Excel Skills - Loan Amortization Template

Excel
Excel Skills
Skills || Loan
Loan Amortization
Amortization Template
Template
About
About this
this template
template
This
This template
template enables
enables users
users to
to create
create an
an amortization
amortization table
table for
for any
any loan
loan that
that is
is repaid
repaid on
on aa monthly
monthly basis.
basis. The
The design
design o
variable
monthly
interest
rates
and
includes
a
separate
sheet
that
enables
you
to
perform
a
detailed
review
of
interest
variable monthly interest rates and includes a separate sheet that enables you to perform a detailed review of interest aa
by
by simply
simply entering
entering the
the appropriate
appropriate loan
loan review
review date.
date.
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Excel, cc
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valuations && loans,
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aid on
paid
on aa monthly
monthly basis.
basis. The
The design
design of
of the
the template
template accommodates
accommodates
erform
a
detailed
review
of
interest
and
capital
perform a detailed review of interest and capital repayment
repayment amounts
amounts
ware
ware solutions
solutions than
than regular
regular Excel
Excel templates.
templates. Most
Most Excel
Excel templates
templates
eports
eports based
based on
on limited
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user input.
input. You
You also
also don't
don't need
need advanced
advanced
input
input and
and include
include comprehensive
comprehensive step
step by
by step
step instructions.
instructions.
which
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features accounting
accounting in
in Excel,
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cash flow
flow projections,
projections, business
business
isit the
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Loan Amortization Table

