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BY MICHAEL CARNEY
ON OCTOBER 27, 2014

A little over a year after opening up its thematic

investment platform to the public, Motif has seen
more than 75,000 individual investment motifs
created by its users, co-founder and CEO Hardeep
Walia announced today from the Stocktoberfest
conference in Coronado.
These motifs, which function like zero fee,

1 of 13

The Senate Republican leadership

has been looking at a variety of ways
to move forward to keep the bulk
phone records collection program
going. What usually happens is they
say, Lets just have a short-term
extension of it. Im tired of extending
a bad law. If they come back with that
effort to basically extend this for a

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How Motif helped two 11-year-olds beat Ivy League MBAs in an investi...

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Data, Bear International Market, Buy the

Sign
98 people
listening By
Dip, in
and Biotech
Breakthrough.
comparison, it took the companys team of data
scientists and professional investors a similar
amount of time to create the first 120 such motifs

ending the collection of phone

records, I do intend to filibuster.
Sen. Ron Wyden

in the platforms earliest days. But by relying on

the power of the crowd, as well as using social
+ Follow results to rank these
Share
proof and real investing
strategies, the company has dramatically
Newest | Oldest | Top Comments

expanded the universe of accessible investment

strategies.
1 day ago
HarveyWiner

Whether politics, belief, or allowing invasion, illegal

illegal, and should remain that way, this is
Theres is
more
motifs today than ETFs and mutual
degrading our Nation, and our individuals to the
funds combined,
lowest of theWalia
low, tosays.
bet on our Nation, we have
never bet on our Nation, we stand strong, not
playing odds, we know damn well, we are the best,
The takeaway,
Walia
explained
the Nations,
room of
and willas
always
win,
to hell with to
global
who will dare gamble with their freedoms or
several hundred traders, financial advisors,
liberties', we can see what happened in the Middle
technologists,
and they
angel
is that
East, when
putinvestors,
all their monies
on big oil, and
got satan to be their idol god to hell, with the moon
investing has never been more accessible.
god allah, and the peoples suck up into the drug
cartel hacienda slavery by monies, and devalued
human lives to the machetes, and allah moon god,
Walia offered
a powerful testament to the
invading nations, crossing borders with their
democratizing
of the Motif
demoniceffect
devil worship
of satanplatform,
drugs, will destroy
man faster than any one element know, and we let
sharing a story about the surprise winners of a
our youth dance with the devil is total
University
investing stupidity
competition
sponsored
his
unacceptable
on those,
who danceby
to his
death chat of monies for all, and then we die
company. As he explains, it wasnt the soon to be
beats, with their never ending civil wars,
MBA grads
from a handful
Ivy League
perversions,
criminials of
actions,and
drugschools
out live
styles in our faces, what is it that has to happen to
that created the highest performing motifs under
stop these extreme radical groups, from betting
the contest.
it was
two 11-year-olds
theirRather,
lives away,
and realize
life is too damnfrom
short
to gamble, it on a stupid moment of insanity?

Fargo, North Dakota, even though the company

didnt know
they
were
participating.
We all
know
the odds
are in the Houses' favor, we

have lost, and lost big every damn time we

gambled, the odds are extreme, and the individual
The winners,
as part
of their
9thisgrade
math class
that plays
that death
game,
doing Russian
roulette with no brain power at all, and is a loser
at Oak Grove Lutheran School, were participating
before he places his bet for damn sure, wake up
in the contest
unofficially. But they outperformed
American.

NYT Now, the mobile application that collects

stories from the New York Times and from
around the Web, can now be used without a
subscription. The app has also been redesigned
to collect stories into a single stream with
data-rich cards made to be shared on social
media. [Source: The New York Times]

