National Bank for Agriculture and Rural Development

Department of F]efinance
Head Office : BKC, Bandra (E), Mumbai -400 051
Tel. : +91 22 2652 4926 . FaDt : +91 22 2653 0090
E-mail : dor@nabard.org . Website : www.nabard.org

EET===9T2o23::oogo
-ha : dor@nabard.org. aFde : www.nabard.org

giv ri.wl.tst3ir3IT)AlFng/ 3J

NABARD

S^lssl l'tl 4 / 2016-17

Ref.No.NB(DOR)/GSS/3l g /DEDS -4/ 2016-17

18 H$ 2016
`pr

-1,8- May 2016

qitr d. f 2jsffi3fr3FT23 z 2016-17

Office Circular No.fjzs /DOR2<?/2016-17

3Tt:FT7 rfu faa3ET

The Chairman/Managing Director

HunH5givafiTGF#

All Scheduled Commercial Banks

HaPr eEL HTdr #/ ii5hiiithtli/ <i=q Hgiv air/

All RRBs/ADFCs/StcBs/SCARDBs

-#

All Scheduled Primary Urban Co-operative Banks

enPr 3TFen mTfha 3TFPr uErfu #

fha FTgiv

Dear Sir

an..3Ffin faim in {] -faEEha al

Dairy Entrepreneurship Development Scheme

(DEDS)- Continuation of the Scheme for the

2016-17 a7 faT in 5T 5TTft I5aT

financial year 2016-17

5F EFTir enT T3TFTPla., 3id 3ftT Htlq T]TFT fatrm,

ap riT-, a]iia HitF7TT apiTT nd RETTffi 3Tap

We forward herewith a copy of Administrative

Approval refer No.F No.1-1/2009-DP dated

teat ri.TtF.i.1-1; 2009-an far 11 3irfu 2016 fl

April

2016

rfu 8tGT Ta . qF tr tr FEfrFT - aft aT

Agriculture,

issued

by

DAHD&F,

Government

of

11

Ministry

India

of

for

2016-17 aT ap q,]qtirdqoi a5 3TTqS apiiT 3m]qiF implementation of Central Sector Scheme - DEDS

FT aT #T # a. rd 2016-17 aT an EHaT faT ,

during 2016-17 for for your information.

The

3iiia 5itFTT i 140.00 rfe aT aHE q5T tme[t7FT fin budget provision of Rs.140.00 cr has7 been made

JFT a.

by Government of India for 2016-17.

qF in rty faEan ri 201 6-i 7 aT atIT 3T5qpr

The scheme is open for the entire Financial Year

an al 3ir tgiv di / fafrfu H qu en.

Tgiv air a St]tirfaffa 8tT # Hmi=zTy3T5qfatT
=F-i;idlfa i anTTfRE aT far qF rfu 01.05.2016
tl 31.07.2016 Effi EPr EflH Ffan EPr 3Trfu * faiT

qu en 3flT 3FFT 3Trfu aT an # aT FEFT qT

2016-17 in

respect of SC

States/Sikkim.

As

Category and

regards,

NER

General/ST

beneficiaries in the Non-NER/Sikkim region, the

scheme is open only for period of 03 months i.e.

from. 01.05.2016 to 31.07.2016 and the loan

TffiTaaleda
Gaon Badhe Toh Desh Badhe

applications received by the banks during the

qTca apT 3TTaF (ch aitT * fry fa5T 7iTr ) rfu above period (which are sanctioned later) are

aT agiT tlfan * far tin an 3fl{ fRE EPr

3t]i]&]i]T * 3mm qT 5fRE nd EPr an.

eligible under the scheme and subsidy will be

released subject to availability of funds under the

scheme.

FTTTffi 3Tap aT HTaT wi rfu aT fa3TrfHQfr

Other

aT 3]=q q5i53ff qFT qraa fin aiaT a,

annexed to the Administrative Approval has to be

aspects

of the

followed.

rfeFTrfu
(aT " xp)

F HFrfe
fro: qthH

Wuffi
(Y N Reddy)

General Manager
Encls : as above

Scheme

Guidelines

as

Sft
F.No.1-1/2009-DP

Government of India
Ministry of Agriculture and Farmers Welfare
Lepartment of Animal Husbandry, Dairying & Fisheri

Krishi Bhawan, New Delhi-110001

Datedthe
Subject: -

llthApril,2016

Administrative Approval for implerrientation f`f CeriiTa.i Sector Scheme "DAIRY ENTREPRENE'uT`Srii+ ijE`v.ELOPMENT SCHEME" during 201617.