www.excel-skills.com
Loan Principle Amount

Annual Interest Rate
Loan Period (in months)
Original Repayment Amount
Loan Start Date
Repayment Type
1,000,000.00
9.25%
240.00
9,158.67
8/15/2014
End
Opening
Balance
On
On this
this sheet:
sheet:
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to
to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
automatically
automatically updated.
updated. The
The interest
interest rate
rate that
that is
is entered
entered in
in cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
the
the original
original loan
loan repayment
repayment amount
amount in
in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations are
are based
based on
on
the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered in
in column
column K.
K. The
The template
template therefore
therefore accommodates
accommodates
variable
variable monthly
monthly interest
interest rates.
rates.
Month
Repayment
Number
Loan
Repayment
Interest
Charged
Capital
Repaid
Aug-2014
1,000,000.00
9,158.67
7,708.33
1,450.34
998,549.66
99.9%
9.25%
Sep-2014
998,549.66
9,158.67
7,697.15
1,461.51
997,088.15
99.7%
9.25%
Oct-2014
997,088.15
9,158.67
7,685.89
1,472.78
995,615.37
99.6%
9.25%
Nov-2014
995,615.37
9,158.67
7,674.54
1,484.13
994,131.24
99.4%
9.25%
Dec-2014
994,131.24
9,158.67
7,663.09
1,495.57
992,635.66
99.3%
9.25%
Jan-2015
992,635.66
9,158.67
7,651.57
1,507.10
991,128.56
99.1%
9.25%
Feb-2015
991,128.56
9,158.67
7,639.95
1,518.72
989,609.84
99.0%
9.25%
Mar-2015
989,609.84
9,158.67
7,628.24
1,530.43
988,079.42
98.8%
9.25%
Apr-2015
988,079.42
9,158.67
7,616.45
1,542.22
986,537.19
98.7%
9.25%
May-2015
10
986,537.19
9,158.67
7,604.56
1,554.11
984,983.08
98.5%
9.25%
Jun-2015
11
984,983.08
9,158.67
7,592.58
1,566.09
983,416.99
98.3%
9.25%
Jul-2015
12
983,416.99
9,158.67
7,580.51
1,578.16
981,838.83
98.2%
9.25%
Aug-2015
13
981,838.83
9,158.67
7,568.34
1,590.33
980,248.50
98.0%
9.25%
Sep-2015
14
980,248.50
9,158.67
7,556.08
1,602.59
978,645.92
97.9%
9.25%
Oct-2015
15
978,645.92
9,158.67
7,543.73
1,614.94
977,030.98
97.7%
9.25%
Nov-2015
16
977,030.98
9,158.67
7,531.28
1,627.39
975,403.59
97.5%
9.25%
Dec-2015
17
975,403.59
9,158.67
7,518.74
1,639.93
973,763.66
97.4%
9.25%
Jan-2016
18
973,763.66
9,158.67
7,506.09
1,652.57
972,111.08
97.2%
9.25%
Feb-2016
19
972,111.08
9,158.67
7,493.36
1,665.31
970,445.77
97.0%
9.25%
Mar-2016
20
970,445.77
9,158.67
7,480.52
1,678.15
968,767.62
96.9%
9.25%
Apr-2016
21
968,767.62
9,158.67
7,467.58
1,691.08
967,076.54
96.7%
9.25%
May-2016
22
967,076.54
9,158.67
7,454.55
1,704.12
965,372.42
96.5%
9.25%
Jun-2016
23
965,372.42
9,158.67
7,441.41
1,717.26
963,655.16
96.4%
9.25%
Jul-2016
24
963,655.16
9,158.67
7,428.18
1,730.49
961,924.67
96.2%
9.25%
Aug-2016
25
961,924.67
9,158.67
7,414.84
1,743.83
960,180.84
96.0%
9.25%
Sep-2016
26
960,180.84
9,158.67
7,401.39
1,757.27
958,423.56
95.8%
9.25%
Oct-2016
27
958,423.56
9,158.67
7,387.85
1,770.82
956,652.74
95.7%
9.25%
Nov-2016
28
956,652.74
9,158.67
7,374.20
1,784.47
954,868.27
95.5%
9.25%
Dec-2016
29
954,868.27
9,158.67
7,360.44
1,798.23
953,070.05
95.3%