Google has suspended consumers ability to add

information to its Google Maps service after
several users added images of the Android robot
pissing on Apples logo and other offensive
drawings. The tool will remain unavailable until
the companys mapping team can go through all
pending updates and weed out the juvenile
artwork from the helpful modifications. [Source:
The Next Web]

their graduate school counterparts by an average

This is serious business, and betting should
of five to remain
six percent,
nevertheless.
a fools follies,
as it always have been, we
The

are no fools, but our present elect are pretty damn

close including Rubio, and Hilary, they both have
result
was into
firstbuying
identified
by instead
an AP of
reporter
bought
elections,
being real
leaders, and having real leaderships to lead us all,

who eventually interviewed the teacher and his

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choses, and responsibility for the choices we

keen eye make,

for changing
consumer
trends
not to gamble
our livesbehavioral
or families, into
the
hell we
seeaallhealthy
around us
at present,
with drugs
around them
and
dose
of common
being the main food staple, to these younger
sense, thegenerations
winning on
investors
betthat
on will
popular
a power trip
enslave them
all.
brands like Facebook, Under Armour, Netflix,
Starbucks,
Amazon,
Google,
Priceline.com.
If they
don't change,
andand
change
fast, and get rid
of their
very damn
Walia says
thatdemonic
he has addictions
since invested
intosoon,
the ,and
Oak
our Nation will surely be overran, and destroyed by
Grove Motif
and
made
lot of
moneyinsanity
as a of
the lot
of them,
andatheir
temporary
result. worshiping Monies, as the GOD of their own self
destruction, that is for damn sure, and it will be on
top, of all their and our tombstones in history, as
the worst
of the worse
will bury
all, as theretail
one
Where Motifs
platform
shines
is inusallowing
winner, all the time you gamble, you will die a loser
investorsplain,
whoand
may
have a deep understanding of
simple.

a particular industry or simply have a hunch

For you can never take it with you, and U-Hauls

about a secular
in the
we
acteach
on "sleep
that
will nevertrend
be buried
withmarket
you when
alone"!
knowledge
and quickly and easily put money to
work. Previously it would have been both
expensive and extremely time-consuming to
choose and purchase a representative basked of
stocks around
a single idea.
Apr 15, 2015
kathymack
dkanus is on the right track . . . W and his cronies
thisa country
thewants
groundto
and
gave
Through drove
Motif,
doctorinto
who
bet
on Yale
the a
bad name . . . Wall Street connections go a long
advancement
of stem
cell-related
therapeutics
way toward
lending
Motif an heir
of credibility. can
heir
should
be
air.
.
.
.
.
no
doubt
due
to
no
proof
create a custom Motif, selecting up to 30 stocks to
reading . . or . . . but anyway the idea is great for
representthose
thisofmarket
Motifs
and
us not inthe
1% . . .algorithms
thanks for your
great
idea
..
.
.
data engine can do this automatically or the user

can elect to do so manually. Either way, buying

that Motif in any dollar amount and any
allocation costs just $10, and can be rebalanced at
any timerealfactchecker
for the same fee. Similarly, an everyday
Jan 27, 2015
consumer
with
no medical
but
whowas?
So,
I wonder
what theirtraining
investment
return
wishes toAnybody
bet on know?
the likelihood of an Ebola
pandemic could purchase a basket of stocks
intelligently selected to represent that idea and
market.
spawn777777

Jan 21, 2015

Neither of
these
require
the investor
You
used scenarios
the wrong spelling
(wrong
word) for to
"compliment".
pay inordinate
fees or to be a sophisticated stock
analyst. In many cases, an existing Motif or basket
of stocks already exists around a given theme, and
investing is as simple as deciding how much
3 of 13

It turns out that for companies of a

certain size, its not that hard to get to
unicorn status, provided theyre
willing to give their investors a lot of
assurances that essentially cover their
potential losses. The one thing
common in every one of these funding
deals, the firm says, that in every case

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How Motif helped two 11-year-olds beat Ivy League MBAs in an investi...

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with the off

theolds
shelf
to manipulate
11 year
in 9thallocation
grade? Theor
linked
article
referring to to
thebetter
school suit
says you
6th grade.
a given weighting
personally. If
that Motif was created by a member of the Motif
user community, then the company pays the
creator a small commission every time someone

invests in their creation.

ThaShiznit

demanded a liquidation preference.'

