Business Plan Workbook

http://www.vertex42.com/WordTemplates/business-plan-template.html

About This Template

Pasting Tables and Charts into Word

Additional Resources

Terms of Use

usiness Plan Workbook

://www.vertex42.com/WordTemplates/business-plan-template.html

2016 Vertex4

out This Template

The purpose of this workbook is to provide examples of tables, charts, and financial statements
that can and should be customized.
For comments and questions about this template, you may contact Vertex42.com via email. See
the link above to return to the web page that describes this template.

sting Tables and Charts into Word

Pasting tables from Excel to Word
Use Copy/Paste to copy a table from Excel to Word. This will typically paste the data as a
formatted and editable table in Word, though none of the formulas will be functional within Word
(and the table will not be linked to Excel). If you don't want the table to be editable in Word, you
can "Paste as a Picture" using Paste Special or by choosing the "Picture" option when you rightclick in the document to paste the table.

Pasting charts from Excel to Word

When you paste a chart object into your business plan, make sure to "Paste as a Picture" because
pasting the chart as an embedded object means that the entire spreadsheet becomes embedded
in your Word document (even though what you see is only the chart).

ditional Resources
Each worksheet includes a resources section with helpful templates, links and references.

ms of Use
By Vertex42.com
http://www.vertex42.com/WordTemplates/business-plan.html

2016 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a copyrighted work
under the United States and other copyright laws.
Do not submit copies or modifications of this template to any website or online template
gallery.
Please review the following license agreement to learn how you may or may not use this
template. Thank you.

License Agreement
http://www.vertex42.com/licensing/EULA_privateuse.html

 2016 Vertex42 LLC

Highlight Charts

Highlights

$350,000
$300,000
$250,000
$200,000
$150,000
$100,000
$50,000
$0
Year 1
Sales

X-Axis Label
Year 1
Year 2
Year 3

Sales
$100,000
$200,000
$300,000

Startup Requirements
Expenses
117,000
Assets
100,000
Surplus
(17,000)

Year 2
Gross Margin

Gross Margin
$75,000
$145,000
$175,000

Year 3
Net Profit

Net Profit
$25,000
$55,000
$125,000

r3

Market Analysis
Customers
Segment
Young Couples
Older Couples
Families
Total

Growth
5.0%
7.0%
5.0%
5.67%

Year 1
25,000
30,000
45,000
100,000

Year 2
26,250
32,100
47,250
105,600

Year 3
27,563
34,347
49,613
111,523

Year 4
28,941
36,751
52,094
117,786

Market Analysis

60,000
50,000
40,000

Young Couples

30,000

Older Couples
Families

20,000
10,000
0
Year 1

Year 2

Year 3

Year 4

Year 5

Year 5
30,388
39,324
54,699
124,411

Young Couples

Older Couples

Families

CAGR
5.00%
7.00%
5.00%
5.67%

Milestones
5/26/15

7/15/15

9/3/15

10/23/15

12/12/15

1/31/16

Milestone #1
Milestone #2
Milestone #3
Milestone #4
Milestone #5
Milestone #6

Milestone
Milestone
Milestone
Milestone
Milestone
Milestone
Milestone
Total

#1
#2
#3
#4
#5
#6

Start Date
9/15/2015
10/15/2015
11/14/2015
12/14/2015
10/15/2015
11/14/2015

Duration
60
60
60
120
120
30

Resources
See these additional resources for milestones.
TEMPLATE Vertex42.com: Business Startup Costs Template

End Date
11/14/2015
12/14/2015
1/13/2016
4/12/2016
2/12/2016
12/14/2015

3/21/16

5/10/1

15

1/31/16

3/21/16

Budget
$10,000
$20,000
$30,000
$20,000
$10,000
$20,000
$110,000

5/10/16

Invisible
0
42,292
42,322
42,352
42,292
42,322

Start-up Requirements
Start-up Expenses
Fixed Costs
Legal and Permits
Stationery and Supplies
Insurance
Rent
Office Equipment
Website Development
Print Advertisements
Brochures
Total Fixed Costs
Average Monthly Costs
Rent
Utilities
Salaries / Wages
Total Average Monthly Costs
x Number of Months:
Total Monthly Costs
Total Startup Expenses
Start-up Assets
Owner Funding
Owner 1 Cash
Owner 2 Cash
Other
Total Owner Funding
Loans
Bank Loan 1
Bank Loan 2
Other
Total Loans
Other
Grant 1
Grant 2
Other
Total Other Funding
Total Start-up Assets