9.25%
Jan-2017
30
953,070.05
9,158.67
7,346.58
1,812.09
951,257.96
95.1%
9.25%
Feb-2017
31
951,257.96
9,158.67
7,332.61
1,826.05
949,431.91
94.9%
9.25%
Mar-2017
32
949,431.91
9,158.67
7,318.54
1,840.13
947,591.77
94.8%
9.25%
Apr-2017
33
947,591.77
9,158.67
7,304.35
1,854.32
945,737.46
94.6%
9.25%
May-2017
34
945,737.46
9,158.67
7,290.06
1,868.61
943,868.85
94.4%
9.25%
Jun-2017
35
943,868.85
9,158.67
7,275.66
1,883.01
941,985.84
94.2%
9.25%
Jul-2017
36
941,985.84
9,158.67
7,261.14
1,897.53
940,088.31
94.0%
9.25%
Aug-2017
37
940,088.31
9,158.67
7,246.51
1,912.15
938,176.16
93.8%
9.25%
Sep-2017
38
938,176.16
9,158.67
7,231.77
1,926.89
936,249.26
93.6%
9.25%
Oct-2017
39
936,249.26
9,158.67
7,216.92
1,941.75
934,307.52
93.4%
9.25%
Nov-2017
40
934,307.52
9,158.67
7,201.95
1,956.71
932,350.80
93.2%
9.25%
Dec-2017
41
932,350.80
9,158.67
7,186.87
1,971.80
930,379.00
93.0%
9.25%
Jan-2018
42
930,379.00
9,158.67
7,171.67
1,987.00
928,392.01
92.8%
9.25%
Feb-2018
43
928,392.01
9,158.67
7,156.36
2,002.31
926,389.69
92.6%
9.25%
Mar-2018
44
926,389.69
9,158.67
7,140.92
2,017.75
924,371.95
92.4%
9.25%
Apr-2018
45
924,371.95
9,158.67
7,125.37
2,033.30
922,338.64
92.2%
9.25%
May-2018
46
922,338.64
9,158.67
7,109.69
2,048.97
920,289.67
92.0%
9.25%
Jun-2018
47
920,289.67
9,158.67
7,093.90
2,064.77
918,224.90
91.8%
9.25%
Jul-2018
48
918,224.90
9,158.67
7,077.98
2,080.68
916,144.22
91.6%
9.25%
Aug-2018
49
916,144.22
9,158.67
7,061.94
2,096.72
914,047.49
91.4%
9.25%
Sep-2018
50
914,047.49
9,158.67
7,045.78
2,112.89
911,934.61
91.2%
9.25%
Oct-2018
51
911,934.61
9,158.67
7,029.50
2,129.17
909,805.43
91.0%
9.25%
Nov-2018
52
909,805.43
9,158.67
7,013.08
2,145.58
907,659.85
90.8%
9.25%
Dec-2018
53
907,659.85
9,158.67
6,996.54
2,162.12
905,497.73
90.5%
9.25%
Jan-2019
54
905,497.73
9,158.67
6,979.88
2,178.79
903,318.94
90.3%
9.25%
Feb-2019
55
903,318.94
9,158.67
6,963.08
2,195.58
901,123.35
90.1%
9.25%
Mar-2019
56
901,123.35
9,158.67
6,946.16
2,212.51
898,910.84
89.9%
9.25%
Apr-2019
57
898,910.84
9,158.67
6,929.10
2,229.56
896,681.28
89.7%
9.25%
May-2019
58
896,681.28
9,158.67
6,911.92
2,246.75
894,434.53
89.4%
9.25%
Jun-2019
59
894,434.53
9,158.67
6,894.60
2,264.07
892,170.46
89.2%
9.25%
Jul-2019
60
892,170.46
9,158.67
6,877.15
2,281.52
889,888.94
89.0%
9.25%
Aug-2019
61
889,888.94
9,158.67
6,859.56
2,299.11
887,589.83
88.8%
9.25%
Sep-2019
62
887,589.83
9,158.67
6,841.84
2,316.83
885,273.00
88.5%
9.25%
Oct-2019
63
885,273.00
9,158.67
6,823.98
2,334.69
882,938.31
88.3%
9.25%
Nov-2019
64
882,938.31
9,158.67
6,805.98
2,352.69
880,585.63
88.1%
9.25%
Dec-2019
65
880,585.63
9,158.67
6,787.85
2,370.82
878,214.80
87.8%
9.25%
Jan-2020
66
878,214.80
9,158.67
6,769.57
2,389.10
875,825.71
87.6%
9.25%
Feb-2020
67
875,825.71
9,158.67
6,751.16
2,407.51
873,418.20
87.3%
9.25%
Mar-2020
68
873,418.20
9,158.67
6,732.60
2,426.07
870,992.13
87.1%
9.25%
Apr-2020
69
870,992.13
9,158.67
6,713.90
2,444.77
868,547.36
86.9%
9.25%
May-2020
70
868,547.36
9,158.67
6,695.05
2,463.62
866,083.74
86.6%
9.25%
Page 3 of 9
Closing
Balance
% Capital
Outstanding
Interest Rate