The undersigned is directed to refer to this Department's OM No 1-1/09-DP dated

9th September`, 2010 conveying first administrative approv.al for Central Sector Scheme "DAIRY ENTREPRENEURSHIP DEVELOPM.ENT SCHEME (DEDS)" implementation
during 12th Plan and,last`administrative approval issued vide letter No 1-1/09-PP dated _
I-'t!.,``'-.i

-.-.-:

10th AprH 2015 and to convey administrative approval for continuation of DEbs`s;he~in.e..

+.`-

for the financial year 2016-17, during 12th Five Year Plan.

2.

Objectives of the scheme

to generate Self-employment and provide infrastructure for dairy sector;

to set up modern dairy farms and irifrastructure for production of clean milk;

to encourage heifer cal`f rearing for conservation arid development of good

breeding stock;
to bring structural changes in the unorganized sector, so that initial processing of

milk can be taken up at the village level;

to upgrade traditional technology to handle milk on a commercial scale and

to provide value addition to milk through proce.ssing and production of milk

products.

lmplementing Agency and Area of Operation

The National Bank for Agriculture and Rural Development (NABARD) will be the

nodal agency for implementation of BEDS scheme in all the States and UTs
throughout the country.

4.

Outlaysofthescheme
There is budget provision of Rs 140.00 crore during the year 2016-17, which
includes Rs 110.00 crore under MH2404 (General Component), Rs 17.00 crore
under M.H2404 (SC Component) and Rs 13.00 crore under MH 2552 (North
Eastern Region).

Page 1 of 6

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5.

Components that can be financed, indicative unit cost and pattern of

assistance are given below:
S.NoI

ComponentEstablishment of

Unit Cost

Pattern of Assistance

Rs 6.00 lakh
small dairy units with

for 10 animal

crossbred cows/

unit -minimum

indigenous descriptmilchcowslikeSahiwal,RedSindhi,GirRath`ietc/

unit size is 2

25% of the project cost (33.33

% for SC ,' ST farmers), as
back ended capital subsidy.
Subsidy shall be restricted on

animals with an

prorata basis to a maximum of

upper limit of

10 animals subject to a ceiling

10 animals.

of

graded buffaloesupto10animals. ( for

Rs.15,000

per.

animal,

(Rs.20,000 for SC/ST farmers)

or actual whichever is lower.
Beneficiaries may purchase
animals
of
higher
costs,
'n.owever, the subsidy will be

SHGs, Cooperatives
societies ,
Prod`ucerCompanies unit size`wiiI7be2-1.oanimal,s. ,perinein.b`er)`~

.restricted

to

the

Lab'6Ve`+-

ceilings.25%of the project cost (33.33

ij

Rearing of heifer

Rs 5.30 lakh

calves -cross bred,

for 20 calf unit . I % for SC / ST farmers) as

indigenous descript

-with an upper

mi!ch breeds of cattleandofgradedbijffaloes-upto20calves

'limit of 20

calvesI

back ended capital subsidy.

Subsidy shall be restricted on
prorata basis to a ma`^`!mum of
20 calf unit subject to a ceiling

of

Rs.6,600/-

per

calf

(Rs.8,800- for SC/ST farmers)

or actual whichever is lower.25%oftheprojectcost(33.33
iii

' Vermi compost with

Rs 22,000/-,I

% for SC / ST farmers) as
back ended capital subsidy

milch animal unit ( to

be considered with
milch animals/smalldairyfarmandnotseparately)

subjec-t

to

ceiling

of

Rs

5,500/- (Rs 7300/- for SC/ST

farmers} or actual whichever ls
lower.25/oof the project,cost (33.33
iv

Purchase of milking

inachines

I Rs 20 lakh

/mi!kotesters/bulk
milk cooling units(upto5000litcapacity)

% for SC / ST farmers) as
back ended capital subsidy
subject to a ceiling of Rs 5.0

lakh (Rs 6.67 lakh for SC / STfa,rmers)oractualwhicheverls

lower.

