50 Practice English Questions for SBI PO Preliminary Exam:

(Reading Comprehensions)

Direction (Q: 01 to 10): Read the following paragraph and answer the questions asked below:
The Coliseum is an ancient stadium in the center of Rome. It is the largest of its Kind. It is
very old. They started building it in the year 70. It took ten years to build. It is still around today.
The Coliseum has been used in many ways. In ancient Rome, men fought each other in it.
They fought against lions, tigers, and bears. Oh my! It was dreadful. But most of the people
loved t. As many as 80,000 Romans would pack inside to watch. These gruesome events went
on until 523.
The Coliseum has been damaged many times over the years. It was struck by lightning in
the year 217. This started a fire. Much of the Coliseum is made of stone. But the fire damaged
the upper levels. They were made of wood. This damage took many years to repair. It was not
finished until the year 240.
The worst damage happened in 1349. A mighty earthquake shook Rome and the Coliseum.
The south side of the building collapsed. Pieces of the arena were all over the ground. Many
people took the fallen stones. Others took stones from the seating areas. They used them to
repaid houses and churches. The Romans of those days were not connected to the Coliseum.
It had last been used as castle. Before that it was graveyard. It has been hundreds of years
since the games. The damage to the Coliseum was never repaired. Its good thing the outer
wall of it still stands strong.
Today the Coliseum is one of Romes most popular attractions. People from all over the
world come to Italy to see it. It has even appeared on the back of a coin. I guess that makes it
a symbol that many people want too.
1.) Which happened first?
a) An earthquake damaged the Coliseum.
b) The Coliseum was struck by lightning.
c) The Coliseum appeared on the back of a coin.
d) The Coliseum was used as a castle.
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2.) When did the Roman finish building the Coliseum?

a) The year 70
b) The year 523
c) The year 80
d) The year 240
3.) What caused the fire that damaged the upper levels of the Coliseum?
a) A bolt of lightning
b) Rowdy people who came to watch the events
c) An attacking army
d) An angry mob
4.) For which purpose was the Coliseum not used?
a) People fought other people in it.
b) It was a private castle.
c) People fought animals in it.
d) It was a meeting place for the government.
5.) Which caused the most damage to the Coliseum?
a) Fires
b) Earthquakes
c) Wars
d) Hurricanes
6.) What did the people do with the stones that they took from the Coliseum?
a) They repaired buildings.
b) They sold them.
c) They used them as weapons.
d) They used them as tombstones.
7.) Which best defines the word gruesome as it is used in the second paragraph?
a) Exciting
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b) Funny
c) Horrifying
d) Boring
8.) Which best describes the main idea in the last paragraph?
a) This is about all the things the Coliseum has been used for throughout history.
b) This is about how the Coliseum is a popular place to visit today.
c) This is about how the Coliseum is a symbol that many people know.
d) This is about how the Coliseum is used today.
9.) Which is not a way in which the Coliseum was damaged over the years?
a) Earthquake
b) Tornado
c) Lightning
d) Fire
10.) Which statement would the author most likely agree with?
a) The Coliseum should be replaced with a building that is not damaged.
b) The Coliseum has its place in history but it is not useful today.
c) The Coliseum should be used for fighting once again.
d) The Coliseum is very old and has been used for many purposes.
Answers:
1.b) 2.c) 3.a) 4.d) 5.b) 6.a) 7.a) 8.c) 9.b) 10.d)
Directions (Questions.11-20): Read the passage carefully and answer the questions given
below it. Certain words/phrases have been given in bold to help you locate them while
answering some of the questions.
Over the next five years, India faces one of the worlds biggest financing challenges:
bringing clean, affordable, reliable, water and energy to all, building the infrastructure for smart
cities to thrive and investing in enterprises that will provide livelihoods for an extra 10 million