Loan Start Date
Repayment Type
1,000,000.00
9.25%
240.00
9,158.67
8/15/2014
End
Opening
Balance
On
On this
this sheet:
sheet:
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to
to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
automatically
updated. The
The interest
interest rate
rate that
that is
is entered
entered in
in cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
the
the original
original loan
loan repayment
repayment amount
amount in
in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations are
are based
based on
on
the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered in
in column
column K.
K. The
The template
template therefore
accommodates
variable
variable monthly
monthly interest
interest rates.
rates.
Month
Repayment
Number
Loan
Repayment
Interest
Charged
Capital
Repaid
Jun-2020
71
866,083.74
9,158.67
6,676.06
2,482.61
863,601.13
86.4%
9.25%
Jul-2020
72
863,601.13
9,158.67
6,656.93
2,501.74
861,099.39
86.1%
9.25%
Aug-2020
73
861,099.39
9,158.67
6,637.64
2,521.03
858,578.36
85.9%
9.25%
Sep-2020
74
858,578.36
9,158.67
6,618.21
2,540.46
856,037.90
85.6%
9.25%
Oct-2020
75
856,037.90
9,158.67
6,598.63
2,560.04
853,477.86
85.3%
9.25%
Nov-2020
76
853,477.86
9,158.67
6,578.89
2,579.78
850,898.09
85.1%
9.25%
Dec-2020
77
850,898.09
9,158.67
6,559.01
2,599.66
848,298.42
84.8%
9.25%
Jan-2021
78
848,298.42
9,158.67
6,538.97
2,619.70
845,678.72
84.6%
9.25%
Feb-2021
79
845,678.72
9,158.67
6,518.77
2,639.89
843,038.83
84.3%
9.25%
Mar-2021
80
843,038.83
9,158.67
6,498.42
2,660.24
840,378.58
84.0%
9.25%
Apr-2021
81
840,378.58
9,158.67
6,477.92
2,680.75
837,697.83
83.8%
9.25%
May-2021
82
837,697.83
9,158.67
6,457.25
2,701.41
834,996.42
83.5%
9.25%
Jun-2021
83
834,996.42
9,158.67
6,436.43
2,722.24
832,274.18
83.2%
9.25%
Jul-2021
84
832,274.18
9,158.67
6,415.45
2,743.22
829,530.96
83.0%
9.25%
Aug-2021
85
829,530.96
9,158.67
6,394.30
2,764.37
826,766.59
82.7%
9.25%
Sep-2021
86
826,766.59
9,158.67
6,372.99
2,785.68
823,980.92
82.4%
9.25%
Oct-2021
87
823,980.92
9,158.67
6,351.52
2,807.15
821,173.77
82.1%
9.25%
Nov-2021
88
821,173.77
9,158.67
6,329.88
2,828.79
818,344.98
81.8%
9.25%
Dec-2021
89
818,344.98
9,158.67
6,308.08
2,850.59
815,494.39
81.5%
9.25%
Jan-2022
90
815,494.39
9,158.67
6,286.10
2,872.57
812,621.82
81.3%
9.25%
Feb-2022
91
812,621.82
9,158.67
6,263.96
2,894.71
809,727.11
81.0%
9.25%
Mar-2022
92
809,727.11
9,158.67
6,241.65
2,917.02
806,810.09
80.7%
9.25%
Apr-2022
93
806,810.09
9,158.67
6,219.16
2,939.51
803,870.58
80.4%
9.25%
May-2022
94
803,870.58
9,158.67
6,196.50
2,962.17
800,908.42
80.1%
9.25%
Jun-2022
95
800,908.42
9,158.67
6,173.67
2,985.00
797,923.42
79.8%
9.25%
Jul-2022
96
797,923.42
9,158.67
6,150.66
3,008.01
794,915.41
79.5%
9.25%
Aug-2022
97
794,915.41
9,158.67
6,127.47
3,031.20
791,884.22
79.2%
9.25%
Sep-2022
98
791,884.22
9,158.67
6,104.11
3,054.56
788,829.65
78.9%
9.25%
Oct-2022
99
788,829.65
9,158.67
6,080.56
3,078.11
785,751.55
78.6%
9.25%
Nov-2022
100
785,751.55
9,158.67
6,056.83
3,101.83
782,649.71
78.3%
9.25%
Dec-2022
101
782,649.71
9,158.67
6,032.92
3,125.74
779,523.97
78.0%
9.25%
Jan-2023
102
779,523.97
9,158.67
6,008.83
3,149.84
776,374.13
77.6%
9.25%
Feb-2023
103
776,374.13
9,158.67
5,984.55
3,174.12
773,200.02
77.3%
9.25%
Mar-2023
104
773,200.02
9,158.67
5,960.08
3,198.58
770,001.43
77.0%
9.25%
Apr-2023
105
770,001.43
9,158.67
5,935.43
3,223.24
766,778.19
76.7%
9.25%
May-2023
106
766,778.19
9,158.67
5,910.58
3,248.09
763,530.10
76.4%
9.25%
Jun-2023
107
763,530.10
9,158.67
5,885.54
3,273.12
760,256.98
76.0%
9.25%
Jul-2023
108
760,256.98
9,158.67
5,860.31
3,298.35
756,958.63
75.7%
9.25%
Aug-2023
109
756,958.63
9,158.67
5,834.89
3,323.78
753,634.85
75.4%
9.25%
Sep-2023
110
753,634.85
9,158.67
5,809.27
3,349.40
750,285.45
75.0%
9.25%
Oct-2023
111
750,285.45
9,158.67
5,783.45
3,375.22
746,910.23
74.7%
9.25%
Nov-2023
112
746,910.23
9,158.67
5,757.43
3,401.24
743,508.99
74.4%
9.25%
Dec-2023
113
743,508.99
9,158.67
5,731.22
3,427.45
740,081.54
74.0%
9.25%
Jan-2024
114
740,081.54
9,158.67
5,704.80
3,453.87
736,627.67
73.7%
9.25%
Feb-2024
115
736,627.67
9,158.67
5,678.17
3,480.50
733,147.17
73.3%
9.25%
Mar-2024
116
733,147.17
9,158.67
5,651.34
3,507.33
729,639.85
73.0%
9.25%
Apr-2024
117
729,639.85
9,158.67
5,624.31
3,534.36
726,105.48
72.6%
9.25%
May-2024
118
726,105.48
9,158.67
5,597.06
3,561.61
722,543.88
72.3%
9.25%
Jun-2024
119
722,543.88
9,158.67
5,569.61
3,589.06
718,954.82
71.9%
9.25%
Jul-2024
120
718,954.82
9,158.67
5,541.94
3,616.72
715,338.09
71.5%
9.25%
Aug-2024
121
715,338.09
9,158.67
5,514.06
3,644.60
711,693.49
71.2%
9.25%
Sep-2024
122
711,693.49
9,158.67
5,485.97
3,672.70
708,020.79
70.8%
9.25%
Oct-2024
123
708,020.79
9,158.67
5,457.66
3,701.01
704,319.78
70.4%
9.25%
Nov-2024
124
704,319.78
9,158.67
5,429.13
3,729.54
700,590.25
70.1%
9.25%
Dec-2024
125
700,590.25
9,158.67
5,400.38
3,758.29
696,831.96
69.7%
9.25%
Jan-2025
126
696,831.96
9,158.67
5,371.41
3,787.26
693,044.71
69.3%
9.25%
Feb-2025
127
693,044.71
9,158.67
5,342.22
3,816.45
689,228.26
68.9%
9.25%
Mar-2025
128
689,228.26
9,158.67
5,312.80
3,845.87
685,382.39
68.5%
9.25%
Apr-2025
129
685,382.39
9,158.67
5,283.16
3,875.51
681,506.88
68.2%
9.25%
May-2025
130
681,506.88
9,158.67
5,253.28
3,905.39
677,601.49
67.8%
9.25%
Jun-2025
131
677,601.49
9,158.67
5,223.18
3,935.49
673,666.00
67.4%
9.25%
Jul-2025
132
673,666.00
9,158.67
5,192.84
3,965.83
669,700.18
67.0%
9.25%
Aug-2025
133
669,700.18
9,158.67
5,162.27
3,996.40
665,703.78
66.6%
9.25%
Sep-2025
134
665,703.78
9,158.67
5,131.47
4,027.20
661,676.58
66.2%
9.25%
Oct-2025
135
661,676.58
9,158.67
5,100.42
4,058.24
657,618.33
65.8%
9.25%
Nov-2025
136
657,618.33
9,158.67
5,069.14
4,089.53
653,528.81
65.4%
9.25%
Dec-2025
137
653,528.81
9,158.67
5,037.62
4,121.05
649,407.76
64.9%
9.25%
Jan-2026
138
649,407.76
9,158.67
5,005.85
4,152.82
645,254.94
64.5%
9.25%
Feb-2026
139
645,254.94
9,158.67
4,973.84
4,184.83
641,070.11
64.1%
9.25%
Mar-2026
140
641,070.11
9,158.67
4,941.58
4,217.09
636,853.03
63.7%
9.25%
Page 4 of 9
Closing
Balance
% Capital
Outstanding
Interest Rate