Page 2 of 6

Minls!,ry

Agricu!turo

Purchase of dairy

Rs 13.20 lakh

25% of the project cost (33.33

% for SC/ST farmers) as back
ended capital subsidy subject
to a ceiling of Rs 3.30 Iakh (Rs
4.40 lakh for SC/ST farmers)
or actual whichever is lower.

25% of the project cost (33.33

% for SC / ST farmers) as
back ended capital subsidy
subject to a ceiling of Rs 6.625
lakh (Rs 8.830 lakh for SC/ST
farmers) or actual whichever is

processingeqiLi pment formanut-actureofindigenousmilkproducts

vi

Establishment ofdairyproducttransportationfacilitiesandcoldchain

Rs 26.50 lakh

vii

Cold storage facilities

Rs 33 Iakh

for milk and nlilk

'IJrr`.
,

lower.
I 25% of the project cost (33.33
01^-^r

Cr\_

back

ended< capital

I__

i` r` . . . -..-

productsa

subsidy

siibject to a ceiling of Rs 8.25

lakh (Rs 11.0 lakh for SC/ST
farmers) or actual whichever is
lower.

Establishment of
private veterinaryclinics

viii
III

Rs 2.60 lakh
and Rs 2.0 Iakh

25% of the project cost (33.33

% for SC / ST farmers) as
back ended capital subsidy

for stationary

subjec`t

for mobile clinic

clinic

to

ceiling

of Rs

65,000/- and Rs 50,000/- (Rs

8?,600/- and Rs 66,600,J- for
SC/ST farme.rs) respectively
for mobile and stationary
clinics or actual whichever is
lower.

ix

II

Dairy marketing outlet

/ Dairy parlour

Rs 1.0 lakh/-

25% of the project cost (33.33

% for SC / ST farmers) as
back ended capital subsidy
subject to a ceiling of Rs
25,000/-(Rs
33,300/for
SC/ST farmers) or actual
whichever is lower.

ote:- The subsidy amount will be rounded off to the nearest-100----REd6ie5S.

Beneficiaries may submit project proposals without any limit. However, the back ended
capit_al subsidy under the scheme will be restricted to the above ceilings. The Banks will

verify the costs of components admissible under the sclheme based on the cost norms
notified by NABAFRTj.

Page 3 of 6

I i{ . c . p.r^.T R '+.?
er Secretary
vt. of india
istry ofAgricij!ture
t. rjf A.. i-I. D-. a Fig.heries
Krishi Bhawan, N@w I)e!nl

Eligible Beneficiaries
i) Farmers, Individual Entrepreneurs and Groups of Unorganized and Organized
Sector. Group of organized sector, includes Self-Help Groups on behal.f of their
members, Dairy Cooperative Societies, Milk unions on behalf of their members,
Milk federation, Panchayati Raj lrlstitutions (PRls) etc.are eligible under the

scheme.
ii) An appiicant will be eligible to avail assistance for all components under the

scheme but only once for each comporient.

iii) More than one member of a family can be assisted under the scheme Provided
they set up separate units with separate infrastructure at different locations.
The distance between the boundaries of two such farms should be at least 500
in.

7.

Pattern of Assistance .
a)

Back ended capital subsidy @ 25% of the project cost for general category

JL : r,|an`d .+3.33`.%.-for -SC/ST-farmers`. The component-wise subsidy ceili.ng;,will. +``L-3` i;u'`-i.'^.;'-

b)

be slJbject tc indicative cost arrived at by NABARD from time to time.

Entrepreneur contribution (Margin) for
loans beyond
Rs.1 lakh* -10% of
proj.ect cost (Minimum)

C) Baf*ksLub::ci :oa:annyc:e::s:i:nin RB| guideHnes3`

L

8.

Financial Institutions eligible for re-finance underthe scheme~

a. Cominercial Banks
b. Regional, RIJra!` and urban Banks
C. State Cooperative Banks

a. State Cooperative Agriculture and Rural Development Banks: and

e. Such other institutions, which are eligible for refinance from NABARD

9.

Linkage with credit

Assistance under the scheme shall be purely credit linked and subject to sanction
of the Project by eligible financial institutions and as per the guidelines of the

scheme enclosed herewith.

10.

Priorities:
NABARD should work in close liaison with the State Governments and UTs so that
the proposals on priority basis in cluster mode may be implemented. NABA.RD may
also instruct to banks to give priority to projects being implemented in cluster mode
farmers/in/omen in SHGs, Cooperatives and Producer Companies including creation
of facilities of processing, value addition and marketing of milk produced in the
cluster mode.