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jobseekers each year. Through all of this and beyond, a sustainable financial system is both a
necessity and an opportunity.
For too long, a myth has been allowed to take root in India that sustainability and finance
are at odds that taking account of environmental, social and governance (ESG) factors raises
costs, reduces returns and impedes development. Actual practice suggests the reverse. The
Small Industries Development Bank of India has found, for example, that loans to energy
efficient companies have a much better loan recovery rate than the norm. At IDFC, the
business case for sustainable finance is real and multifaceted: reduced risk, increased market
share, access to international finance, reduced reputational risks and enhanced brand value.
Sustainable finance is fundamentally about channeling capital to Indias real economy
needs. Take renewable. The fivefold increase in the countrys solar target to 100 GW of
installed capacity by 2022 will require unprecedented volumes of investment, perhaps as much
as $ 100 billion as per some estimates. Even though solar is approaching grid parity and offers
attractive long-term cash flows with zero fuel risk, many obstacles remain, not lease off take
risk. But bottlenecks in the financial system also exist. The inclusion of renewable in banks
power sector exposure limits means that credit capacity is often capped out.
The time is ripe for India to move the needle on sustainable finance both domestically and
internally. Together, Ficci and the UN Environment Programme (UNEP) Inquiry have formed
an Indian advisory committee to generate practical policy options for a sustainable financial
system. Harnessing the positive power of financial innovation is key, and this includes
mobilizing Indias debt and equity capital markets.
The demand for green bonds among the worlds institutional investors is soaring with
$34 billion being issued this year itself. Certification of what is green and awareness creation
on the benefit from green bonds for individual investors are needed. A Green Bond Market
Development Committee for India will soon be set up. On the equity side, the new
Infrastructure Investment Trusts offer the potential to create Indias own yield co segment of
low-risk income-bearing clean energy securities.
Incentives will also be needed to overcome residual investment risks. But subsidies cannot
be the basis for sustainable finance in India. Key instruments could include guarantee and
credit enhancement mechanisms from national and international development banks to crowd
in private capital to, for instance, underpin payments to energy service companies, unlocking
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the crucial efficiency market in India. Tax incentives could also be used to encourage
investment flows already used for the countrys de facto green bond leader, the Indian
Renewable Energy Development Authority (IREDA).
11).What are the challenges India faces over the next five years? Answer in the context of the
passage.
A. Building the infrastructure for smart cities
B. Investing in enterprises
C. Regular availability of water and energy to all
a) Only (A) and (B)
b) Only (B) and (C)
c) Only (A) and (C)
d) All (A), (B) and (C)
e) Only (C)
12).What is the myth about the impact of ESG factors?
a) That these factor reduce cost, return and accelerate development
b) That these factors have no impact on a sustainable financial system
c) That these factors raise costs, reduce returns and impede development
d) That these factors facililate smooth functioning of sustainable financial system
e) Other than those given in the options
13).Which of the following statements is not correct in the context of the given passage?
A. Sustainable finance means channeling capital to Indias real economy needs.
B. Loans to energy efficient companies have a much better loan recovery rate.
C. There has been very little demand for green bonds among the worlds institutional
investors.
D. Investing in enterprises will provide livelihood for additional ten million jobseekers each
year.
a) Only (A) and (B)
b) Only (B), (C) and (D)
c) Only (C)
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d) Only (D)
e) Only (A) and (C)
14).What is the purpose of FICCI and UNEP forming an Indian advisory committee?
a) To woo worlds institutional investors to invest in green bonds
b) To mobilise Indians debt and equity capital market
c) To seek advice from successful financial institutions
d) To generate practical policy options for a sustainable financial system
e) All the above
15).What will be needed for setting up Green Bond Development Committee for India? Answer
in the context of passage
A. Guarantee and credit enhancement mechanisms from national and international
development banks
B. Incentives to overcome residual investment risks
C. Tax incentives to encourage investment flows
a) Only (A)
b) Only (B)
c) Only (C)
d) All (A), (B) and (C)
e) None of these
16).What is the meaning of the expression de facto as used in the given passage?
a) In practice but not necessarily ordained by law
b) A written statement of facts
c) By the very nature of the deed
d) From the beginning
e) Concerning law
Directions (Questions-17 & 18): Choose the word/group of words which is MOST SIMILAR
in meaning to the word/group of words printed in bold as used in the passage.
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17).Bottlenecks
a) assistance
b) hindrance
c) push
d) aid
e) promotion
18).Potential
a) mechanism
b) solution
c) possibility
d) problem
e) lacking
Directions (Questions.19 &20): Choose the word/group of words which is MOST
OPPOSITE in meaning of the word/group of words printed in bold as used in the passage.
19).Unprecedented
a) freakish
b) unusual
c) remarkable
d) extraordinary
e) unexceptional
20).Myth
a) tradition
b) imagination
c) fantasy
d) truth
e) extraordinary
Answers:
11). d) 12). c) 13). c) 14). d) 15). e) 16). a) 17). b) 18). c) 19). e) 20). d)