Loan Start Date
Repayment Type
1,000,000.00
9.25%
240.00
9,158.67
8/15/2014
End
Opening
Balance
On
On this
this sheet:
sheet:
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to
to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
automatically
updated. The
The interest
interest rate
rate that
that is
is entered
entered in
in cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
the
the original
original loan
loan repayment
repayment amount
amount in
in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations are
are based
based on
on
the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered in
in column
column K.
K. The
The template
template therefore
accommodates
variable
variable monthly
monthly interest
interest rates.
rates.
Month
Repayment
Number
Loan
Repayment
Interest
Charged
Capital
Repaid
Apr-2026
141
636,853.03
9,158.67
4,909.08
4,249.59
632,603.43
63.3%
9.25%
May-2026
142
632,603.43
9,158.67
4,876.32
4,282.35
628,321.08
62.8%
9.25%
Jun-2026
143
628,321.08
9,158.67
4,843.31
4,315.36
624,005.72
62.4%
9.25%
Jul-2026
144
624,005.72
9,158.67
4,810.04
4,348.62
619,657.10
62.0%
9.25%
Aug-2026
145
619,657.10
9,158.67
4,776.52
4,382.14
615,274.95
61.5%
9.25%
Sep-2026
146
615,274.95
9,158.67
4,742.74
4,415.92
610,859.03
61.1%
9.25%
Oct-2026
147
610,859.03
9,158.67
4,708.71
4,449.96
606,409.07
60.6%
9.25%
Nov-2026
148
606,409.07
9,158.67
4,674.40
4,484.27
601,924.80
60.2%
9.25%
Dec-2026
149
601,924.80
9,158.67
4,639.84
4,518.83
597,405.97
59.7%
9.25%
Jan-2027
150
597,405.97
9,158.67
4,605.00
4,553.66
592,852.31
59.3%
9.25%
Feb-2027
151
592,852.31
9,158.67
4,569.90
4,588.77
588,263.54
58.8%
9.25%
Mar-2027
152
588,263.54
9,158.67
4,534.53
4,624.14
583,639.40
58.4%
9.25%
Apr-2027
153
583,639.40
9,158.67
4,498.89
4,659.78
578,979.62
57.9%
9.25%
May-2027
154
578,979.62
9,158.67
4,462.97
4,695.70
574,283.92
57.4%
9.25%
Jun-2027
155
574,283.92
9,158.67
4,426.77
4,731.90
569,552.03
57.0%
9.25%
Jul-2027
156
569,552.03
9,158.67
4,390.30
4,768.37
564,783.65
56.5%
9.25%
Aug-2027
157
564,783.65
9,158.67
4,353.54
4,805.13
559,978.53
56.0%
9.25%
Sep-2027
158
559,978.53
9,158.67
4,316.50
4,842.17
555,136.36
55.5%
9.25%
Oct-2027
159
555,136.36
9,158.67
4,279.18
4,879.49
550,256.87
55.0%
9.25%
Nov-2027
160
550,256.87
9,158.67
4,241.56
4,917.10
545,339.76
54.5%
9.25%
Dec-2027
161
545,339.76
9,158.67
4,203.66
4,955.01
540,384.75
54.0%
9.25%
Jan-2028
162
540,384.75
9,158.67
4,165.47
4,993.20
535,391.55
53.5%
9.25%
Feb-2028
163
535,391.55
9,158.67
4,126.98
5,031.69
530,359.86
53.0%
9.25%
Mar-2028
164
530,359.86
9,158.67
4,088.19
5,070.48
525,289.38
52.5%
9.25%
Apr-2028
165
525,289.38
9,158.67
4,049.11
5,109.56
520,179.82
52.0%
9.25%
May-2028
166
520,179.82
9,158.67
4,009.72
5,148.95
515,030.87
51.5%
9.25%
Jun-2028
167
515,030.87
9,158.67
3,970.03
5,188.64
509,842.23
51.0%
9.25%
Jul-2028
168
509,842.23
9,158.67
3,930.03
5,228.63
504,613.60
50.5%
9.25%
Aug-2028
169
504,613.60
9,158.67
3,889.73
5,268.94
499,344.66
49.9%
9.25%
Sep-2028
170
499,344.66
9,158.67
3,849.12
5,309.55
494,035.11
49.4%
9.25%
Oct-2028
171
494,035.11
9,158.67
3,808.19
5,350.48
488,684.62
48.9%
9.25%
Nov-2028
172
488,684.62
9,158.67
3,766.94
5,391.72
483,292.90
48.3%
9.25%
Dec-2028
173
483,292.90
9,158.67
3,725.38
5,433.29
477,859.61
47.8%
9.25%
Jan-2029
174
477,859.61
9,158.67
3,683.50
5,475.17
472,384.45
47.2%
9.25%
Feb-2029
175
472,384.45
9,158.67
3,641.30
5,517.37
466,867.08
46.7%
9.25%
Mar-2029
176
466,867.08
9,158.67
3,598.77
5,559.90
461,307.17
46.1%
9.25%
Apr-2029
177
461,307.17
9,158.67
3,555.91
5,602.76
455,704.42
45.6%
9.25%
May-2029
178
455,704.42
9,158.67
3,512.72
5,645.95
450,058.47
45.0%
9.25%
Jun-2029
179
450,058.47
9,158.67
3,469.20
5,689.47
444,369.00
44.4%
9.25%
Jul-2029
180
444,369.00
9,158.67
3,425.34
5,733.32
438,635.68
43.9%
9.25%
Aug-2029
181
438,635.68
9,158.67
3,381.15
5,777.52
432,858.16
43.3%
9.25%
Sep-2029
182
432,858.16
9,158.67
3,336.61
5,822.05
427,036.11
42.7%
9.25%
Oct-2029
183
427,036.11
9,158.67
3,291.74
5,866.93
421,169.17
42.1%
9.25%
Nov-2029
184
421,169.17
9,158.67
3,246.51
5,912.16
415,257.02
41.5%
9.25%
Dec-2029
185
415,257.02
9,158.67
3,200.94
5,957.73
409,299.29
40.9%
9.25%
Jan-2030
186
409,299.29
9,158.67
3,155.02
6,003.65
403,295.64
40.3%
9.25%
Feb-2030
187
403,295.64
9,158.67
3,108.74
6,049.93
397,245.71
39.7%
9.25%
Mar-2030
188
397,245.71
9,158.67
3,062.10
6,096.57
391,149.14
39.1%
9.25%
Apr-2030
189
391,149.14
9,158.67
3,015.11
6,143.56
385,005.58
38.5%
9.25%
May-2030
190
385,005.58
9,158.67
2,967.75
6,190.92
378,814.66
37.9%
9.25%
Jun-2030
191
378,814.66
9,158.67
2,920.03
6,238.64
372,576.02
37.3%
9.25%
Jul-2030
192
372,576.02
9,158.67
2,871.94
6,286.73
366,289.30
36.6%
9.25%
Aug-2030
193
366,289.30
9,158.67
2,823.48
6,335.19
359,954.11
36.0%
9.25%
Sep-2030
194
359,954.11
9,158.67
2,774.65
6,384.02
353,570.08
35.4%
9.25%
Oct-2030
195
353,570.08
9,158.67
2,725.44
6,433.23
347,136.85
34.7%
9.25%
Nov-2030
196
347,136.85
9,158.67
2,675.85
6,482.82
340,654.03
34.1%
9.25%
Dec-2030
197
340,654.03
9,158.67
2,625.87
6,532.79
334,121.24
33.4%
9.25%
Jan-2031
198
334,121.24
9,158.67
2,575.52
6,583.15
327,538.09
32.8%
9.25%
Feb-2031
199
327,538.09
9,158.67
2,524.77
6,633.90
320,904.19
32.1%
9.25%
Mar-2031
200
320,904.19
9,158.67
2,473.64
6,685.03
314,219.16
31.4%
9.25%
Apr-2031
201
314,219.16
9,158.67
2,422.11
6,736.56
307,482.60
30.7%
9.25%
May-2031
202
307,482.60
9,158.67
2,370.18
6,788.49
300,694.11
30.1%
9.25%
Jun-2031
203
300,694.11
9,158.67
2,317.85
6,840.82
293,853.29
29.4%
9.25%
Jul-2031
204
293,853.29
9,158.67
2,265.12
6,893.55
286,959.74
28.7%
9.25%
Aug-2031
205
286,959.74
9,158.67
2,211.98
6,946.69
280,013.05
28.0%
9.25%
Sep-2031
206
280,013.05
9,158.67
2,158.43
7,000.23
273,012.82
27.3%
9.25%
Oct-2031
207
273,012.82
9,158.67
2,104.47
7,054.19
265,958.62
26.6%
9.25%
Nov-2031
208
265,958.62
9,158.67
2,050.10
7,108.57
258,850.05
25.9%
9.25%
Dec-2031
209
258,850.05
9,158.67
1,995.30
7,163.37
251,686.69
25.2%
9.25%
Jan-2032
210
251,686.69
9,158.67
1,940.08
7,218.58
244,468.10
24.4%
9.25%
Page 5 of 9
Closing
Balance
% Capital
Outstanding
Interest Rate