Page 4 of 6

49rlQ,Jjtt'rg
c[Itt. of A. H. D-. a Fi+;-he-rle3
V-,.-L^,

11.

NABARD shaH furnish a monthly progress report to DAHD&F, regarding proposals

received and sanctioned; farmers / entrepreneurs benefited; including Scheduled

Caste(SC),ScheduledTribes(ST)&Womenmembers;component-wisedetailsof
fund release; funds sanctioned and recovery of loan.
12.

It may be ensured that 16.2% of the funds targeted for SC farmers/ beneficiaries
under Scheduled Castes Sub Plan (SCSP) as per the directives of Ministry Of
Finance.

13.

This administrative approval for continuation of the scheme during 2016" is

issued with approval of Joint Secretary (C&DD) of the Department of Animal
Husbandry;Dairying&FisheriesvideDyNo616/JS(CDD)datedll.04.2016

Unc!er Secfei-ar>.
`..';Goyt. of lr!dia

DeF%':nj;t{?:{3?Tic:.i.:,7,reef,,9s
Ki.ishi' Btiawan, New I:16;hj

Page 5 of 6

Distribution:

1. Principal

Accounts

Officer,

Ministry

of Agriculture,

Department

of

Animal

Husbandry and Dairying,16, Akbar Road Hutments, New Delhi-110011.

2. The Accountant General, Commerce, Works and Miscellaneous, AGCR Building,

Near ITO, New Delhi-110002.

3. Chief Controller of Accounts, Department of Agriculture and Cooperation, Krishi

Bhavan, New Delhi.
4. Advisor (Agriculture), Nm AAYOG, New Delhi.
5. Additional Secretary & Financial Advisor, Deptt. of Animal Husbandry & Dairying ,
Krishi Bhavan, New Delhi.

6. Chief General .Manager.,' Department of Refinance , NABARD, C-24, `G' Block,

Bandra-Kurla Complex, Bandra (East), Mumbai -400 051
7. Joint Secretary (Admn.), Room No.199, Ministry of Rural Development, Krishi
Bhawan, New Delhi.
`.

A^u-'`-:"'-t':-``.

..8.Black,NewDeihi.+
.Joi`nt LSTecre!.ry
{PF-li), 'Ministry of Finance, Department
of__Expenditure, North
+-```f-+`~`Tfl`...`-.
,
S
c

9. Joint Secretary, Ministry of Finance, Department of Economic Affairs, Banking

Operation and Adniinistration Division, Room No.6, 3rd Floor, Jeevan Deep
Building, Parliament Street, New Delhi.
10.Chairman, NDDB, P.B.No.40, Anand 388001.

11.All State Governments, Department of Animal Husbandry & Dairying.

12. MD, Milk -Federation, States/ UTs

13. Technical Director, NIC ( With a request to Include the Administrative approval in

website of the Department )

Copy for information to:

PPS to Secretary (AHD&F)

PPS to AS &FA
PPS to AHC
PS to JS (C&DD)/ Dir (DD)/Dir ( Budget)/DC(DD)t'US {Fin)t' AC (DD)/AO( Budget) .

PS to JS(AN'LM)/Ps to JS(LH)

Undersecretarytotheiu;.# REndhf
Secretary

"'Govt, of lridia

Mlnistry of Agriciilture
Deptt. of A. H. D. G. F!inr!es
:<rishi Bhawa!`, Nw rJ..il ,I

Page 6 of 6

GUIDELINES

FOR

DAIRY

ENTREPNEURSHIP

DEVELOPMENT

SCHEME

FOR

IMPLEMENTATION DURING THE 12TH FIVE YEAR PLAN.

1.
Background
H
The Department of Animal Husbandry, Dairying and Fisheries is jmplementing Dairy
Entrepreneurship Development Scheme (DEDS) since 01.09.2010 with the objective of
generating self employment opportunities in the dairy sector, covering activities such as
enhancement of milk production, procurement, preservation, transportation, processing and
marketing of milk, by providing back ended capital subsidy for bankable projects. The
scheme is being implemented by National Bank for Agriculture and Rural Development
(NABARD).

