Professional Documents
Culture Documents
and Statistics
Exercise Book on
Accounts and
Statistics
Topics
Chapter 1: Types of transactions & entries................................................................ 3
Chapter 2: GL ............................................................................................................... 9
Chapter 3: Profitability & Ratios................................................................................ 20
Chapter 4: Interest Calculation ................................................................................. 26
Chapter 5: Time value of Money .............................................................................. 35
Chapter 6: Measures of Central Tendency .............................................................. 49
Chapter 7: Measures of Dispersion.......................................................................... 63
Chapter 1: Types of
Transactions & Entries
Exercise No: 1
Classify the
transactions:
following
into business/
financial
1. You receive a telephone call informing that your General Manager is visiting the
branch at 5 p.m.
2. A customer deposits Rs. 30,000 for credit in his SB a/c.
3. A customer visits the branch and wishes to deposit Rs. 1 lakh to the credit of his
personal loan account.
4. An application is submitted to avail a Personal Loan.
5. An amount of Rs. 3 lakhs is disbursed to Mr. Sathish as a Jewel Loan.
6. A customer visits the branch and exchanges a Rs. 500 note and gets five Rs.100 note.
7. Rs. 5,000 is spent by the branch for the conveyance of the staff.
8. The bank and the courier agencies entered into an agreement.
9. A courier agency picks up mail.
10. An amount of Rs. 55,000 is paid towards the month rent of the premises.
11. You are informed that your salary has been increased by 20%.
12. Your account has been credited with Rs. 350 towards reimbursement of taxi fares.
13. A Customer requests for refund of Rs. 3,500.
14. A customers request for refund of processing charges of Rs. 3,500 is submitted to the
Regional Head for sanction.
15. A customers request for refund of processing charges of Rs. 3,500 is sanctioned by
the Regional Head.
16. As per the customers request, an amount of Rs. 3,500 is sanctioned and disbursed to
the party.
17. A request has been received from a customer for issue of a cheque book.
18. A cheque book of 20 leaves is issued to the customer.
19. A customer gives a complaint for non- receipt of the ATM card.
20. An ATM card and a xPIN mailer is delivered to the client.
Exercise No: 2
Classify the items into Personal Account, Real Account and Nominal Accounts
1. Mr. GangadharSB A/c holder
2. Mrs. Seetha a Home Loan account holder
3. Cash deposited to the credit of SB
4. Furniture purchased by the bank
5. Courier charges paid
6. DD commission collected
7. Rent on premises paid
8. Rent on Safe Deposit Locker collected
9. Interest paid on Fixed Deposits
10. Interest collected from personal Loan
11. Commission on cheque collection
12. Clearing house charges
13. Telephone/mobile charges
14. Depreciation
15. Computer systems
16. Expenses for painting the premises
17. Processing Fees
18. Penalty paid
19. Staff SB A/c
20. Staff Loan A/cs
Exercise No: 3
From the following, identify financial transactions and specify the debit and credit of each
transaction including the accounting entries, if applicable.
1. Mr. Anand deposits Rs 25,000 to the savings account of Mr. Suresh.
2. The bank pays Rs 2,500 as courier charges to Mr. Rathore and company.
3. The bank recovers Rs 3,000 from Ms. Reshma as processing charges for disbursal of
home loan.
4. The bank disburses Rs 2,00,000 as personal loan to Ms. Kavita.
5. The bank pays Rs 350 as photocopy charges.
6. A fixed deposit of Rs 10,000 is due and paid to Mr. Kumar by crediting his account.
7. A customers request for issuance of a demand draft for Rs 10,000 by debiting his
savings bank account. He issues a cheque for Rs 10,250 (10,000 for DD and 250 as fee/
commission). As per the request, the DD has been issued by the bank.
8. A customer submits an application for an ATM card and the same is accepted by the
bank.
9. A jewel loan of Rs 2.5 lakhs is credited to the savings account of Ms. Prerna, an
agriculturist.
10. Process cash deposited by ICMC to the branch Rs 5 lakhs.
11. An amount of Rs 20,000 was remitted by NEFT. The transaction was completed by
debiting the savings account of Mr. Rajen as per the cheque issued by him.
12. An amount of Rs 5,000 was collected as safe deposit locker rent by debiting the
savings bank account of Mr. Abhigyan.
13. Inspection that indicates there is an arrears of Rs 32,000 due in the safe deposit locker
rentals.
14. Mr. Deepak issues a cheque of Rs 2.5 lakh from his savings account for transferring
towards a fixed deposit in his own name.
15. Mr. Pradeep issues a cheque of Rs 7,000 from his savings account and submits a pay
in slip indicating that the amount is to be credited to the savings account of Mr.
Gaurav.
16. Ms. Poonam deposits a cheque of Rs 15,000 drawn on the branch and submits a pay
in slip indicating that the amount is to be credited to the current account of
M/s.Govind and sons.
17. Mr. Siral, a jewel loan borrower, repays Rs 25,000 in cash towards repayment of the
jewel loan availed by him.
18. A performance incentive of Rs 5,000 is credited to Mr. Kuldeeps (staff) saving
account.
19. Rs. 2,300 has been credited to the saving account of Mr. Rajnish as quarterly interest
on his fixed deposit.
20. A demand draft of Rs 12,000 issued by ICICI Jalore branch is presented by the
customer for crediting to their savings account.
21. Mr. Gaurav makes a request through internet for transferring Rs 20,000 by NEFT at
11:00 PM. The very next day, it is observed that the balance in the savings account of
Mr. Gaurav is only Rs 15,000.
22. Mr. Anupam approaches the teller at the branch to get change for five, one thousand
rupee notes and collects 50 notes of Rs 100.
23. Ms Snehankita, a savings account holder with ICICI Bank, issues a cheque of Rs 5,000
to Mr. Raghurajan who maintains an account with Corporation Bank. The cheque was
presented by Corporation Bank and the amount was paid.
24. Mr. Raghurajan, a savings account holder with Corporation Bank, issues a cheque of
Rs 70,000 to Ms. Snehankita who maintains an account with ICICI Bank. The cheque
was presented by ICICI Bank and the amount was paid.
25. Anil a saving account holder of deposits Rs 40,000 in cash at your branch for credit to
his savings account at Chandivali branch.
26. An amount of Rs 5 lakhs is exchanged (provides notes of Rs 1,000 and gets notes of
Rs 100) by the teller Mr. Virendra with teller Mr. Arvind.
27. The branch indents Rs 10 lakhs from ICMC for immediate cash payments at the
branch.
28. Mr. Hiren, a savings account holder, deposits cash of Rs 21,000 to the jewel loan
account of his father, Mr. Jatin.
29. Your branch has received a request for issuing a duplicate statement of account for a
period of 6 months from a savings account holder, Mr. Mohit. A fee of Rs 250 is
recovered from the savings account for issuing of a duplicate statement of account.
30. ICMC officials visit the branch and an amount of Rs 10 lakhs is handed over to them
by the branch since the branch has surplus cash.
31. At a standalone branch, a cheque issued by a Current Account holder, M/s Holla
Associates is presented for clearing and ICICI Bank makes the payment.
32. Process cash Rs 5 lakh deposited by ICMC at the branch.
33. An application is submitted to avail a Personal Loan.
34. As per the customers request, an amount of Rs. 3,500 is sanctioned and the amount
is refunded to the party.
35. Your account has been credited with Rs. 350 as reimbursement towards taxi charges.
36. Mr. Suresh, a savings account holder, issues a cheque of Rs. 5,500 in favor of Mr.
Dinesh, another savings account holder of the branch. After depositing the cheque of
Rs. 5,500, Mr. Suresh withdraws Rs.10,000 from his account.
37. An amount of Rs.50,000 was debited to a savings account of Mr. Manan and credited
to Recurring Deposit A/c of Mr. Manan.
38. Two days ago, cash deposit of Rs 20,000 was kept in sundry liabilities on account of
some discrepancy in account number of Mr. Vinod. Mr. Vinod approaches the branch
with the counterfoil of the pay in slip and request for credit of the amount in his
savings account.
39. Mr. Anil, a savings account holder, deposits a cheque of Rs. 3.50 lakhs received from
M/s Ramaya & Brothers, Current A/c holder at your branch. After depositing the
cheque of Rs. 3.50 lakhs, Mr. Anil withdraws cash of Rs. 3 lakhs by issuing a cheque
on his account
40. M/s Annanay, a Current Account holder, deposits a cheque of Rs. 10 lakhs in his
account. The cheque was issued by M/s Rammaya & sons, another current account
holder of the branch. After depositing of the cheque of Rs. 10 lakhs, M/s Annanay
purchases a DD for Rs. 10 lakhs.
Exercise 1
A branch was opened on 2-1-2013 and the following transactions have taken place in the
branch:
(in Rs.)
1
1,55,000
2
3
2,50,000
7
8
30,000
50,000
1,050
5,000
6,000
25,000
900
20,000
From the above information prepare branch, prepare a GL as per the format after passing
necessary accounting entries in the branch.
10
Exercise 2
A branch was opened on 15-4- 2013 and the following transactions have occured in the
branch:
(in Rs.)
1
2,30,000
5,50,000
25,000
4
5
6
7
25,07,000
12,000
50,000
50,000
10,500
20,000
5,000
12,550
From the above information prepare branch, prepare a GL as per the format after passing
necessary accounting entries in the branch.
11
Exercise 3
Credit Balance
Amount
(in Rs.)
Debit Balance
1. Demand Deposits
Current Accounts
Savings Accounts
Overdue Deposits
Credit balance in OD/CC
1.
55,00,000 2.
1,25,00,000
3.
4.
1,80,00,000
Total Income
Grand Total
7,05,000
3,02,05,000
5.
Cash
Balance with banks
(other banks)
Loans etc.
Other Assets
Total of Assets
Inter branch transactions
Amount
(in Rs.)
5,55,000
7,25,000
45,00,000
2,22,99,500
1,05,00,000
10,00,000
1,15,00,000
55,000
6,50,000
6. Expenditure
Interest paid on Deposits
Charges (operating
expenses)
Total expenditure
Grand Total
12
9,00,500
12,25,000
21,25,500
3,02,05,000
25,500
2
3
10,500
4
5
1,50,000
950
12,50,500
15,25,700
9,50,550
2,50,000
15,35,350
450
for
Prepare the GL at the close of the day after passing the entries listed above.
13
15,00,000
Exercise 4
Prepare the GL at the close of the day after passing the entries listed.
Credit Balance
1. Demand Deposits
Current Accounts
Savings Accounts
Overdue Deposits
Credit balance in OD/CC
Total of Demand Deposits
2. Time Deposits
Fixed Deposits
Recurring Deposits
Total of time Deposits
3. Other Liabilities
4. Inter branch transactions
Total for liabilities
5. Income
Interest
Commission
Total Income
Grand Total
Amount
(in Rs.)
Debit Balance
1. Cash
2,55,10,000 2. Balance with banks (other
4,25,15,000
banks)
3. Loans etc.
4. Other Assets
Total of Assets
5. Inter branch transactions
6,80,25,000
Amount
(in Rs.)
10,55,000
17,25,000
55,00,000
7,59,74,500
2,05,00,000
10,50,000
2,15,50,000
1,55,000
16,50,000
18,05,000
9,13,80,000
6. Expenditure
Interest paid on Deposits
Charges (operating
expenses)
Total expenditure
Grand Total
14
39,00,500
32,25,000
71,25,500
9,13,80,000
15,500
2
3
10,500
7
8
9
10
2,950
2,50,500
10,25,700
19,50,050
2,50,000
15,35,350
13,50,850
1,450
24,58,900
b. Current Account
11
2,50,000
15,00,000
3,00,550
34,55,750
2,55,000
22,57,500
15
Exercise 5
Prepare the GL at the close of the day after passing the entries listed.
Credit Balance
1. Demand Deposits
Current Accounts
Savings Accounts
Overdue Deposits
Credit balance in OD/CC
Total of Demand Deposits
2. Time Deposits
Fixed Deposits
Recurring Deposits
Total of time Deposits
3. Other Liabilities
4. Inter branch
transactions
Total for liabilities
5. Income
Interest
Commission
Total Income
Grand Total
Amount
(in Rs.)
Debit Balance
1. Cash
55,00,000 2. Balance with banks (other
1,25,00,000
banks)
3. Loans etc.
4. Other Assets
Total of Assets
5. Inter branch transactions
1,80,00,000
Amount
(in Rs.)
5,55,000
7,25,000
45,00,000
2,22,99,500
1,05,00,000
10,00,000
1,15,00,000
55,000
6,50,000
7,05,000
3,02,05,000
6. Expenditure
Interest paid on Deposits
Charges (operating expenses)
Total expenditure
Grand Total
16
9,00,500
12,25,000
21,25,500
3,02,05,000
25,500
2
3
10,500
1,50,000
950
12,50,500
15,25,700
9,50,550
2,50,000
15,35,350
17
450
for
15,00,000
Exercise 6
From the following transactions, ascertain the net impact on the various GL items at the
branch level:
Sl.
No.
Particulars
1
2
3
4
5
6
7
8
9
10
12,50,450
b. CA
34,50,600
10,00,000
b. CA
15,24,550
18
9,85,000
Exercise 7
From the following transactions, ascertain the net impact on the various GL items at the
branch level:
Sl.