Loan Start Date
Repayment Type
1,000,000.00
9.25%
240.00
9,158.67
8/15/2014
End
Opening
Balance
On
On this
this sheet:
sheet:
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to
to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
automatically
updated. The
The interest
interest rate
rate that
that is
is entered
entered in
in cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
the
the original
original loan
loan repayment
repayment amount
amount in
in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations are
are based
based on
on
the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered in
in column
column K.
K. The
The template
template therefore
accommodates
variable
variable monthly
monthly interest
interest rates.
rates.
Month
Repayment
Number
Loan
Repayment
Interest
Charged
Capital
Repaid
Feb-2032
211
244,468.10
9,158.67
1,884.44
7,274.23
237,193.88
23.7%
9.25%
Mar-2032
212
237,193.88
9,158.67
1,828.37
7,330.30
229,863.58
23.0%
9.25%
Apr-2032
213
229,863.58
9,158.67
1,771.87
7,386.80
222,476.78
22.2%
9.25%
May-2032
214
222,476.78
9,158.67
1,714.93
7,443.74
215,033.03
21.5%
9.25%
Jun-2032
215
215,033.03
9,158.67
1,657.55
7,501.12
207,531.91
20.8%
9.25%
Jul-2032
216
207,531.91
9,158.67
1,599.73
7,558.94
199,972.97
20.0%
9.25%
Aug-2032
217
199,972.97
9,158.67
1,541.46
7,617.21
192,355.76
19.2%
9.25%
Sep-2032
218
192,355.76
9,158.67
1,482.74
7,675.93
184,679.83
18.5%
9.25%
Oct-2032
219
184,679.83
9,158.67
1,423.57
7,735.09
176,944.74
17.7%
9.25%
Nov-2032
220
176,944.74
9,158.67
1,363.95
7,794.72
169,150.02
16.9%
9.25%
Dec-2032
221
169,150.02
9,158.67
1,303.86
7,854.80
161,295.21
16.1%
9.25%
Jan-2033
222
161,295.21
9,158.67
1,243.32
7,915.35
153,379.86
15.3%
9.25%
Feb-2033
223
153,379.86
9,158.67
1,182.30
7,976.37
145,403.50
14.5%
9.25%
Mar-2033
224
145,403.50
9,158.67
1,120.82
8,037.85
137,365.65
13.7%
9.25%
Apr-2033
225
137,365.65
9,158.67
1,058.86
8,099.81
129,265.84
12.9%
9.25%
May-2033
226
129,265.84
9,158.67
996.42
8,162.24
121,103.59
12.1%
9.25%
Jun-2033
227
121,103.59
9,158.67
933.51
8,225.16
112,878.43
11.3%
9.25%
Jul-2033
228
112,878.43
9,158.67
870.10
8,288.56
104,589.87
10.5%
9.25%
Aug-2033
229
104,589.87
9,158.67
806.21
8,352.45
96,237.41
9.6%
9.25%
Sep-2033
230
96,237.41
9,158.67
741.83
8,416.84
87,820.58
8.8%
9.25%
Oct-2033
231
87,820.58
9,158.67
676.95
8,481.72
79,338.86
7.9%
9.25%
Nov-2033
232
79,338.86
9,158.67
611.57
8,547.10
70,791.76
7.1%
9.25%
Dec-2033
233
70,791.76
9,158.67
545.69
8,612.98
62,178.78
6.2%
9.25%
Jan-2034
234
62,178.78
9,158.67
479.29
8,679.37
53,499.40
5.3%
9.25%
Feb-2034
235
53,499.40
9,158.67
412.39
8,746.28
44,753.13
4.5%
9.25%
Mar-2034
236
44,753.13
9,158.67
344.97
8,813.70
35,939.43
3.6%
9.25%
Apr-2034
237
35,939.43
9,158.67
277.03
8,881.64
27,057.80
2.7%
9.25%
May-2034
238
27,057.80
9,158.67
208.57
8,950.10
18,107.70
1.8%
9.25%
Jun-2034
239
18,107.70
9,158.67
139.58
9,019.09
9,088.61
0.9%
9.25%
Jul-2034
240
9,088.61
9,158.67
70.06
9,088.61
0.0%
9.25%
Aug-2034
241
0.0%
9.25%
Sep-2034
242
0.0%
9.25%
Oct-2034
243
0.0%
9.25%
Nov-2034
244
0.0%
9.25%
Dec-2034
245
0.0%
9.25%
Jan-2035
246
0.0%
9.25%
Feb-2035
247
0.0%
9.25%
Mar-2035
248
0.0%
9.25%
Apr-2035
249
0.0%
9.25%
May-2035
250
0.0%
9.25%
Jun-2035
251
0.0%
9.25%
Jul-2035
252
0.0%
9.25%
Aug-2035
253
0.0%
9.25%
Sep-2035
254
0.0%
9.25%
Oct-2035
255
0.0%
9.25%
Nov-2035
256
0.0%
9.25%
Dec-2035
257
0.0%
9.25%
Jan-2036
258
0.0%
9.25%
Feb-2036
259
0.0%
9.25%
Mar-2036
260
0.0%
9.25%
Apr-2036
261
0.0%
9.25%
May-2036
262
0.0%
9.25%
Jun-2036
263
0.0%
9.25%
Jul-2036
264
0.0%
9.25%
Aug-2036
265
0.0%
9.25%
Sep-2036
266
0.0%
9.25%
Oct-2036
267
0.0%
9.25%
Nov-2036
268
0.0%
9.25%
Dec-2036
269
0.0%
9.25%
Jan-2037
270
0.0%
9.25%
Feb-2037
271
0.0%
9.25%
Mar-2037
272
0.0%
9.25%
Apr-2037
273
0.0%
9.25%
May-2037
274
0.0%
9.25%
Jun-2037
275
0.0%
9.25%
Jul-2037
276
0.0%
9.25%
Aug-2037
277
0.0%
9.25%
Sep-2037
278
0.0%
9.25%
Oct-2037
279
0.0%
9.25%
Nov-2037
280
0.0%
9.25%
Page 6 of 9
Closing
Balance
% Capital
Outstanding
Interest Rate