1.2

DEDS scheme has received overwhelming respoiise fran dairy entrepreneurs across

the country. Considering the contn.bution made by the scheme in providing livelihood
opportunities and gainful employment to smaH and marginal farmers and dairy entrepreneurs,
the Cabinet Committee on Economic Affairs (CCEA) has approved the continuation of DEDS
scheme with an outlay of Rs 1400 crores during the 12t'T Five Year Plan.
(

2.

Objecti`Jes of the scheme

to generate self-employment and provide infrastructure for dairy sector;

to set up modern dairy farms and infrastructure for production of clean milk;

to encourage heifer calf rearing for conservation and development of good breeding

stock;
to bring structural changes jn the unorganized sector, so that initial processing of milk

can be taken up at the village level;

to upgrade traditional technology to handle milk on a commercial scale and

to provide value addition to milk through processing and production of milk products.
\,

3.

Implementing Agencyand Areaofoperation

The National Bank for Agriculture and Rural Development (NABARD) will be the nodal

agency for implementation of DEDS scheme in aH the States and UTs throughout the
Country.

4.

Outlays of the scheme and implementation Period

The Planning Commission has allocated an amount of Rs 1400 crores for DEDS
scheme for 12th Five Year Plan for implementatjon of the scheme throughout the
Country.

Eligible Beneficiaries
Farmers, Individual Entrepreneurs and Groups of Unorganized and Organized Sector
are eligible under DEDS. Group of organized sector, includes Self-Help Groups on
behalf of their members, Dairy Cooperative Societies, Milk unions on behalf of their
members, Milk federation, Panchayati Raj Institutions (PRls) etc.
Page 1 of 8

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An applicant will be eligible to avail assistance for all components under the scheme,
but only once for each compor,ent. However, more than one member of a family can

5.2

be assisted under the scheme provided they set up separate units with separate
infrastructure at different locations.
The distance between the boundaries of two
such farms should be at least 500 in.
Priority shall be given to proj.ects being implemented in a cluster mode covGring dairy
farmers/V\fomen in SHGs, Cooperatives and Producer Companies including creation

5.3

of facilities of processing, value addition and marketing of milk produced in the cluster.

Pattern of Assistance
a) Back ended capital subsidy @ 25% of the project cost for general category and
@ 33.33 % for SC/ST farmers. The comporient-wise subsidy ceiling will be
subject to indicative cost arrived at by NABARD from time to time.
b) Entrepreneur contribution (Margin) for

loans beyond

Rs.1 iakh* -10% of the

project cost (Minimum)

``6) Bank Loan`-Baranc6--pd'rtio`h .r -```"

[* Subject to any revision in P`BI guidelines]

7.

Financial Institutions eligible for re-finance under the scheme

a. Commercial Banks
b. Regional Rural and Urbar, Banks

c. State Cooperative Banks

d. State cooperative Agriculture and'Rural Development Banks: and

e. Such other institu.tions, which are eligible for refinance from NABARD

8.

Linkage with credit

Assistance under the scheme shall be purely credit lirlked and subject to sanction of
the Project by eligibie financial institutions mentioned at para 7above.

9.
Sanction of project by banks (Financial Institutions):
9.1 The entrepreneurs will prepare a project as per norms of the scheme and submit to the
Bank for sanction of the project. The bank shall appraise the project as per the
administrative approval issued by DADF from time to time and if found eligible, sanction
the total outlay excluding the margin, as a bank loan. The loan aniount shall be
disbursed in suitable installments depending on the progress of the unit. After the
disbursement of the first installment of the loan, the finaricial institution /bank shall apply
to the concerned Regional Office of NABARD for sanction and release of subsidy
amount.

9.2

All the financing banks shall be required to forward their subsidy claims through their
controlling office to the concerned NABARD Regional Office within two months of
disbursement of first installment of the bank loan.
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Page2of8

Project Sanctionjng Committee (PSC)

10.

Project Sanctioning Committee (PSC) of NABARD Regional Office shaH consider

proposals forwarded by the concerned financial institutions/banks and approve the

subsidycasesofeligibleapplicantswithinonemonthofreceiptoftheproposals.

11.

Releaseofsubsidy

11.1 Government of India win release funds in advance to NABARD to meet the committed /

anticipated liabilities towards the claims received by them and funds will be recouped
after balance comes below a certain level. The funds win be utilized by NABARD for
providing back ended capital subsidy to eligible beneficiaries through financing banks,
as per their subsidy claims.

