MASTERCARD PAYMENT

GATEWAY SERVICES
OVERVIEW

MAKING PAYMENTS SAFE, SIMPLE & SMART

Payment Gateway Services

What are MasterCard Payment Gateway Services?

Making payments safe, simple
& smart for your customers,
for your business.

Our Solutions

Our Payment Gateway Services offer industry leading, global payment processing
services and advanced fraud management solutions - for merchants, industry partners
and acquiring banks.
We recognise that the digital commerce market represents a key area of growth for
our customers. As such, its a key focus for us at MasterCard. We have aggressively
invested in payment gateway assets, by both acquisition and development of
proprietary technology, to provide a superior gateway offering that can assist our
customers to meet their business objectives.
As a global partner to some of the worlds most recognisable brands our customers
transcend the complexities of payment acceptance to increase revenues, enable new
sales channels, create better purchasing experiences and improve efficiencies whilst
fighting fraud.
OUR APPROACH AT-A-GLANCE:

Omni channel bank card processing:

- MasterCard, Maestro, Visa, Amex, Diners, JCB, Discover
- Recurring Payment with Flag (merchant driven)
SIMPLIFIED
PAYMENT
PROCESSING

GLOBAL &
LOCAL
SOLUTION

Enables merchants to accept highly secure digital payments

across various payment methods and multiple channels - to ensure a
consistent consumer payment experience

MAXIMUM
DATA
SECURITY

Mobile optimized user interface

based on the latest technology
SOPHISTICATED
FRAUD
PREVENTION
TECHNOLOGY

MasterCard | Payment Gateway Services

Email: gateway_sales@mastercard.com | Tel: +44 (0) 20 7421 9280 | Web: www.mastercard.com/gateway

Internal Risk Management - Card Bin, IP Country & Range,

AVS/CV2, 3D Secure
GateKeeper:2.0 is our highly sophisticated fraud and risk
management solution. It uses multiple layers of advanced
technologies and innovation to detect fraud with pin-point accuracy
at every stage of the payment lifecycle, whilst protecting genuine
customers
Merchant onboarding and configuration tools

Brand agnostic
supporting all major payment schemes and networks
Available for Acquiring Banks and other Partners to white label
leveraging market expertise and consultation around go to market plans

Tokenisation removes merchant need to handle sensitive bank card

data and also creates a more convenient checkout for the consumer
- Card and payment based tokenisation
- Multiple token formats including merchant defined
Fully managed P2PE solution - encrypts sensitive cardholder data on
the PIN Entry Device (PED) for transmission to the PCI DSS certified
payment gateway, where it is decrypted for processing

Toolkit to support merchant compliance with PCI DSS

Aggressive innovation roadmap

commitment to continuously evolve in line with major market trends and
customer expectations

Supports a wide range of alternative payment methods: PayPal

(acceptance in all 47 countries), Giropay and Sofort Banking (Europe),
BancaNet (Mexico), MasterPass and Visa Checkout

3D Secure Authentication
- SecureCode (MC), Verified by Visa (VBV), Safekey (Amex),
JSecure (JCB), Diners ProtectBuy
- Standalone MPI and 3D Secure with payment processing

Sector specific tools to aid convenience

such as tokenization and recurring payments

Sophisticated fraud management

capable of detecting fraud with a high degree of accuracy whilst
protecting genuine customers

Local bank connectivity via Banknet to major acquiring banks 140

around the globe

Fully PCI DSS Compliant

Global/local solutions for international business

reducing the complexity of entering new markets from all perspectives product, bank connectivity, fraud and risk management and in country
support
Strategic consultative support to grow your business
our market experts work with you on your strategy execution to
maximize success

Flexible Merchant Integration:

- Web services API
- Hosted checkout pages/hosted session removes the need for
merchants to handle sensitive bank card data
- Modern UI with intelligent search
- Reporting API

WHITE LABEL
CAPABILITIES

Merchant boarding API

Billing API
White label branding for hosted solutions, merchant portals,
and API integration guides

Payment Gateway Services

Why choose MasterCard Payment Gateway Services?

How it works
76% of shoppers from the UK
have bought goods from the
same retailer through more
than one channel.