Loan Start Date
Repayment Type
1,000,000.00
9.25%
240.00
9,158.67
8/15/2014
End
Opening
Balance
On
On this
this sheet:
sheet:
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to
to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
automatically
updated. The
The interest
interest rate
rate that
that is
is entered
entered in
in cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
the
the original
original loan
loan repayment
repayment amount
amount in
in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations are
are based
based on
on
the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered in
in column
column K.
K. The
The template
template therefore
accommodates
variable
variable monthly
monthly interest
interest rates.
rates.
Month
Repayment
Number
Loan
Repayment
Interest
Charged
Capital
Repaid
Dec-2037
281
0.0%
9.25%
Jan-2038
282
0.0%
9.25%
Feb-2038
283
0.0%
9.25%
Mar-2038
284
0.0%
9.25%
Apr-2038
285
0.0%
9.25%
May-2038
286
0.0%
9.25%
Jun-2038
287
0.0%
9.25%
Jul-2038
288
0.0%
9.25%
Aug-2038
289
0.0%
9.25%
Sep-2038
290
0.0%
9.25%
Oct-2038
291
0.0%
9.25%
Nov-2038
292
0.0%
9.25%
Dec-2038
293
0.0%
9.25%
Jan-2039
294
0.0%
9.25%
Feb-2039
295
0.0%
9.25%
Mar-2039
296
0.0%
9.25%
Apr-2039
297
0.0%
9.25%
May-2039
298
0.0%
9.25%
Jun-2039
299
0.0%
9.25%
Jul-2039
300
0.0%
9.25%
Aug-2039
301
0.0%
9.25%
Sep-2039
302
0.0%
9.25%
Oct-2039
303
0.0%
9.25%
Nov-2039
304
0.0%
9.25%
Dec-2039
305
0.0%
9.25%
Jan-2040
306
0.0%
9.25%
Feb-2040
307
0.0%
9.25%
Mar-2040
308
0.0%
9.25%
Apr-2040
309
0.0%
9.25%
May-2040
310
0.0%
9.25%
Jun-2040
311
0.0%
9.25%
Jul-2040
312
0.0%
9.25%
Aug-2040
313
0.0%
9.25%
Sep-2040
314
0.0%
9.25%
Oct-2040
315
0.0%
9.25%
Nov-2040
316
0.0%
9.25%
Dec-2040
317
0.0%
9.25%
Jan-2041
318
0.0%
9.25%
Feb-2041
319
0.0%
9.25%
Mar-2041
320
0.0%
9.25%
Apr-2041
321
0.0%
9.25%
May-2041
322
0.0%
9.25%
Jun-2041
323
0.0%
9.25%
Jul-2041
324
0.0%
9.25%
Aug-2041
325
0.0%
9.25%
Sep-2041
326
0.0%
9.25%
Oct-2041
327
0.0%
9.25%
Nov-2041
328
0.0%
9.25%
Dec-2041
329
0.0%
9.25%
Jan-2042
330
0.0%
9.25%
Feb-2042
331
0.0%
9.25%
Mar-2042
332
0.0%
9.25%
Apr-2042
333
0.0%
9.25%
May-2042
334
0.0%
9.25%
Jun-2042
335
0.0%
9.25%
Jul-2042
336
0.0%
9.25%
Aug-2042
337
0.0%
9.25%
Sep-2042
338
0.0%
9.25%
Oct-2042
339
0.0%
9.25%
Nov-2042
340
0.0%
9.25%
Dec-2042
341
0.0%
9.25%
Jan-2043
342
0.0%
9.25%
Feb-2043
343
0.0%
9.25%
Mar-2043
344
0.0%
9.25%
Apr-2043
345
0.0%
9.25%
May-2043
346
0.0%
9.25%
Jun-2043
347
0.0%
9.25%
Jul-2043
348
0.0%
9.25%
Aug-2043
349
0.0%
9.25%
Sep-2043
350
0.0%
9.25%
Page 7 of 9
Closing
Balance
% Capital
Outstanding
Interest Rate