11.2 After sanction of the subsidy by the PSC, the Regional Office :of NABARD shall release
the subsidy amount, after confirming the availability of funds from NABARD Head
Office. The subsidy shaH be released on first come first serve basis subject to
availability of fuiids allocated to the States/UTs.
11.3. Ali the financing banks.shaH be required to kept the subsidy amount in "Subsidy
Reserve Fund Account (Borrower-wise) in books of the financing inst.it.ution/bank' and'".-;!''` `-'

adjust the subsidy amoilnt in the subsidy reserve fund account of the beneficiary within
seven days of the receipt of subsidy from NABARD. In case the subsidy is not
adjusted to the subsidy reserve fund account of the beneficiary within seven days of
the receipt, the financing bank shaH be liable to compensate the beneficiary to the
extent of the additional int6rest charged.
{
11.4

After the receipt of subsidy from NABARD, the controlling office of the financing bank/
InstitutionT shall submit a utilization certificate to the effect that the amount has been

credited to the reserve fund accoiint of the beneficiary alongwith details of the
beneficiary. This certificate should be submitted to the concerned NABARD Regional
Ot-fice within fifteen days of the receipt of subsidy.

-12.

Rate oflnterestapplicable on the loan amountunderthescheme

Rate of interest on loans shall be as per P`Bl guideliries and the declared policy of the
concerned bank. The bank may charge interest on the entire loan amount, until the
subsidy portion is received; and from the date of the receipt of the subsidy, interest
shaH be charged only on the effective bank loan portion i.e. bank loan minus subsidy.

Time limit for Completion of the project

Time limit for completion of the project (except for calf rearing units where

disbursements are expected to continue upto two years) would be as envisaged under
the project, subject to a maximum period of 9 months from the date of disbursement of
the first installment of loan. This maximum period may be extended by 3 months in
caseswherejustificationprovidedbythebeneficiaryisfoundadequatebythefinancing
bank.

p^TF;A-.i

Page 3 Of 8
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13.2 ln case, the project is not completed within the stipulated period, benefit of subsidy wi 11

not be available; the advance subsidy placed with the participating bank, if any, shall be
refunded to NABAF.D.

14.

Security/Surety

14.1

Security for availing the loan be as perthe guidelines issued by RBI from time to time.

14.2

The beneficiary contribution of 10% shall not be required for loans less than Rs.1 Iakh

or any amount as specified in the RBl guidelines, as revised from time to time.

14.3

Kisan credit cards (KCC) may be used foravailing loans underthe scheme,

subject

to RBI guidelines.

15.

Repayment

15.1. Repayment Period will vary between 3-7 years depending on the nature of the activity
and cash flow. Grace period may range from 3 to 6 months in case of dairy farms to 3
years for calf rearin,g units (to be decided by the finar.cing bank.--as per- needs of
individual proj-ect;).

15.2

The recovery of the loan will be based on the net loan amount only. Subsidy sha!I be

adjusted by the concerns.d bank after the net bank loan (Bank loarl minus subsidy) and
interest thereon has been repaid.
15.3

Repayment Schedules shall be drawn on the total bank loan taken in a manner that the
subsidy amount is adjusted after liquidation of the net bank loan (excluding subsidy).

16. Adjustment of subsidy

16.1 I Capital subsidy will be back ended (adjusted agairist last few installments of repaymerlt
of the bank loan) with a minimum lock-in period of 3 years, ana. shall be refunded if the
account becomes a Non Performing Account (NPA).

16.2 The subsidy amount will be kept in "Subsidy Reserve Fund Account (Borrower-wise) in
books of the financing institution/bank. No interest shall be payable on this amount.

17. Monitoring Mechanism

17,1 Project anctioning Committee (PSC): PSC set up at NABARD Regional Offices shall
monitor and review the progress of the scheme on quarterly basis. The participating
banks shall conduct periodic inspections of the units and give a feedback to the PSC.
17.2 Joint Monitoring Committee (JMC): Joint Monitoring Committee (JMC) set up under
Chairmanship of Joint Secretary (DD) with representatives of NABARD, concerned
Banks and State Secretaries-in-charge of AH&D of four States, on rotational basis for a

period of two years, will monitor and review progress of implementation of the Scheme,
at regular intervals.