$5,000
$3,000
$10,000
$2,000
$5,000
$5,000
$10,000
$5,000
$45,000
$2,000
$5,000
$5,000
$12,000
6
$72,000
$117,000

$50,000
$50,000
$100,000
$0
$0
$0
$0
$0
$0
$100,000

Resources
For a more detailed start-up cost spreadsheet, see the template below.
TEMPLATE Vertex42.com: Business Startup Costs Template

12-Month Sales Forecast

Product
Product
Product
Product
Product
Total

Month 1
10,000
18,000
10,000
2,000
40,000

1
2
3
4

Month 2
10,000
18,000
10,000
2,000
40,000

Month 3
10,000
18,000
10,000
2,000
40,000

Month 4
10,000
18,000
10,000
2,000
40,000

Month 5
10,000
18,000
10,000
2,000
40,000

12-Month Sales Forecast

70,000
60,000
50,000
40,000
30,000
20,000
10,000
0

3-Year Sales Forecast

3-Year Sales Forecast

$700,000
$600,000
$500,000

Product 4

$400,000

Product 3

$300,000

Product 2

$200,000

Product 1

$100,000
$0
Year 1

Number of Sales
Product 1
Product 2
Product 3
Product 4

Year 2

Year 1
326
194
140
48

Year 2
360
229
168
61

Year 3

Year 3
400
253
187
74

Enter Manually

Total

708

818

914

Unit Price
Product 1
Product 2
Product 3
Product 4
Total

Year 1
$379
$824
$1,145
$675
$3,023

Year 2
$417
$828
$1,185
$677
$3,107

Year 3
$399
$825
$1,202
$713
$3,139

Unit Cost of Sales

Product 1
Product 2
Product 3
Product 4
Total

Year 1
$235
$432
$519
$301
$1,487

Year 2
$230
$403
$492
$273
$1,398

Year 3
$195
$389
$465
$288
$1,337

Total Sales
Product 1
Product 2
Product 3
Product 4
Total

Year 1
$123,554
$159,856
$160,300
$32,400
$476,110

Year 2
$150,120
$189,612
$199,080
$41,297
$580,109

Year 3
$159,600
$208,725
$224,774
$52,762
$645,861

Total Costs
Product 1
Product 2
Product 3
Product 4
Total

Year 1
Year 2
Year 3
$76,610 $82,800 $78,000
$83,808 $92,287 $98,417
$72,660 $82,656 $86,955
$14,448 $16,653 $21,312
$247,526 $274,396 $284,684

TOTAL NET SALES

Product 1
Product 2
Product 3
Product 4
Total

Year 1
Year 2
Year 3
$46,944 $67,320 $81,600
$76,048 $97,325 $110,308
$87,640 $116,424 $137,819
$17,952 $24,644 $31,450
$228,584 $305,713 $361,177

Resources
For a more detailed sales forecast spreadsheet, see the template below.
TEMPLATE Vertex42.com: Sales Forecast Template

Enter Manually

Enter Manually

Calculated Automatical

Month 6
8,000
18,000
10,000
2,000
38,000

Month 7
8,000
20,000
15,000
2,000
45,000

st

Product 4
Product 3
Product 2
Product 1

Product 4
Product 3
Product 2
Product 1

nter Manually

Month 8
8,000
20,000
15,000
2,000
45,000

Month 9 Month 10 Month 11 Month 12

9,000
10,000
10,000
10,000
20,000
25,000
25,000
25,000
15,000
20,000
20,000
20,000
3,000
3,000
3,000
3,000
47,000
58,000
58,000
58,000

nter Manually

nter Manually

alculated Automatically

1-Year Monthly Sales Forecast - 2 Products

First Month:
Units Sold

Manual Entry:

1/16/2016
Jan-16

Feb-16

Mar-16

Apr-16

white fill

May-16

Product/Service A

500

525

550

575

550

Product/Service B

1500

1000

1000

1250

1250

Product/Service A

$19.99

$19.99

$19.99

$19.99

$19.99

Product/Service B

$14.99

$14.99

$14.99

$14.99

$14.99

Product/Service A

0%

5%

5%

5%

-4%

Product/Service B

0%

-33%

0%

25%

0%

Product/Service A

$9,995

$10,495

$10,995

$11,494

$10,995

Product/Service B

$22,485

$14,990

$14,990

$18,738

$18,738

Total Revenue

$32,480

$25,485

$25,985

$30,232

$29,732

Product/Service A

$4.50

$4.50

$4.50

$4.50

$4.50

Product/Service B

$3.10

$3.10

$3.10

$3.10

$3.10

Product/Service A

$15.49

$15.49

$15.49

$15.49

$15.49

Product/Service B

$11.89

$11.89

$11.89

$11.89

$11.89

Unit Price

Sales Growth Rate

Revenue

Unit COGS

Margin Per Unit

Gross Profit
Product/Service A

$7,745

$8,132

$8,520

$8,907

$8,520

Product/Service B

$17,835

$11,890

$11,890

$14,863

$14,863

Total Gross Profit

$25,580

$20,022

$20,410

$23,769

$23,382

Resources
See the following sales forecast template for more information, charts, and graphs.
TEMPLATE Vertex42.com: Sales Forecast Template

Calculated:
Jun-16

Jul-16

gray fill

blue fill

Aug-16

Sep-16

Oct-16

Nov-16

Dec-16

525

525

550

575

600

650

650

1500

1500

1750

2000

2500

3000

3000

$19.99

$19.99

$19.99

$19.99

$19.99

$19.99

$19.99

$14.99

$14.99

$14.99

$14.99

$14.99

$14.99

$14.99

-5%

0%

5%

5%

4%

8%

0%

20%

0%

17%

14%

25%

20%

0%

$10,495

$10,495

$10,995

$11,494

$11,994

$12,994

$12,994

$22,485

$22,485

$26,233

$29,980

$37,475

$44,970

$44,970

$32,980

$32,980

$37,227

$41,474

$49,469

$57,964

$57,964

$4.50

$4.50

$4.50

$4.50

$4.00

$4.00

$4.00

$3.10

$3.10

$3.10

$3.10

$3.10

$3.10

$3.10

$15.49

$15.49

$15.49

$15.49

$15.99

$15.99

$15.99

$11.89

$11.89

$11.89

$11.89

$11.89

$11.89

$11.89

$8,132

$8,132

$8,520

$8,907

$9,594

$10,394

$10,394

$17,835

$17,835

$20,808

$23,780

$29,725

$35,670

$35,670

$25,967

$25,967

$29,327

$32,687

$39,319

$46,064

$46,064

Year 1
Total Units Sold
6775
21250
Avg Unit Price
$19.99
$14.99
Avg Growth Rate
2%
8%
Total Revenue

Units Sold * Unit Price

$135,432
$318,538
$453,970
Avg COGS
$4.38
$3.10
Avg Margin

Unit Price - Unit COGS

$15.62
$11.89
Total
$105,895
$252,663
$358,557

Revenue - COGS or Margin Per Unit * Units Sold

1-Year Monthly Sales Forecast - 3 Products

First Month:
Units Sold

Manual Entry:

1/16/2016
Jan-16

Feb-16

Mar-16

Apr-16

white fill

May-16

Product/Service A

500

525

550

575

550

Product/Service B

1500

1000

1000

1250

1250

Product/Service C

150

200

250

300

350

Product/Service A

$19.99

$19.99

$19.99

$19.99

$19.99

Product/Service B

$14.99

$14.99

$14.99

$14.99

$14.99

Product/Service C

$49.99

$49.99

$49.99

$49.99

$49.99

Product/Service A

0%

5%

5%

5%

-4%

Product/Service B

0%

-33%

0%

25%

0%

Product/Service C

0%

33%

25%

20%

17%

Product/Service A

$9,995

$10,495

$10,995

$11,494

$10,995

Product/Service B

$22,485

$14,990

$14,990

$18,738

$18,738

Product/Service C

$7,499

$9,998

$12,498

$14,997

$17,497

Total Revenue

$39,979

$35,483

$38,482

$45,229

$47,229

Product/Service A

$4.50

$4.50

$4.50

$4.50

$4.50

Product/Service B

$3.10

$3.10

$3.10

$3.10

$3.10

Product/Service C

$1.55

$1.55

$1.55

$1.55

$1.55

Product/Service A

$15.49

$15.49

$15.49

$15.49

$15.49

Product/Service B

$11.89

$11.89

$11.89

$11.89

$11.89

Product/Service C

$48.44

$48.44

$48.44

$48.44

$48.44

Product/Service A

$7,745

$8,132

$8,520

$8,907

$8,520

Product/Service B

$17,835

$11,890

$11,890

$14,863

$14,863

Product/Service C

$7,266

$9,688

$12,110

$14,532

$16,954

Total Gross Profit

$32,846

$29,710

$32,520

$38,301

$40,336

Unit Price

Sales Growth Rate

Revenue

Unit COGS

Margin Per Unit

Gross Profit

Resources
See the following sales forecast template for more information, charts, and graphs.
TEMPLATE Vertex42.com: Sales Forecast Template

Calculated:
Jun-16

Jul-16

gray fill

blue fill

Aug-16

Sep-16

Oct-16

Nov-16

Dec-16

525

525

550

575

600

650

650

1500

1500

1750

2000

2500

3000

3000

400

400

350

350

300

300

300

$19.99

$19.99

$19.99

$19.99

$19.99

$19.99

$19.99

$14.99

$14.99

$14.99

$14.99

$14.99

$14.99

$14.99

$49.99

$49.99

$49.99

$49.99

$49.99

$49.99

$49.99

-5%

0%

5%

5%

4%

8%

0%

20%

0%

17%

14%

25%

20%

0%

14%

0%

-13%

0%

-14%

0%

0%

$10,495

$10,495

$10,995

$11,494

$11,994

$12,994

$12,994

$22,485

$22,485

$26,233

$29,980

$37,475

$44,970

$44,970

$19,996

$19,996

$17,497

$17,497

$14,997

$14,997

$14,997

$52,976

$52,976

$54,724

$58,971

$64,466

$72,961

$72,961

$4.50

$4.50

$4.50

$4.50

$4.00

$4.00

$4.00

$3.10

$3.10

$3.10

$3.10

$3.10

$3.10

$3.10

$1.55

$1.55

$1.55

$1.55

$1.55

$1.55

$1.55

$15.49

$15.49

$15.49

$15.49

$15.99

$15.99

$15.99

$11.89

$11.89

$11.89

$11.89

$11.89

$11.89

$11.89

$48.44

$48.44

$48.44

$48.44

$48.44

$48.44

$48.44

$8,132

$8,132

$8,520

$8,907

$9,594

$10,394

$10,394

$17,835

$17,835

$20,808

$23,780

$29,725

$35,670

$35,670

$19,376

$19,376

$16,954

$16,954

$14,532

$14,532

$14,532

$45,343

$45,343

$46,281

$49,641

$53,851

$60,596

$60,596

Year 1
Total Units Sold
6775
21250
3650
Avg Unit Price
$19.99
$14.99
$49.99
Avg Growth Rate
2%
8%
7%
Total Revenue