Loan Start Date
Repayment Type
1,000,000.00
9.25%
240.00
9,158.67
8/15/2014
End
Opening
Balance
On
On this
this sheet:
sheet:
Simply
Simply enter
enter the
the appropriate
appropriate values
values in
in cell
cell D3
D3 to
to D8
D8 and
and the
the amortization
amortization table
table calculation
calculation is
is
automatically
updated. The
The interest
interest rate
rate that
that is
is entered
entered in
in cell
cell D4
D4 only
only affects
affects the
the calculation
calculation of
of
the
the original
original loan
loan repayment
repayment amount
amount in
in cell
cell D6.
D6. The
The amortization
amortization table
table calculations
calculations are
are based
based on
on
the
the monthly
monthly interest
interest rates
rates that
that are
are entered
entered in
in column
column K.
K. The
The template
template therefore
accommodates
variable
variable monthly
monthly interest
interest rates.
rates.
Month
Repayment
Number
Loan
Repayment
Interest
Charged
Oct-2043
351
0.0%
9.25%
Nov-2043
352
0.0%
9.25%
Dec-2043
353
0.0%
9.25%
Jan-2044
354
0.0%
9.25%
Feb-2044
355
0.0%
9.25%
Mar-2044
356
0.0%
9.25%
Apr-2044
357
0.0%
9.25%
May-2044
358
0.0%
9.25%
Jun-2044
359
0.0%
9.25%
Jul-2044
360
0.0%
9.25%
2,198,080.40
Capital
Repaid
1,198,080.40
Closing
Balance
1,000,000.00
Page 8 of 9
% Capital
Outstanding
Interest Rate
Loan Summary
Review Date
8/25/2015
Month End Date
8/31/2015
Loan Start Date
8/15/2014
To Date
Total Loan Repayments
#REF!
Total Interest Paid
#REF!
Total Capital Repayment
#REF!
Outstanding Capital Balance
#REF!
Outstanding Capital %
#REF!
Previous 12 Months
#REF!
Total Interest Paid
#REF!
#REF!
Next 12 Months
#REF!
Total Interest Paid
#REF!
#REF!
Loan Period
2,198,080.40
Total Interest Paid
1,198,080.40
1,000,000.00
Page 9 of 9
On
On this
this
The
The functionality
functionality that
that has
has been
been include
include
the
the interest
interest &
& capital
capital balances
balances at
at vari
vari
simply
simply entering
entering the
the appropriate
appropriate review
review
this
this sheet
sheet are
are based
based on
on the
the input
input value
value
works
works

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Loan Amortization Table

Loan Principle Amount

Loan Amortization Table

Loan Principle Amount

Loan Amortization Table

Loan Principle Amount

Loan Amortization Table

Loan Principle Amount

Loan Amortization Table

Loan Principle Amount

Loan Amortization Table

Loan Principle Amount

Month End Date

Loan Start Date

Total Interest Paid

Total Capital Repayment

Outstanding Capital Balance

Total Interest Paid

Total Capital Repayment

Total Interest Paid

Total Capital Repayment

Total Interest Paid

Total Capital Repayment

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