
debt) & Money Market
instruments (including
cash/call money)

75

100

Low to
Medium

Equities & Equity

related instruments

25

100

Medium to
High

Note: Direct Plan is for investors who purchase/subscribe Units in a Scheme

directly with the Fund and is not available for investors who route their
investments through a Distributor. Direct Plan shall have a lower expense
ratio excluding distribution expenses, commission, etc and no commission
for distribution of Units will be paid/charged under the Direct Plan.