MERCHANTS
Create new revenue streams
by capitalizing on the lucrative digital commerce
market. Multi-channel customers on average
spend between 15-30% more than single
channel customers (source: ISC Retail Insights)

Source: Raconteur

MERCHANT

E-COMMERCE & MOBILE

ACQUIRING BANKS AND OTHER PARTNERS

CONTACT CENTRE

IN-STORE & KIOSK

Provide a positive customer experience

with a professional, reliable and seamless
checkout process which minimizes downtime
and instills confidence into the consumer to
maximize sales

Generate additional revenue

by teaming up with the industry leading, highly
secure global payments technology
Enhance merchant relationships
as you provide them with a one stop shop for
payment services, offering value added services
Transcend the complexities and cost
of being a Payment Service Provider

Minimize fraud without rejecting

genuine customers
without compromising the speed or efficiency
of the checkout process through multiple layers
of sophisticated fraud prevention tools

as we will run the service whilst you focus on

running your core business

Stay ahead of the competition

through evolving capabilities in line with market
trends and customer needs

PAYMENT GATEWAY SERVICES

The proportion of UK adults

buying from sellers from other
EU countries is estimated to have
increased from 12% in 2008 to
23% in 2014.

Implement with ease

by choosing from multiple integration options
and the latest technology

International & alternative

payment options

Secure, fast & reliable

payment processing

Sophisticated Fraud &

Risk Management

The Office for National Statistics

One Connection Unlimited Opportunities

ONLINE BANK
TRANSFERS

AUTHORISATION & SETTLEMENT

ACQUIRING BANK

ONLINE
VOUCHERS

CREDIT/DEBIT
CARDS
ISSUING BANK

Management Portal:
ONLINE REPORTING

BATCH FILE UPLOAD

VIRTUAL TERMINAL

FRAUD CONFIGURATION

TRANSACTION MANAGEMENT

USER MANAGEMENT

MasterCard | Payment Gateway Services

Email: gateway_sales@mastercard.com | Tel: +44 (0) 20 7421 9280 | Web: www.mastercard.com/gateway

DOMESTIC
BANK CARDS

E-WALLETS

Payment Gateway Services

MasterCard Payment Gateway Services Are Unique...

Contact Us

Whilst remaining entirely brand agnostic from a payment acceptance point of view, enabling card
payments from all schemes as well as multiple alternative payment method brands, we are also able to
leverage the wider MasterCard organization to enhance our services to you with additional opportunities
across the broader payments value chain:

For more information about how MasterCard Payment Gateway Services

can assist your business, contact us today

Access truly global capabilities

We will listen locally and partner with you
to create solutions backed by MasterCards
global capabilities. This includes looking
broadly at the value of global investments
to build local solutions, and regionally
deploying experts in five centers of excellence,
all backed up by a broader on the ground
presence with a business spanning 210
counties and a team of
8200 people.
We can provide access into MasterCards
unique global network of over 140 banks, to
further assist your international growth plans.

Bring innovation faster

We can work with you to leverage
MasterCards unsurpassed global capabilities
to bring innovation to your business faster,
working with MasterCards innovation stack.
Created for the sole purpose of generating
new ideas and driving innovation, MasterCard
Labs is charged with conceptualizing,
testing, and bringing to market powerful
new payments systems that will make
transactions faster and easier than ever for
your customers.

Benefit from a commitment to invest

and enhance
Have a payment industry voice
We have a vested interest in shaping the
future of payments with you. We provide you
with a real channel to share your payments
experiences into a card scheme.
We operate globally and are fully engaged
with governments and NGOs around the
world (SASSA, Gates Foundation).

Partner with one of the Worlds leading

brands
We can work with you to provide unique
marketing opportunities exclusive to
MasterCard, including Cardholder campaigns
and use of sponsorship assets.

Our Partners:

MasterCard | Payment Gateway Services

Email: gateway_sales@mastercard.com | Tel: +44 (0) 20 7421 9280 | Web: www.mastercard.com/gateway

We have a track record of acquisitions and

investments that will continue to enhance and
grow the payment solutions we can provide
to you.

Harness the power of data

We can offer use of MasterCard Advisors,
the professional services arm of MasterCard,
to access real-time transaction data and
proprietary analysis, data-driven consulting,
and marketing services solutions to help you
optimize, streamline, and grow your business.

gateway_sales@mastercard.com
+44 (0) 20 7421 9280
www.mastercard.com/gateway

From 2012 to 2013 $25 million in

spending has shifted to cards from
cash.

2015 MasterCard. Proprietary and Confidential. All rights reserved.