No.
Particulars
1
2
3
4
5
6
7
8
9
10
2,50,450
b. CA
30,50,600
10,00,000
b. CA
15,54,550
19
19,60,000
20
Exercise No: 1
Question: Exercise on understanding Transfer Price Mechanism
From the following information, compute the transfer price the branch will receive/pay for
the year ending March 2013:
Average:
Particulars
Average CA
Average SA
Average Time Deposits
Average Cash in Hand
Cash Retention Limit
Average Local Bank Balance (SBI)
Limit fixed for Local Bank Balance
(Average)
55.25
125.30
80.45
0.125
0.10
0.11
0.075
Incentive/dis incentive
6.25%
3.15%
0.90%
(- 7.50%) *
(- 6.50%) *
(*Recovery is done in TPM for the surplus balances over and above the limits kept by the
branches)
21
Exercise No: 2
Exercise on Profitability: Quiz
Identify the following as: (1) Interest income, (2) Non interest Income (3) Interest
Expenses and (4) Non-interest expenses.
Mention true/false: one right answer gets one mark and one wrong answer gets one
negative marks.
1. Increase in cash holding at the branches will improve the profitability of the branch.
2. Increase in CA will have more impact on profitability than increase in SA.
3. Increase in the balances with local bank (SBI) will reduce the profitability of the
branch.
4. CASA % is a relation between total of CASA to total business of the branch.
5. Locker rent is an example of non- interest income.
6. The level of achievement in LI business will not have any impact on the profitability of
the branch.
7. Transfer pricing is normally computed at the branch level.
8. Incentive to the branch in Transfer pricing is more for CAs than SAs.
9. In the absence of proper Transfer pricing mechanism, many of the liability branches
may show losses.
10. The principles involved in Transfer pricing are uniform across the banks since the
mechanism of Transfer Pricing is regulated by RBI.
11. The bank gets non- interest income from Bank Guarantee business.
12. Interest Paid on SB is an interest expense.
13. Existence of overdue deposits will improve the share of CASA.
14. Banks encourage remittance business since banks get both fee income and float.
15. Sale of gold coins have no bearing on profitability of the branch.
16. Staff cost is an example of non-interest expenses.
17. Higher the share of FDs in a branch, higher will be the profit since these deposits are
not withdrawn before due dates.
18. Banks encourage Non fund base limit mainly to get interest income.
19. Processing fee levied on disbursement of a home loan is a part of interest income
20. Premises rent is a part of non- interest expenditure.
21. Term deposits are treated as Assets in the balance sheet.
22
Exercise No: 3
1. With the given data, calculate the answers.
Sl.
No.
1
2
3
4
6
7
8
Particulars
CA
SB
TD
Advances
Interest paid on SB
Interest paid on TD
Interest received on Advances
Sl.
No.
1
2
3
4
5
6
7
8
9
10
Total
(Rs in lakhs)
1,000
2,000
3,000
4,000
80
240
480
Calculate
Cost of SB (%)
Cost of TD (%)
Cost of Deposits (%)
Yield on advances (%)
Net interest income (NII) Rs
Interest spread %
Total Deposits
CASA %
CASA (Rs)
Total Business (Rs)
NIM -%
23
Exercise No: 4
With the given data, calculate the answers.
Sl.
No.
1
2
3
4
5
6
7
8
9
Particulars
CA
SB
TD
Advances
Investments
Interest paid on SB
Interest paid on TD
Interest received on Advances
Interest received on investments
Sl.
No.
1
2
3
4
5
6
7
8
9
10
Average
Total (in
Rs.)
905
1,225
2,550
2,125
1,250
41
165
247
92
Calculate
Cost of SB (%)
Cost of TD (%)
Cost of Deposits (%)
Yield on advances (%)
Net interest income (NII) Rs
Interest spread %
Total Deposits
CASA %
CASA (Rs)
CASA %
Total Business (Rs)
NIM -%
pa
24
Exercise No: 5
From the data provided compute: Capital Adequacy Ratio, YOY growth in deposits and
advances, CAGR (between 2012 and 2009) of deposits and advance, Return on Equity,
Credit Deposit Ratio, Cost to Income.
Particulars
Capital Funds
Risk weighted Assets
Total Deposits
Total Advances
Net Profit
Capital + Reserves
Cost
Income
March 2009
(in Rs.)
March 2010
(in Rs.)
100
1,000
1,600
1,050
15
95
101
235
120
1,150
1,750
1,125
20
110
190
425
25
[Amount in Rs Crs]
March 2011
March 2012
(in Rs.)
(in Rs.)
135
1,330
1,850
1,295
26
125
260
535
155
1,690
2,125
1,425
32
140
310
665
Chapter 4: Interest
Calculation
26
Aastha Agnihotri deposits Rs. 47,000 for some days at 7% per annum SI and
earns a total sum of Rs. 47,469. Calculate the number of days for which this
amount was deposited with us.
2.
Abhimanyu Kumar deposits Rs. 72,000 for some days at 6% per annum SI and
earns a total sum of Rs. 72,817. Calculate the number of days for which this
amount was deposited with us.
Abhishek Kumar deposits Rs. 56,000 for some days at 5% per annum SI and
earns a total sum of Rs. 56,491. Calculate the number of days for which this
amount was deposited with us.
Abhishek Ruiya deposits Rs. 91,000 for some days at 8% per annum SI and
earns a total sum of Rs. 91,598. Calculate the number of days for which this
amount was deposited with us.
Aditya Narasimha Vaddiraju deposits Rs. 43,000 for some days at 9% per
annum SI and earns a total sum of Rs. 43,424. Calculate the number of days
for which this amount was deposited with us.
Anushma Kannamarlapudi deposits Rs. 49,000 for 60 days at 6% per annum
simple interest. Calculate the maturity value.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
Arun Kumar deposits Rs. 61,000 for 50 days at 5% per annum simple interest.
Calculate the maturity value.
Ashish Subhash Chadhar deposits Rs. 47,000 for 35 days at 1% per annum
simple interest. Calculate the maturity value.
Ashwin Mallya.K deposits Rs. 59,000 for 85 days at 2.5% per annum simple
interest. Calculate the maturity value.
Bhawna Sharma deposits Rs. 20,000 for 65 days at 4.5% per annum simple
interest. Calculate the maturity value.
Somesh Monga deposits Rs. 40,000 for 15 days at 4% per annum simple
interest. Calculate the interest earned on the day of maturity.
Sneha Srinivas Chintala deposits Rs. 49,000 for 55 days at 1.5% per annum
simple interest. Calculate the interest earned on the day of maturity.
Shilpa Sinha deposits Rs. 68,000 for 25 days at 4% per annum simple interest.
Calculate the interest earned on the day of maturity.
Shailesh Kumar deposits Rs. 83,000 for 10 days at 1% per annum simple
interest. Calculate the interest earned on the day of maturity.
Satyen Kaul deposits Rs. 35,000 for 85 days at 1% per annum simple interest.
Calculate the interest earned on the day of maturity.
Neha Kohli deposits Rs. 83,000 for 54 days at a fixed % of SI and earns a total
sum of Rs. 83,982. Calculate the simple rate of interest earned per annum.
Nethaji C deposits Rs. 96,000 for 13 days at a fixed % of SI and earns a total
sum of Rs. 96,171. Calculate the simple rate of interest earned per annum.
27
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
Nibu Abraham Mathew deposits Rs. 65,000 for 32 days at a fixed % of SI and
earns a total sum of Rs. 65,285. Calculate the simple rate of interest earned per
annum.
Nikita Agrawal deposits Rs. 76,000 for 77 days at a fixed % of SI and earns a
total sum of Rs. 76,641. Calculate the simple rate of interest earned per annum.
Nitish Goyal deposits Rs. 93,000 for 10 days at a fixed % of SI and earns a total
sum of Rs. 93,102. Calculate the simple rate of interest earned per annum.
Manjari Bala deposits certain amount for 55 days at 6% SI and earns a total
sum of Rs. 93,841. Calculate the initial deposit.
Manoj Kumar deposits certain amount for 82 days at 4% SI and earns a total
sum of Rs. 41,368. Calculate the initial deposit.
Manoj Kumar deposits certain amount for 49 days at 9% SI and earns a total
sum of Rs. 89,063. Calculate the initial deposit.
Manthripragada Sahithi deposits certain amount for 78 days at 10% SI and
earns a total sum of Rs. 49,026. Calculate the initial deposit.
Mounika Tadikonda deposits certain amount for 83 days at 9% SI and earns a
total sum of Rs. 61,228. Calculate the initial deposit.
Vikram Chander Gorrepati takes a personal loan of Rs. 1,40,000 for 90 days at
2%simple interest per month. Calculate the amount to be repaid on due date.
Narendra Koya takes a personal loan of Rs. 7,70,000 for 45 days at 3% simple
interest per month. Calculate the amount to be repaid on due date.
Abhilasha Goswami takes a personal loan of Rs. 4,50,000 for 90 days at 0.5%
simple interest per month. Calculate the amount to be repaid on due date.
Abhishek Kumar takes a personal loan of Rs. 8,40,000 for 75 days at 0.5%
simple interest per month. Calculate the amount to be repaid on due date.
Akash Nigam takes a personal loan of Rs. 1,90,000 for 20 days at 1.5% simple
interest per month. Calculate the amount to be repaid on due date.
Satyajit Nayak deposits Rs. 93,000 for 15 days at 4.25% compound interest per
annum. Calculate the terminal value.
Satya Sudhir Gurrala deposits Rs. 86,000 for 15 days at 5.5% compound
interest per annum. Calculate the terminal value.
Satish Kumar Boddani deposits Rs. 23,000 for 18 days at 2.25% compound
interest per annum. Calculate the terminal value.
Samir Kumar deposits Rs. 20,000 for 2 days at 2.5% compound interest per
annum. Calculate the terminal value.
Sai Gandhi Gokarakonda deposits Rs. 47,000 for 5 days at 5.75% compound
interest per annum. Calculate the terminal value.
Madhuri Joshi invests Rs. 37,000 for 2 years at 10.5% per annum
compounded monthly. Calculate the redemption value.
Manish Kumar invests Rs. 31,000 for 2 years at 8% per annum compounded
monthly. Calculate the maturity value.
Md. Layeeque Ullah invests Rs. 13,000 for 1.5 years at 9.5% per annum
28
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
49.
50.
51.
52.
53.
54.
55.
56.
57.
58.
59.
29
60.
30
Particulars
Debit (in
Rs.)
Credit (in
Rs.)
5,000
Balance
(in Rs.)
01-12-2012 By Initial Deposits
5,000
12-12-2012 To cheque No.234 Ramya
4,000
500
14-12-2012 Bulk Posting, By Salary
20,000
20,000
01-01-2013 By clearing -4094
2,000
23,000
05-01-2013 To ECS Bescom
833.3333
22,166.67
01-02-2013 By Clearing 1234
15,000 37,166.67
01-03-2013 Pos Prch, Pos 0000482
7,000
29,666.67
14-03-2013 Bulk Posting, By Salary
20,000 49,666.67
21-03-2013 To ATM, TxN:34667
10,000
39,666.67
Calculate the interest to be credited on 31-03-2013 by assuming an interest rate per
annum as 4%.
2. Mrs. Sharmila has a Saving Bank account with us and her pass book entries are as
follows:
Date
Particulars
Debit (in
Rs.)
Credit (in
Rs.)
38,000
39,000
1,18,000
Balance
(in Rs.)
01-10-2012 By balance c/f
25,000
02-12-2012 By NEFT 45678 Janani Infotech
64,000
12-12-2012 By Clearing 30789
1,83,000
14-12-2012 To cheque No.32165 Rajadeep Jewels
59,250
1,23,750
01-01-2013 By Clearing 31456
59,250
1,83,000
05-01-2013 To ATM, TxN:43256
79,000
1,04,000
01-02-2013 To ECS Airtel
13,166.67
90,833.33
01-03-2013 Pos Prch, Pos 00980
29,625
61,208.33
01-04-2013 By interest
1,224.45 62,432.79
Mrs. Sharmila is not convinced that with the amount of interest credited to her account
for the period starting from October to March 2013 is correct. Recalculate SB interest
and rectify the mistake, if any.
3. Mr. Vineet Sharma has an SB account with ICICI Bank and his pass book has the
following entries:
Date
01-12-2012
12-12-2012
14-12-2012
01-01-2013
05-01-2013
Particulars
Debit (in
Rs.)
By Initial Deposits
To cheque No.234 Ramya
Bulk Posting, By Salary
By clearing -4094
To ECS Bescom
Credit (in
Rs.)
5,000
4,000
20,000
2,000
833.3333
31
Balance
(in Rs.)
5,000
500
20,000
23,000
22,166.67
Particulars
Debit (in
Rs.)
Credit (in
Rs.)
54,000
55,000
1,66,000
Balance
(in Rs.)
01-10-2012 By balance c/f
25,000
02-12-2012 By NEFT 45678 Janani Infotech
80,000
12-12-2012 By Clearing 30789
2,47,000
14-12-2012 To cheque No.32165 Rajadeep Jewels
83,250
1,63,750
01-01-2013 By Clearing 31456
83,250 2,47,000
05-01-2013 To ATM, TxN:43256
1,11,000
1,36,000
01-02-2013 To ECS Airtel
18,000
1,17,000
01-03-2013 Pos Prch, Pos 00980
41,625
75,875
01-04-2013 By interest
1,543.70 77,418.7
Mrs. Sujata is not convinced that with the amount of interest credited to her account for
the period starting from October to March 2013 is correct. Recalculate SB interest and
rectify the mistake, if any.
