$ 6 CLICK LENDING

FROM APPLICATION TO

TM

FUNDING

A Wow! Borrower Experience with Real-Time Loan Decisions

KEY DRIVERS FOR THE ONLINE LENDING INDUSTRY

BORROWER BEHAVIOR IS CHANGING
WoW!
Mobile, cloud, social,
and fast

A simple, short loan

application process
Price, service and
convenience matter

Borrowers need to be WOWed

USE SOCIAL MEDIA

Leverage social media to stay

connected and exchange ideas

TECH SAVVY

Actively use online lenders and

alternate nance companies

Competitive advantage in the online lending market is a race to close loan applications
quickly and accurately while meeting these high consumer expectations.

WHAT ONLINE LENDERS NEED

TECHNOLOGY THAT DELIVERS A WOW BORROWER EXPERIENCE
A completely congurable auto-decisioning engine for origination and underwriting NOT a manual, labor-intensive and long origination process.

SINGLE SYSTEM
OF RECORD MODEL

FLEXIBLE

USE ALTERNATIVE DATA

TO EVALUATE CREDIT

AFFORDABLE

ROBUST
AUTO-DECISIONING

EFFICIENT

NEEDED: A SIMPLIFIED SOLUTION

THAT TAKES AS LITTLE AS 6 CLICKS
FROM APPLICATION TO FUNDING.

HOW 6-CLICK LENDING CAN

IMPROVE USER EXPERIENCE
6-Click Lending represents how easy it is to collect social, banking and credit data
to score and price an application, submit an oer and complete the contract in just a few clicks.

1
6

COLLECTING LOAN APPLICATION ONLINE

Simple loan application to
be lled online by the borrower

RECEIPT OF MONEY

AGGREGATING 3RD PARTY DATA

Quickly integrate traditional/
non-traditional data sources
in your underwriting model.

REAL-TIME LOAN
DECISIONS

POWERFUL AUTO-DECISIONING

REVIEW AND E-SIGN

Easily congure score cards,

credit matrix and pricing

4
TERMS AND CONTRACT

BUILD A WORLD-CLASS LENDING SOLUTION

WITH CLOUD LENDING SOLUTIONS
PROVIDE AN UNSURPASSED BORROWER EXPERIENCE THROUGH CL ORIGINATE
Leverage our fully-integrated cloud-based origination and
underwriting platform to
SIMPLIFY THE APPLICATION PROCESS

CL ORIGINATE
CL Originate processes the
application real-time, helping
the lender to make an
immediate oer, if approved.
TM

REDUCE ORIGINATION COST

PROVIDE A SEAMLESS ONLINE BORROWING EXPERIENCE

Lenders with proprietary algorithms and unique underwriting criteria can easily leverage
CL Originates powerful auto-decisioning process builder and data aggregation capability to
transform their long online loan origination process into a simplied 6-Click Lending process
from application to funding.

Online lenders can greatly benet from our 6-Click Lending process,
making loans as simple to get as placing an order on Amazon. To learn more,

SCHEDULE A DEMO
http://cloudlendinginc.com/schedule-demo/