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Directions (Questions.21-30): Read the passage carefully and answer the questions given
below it. Certain words/phrases have been given in bold to help you locate them while
answering some of the questions.
Prime Minister Narendra Modi, reportedly, wants a strong rupee. The rupee has actually
been the best performing emerging market currency in 2014, in contrast to 2013, when it was
the second worst performing after the Indonesian rupiah. But more revealing is the real
effective exchange rate (REER), which measures the rupees average value against a basket
of 36 currencies after adjusting for inflation differentials vis--vis the countries concerned. This
indicator may be more relevant, especially given that whatever little weakening the rupee has
seen in 2014 about 1.9 per cent has had more to do with the dollars general strengthening
worldwide than any vulnerabilities specific to the Indian currency. Between September 2013
and November 2014, the rupees REER has appreciated by 10.7 per cent. The REER ruled at
99.32 in September 2013 over a base year value of 100 for 2004-05 meaning, the rupee was
undervalued. The current REER, at 109.97, points to an overvalued rupee.
The point is that the rupee today is not weak or vulnerable, as it was during, July
September 2013. The US Federal Reserves mere mention of tapering its extraordinary bondbuying programme (quantitative easing), then, triggered massive capital outflows and shorting
of the rupee by global currency traders. The current year, by contrast, hasnt witnessed any
run on the rupee. Foreign institutional investors have pumped in nearly $43 billion into the
Indian equity and debt markets, despite US Fed completely winding down its quantitative
easing and hinting at hiking interest rates (even if not immediately). That being the case, the
concerns over the rupee breaching the 63-to-the-dollar level seem somewhat misplaced.
Equally flawed is the yearning for a strong rupee and linking it to national pride. A strong
rupee isnt a bad thing, if it is accompanied by or rather, is a result of low domestic inflation
and rising productivity levels. But a strong rupee that is simply an outcome of volatile capital
inflows only erodes the countrys export and manufacturing competitiveness. We have seen
this in the past and also know what happens what the tide of capital flows reverses, as in 2013.
Modis government would do better to focus its attention on containing inflation and supply
side reforms that help boost productivity levels in the economy. An environment congenial to
growth and investment will also help attract foreign capital flows, thereby contributing to a
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strong rupee. Either way, a strong rupee cannot be an objective as much as the virtuous by
product of a growth process that is sustainable and based on sound economic fundamentals.
21).What is the main concern of the writer behind writing this passage?
a) To bring into light the attitude of the US Fed
b) To bring out the reality of Indias economic condition in public domain
c) To point out the need for a strong rupee based on sound fundamentals
d) To mention the functioning of the real effective exchange rate indicator
e) To evaluate the economic condition of India at present
22).Which of the following statements with regard to the performance of Indian rupee is/are
true? Answer in the context of the passage.
A. Indian rupee was just one rank below in the list of worst performer.
B. In the year 2014 the rupee was the best performer amongst the emerging market
currencies.
C. Indian rupee had performed better than Indonesian rupiah in 2013.
a) Only (A) and (B)
b) Only (B) and (C)
c) Only (A) and (C)
d) Only (B)
e) Only (C)
23).What does real effective exchange rate do?
A. It measures the rupees average value against 36 selected other currencies after adding the
value on inflation differentials
B. It measures the average value of a rupee in comparison to 36 selected currencies after
adjusting for inflation differential.
C. This exchange rate determines the value that an individual consumer will pay for imported
goods.
a) Only (C)
b) Only (B)
c) Only (A)
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d) Only (B) and (C)