5. Mr. Sandeep Sharma has an SB account with ICICI Bank and his pass book has the
following entries:
Date
Particulars
Debit (in
Rs.)
Balance
(in Rs.)
01-12-2012 By Initial Deposits
5,000
12-12-2012 To cheque No.234 Ramya
4500
500
14-12-2012 Bulk Posting, By Salary
20,000
20,000
01-01-2013 By clearing -4094
2,000
23,000
05-01-2013 To ECS Bescom
833.3333
22,166.67
01-02-2013 By Clearing 1234
15,000 37,166.67
01-03-2013 Pos Prch, Pos 0000482
7,000
29,666.67
14-03-2013 Bulk Posting, By Salary
20,000 49,666.67
21-03-2013 To ATM, TxN:34667
10,000
39,666.67
Calculate the interest to be credited on 31-03-2013 by assuming an interest rate per
annum as 4%.
32
Credit (in
Rs.)
5,000
6. A page from Delta Controls Pvt. Ltd.'s Current account appears as follows. Calculate
interest on OD for the month. ROI pa: 13%.
OD limit
Date
(mm/dd/yyyy)
01-06-2011
02-06-2011
03-06-2011
04-06-2011
13-06-2011
15-06-2011
17-06-2011
20-06-2011
25-06-2011
30-06-2011
Particulars
Debit (in
Rs.)
Balance B/F
To cheque No. 23450 Vincent & co
To incidental charges chq.No.5678
returned
By NEFT 3457 Nishanth Info ltd.
by cash
To RTGS 6789 Keerthi Enterprise
To cheque No. 23456 DD
By clearing 34567-34569
To cheque No. 23450 Vincent& co
By NEFT 4356 Subhadra.
45,600
350
Rs. 3,12,15,000
Credit
Closing
(in Rs.)
balance
(in Rs.)
3,800
3,800
-41,800
-42,150
1,00,000
3,00,000
3,00,000
1,50,000
30,000
4,00,000
1,00,000
57,850
3,57,850
57,850
-92,150
87,850
-3,12,150
-2,12,150
7. A page from ABC Pvt. Ltd.'s Current account appears as follows. Calculate interest
on OD for the month. ROI pa: 20%.
OD limit
Date
(mm/dd/yyyy)
01-06-2011
02-06-2011
03-06-2011
04-06-2011
13-06-2011
15-06-2011
17-06-2011
20-06-2011
25-06-2011
30-06-2011
Particulars
Debit (in
Rs.)
Balance B/F
To cheque No. 23450 Vincent & co
To incidental charges chq.No.5678
returned
By NEFT 3457 Nishanth Info ltd.
by cash
To RTGS 6789 Keerthi Enterprise
To cheque No. 23456 DD
By clearing 34567-34569
To cheque No. 23450 Vincent& co
By NEFT 4356 Subhadra.
33
60,000
350
Rs.1,25,35,000
Credit
Closing
(in Rs.)
balance
(in Rs.)
5,000
5,000
-55,000
-55,350
1,00,000
3,00,000
2,00,000
1,50,000
30,000
3,00,000
1,00,000
44,650
3,44,650
1,44,650
-5,350
1,74,650
-1,25,350
-25,350
8. A page from Systems infos Current account appears as follows. Calculate interest
on OD for the month. ROI pa: 14%.
OD limit
Date
(mm/dd/yy)
01-06-2011
02-06-2011
03-06-2011
04-06-2011
13-06-2011
15-06-2011
17-06-2011
20-06-2011
25-06-2011
30-06-2011
Particulars
Debit (in
Rs.)
Balance B/F
To cheque No. 23450 Vincent & co
To incidental charges chq.No.5678
returned
By NEFT 3457 Nishanth Info ltd.
By cash
To RTGS 6789 Keerthi Enterprise
To cheque No. 23456 DD
By clearing 34567-34569
To cheque No. 23450 Vincent& co
By NEFT 4356 Subhadra.
78,000
350
Rs. 71,85,000
Credit
Closing
(in Rs.)
balance
(in Rs.)
6,000
6,000
-71,000
-71,850
1,00,000
3,00,000
2,00,000
1,50,000
30,000
2,00,000
1,00,000
28,150
3,28,150
1,28,150
-21,850
1,58,150
-41,850
58,150
9.
Kanthi Textiles has taken an overdraft of Rs. 5,50,000 on 1st April 2013. They
repay Rs. 1,20,000 on 4th April 2013 and Rs. 90,000 on 14th April 2013 and
rest of the amount on 21st April 2013. Calculate the interest to be charged for
the month by assuming the interest rate as 18% per annum.
10.
Vinay Expo has taken an overdraft of Rs. 5,00,000 on 2nd April 2013. They
repay Rs. 40,000 on 5th April 2013 and Rs. 1,00,000 on 15th April 2013 and
rest of the amount on 22nd April 2013. Calculate the interest to be charged for
the month by assuming the interest rate as 15% per annum.
VR trading has taken an overdraft of Rs. 8,00,000 on 3rd April 2013. They
repay Rs. 1,60,000 on 6th April 2013, Rs. 40,000 on 16th April 2013 and rest of
the amount on 23rd April 2013. Calculate the interest to be charged for the
month by assuming the interest rate as 17% per annum.
Yamini Info has taken an overdraft of Rs. 7,50,000 on 4th April 2013. They
repay Rs. 1,80,000 on 7th April 2013, Rs. 1,00,000 on 17th April 2013 and rest
of the amount on 24th April 2013. Calculate the interest to be charged for the
month by assuming the interest rate as 13% per annum.
Maruti travels has taken an overdraft of Rs. 8,50,000 on 5th April 2013. They
repay Rs. 1,20,000 on 8th April 2013, Rs. 90,000 on 18th April 2013 and rest of
the amount on 25th April 2013. Calculate the interest to be charged for the
month by assuming the interest rate as 18% per annum.
11.
12.
13.
34
14. A page from XYZ Ltd.'s Current account appears as follows. Calculate interest on
OD for the month. ROI pa: 12%.
OD limit
Date
(mm/dd/yyyy)
01-06-2011
02-06-2011
03-06-2011
04-06-2011
13-06-2011
15-06-2011
17-06-2011
20-06-2011
25-06-2011
30-06-2011
Particulars
Debit(in
Rs.)
Balance B/F
To RTGS 6789 M/S Dena Enterprises
To RTGS charges
By RTGS 7356 Hot Coats Pvt. Ltd.
By cash
To cheque No. 6790 Randeep
To cheque No. 6795 DD
By clearing 34456
To ECS BSNL
By NEFT 4567 JAMUNA
ENTERPRISE
35
2,00,000
20
6,00,000
1,20,000
2,000
Rs. 5,82,02,000
Credit
Closing
(in Rs.)
balance
(in Rs.)
8,000
8000
-1,92,000
-1,92,020
3,00,000 1,07,980
30,000 1,37,980
-4,62,020
-5,82,020
30,000 -4,32,020
-4,34,020
1,20,000 -3,14,020
36
What is the future value of Rs. 13,000 invested by Mungi Santosh Kumar for 7
years at 13% per annum?
2.
What is the future value of Rs. 24,700 invested by Muthunagai A for 5 years at
8% per annum?
What is the future value of Rs. 36,700 invested by Mutyala V Rama Krishna for
9 years at 7% per annum?
What is the future value of Rs. 39,600 invested by N Umamaheswar Rao
Anakala for 10 years at 10% per annum?
What is the future value of Rs. 20,900 invested by Naganna Gedala for 10 years
at 5% per annum?
3.
4.
5.
6.
Ranojyoti Paul invests Rs. 73,000, 78,000, 16,000 and 66,000 at the end of 1st,
2nd, 3rd and 4th year respectively in his PPF account. Calculate the amount
available in his PPF account with interest at the end of the 4th year, if the ROI
per annum is 7%.
7.
Ranjan Kumar Paikaray invests Rs. 6,000, 21,000, 94,000 and 58,000 at the end
of 1st, 2nd, 3rd and 4th year respectively in his PPF account. Calculate the
amount available in PPF account with interest at the end of the 4th year, if the
ROI per annum is 8%.
Ramyasri Navuluri invests Rs. 21,000, 73,000, 69,000 and 66,000 at the end of
1st, 2nd, 3rd and 4th year respectively in his PPF account. Calculate the
amount available in his PPF account with interest at the end of the 4th year, if
the ROI per annum is 8%.
Ramya J invests Rs. 41,000, 89,000, 79,000 and 25,000 at the end of 1st, 2nd,
3rd and 4th year respectively in his PPF account. Calculate the amount
available in PPF account with interest at the end of the 4th year, if the ROI per
annum is 8%.
Ramveer Singh Choudhary invests Rs. 40,000, 68,000, 84,000 and 51,000 at
the end of 1st, 2nd, 3rd and 4th year respectively in his PPF account. Calculate
the amount available in his PPF account with interest at the end of the 4th
year, if the ROI per annum is 8%.
8.
9.
10.
11.
Neelesh Kumar Dwivedi invests Rs. 56,000, 83,000, 72,000 and 20,000 at the
beginning of 1st, 2nd, 3rd and 4th year respectively in his PPF account.
Calculate the amount available in his PPF account with interest at the end of
the 4th year, if the ROI per annum is 8%.
12.
Neeraj Arora invests Rs. 30,000, 5,000, 41,000 and 20,000 at the beginning of
1st, 2nd, 3rd and 4th year respectively in his PPF account. Calculate the
amount available in his PPF account with interest at the end of the 4th year, if
the ROI per annum is 8%.
Neetu Kumar Punia invests Rs. 5,000, 89,000, 59,000 and 32,000 at the
beginning of 1st, 2nd, 3rd and 4th year respectively in his PPF account.
Calculate the amount available in his PPF account with interest at the end of
the 4th year, if the ROI per annum is 9%.
Neha Alex Dsouza invests Rs. 73,000, 67,000, 2,000 and 34,000 at the
beginning of 1st, 2nd, 3rd and 4th year respectively in his PPF account.
13.
14.
37
15.
Calculate the amount available in his PPF account with interest at the end of
the 4th year, if the ROI per annum is 7%.
Neha Chaturvedi invests Rs. 70,000, 30,000, 73,000 and 29,000 at the
beginning of 1st, 2nd, 3rd and 4th year respectively in his PPF account.
Calculate the amount available in his PPF account with interest at the end of
the 4th year, if the ROI per annum is 9%.
38
16.
Nethaji C invests an amount of Rs. 70,000 at the beginning of every year for 5
years in mutual funds. Calculate the Future value of the investment, if the
assured return per annum is 16%.
17.
18.
19.
20.
21.
Rajesh Ranjan invests an amount of Rs. 25,000 at the end of every year for 4
years in mutual funds. Calculate the Future value of the investment, if the
assured return per annum is 15%.
22.
Rajesh Kumar invests an amount of Rs. 15,000 at the end of every year for 7
years in mutual funds. Calculate the Future value of the investment, if the
assured return per annum is 16%.
Rajeev Puri invests an amount of Rs. 74,000 at the end of every year for 4
years in mutual funds. Calculate the Future value of the investment, if the
assured return per annum is 9%.
Rajavignesh M invests an amount of Rs. 57,000 at the end of every year for 6
years in mutual funds. Calculate the Future value of the investment, if the
assured return per annum is 15%.
Rajat Trikha invests an amount of Rs. 34,000 at the end of every year for 5
years in mutual funds. Calculate the Future value of the investment, if the
assured return per annum is 15%.
23.
24.
25.
26.
Pragya Singh expects to receive Rs. 13,000 after 5 years. If the assured ROI is
11% per annum, calculate the amount to be deposited today.
27.
Nitish Goyal expects to receive Rs. 41,900 after 4 years. If the assured ROI is
6% per annum, calculate the amount to be deposited today.
Nitesh Vohra expects to receive Rs. 9,000 after 7 years. If the assured ROI is
10% per annum, calculate the amount to be deposited today.
Nirmit Khanna expects to receive Rs. 17,000 after 4 years. If the assured ROI is
13% per annum, calculate the amount to be deposited today.
Nidhi Dwivedi expects to receive Rs. 41,200 after 10 years. If the assured ROI
is 8% per annum, calculate the amount to be deposited today.
28.
29.
30.
39
31.
Nilesh Kumar expects to receive Rs. 3,600, 12,000, 20,800 & 34,000 at the end
of first, second, third and fourth year respectively. If the assured ROI is 12%
per annum, calculate the sum amount to be deposited today.
32.
Nikita Agrawal expects to receive Rs. 9,800, 18,900, 25,100 & 32,300 at the end
of first, second, third and fourth year respectively. If the assured ROI is 9% per
annum, calculate the sum amount to be deposited today.
Nijo Jose expects to receive Rs. 7,100, 10,900, 27,300 & 37,800 at the end of
first, second, third and fourth year respectively. If the assured ROI is 14% per
annum, calculate the sum amount to be deposited today.