Recode explains how "unicorns" became so
popular

Jan 24, 2015

@ladyeggplant well either these 11

yearthe
olds
skipped 3 grades
or they
are
According to Walia,
third-most
popular
search
in the 6th grade lol but seeing as they
term on the platform
today is ivy
marijuana,
proving
out performed
league MBA
students
i
wouldn't
be
surprised
if
its
the
latter!
that investors are eager to wager on the

expanding legalization of weed. It would be

extremely difficult to invest in marijuana in an
intelligent and diversified way via traditional
means, but
through Motif, it can be as simple
a
Jan 4,as
2015
realgoldinvestm
one-clickReal
process
and a single
$10
fee.
Gold Investment
200%
Daily
Interest For 20
Days
RealGoldInvestment.net
total of
paid
for youthey
80% But not everyone
has clear ideas
where
200% daily for 30 days,Total ROI 2400% - 6000% ,
want to invest
which
Motifs
are
and willtheir
send money
directly toor
your
Perfect
Money,
Egopay orgiven
Bitcointheir
account.
minimum
deposit
risk-appropriate
lifeThe
stage
and other
is $200 and The maximum deposit is $100,000 .
factors. This
is the
next
area ofdeposits
innovation
fortimes
You may
make
additional
as many
as you like.
Motif, according
to Walia. Next week, the
companyhttp://www.realgoldinvestment.net
will be releasing its new Investing DNA
feature which will allow users to complete a quick
assessment to help gauge this suitability. The tool

Bloomberg Business reports that cyberattacks

on health care providers in the United States
cost the industry $6 billion each year. This is the
result of increased interest in stealing medical
records, which can be sold for more than credit
card information, and a corresponding increase
in attacks on doctors, hospitals, and others in
the medical industry. [Source: Bloomberg
Business]

will rely on much of the data that Motif has

17, 2014
capturednancyjohn2010
over its early rollout, like which Dec
Motifs
I often
hear, "Iinvestors
just got myof
MBA
so I expect
are popular
among
a certain
age,tonet
make $x amount more money because of it." I
worth, profession,
sophistication,
and
other
always immediately
retort, "Said
every
person who
just got their
MBAwill be able to include their
factors. Further,
users
personal values into this calculation, so that, for
example <a
anhref="http://gmat-scope.blogspot.com
environmentally conscious investor
/2011/10/gmat-raw-scores-750.html">GMAT Raw
will never see an oil company stock featured in
scores</a>
their portfolio. At all times, users can see down to

the penny what individual stock they own and in

what allocation.
Cong Nguyen

Nov 30, 2014

With theThis
addition
of Investing DNA, the broader
is instructive site that instruct usHow Motif
helped two
11-year-olds
beat
Ivy more
Leaguelike
MBAs
Motif platform
is looking
more
and
a in
an investing contest to know more follow the link
data-driven paint by numbers for stock investing.
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said, there is room for the company to add more

sophistication to cater to more sophisticated
investors. Motif will soon support short positions
Nov 13, 2014
nancy1 stocks), options, and mutual
(betting against
ivy league degree is just liberal FLARE it
funds (atAn
the
insistence of its financial advisor
generally has nothing to do with smarts.

partners), as well as expand to international

markets. The company is also adding more
sophisticated data analytics and charting tools for
more technically-minded investors.
ThaShiznit

Jan 24, 2015

@nancy1 agree BUT a lot of snobby hr

themuse of this growing
Motif will look to people
make love
further
data set by asking it questions like, What do

people really think of Obamacare?, Walia says.

By looking at where and how people put their
money to work, Motif can assess sentiment based
Jan 26, 2015
DonaldTestone
on age, net worth,@nancy1
political affiliation, and other
demographic and psychographic factors that
Exactly... Dubya proved that an Ivy
should be far more
revealing
than
the simple
League
MBA has
nothing
to do with
smarts.
answers to an exit poll or market research survey.
The plan isnt to sell this data to third-parties,
Walia says, but rather to use it to better inform
investors on its platform about how the market
Feb 14, 2015
FanfareEnds
might move, and why.
@DonaldTestone @nancy1
W was smarter than the loser
we have
now.days
OBullcrap
One big surprise during Motifs
early
has has
proved a Harvard degree is
been the identity of its early
adopter audience.
mandatory for sodomizing
America and
JudeoThe companys initial assumption
wasthe
that
it
Christian West.