17.3 The State Level Bankers Committee (SLBC) and District Level Bankers Comrrlittee
(DLBC) shall review and monitor the Scheme in the concerned State at regular intervals.
Page 4 of 8
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17.4

Units set up under the scheme will be monitored by conduetjng field visits on a
sample basis by NABARD and major observations shall be placed before th.e PSC for
c!iscussion. In case the observation is such that needs to be brought to the attention of
JMC, NABARD shall do so.

17.5

NABARD shall furnish a monthly progress report to DAHD&F, regarding proposals

received and sanctioned; farmers / entrepreneurs benefited; including SC, ST &
Women members; component-wise details of fund release; funds sanctioned and
recovery of loan in the format enclosed at Annexure I.

18. Other conditions:

18.1 Empowered Committee under the Chairmanship of.Secretary (ADF) will have discretion
to modify indicative unit cost, based on inp`uts from NABARD.

18.2 As per directives of Planning C`bmmission, a Separate budgetary provision has been
made in the Scheme for SC farmers/beneficiaries under the Special Component plan fo.r
Scheduled Castes (SCP-SC) and for North Eastern States in BE 2013-14.
18.3

DAHD&F reserves the right to mo'dify, .add :and--delete any term:s -:/ c6`riditi-o`ing ' 'with6-dt-.."+

assigning any reasons arid the Department's interpretation of various terms will be final. Further,
the Department reserves the right to recaH any amount given under the scheme without assigning

any reason thereof

18.4 Surpirise inspection shall be undeiiaken by DAHD&F to assess the physical and
financial progress of the projects.
18.5 NABARD would be provided funds equivalent to 3.5% of the subsid`/ disbursed per year
for Administrative expenses (jnc!uding monitoring and evaluation, of the 3.5% provided
as Administrative Expenses,1% wiM be spent by NABARD oil Publicity of the Scheme)
subject to the ceiling of Rs.6 cr`ore per year
18.6

NABARD shaH er,sure adequate publicity of the scheme throughou-i the country to

ensure that the benefits of the scheme are availed by all eligible beneficiaries.. Publicity
charges will be restricted to 1% of subsidy disbursed in a year. Special attention will be .

given to the North Eastern States to sensitize potential benefic!.aries.

18.7

Other operational instructions issued by DAHD&F / NABARD from time to time will be

stric{!y adhered to.

18.8 NABARD would provide refinance assistance to commercial banks, Regional Rural

Banks (RRBs), Schedule Commercial Banks (SCBs), State Cooperative Agric.ulture and
Rural Development Banks (SCARDBs) and other such eligible institutions. Quantum and
rate of interest on refinance will be as decided by NABARD from time to time.
18.9 A signboard displaying "Assisted under DEDS by Department of Animal Husbandry
Dairying and Fisheries, Government of India through NABARD" will be exhibited at the
unit funded uncle.r DEDS.

Page 5 of 8
Gavt. Cf

o&,;:i:,;:;,::A:a3t.3,;:rt:`,;i:,.*t+:i::.:,:s

19.

Components that can be financed, indicative unit cost and pattern of assistance
are given below:

S.No

Component

II

Establishment
dairy

Pattern of Assistance

Unit Cost

25% of the project cost (33.33 % for SC

for 10 animal / ST farmers), as back ended capital
Rs 6.00 lakh

of small

units

with

cross b red

subsidy. Subsidy shall be restricted on

cows/ unit

indigenous
descript minimum
milch cows like Sahiwal, unit size is 2
Red Sindhi, Gir, Rathi animals with
I

etc / graded buffaloes

an

upto 10 animals

limit

Note: ln
SHGs,
societies ,

the case of
Cooperatives

upper
of

10

animals.?i...I;,-i:`:.:i,.--i,-T:-'`:ii?:ri+}:;`.+.2:.I

i-I,----:,i...,ti:

lower Beneficiaries may purchase

animals of higher costs, .however, the
subsidy will be restricted to the above
ceilings.