Nidhi Dwivedi expects to receive Rs. 1,100, 11,600, 29,700 & 31,400 at the end
of first, second, third and fourth year respectively. If the assured ROI is 14%
per annum, calculate the sum amount to be deposited today.
Nibu Abraham Mathew expects to receive Rs. 4,600, 14,600, 21,700 & 33,100
at the end of first, second, third and fourth year respectively. If the assured ROI
is 9% per annum, calculate the sum amount to be deposited today.
33.
34.
35.
36.
Pritam Keshari Patro expects to receive Rs. 6,900, 14,900, 20,600 & 35,200 at
the beginning of first, second, third and fourth year respectively. If the assured
ROI is 14% per annum, calculate the sum amount to be deposited today.
37.
Pritpal Singh Kohar expects to receive Rs. 3,300, 19,100, 21,000 & 34,000 at the
beginning of first, second, third and fourth year respectively. If the assured ROI
is 15% per annum, calculate the sum amount to be deposited today.
Priya Gupta expects to receive Rs. 1,300, 15,400, 20,200 & 35,300 at the
beginning of first, second, third and fourth year respectively. If the assured ROI
is 8% per annum, calculate the sum amount to be deposited today.
Priya Mathur expects to receive Rs. 2,400, 16,400, 29,700 & 35,100 at the
beginning of first, second, third and fourth year respectively. If the assured ROI
is 15% per annum, calculate the sum amount to be deposited today.
Priyanka Charudatta Jadhav expects to receive Rs. 9,300, 18,600, 21,700 &
38,000 at the beginning of first, second, third and fourth year respectively. If
the assured ROI is 10% per annum, calculate the sum amount to be deposited
today.
38.
39.
40.
41.
Mounika Tadikonda wants to earn Rs. 2,40,000 at the end of every year for 5
years after her retirement. If she is retiring today and wants to deposit a lump
sum amount for this purpose, how much you would ask her to deposit, if the
assured return is 5% per annum?
42.
Muthunagai A wants to earn Rs. 5,90,000 at the end of every year for 8 years
after her retirement. If she is retiring today and wants to deposit a lump sum
amount for this purpose, how much you would ask her to deposit, if the
assured return is 10% per annum?
40
43.
Nalinee Singh Sachan wants to earn Rs. 6,10,000 at the end of every year for 5
years after her retirement. If she is retiring today and wants to deposit a lump
sum amount for this purpose, how much you would ask her to deposit, if the
assured return is 7% per annum.
44.
Navita Khandelwal wants to earn Rs. 5,50,000 at the end of every year for 3
years after her retirement. If she is retiring today and wants to deposit a lump
sum amount for this purpose, how much you would ask her to deposit, if the
assured return is 8% per annum.
Neha Tiwari wants to earn Rs. 8,50,000 at the end of every year for 8 years
after her retirement. If she is retiring today and wants to deposit a lump sum
amount for this purpose, how much you would ask her to deposit, if the
assured return is 5% per annum.
45.
46.
Printha Gnana Fernando wants to earn Rs. 6,00,000 at the end of every year for
11 years after her retirement. If she is retiring today and wants to deposit a
lump sum amount for this purpose, how much would you ask her to deposit, if
the assured return is 9% per annum.
47.
Pratima Rani wants to earn Rs. 1,40,000 at the end of every year for 3 years
after her retirement. If she is retiring today and wants to deposit a lump sum
amount for this purpose, how much would you ask her to deposit, if the
assured return is 9% per annum.
Pragya Singh wants to earn Rs. 1,40,000 at the end of every year for 3 years
after her retirement. If she is retiring today and wants to deposit a lump sum
amount for this purpose, how much would you ask her to deposit, if the
assured return is 8% per annum.
Poorvi Gandhi Sehgal wants to earn Rs. 7,40,000 at the end of every year for
10 years after her retirement. If she is retiring today and wants to deposit a
lump sum amount for this purpose, how much would you ask her to deposit, if
the assured return is 5% per annum.
Poonam Bhalothia wants to earn Rs. 6,80,000 at the end of every year for 8
years after her retirement. If she is retiring today and wants to deposit a lump
sum amount for this purpose, how much would you ask her to deposit, if the
assured return is 12% per annum.
48.
49.
50.
51.
Deepak Sharma has taken a Housing Loan of Rs. 67,00,000 at 14% per annum.
Compute the EMI, if he has to repay the same in 6 months.
52.
Deepak Saini has taken a Housing Loan of Rs. 84,00,000 at 10% per annum.
Compute the EMI, if he has to repay the same in 11 months.
Deepak Kumar has taken a Housing Loan of Rs. 81,00,000 at 12% per annum.
Compute the EMI, if he has to repay the same in 10 months.
Dheeraj Kalra has taken a Housing Loan of Rs. 53,00,000 at 13% per annum.
Compute the EMI, if he has to repay the same in 8 months.
Dhiraj Kumar has taken a Housing Loan of Rs. 56,00,000 at 13% per annum.
Compute the EMI, if he has to repay the same in 6 months.
53.
54.
55.
41
56.
D V S Srikanth has taken an Auto Loan of Rs. 3,00,000 at 16% per annum.
Compute the EMI, if he has to repay the same in 3 months.
57.
Chirag Mukhija has taken an Auto Loan of Rs. 6,00,000 at 9% per annum.
Compute the EMI, if he has to repay the same in 9 months.
Chinnabbai Kommoju has taken an Auto Loan of Rs. 4,00,000 at 9% per
annum. Compute the EMI, if he has to repay the same in 8 months.
Chinmaya Srivastava has taken an Auto Loan of Rs. 2,00,000 at 16% per
annum. Compute the EMI, if he has to repay the same in 5 months.
Chidurala Srinivas has taken an Auto Loan of Rs. 2,00,000 at 13% per annum.
Compute the EMI, if he has to repay the same in 11 months.
58.
59.
60.
61.
Anusmrit Nawankur has taken a Housing Loan of Rs. 52,00,000 at 11% per
annum. Compute the EMI, if he has to repay the same in 4 yearly instalments.
62.
63.
64.
65.
66.
Balamurugan V has taken an Educational Loan of Rs. 4,50,000 for his masters
degree at 4% per annum. Compute the EAI, if he has to repay the same in 9
yearly instalments.
67.
Ashwani Kumar has taken an Educational Loan of Rs. 16,00,000 for his
masters degree at 7% per annum. Compute the EAI, if he has to repay the
same in 3 yearly instalments.
Ashish Tiwari has taken an Educational Loan of Rs. 13,50,000 for his masters
degree at 4% per annum. Compute the EAI, if he has to repay the same in 5
yearly instalments.
Ashish Sharma has taken an Educational Loan of Rs. 9,50,000 for his masters
degree at 6% per annum. Compute the EAI, if he has to repay the same in 8
yearly instalments.
Ashish Mishra has taken an Educational Loan of Rs. 19,00,000 for his masters
degree at 6% per annum. Compute the EAI, if he has to repay the same in 9
yearly instalments.
68.
69.
70.
71.
Pritpal Singh Kohar has taken an Auto Loan of Rs. 10,00,000 at 14% per
annum. Compute the EMI for the same is Rs. 1,06,528. Calculate the amount to
be repaid to close the loan account after paying 5 monthly instalments.
72.
Rachit Agrawal has taken an Auto Loan of Rs. 7,00,000 at 13% per annum.
Compute the EMI for the same is Rs. 43,013. Calculate the amount to be repaid
to close the loan account after paying 6 monthly instalments.
Rahul Raina has taken an Auto Loan of Rs. 3,00,000 at 16% per annum.
Compute the EMI for the same is Rs. 29,503. Calculate the amount to be repaid
to close the loan account after paying 3 monthly instalments.
73.
42
74.
75.
Rajashekharrao Mondi has taken an Auto Loan of Rs. 8,00,000 at 10% per
annum. Compute the EMI for the same is Rs. 48,046. Calculate the amount to
be repaid to close the loan account after paying 6 monthly instalments.
Rajat Trikha has taken an Auto Loan of Rs. 4,00,000 at 12% per annum.
Compute the EMI for the same is Rs. 42,233. Calculate the amount to be repaid
to close the loan account after paying 6 monthly instalments.
76.
77.
Mohd Rizwan Vase has taken a housing Loan of Rs. 14,00,000 at 15% per
annum. Computed EAI for the same is Rs. 2,50,755. Calculate the amount to
be repaid to close the loan account after 5 yearly instalments.
Mohammad Naved Khan has taken a housing Loan of Rs. 39,00,000 at 7% per
annum. Computed EAI for the same is Rs. 4,28,199. Calculate the amount to
be repaid to close the loan account after 5 yearly instalments.
Md Shamim Akhter has taken a housing Loan of Rs. 11,00,000 at 15% per
annum. Computed EAI for the same is Rs. 1,75,738. Calculate the amount to
be repaid to close the loan account after 4 yearly instalments.
Mausam Kumar has taken a housing Loan of Rs. 3,00,000 at 14% per annum.
Computed EAI for the same is Rs. 53,001. Calculate the amount to be repaid to
close the loan account after 5 yearly instalments.
78.
79.
80.
81.
Rajesh Ranjan has taken an Educational Loan of Rs. 1,00,000 at 15% per
annum. Computed EMI for the same is Rs. 6,238. Calculate the amount to be
repaid to close the loan account after paying 3 monthly instalments.
82.
83.
84.
85.
86.
Neeraj Arora had invested Rs. 51,000 in National Saving Certificates and the
amount doubled in 8 years. Now the investor is seeking advice from you
whether to reinvest in NSC or to invest in FD (under reinvestment plan) of ICICI
Bank for 5 years at interest of 9.5% per annum. What should the investor do?
87.
Neetu Kumar Punia had invested Rs. 40,000 in National Saving Certificates and
the amount doubled in 6 years. Now the investor is seeking advice from you
whether to reinvest in NSC or to invest in FD (under reinvestment plan) of ICICI
Bank for 5 years at interest of 10.5% per annum. What should the investor do?
Neha Tiwari had invested Rs. 65,000 in National Saving Certificates and the
88.
43
89.
90.
amount doubled in 8 years. Now the investor is seeking advice from you
whether to reinvest in NSC or to invest in FD (under reinvestment plan) of ICICI
Bank for 5 years at interest of 10% per annum. What should the investor do?
Neha Chaturvedi had invested Rs. 59,000 in National Saving Certificates and
the amount doubled in 8 years. Now the investor is seeking advice from you
whether to reinvest in NSC or to invest in FD (under reinvestment plan) of ICICI
Bank for 5 years at interest of 9.5% per annum. What should the investor do?
Neha Goswami had invested Rs. 35,000 in National Saving Certificates and the
amount doubled in 8 years. Now the investor is seeking advice from you
whether to reinvest in NSC or to invest in FD (under reinvestment plan) of ICICI
Bank for 5 years at interest of 10.5% per annum. What should the investor do?
91.
Prakash M had invested Rs. 77,000 in IGVP and the amount doubled in 8 years.
What is the rate of interest per annum earned on the investment?
92.
Ramveer Singh Choudhary had invested Rs. 7,000 in IGVP and the amount
doubled in 7 years. What is the rate of interest per annum earned on the
investment?
Rajesh Ranjan had invested Rs. 89,000 in IGVP and the amount doubled in 7
years. What is the rate of interest per annum earned on the investment?
Manit Bhambri had invested Rs. 20,000 in IGVP and the amount doubled in 8
years. What is the rate of interest per annum earned on the investment?
P Karteek had invested Rs. 11,000 in IGVP and the amount doubled in 6 years.
What is the rate of interest per annum earned on the investment?
93.
94.
95.
96.
Pritpal Singh Kohar had invested Rs. 1,000 and earned Rs. 8,000 on maturity
after 21 years. Calculate the ROI earned on the investment applying Doubling
period concept.
97.
Mohd Rizwan Vase had invested Rs. 6,000 and earned Rs. 48,000 on maturity
after 18 years. Calculate the ROI earned on the investment applying Doubling
period concept.
Manas Bramhe had invested Rs. 14,000 and earned Rs. 1,12,000 on maturity
after 21 years. Calculate the ROI earned on the investment applying Doubling
period concept.
Manoj Kumar had invested Rs. 1,000 and earned Rs. 8,000 on maturity after 18
years. Calculate the ROI earned on the investment applying Doubling period
concept.
Ravi Kant Chachondia had invested Rs. 14,000 and earned Rs. 1,12,000 on
maturity after 21 years. Calculate the ROI earned on the investment applying
Doubling period concept.
98.
99.
100.
101.
If you are given an option either to receive before or a sum of Rs. 55,250 or
stipend of Rs. 2,300 for the first 7 months and Rs. 8,700 for the remaining 5
months of the course, calculate the present value of cash inflow. Which option
is favourable to you? Assume required ROI per annum as 8%.
102.
If you are given an option either to receive before or a sum of Rs. 48,600 or
stipend of Rs. 3,000 for the first 9 months and Rs. 8,000 for the remaining 3
months of the course, calculate the present value of cash inflow. Which option
is favourable to you? Assume required ROI per annum as 8%.
44
103.
104.
105.
If you are given an option either to receive before or a sum of Rs. 51,040 or
stipend of Rs. 2,600 for the first 8 months and Rs. 8,400 for the remaining 4
months of the course, calculate the present value of cash inflow. Which option
is favourable to you? Assume required ROI per annum as 8%.
