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http://nationalsavings.portal.gov.bd/site/page/5d8f6cf8-dbea-49a6-98b...

Key features of the existing National Savings Schemes.
Key Features of NSS-2012
Tax
Implementing
MaturityLimit
Interest rate
Investors
Penalty
Treatment
agency
3
4
5
6
7
8
9
13.19% on
Maturity
Single: 30
(12.20%+0.99%)
All classes
lac;
Interest payable
of people
Jointly: 60 after
Encashment
(National ID Card
lac;
5 years
1st year @
before 1st Bank, Bureau
5%
Holder),
Recognized 9.20%,
Bangladesh
year
&
on profit recognized
5-Year
Provident
Sanchayapatra
2nd year @
no interest Post office.
Provident Fund &
Fund:
9.95%,
accrued
12 small
Unlimited; 3rd year @
enterprises
12 small
10.70%,
enterprises: 4th year @
Unlimited
11.45%.
12.59% on
Maturity
(11.80%+0.59%)
Encashment
All classes
3-Monthly
Single: 30
Interest payable
before 1st Bank, Bureau
5%
of people
Profit basis
lac;
after
year
&
on profit (National ID Card
Sanchayapatra3-year
1st year @
no interest Post office.
Holder).
Jointly: 60 9.80%,
accrued
lac;
2nd year @
10.80%,
13.19% on
Maturity
(12.20%+0.99%)
Interest payable
after
Retired Govt.,
Encashment
1st year @
Semi-Govt,
before 1st Bank, Bureau
Pensioner
5%
9.20%,
Autonomous,
year
&
Sanchayapatra5-Year 50 lac
on profit
2nd year @
Semi-Autonomousno interest Post office.
9.95%,
officials.
accrued
3rd year @
10.70%,
4th year @
11.45%.
13.45% on
Maturity
(12.20%+1.25%)
Any Adult
Interest payable
Encashment
Bangladeshi
after
before 1st Bank, Bureau
Poribar
5%
Female
1st year @
year
&
Sanchayapatra5-Year 45 lac
on profit.
9.20%,
(National ID Card no interest Post office.
2nd year @
accrued
Holder)
9.95%,
3rd year @
10.70%,

Sl. Name of
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07-Mar-16 9:41 PM

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http://nationalsavings.portal.gov.bd/site/page/5d8f6cf8-dbea-49a6-98b...

4th year @
11.45%.
Bangladesh
5.
Prize Bond

3-Month Unlimited

Wage Earner
6. Development
5-Year Unlimited
Bond

6.50%

20% on
prize
money

Any persons

11.80%
A Bangladeshi
5%
(Compound)
wage earner
on profit
(11.00%+0.80%)
serving abroad.

Bank, Bureau
&
Post office.

No profit
will be paid
Bank
before
6-month.

7.50% on
Maturity
Interest payable
No profit is
US Dollar
Non-Residence
after
payable
7. Premium
Tax free Bangladeshi FC
Bank
1st year @
before 1
3-Year
Unlimited
Bond
Account holder
6.50%,
year
2nd year @
7.00%
6.50% on
Maturity
Interest payable
No profit is
US Dollar
Non-Residence
after
payable
8. Investment
Tax free Bangladeshi FC
1st
year
@
before 1
3-Year Unlimited
Bank
Bond
Account holder
5.50%,
year
2nd year @
6.00%
Post office
All classes
No profit
Single 30 lac;
Savings
10% on of people
will be paid
9.
7.50%
Bankprofit
(National ID Card before
Post Office
Jointly 60 lac
Ordinary A/C
Holder)
1-month.
13.24% on
Maturity
(12.40%+0.84%)
All classes
Post office
No profit
Single 30 lac; Interest payable
of
people
Savings
10% on
will be paid
10.
after
Bankprofit
before
3-Year Jointly 60 lac 1st year @
(National ID Card
Post Office
Fixed Deposit
6-month.
Holder)
10.40%,
2nd year @
11.40%
Postal Life Insurance:
Minimum
(I) Whole
limit of Tk.42 per
Life
InvestmentThousand.
All classes
Insurance
Tk.
Yearly 4.2%
of people
11.
1,000/=
Tax free
(Age limit 19 to Post Office
Minimum
55
Yrs)
(II) Fixed
limit of Tk.33 per
5/10/15/20/
Term
InvestmentThousand.
25/30/35/40
Insurance
Tk.
Yearly 3.3%
1,000/=

07-Mar-16 9:41 PM