Apple has partnered with World Wildlife Fund

to significantly increase responsibly managed
forests across China. The companys goal is to
achieve a net-zero impact on the worlds supply
of sustainable virgin fiber and power all its
operations worldwide on 100 percent renewable
energy. [Source: Apple]

would be digitally-minded millennials that would

gravitate toward the platform, but in fact the

company has seen a majority of its uses being
over 65 years old and high net worth. It certainly
PeePartyPatriot Apr 7, 2015
didnt hurt that the product was quickly adopted
@FanfareEnds @DonaldTe
by the investment advisor stone
community,
even
@nancy1
before the company eventually added support for
that enterprise-type user.

W was smarter than Obama

?.. did I read you right ?...
You must be one of these
million in venture
Motif has closed a total of $86
investment members with a
funding from a combination
of traditional
Marijuana
Motif..... VCs
Causeas
you cannot be serious !...

Zynga has ditched the data centers on which it

spent $100 million in 2011. Now it will once
again be using Amazon Web Services for all its
databases because thats cheaper than operating

well as industry heavyweights Goldman Sachs and

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billion dollar financial services industry is no

small task, so having this kind of resources and
Apr 13, 2015
dknaus
Wall Street connections go a long way toward
@FanfareEnds @DonaldTe
lending Motif an heir of credibility.
The
stone @nancy1
competition from incumbents
well
That as
is one
of as
theother
most crude

that it needs to reduce spending by $100

million. I dont know if thats ironic, but its
certainly Alanis Morissette-worthy. [Source: The
Wall Street Journal]

remarks
I have seen
on be
the
upstarts like Wealthfront and
Robinhood
will
internet. President Obama
stiff. Given this, Motif still has
hassucceeded
plenty left
to after all
even
of the egotistical
childlike
accomplish, but the early feedback
has been
behavior efforts by
extremely positive.
republicans to screw him.
Our economy is ten times
better as are jobs, and we
I think 2008 was really a are
watershed
on track tomoment,
better our
paybacks
in
all
areas.
Walia says. He further explains that, not
onlyThe
did
only things that are lagging is
most retail investors lose their
shirtsrejecting
in the
us citizens
republican
market but they payed a host
of feeshooliganism
for the that
will trip them up in the
privilege of doing so. A lot longrun.
of themMArk
saidmy
towords.

themselves in the aftermath, there has to be a

better way.
Were making investing accessible and affordable
regardless of your level of experience and time,
Walia says. How many other
platforms can
Apr 18, 2015
Michael782
honestly claim that?
@dknaus @FanfareEnds

Like
Tweet
Share

253

Share

@DonaldTestone @nancy1
-- You must be suffering
from
253 Dementia dknaus.
Follow on AngelList

131
80
Apr 16, 2015
Motifclit_niblr036
Investing
Consumers @FanfareEnds
San Mateo, Ca @DonaldTe

stone @nancy1 - Really?

So, what did you call it when
Bush jr lied and tricked the
US into getting into a bullspit
war by invading the WRONG
country?

Motif Investing is an online broker offering

innovative online investing and
trading
A warstock
that has
lasted longer
then WWII,
cost
the lives of
services to turn ideas and global
trends
into
over 5,000 US troops,

investment opportunities. wounded and/or crippled

hundreds of thousands of
others, cost the US

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conducted illegal wire taps

Michael
on US Carney
citizens, imprisoned
without
due process,
Michaelpeople
Carney
is a West
conducted illegal torture, tore
Coast Editor
PandoDaily,
up theat
nuclear
arms treaty,
coveringignored
venture
the capital,
CIA memo with
title "Bin Laden
financialthe
technologies,
determined
to attack
ecommerce, on-demand services, and
the inside
the US," and outed CIA
future of television, among
other
subjects.
He is
agent
Valerie
Plame which
has spent his career exploring
the
world
of
treason and punishable by
penalty. and
early stage technology as the
an death
entrepreneur
early-stage investor, working in multiple
countries within North and South America and
And, lest you and people like
Asia. He is an enthusiast you
of all
things
shiny and
forget,
the subprime
electronic and is inspiredmortgage
by thosescam
who(cooked
build up
Wall St
and the banking
businesses and regularly by
tackle
difficult
industry)
that
a
problems. You can follow Michael oncaused
Twitter
global economic crisis that
@mcarney.
people are still feeling to this
day happened under Bush
jr's watch. Just like 9/11.