If you are given an option either to receive before or a sum of Rs. 48,400 or
stipend of Rs. 2,000 for the first 8 months and Rs. 9,000 for the remaining 4
months of the course, calculate the present value of cash inflow. Which option
is favourable to you? Assume required ROI per annum as 8%.
If you are given an option either to receive before or a sum of Rs. 61,140 or
stipend of Rs. 2,900 for the first 6 months and Rs. 8,100 for the remaining 6
months of the course, calculate the present value of cash inflow. Which option
is favourable to you? Assume required ROI per annum as 8%.
106.
You have won a contest and have 4 options for the reward. A) Rs. 62,00,000
on the spot now. B) Rs. 73,66,220 after 2 years from now. C) Annuity of Rs.
8,85,714 for 7 years. D) An annuity of Rs.4,96,000 forever. Which option do
you think would be most beneficial to you? Justify your answer.
107.
You have won a contest and have 4 options for the reward. A) Rs. 74,00,000
on the spot now. B) Rs. 1,47,44,964 after 8 years from now. C) Annuity of
Rs.8,22,222 for 9 years. D) An annuity of Rs.5,92,000 forever. Which option do
you think would be most beneficial to you? Justify your answer.
You have won a contest and have 4 options for the reward. A) Rs. 82,00,000
on the spot now. B) Rs. 97,42,420 after 2 years from now. C) Annuity of
Rs.11,71,429 for 7 years. D) An annuity of Rs.6,56,000 forever. Which option
do you think would be most beneficial to you? Justify your answer.
You have won a contest and have 4 options for the reward. A) Rs. 71,00,000
on the spot now. B) Rs. 1,00,22,229 after 4 years from now. C) Annuity of
Rs.11,83,333 for 6 years. D) An annuity of Rs.5,68,000 forever. Which option
do you think would be most beneficial to you? Justify your answer.
You have won a contest and have 4 options for the reward. A) Rs. 90,00,000
on the spot now. B) Rs. 1,50,93,901 after 6 years from now. C) Annuity of
Rs.22,50,000 for 4 years. D) An annuity of Rs.7,20,000 forever. Which option
do you think would be most beneficial to you? Justify your answer.
108.
109.
110.
111.
Sachin Chauhan has a sum of Rs. 114.457 million in his fixed deposit, which is
maturing today and if he reinvests, he will get an assured return of 6% per
annum, but he wants to invest in his friends business and earn an annuity of
Rs. 17 million per annum for 8 years. Comment on his investment strategy,
considering the time value of money.
112.
Sachin Patil has a sum of Rs. 82.528 million in his fixed deposit, which is
maturing today and if he reinvests, he will get an assured return of 18% per
annum, but he wants to invest in his friends business and earn an annuity of
Rs. 19 million per annum for 8 years. Comment on his investment strategy,
considering the time value of money.
Sahdev has a sum of Rs. 63.883 million in his fixed deposit, which is maturing
today and if he reinvests, he will get an assured return of 10% per annum, but
he wants to invest in his friends business and earn an annuity of Rs. 16 million
per annum for 5 years. Comment on his investment strategy, considering the
time value of money.
113.
45
114.
115.
Sahil Yadav has a sum of Rs. 74.005 million in his fixed deposit, which is
maturing today and if he reinvests, he will get an assured return of 14% per
annum, but he wants to invest in his friends business and earn an annuity of
Rs. 18 million per annum for 6 years. Comment on his investment strategy,
considering the time value of money.
Sahil Khursija has a sum of Rs. 141.271 million in his fixed deposit, which is
maturing today and if he reinvests, he will get an assured return of 6% per
annum, but he wants to invest in his friends business and earn an annuity of
Rs. 19 million per annum for 9 years. Comment on his investment strategy,
considering the time value of money.
116.
117.
Mr.Yogesh Avasthi has invested Rs. 32,00,000 in a grocery shop and expects
to get a return of Rs. 21,33,333 every year. Calculate the payback period.
Mr.Yatin Khanna has invested Rs. 31,00,000 in a grocery shop and expects to
get a return of Rs. 7,29,412 every year. Calculate the payback period.
Mr.Yatendra Singh Pangtey has invested Rs. 19,00,000 in a grocery shop and
expects to get a return of Rs. 5,06,667 every year. Calculate the payback
period.
Mr.Yashwant Jain has invested Rs. 38,00,000 in a grocery shop and expects to
get a return of Rs. 16,88,889 every year. Calculate the payback period.
Mr.Bhalodiya Vishal Shantilal wants to start a browsing center at
Chokkanahalli. The estimated cost of establishment is Rs. 25,00,000. Based on
his previous business experience, he is confident of earning Rs. 10,00,000 in
1st year and thereafter expects 10% per annum growth every year. Calculate
the payback period.
Mr.Dulam S Narayanaswamy wants to start a browsing center at
Chokkanahalli. The estimated cost of establishment is Rs. 40,00,000. Based on
his previous business experience, he is confident of earning Rs. 13,00,000 in
1st year and thereafter expects 17% per annum growth every year. Calculate
the payback period.
Mr.K Shravan Kumar wants to start a browsing center at Chokkanahalli. The
estimated cost of establishment is Rs. 35,00,000. Based on his previous
business experience, he is confident of earning Rs. 11,00,000 in 1st year and
thereafter expects 16% per annum growth every year. Calculate payback
period.
Mr.K Srikanth wants to start a browsing center at Chokkanahalli. The estimated
cost of establishment is Rs. 34,00,000. Based on his previous business
experience, he is confident of earning Rs. 11,00,000 in 1st year and thereafter
expects 12% per annum growth every year. Calculate payback period.
Mr.Mohit Banka wants to start a browsing center at Chokkanahalli. The
estimated cost of establishment is Rs. 20,00,000. Based on his previous
business experience, he is confident of earning Rs. 14,00,000 in 1st year and
thereafter expects 9% per annum growth every year. Calculate payback
period.
118.
119.
120.
121.
122.
123.
124.
125.
126.
A textile company in Bangalore has approached you for a term loan for setting
46
up one more plant for expanding their business. The estimated cost of
expansion is Rs. 8,40,00,000. Company's projected return for 1st, 2nd, 3rd, 4th
and 5th year respectively in Rupees are 1,68,00,000, 2,10,00,000, 3,36,00,000,
3,36,00,000, 4,20,00,000. If you are charging an interest of 20% per annum,
suggest whether to consider the proposal or not based on NPV criteria.
127.
128.
129.
130.
A textile company in Bangalore has approached you for a term loan. Company
has to set up one more plant for expanding their business. The estimated cost
of expansion is Rs. 2,20,00,000. Company's projected return for 1st, 2nd, 3rd,
4th and 5th year respectively in Rupees are 44,00,000, 55,00,000, 73,33,333,
88,00,000, 1,10,00,000. If you are charging an interest of 11% per annum,
suggest whether to consider the proposal or not based on NPV criteria.
A textile company in Bangalore has approached you for a term loan. Company
has to set up one more plant for expanding their business. The estimated cost
of expansion is Rs. 3,30,00,000. Company's projected return for 1st, 2nd, 3rd,
4th and 5th year respectively in Rupees are 66,00,000, 82,50,000, 1,10,00,000,
1,32,00,000, 1,65,00,000. If you are charging an interest of 16% per annum,
suggest whether to consider the proposal or not based on NPV criteria.
A textile company in Bangalore has approached you for a term loan. Company
has to set up one more plant for expanding their business. The estimated cost
of expansion is Rs. 1,70,00,000. Company's projected return for 1st, 2nd, 3rd,
4th and 5th year respectively in Rupees are 34,00,000, 42,50,000, 56,66,667,
68,00,000, 85,00,000. If you are charging an interest of 10% per annum,
suggest whether to consider the proposal or not based on NPV criteria.
A textile company in Bangalore has approached you for a term loan. Company
has to set up one more plant for expanding their business. The estimated cost
of expansion is Rs. 8,70,00,000. Company's projected return for 1st, 2nd, 3rd,
4th and 5th year respectively in Rupees are 1,74,00,000, 2,17,50,000,
2,90,00,000, 3,48,00,000, 4,35,00,000. If you are charging an interest of 11%
per annum, suggest whether to consider the proposal or not based on NPV
criteria.
131.
An automobile company in Delhi has approached you for term loan for setting
up one more plant for expanding their business. The estimated cost of
expansion is Rs. 4,60,00,000. Company's projected return for 1st, 2nd, 3rd, 4th
and 5th year respectively in Rupees are 92,00,000, 1,53,33,333, 1,15,00,000,
1,84,00,000, 2,30,00,000. If you are charging an interest of 15% per annum,
suggest whether to invest for the proposal or not based on IRR criteria.
132.
A textile company in Bangalore has approached you for term loan. Company
has to set up one more plant for expanding their business. The estimated cost
of expansion is Rs. 9,20,00,000. Company's projected return for 1st, 2nd, 3rd,
4th and 5th year respectively in Rupees are 1,84,00,000, 3,06,66,667,
2,30,00,000, 3,68,00,000, 4,60,00,000. If you are charging an interest rate of
12% per annum, suggest whether to consider the proposal or not based on
IRR criteria.
A textile company in Bangalore has approached you for term loan. Company
has to set up one more plant for expanding their business. The estimated cost
of expansion is Rs. 4,80,00,000. Company's projected return for 1st, 2nd, 3rd,
4th and 5th year respectively in Rupees are 96,00,000, 1,60,00,000,
1,20,00,000, 1,92,00,000, 2,40,00,000. If you are charging an interest rate of
133.
47
134.
135.
14% per annum, suggest whether to consider the proposal or not based on
IRR criteria.
A textile company in Bangalore has approached you for term loan. Company
has to set up one more plant for expanding their business. The estimated cost
of expansion is Rs. 7,30,00,000. Company's projected return for 1st, 2nd, 3rd,
4th and 5th year respectively in Rupees are 1,46,00,000, 2,43,33,333,
1,82,50,000, 2,92,00,000, 3,65,00,000. If you are charging an interest rate of
14% per annum, suggest whether to consider the proposal or not based on
IRR criteria.
A textile company in Bangalore has approached you for term loan. Company
has to set up one more plant for expanding their business. The estimated cost
of expansion is Rs. 5,00,00,000. Company's projected return for 1st, 2nd, 3rd,
4th and 5th year respectively in Rupees are 1,00,00,000, 1,66,66,667,
1,25,00,000, 2,00,00,000, 2,50,00,000. If you are charging an interest rate of
14% per annum, suggest whether to consider the proposal or not based on
IRR criteria.
136.
A pharmaceutical company in Chennai has approached you for term loan for
setting up one more plant for expanding their business. The estimated cost of
expansion is Rs. 7,70,00,000. Company's projected return for 1st, 2nd, 3rd, 4th
and 5th year respectively in Rupees are 1,54,00,000, 1,92,50,000, 3,08,00,000,
3,08,00,000, 3,85,00,000. If you are charging an interest of 16% per annum,
suggest whether to consider the proposal or not based on Benefit cost ratio.
137.
A pharmaceutical company in Chennai has approached you for term loan for
setting up one more plant for expanding their business. The estimated cost of
expansion is Rs. 9,00,00,000. Company's projected return for 1st, 2nd, 3rd, 4th
and 5th year respectively in Rupees are 1,80,00,000, 2,25,00,000, 3,60,00,000,
3,60,00,000, 4,50,00,000. If you are charging an interest of 18% per annum,
suggest whether to consider the proposal or not based on Benefit cost ratio.
A pharmaceutical company in Chennai has approached you for term loan for
setting up one more plant for expanding their business. The estimated cost of
expansion is Rs. 3,50,00,000. Company's projected return for 1st, 2nd, 3rd, 4th
and 5th year respectively in Rupees are 70,00,000, 87,50,000, 1,40,00,000,
1,40,00,000, 1,75,00,000. If you are charging an interest of 11% per annum,
suggest whether to consider the proposal or not based on Benefit cost ratio.
A pharmaceutical company in Chennai has approached you for term loan for
setting up one more plant for expanding their business. The estimated cost of
expansion is Rs. 9,10,00,000. Company's projected return for 1st, 2nd, 3rd, 4th
and 5th year respectively in Rupees are 1,82,00,000, 2,27,50,000, 3,64,00,000,
3,64,00,000, 4,55,00,000. If you are charging an interest of 16% per annum,
suggest whether to consider the proposal or not based on Benefit cost ratio.
A pharmaceutical company in Chennai has approached you for term loan for
setting up one more plant for expanding their business. The estimated cost of
expansion is Rs. 90,00,000. Company's projected return for 1st, 2nd, 3rd, 4th
and 5th year respectively in Rupees are 18,00,000, 22,50,000, 36,00,000,
36,00,000, 45,00,000. If you are charging an interest of 14% per annum,
suggest whether to consider the proposal or not based on Benefit cost ratio.
138.
139.
140.
141.
48
opt for backward integration and has approached you for a term loan for
setting up the same. The estimated cost of expansion is Rs. 17,00,00,000. The
company's projected returns for the 1st, 2nd, 3rd, 4th and 5th year in Rupees
are 3,40,00,000, 5,66,66,667, 4,25,00,000, 6,80,00,000, 8,50,00,000. If you are
charging an interest of 13% per annum, suggest whether to invest for the
proposal or not based on investment decision criteria.
142.