e) Only (A) and (B)
24).Find the incorrect statement in the context of the given passage.
a) Despite restriction by the US Fed on quantitative easing and hinting at hiking interest
rates in future, foreign institutional investors invested huge sums in Indian equity and
debt markets.
b) In comparison to July September 2013 the rupee today is neither weak nor vulnerable.
c) In the current year, just the mention of tapering its extraordinary bond buying
programme led to shorting of the rupee by global currency traders.
d) The rupee was undervalued in September 2013 when compared with the value of base
year.
e) None of these
25).What is/are the adverse impact of a strong rupee arising out of volatile capital inflows?
A. It boosts productivity levels in the economy.
B. It causes stagnation
C. It hampers countrys export.
D. It erodes manufacturing competitiveness.
a) Only (B), (C) and (D)
b) Only (A), (B) and (C)
c) Only (B) and (C)
d) Only (A) and (B)
e) Only (C) and (D)
Directions (Question.26-28): Choose the word/group of words which is MOST SIMILAR in
meaning to the word/group of words printed in bold as used in the passage.
26).Appreciated
a) lost
b) gone high
c) diminished
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d) accumulated
e) subtracted
27).Yearning
a) aspiration
b) lust
c) hunger
d) indifference
e) distaste
28).Congenial
a) harmful
b) sympathetic
c) unfriendly
d) incompatible
e) favorable
Directions (Q.29-30): Choose the word/group words which MOST OPPOSITE in meaning
of word/group of words printed in bold as used in the passage.
29).Vulnerable
a) sensitive
b) susceptible
c) unsafe
d) secure
e) exposed
30).Erodes
a) builds
b) abrades
c) deteriorates
d) wastes
e) gnaws
Answers:
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21). c) 22). b) 23). b) 24). c) 25). e) 26). b) 27). a) 28). e) 29). d) 30). a)

Directions (Questions.31-40): Read the passage carefully and answer the questions given
below it. Certain words/phrases are given in bold to help you locate them while answering
some of the questions.
Central to the financial sector reforms would be the restructuring and financing of public
sector banks (PSBs). The Narasimham Committee II on Banking Sector Reforms (1998)
concluded that the fisc just could not meet the capital requirements of PSBs.
Accordingly, it recommended that the minimum government holding in PSBs should be
reduced from 51 per cent to 33 per cent. It was argued that reducing the government holding
to 33 per cent would not mean a loss of control over the social objectives of PSBs, but it would
give a breather to these banks to meet minimum capital requirements.
Under the NDA regime, Finance Minister Yashwant Sinha made a valiant effort to get this
recommendation accepted, but parliamentarians from his own party blocked the move. The
Committee on Fuller Capital Account Convertibility (2006) revived the Narasimham Committee
recommendation and also recommended that all banks should be registered under the
Companies Act but this was not accepted. The UPA government I and II swore by the 51 per
cent minimum government holding and hence there was an impasse.
The Financial Sector Legislative Reforms Commission (2013) recommended a single Indian
Financial Sector Code.
The pronouncements of the present BJP government, however, indicate that they would not
deviate from the 51 per cent government holding in PSBs. In fact, There is unanimous support,
across all political parties, on the 51 per cent minimum rule, which reveals what kind of vested
interests operate at the grassroots level.
The Nayak Committee (2014), inter alia, also recommends that the minimum government
holdings in PSBs should be reduced to below 50 per cent. Although this is a sensible
suggestion it is unlikely to muster political support to undertake the necessary legislative
changes.

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The PSBs, to be Basel III complaint, would need, by March 2019, about Rs. 2.4 lakh crore
of Tier I capital. The Government would need to put up a sizeable portion of this would clearly
be beyond the capabilities of the current fisc.
Moreover, under the present system of financing, the weaker the public sector bank, the
larger the government injection of capital, and the stronger the public sector bank, the lower
the government injection of capital. Under such a system all PSBs more or less grow at the
same rate and the system veers towards a weak structure.
Given the policy of not letting any commercial bank die, over the years, failing private sector
banks have been merged with public sector banks with a consequential financial drain on the
Government. The merger of the New Bank of India (a PSB) with the Punjab National Bank was
a disaster for both the Government and PNB.
Again, facetious suggestions have been made that weak PSBs should be allowed to have a
minimum government holding below 50 per cent. The pertinent question which arises is who
would subscribe to the capital of these banks.
31).Which of the following did not happen with the Narasimham Committee recommendation
during the NDA regime?
A. The then Finance Minister Yaswant Sinha made an effort to get the recommendation
accepted but parliamentarians from his own party did not allow the move.
B. The Narasimham Committee recommendations got no place in the Committee on Fuller
Capital Account Convertibility.
C. There was an impasse in accepting the Narasimham Committee recommendation.
a) Only (C)
b) Only (B)
c) Only (A)
d) Only (B) and (C)
e) Only (A) and (B)
32).What was the opinion of the Narasimham Committee II on Banking Sector reforms?
a) That reducing the government holding to 33% would help PSBs meet minimum capital
requirement.
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b) That reducing the governments holding 33% would not lead to loss of control over the
social objective of public sector banks.
c) That only fisc could not meet the capital requirement of public sector banks.
d) That the minimum government holding in public sector banks should be reduced to 33%
e) All the above.
33).Find the incorrect statement on the basis of the given passage.
a) All political parties agree that the government holding should not be less than 51%
b) The committee on Fuller Account Convertibility recommended that all banks should be
registered under the Companies Act.
c) The present BJP government has expressed its willing to bring down the government
holding in PSBs as recommended by the Narasimham Committee.
d) The main idea behind the financial sector reforms is restructuring and financing of
PSBs.
e) None of these
34).What is the meaning of the phrase inter alia as used in the passage?
a) mean while
b) nonetheless
c) in addition to
d) forcefully
e) among other things
35).Why was the New Bank of India merged with the Punjab National Bank?
A. To reduce the number of failing banks.
B. It was mandatory under the policy of not letting any commercial bank die.
C. It was necessary to allow government injection of capital to failing banks.
a) Only (C)
b) Only (B) and (C)
c) Only (A) and (B)
d) Only (B)
e) Only (A) and (C)
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Directions (Questions.36-38): Choose word/group of words which is MORE SIMILAR in