ProducerCompaniestheunitsizewillbe2-10animalsper!Lr'.,._`

ri;in,-ber.)

prorata basis to a maximum of 10

animals subject to a ceiling of
Rs.15,000 per animal, (Rs.20,000 forSC/STfarmers)oractualwhicheverls

..,

i
i;-i,-----,.,`

`,`

.*`'.--<

,.-`~?--,-,

-.

i-.^-``

-Rearing of heifer calves

ii(

'iiiI

25% of the project cost (33L33 % for SC

-cross bred, indigenous for 20 calf / ST farmers) as back ended capital
descript milch breeds of unit - with subsidy. Subsidy shall be restricted on
upper prorata basis to a maximum of 20 calf
cattle and of graded an
20 unit subject to a ceiling of Rs.6,600i'buffaloes - upto 20 limit of
calves
calves
per calf (Rs.8,800 for SC/ST farmers)
or actual whichever is lower. .
Rs 5.30 lakh

mi[ch

25% of the project cost (33.33 % for SC

/ ST farmers) as back ended capital
lsubsidy subject to a ceiling of Rs

animals/small dairy farm

5,500/- (Rs 7300/- for SC/ST farmers)

Vermi

compost

with

Rs 22'000/-

milch animal unit ( to be

coiisidered

with

and not separately )

iv

Purchase-of

I or actual whichever i.s lower,

milking

machines
/mil kotesters/bulk

milk

cooling units (upto 5000

lit capacity)
V

Purchase

of

. dairy

Rs

processing
equipment Iakh
fo r
in an ufactu re
of
indigenous milk products
vi

Establishment

product

25% of the proj.ect cost (33.33 % for SC

/ ST farmers) as back ended Capital
subsidy subject to a ceiling of Rs 5.0
lakh (Rs 6.67 Iakh for SC /. ST farmers)
or actual whichever is lower.
13.20 25% of the project cost (33.33 % for
SC/ST farmers) as back ended capital
subsidy subject to a ceiling of Rs 3.30
lakh (Rs 4.40 Iakh for SC/ST farmers)
or actual whichever is lower.
26.50 25% of the project cost (33.33 % for SC
/ ST farmers) as back ended capital
subsidy subject to a ceiling of Rs 6.625

I Rs 20 lakhI

of

dairy

transportation

Rs
lakhI

facilities and cold chain

:ji`o;jTt:;oe:ji::i;i.:;:;,%L\::5age6f8

th.`r`.`SftrhY

Dep}t.L`.,"dt`awat`l

vii

Cold storage facilities forMilkandMilkProductsEstablishmentofprivate

Rs 33 lakhRs2.60lakh

viii

lakh (Rs 8.830 lakh for SC/ST farmers)

or actual whichever is lower.
25% of the project cost (33.33 % for SC
/ ST farmers) as back ended capital
subsidy subject to a ceiling of Rs 8.25
Iakh (Rs 11.0 lakh for SC/ST farmers)
or actual whichever is lower.

25% of the project cost (33.33 % for SC

veterlnary clinicsDairymarketing outlet /Dairyparlorcj` for mobileclinicandRs2.0IakhforstationaryclinicRs1.0lakh/-:. .: +- I / ST farmers) as back ended capital

subsidy subject to a ceiling of Rs

65,000/- anc! Rs 50,000/- (Rs 86,600/-

and Rs 66,600/- for SC/ST farmers)

respectively for mobile and stationary
clinics or actual whichever is lower.
25% of the project cost (33.33 % for SC
/ ST farmers) as back endedocapital
subsidy subject to a ceiling of Rs
25,000/I(Rs.
33.,300/-' for : SC-/T
farmers) or actual whichever is lower.

XI

Note:- The subsidy amount will be rounded off to the nearest

100----Rupees.
I__-_' Beneficiaries
-`,''`,`'`,`u'.`,+,.,''CrlJ'
may

S.u^bh::^Pr`:i::,tL_Pr3_P_LS=!S__:i.tfio,rtan:y!imit.Hgivever,thebackeniei-=irit-;I-s;.;:;;;u;;ie';`tah'e
S.CAP::^en^W!l+I.b^e.:_S::ILO,t_e?.._t_:_t_h.:aio.reme.ntio;iJ`5;`iii;ni:-i;:.ui;:n;sup:;i'%;utyheu''cuoC:t:"oof

cdimponentsedmissibleundertheschemebasedonthe:ostri;r;:-;;iifi.:i.;;iv';ii-Ri.

AgT',,`,t._u,::

Ogg`;:.:`;;'a:::.aA%::Tit::,`:`i:,i:,n3`S

Page 7 of 8

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