Please explain how all of that

is so much better then
Obama wanting people to
have healthcare?
Yes, Obama has not been
able to undo all the 8 years
of damage that Bush jr. left
the US in under 5 years.
There is no question about
that. But before you go on
the Obama has destroyed
this country rant.
Remember this, Obama has
continued to follow the same
policies that
Republican/Conservative
have come to know and love
and hold dear. Such as
keeping Gitmo open,
continuing wars, extending
tax cuts for the rich, etc.
So when you cry how he has
failed or destroyed the
country. Remember, it's
those same GOP policies
that failed the US 8 years
before and are failing the US
now.
The last thing the
Republicans needed to face
was a triumphant Obama

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presidential election.
The Republican's plan all
along has been to sabotage
America. It should be clear to
everyone that they can't be
allowed any meaningful
place in American
government.
They can't be trusted.
Trickle down economics has
been around since Reagan.
It has never worked to create
jobs. All it did was make the
wealthy, wealthier. We have
proof of this. Look at whats
happening in Kansas.
And what did it take to finally
kill Bin Laden, besides a new
President?
Two helicopters, US Navy
SEALs, bullets, guns,
grenades, and a titanium
fanged dog. 0_0 NOT a
multi-trillion dollar operation.
Oh, and the country that was
hiding Bin Laden for 5+
years -- Bush jr. was GIVING
them AID money so they
would keep America's
interests in mind.
Here's what I'm most
amused by. Until Obama
took office, Republicans
didn't care a whit about the
debt or the deficit.
They were spending like
drunken sailors on foreign
wars, and reducing taxes on
the wealthy as if we just
didn't need all that extra
surplus tax money to pay
bills.
After all, how are those
wealthy CEO's going to pay
to gas up their multi-million
dollar mega-yachts with the
pool and helicopter pad for
their weekend excursions?
Cmon help a rich brotha
out.
It's the "Two Santa Claus"
theory. When the

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they need to provide more

giveaways than the
Democrats so as to stay in
power. When out of power
they scream like a little girl
with a scraped knee about
runaway spending. Been
working since Reagan.
Where were these "fiscal" &
"expansionist" marches,
during the last 8 years Bush
jr was putting two wars on
the US credit card & giving
tax credits, to the tune of
billions in losses to
millionaires and billionaires?
Bush jr. expanded the
government exponentially!

dknaus

Apr 17, 2015

@clit_niblr036 @FanfareEn
ds @DonaldTestone @nan
cy1 Try one problem at a
time. We can all sling mud
real good. But, lets try to
make one thing right at a
time. There are plenty of
things I do not agree with
from all of our presidents.
Solve one problem at a time.
When you go off the deep
end nothing gets done by
anyone. Get it together and
focus.

clit_niblr036

Wish has raised $500 million from unidentified

investors who valued the company at around $3
billion, Forbes reports, based on a regulatory
filing. Its not clear how the mobile shopping
app-maker plans to use the funds, or when well
be able to stop calling these companies
unicorns. [Source: Forbes]

Apr 17, 2015

@dknaus @clit_niblr036 @
FanfareEnds @DonaldTest
one @nancy1 Not sure
what your point was, but
thanks for playing.

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Tinder is pushing back against research that

claims 42 percent of its users are in a
relationship married or otherwise but the
group behind the claims stands by its
methodologies. At issue is the size of the
researchers sample, its process, and Tinders
apparent touchiness about its service being
perceived as a mobile version of the cheatingfocused sites that predated it. [Source: The
Guardian]

Whatever the outcome in Europe,

Google is emerging as a formidable
competitor in wireless and broadband,
two of the most entrenched oligopolies
in the United States. So while
European regulators go after the
search giant, their American
counterparts would seem to be rooting
for Google.
The NYT on Google the monopolist vs. Google
the innovator

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