meaning to the word/group of words printed in bold as used in the passage.
36).Veers
a) strengthens
b) turns
c) stays
d) grows
e) languish
37).Consequential
a) minimum
b) least
c) insignificant
d) substantial
e) resultant
38).Facetious
a) concrete
b) ridiculous
c) grave
d) formal
e) serious
Directions (Questions.39-40): Choose the word/group of words which is MOST OPPOSITE
in meaning of the word/group of words printed in bold as used in the passage
39).Valiant
a) puissant
b) indomitable
c) brave
d) assertive
e) cowardly
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40).Injection
a) vaccine
b) donation
c) booster
d) withdrawal
e) handout
Answers:
31). b) 32). e) 33). c) 34). e) 35). d) 36). b) 37). e) 38). b) 39). e) 40). d)

Directions (Questions.41-47): Read the following passage carefully and answer the
following questions given below it. Certain words are printed in BOLD to help you locate them
while answering some of the questions.
Capitalism is a great slave, but a pathetic master. This truth unfortunately gets lost in
our chase for that elusive dream.. Especially in the west, the land that has been marketed as
the land of dreams__ the great Western dream. Its the dream of being independent masters of
our lives, of making big bucks and of being happy__ even if that happiness is being bought by
money, which all of them chase out there. No doubt, the West, on its part, has been fairly
successful in creating material comforts aplenty. It has improved the living standard of its
average citizen. However, this has been achieved as a result of more than 200 years of
unbridled growth and exploitation. Thus, the shop window of Westernism looks lucidly
attractive. And that is what has made the rest of the world mindlessly chase Westernism, not
necessarily happiness or an ideal form of society. All because the shop window looks very
impressive and it has been marketed very well.
But a deep look inside the shop tells a different tale. A different world lies behind; a
world that is not quite visible to the starry- eyed millions for whom the Western way of life
seems to be the ultimate dream.
Thus, we have Indians dreaming to become or to get married to an NRI and Indian
middle class fathers dreaming of their sons reaching the Bay area and landing tech jobs,
unmindful of the second-class life they end up leading in the West. What goes unseen and
almost unheard is that the West also happens to be the land that is right amongst the top in
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terms of the number of divorces per thousand, the number of single parents per thousand, the
number of old people in old homes, the number of suicides, homicides, and of course, the
number of college/school shootouts..
And why not! After all, such societies are constantly driven towards higher profits and
materialism. Expectedly, this materialism comes at a cost that the world is paying today. This
is the reason why we have millions dying of paying today. This is the reason why we have
millions dying of curable disease in Africa and other underdeveloped countries, while the rich
grow rich grow richer. Their growth will be reduced if they were to start thinking of the poor. So
what do they do to justify their greed for more? They most shrewdly propagate and market a
ridiculously primitive law of the jungle for our 21st-century civilization, the Law of Survival of
the fittest!
The interesting thing about material things is that they only give an illusion of
happinesss; however, such happiness is always momentary in nature. Ergo, at this juncture,
you feel you are the happiest person in the world, after buying your new car or flat screen TV,
and just a few days later, these are the very possessions that cease to make you happy. While
you chase the bigger car and spend that extra bit of wealth, you intercept someones share of
the daily bread and also sacrifice those that have the maximum power to make you happy___
family, emotions and love. Prolonged abstinence in feeling emotions finally destroys bliss; and
you dont even realize when you have become a dry-eyed cripple. And then you land up in
sermon workshops to find out the real meaning of life or whatever these workshops are
capable of explaining. The truth is that such workshops are also driven by merchants who cash
in on the dejected state of the people, a state created by their own fictional dreams. But by
then, its really too late.