Units Sold * Unit Price

$135,432
$318,538
$182,464
$636,433
Avg COGS
$4.38
$3.10
$1.55
Avg Margin

Unit Price - Unit COGS

$15.62
$11.89
$48.44
Total
$105,895
$252,663
$176,806
$535,363

Revenue - COGS or Margin Per Unit * Units Sold

3-Year Sales Forecast

Manual Entry:

Calculated:

white fill

Year 1

Year 2

Year 3

Product/Service A

6775

7500

8850

Product/Service B

21250

27250

33750

Product/Service C

3650

4375

5500

Product/Service A

$19.99

$19.99

$19.99

Product/Service B

$14.99

$14.99

$14.99

Product/Service C

$49.99

$54.99

$59.99

Product/Service A

2%

1%

2%

Product/Service B

8%

6%

4%

Product/Service C

8%

2%

3%

Product/Service A

$135,432

$149,925

$176,912

Product/Service B

$318,538

$408,478

$505,913

Product/Service C

$182,464

$240,581

$329,945

Total Revenue

$636,434

$798,984

$1,012,770

Product/Service A

$4.38

$4.08

$3.75

Product/Service B

$3.10

$3.05

$3.01

Product/Service C

$1.55

$1.51

$1.36

Product/Service A

$15.62

$15.91

$16.24

Product/Service B

$11.89

$11.94

$11.98

Product/Service C

$48.44

$53.48

$58.63

Product/Service A

$105,895

$119,431

$143,868

Product/Service B

$252,663

$326,003

$405,188

Product/Service C

$176,806

$234,025

$322,613

Total Gross Profit

$535,364

$679,459

$871,669

Total Units Sold

Avg Unit Price

Avg Sales Growth Rate

Total Revenue

Avg Unit COGS

Avg Margin Per Unit

Total Gross Profit

Resources
See the following sales forecast template for more information, charts, and graphs.

TEMPLATE Vertex42.com: Sales Forecast Template

gray fill

blue fill

Yr 2 vs Yr 1

Yr 3 vs Yr 2

% Change
11%

18%

28%

24%

20%

26%

Difference
$0.00

$0.00

$0.00

$0.00

$5.00

$5.00

Difference
-1%

1%

-2%

-2%

-6%

1%

Difference
$14,493

$26,987

$89,940

$97,435

$58,117

$89,364

$162,550

$213,786

Difference
($0.30)

($0.33)

($0.05)

($0.04)

($0.04)

($0.15)

Difference
$0.29

$0.33

$0.05

$0.04

$5.04

$5.15

Difference

and graphs.

$13,536

$24,437

$73,340

$79,185

$57,219

$88,588

$144,095

$192,210

3-Year Profit and Loss

Manual Entry:
INCOME
Operating Income
Category 1
Category 2
Category 3
Category 4
Total Operating Income (OI)
Non-Operating Income
Interest Income
Rental Income
Gifts Received
Donations
Total Non-Operating Income

Total INCOME
EXPENSES
Operating Expenses
Accounting and Legal
Advertising
Depreciation
Dues and Subscriptions
Insurance
Interest Expense
Maintenance and Repairs
Office Supplies
Payroll Expenses
Postage
Rent
Research and Development
Salaries and Wages
Taxes and Licenses
Telephone
Travel
Utilities
Web Hosting and Domains
Total Operating Expenses
Non-Recurring Expenses
Furniture, Equipment & Software
Gifts Given
Total Non-Recurring Expenses

Total EXPENSES
Net Income Before Taxes
Income Tax Expense

NET INCOME

gray border

2012 % of OI

$0

2013
-

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Owner Distributions / Dividends

Adjustment to Retained Earnings

$0

Resources
For more information about the profit and loss projection, see the template below.
TEMPLATE Vertex42.com: Profit and Loss Projection Template