143.
144.
145.
146.
A company intends to diversify its business activities and approached you for
a term loan. The estimated cost of expansion is Rs. 1,35,00,00,000. The
company's projected returns for the 1st, 2nd, 3rd, 4th and 5th year in Rupees
are 27,00,00,000, 45,00,00,000, 33,75,00,000, 54,00,00,000 and 33,75,00,000. If
you are charging an interest of 13% per annum, suggest whether the client
should invest in the proposal or not based on investment decision criteria.
147.
A company intends to diversify its business activities and approached you for
a term loan. The estimated cost of expansion is Rs. 3,45,00,00,000. The
company's projected returns for the 1st, 2nd, 3rd, 4th and 5th year in Rupees
are 69,00,00,000, 1,15,00,00,000, 86,25,00,000, 1,38,00,00,000 and
86,25,00,000. If you are charging an interest of 15% per annum, suggest
49
148.
149.
150.
whether the client should invest in the proposal or not based on investment
decision criteria.
A company intends to diversify its business activities and approached you for
a term loan. The estimated cost of expansion is Rs. 4,90,00,00,000. The
company's projected returns for the 1st, 2nd, 3rd, 4th and 5th year in Rupees
are 98,00,00,000, 1,63,33,33,333, 1,22,50,00,000, 1,96,00,00,000 and
1,22,50,00,000. If you are charging an interest of 11% per annum, suggest
whether the client should invest in the proposal or not based on investment
decision criteria.
A company intends to diversify its business activities and approached you for
a term loan. The estimated cost of expansion is Rs. 4,85,00,00,000. The
company's projected returns for the 1st, 2nd, 3rd, 4th and 5th year in Rupees
are 97,00,00,000, 1,61,66,66,667, 1,21,25,00,000, 1,94,00,00,000 and
1,21,25,00,000. If you are charging an interest of 15% per annum, suggest
whether the client should invest in the proposal or not based on investment
decision criteria.
A company intends to diversify its business activities and approached you for
a term loan. The estimated cost of expansion is Rs. 3,00,00,00,000. The
company's projected returns for the 1st, 2nd, 3rd, 4th and 5th year in Rupees
are 60,00,00,000, 1,00,00,00,000, 75,00,00,000, 1,20,00,00,000 and
75,00,00,000. If you are charging an interest of 11% per annum, suggest
whether the client should invest in the proposal or not based on investment
decision criteria.
50
Chapter 6: Measures of
Central Tendency
51
2.
The monthly stationary expenses of Bangalore-Mg road branch for the last 12
months in rupees are as follows: 10,200, 4,400, 3,900, 4,700, 4,700, 5,600,
6,000, 7,600, 10,900, 7,600, 5,900, 10,100. The Branch Manager wants you to
estimate next month stationary requirement based on the mean expenses of
the last year. Estimate next months expenses.
The monthly stationary expenses of Vadodara branch for the last 12 months in
rupees are as follows: 5,700, 12,000, 4,900, 4,600, 9,300, 6,900, 5,200, 9,600,
7,700, 2,600, 2,600, 7,100. The Branch Manager wants you to estimate next
month stationary requirement based on the mean expenses of the last year.
Estimate next months expenses.
The monthly stationary expenses of Mumbai-Nariman point branch for the last
12 months in rupees are as follows: 3,900, 6,300, 7,300, 3,000, 5,600, 6,900,
5,000, 5,400, 9,900, 2,000, 7,900, 8,600. The Branch Manager wants you to
estimate next month stationary requirement based on the mean expenses of
the last year. Estimate next months expenses.
The monthly stationary expenses of Pune-Bund garden branch for the last 12
months in rupees are as follows: 2,600, 6,000, 2,200, 10,900, 10,100, 8,100,
9,800, 11,400, 5,700, 7,200, 9,700, 2,300. The Branch Manager wants you to
estimate next month stationary requirement based on the mean expenses of
the last year. Estimate next months expenses.
3.
4.
5.
6. A customer care unit of our bank has observed the calls attended by executives in a
day. The details are as in the table below. Calculate the mean time spent in
addressing customer enquiries.
Time spent in minutes
No. of times calls received
3
11
4
1
5
8
6
8
7
15
8
55
9
20
10
61
11
29
7. A customer care unit of our bank has observed the calls attended by executives in a
day. The details are as in the table below. Calculate the mean time spent in
addressing customer enquiries.
Time spent in minutes
No. of times calls received
2
56
3
31
4
5
5
31
6
57
7
9
8
56
9
37
10
8
8. A customer care unit of our bank has observed the calls attended by executives in a
day. The details are as in the table below. Calculate the mean time spent in
addressing customer enquiries.
Time spent in minutes
No. of times calls received
2
23
3
70
52
4
11
5
51
6
69
7
47
8
36
9
60
10
68
9. A customer care unit of our bank has observed the calls attended by executives in a
day. The details are as in the table below. Calculate the mean time spent in
addressing customer enquiries.
Time spent in minutes
No. of times calls received
1
62
2
52
3
50
4
44
5
37
6
44
7
19
8
30
9
17
10. A customer care unit of our bank has observed the calls attended by executives in a
day. The details are as in the table below. Calculate the mean time spent in
addressing customer enquiries.
Time spent in minutes
No. of times calls received
3
34
4
20
5
69
6
59
7
2
8
33
9
60
10
9
11
62
11. A customer care unit of our bank has observed the calls attended by executives in a
day. The details are as in the table below. Calculate the mean time spent in
addressing customer enquiries.
Time spent in minutes
No. of times calls received
1
70
2
61
3
63
4
69
5
69
6
41
7
41
8
65
9
13
12. Time consumed in operating the ATM by people at specific locations on a weekend
is as follows. Calculate the mean time consumed.
Time consumed in minutes
No. of people operated
0-1
17
1-2
26
2-3
27
3-4
40
4-5
14
5-10
6
13. Time consumed in operating the ATM by people at specific locations on a weekend
is as follows. Calculate the mean time consumed.
Time consumed in minutes
1-2 2-3 3-4 4-5 5-6
6-11
No. of people operated
21
32
39
45
19
7
14. Time consumed in operating the ATM by people at specific locations by people on
a weekend is as follows. Calculate the mean time consumed.
Time consumed in minutes
No. of people operated
1-2
19
2-3
33
3-4
41
4-5
34
5-6
16
6-11
7
15. Time consumed in operating the ATM by people at specific locations by people on
a weekend is as follows. Calculate the mean time consumed.
Time consumed in minutes
No. of people operated
16.
0-1
25
1-2
26
2-3
29
3-4
19
4-5
17
5-10
5
On the day of Akshaya Tritiya, many customers purchased gold coins from
Bangalore-Mg road branch in the following denominations in the given order:
1, 20, 100, 5, 8, 20, 50, 5, 100, 8, 2, 20, 100, 5, 8, 20, 50, 100, 5, 8, 20, 50, 100, 8,
2, 20 100, 100, 8, 100, 20, Calculate average Gold coin denomination sold by
53
18.
19.
20.
On the day of Akshaya Tritiya, many customers purchased gold coins from
Vadodara branch in the following denominations in the given order: 1, 20, 100,
5, 8, 20, 50, 5, 100, 8, 2, 20, 100, 5, 8, 20, 50, 100, 5, 8, 20, 50, 100, 8, 2, 20 100,
100, 8, 100, 20, Calculate average Gold coin denomination sold by us taking
Median into consideration.
On the day of Akshaya Tritiya, many customers purchased gold coins from
Mumbai-Nariman point branch in the following denominations in the given
order: 1, 20, 100, 5, 8, 20, 50, 5, 100, 8, 2, 20, 100, 5, 8, 20, 50, 100, 5, 8, 20, 50,
100, 8, 2, 20 100, 100, 8, 100, 20, Calculate average Gold coin denomination
sold by us taking Median into consideration.
On the day of Akshaya Tritiya, many customers purchased gold coins from
Pune-Bund garden branch in the following denominations in the given order:
1, 20, 100, 5, 8, 20, 50, 5, 100, 8, 2, 20, 100, 5, 8, 20, 50, 100, 5, 8, 20, 50, 100, 8,
2, 20 100, 100, 8, 100, 20, Calculate average Gold coin denomination sold by
us taking Median into consideration.
On the day of Akshaya Tritiya,many customers purchased gold coins from
Kolkata-RN Mukherjee branch in the following denominations in the given
order: 1, 20, 100, 5, 8, 20, 50, 5, 100, 8, 2, 20, 100, 5, 8, 20, 50, 100, 5, 8, 20, 50,
100, 8, 2, 20 100, 100, 8, 100, 20, Calculate average Gold coin denomination
sold by us taking Median into consideration.
21. The following data was collected from 500 sample applications from the loan
processing department. Estimate the average number of errors per application
considering the Median.
No. of errors
No. of applications
0
12
1
93
2
64
3
190
4
45
5
50
More than 5
46
22. The following data was collected from 500 sample applications from the loan
processing department. Estimate the average number of errors per application
considering the Median.
No. of errors
No. of applications
0
11
1
81
2
174
3
162
4
32
5
28
More than 5
12
23. The following data was collected from 500 sample applications from the loan
processing department. Estimate the average number of errors per application
considering the Median.
No. of errors
No. of applications
0
37
1
152
2
124
3
82
4
45
5
15
More than 5
45
24. The following data was collected from 500 sample applications from the loan
processing department. Estimate the average number of errors per application
considering the Median.
No. of errors
No. of applications
0
10
1
178
2
160
54
3
55
4
28
5
29
More than 5
40
25. The following data was collected from 500 sample applications from the loan
processing department. Estimate the average number of errors per application
considering the Median.
No. of errors
No. of applications
0
11
1
92
2
148
3
151
4
35
5
25
More than 5
38
06,000
47
6,000 12,000
82
12,000
-18,000
84
18,000
-24,000
135
24,000
-30,000
85
30,000
-36,000
73
08,000
42
8,000 16,000
80
16,000
-24,000
88
24,000
-32,000
138
32,000
-40,000
68
40,000
-48,000
71
09,000
46
9,000 18,000
94
18,000
-27,000
61
27,000
-36,000
144
36,000
-45,000
94
45,000
-54,000
87
010,000
37
10,000
-20,000
96
20,000
-30,000
89
30,000
-40,000
146
40,000
-50,000
58
50,000
-60,000
83
05,000
25,000 30,000
30,000 and
above
42
No. of
44
58
85
135
60
84
customers
31. ICICI bank intends to reduce customers footfall to the branch and wants to
encourage them to use alternative banking channels. So they have conducted a
survey on the pattern of customers arriving at the branch on a day at 5 branches of
a cluster in Bangalore. From the following data, identify mode, so that you can
organise an awareness program on how to utilise alternative channels based on the
needs of the customers.
55
Type of
customers
No. of customers
NRIs
6
Senior
Citizens
30
Individuals
TASC
Corporates
297
83
97
Government
bodies
3
32. ICICI bank intends to reduce customers footfall to the branch and wants to
encourage them to use alternative banking channels. So they have conducted a
survey on the pattern of customer arriving at the branch on a day at 5 branches of a
cluster in Bangalore. From the following data, identify mode, so that you can
organise an awareness program on how to utilise alternative channels based on the
needs of the customers.
Type of
customers
No. of customers
NRIs
5
Senior
Citizens
17
Individuals
TASC
Corporates
187
21
98
Government
bodies
4
33. ICICI bank intends to reduce customers footfall to the branch and wants to
encourage them to use alternative banking channels. So they have conducted a
survey on the pattern of customer arriving at the branch on a day at 5 branches of a
cluster in Bangalore. From the following data, identify mode, so that you can
organise an awareness program on how to utilise alternative channels based on the
needs of the customers.
Type of
customers
No. of customers
NRIs
2
Senior
Citizens
22
Individuals
TASC
Corporates
377
19
179
Government
bodies
7
34. ICICI bank intends to reduce customers footfall to the branch and wants to
encourage them to use alternative banking channels. So they have conducted a
survey on the pattern of customer arriving at the branch on a day at 5 branches of a
cluster in Bangalore. From the following data, identify mode, so that you can
organise an awareness program on how to utilise alternative channels based on the
needs of the customers.
Type of
customers
No. of customers
NRIs
7
Senior
Citizens
33
Individuals
TASC
Corporates
132
57
82
56
Government
bodies
4
35. ICICI bank intends to reduce customers footfall to the branch and wants to
encourage them to use alternative banking channels. So they have conducted a
survey on the pattern of customer arriving at the branch on a day at 5 branches of a
cluster in Bangalore. From the following data, identify mode, so that you can
organise an awareness program on how to utilise alternative channels based on the
needs of the customers.
Type of
customers
No. of customers
NRIs
7
Senior
Citizens
33
Individuals
TASC
Corporates
132
57
82
Government
bodies
4
36. Target points earned by the employees of a region of ICICI Bank during a week are
as under. Compute mode.
Target points
No. of employees
0
0
1
4
2
17
3
13
4
19
5
7
6
10
7
8
8
5
9
9
10
3
37. A bank has conducted a survey on the pattern of Tax saver deposit accounts being
opened in the month of March in different branches. Calculate Mean, Median and
Mode and interpret the result.