By then you have made profits out of arms, and engineered wars to keep that industry
alive. You have sold guns across the counters at supermarkets and made profits. Youve
lobbied that guns should be made accessible to the common man. All for the sake of profit.
This makes you realise one day that they are your own children who are in the line of fire
against the school goer who opens fire on his schoolmates.
This is the society that finally creates an emotionless monster, who gets satisfaction in
killing adults and children alike for no cause, no reason and for none but himself. It is the utter
destruction of spiritualism and the total focus on endless self-gratification. Where so many
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single parent families and divorces exist, it is impossible to bring up children or influence the
killers any better.
41).Who does the author hold responsible for the shooting spree in schools and colleges?
i) Lack of love and emotion in the society in general
ii) Increased focus on self-gratification even when it comes at the cost of innocent lives
iii) Deteriorating social structure leading to break-up of families resulting in lack of moral
development in children
a) Only (i)
b) Only (iii)
c) Only (ii) and (iii)
d) All of these
e) None of these
42). Why does the author refer to the law of survival of the fittest as ridiculous?
a) This law is primitive and holds good for developed nations.
b) This primitive law is often used to justify the accumulation of wealth by a select
few
c) People from developing countries use it to rationalize their immigration to the
Western Countries.
d) It does not lead to any material profits and material wealth.
e) None of these
43). According to the passage, which of the following is a reason for poverty and hunger in
underdeveloped countries?
i) Mindlessly chasing the Western way of living.
ii) They have fallen prey to the idea of happiness through material comforts rather than
love and emotional bond.
iii) They do not have marketing techniques as good as the Western countries.
a) Only (ii)
b) Only (iii)
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c) Only (i)
d) Only (ii) and (iii)
e) Not mentioned in the passage
44).Why do the starry-eyed millions harbor a wish to became an NRI?
i) They are driven towards profits and materialism.
ii) They appreciate the Western way of life as it appears to them.
iii) They have become emotionless and have lost any attachment to motherhood.
a) Only (ii)
b) Only (i)
c) Only (ii) and (i)
d) Only (iii)
e) All (i), (ii) and (iii)
45). Why does the author disregard the Western way of living even though an average citizen
in the west enjoys better living standards?
a) Many Indians want to ape their life-style, leading to a cultural dilution of their own
traditions.
b) The West has failed to market their lifestyle in an appropriate way.
c) According to him, the law of survival of the fittest is now obsolete.
d) It only looks forward to material comfort rather than happiness within.
e) None of these
46).What does the author mean by intercepting someones share of daily bread?
a) Hindering the process of marketing in underdeveloped countries by the developed
countries
b) Denying material comfort to the Western world
c) Affecting the social life of those working towards material comforts only
d) Excess of wealth in Western world while people in poorer nations struggle for survival
e) None of these
47).The authors main objective in writing the passage is
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a) To explain that consumerist societies have their own drawbacks which are
overlooked by those who are blinded by their material glare
b) To explain how too many material comforts have improved the living standard of the
Common man in the West
c) That young children should not be given access to guns and other ammunitions
d) That all NRIs are leading unmindful, second-class lives abroad
e) None of these
Directions (48-50): Choose the word which is MOST similar in meaning to the word printed in
Bold as used in the passage
48).Shrewdly
a) Roughly
b) Rudely
c) Courteously
d) Rightly
e) Astutely
49).Chase
a) Follow
b) Catch
c) Conquer
d) Run
e) Capture
50).Elusive
a) Terrifying
b) Unusual
c) Unachievable
d) Haunting
e) Displeasing
Answers:
41). d) 42). b) 43). e) 44). c) 45). d) 46). d) 47). a) 48). e) 49). a) 50). c)

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