$0

% of OI

2014 % of OI
-

$0

$0
-

$0

$0

$0

$0
$0

$0

$0

Balance Sheet
Manual Entry:
Assets
Current Assets
Cash
Accounts receivable
Inventory
Prepaid expenses
Short-term investments
Total current assets
Fixed (Long-Term) Assets
Long-term investments
Property, plant, and equipment
(Less accumulated depreciation)
Intangible assets
Total fixed assets
Other Assets
Deferred income tax
Other
Total Other Assets
Total Assets
Liabilities and Owner's Equity
Current Liabilities
Accounts payable
Short-term loans
Income taxes payable
Accrued salaries and wages
Unearned revenue
Current portion of long-term debt
Total current liabilities
Long-Term Liabilities
Long-term debt
Deferred income tax
Total long-term liabilities
Owner's Equity
Owner's investment
Retained earnings
Total owner's equity
Total Liabilities and Owner's Equity
Common Financial Ratios
Debt Ratio (Total Liabilities / Total Assets)
Current Ratio (Current Assets / Current Liabilities)
Working Capital (Current Assets - Current Liabilities)

Assets-to-Equity Ratio (Total Assets / Owner's Equity)

Debt-to-Equity Ratio (Total Liabilities / Owner's Equity)

Resources
For more information about the balance sheet, see the template below.
TEMPLATE Vertex42.com: Balance Sheet Template

gray border

2017

2016

$11,874

$11,874

$0

$1,208
$15,340
-$2,200
$14,348

$0

$0
$26,222

$0
$0

$8,060
$3,145

$11,205

$0

$3,450
$3,450
$7,178
$4,389
$11,567
$26,222

0.56
1.06
669

$0

$0
$0
{42}

2.27
1.27

Cash Flow Projection

Manual Entry:

CASH BALANCE
Date Ending
Cash at Beginning of Period
Cash at End of Period

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2015
9/3/2015
$5,000
$5,000

2016
9/3/2016
$5,000
$5,000

CASH INFLOWS
Cash from Operations
Receipts from Customers
Gross Rents
Total Cash from Operations
Cash from Financing
Issuance of Stock
Borrowing
Total Cash from Financing
Cash from Investing
Sale of Property and Equipment
Collection of Principal on Loans
Sale of Investment Securities
Total Cash from Investing
Total Cash Inflows

2015

2016

$0

$0

$0

$0

$0
$0

$0
$0

CASH OUTFLOWS
Operations
Wages
Inventory Purchases
General Operating Expenses
Interest
Income Taxes
Totoal Outflows from Operations
Financing
Repayment of Loans
Repurchase of Stocks
Dividends Paid
Total Outflows from Financing
Investing
Purchase of Property and Equipment
Making Loans to Other Entities
Purchase of Investment Securities
Total Outflows from Investing
Total Cash Outflows

2015

2016

$0

$0

$0

$0

$0
$0

$0
$0

$0

$0

NET CASH FLOW

Resources
For more information about the cash flow statement, see the template below.
TEMPLATE Vertex42.com: Cash Flow Statement Template

2017
9/3/2017
$5,000
$5,000
2017

$0

$0

$0
$0
2017

$0

$0

$0
$0
$0

Manual Entry:
INCOME
Operating Income
Category 1
Category 2
Category 3
Category 4

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Actual

Total Operating Income

Non-Operating Income
Interest Income
Rental Income
Gifts Received
Donations
Total Non-Operating Income
Total INCOME
EXPENSES
Operating Expenses
Accounting and Legal
Advertising
Depreciation
Dues and Subscriptions
Insurance
Interest Expense
Maintenance and Repairs
Office Supplies
Payroll Expenses
Postage
Rent
Research and Development
Salaries and Wages
Taxes and Licenses
Telephone
Travel
Utilities
Web Hosting and Domains
Total Operating Expenses
Non-Recurring Expenses
Furniture, Equipment and Software
Gifts Given
Total Non-Recurring Expenses
Total EXPENSES
Net Income Before Taxes
Income Tax Expense
NET INCOME

Budget

$0

$0
$0

$0

Difference

$0

$0
$0
$0
$0
$0

$0
$0

$0
$0
$0
$0
$0
$0

$0

$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0

$0
$0
$0

$0
$0
$0

$0

$0

$0
$0
$0
$0
$0
$0
$0