Tax Deposit account
No. of branches
5-10
140
10-15
200
15-20
170
20-25
1310
25-30
150
30-35
130
38. A bank has conducted a survey on the pattern of Tax saver deposit accounts being
opened in the month of March in different branches. Calculate Mean, Median and
Mode and interpret the result.
Tax Deposit account
10-20
20-30
30-40
40-50
50-60
60-70
No. of branches
240
160
210
1250
100
140
39. A bank has conducted a survey on the pattern of Tax saver deposit accounts being
opened in the month of March in different branches. Calculate Mean, Median and
Mode and interpret the result.
Tax Deposit account
No. of branches
10-20
110
20-30
230
30-40
130
40-50
1390
50-60
140
60-70
100
40. A bank has conducted a survey on the pattern of Tax saver deposit accounts being
opened in the month of March in different branches. Calculate Mean, Median and
Mode and interpret the result.
Tax Deposit account
No. of branches
41.
10-20
200
20-30
130
30-40
210
40-50
1300
50-60
150
60-70
110
The daily closing balance of a mid-cap companys share price for the last 12
working days in rupees is as given below. Compute Mean, Median and Mode
and comment on which type of central tendency can be used as an
appropriate average for this scenario. 191, 189, 192, 188, 188, 190, 188, 193,
57
43.
44.
45.
The daily closing balance of a mid-cap companys share price for the last 12
working days in rupees is as given below. Compute Mean, Median and Mode
and comment on which type of central tendency can be used as an
appropriate average for this scenario. 60, 58, 61, 57, 57, 59, 57, 62, 63, 63.5,
61.5, 63.
The daily closing balance of a mid-cap companys share price for the last 12
working days in rupees is as given below. Compute Mean, Median and Mode
and comment on which type of central tendency can be used as an
appropriate average for this scenario. 82, 80, 83, 79, 79, 81, 79, 84, 85, 85.5,
83.5, 85.
The daily closing balance of a mid-cap companys share price for the last 12
working days in rupees is as given below. Compute Mean, Median and Mode
and comment on which type of central tendency can be used as an
appropriate average for this scenario. 70, 68, 71, 67, 67, 69, 67, 72, 73, 73.5,
71.5, 73.
The daily closing balance of a mid-cap companys share price for the last 12
working days in rupees is as given below. Compute Mean, Median and Mode
and comment on which type of central tendency can be used as an
appropriate average for this scenario. 72, 70, 73, 69, 69, 71, 69, 74, 75, 75.5,
73.5, 75.
46. The net Interest Income earned by 1500 branches of a bank is given below.
Calculate the average NII considering Mode.
NII in million Rs.
No. of branches
060
18
60120
272
120180
152
180240
675
240300
208
300-360
153
360-and
above
22
47. The net Interest Income earned by 1500 branches of a bank is given below.
Calculate the average NII considering Mode.
NII in million Rs.
No. of branches
050
11
50100
80
100150
141
150200
647
200250
290
250300
291
300-and
above
40
48. The net Interest Income earned by 1500 branches of a bank is given below.
Calculate the average NII considering Mode.
NII in million Rs.
No. of branches
050
14
50100
283
100150
278
150200
359
200250
218
250300
318
300-and
above
30
49. The net Interest Income earned by 1500 branches of a bank is given below.
Calculate the average NII considering Mode.
NII in million Rs.
0-60
No. of branches
23
60120
211
120180
332
180240
452
58
240300
176
300360
289
360-and
above
17
50. The net Interest Income earned by 1500 branches of a bank is given below.
Calculate the average NII considering Mode.
NII in million Rs.
0-50
No. of branches
42
50100
242
100150
56
150200
650
200250
330
250300
153
300-and
above
27
51. Details of home loans at fixed rate of interest disbursed by a Branch of ICICI in 201112, at different ROI are given below. Calculate the weighted average ROI.
Amount in
million Rs.
ROI in %
140.00
9
70.00
35.00
35.00
23.33
87.50
9.5
10
10.5
11
11.5
309.17
12
52. A privileged customer has invested his savings in various portfolios. The return
earned during the previous year is given below. Calculate the weighted average
return on investment.
Investment portfolio
Amount invested in Rs.
ROI in % per annum
PPF
FD
SB
19,00,000
9
27,00,000
9
1,35,000
4
Mutual
Fund
40,50,000
13
Equity
Shares
40,50,000
27
53. A privileged customer has invested his savings in various portfolios. The return
earned during the previous year is given below. Calculate the weighted average
return on investment.
Investment portfolio
Amount invested in Rs.
ROI in % per annum
PPF
FD
SB
41,00,000
9
63,00,000
9
3,15,000
4
Mutual
Fund
94,50,000
14
Equity
Shares
94,50,000
11
54. A privileged customer has invested his savings in various portfolios. The return
earned during the previous year is given below. Calculate the weighted average
return on investment.
Investment portfolio
Amount invested in Rs.
ROI in % per annum
PPF
FD
SB
14,00,000
8
43,00,000
8
2,15,000
3
Mutual
Fund
64,50,000
10
Equity
Shares
64,50,000
14
55. A privileged customer has invested his savings in various portfolios. The return
earned during the previous year is given below. Calculate the weighted average
return on investment.
Investment portfolio
Amount invested in Rs.
ROI in % per annum
PPF
FD
SB
35,00,000
9
84,00,000
10
4,20,000
3
59
Mutual
Fund
1,26,00,000
12
Equity
Shares
1,26,00,000
20
56. A customer of our branch has the following closing cash balance in his SB account.
Calculate the quarterly average Balance.
Date
01-01-2011
10-01-2011
18-01-2011
29-01-2011
12-02-2011
28-02-2011
10-03-2011
21-03-2011
31-03-2011
Amount in Rs.
1,000
3,000
600
1,800
3,600
7,200
4,000
3,000
5,000
57. A customer of our branch has the following closing cash balance in his SB account.
Calculate the quarterly average Balance.
Date
01-01-2011
10-01-2011
18-01-2011
29-01-2011
12-02-2011
28-02-2011
10-03-2011
21-03-2011
31-03-2011
Amount in Rs.
1,000
3,000
600
1,800
3,600
7,200
4,000
3,000
5,000
58. A customer of our branch has the following closing cash balance in his SB account.
Calculate the quarterly average Balance.
Date
01-01-2011
10-01-2011
18-01-2011
29-01-2011
12-02-2011
28-02-2011
10-03-2011
21-03-2011
31-03-2011
Amount in Rs.
3,000
9,000
1,800
5,400
10,800
21,600
12,000
11,000
13,000
60
59. A customer of our branch has the following closing cash balance in his SB account.
Calculate the quarterly average Balance.
Date
01-01-2011
10-01-2011
18-01-2011
29-01-2011
12-02-2011
28-02-2011
10-03-2011
21-03-2011
31-03-2011
Amount in Rs.
1,000
3,000
600
1,800
3,600
7,200
4,000
3,000
5,000
60. A customer of our branch has the following closing cash balance in his SB account.
Calculate the quarterly average Balance.
Date
01-01-2011
10-01-2011
18-01-2011
29-01-2011
12-02-2011
28-02-2011
10-03-2011
21-03-2011
31-03-2011
Amount in Rs.
2,000
6,000
1,200
3,600
7,200
14,400
8,000
7,000
9,000
61. A customer of our branch has the following closing cash balance in his SB account.
Calculate the Monthly average Balance.
Date
01-01-2011
10-01-2011
12-01-2011
15-01-2011
17-01-2011
18-01-2011
20-01-2011
25-01-2011
31-01-2011
Amount in Rs.
7,000
21,000
4,200
12,600
25,200
50,400
28,000
27,000
29,000
61
62. A customer of our branch has the following closing cash balance in his SB account.
Calculate the Monthly average Balance.
Date
01-01-2011
10-01-2011
12-01-2011
15-01-2011
17-01-2011
18-01-2011
20-01-2011
25-01-2011
31-01-2011
Amount in Rs.
5,000
16,000
3,300
9,900
19,800
39,600
22,000
21,000
23,000
63. A customer of our branch has the following closing cash balance in his SB account.
Calculate the Monthly average Balance.
Date
01-01-2011
10-01-2011
12-01-2011
15-01-2011
17-01-2011
18-01-2011
20-01-2011
25-01-2011
31-01-2011
Amount in Rs.
6,250
18,750
3,750
11,250
22,000
45,000
25,000
24,000
26,000
64. A customer of our branch has the following closing cash balance in his SB account.
Calculate the Monthly average Balance.
Date
01-01-2011
10-01-2011
12-01-2011
15-01-2011
17-01-2011
18-01-2011
20-01-2011
25-01-2011
31-01-2011
Amount in Rs.
6,250
18,750
3,750
11,250
22,000
45,000
25,000
24,000
26,000
62
65. A customer of our branch has the following closing cash balance in his SB account.
Calculate the Monthly average Balance.
Date
01-01-2011
10-01-2011
12-01-2011
15-01-2011
17-01-2011
18-01-2011
20-01-2011
25-01-2011
31-01-2011
Amount in Rs.
9,000
28,000
5,700
17,100
34,200
68,400
38,000
37,000
39,000
66. A customer has the following closing cash balance in his Savings account. He has
come to you on 21st June 2013 asking what was the minimum amount to be
maintained for the rest of the month in order to have a minimum monthly average
balance of Rs. 1,000.
Date
01-06-2013
05-06-2013
08-06-2013
10-06-2013
18-06-2013
20-06-2013
136
272
816
163.2
81.6
122.4
67. A customer has the following closing cash balance in his Savings account. He has
come to you on 21st June 2013 asking what was the minimum amount to be
maintained for the rest of the month in order to have a minimum monthly average
balance of Rs. 5,000.
Date
01-06-2013
05-06-2013
08-06-2013
10-06-2013
18-06-2013
20-06-2013
794
1,588
4,764
952.8
476.4
714.6
63
68. A customer has the following closing cash balance in his Savings account. He has
come to you on 21st June 2013 asking what was the minimum amount to be
maintained for the rest of the month in order to have a minimum monthly average
balance of Rs. 5,000.
Date
01-06-2013
05-06-2013
08-06-2013
10-06-2013
18-06-2013
20-06-2013
663
1,326
3,978
795.6
397.8
596.7
69. A customer has the following closing cash balance in his Savings account. He has
come to you on 21st June 2013 asking what was the minimum amount to be
maintained for the rest of the month in order to have a minimum monthly average
balance of Rs. 1,000.
Date
01-06-2013
05-06-2013
08-06-2013
10-06-2013
18-06-2013
20-06-2013
143
286
858
171.6
85.8
128.7
70. A customer has the following closing cash balance in his Savings account. He has
come to you on 21st June 2013 asking what was the minimum amount to be
maintained for the rest of the month in order to have a minimum monthly average
balance of Rs. 1,000.
Date
01-06-2013
05-06-2013
08-06-2013
10-06-2013
18-06-2013
20-06-2013
136
272
816
163.2
81.6
122.4
64
Chapter 7: Measures of
Dispersion
65
Apr-11
18110
2003
1844
8883
2814
May-11
17861
2277
1804
9043
2942
Jun-11
17985
2288
2012
9679
2959
Jul-11
17982
2035
2163
9580
2864
Aug-11
18392
2378
2096
9147
2910
Sep-11
17537
2230
2178
8831
2887
2. The monthly closing Stock Market indices of 6 months are given below. Analyse
which Market was more fluctuating during the period using MD.
Market/Period
Sensex
FTSE Euro top 100
SSE Composite Index China
Nikkei 225
Nasdaq Composite
Apr-11
17702
1943
2039
9872
2983
May-11
17450
2234
2140
9798
2965
Jun-11
17074
2217
2029
9811
2979
Jul-11
17881
2142
2136
9565
2893
Aug-11
17839
2186
2130
8842
2871
Sep-11
17097
2225
1867
8857
2841
3. The monthly closing Stock Market indices of 6 months are given below. Analyse
which Market was more fluctuating during the period using MD.
Market/Period
Sensex
FTSE Euro top 100
SSE Composite Index China
Nikkei 225
Nasdaq Composite
Apr-11
17558
2290
2001
9087
2960
May-11
17858
2153
1903
9278
2809
Jun-11
18483
1917
1915
9769
2856
Jul-11
17447
2361
2016
10295
2982
Aug-11
17199
1949
1898
9842
2871
Sep-11
17299
2399
2084
10224
2960
4. The monthly closing Stock Market indices of 6 months are given below. Analyse
which Market was more fluctuating during the period using MD.
Market/Period
Sensex
FTSE Euro top 100
SSE Composite Index China
Nikkei 225
Nasdaq Composite
Apr-11
17546
2104
2068
8944
2894
May-11
18418
2217
1895
9927
2863
66
Jun-11
17914
2115
2195
9106
2886
Jul-11
17176
2061
1845
8916
2861
Aug-11
17714
2387
1806
9755
2980
Sep-11
18005
2019
1824
9066
2910
5. The monthly closing Stock Market indices of 6 months are given below. Analyse
which Market was more fluctuating during the period using MD.
Market/Period
Sensex
FTSE Euro top 100
SSE Composite Index China
Nikkei 225
Nasdaq Composite
Apr-11
17171
2368
2041
9524
2810
May-11
18351
2374
1926
9738
2814
Jun-11
17426
2125
1855
9266
2971
Jul-11
17026
2278
2106
10252
2975
Aug-11
17093
2194
2149
9725
2864
Sep-11
18127
2308
2054
8921
2948
Q1-2012
1,323.5
110.5
143.5
43
83.5
52
Q2-2012
1,336
101
142.5
40
84
54.5
Q3-2012
1,308.5
102.5
143
40
81.5
66.5
Q4-2012
1,324
115
142
42.5
80.5
50.5
Q1-2012
1,187
122
143.5
44.5
83
46
Q2-2012
1,022
113
140.5
40
81.5
54.5
Q3-2012
1,214
104
141
43
81.5
68.5
Q4-2012
1,282
123
141
45
80
58
Q1-2012
1,314.5
108.5
140.5
43
80.5
49.5
Q2-2012
1,000
115
145.5
42.5
81
48
67
Q3-2012
1,135
119
148.5
45
81
63.5
Q4-2012
1,019
123
143
41
80.5
56.5
Q1-2012
1,490.5
118.5
140.5
40
84
66
Q2-2012
1,089
103.5
141
40.5
82.5
40.5
Q3-2012
1,338
121.5
140.5
43
84.5
63
Q4-2012
1,296.5
114
142
43.5
84
45
Q1-2012
1,103
114
147
40
80.5
60.5
Q2-2012
1,078.5
114.5
140.5
43.5
82.5
69
Q3-2012
1,449
100.5
143
44.5
85
55.5
Q4-2012
1,094.5
125
143
44
80
68
11. The steel production of China and India in different quarters is given below.
Comment on Stability in production using Measures of Dispersion.
In MT
India
China
Global
Q2-CY10
16.4
211.7
310
Q3-CY10
17.9
261.7
319.5
Q4-CY10
17.4
214.3
346
Q1-CY11
16.6
172.1
355
Q2-CY11
16
212.2
303.5
Q3-CY11
18
256.7
327
Q4-CY11
18
252.7
371
12. The steel production of China and India in different quarters is given below.
Comment on Stability in production using Measures of Dispersion.
In MT
India
China
Global
Q2-CY10
17.8
262.5
304.5
Q3-CY10
17.9
267.7
347
Q4-CY10
17.1
160.4
313.5
Q1-CY11
17.5
245.2
325.5
68
Q2-CY11
17.6
188.2
372
Q3-CY11
16.9
185
318.5
Q4-CY11
17.2
221.9
319
13. The steel production of China and India in different quarters is given below.
Comment on Stability in production using Measures of Dispersion.
In MT
India
China
Global
Q2-CY10
16.6
224.3
324
Q3-CY10
16.5
178.9
373
Q4-CY10
16.3
186.3
310
Q1-CY11
16.3
254
369.5
Q2-CY11
17.9
232
352.5
Q3-CY11
16
250.6
322.5
Q4-CY11
17.6
198.4
326.5
14. The steel production of China and India in different quarters is given below.
Comment on Stability in production using Measures of Dispersion.
In MT
India
China
Global
Q2-CY10
16.9
167.7
338.5
Q3-CY10
17.1
204.7
329.5
Q4-CY10
17.6
172.3
312.5
Q1-CY11
16
188.6
374.5
Q2-CY11
16.4
273.9
310.5
Q3-CY11
17.5
197.7
322
Q4-CY11
17.1
182.9
364.5
15. The steel production of China and India in different quarters is given below.
Comment on Stability in production using Measures of Dispersion.
In MT
India
China
Global
Q2-CY10
16.2
194.1
359
Q3-CY10
17.7
235.7
351
Q4-CY10
16.8
186.6
347
Q1-CY11
16.9
206.4
353.5
Q2-CY11
16.9
228.8
309.5
Q3-CY11
17.5
192.6
343
Q4-CY11
17.4
229.5
308
16. The rainfall during the first month at beginning of Active Monsoon period at
different places of a District is given below. Which part of the district is more
sensitive to rainfall?
Location/Year
Location A
Location B
Location C
Location D
Location E
Location F
2007 in
mm
158
137
191
105
209
160
2008 in
mm
149
126
185
113
203
176
2009 in
mm
151
110
174
120
191
167
2010 in
mm
160
146
230
102
205
141
2011 in
mm
164
138
174
118
194
132
2012 in
mm
160
101
186
114
200
168
17. The rainfall during the first month at beginning of Active Monsoon period at
different places of a District is given below. Which part of the district is more
sensitive to rainfall?
Location/Year
Location A
Location B
Location C
Location D
Location E
2007 in
mm
162
145
179
110
196
2008 in
mm
164
103
177
113
209
2009 in
mm
174
133
196
118
198
69
2010 in
mm
140
122
172
103
210
2011 in
mm
154
104
211
109
201
2012 in
mm
160
122
229
116
206
Location F
160
130
178
153
140
177
18. The rainfall during the first month at beginning of Active Monsoon period at
different places of a District is given below. Comment which part of the district is
more sensitive to rainfall?
Location/Year
Location A
Location B
Location C
Location D
Location E
Location F
2007 in
mm
147
109
208
109
196
156
2008 in
mm
147
131
173
112
190
178
2009 in
mm
134
102
189
113
210
142
2010 in
mm
136
117
196
119
196
175
2011 in
mm
172
100
216
111
190
168
2012 in
mm
162
141
218
110
192
141
19. The rainfall during the first month at beginning of Active Monsoon period at
different places of a District is given below. Comment which part of the district is
more sensitive to rainfall?
Location/Year
Location A
Location B
Location C
Location D
Location E
Location F
2007 in
mm
140
119
215
116
194
130
2008 in
mm
170
109
214
118
204
161
2009 in
mm
175
143
206
103
191
179
2010 in
mm
177
130
178
106
192
153
2011 in
mm
141
110
198
107
201
149
2012 in
mm
130
146
228
116
201
155
20. The rainfall during the first month at beginning of Active Monsoon period at
different places of a District is given below. Comment which part of the district is
more sensitive to rainfall?
Location/Year
Location A
Location B
Location C
Location D
Location E
Location F
2007 in
mm
133
150
225
113
208
146
2008 in
mm
144
113
229
102
193
134
2009 in
mm
138
125
191
107
192
167
70
2010 in
mm
136
140
217
118
202
173
2011 in
mm
157
136
198
109
207
140
2012 in
mm
131
114
175
101
195
147
21. The number of leads generated by the following members of your team during a
year is given below. Who is more consistent in generating leads?
Team
members
Ravi Raj
Verma
Rajavignesh
M
Praveen
Kumar
Mishra
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
11
51
52
18
18
22
10
20
22
20
22
24
19
32
43
13
23
21
13
21
19
11
12
20
15
10
22. The number of leads generated by the following members of your team during a
year is given below. Who is more consistent in generating leads?
Team
members
Ravi Raj
Verma
Rajavignesh
M
Praveen
Kumar
Mishra
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
20
35
34
14
10
12
23
22
22
18
15
23
16
35
53
17
19
17
21
10
14
21
18
22
11
20
11
10
23. The number of leads generated by the following members of your team during a
year is given below. Who is more consistent in generating leads?
Team
members
Ravi Raj
Verma
Rajavignesh
M
Praveen
Kumar
Mishra
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
19
34
36
11
25
24
22
17
10
20
22
13
19
53
50
10
23
11
11
25
17
24
15
21
10
12
15
10
24. The number of leads generated by the following members of your team during a
year is given below. Who is more consistent in generating leads?
Team
members
Ravi Raj
Verma
Rajavignesh
M
Praveen
Kumar
Mishra
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
17
45
50
15
14
19
24
21
11
14
11
22
13
41
53
19
23
23
25
23
18
25
13
14
19
17
71
25. The number of leads generated by the following members of your team during a
year is given below. Who is more consistent in generating leads?
Team
members
Ravi Raj
Verma
Rajavignesh
M
Praveen
Kumar
Mishra
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
13
50
37
12
16
18
16
23
24
10
16
19
20
30
51
11
14
19
19
17
14
20
15
15
11
18
20
26. The trend on Gold and Silver price at the end of financial year for 10 years is given
below. Which appears to be more stable?
Year
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
4.26
4.57
7.85
11.46
14.54
25.91
28.66
32.83
46.34
59.1
27. The trend on Gold and Silver price at the end of financial year for 10 years is given
below. Which appears to be more stable?
Year
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
72
4.41
4.28
6.1
8.76
14.25
19.73
34.99
31.58
50.87
55.36
28. The trend on Gold and Silver price at the end of financial year for 10 years is given
below. Which appears to be more stable?
Year
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
4.03
4.46
6.38
8.43
14.09
25.03
31.43
34.56
46.18
56.72
29. The trend on Gold and Silver price at the end of financial year for 10 years is given
below. Which appears to be more stable?
Year
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
4.55
5.3
6.49
8.82
12.45
18.57
32.2
39.43
51.37
59.07
30. The trend on Gold and Silver price at the end of financial year for 10 years is given
below. Which appears to be more stable?
Year
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
73
4.4
5.18
6.94
8.47
12.96
28.44
31.94
30.4
49.82
57.43
03,000
60
3,000 6,000
40
6,000 9,000
40
9,000 12,000
20
12,000 15,000
30
15,000 18,000
50
18,000 21,000
20
018,000
60
18,000 36,000
50
36,000 54,000
50
54,000 72,000
50
72,000 90,000
40
90,000 1,08,000
30
1,08,000 1,26,000
20
01,000
60
1,000 2,000
30
2,000 3,000
40
3,000 4,000
20
4,000 5,000
30
5,000 6,000
50
6,000 7,000
30
09,000
60
9,000 18,000
30
18,000 27,000
40
27,000 36,000
20
36,000 45,000
20
45,000 54,000
50
54,000 63,000
20
01,000
60
1,000 2,000
40
2,000 3,000
20
3,000 4,000
50
4,000 5,000
40
5,000 6,000
50
6,000 7,000
20
36.
37.
38.
74
39.
40.
453, 26, and 19. Which companys share in your opinion, appear to be more
stable in value and why?
Nitin Narender Srivastava has invested in shares of 3 companies. These shares
have an average market price of 3,914, 154, 147 and SD of the shares are
respectively 500, 32, and 20. Which companys share in your opinion, appear
to be more stable in value and why?
Rajavignesh M has invested in shares of 3 companies. These shares have an
average market price of 4,364, 133, 87 and SD of the shares are respectively
116, 22, and 16. Which companys share in your opinion, appear to be more
stable in value and why?
41. A bank has conducted a survey on the pattern of mature FD accounts being closed
in the month of March at different branches. Calculate Mean and Standard Deviation
and coefficient of Variance.
No. of FD accounts closed
No. of branches
7-14
220
14-21
210
21-28
250
28-35
120
35-42
230
42-49
180
42. A bank has conducted a survey on the pattern of mature FD accounts being closed
in the month of March at different branches. Calculate Mean and Standard Deviation
and coefficient of Variance.
No. of FD accounts closed
No. of branches
10-20
100
20-30
140
30-40
180
40-50
160
50-60
190
60-70
170
43. A bank has conducted a survey on the pattern of mature FD accounts being closed
in the month of March at different branches. Calculate Mean and Standard Deviation
and coefficient of Variance.
No. of FD accounts closed
9-18
18-27
27-36
36-45
45-54
54-63
No. of branches
190
200
130
210
160
110
44. A bank has conducted a survey on the pattern of mature FD accounts being closed
in the month of March at different branches. Calculate Mean and Standard Deviation
and coefficient of Variance.
No. of FD accounts closed
No. of branches
6-12
150
12-18
180
18-24
210
24-30
100
30-36
110
36-42
250
45. A bank has conducted a survey on the pattern of mature FD accounts being closed
in the month of March at different branches. Calculate Mean and Standard Deviation
and coefficient of Variance.
No. of FD accounts closed
No. of branches
46.
7-14
250
14-21
120
21-28
120
28-35
250
35-42
110
42-49
100
The monthly closing balance of a Large cap company's share price for the last
12 working days in rupees is as given below. Compute Range, SD and
Coefficient of range for the given data. 1,150, 1,125, 1,163, 1,123, 1,173, 1,202,
1,182, 1,232, 1,332, 1,387, 1,362, 1,432.
75
47.
48.
49.
50.
The monthly closing balance of a Large cap company's share price for the last
12 working days in rupees is as given below. Compute Range, SD and
Coefficient of range for the given data. 1,298, 1,273, 1,311, 1,271, 1,321, 1,350,
1,330, 1,380, 1,480, 1,535, 1,510, 1,580.
The monthly closing balance of a Large cap company's share price for the last
12 working days in rupees is as given below. Compute Range, SD and
Coefficient of range for the given data. 1,220, 1,195, 1,233, 1,193, 1,243, 1,272,
1,252, 1,302, 1,402, 1,457, 1,432, 1,502.
The monthly closing balance of a Large cap company's share price for the last
12 working days in rupees is as given below. Compute Range, SD and
Coefficient of range for the given data. 1,124, 1,099, 1,137, 1,097, 1,147, 1,176,
1,156, 1,206, 1,306, 1,361, 1,336, 1,406.
The monthly closing balance of a Large cap company's share price for the last
12 working days in rupees is as given below. Compute Range, SD and
Coefficient of range for the given data. 1,635, 1,610, 1,648, 1,608, 1,658, 1,687,
1,667, 1,717, 1,817, 1,872, 1,847, 1,917.
76
References
1.
2.
3.
4.
5.
6.
7.
8.
77